UCP 600

Trung tm Thng tin & Kho th Trng ai hc Ngoi thng

How to get paid

Trung tm Thng tin & Kho th

Trng ai hc Ngoi thng

Lm th no thu c tin thanh ton?

Cc thng l tt nht ca UCP 600
Vit Nam, nm 2011
Pavel Andrle
Th k y ban Ngn hng ca Phng TMCNQT Cng ha Sc,
chuyn gia t vn v ti chnh thng mi

EXPORTER

NH XUT KHU
Ri ro thanh ton ca ngi mua
Ri ro quc gia (kinh t, chnh tr, thin nhin)
Ri ro thanh ton ca Ngn hng (bn bo

lnh)
Ri ro vn ti
Ri ro ngoi hi
Ri ro th trng
Ri ro vn hnh

IMPORTER

NH NHP KHU
Ri ro thc hin hp ng t pha ngi bn
Ri ro quc gia (kinh t, chnh tr, thin nhin)
Ri ro vn ti

Ri ro ngoi hi
Ri ro th trng
Ri ro vn hnh

FOREIGN EXCHANGE RISK

RI RO NGOI HI
Vic mua bn c th giao ngay hoc giao

sau".
Hp ng giao ngay l ngha v bt buc phi
mua hoc bn mt s ngoi t nht nh ti t gi
hin hnh trn th trng.
Hp ng k hn l ngha v bt buc phi mua
hoc bn mt s ngoi t nht nh theo mt t
gi thng nht t trc, giao tin vo mt ngy
nht nh
9

FORWARD RATE

10

T GI K HN
T gi k hn c da trn t gi giao ngay

hin hnh trn th trng cng vi (hay tr i)

mt phn chnh lch c quyt nh bi mc
chnh lch li sut gia hai ng tin. V d
nh mc li sut ca Anh cao hn li sut ca
M, do t gi giao ngay gia hai ng tin
ny s c iu chnh phn nh tc ng
tin t ca s chnh lch ny trong thi hn
ca hp ng k hn.
11

MANAGING FOREIGN EXCHANGE RISK

12

Qun l ri ro ngoi hi
Hp ng ngoi hi k hn
Bn chc chn v chnh xc chi ph bn phi b ra
mua s ngoi t hoc s tin bn s nhn c t
vic bn s ngoi t ti thi im thanh ton (d
l lc no).
Bn s khng c li nu nh t gi hi oi sau
li bin ng c li cho bn v bn k kt hp
ng rng buc v c ngha v phi thc hin hp
ng .
Mt tha thun tn dng vi ngn hng ca bn.
13

MANAGING FOREIGN EXCHANGE RISK

14

Qun l ri ro ngoi hi
Ti khon ngoi t
Nu bn thng xuyn giao dch bng mt loi tin t
no v c c ngun thu v chi bng ng tin
th bn khng cn phi mua bn ngoi hi.
N - i vay bng ngoi t
i vay bng ng tin m doanh nghip ang chu ri
ro b li vic thanh ton bng ngoi t - l mt
cng c phng nga ri ro c mc ch ging nh
ca hp ng k hn.
15

MANAGING FOREIGN EXCHANGE RISK

16

Qun l ri ro ngoi hi
Hp ng quyn chn ngoi hi
Mt hp ng quyn chn ngoi hi l mt hp ng
giao mt loi tin i ly mt loi tin khc trong
tng lai, theo ngi mua quyn chn c quyn
mua (hoc bn) loi tin t ti mt mc gi
thng nht t trc, gi l gi giao dch hay gi thc
hin, nhng anh ta khng nht thit phi thc hin vic
mua (hay bn) .
Quyn chn mua c gi l call, quyn chn bn c
gi l put. c c quyn chn , ngi mua
quyn chn phi tr mt khon tin, gi l ph quyn
chn (option premium).
17

MANAGING FOREIGN EXCHANGE RISK

18

Qun l ri ro ngoi hi
Quyn chn ngoi hi
Ngi bn quyn chn s nhn c mt khon ph v
buc phi giao (hoc nhn) ngoi t vi mc gi tha
thun t trc nu nh ngi mua thc hin quyn chn
ca mnh.
Cc quyn chn ca M cho php ngi nm quyn
chn c thc hin quyn vo bt k lc no trc ngy
o hn;
Cc quyn chn ca chu u ch cho php thc hin
quyn chn vo ngy o hn.
19

CONTRACT OF SALE

20

HP NG MUA BN
Trc ht chng ta cn nu r:

Cc bn trong hp ng;
M t hng ha;
Gi c hng ha (gi bao gm nhng g?);

Kim tra hng ha ccc ngha v v hn ch;

