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    Shakti Tandon
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    homeloan

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    SBI Maxgain_working File

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    homeloan

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    14 views96 pages

    SBI Maxgain - Working File

    Uploaded by

    Shakti Tandon
    homeloan

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    of 96

    Author

    EMICalculator.net
    http://emicalculator.net/sbi-maxgain-why-should-you-choose-this-home-saver-loan

    Disclaimer

    This excel is for illustration / rough estimation purposes only and should not be us
    that your entire loan amount is disbursed in one go.

    In reality, interest is calculated on a daily basis taking into account the surplus balance a
    disbursed in stages and on your choice of pre-EMI or full EMI.

    Note: You will have to approach the bank to close the home loan when Book Balance rea

    Enter the loan information


    Loan Amount 3,000,000.00
    Interest Rate 8.75
    Loan Tenure (months) 240
    EMI 26,511.32
    Final Disbursement Date Dec-2013

    Regular Home Loan


    Month
    Principal Interest
    Dec-2013
    Jan-2014 4,636.32 21,875.00
    Feb-2014 4,670.13 21,841.19
    Mar-2014 4,704.18 21,807.14
    Apr-2014 4,738.48 21,772.84
    May-2014 4,773.03 21,738.29
    Jun-2014 4,807.84 21,703.48
    Jul-2014 4,842.89 21,668.43
    Aug-2014 4,878.21 21,633.11
    Sep-2014 4,913.78 21,597.54
    Oct-2014 4,949.61 21,561.71
    Nov-2014 4,985.70 21,525.62
    Dec-2014 5,022.05 21,489.27
    Jan-2015 5,058.67 21,452.65
    Feb-2015 5,095.56 21,415.76
    Mar-2015 5,132.71 21,378.61
    Apr-2015 5,170.14 21,341.18
    May-2015 5,207.84 21,303.48
    Jun-2015 5,245.81 21,265.51
    Jul-2015 5,284.06 21,227.26
    Aug-2015 5,322.59 21,188.73
    Sep-2015 5,361.40 21,149.92
    Oct-2015 5,400.50 21,110.83
    Nov-2015 5,439.87 21,071.45
    Dec-2015 5,479.54 21,031.78
    Jan-2016 5,519.49 20,991.83
    Feb-2016 5,559.74 20,951.58
    Mar-2016 5,600.28 20,911.04
    Apr-2016 5,641.12 20,870.21
    May-2016 5,682.25 20,829.07
    Jun-2016 5,723.68 20,787.64
    Jul-2016 5,765.42 20,745.90
    Aug-2016 5,807.46 20,703.86
    Sep-2016 5,849.80 20,661.52
    Oct-2016 5,892.46 20,618.86
    Nov-2016 5,935.42 20,575.90
    Dec-2016 5,978.70 20,532.62
    Jan-2017 6,022.30 20,489.02
    Feb-2017 6,066.21 20,445.11
    Mar-2017 6,110.44 20,400.88
    Apr-2017 6,155.00 20,356.32
    May-2017 6,199.88 20,311.44
    Jun-2017 6,245.09 20,266.24
    Jul-2017 6,290.62 20,220.70
    Aug-2017 6,336.49 20,174.83
    Sep-2017 6,382.70 20,128.63
    Oct-2017 6,429.24 20,082.09
    Nov-2017 6,476.12 20,035.21
    Dec-2017 6,523.34 19,987.98
    Jan-2018 6,570.90 19,940.42
    Feb-2018 6,618.82 19,892.50
    Mar-2018 6,667.08 19,844.24
    Apr-2018 6,715.69 19,795.63
    May-2018 6,764.66 19,746.66
    Jun-2018 6,813.99 19,697.33
    Jul-2018 6,863.67 19,647.65
    Aug-2018 6,913.72 19,597.60
    Sep-2018 6,964.13 19,547.19
    Oct-2018 7,014.91 19,496.41
    Nov-2018 7,066.06 19,445.26
    Dec-2018 7,117.59 19,393.73
    Jan-2019 7,169.49 19,341.84
    Feb-2019 7,221.76 19,289.56
    Mar-2019 7,274.42 19,236.90
    Apr-2019 7,327.46 19,183.86
    May-2019 7,380.89 19,130.43
    Jun-2019 7,434.71 19,076.61
    Jul-2019 7,488.92 19,022.40
    Aug-2019 7,543.53 18,967.79
    Sep-2019 7,598.54 18,912.79
    Oct-2019 7,653.94 18,857.38
    Nov-2019 7,709.75 18,801.57
    Dec-2019 7,765.97 18,745.35
    Jan-2020 7,822.60 18,688.73
    Feb-2020 7,879.64 18,631.69
