Lesson Title: Mutual Funds and How to use them

Designed by: Wesley Fung

COURSE NAME: Introduction to Business (BBI2O)
SUBJECT: Business
GRADE: 10
UNIT: Finance
LESSON OBJECTIVES: Understand the different kinds of Mutual funds and how it affects you
Language Objectives: Critically read and analyze news article and infer how it might relate to
stock prices
TIme: 76 min
Curriculum Connections:
Overall Expectations: demonstrate an understanding of how banks and other financial
institutions operate; demonstrate an understanding of effective investment practices;
Specific Expectations: describe various types of investment alternatives available to
individuals
ACADEMIC LEARNING GOAL: Understanding Financial literacy and different alternatives
ASSESSMENT & EVALUATION:
What pieces of assessment are involved in your lesson? List them here and describe
what assessment tool you intend to use (Rubric, Success Criteria, Checklist)
Worksheets, Group discussions, Exit Cards
Success Criteria: Successfully answer the questions in an in depth manner that justify why the
funds are formed the way they are and which type of fund would fit which type of people
PRIOR LEARNING: Understand what makes up the stock prices, why it goes up or down,
MATERIALS AND RESOURCES: Textbook, newspaper article/ TV News report of a same story

Teaching Strategies:
Time
20 min

Grouping

Steps/Activities

Assessment

Minds On (language activity)

Analysing/Predicting the Stock pick
-News article on the reveal of the
Samsung 8
- Students will read the article and make
a prediction whether the stock will go up
or down
-Step one: skimming
-Fill out the Five Ws worksheet
(Optional, could just mark up

Check their jot down

notes for
justification, just see
if their logical
inference makes
sense (formative)

Watch how they fill

the article with highlighter)

-Step two: picking out the main idea
-Graphic Organizer
-Noticeable adjectives
-Step 3 Inferences: testing prior
knowledge from the previous class
write reaction to the article (note
form)
-Make independent judgement on
how this will affect stock prices in
investment journal
-Step 4: group discussion (Optional)
-Comparison: Did they arrive on the
same conclusion or different (Joint
productive task)
Step 5: mark how many units of stock
they want to buy or short in their
investment journal, Fill out the daily stock
game sheet (short written explanation
how they arrive to the conclusion)
-Scaffold: List of unfamiliar terms and
definition
Term sheet to decode technical
jargon
-I read/I think/ I wonder worksheet to
further breakdown the article
-Guiding questions
-Either a translated version of the
article in Tagalog (Majority of my ESL
students are from Philippines) or the
students can bring in an article (in their
own language) with a similar idea (Most
students in my class are ESL-D or E )
-News report or video blogs where
they can read the presenters body/facial
language (or emotional inflection) to infer
reaction to the news/review
-Partially filled out worksheets with
examples

out their worksheets,

assess the quality of
their answer

-Check-in points after each worksheet

with the teacher to clarify and
misunderstandings
40 min

During Learning
Deconstructing mutual funds 7-10 min
presentation
-What is it
5-7 minute discussion time
-How does it relate to demographics
-Different demographic can take
different kinds of risks
-How does it relate to you
Only talk about hedging/beating
inflation

Assessment as
learning
Think pair share
discussions
Socratic questioning
Going around the
classroom to listen
in the discussions
and to answer any
questions students
might have

Different types of Mutual funds

(presentation 10 min) Discussion (10
min)
-Bonds/Loans plan vs Stock funds
-Different levels of risk and rewards
-Faith based investment
-Going through what it is
-Class discussion: what are some
industries or companies that would be
taboo? Why?
-Socially Responsible
investment(SRI)(mutual funds)
Activity: Think pair share
-which industry would you focus on?
-why is it advantageous to invest in
this kind of fund?
-what are some restrictions you would
have if you were setting one up / what
kind of guidelines would you have?
Think pair share: brainstorming
16 min