Dung sai v s lng v cht lng ca hng ha c giao
Thi hn v iu kin giao hng (hp ng vn chuyn?!);
a im giao hng chnh xc cho ngi mua;
Chuyn giao ri ro (bo him?);
iu kin thanh ton;
Bo lu quyn s hu v chuyn quyn s hu ti sn;

21

COMMERCIAL DOCUMENTARY CREDIT

22

COMMERCIAL DOCUMENTARY CREDIT

23

THNG MI TN DNG CHNG

Ngi XK khng tin ngi NK
s nhn hng v thanh ton

24

Ngi NK khng tin ngi

XK s giao hng ng hn

NGN HNG

DOCUMENTARY CREDIT

25

KOMERCNI BANKA
Pra-ha, Cng ha S
KOMB CZ PP

Bn th hng

26

TN DNG
CHNG T

Ngn hng
VIETNAM,
HO CHI MINH CITY
Thanh ton
VIET VN V1

m bo
Article
7 Issuing
thc hin
Bank
c Undertaking
ngha l: Issuing Bank
Provided
thengay
stipulated
documents
are l
a. Thanhthat
ton
nu khon
tn dng
presented
tongay.
the Nominated bank or to
thanh
ton
Purchase Order
the Issuing bank and that they constitute
b. Cam kt thanh ton sau v tin hnh thanh
a complying presentation, the Issuing bank

Pro-Forma
ton vo ngy o hn
nu khon tn dng l
Invoice
must
honour
..
thanh ton sau.
c. Chp nhn hi phiu do ngi th hng
UCP 600 ton vo ngy o hn nu
k pht v thanh
APPLICANT
BENEFICIARY
khon tn dng l chp nhn chng t.

DOCUMENTARY CREDIT

27

TN DNG CHNG T
EXPORT
Ngn
hng
BANK
XK
Cc
POSSIBLE
vai tr ROLES:
c th:

1.
ONLYL
Advising
Bank
1.CH
Ngn
hng
2. Nominated Bank
bo
3. thng
Confirming
Bank
Ngn hng ca ngi thu hng

Issuing Bank

:41A c thc hin vi/bi

VIET VN V1
BANK OF VIETNAM,
HO CHI MINH CITY
BY PAYMENT
UCP 600
28 Ngi th

hng

Bn xin m
th tn
dng

DOCUMENTARY CREDIT

29

TN DNG CHNG T
EXPORT
Ngn
hng
BANK
XK
cc
POSSIBLE
vai tr ROLES:
c th:

Ngn hng ngi th hng

1.
ONLYL
Advising
Bank
1.CH
Ngn
hng
2. Nominated Bank
bo
3. thng
Confirming
Bank
Issuing Bank
:41A c thanh ton vi/bi:

VIET VN V1
BANK OF VIETNAM, HCMC

Bng thanh ton

Ngi th
30 hng

UCP 600

Ngi xin
m th tn
dng

DOCUMENTARY CREDIT

31

TN DNG CHNG T
EXPORT
Ngn
hng
BANK
XK
cc
POSSIBLE
vai tr ROLES:
c th:

Ngn hng ca ngi th hng

1.
ONLY Advising Bank
2. Ngn hng c ch nh
2. Nominated Bank
:41A3.
c
thanh ton Bank
vi/bi:
Confirming
:41A
Available With/By:

Issuing Bank
KOMB CZ PP
KOMB
CZBANKA,
PP PRA-HA
KOMERCNI
Bng thanh ton
KOMERCNI
BANKA, PRAGUE

Bng thanh ton

M 49 lnh xc nhn khng cn
iu 12 Ch nh

a. Tr trng hp ngn
hng c ch
nhmeans
chnh l ngn
hng xc
Nominated
bank
the bank
nhn, vic y quyn vic thc hin thanh ton hoc thng lng
with which the credit is available or
khng p t ngha v ln ngn hng uuwc ch nh , tr phi
any
bank
inngn
the hng
casec
of APPLICANT
achcredit
iu
c thng
nht
r bi
nh v
BENEFICIARY
bit. with any bank.
32 bo cho ngi th hng
available