    Mar-2020 7,937.09 18,574.23
    Apr-2020 7,994.97 18,516.36
    May-2020 8,053.26 18,458.06
    Jun-2020 8,111.98 18,399.34
    Jul-2020 8,171.13 18,340.19
    Aug-2020 8,230.72 18,280.61
    Sep-2020 8,290.73 18,220.59
    Oct-2020 8,351.18 18,160.14
    Nov-2020 8,412.08 18,099.24
    Dec-2020 8,473.42 18,037.91
    Jan-2021 8,535.20 17,976.12
    Feb-2021 8,597.44 17,913.88
    Mar-2021 8,660.13 17,851.19
    Apr-2021 8,723.27 17,788.05
    May-2021 8,786.88 17,724.44
    Jun-2021 8,850.95 17,660.37
    Jul-2021 8,915.49 17,595.83
    Aug-2021 8,980.50 17,530.82
    Sep-2021 9,045.98 17,465.34
    Oct-2021 9,111.94 17,399.38
    Nov-2021 9,178.38 17,332.94
    Dec-2021 9,245.31 17,266.01
    Jan-2022 9,312.72 17,198.60
    Feb-2022 9,380.63 17,130.69
    Mar-2022 9,449.03 17,062.29
    Apr-2022 9,517.93 16,993.39
    May-2022 9,587.33 16,923.99
    Jun-2022 9,657.24 16,854.08
    Jul-2022 9,727.65 16,783.67
    Aug-2022 9,798.58 16,712.74
    Sep-2022 9,870.03 16,641.29
    Oct-2022 9,942.00 16,569.32
    Nov-2022 10,014.50 16,496.83
    Dec-2022 10,087.52 16,423.80
    Jan-2023 10,161.07 16,350.25
    Feb-2023 10,235.16 16,276.16
    Mar-2023 10,309.80 16,201.53
    Apr-2023 10,384.97 16,126.35
    May-2023 10,460.69 16,050.63
    Jun-2023 10,536.97 15,974.35
    Jul-2023 10,613.80 15,897.52
    Aug-2023 10,691.19 15,820.13
    Sep-2023 10,769.15 15,742.17
    Oct-2023 10,847.68 15,663.64
    Nov-2023 10,926.77 15,584.55
    Dec-2023 11,006.45 15,504.87
    Jan-2024 11,086.70 15,424.62
    Feb-2024 11,167.54 15,343.78
    Mar-2024 11,248.97 15,262.35
    Apr-2024 11,331.00 15,180.32
    May-2024 11,413.62 15,097.70
    Jun-2024 11,496.84 15,014.48
    Jul-2024 11,580.68 14,930.65
    Aug-2024 11,665.12 14,846.20
    Sep-2024 11,750.18 14,761.15
    Oct-2024 11,835.85 14,675.47
    Nov-2024 11,922.16 14,589.16
    Dec-2024 12,009.09 14,502.23
    Jan-2025 12,096.66 14,414.67
    Feb-2025 12,184.86 14,326.46
    Mar-2025 12,273.71 14,237.61
    Apr-2025 12,363.20 14,148.12
    May-2025 12,453.35 14,057.97
    Jun-2025 12,544.16 13,967.16
    Jul-2025 12,635.63 13,875.69
    Aug-2025 12,727.76 13,783.56
    Sep-2025 12,820.57 13,690.75
    Oct-2025 12,914.05 13,597.27
    Nov-2025 13,008.22 13,503.10
    Dec-2025 13,103.07 13,408.25
    Jan-2026 13,198.61 13,312.71
    Feb-2026 13,294.85 13,216.47
    Mar-2026 13,391.79 13,119.53
    Apr-2026 13,489.44 13,021.88
    May-2026 13,587.80 12,923.52
    Jun-2026 13,686.88 12,824.44
    Jul-2026 13,786.68 12,724.64
    Aug-2026 13,887.21 12,624.11
    Sep-2026 13,988.47 12,522.85
    Oct-2026 14,090.47 12,420.85
    Nov-2026 14,193.21 12,318.11
    Dec-2026 14,296.70 12,214.62
    Jan-2027 14,400.95 12,110.37
    Feb-2027 14,505.96 12,005.36
    Mar-2027 14,611.73 11,899.59
    Apr-2027 14,718.27 11,793.05
    May-2027 14,825.59 11,685.73
    Jun-2027 14,933.70 11,577.62
    Jul-2027 15,042.59 11,468.73
    Aug-2027 15,152.27 11,359.05
    Sep-2027 15,262.76 11,248.56
    Oct-2027 15,374.05 11,137.27
    Nov-2027 15,486.15 11,025.17
    Dec-2027 15,599.07 10,912.25
    Jan-2028 15,712.82 10,798.51
    Feb-2028 15,827.39 10,683.93
    Mar-2028 15,942.80 10,568.52
    Apr-2028 16,059.05 10,452.28
    May-2028 16,176.14 10,335.18
    Jun-2028 16,294.09 10,217.23
    Jul-2028 16,412.91 10,098.42
    Aug-2028 16,532.58 9,978.74
    Sep-2028 16,653.13 9,858.19
    Oct-2028 16,774.56 9,736.76
    Nov-2028 16,896.88 9,614.44
    Dec-2028 17,020.08 9,491.24
    Jan-2029 17,144.19 9,367.13
    Feb-2029 17,269.20 9,242.12
    Mar-2029 17,395.12 9,116.20
    Apr-2029 17,521.96 8,989.36
    May-2029 17,649.72 8,861.60