Groups of
four
students

Consolidation
Each group would be given a client of a
diverse background
(age/wealth/religion/social inclinations)
and they would have to research or
propose a mutual fund that would fit the

Assessment as
learning or
summative:
As an exit slip they
would individually
write down what

clients needs
Draft a proposal in point form about
the advantages and disadvantages of
the chosen fund
Give an in-depth explanation why the
fund would fit the clients demographic
and ethical demands

kind of fund they

proposed for their
clients and why

Continued Learning:
How will the content/skills addressed in this lesson connect to learning in future lessons?
The final summative will be creating a investment portfolio. The lesson here would be crucial for
students to show how they will hedge some of their risk when betting on certain stocks. They
need to know this material in order to create an effectively balance risk portfolio. They would
also need to know how to better tailor investment strategies for a variety of clients from different
backgrounds.

Resources
Samsung S8 detail reveal (Video attached as well)
http://www.itechpost.com/articles/54804/20161116/samsung-galaxy-s8-note-8-rumorroundup.htm
Review of Samsung S8 video with Human presenter (additional Video)
https://www.youtube.com/watch?v=o13rTL5aaRY

Responsible Investment Association

https://riacanada.ca/member-list/

Graphic Organizer of different industries certain funds abstain from investing

https://en.wikipedia.org/wiki/Socially_responsible_investing#Mutual_funds_and_ETFs

Stock Portfolio game worksheet (Includes an explanation of why they chose the stock/fund so
that can act as the assessment as learning)
http://s4.brainpop.co.uk/blog/wp-content/uploads/2010/09/Play_the_stock_market.pdf

Handouts
Mutual funds definition sheet
Term

Definition

Mutual Fund

A service that helps makes

investments for you

Hedging

Actions that lowers/balance risk in

investments

Bond/Loan
Plan

The offered plan requires you to give

a certain amount to the mutual
company as a form of loan,
-Guaranteed returns but less
opportunity than stock funds

Stock Plan

Investing in a package that contains

dozens to hundreds of different stock
picks

Faith Based
investment

Stocks are picked specifically to avoid

industries that certain faiths might find
offensive
Eg. Islamic= No investing in alcohol
companies or wine fund

SRI fund

Only invest in companies that are

ethical or fulfill certain moral
guidelines

Inflation

General rise in prices and money

losing value over time

Look online or create your own fund

Personal Notes

What kind of fund would you recommend to your client?

Clients background
Age:57
Job: Human resources director
Income: 70k a year after tax
Faith: Catholic
Family: 1 stay-at-home wife 2 teenage kids
Concerns: Heavily involved with the local shelter, Pro-gun control
Look up or describe an fund and a type of plan that would fit your clients needs
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Worksheets for Language activities

What's Goin' On?
Issue:
Title of Article:
Name of Newspaper:
Section and Page or Website:

Date of Article:

Complete the chart, in point form, with information from your newspaper article.

Who?

What?

When?

Where?

Why?

How?

Handout 2
Main Idea
What is the main idea of the article?

Detail 1
(Pick out an adjective and
decide if it is positive or
negative)

superb display resolution:

positive

Detail 2
(Pick out an adjective and
decide if it is positive or
negative)

Detail 3
(Pick out an adjective and
decide if it is positive or
negative)

I Think (Inferences) what is your personal reaction to the new phone details? Good or bad?
Would other people agree with your judgement?

I wonder: What else do you need to know before making a judgement about the stock prices?

Terms in the article

Term

Definition

Sure-go

Will happen as plan

Launch

Product will begin to sell

Flagship device

Most popular product

Bezels

Technical term for the nontouch screen part of the

phone

ditching

Not using

Personal Notes

Boast

Replace with will have

Bump up

Improve

Variants

Different Kinds

Mixed Reactions

Positive and negative

reactions

Halt the production

Stop producing

Rumor headlines

Popular story, not confirmed

yet

predecessor

Previous model of the phone

Quality assurance

Making sure the product is

safe