DOCUMENTARY CREDIT

33

TN DNG CHNG T
Ngn hng XK cc vai tr c th
iu 8 Cam kt ca ngn hng xc nhn
Vi iu kin l cc chng t qui nh c xut trnh cho ngn hng xc
nhn hay cho bt k ngn hng c ch nh no, v min l nhng chng
Art. 8(d). If a bank is authorized
or requested
t hp l, ngn hng xc:41A
nhnAvailable
s phi:
With/By:by the
Issuing
bank
to confirm
a CZ
credit
is not
prepared
i. ThcBeneficiarys
hin
nghaBank
v thanh
ton
nu nh
khon
tn dng
c
cp theo: to
Issuing
Bank
KOMB
PPbut
a. Thanh
thanh
ton sau
xc nhn
vi without
ngn hng
xc nhn;
doton
so,ngay,
it must
inform
thehoc
Issuing
bank
delay
and
KOMERCNI
BANKA,
PRAGUE
b. Thanh ton ngay vi mt ngn hng khc c ch nh v ngn hng
may advise the credit
without confirmation.
c ch nh khng thanh
BYton;
PAYMENT
c. Thanh ton sau vi mt ngn
c ch nh vInstructions
ngn hng c ch
M hng
49 Confirmation
nh khng chu thc hin ngha v thanh ton sau, hoc cam kt
CONFIRM
thanh ton sau nhng li khng thanh
ton vo ngy o hn;
d. Chp
nhn vi mt ngn
hngac
ch nh
khc v ngn
Confirmation
means
definite
undertaking
ofhng
the c ch
nh khng chp nhn hi phiu k pht i tin ngn hng , hoc
Confirming bank, in addition to that of the Issuing bank,
chp nhn hi phiu nhng li khng chu thanh ton vo ngy o hn;
e. m phn
vi mt ngn
hng c chanh
khc v ngn
hng c ch
to honour
or negotiate
complying
presentation.
nh
khng m
phn.means the bank that adds its
Confirming
bank
APPLICANT
ii. Tha
thun thanh ton m khng c quyn truy i nu nh
khon tn dng
BENEFICIARY
confirmation to a credit upon the Issuing banks
34 c cp bng tha thun vi ngn hng xc nhn.

3. Confirming Bank

authorization or request.

DOCUMENTARY CREDIT

35

TN DNG CHNG T

Ngn hng XK
ch l ngn
hng thng
bo

Ngn hng
ngi th hng

Ngi th
hng
36

IMPORT BANK:

Issuing Bank

41A c cp vi/bi s swift:

VIET VN V1
BANK OF VIETNAM, HO CHI MINH CITY
BY PAYMENT

Ngn hng pht hnh

iu 7 Cam kt ca ngn hng pht hnh

Vi iu kin l cc chng t qui nh c xut
trnh cho ngn hng c ch nh hoc cho
ngn hng pht hnh, v min l nhng chng
t l hp l, ngn hng pht hnh phi thc
hin

..

APPLICANT

DOCUMENTARY CREDIT

37

TN DNG CHNG T
Ngn hng XK: ngn hng
c ch nh

41A c cp vi/bi s swift:

KOMB CZ PP
KOMERCNI BANKA, PRA-HA
M 49 Cc
lnh xc nhn
Beneficiarys Bank

Ngn hng NK:

ngn hng pht
hnh

Ngn hng pht hnh

KHNG C

iu 7 Cam kt ca ngn hng pht hnh

Min l cc chng t qui nh c xut trnh cho ngn hng
c ch nh hay cho ngn hng pht hnh v l
nhng chng t hp l, th ngn hng pht hnh phi thc
hin ngha v ..
Ngi th
hng
38

c). Ngn hng pht hnh cam kt bi hon cho ngn hng
c ch nh m thc hin thanh ton v gi b
APPLICANT
chng t sang cho ngn hng pht hnh

DOCUMENTARY CREDIT

39

Ngn hng XK: ngn

hng c ch nh
v ngn hng xc
nhn

TN DNG CHNG T

:41A c thanh ton vi/bi s

swift:
KOMB CZ PP
KOMERCNI BANKA, PRA-HA
Beneficiarys Bank
M 49 Lnh xc nhn

ngn hng NK:

ngn hng pht
hnh

Ngn hng pht hnh

XC NHN
iu 7 cam kt ca ngn hng pht hnh
Vi iu kin l cc chng t qui nh c xut trnh vi
ngn hng c ch nh hoc ngn hng pht hnh v
l nhng chng t hp l, th ngn hng pht hnh phi
thc hin ngha v..
c). Ngn hng pht hnh cam kt bi hon cho ngn hng
c ch nh m thc hin thanh ton hoc chp nhn
b chng t hp l v gi b chng t
cho ngn hng
APPLICANT
Ngi th
pht hnh
40 hng

PARTIES TO THE CREDIT

41

Cc bn trong quan h tn dng

ngi mua: ngi xin m th tn dng)
Ngn hng ca ngi mua: ngn hng pht

hnh
Ngn hng ca ngi XK:
Ch l ngn hng thng bo
Ngn hng c ch nh
Ngn hng xc nhn
Ngi bn: ngi th hng
42