    Jun-2029 17,778.42 8,732.90
    Jul-2029 17,908.05 8,603.27
    Aug-2029 18,038.63 8,472.69
    Sep-2029 18,170.16 8,341.16
    Oct-2029 18,302.65 8,208.67
    Nov-2029 18,436.11 8,075.21
    Dec-2029 18,570.54 7,940.78
    Jan-2030 18,705.95 7,805.37
    Feb-2030 18,842.35 7,668.97
    Mar-2030 18,979.74 7,531.58
    Apr-2030 19,118.14 7,393.19
    May-2030 19,257.54 7,253.78
    Jun-2030 19,397.96 7,113.36
    Jul-2030 19,539.40 6,971.92
    Aug-2030 19,681.88 6,829.45
    Sep-2030 19,825.39 6,685.93
    Oct-2030 19,969.95 6,541.37
    Nov-2030 20,115.56 6,395.76
    Dec-2030 20,262.24 6,249.08
    Jan-2031 20,409.99 6,101.34
    Feb-2031 20,558.81 5,952.51
    Mar-2031 20,708.72 5,802.61
    Apr-2031 20,859.72 5,651.60
    May-2031 21,011.82 5,499.50
    Jun-2031 21,165.03 5,346.29
    Jul-2031 21,319.36 5,191.96
    Aug-2031 21,474.81 5,036.51
    Sep-2031 21,631.40 4,879.92
    Oct-2031 21,789.13 4,722.19
    Nov-2031 21,948.01 4,563.31
    Dec-2031 22,108.05 4,403.28
    Jan-2032 22,269.25 4,242.07
    Feb-2032 22,431.63 4,079.69
    Mar-2032 22,595.19 3,916.13
    Apr-2032 22,759.95 3,751.37
    May-2032 22,925.91 3,585.41
    Jun-2032 23,093.08 3,418.24
    Jul-2032 23,261.46 3,249.86
    Aug-2032 23,431.08 3,080.24
    Sep-2032 23,601.93 2,909.39
    Oct-2032 23,774.03 2,737.29
    Nov-2032 23,947.38 2,563.94
    Dec-2032 24,122.00 2,389.33
    Jan-2033 24,297.89 2,213.44
    Feb-2033 24,475.06 2,036.26
    Mar-2033 24,653.52 1,857.80
    Apr-2033 24,833.29 1,678.03
    May-2033 25,014.36 1,496.96
    Jun-2033 25,196.76 1,314.56
    Jul-2033 25,380.49 1,130.84
    Aug-2033 25,565.55 945.77
    Sep-2033 25,751.97 759.35
    Oct-2033 25,939.74 571.58
    Nov-2033 26,128.89 382.44
    Dec-2033 26,319.41 191.91
    Jan-2034 0.00 0.00
    Feb-2034 0.00 0.00
    Mar-2034 0.00 0.00
    Apr-2034 0.00 0.00
    May-2034 0.00 0.00
    Jun-2034 0.00 0.00
    Jul-2034 0.00 0.00
    Aug-2034 0.00 0.00
    Sep-2034 0.00 0.00
    Oct-2034 0.00 0.00
    Nov-2034 0.00 0.00
    Dec-2034 0.00 0.00
    Jan-2035 0.00 0.00
    Feb-2035 0.00 0.00
    Mar-2035 0.00 0.00
    Apr-2035 0.00 0.00
    May-2035 0.00 0.00
    Jun-2035 0.00 0.00
    Jul-2035 0.00 0.00
    Aug-2035 0.00 0.00
    Sep-2035 0.00 0.00
    Oct-2035 0.00 0.00
    Nov-2035 0.00 0.00
    Dec-2035 0.00 0.00
    Jan-2036 0.00 0.00
    Feb-2036 0.00 0.00
    Mar-2036 0.00 0.00
    Apr-2036 0.00 0.00
    May-2036 0.00 0.00
    Jun-2036 0.00 0.00
    Jul-2036 0.00 0.00
    Aug-2036 0.00 0.00
    Sep-2036 0.00 0.00
    Oct-2036 0.00 0.00
    Nov-2036 0.00 0.00
    Dec-2036 0.00 0.00
    Jan-2037 0.00 0.00
    Feb-2037 0.00 0.00
    Mar-2037 0.00 0.00
    Apr-2037 0.00 0.00
    May-2037 0.00 0.00
    Jun-2037 0.00 0.00
    Jul-2037 0.00 0.00
    Aug-2037 0.00 0.00
    Sep-2037 0.00 0.00
    Oct-2037 0.00 0.00
    Nov-2037 0.00 0.00
    Dec-2037 0.00 0.00
    Jan-2038 0.00 0.00
    Feb-2038 0.00 0.00
    Mar-2038 0.00 0.00
    Apr-2038 0.00 0.00
    May-2038 0.00 0.00
    Jun-2038 0.00 0.00
    Jul-2038 0.00 0.00
    Aug-2038 0.00 0.00
    Sep-2038 0.00 0.00
    Oct-2038 0.00 0.00
    Nov-2038 0.00 0.00
    Dec-2038 0.00 0.00
    Jan-2039 0.00 0.00
    Feb-2039 0.00 0.00
    Mar-2039 0.00 0.00
    Apr-2039 0.00 0.00
    May-2039 0.00 0.00
    Jun-2039 0.00 0.00
    Jul-2039 0.00 0.00
    Aug-2039 0.00 0.00
    Sep-2039 0.00 0.00
    Oct-2039 0.00 0.00
    Nov-2039 0.00 0.00
    Dec-2039 0.00 0.00
    Jan-2040 0.00 0.00
    Feb-2040 0.00 0.00
    Mar-2040 0.00 0.00
    Apr-2040 0.00 0.00
    May-2040 0.00 0.00
    Jun-2040 0.00 0.00
    Jul-2040 0.00 0.00
    Aug-2040 0.00 0.00
    Sep-2040 0.00 0.00
    Oct-2040 0.00 0.00
    Nov-2040 0.00 0.00
