Instructions:

Enter values into the coloured cells

Cells with green font are calculated cells
To alter spreadsheet, select 'unprotect sheet' and use 'epi' as the password

123 Fictitious Street, Suburbsville

3/12/2011

CASHFLOW ANALYSIS
Purchase Price
Our "three key numbers"

approximate costs for taxes, duties, legal

fees and so on

Renovation budget

Rental Return (weekly)

249,990.00
365.00

YOUR LOAN
Purchase Costs
Loan Amount
Loan Interest Rate

$
$

12,499.50
262,489.50
8.00%

Loan Interest Annual

20,999.16

$
$

1,300.00
2,000.00

$
$

750.00
-

500.00

OTHER COSTS
Rates
these are figures you will need to find out by Body Corporate
looking at the legal documentation, and by Landlord Insurance
getting quotes (e.g. for insurance)
Other Insurance
Repairs and Maintenance

RENTING AND MANAGEMENT

Vacancy Rates
Most managers charge a percentage of rent Management Costs
- enter that percentage in the box
Annual Management Fees
Annual Rental Return

1.5%
6.6%
$

1,252.68

18,695.30

PRE-TAX SUMMARY
Yearly Costs

26,801.84

-$

8,106.54

-$

3,242.62

Depreciation

5,000.00

Tax on Depreciation

2,000.00

Total In:
Cashflow (Annual)

$
-$

18,695.30
2,863.92

Cashflow (Weekly)

-$

55.08

Loss

YOUR TAX SITUATION

your tax bracket

Tax Rate
Tax on Loss

40%

DEPRECIATION
your estimated depreciation

SUMMARY
a positive figure here is a profit; a
negative figure is a loss

CAPITAL GROWTH CONSIDERATION

remember that this is a prediction accuracy is never guaranteed! We use
figures from the data sections of leading
property magazines

Capital Growth Rate

Potential Growth

PREDICTED ANNUAL PROFIT, INCLUDING GROWTH

7.48%
$

18,699.25

15,835.33