THE SALES CONTRACT COVERS

43

Hp ng mua bn bao gm
nhng ni dung sau
Cc bn trong hp ng chuyn giao quyn
hng ha, dch v
s hu

gi c, ng tin tnh

44

ton
Thi hn giao hng
iu kin mua bn
(Incoterm)
vn ti, bo him
iu kin thanh ton

Chng t
Cc qui nh khc
Lut, lut p dng
Ti liu nh km

INCOTERMS 2010

45

INCOTERMS 2010
EXW

Ngi NK

Ngi XK

Ch hng n cng

FCA
FAS
FOB

46

CFR
CIF
CPT
CIP

Vn ti n
ngi mua

Cng xut
Bc hng ln tu

Thu NK

Cng nhp
Vn ti
Bo him
bng ng hng hi
bin

Chi ph d hng

Gi/iu kin vn chuyn

Chi ph phng trnh ri ro

DAP
DAT
DDP

IMPORTANT ISSUES FOR IMPORTER

47

Cc vn quan trng i vi
ngi nhp khu
Liu ti c th yn tm rng hng ti t s c giao

ng hn khng?
Ti yu cu thc hin thanh ton nu hng ti t c
giao ng hn:
S lng:
Danh mc/chng nhn khi lng Nh pht hnh
Chng nhn v kim tra hng
Ni dung
Cht lng:
Chng nhn cht lng, sc khe, v sinh
Chng nhn kim tra hng ha
48

IMPORTANT ISSUES FOR IMPORTER

49

Cc vn quan trng i vi nh nhp khu

Ti yu cu thc hin thanh ton nu hng ti t c

giao ng hn:
Tip cn i vi l hng t hng ca mt bn
t hng ngi vn ti + cho
Chng t s hu
php vn ti
Cc chng t khc
of title warrant list Mua hng k gi thng
Ghi ch vn ti
Mua hng k gi thng
Chng t VT
Chng t ngi giao nhn
Mua hng k gi thng
FCR
50

SWIFT MT 700

51

SWIFT MT 700 ISSUANCE OF L/C

52

SWIFT MT 700 M th tn dng

M 40A: Mu tn dng chng t
khng hy ngang
c hy ngang
khng hy ngang, chuyn nhng c

c th hy ngang, c th chuyn
nhng
khng hy ngang, d phng

c th hy ngang, d phng
khng hy ngang, c th chuyn
nhng, d phng
53

SWIFT MT 700 ISSUANCE OF L/C

54

SWIFT MT 700 M th tn dng

M
O
O
M

20 s tn dng chng t
23 tham chiu n thng bo trc
31C ngy m L/C
40E Cc qui tc p dng
UCP phin bn mi nht
UCPURR phin bn mi nht
ISP phin bn mi nht
khc
M 31D ngy v a im ht hn
O 51a ngn hng ca ngi xin m th tn
dng A hay D
M 50 ngi xin m th tn dng
M 59 ngi th hng
55

SWIFT MT 700 ISSUANCE OF L/C

56

SWIFT MT 700 M th tn dng

M 32B m tin t, s tin
O 39A phn trm dung sai tn dng
2n/2n
O 39B s tn dng ti a
KHNG VT QU
O 39C s tin b sung
M 41a c cp vi ... Bi ...
BNG CHP NHN
BNG THANH TON SAU
BNG THANH TON H HP
BNG THNG LNG
57
BNG THANH TON

SWIFT MT 700 ISSUANCE OF L/C

58

SWIFT MT 700 M th tn dng

O
O
O
O
O
O
O

42C
42a
42M
42P
43P
43T
44A

hi phiu ti ...
ngi b k pht
cc chi tit v vic thanh ton
cc chi tit v thanh ton sau
vn chuyn tng phn
chuyn ti
a im bc hng/giao t/a
im nhn hng
O 44E cng bc/sn bay i
O 44F cng d/sn bay n
O 44B a im n cui cng/ vn
59
chuyn n/a im giao hng

SWIFT MT 700 ISSUANCE OF L/C

60

SWIFT MT 700 M th tn dng

C 43P: Vn chuyn tng phn: khng

c php
Nu xut trnh mt hay nhiu b chng t vn
ti cho thy hng c vn chuyn trn nhiu
hn mt phng tin chuyn ch cng loi s
c coi l vn chuyn tng phn, ngay c khi
cc phng tin chuyn ch cng i mt
ngy v cng chy v mt ch n.
61

SWIFT MT 700 ISSUANCE OF L/C

62

SWIFT MT 700 M th tn dng

O
O
O
O
O
O
O
M

63

44C
44D
45A
46A
47A
71B
48
49

ngy gi hng gn nht

thi hn gi hng
m t hng ha v/hoc dch v
cc chng t cn thit
cc iu kin b dung
Cc khon ph
thi hn xut trnh chng t
lnh xc nhn
xc nhn
c th b sung
khng c

PERIODS FOR SHIPMENT

64

THI HN GI HNG
44D Thi hn gi hng:

+10 my koloi VZP-a c gi i vo

thng 2/2011
+15 my ko loi VZP-b c gi i vo
thng 3/2011
+ 25 my ko loi VZP-c c gi i vo
thng 4/2011
+ 20 my ko loi VZP-c c gi i vo
65
thng 5/2011

ARTICLE 32

66

iu 32 k pht tng phn,

vn chuyn tng phn
Nu trong th tn dng qui nh cho php k
pht hay vn chuyn tng phn trong mt
thi hn nht nh, nhng trong thi hn
ngi bn khng thc hin k pht hay gi
hng, th khon tn dng s mt hiu lc i
vi khon k pht hay bt k khon k pht
no sau .
67

PERIODS FOR SHIPMENT

68

THI HN GIAO HNG

44D Thi hn giao hng:
+15 my ko loi VZP-b gi i vo thng 3/ 2011
+ 25 my ko loi VZP-c c gi i vo thng 4/2011
+ 20 my ko loi VZP-c c gi i vo thng 5/2011
iu 32: k pht hoc gi hng tng phn

Nu trong th tn dng qui nh cho php k pht hay vn chuyn

tng phn trong mt thi hn nht nh, nhng trong thi hn
ngi bn khng thc hin k pht hay gi hng, th khon tn dng
s mt hiu lc i vi khon k pht hay bt k khon k pht
no sau .

69

SWIFT MT 700 ISSUANCE OF L/C

70

SWIFT MT 700 M th tn dng

O 46A: cc chng t yu cu
Cc chng t cn xut trnh nn c m t cng r rng
cng tt. Hy nh rng UCP 600 c nhng qui tc c th ch
kim tra nhng chng t sau:
Ha n thng mi iu 18
Chng t vn ti iu 19 - 25
Cc chng t bo him iu 28
Hy m bo l bn bit r chng t yu cu cn phi th
hin nhng thng tin g. C th l, nu cn, phi th hin
c ngi pht hnh chng t, ni dung chng t, c ngha
l chng t phi chng mnh iu g!
71

EXAMPLES OF SPECIFICATIONS OF DOCUMENTS

72

CC V D V YU CU I VI CHNG T
Ha n thng mi phi c du v ch k ca ngi th hng,
mt bn gc v hai bn sao
Phiu ng gi, ch r s mnh/ming trong mi n v ng gi,
khi lng v kch thc ca mi n v ng gi, mt bn gc v
hai bn sao
Vn n, pht hnh theo lnh v trng, nu r cc ph vn ti
c thanh ton trc, bn thng bo l (tn, a ch, chi tit
lin lc)
Giy chng nhn xut x do Phng thng mi v cng nghip
ca MALTA cp, nu r xut x hng ha l t MALTA, mt bn
gc
Hp ng bo him c pht hnh cho 110% gi tr ha n CIF
vi cc iu khon bo him hng ha chun loi A, cc iu
khon nh cng v iu khon chin tranh, khng tnh n phn
73
trm.

SWIFT MT 700 ISSUANCE OF L/C

74

SWIFT MT 700 M th tn dng

O 53a ngn hng bi hon
O 78 hng dn dng cho ngn hng
thanh ton/ngn hng chp
nhn/ngn hng m phn
O 57a ngn hng trung gian thng
bo
O 72 thng tin t ngi gi n
ngi nhn
75

UCP 600

76

ARTICLE 9

77

iu 9 thng bo tn dng v
vic tu chnh th tn dng
mt khon tn dng v bt k tu chnh no i vi th tn dng

u c th c thng bo cho ngi th hng bi mt ngn

hng thng bo. Mt ngn hng thng bo m khng phi l
ngn hng xc nhn s thng bo v khon tn dng v bt k
s tu chnh no m khng cam kt thc hin thanh ton hay
chp nhn thanh ton cho ngi th hng.
Bng cch thng bo v khon tn dng v tu chnh th tn
dng, ngn hng thng bo cho thy rng n hi lng i vi
tnh hp l b ngoi ca khon tn dng hay ni dung tu chnh,
v rng ni dung thng bo phn nh chnh xc cc iu kin
v iu khon ca khon tn dng hoc tu chnh.
78

ARTICLE 9

79

iu 9 thng bo tn dng v
vic tu chnh th tn dng
Nu mt ngn hng c yu cu thng bo v khon tn dng

hoc tu chnh tn dng nhng li khng mun lm, th phi thng

bo li ngay cho ngn hng m tn dng hay tu chnh.
Nu mt ng hng c yu cu thng bo v khon tn dng
hoc tu chnh tn ng nhng li khng hi lng v tnh hp l b
ngoi ca khon tn dng hay tu chnh , th phi thng bo li
ngay cho ngn hng a ra yu cu thng bo.
Nu ngn hng thng bo hay ngn hng thng bo th hai mun
thng bo v khon tn dng hay ni dung tu chnh, th phi
thng bo cho ngi th hng hay ngn hng thng bo th hai
rng mnh khng hi lng v tnh hp l ca khon tn dng hay
80 ni dung tu chnh, hay ni dung thng bo.