    Dec-2040 0.00 0.00
    Jan-2041 0.00 0.00
    Feb-2041 0.00 0.00
    Mar-2041 0.00 0.00
    Apr-2041 0.00 0.00
    May-2041 0.00 0.00
    Jun-2041 0.00 0.00
    Jul-2041 0.00 0.00
    Aug-2041 0.00 0.00
    Sep-2041 0.00 0.00
    Oct-2041 0.00 0.00
    Nov-2041 0.00 0.00
    Dec-2041 0.00 0.00
    Jan-2042 0.00 0.00
    Feb-2042 0.00 0.00
    Mar-2042 0.00 0.00
    Apr-2042 0.00 0.00
    May-2042 0.00 0.00
    Jun-2042 0.00 0.00
    Jul-2042 0.00 0.00
    Aug-2042 0.00 0.00
    Sep-2042 0.00 0.00
    Oct-2042 0.00 0.00
    Nov-2042 0.00 0.00
    Dec-2042 0.00 0.00
    Jan-2043 0.00 0.00
    Feb-2043 0.00 0.00
    Mar-2043 0.00 0.00
    Apr-2043 0.00 0.00
    May-2043 0.00 0.00
    Jun-2043 0.00 0.00
    Jul-2043 0.00 0.00
    Aug-2043 0.00 0.00
    Sep-2043 0.00 0.00
    Oct-2043 0.00 0.00
    Nov-2043 0.00 0.00
    Dec-2043 0.00 0.00
    Jan-2044 0.00 0.00
    Feb-2044 0.00 0.00
    Mar-2044 0.00 0.00
    Apr-2044 0.00 0.00
    May-2044 0.00 0.00
    Jun-2044 0.00 0.00
    Jul-2044 0.00 0.00
    Aug-2044 0.00 0.00
    Sep-2044 0.00 0.00
    Oct-2044 0.00 0.00
    Nov-2044 0.00 0.00
    Dec-2044 0.00 0.00
    Jan-2045 0.00 0.00
    Feb-2045 0.00 0.00
    Mar-2045 0.00 0.00
    Apr-2045 0.00 0.00
    May-2045 0.00 0.00
    Jun-2045 0.00 0.00
    Jul-2045 0.00 0.00
    Aug-2045 0.00 0.00
    Sep-2045 0.00 0.00
    Oct-2045 0.00 0.00
    Nov-2045 0.00 0.00
    Dec-2045 0.00 0.00
    Jan-2046 0.00 0.00
    Feb-2046 0.00 0.00
    Mar-2046 0.00 0.00
    Apr-2046 0.00 0.00
    May-2046 0.00 0.00
    Jun-2046 0.00 0.00
    Jul-2046 0.00 0.00
    Aug-2046 0.00 0.00
    Sep-2046 0.00 0.00
    Oct-2046 0.00 0.00
    Nov-2046 0.00 0.00
    Dec-2046 0.00 0.00
    Jan-2047 0.00 0.00
    Feb-2047 0.00 0.00
    Mar-2047 0.00 0.00
    Apr-2047 0.00 0.00
    May-2047 0.00 0.00
    Jun-2047 0.00 0.00
    Jul-2047 0.00 0.00
    Aug-2047 0.00 0.00
    Sep-2047 0.00 0.00
    Oct-2047 0.00 0.00
    Nov-2047 0.00 0.00
    Dec-2047 0.00 0.00
    Jan-2048 0.00 0.00
    Feb-2048 0.00 0.00
    Mar-2048 0.00 0.00
    Apr-2048 0.00 0.00
    May-2048 0.00 0.00
    Jun-2048 0.00 0.00
    Jul-2048 0.00 0.00
    Aug-2048 0.00 0.00
    Sep-2048 0.00 0.00
    Oct-2048 0.00 0.00
    Nov-2048 0.00 0.00
    Dec-2048 0.00 0.00
    Jan-2049 0.00 0.00
    Feb-2049 0.00 0.00
    Mar-2049 0.00 0.00
    Apr-2049 0.00 0.00
    May-2049 0.00 0.00
    Jun-2049 0.00 0.00
    Jul-2049 0.00 0.00
    Aug-2049 0.00 0.00
    Sep-2049 0.00 0.00
    Oct-2049 0.00 0.00
    Nov-2049 0.00 0.00
    Dec-2049 0.00 0.00
    Jan-2050 0.00 0.00
    Feb-2050 0.00 0.00
    Mar-2050 0.00 0.00
    Apr-2050 0.00 0.00
    May-2050 0.00 0.00
    Jun-2050 0.00 0.00
    Jul-2050 0.00 0.00
    Aug-2050 0.00 0.00
    Sep-2050 0.00 0.00
    Oct-2050 0.00 0.00
    Nov-2050 0.00 0.00
    Dec-2050 0.00 0.00
    Jan-2051 0.00 0.00
    Feb-2051 0.00 0.00
    Mar-2051 0.00 0.00
    Apr-2051 0.00 0.00
    May-2051 0.00 0.00
    Jun-2051 0.00 0.00
    Jul-2051 0.00 0.00
    Aug-2051 0.00 0.00
    Sep-2051 0.00 0.00
    Oct-2051 0.00 0.00
    Nov-2051 0.00 0.00
    Dec-2051 0.00 0.00
    Jan-2052 0.00 0.00
    Feb-2052 0.00 0.00
    Mar-2052 0.00 0.00
    Apr-2052 0.00 0.00
    May-2052 0.00 0.00
    Jun-2052 0.00 0.00
    Jul-2052 0.00 0.00
    Aug-2052 0.00 0.00
    Sep-2052 0.00 0.00
    Oct-2052 0.00 0.00
    Nov-2052 0.00 0.00
    Dec-2052 0.00 0.00
    Jan-2053 0.00 0.00
    Feb-2053 0.00 0.00
    Mar-2053 0.00 0.00
    Apr-2053 0.00 0.00
    May-2053 0.00 0.00
    Jun-2053 0.00 0.00
    Jul-2053 0.00 0.00
    Aug-2053 0.00 0.00
    Sep-2053 0.00 0.00
    Oct-2053 0.00 0.00
    Nov-2053 0.00 0.00
    Dec-2053 0.00 0.00
    this-home-saver-loan

