CONCLUSION

Facilities Available to Exporters and Importers by bank here the some facilitates
for exporter which I study, Exporters are provided timely and adequate credit to
meet the exports commitments, Exporters are allowed pre and post-shipment
credit at competitive interest rates, Export Credit is made available both in
Indian Rupee and Foreign Currency as well, All eligible exporters are issued GOLD
CARD HOLDER status. In addition to better terms of credit, an additional in
principle export credit (standby) limit of 20% is sanctioned to Gold Card Holder
Exporters for a period of 3 years to meet their urgent credit needs for executing
sudden export orders, GOLD CARD HOLDER Exporters requests are processed
quickly within 25 days / 15 days and 7 days for fresh applications / renewals of
limit and ad hoc limits, respectively, GOLD CARD HOLDER exporters are given
preference in disbursal of foreign currency loans under PCFC. Then facilities
provide for importer by bank which are study, Bank provide import loan at
attractive rates to importers of imported inputs and capital goods, Import loan is
allowed in Indian Rupee and in Foreign Currency, To enable importers avail of
credit for their purchases, we also issue Documentary Credits (Letter of Credit
and Standby Letter of Credit) favouring overseas supplier, Import LCs are issued
and transmitted by fastest electronic means using SWIFT systems, "Trade Credit"
is arranged for importers in line with RBI guidelines. We arrange Buyers Credit
and Suppliers Credit. We issue Letter of Credit, Letter of Comfort, Letter of
Undertaking to facilitate importer arrange for Trade Credit at better rates.

BIBLIOGRAPHY

BOOKS

1. International Banking and Finance

By-

Himalaya Prakashan
2. International Banking and Finance

By-K. Viswanathan
Vipul Prakashan

3. Financial Market & Services

By-Gawrdan Natrajan
Himalaya Publication

4. Innovations In Banking and Insurance

By-Romeo S. Mancarenhas
Wide Vision Publication

WEB SITES

www.ucobank.com
www.mutualfunds.com

www.sebi.gov.in
www.moneycontrol.com
www.livemint.com
www.amfi.com
www.capitalmarket.com
CONCLUSION

Conclusion
Many economists argued that EXIM Bank sector represented the new beginning
of the international capitalism. They traced the evolution of the EXIM Bank sector
to the development of transnational corporations. In this context the evolution of
the international banking came as a response to the modern phenomenon of
capital which obviously goes beyond national borders. At the same time the
rapid growth and boom of the technology sector gave a great incentive and
facilitated the creation of the international EXIM Bank area. This permitted global
access of world market information and subsequently its management and
control.
Under the traditional national and international sectors there were several
constraints which gave the possibility for offshore activity to grow. These are: the
extension of national tax bases; intermittent fiscal and monetary instabilities; the
existence of foreign exchange controls and fluctuations; limiting cross-border

controls; conservative banking laws and regulations with regard to foreign and
domestic industrial entry, systems of supervision and liquidity requirements,
constraints on the issue of foreign and domestic bonds, the admission of
securities to capital markets, stock exchange, insurance regulations ; company
laws which restricted business.
Also it has to be mentioned from the international perspective there was a lack of
coherent set of international fiscal principles and laws in which transnational
company could operate across border.
The evolution of the EXIM Bank center is described from the perspective of its
tax and banking functions. More recently, however, other constraints onshore
have served as an incentive element which pushed for offshore investment and
have emphasized the importance of that investment. These include: the need to
provide for what is seen as the vulnerability of professionals and investors to
creditors; the desire to avoid onshore laws and regulations which mandate the
reservation of assets to spouses and heirs; the need for savings and investment
vehicle for ordinary persons.
EXIM Bank center came with innovative solutions to all these constraints that
were mentioned above. Let us refer for example to taxation. There are 3 models
of EXIM Bank centers from the perspective of taxation: with zero-tax (here even
residents do not pay taxes); with low-tax; tax at normal rates but exemption or
other preferential treatment is granted to non-resident investors or investment
for certain categories of income.
Notwithstanding the fact that the above categories refers only to tax aspects of
EXIM Bank activity, it clearly shows the scope of such centers.

BIBIOLIOGRAPHY

BIBIOLIOGRAPHY:
From the International Banking & Insurance textbook of T.Y. B&I.
INTERNATIONAL BANKING K VISWANATHAN
INTERNATIONAL BANKING DEEPAK ABHYANKAR
Webilography
www.Wikipedia.com
www.ANSWERS.COM
www.EXIM.com