CONFIRMATION

81

Xc nhn
Th tn dng c th c xc nhn bi mt ngn hng

thng bo (thng l ngn hng ca ngi th hng)

Khng xc nhn: ngn hng thng bo khng c ngha
v thanh ton th tn dng (m ch chu trch nhim
kim tra tnh hp l b ngoi ca khon tn dng m thi)
C xc nhn: ngn hng thng bo (ngn hng xc
nhn) gnh ri ro thanh ton nh ngn hng pht hnh
Nu mt ngn hng c ngn hng pht hnh y thc hay
yu cu xc nhn khon tn dng nhng khng mun lm
iu , th phi thng bo ngay cho ngn hng pht hnh
v c th thng bo v khon tn dng m khng xc nhn.
82

CONFIRMATION

83

Xc nhn
Ngn hng ca ngi th hng phi r rng v cn trng!
Khng xc nhn: ngn hng thng bo khng c ngha v thnh
ton t L/C
C xc nhn: ngn hng thng bo (xc nhn) gnh ri ro thanh
ton ging nh ngn hng pht hnh!
Nu c ngn hng thng bo xc nhn th th tn dng phi ni
r iu trong ni dung thng bo
Nu thng bo khng ni g n iu ny th coi nh th tn dng
l khng c xc nhn nhng hy cn thn!
Nu nh tu chnh L/C c xc nhn c thng bo v ni
dung thng bo khng ni g n vic ngn hng t chi ni dung
tu chnh hay khng xc nhn ni dung c tu chnh, th coi nh
phn tu chnh l khng c xc nhn!

84

CONFIRMATION OF L/C

85

Xc nhn th tin dng

c bo m bi khon t cc t ngn hng pht hnh
c bo m bi cam kt bi hon (ngn hng i l

ca ngn hng pht hnh) theo URR 725

c bo m bi bo lnh ca IFC hay ADB (d
phng)
Bo him (ECA)
Khng c bo m hn mc tn dng ti chnh thng
mi cho quc gia v cho ngn hng pht hnh

86

TYPICAL GTFP TRANSACTION

87

88

Giao dch GTFP in hnh:

th tn dng nhp khu
L/C cho ngi XK hng
Thanh ton

Ngi NK

Yu cu m
L/C

Chng t

Thanh ton

Ngn hng
Trong nc
(pht
hnh)

Thanh ton

Ngn hng
QT (xc
nhn)
Chng t
Hng ha

Cng ty tii
chnh quc
t

89

Bo lnh ca IFC

Xc nhn
L/C

Chng t

nh XK

ARTICLE 10

90

iu 10 tu chnh
Khng c php tu chnh hay hy th
tn dng m khng c s ng ca
ngn hng pht hnh, ngn hng xc
nhn, v ngi th hng (nu c).

91

ARTICLE 10

92

iu 10 tu chnh
Ngn hng pht hnh c trch nhim rng buc khng hy

ngang bi ni dung tu chnh k t khi n thc hin tu chnh

th tn dng.
Ngn hng xc nhn c th xc nhn c ni dung tu chnh
v s chu trch nhim rng buc khng hy ngang i vi
ni dung tu chnh k t khi n thng bo v ni dung tu
chnh.
Tuy nhin, ngn hng xc nhn c th ch mun thng bo
v ni dung tu chnh nhng khng xc nhn ni dung ,
v nu vy th n phi thng bo ngay cho ngn hng pht
hnh v cho ngi th hng trong ni dung thng bo
ca mnh.
93

ARTICLE 10

94

iu 10 tu chnh
Tu chnh cc vn trong vic ngi

th hng quyt nh chp nhn hay t

chi ni dung tu chnh
Trong qu trnh sa i UCP c
nhng xut p thu i vi ngi th
hng khi thng bo chp nhn hay t
chi ni dung tu chnh.
Nhng hin vn p dng qui nh c
95

ARTICLE 10

96

iu 10 tu chnh
Cc iu khon v iu kin ca th tn dng gc s vn
c hiu lc i vi ngi th hng cho n khi ngi
th hng thng bo chp nhn ni dung tu chnh cho
ngn hng thng bo.
Ngi th hng cn thng bo chp nhn hay t chi
ni dung tu chnh.
Nu ngi th hng khng thng bo, th vic xut
trnh chng t ph hp vi khon tn dng v ph
hp vi ni dung tu chnh s c coi l chp nhn
ca ngi th hng.
Tnh t thi im , th tn dng s c tu chnh.