    only and should not be used for planning your finances or calculating your tax deductible amount etc. This exc

    count the surplus balance at the end of the day. Even if you park the amount for a few days in the month, you s

    oan when Book Balance reaches zero.

    ome Loan SBI Ma


    Balance
    (End of Month) Principal Interest
    3,000,000.00
    2,995,363.68 4,636.32 21,875.00
    2,990,693.55 4,670.13 21,841.19
    2,985,989.37 4,704.18 21,807.14
    2,981,250.89 4,738.48 21,772.84
    2,976,477.85 4,773.03 21,738.29
    2,971,670.02 4,807.84 21,703.48
    2,966,827.12 4,842.89 20,210.09
    2,961,948.92 4,878.21 20,164.15
    2,957,035.14 4,913.78 20,117.87
    2,952,085.53 4,949.61 20,071.25
    2,947,099.84 4,985.70 20,024.29
    2,942,077.78 5,022.05 19,976.99
    2,937,019.11 5,058.67 20,658.51
    2,931,923.56 5,095.56 20,615.83
    2,926,790.84 5,132.71 20,572.84
    2,921,620.71 5,170.14 20,529.54
    2,916,412.87 5,207.84 20,485.92
    2,911,167.06 5,245.81 21,171.16
    2,905,883.00 5,284.06 20,986.38
    2,900,560.41 5,322.59 20,800.26
    2,895,199.00 5,361.40 20,612.79
    2,889,798.51 5,400.50 20,423.94
    2,884,358.64 5,439.87 20,233.72
    2,878,879.10 5,479.54 20,042.12
    2,873,359.60 5,519.49 20,869.94
    2,867,799.86 5,559.74 20,828.81
    2,862,199.58 5,600.28 20,787.37
    2,856,558.46 5,641.12 20,745.64
    2,850,876.21 5,682.25 20,703.60
    2,845,152.53 5,723.68 20,661.25
    2,839,387.11 5,765.42 20,618.59
    2,833,579.66 5,807.46 20,575.62
    2,827,729.86 5,849.80 20,532.34
    2,821,837.40 5,892.46 20,488.75
    2,815,901.97 5,935.42 20,444.83
    2,809,923.27 5,978.70 20,400.60
    2,803,900.97 6,022.30 20,356.04
    2,797,834.76 6,066.21 20,311.16
    2,791,724.32 6,110.44 20,265.95
    2,785,569.32 6,155.00 20,220.41
    2,779,369.44 6,199.88 20,174.54
    2,773,124.36 6,245.09 20,128.33
    2,766,833.74 6,290.62 20,081.79
    2,760,497.24 6,336.49 20,034.91
    2,754,114.55 6,382.70 19,987.68
    2,747,685.31 6,429.24 19,940.11
    2,741,209.20 6,476.12 19,892.20
    2,734,685.86 6,523.34 19,843.94
    2,728,114.96 6,570.90 19,795.32
    2,721,496.14 6,618.82 19,746.35
    2,714,829.06 6,667.08 19,697.02
    2,708,113.37 6,715.69 19,647.33
    2,701,348.71 6,764.66 19,597.28
    2,694,534.72 6,813.99 19,546.87
    2,687,671.05 6,863.67 19,496.09
    2,680,757.33 6,913.72 19,444.93
    2,673,793.19 6,964.13 19,393.41
    2,666,778.28 7,014.91 19,341.51
    2,659,712.22 7,066.06 19,289.23
    2,652,594.63 7,117.59 19,236.56
    2,645,425.15 7,169.49 19,183.52
    2,638,203.38 7,221.76 19,130.09
    2,630,928.96 7,274.42 19,076.27
    2,623,601.50 7,327.46 19,022.05
    2,616,220.61 7,380.89 18,967.44
    2,608,785.89 7,434.71 18,912.43
    2,601,296.97 7,488.92 18,857.03
    2,593,753.44 7,543.53 18,801.21
    2,586,154.90 7,598.54 18,744.99
    2,578,500.96 7,653.94 18,688.36
    2,570,791.21 7,709.75 18,631.32
    2,563,025.24 7,765.97 18,573.86
    2,555,202.64 7,822.60 18,515.99
    2,547,323.01 7,879.64 18,457.69
    2,539,385.92 7,937.09 18,398.96
    2,531,390.95 7,994.97 18,339.81
    2,523,337.69 8,053.26 18,280.23
    2,515,225.71 8,111.98 18,220.21
    2,507,054.57 8,171.13 18,159.75
    2,498,823.86 8,230.72 18,098.86
    2,490,533.13 8,290.73 18,037.51
    2,482,181.94 8,351.18 17,975.73
    2,473,769.86 8,412.08 17,913.49
    2,465,296.45 8,473.42 17,850.79
    2,456,761.25 8,535.20 17,787.65
    2,448,163.81 8,597.44 17,724.04
    2,439,503.68 8,660.13 17,659.96
    2,430,780.41 8,723.27 17,595.42
    2,421,993.53 8,786.88 17,530.41
    2,413,142.58 8,850.95 17,464.92
    2,404,227.09 8,915.49 17,398.96
    2,395,246.59 8,980.50 17,332.51
    2,386,200.61 9,045.98 17,265.59
    2,377,088.66 9,111.94 17,198.17
    2,367,910.28 9,178.38 17,130.26
    2,358,664.97 9,245.31 17,061.86
    2,349,352.25 9,312.72 16,992.95
    2,339,971.62 9,380.63 16,923.55
    2,330,522.59 9,449.03 16,853.64
    2,321,004.67 9,517.93 16,783.22
    2,311,417.34 9,587.33 16,712.28
    2,301,760.10 9,657.24 16,640.83
    2,292,032.45 9,727.65 16,568.86
    2,282,233.86 9,798.58 16,496.36
    2,272,363.83 9,870.03 16,423.34
    2,262,421.83 9,942.00 16,349.78
    2,252,407.33 10,014.50 16,275.69
    2,242,319.82 10,087.52 16,201.05
    2,232,158.74 10,161.07 16,125.87
    2,221,923.58 10,235.16 16,050.14
    2,211,613.78 10,309.80 15,973.86
    2,201,228.81 10,384.97 15,897.03
    2,190,768.12 10,460.69 15,819.63
    2,180,231.15 10,536.97 15,741.67
    2,169,617.35 10,613.80 15,663.14
    2,158,926.15 10,691.19 15,584.04
    2,148,157.00 10,769.15 15,504.36
    2,137,309.32 10,847.68 15,424.11
    2,126,382.55 10,926.77 15,343.26
