Definition of Terms

For the purpose of this study, the following are defined as follows:
5 Cs of Credit are factors to be considered in approving and disapproving
credit

application.

(Briones,

Sr.,

2005)

Asset Size a resource; controlled by an entity as a result of past events and

from which the future economic benefits are expected to flow to the entity (K. P.
Ramin, 2013).
Business Loans money borrowed by business owners used for business
purposes. It could be used for funding working capital and/or capital
expenditures. (NATCCO, 2013)
CAMP Assessment Report - Areas of concern in an enterprise that is used in
Borrowers Risk Rating.

C refers to the word Cash or financials of the

enterprise; A refers to the word Administration or the management of the

enterprise; M refers to the word Market or the general market condition of the
enterprise for its products or services; P refers to the word Production or the
ability of the enterprise to meet the demand for the products and services and
to expand the capacity when needed ( SeedFinance, 2015)
Credit Investigation Is a process of validating and obtaining supplied and
unsupplied credit information from the applying borrower to be used for credit
decision (NATCCO, 2013).

Loan Products one of the financial products a financial institution might

offer. Loan products such as credit cards, home mortgage loans, personal
loans, auto loans and other related retail loan products. (BSP MC 801
Ser.2013)
Loan Delinquency a situation that occurs when loan payments are past due
(CGAP, 2009).
Loan Receivable This refers to the outstanding balance of loans (CDA MC 04
Ser. of 2009).
Total Membership - All the people or things that belong to or are part of
an

organization

or

http://www.dictionary.com/browse/membership

group.