97

SWIFT MT 700 ISSUANCE OF L/C

98

1) SWIFT MT 700 M th tn dng

M 31D ngy v a im ht hn
110531 VIETNAM
M 32B M tin t, s tin
EUR 100.000,43P Giao hng tng phn
C PHP

SWIFT MT 707 Tu chnh L/C

O 33B tng s tin tn dng chng t
EUR 50.000,O 34B s tin tn dng chng t mi sau khi tu chnh
EUR 150.000,-

Vic xut trnh chng t vi s tin EUR 100.000 s

c coi l?
99

SWIFT MT 700 ISSUANCE OF L/C

100

2) SWIFT MT 700 M th tn dng

M 31D ngy v a im ht hn
110531 VIETNAM
M 32B m tin t, s tin
EUR 150.000,43P giao hng tng phn
C PHP

SWIFT MT 707 Tu chnh L/C

O 33B gim s tin tn dng chng t
EUR 50.000,O 34B s tin tn dng mi sau khi tu chnh
EUR 100.000,-

Vic xut trnh chng t vi s tin EUR 100.000 s

c coi l?
101

SWIFT MT 700 ISSUANCE OF L/C

102

3) SWIFT MT 700 M th tn dng

O 44E cng bc/sn bay i
HAMBURG, GERMANY
O 44F cng d/sn bay n
SINGAPORE
O 46A: chng t yu cu
+ vn n pht hnh theo lnh.

SWIFT MT 707 tu chnh L/C

O 44E cng bc/sn bay i
HAMBURG, GERMANY
O 44F Cng d/sn bay n
SINGAPORE
O 79 Din gii 46A:
+ trong 46A vn n hng khng, vn n I/O

Vic xut trnh vn n hng khng s c coi l?

103

SWIFT MT 700 ISSUANCE OF L/C

104

4) SWIFT MT 700 M th tn dng

O 44E cng bc/sn bay i
HAMBURG, GERMANY
O 44F cng d/ sn bay n
SINGAPORE
O 46A: cc chng t cn thit
+ vn n pht hnh theo lnh.

SWIFT MT 707 tu chnh L/C

O 44E cng bc/sn bay i
HAMBURG, GERMANY
O 44F cng d/ sn bay n
SINGAPORE
O 79 din gii 46A:
+ trong 46A vn n hng khng, vn n I/O
105

Vic xut trnh vn n c coi l?

ARTICLE 10

106

iu 10 tu chnh
Khng c php chp nhn mt phn
ni dung tu chnh v s c coi l thng
bo t chi tu chnh!
Khng chp nhn vic qui nh trong tu
chnh rng ni dung tu chnh s c hiu
lc tr phi c s phn i ca ngi th
hng trong mt khong thi gian nht
nh

107

DATES FOR PRESENTATION

108

Thi hn xut trnh chng t

31D ngy thng v a im ht hn:
110331 CZECH REPUBLIC

109

Article 6 d. i. A credit must state an expiry

date for presentation.
6(e). Tr phi c qui nh trong iu 29 (a),
vic xut trnh chng t bi hoc i din cho
ngi th hng phi c thc hin trc
hoc vo ngy ht hn.

DATES FOR PRESENTATION

110

Thi hn xut trnh chng t

iu 29: gia hn ngy ht hn hay ngy cui cng

xut trnh chng t

a. Nu ngy ht hn tn dng hay ngy cui cng
xut trnh chng t ri vo ngy m ngn hng nhn
chng t ng ca v nhng l do khc vi l do c
nu trong iu 36, th ngy ht hn hay ngy cui
cng xut trnh chng t s c gia hn sang
ngy lm vic u tin tip sau .
111

DATES FOR SHIPMENT

112

Thi hn giao hng

44 C ngy giao hng mun nht: 110331
44 D thi hn giao hng:
(44 D hoc 44 C !)

cc chng t vn ti phi chng

minh rng hng ha c gi
i vo hoc trc ngy gi hng
mun nht.
113

DATES - SUMMARY

114

Thi hn tm tt
Cc chng t c c xut trnh vo hoc
trc ngy ht hn khng?
2. Chng t vn ti c cho thy hng c gi
i vo hoc trc ngy gi hng mun nht hay
khng?
3. Vic xut trnh chng t trong c chng t
vn ti gc c c thc hin trong thi hn
xut trnh khng?
1.