    2,115,376.10 11,006.45 15,261.83
    2,104,289.40 11,086.70 15,179.80
    2,093,121.85 11,167.54 15,097.17
    2,081,872.88 11,248.97 15,013.95
    2,070,541.88 11,331.00 14,930.11
    2,059,128.26 11,413.62 14,845.67
    2,047,631.42 11,496.84 14,760.60
    2,036,050.74 11,580.68 14,674.92
    2,024,385.62 11,665.12 14,588.61
    2,012,635.45 11,750.18 14,501.68
    2,000,799.59 11,835.85 14,414.11
    1,988,877.43 11,922.16 14,325.90
    1,976,868.34 12,009.09 14,237.05
    1,964,771.69 12,096.66 14,147.55
    1,952,586.83 12,184.86 14,057.39
    1,940,313.12 12,273.71 13,966.58
    1,927,949.91 12,363.20 13,875.11
    1,915,496.56 12,453.35 13,782.97
    1,902,952.40 12,544.16 13,690.16
    1,890,316.77 12,635.63 13,596.67
    1,877,589.01 12,727.76 13,502.50
    1,864,768.44 12,820.57 13,407.65
    1,851,854.39 12,914.05 13,312.10
    1,838,846.18 13,008.22 13,215.86
    1,825,743.11 13,103.07 13,118.91
    1,812,544.50 13,198.61 13,021.26
    1,799,249.65 13,294.85 12,922.89
    1,785,857.85 13,391.79 12,823.81
    1,772,368.41 13,489.44 12,724.01
    1,758,780.61 13,587.80 12,623.47
    1,745,093.73 13,686.88 12,522.21
    1,731,307.05 13,786.68 12,420.20
    1,717,419.85 13,887.21 12,317.46
    1,703,431.38 13,988.47 12,213.96
    1,689,340.91 14,090.47 12,109.71
    1,675,147.70 14,193.21 12,004.70
    1,660,851.00 14,296.70 11,898.92
    1,646,450.05 14,400.95 11,792.37
    1,631,944.09 14,505.96 11,685.04
    1,617,332.36 14,611.73 11,576.94
    1,602,614.09 14,718.27 11,468.04
    1,587,788.50 14,825.59 11,358.35
    1,572,854.80 14,933.70 11,247.86
    1,557,812.21 15,042.59 11,136.56
    1,542,659.94 15,152.27 11,024.45
    1,527,397.18 15,262.76 10,911.53
    1,512,023.13 15,374.05 10,797.78
    1,496,536.97 15,486.15 10,683.20
    1,480,937.90 15,599.07 10,567.79
    1,465,225.09 15,712.82 10,451.53
    1,449,397.70 15,827.39 10,334.43
    1,433,454.90 15,942.80 10,216.48
    1,417,395.86 16,059.05 10,097.66
    1,401,219.71 16,176.14 9,977.98
    1,384,925.62 16,294.09 9,857.42
    1,368,512.71 16,412.91 9,735.99
    1,351,980.13 16,532.58 9,613.67
    1,335,327.00 16,653.13 9,490.45
    1,318,552.44 16,774.56 9,366.34
    1,301,655.56 16,896.88 9,241.33
    1,284,635.48 17,020.08 9,115.40
    1,267,491.29 17,144.19 8,988.55
    1,250,222.09 17,269.20 8,860.78
    1,232,826.97 17,395.12 8,732.08
    1,215,305.01 17,521.96 8,602.44
    1,197,655.29 17,649.72 8,471.86
    1,179,876.87 17,778.42 8,340.32
    1,161,968.82 17,908.05 8,207.82
    1,143,930.19 18,038.63 8,074.36
    1,125,760.03 18,170.16 7,939.92
    1,107,457.37 18,302.65 7,804.51
    1,089,021.26 18,436.11 7,668.10
    1,070,450.72 18,570.54 7,530.70
    1,051,744.77 18,705.95 7,392.30
    1,032,902.42 18,842.35 7,252.89
    1,013,922.68 18,979.74 7,112.47
    994,804.54 19,118.14 6,971.02
    975,547.01 19,257.54 6,828.54
    956,149.05 19,397.96 6,685.02
    936,609.65 19,539.40 6,540.45
    916,927.77 19,681.88 6,394.83
    897,102.38 19,825.39 6,248.15
    877,132.43 19,969.95 6,100.39
    857,016.87 20,115.56 5,951.56
    836,754.63 20,262.24 5,801.65
    816,344.64 20,409.99 5,650.64
    795,785.83 20,558.81 5,498.53
    775,077.12 20,708.72 5,345.31
    754,217.40 20,859.72 5,190.98
    733,205.58 21,011.82 5,035.52
    712,040.55 21,165.03 4,878.92
    690,721.19 21,319.36 4,721.19
    669,246.38 21,474.81 4,562.30
    647,614.98 21,631.40 4,402.26
    625,825.85 21,789.13 4,241.04
    603,877.84 21,948.01 4,078.66
    581,769.80 22,108.05 3,915.09
    559,500.55 22,269.25 3,750.32
    537,068.92 22,431.63 3,584.36
    514,473.72 22,595.19 3,417.18
    491,713.77 22,759.95 3,248.78
    468,787.86 22,925.91 3,079.16
    445,694.79 23,093.08 2,908.30
    422,433.32 23,261.46 2,736.20
    399,002.25 23,431.08 2,562.84
    375,400.32 23,601.93 2,388.21
    351,626.29 23,774.03 2,212.31
    327,678.91 23,947.38 2,035.13
    303,556.91 24,122.00 1,856.66
    279,259.03 24,297.89 1,676.89
    254,783.97 24,475.06 1,495.80
    230,130.45 24,653.52 1,313.40
    205,297.16 24,833.29 1,129.66
    180,282.80 25,014.36 944.59
    155,086.04 25,196.76 758.17
    129,705.56 25,380.49 570.38
    104,140.00 25,565.55 381.23
    78,388.04 25,751.97 190.70
    52,448.29 0.00 0.00
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    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
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    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
    (0.00) 0.00 0.00
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    (0.00) 0.00 0.00
    ur tax deductible amount etc. This excel calculates interest on a monthly basis instead of daily basis. It also ass

    unt for a few days in the month, you save on total interest outgo. Your total outgo will also vary if the loan amou

    SBI MaxGain Home Loan


    Drawing Power Surplus Deposit Surplus Balance Available Balance
    (End of Month) / Withdrawal Amount (End of Month) (End of Month)
    3,000,000.00 0.00 0.00 0.00
    2,995,363.68 0.00 0.00 0.00
    2,990,693.55 0.00 0.00 0.00
    2,985,989.37 0.00 0.00 0.00
    2,981,250.89 0.00 0.00 0.00
    2,976,477.85 0.00 0.00 0.00
    2,971,670.02 200,000.00 200,000.00 200,000.00
    2,966,827.12 0.00 200,000.00 201,458.33
    2,961,948.92 0.00 200,000.00 202,927.30
    2,957,035.14 0.00 200,000.00 204,406.98
    2,952,085.53 0.00 200,000.00 205,897.45
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    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    daily basis. It also assumes

    vary if the loan amount is

    Book Balance
    (End of Month)
    (3,000,000.00)
    (2,995,363.68)
    (2,990,693.55)
    (2,985,989.37)
    (2,981,250.89)
    (2,976,477.85)
    (2,771,670.02)
    (2,765,368.79)
    (2,759,021.62)
    (2,752,628.16)
    (2,746,188.09)
    (2,739,701.05)
    (2,833,166.72)
    (2,827,313.91)
    (2,821,418.41)
    (2,815,479.94)
    (2,809,498.16)
    (2,903,472.76)
    (2,878,132.59)
    (2,852,607.66)
    (2,826,896.60)
    (2,800,998.06)
    (2,774,910.69)
    (2,748,633.09)
    (2,862,163.88)
    (2,856,522.51)
    (2,850,840.00)
    (2,845,116.05)
    (2,839,350.37)
    (2,833,542.64)
    (2,827,692.57)
    (2,821,799.84)
    (2,815,864.14)
    (2,809,885.16)
    (2,803,862.59)
    (2,797,796.10)
    (2,791,685.37)
    (2,785,530.09)
    (2,779,329.93)
    (2,773,084.55)
    (2,766,793.64)
    (2,760,456.86)
    (2,754,073.87)
    (2,747,644.33)
    (2,741,167.92)
    (2,734,644.28)
    (2,728,073.07)
    (2,721,453.95)
    (2,714,786.57)
    (2,708,070.56)
    (2,701,305.59)
    (2,694,491.29)
    (2,687,627.30)
    (2,680,713.26)
    (2,673,748.81)
    (2,666,733.57)
    (2,659,667.18)
    (2,652,549.27)
    (2,645,379.45)
    (2,638,157.36)
    (2,630,882.60)
    (2,623,554.80)
    (2,616,173.56)
    (2,608,738.51)
    (2,601,249.24)
    (2,593,705.36)
    (2,586,106.47)
    (2,578,452.18)
    (2,570,742.07)
    (2,562,975.74)
    (2,555,152.78)
    (2,547,272.79)
    (2,539,335.33)
    (2,531,339.99)
    (2,523,286.36)
    (2,515,174.00)
    (2,507,002.49)
    (2,498,771.40)
    (2,490,480.28)
    (2,482,128.71)
    (2,473,716.25)
    (2,465,242.44)
    (2,456,706.85)
    (2,448,109.01)
    (2,439,448.49)
    (2,430,724.81)
    (2,421,937.52)
    (2,413,086.16)
    (2,404,170.26)
    (2,395,189.35)
    (2,386,142.95)
    (2,377,030.59)
    (2,367,851.78)
    (2,358,606.05)
    (2,349,292.89)
    (2,339,911.83)
    (2,330,462.37)
    (2,320,944.00)
    (2,311,356.23)
    (2,301,698.55)
    (2,291,970.45)
    (2,282,171.41)
    (2,272,300.92)
    (2,262,358.46)
    (2,252,343.50)
    (2,242,255.52)
    (2,232,093.98)
    (2,221,858.34)
    (2,211,548.07)
    (2,201,162.62)
    (2,190,701.45)
    (2,180,163.99)
    (2,169,549.70)
    (2,158,858.01)
    (2,148,088.36)
    (2,137,240.18)
    (2,126,312.91)
    (2,115,305.95)
    (2,104,218.73)
    (2,093,050.67)
    (2,081,801.18)
    (2,070,469.66)
    (2,059,055.51)
    (2,047,558.14)
    (2,035,976.93)