115

INVOICE COMMON DISCREPANCIES

116

Ha n nhng sai khc thng gp

117

Gi tr ha n vt qu s tin nu trong th tn dng;

B st iu khon giao hng hay quyn truy i (VD:
CIF Hamburg hay CIF Hamburg, Incoterms 2000)
nh nu trong th tn dng;
Ha n tnh c nhng khon ph v chi ph ngoi gi
c hng ha theo nh qui tc Incoterm;
Tn hay a v php l ca ngi th hng hay ngi
xin m th tn dng khc vi ni dung trong th tn
dng;
Ha n dng nh khng phi do ngi th hng
lp;
Ha n khng c phn cam oan/tuyn b nh th tn
dng yu cu

INVOICE-COMMON DISCREPANCIES

118

Ha n nhng sai khc thng gp

119

M t hng ha khng tng ng vi m t

trong th tn dng (VD: khng nu r loimy,
s my, qui cch k thut my);
S lng hng ha khng khp vi s lng nu
trong th tn dng v khng nm trong khong
dung sai cho php;
Ha n khng nu r gi c hng ha, cc ph
vn ti, s tin bo him nh th tn dng yu
cu.

INVOICE-COMMON DISCREPANCIES

120

Ha n nhng sai khc thng gp

121

Ha n phi ch r phn gim gi hay khu tr m

th tn dng yu cu.
Ha n khng c ch k ca ngi th hng nh
th tn dng yu cu;
Ha n cho thy c giao hng tng phn trong khi
th tn dng khng cho php iu ny;
Ha n cho thy giao hng qu s lng m th tn
dng cho php;
Ha n cho thy c giao hng m th tn dng
khng yu cu (VD: cc ti liu, hng marketing hay
qung b nu l min ph);
S lng, khi lng v kch thc hng ha nu
trong ha n khng khp vi s lng nu trong cc
chng t khc

B/L-COMMON DISCREPANCIES

122

Vn n nhng sai khc thng gp

123

Khng nu ngi vn ti;

Khng c ch k theo yu cu ca UCP 600 (i l vn
ti khng nu r h k vn n cho ai, khng nu
mnh l i l cho (i din cho) ngi vn ti hay
ngi ch hng;
Khng ghi l hng ln tu, khng nu ngy thng
hng c xp ln tu
Phn ghi ln tu khng c tn ca phng tin
vn chuyn (v cng bc) theo ng qui nh ca
UCP 600;
Khng c lp nh yu cu (khng c ch theo
lnh hay theo lnh ca bn c tn);
Khng c k hu khi lp theo lnh hay theo
lnh ca ngi gi hng;

B/L-COMMON DISCREPANCIES

124

Vn n nhng sai khc thng gp

125

Tn, a ch v/hoc chi tit lin lc ca ngi xin m

trong phn v ngi nhn hay bn thng bo khng
ging vi thng tin trong th tn dng;
Cng bc v/hoc cng d khng ging vi ni dung
trong th tn dng;
M t hng ha mu thun vi ni dung th tn dng
hoc/v cc chng t khc;
Du gi hng, khi lng tnh, tng, s container mu
thun vi cc chng t khc;
Vn n khng sch;

B/L-COMMON DISCREPANCIES

126

Vn n nhng sai khc thng gp

127

Khng nu r cc ph c thanh ton

hay nh thu nh yu cu trong th tn dng;
Cc sa i v/hoc thay i khng c
chng nhn ng thm quyn;
Gi hng mun;
Xut trnh chng t mun khng trong
vng 21 ngy tnh t ngy gi hng tr phi
th tn dng c qui nh khc);

INSURANCE DOC-COMMON DISCREPANCIES

128

Chng t bo him cc sai khc thng gp

129

Khng c k nh UCP yu cu (VD: i l khng ni r anh

ta k cho hay i din cho cng ty bo him hay ngi bo
lnh);
Ri ro c bo him khng khp vi cc yu cu trong th tn
dng;
Ngy lp chng t bo him sau ngy gi hng m khng ch
r l hp ng bo him c hiu lc t ngy khng mun hn
ngy gi hng i;
Khng c lp nh th tn dng yu cu, tc l theo lnh ca
mt bn c tn (ngi th hng hoc ngi gi hng) hoc ch
ra tn ca mt bn c bo him (ngi xin m th tn dng);
Khng c k hu nu c lp theo lnh ca mt bn c
ch nh;

INSURANCE DOC-COMMON DISCREPANCIES

130

Chng t bo him cc sai khc thng gp

131

S liu mu thun vi th tn dng v/hoc cc chng t khc

(tuyn ng vn chuyn, phng tin vn chuyn, m t hng
ha, trng lng, nh du);
C mt s chng t thiu s bn gc (khi th tn dng yu cu s
bn gc nht nh hoc/v chng t bo him nu r s bn gc
c lp);
S tin bo him khng bng t nht 110% gi tr CIF/CIP ca
hng ha hay s phn trm khc m th tn dng yu cu (nu c);
Chng t bo him khng ni r rng ri ro c bo him t nht
l gia a im gi hng vi ch n nh c nu trong th tn
dng;
Cc s thay i v/hoc sa i khng c chng nhn bi ng
ngi c thm quyn.