    (2,024,311.27)
    (2,012,560.55)
    (2,000,724.15)
    (1,988,801.45)
    (1,976,791.80)
    (1,964,694.59)
    (1,952,509.16)
    (1,940,234.89)
    (1,927,871.11)
    (1,915,417.19)
    (1,902,872.45)
    (1,890,236.24)
    (1,877,507.89)
    (1,864,686.73)
    (1,851,772.08)
    (1,838,763.27)
    (1,825,659.59)
    (1,812,460.37)
    (1,799,164.91)
    (1,785,772.50)
    (1,772,282.44)
    (1,758,694.01)
    (1,745,006.50)
    (1,731,219.18)
    (1,717,331.33)
    (1,703,342.22)
    (1,689,251.10)
    (1,675,057.24)
    (1,660,759.87)
    (1,646,358.26)
    (1,631,851.63)
    (1,617,239.23)
    (1,602,520.28)
    (1,587,694.00)
    (1,572,759.62)
    (1,557,716.33)
    (1,542,563.36)
    (1,527,299.90)
    (1,511,925.14)
    (1,496,438.27)
    (1,480,838.48)
    (1,465,124.94)
    (1,449,296.82)
    (1,433,353.29)
    (1,417,293.50)
    (1,401,116.61)
    (1,384,821.76)
    (1,368,408.10)
    (1,351,874.76)
    (1,335,220.85)
    (1,318,445.52)
    (1,301,547.86)
    (1,284,526.99)
    (1,267,382.02)
    (1,250,112.02)
    (1,232,716.10)
    (1,215,193.33)
    (1,197,542.80)
    (1,179,763.56)
    (1,161,854.68)
    (1,143,815.22)
    (1,125,644.22)
    (1,107,340.72)
    (1,088,903.75)
    (1,070,332.36)
    (1,051,625.54)
    (1,032,782.32)
    (1,013,801.71)
    (994,682.69)
    (975,424.26)
    (956,025.41)
    (936,485.11)
    (916,802.32)
    (896,976.02)
    (877,005.15)
    (856,888.66)
    (836,625.48)
    (816,214.55)
    (795,654.80)
    (774,945.13)
    (754,084.45)
    (733,071.66)
    (711,905.65)
    (690,585.31)
    (669,109.50)
    (647,477.11)
    (625,686.97)
    (603,737.95)
    (581,628.89)
    (559,358.61)
    (536,925.94)
    (514,329.71)
    (491,568.71)
    (468,641.74)
    (445,547.60)
    (422,285.06)
    (398,852.90)
    (375,249.88)
    (351,474.76)
    (327,526.28)
    (303,403.17)
    (279,104.16)
    (254,627.97)
    (229,973.31)
    (205,138.88)
    (180,123.37)
    (154,925.44)
    (129,543.79)
    (103,977.06)
    (78,223.90)
    (52,282.96)
    (26,152.87)
    167.75
    0.00
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    Author
    EMICalculator.net
    http://emicalculator.net/sbi-maxgain-why-should-you-choose-this-home-saver-loan

    Disclaimer

    This excel is for illustration / rough estimation purposes only and should not be us
    entire loan amount is disbursed in one go.

    In reality, interest is calculated on a daily basis taking into account the surplus balance a
    in stages and on your choice of pre-EMI or full EMI.

    Note: You will have to approach the bank to close the home loan when Book Balance rea

    Enter the loan information


    Loan Amount 3,000,000.00 3,000,000.00
    Interest Rate 8.35 8.75
    Loan Tenure (months) 240 240
    EMI 25,750.59 26,511.32
    Final Disbursement Date Apr-2017 Apr-2017

    Regular Home Loan


    Month
    Principal Interest
    Apr-2017
    May-2017 4,875.59 20,875.00
    Jun-2017 4,909.51 20,841.07
    Jul-2017 4,943.68 20,806.91
    Aug-2017 4,978.08 20,772.51
    Sep-2017 5,012.72 20,737.87
    Oct-2017 5,047.60 20,702.99
    Nov-2017 5,082.72 20,667.87
    Dec-2017 5,118.09 20,632.50
    Jan-2018 5,153.70 20,596.89
    Feb-2018 5,189.56 20,561.03
    Mar-2018 5,225.67 20,524.92
    Apr-2018 5,262.03 20,488.56
    May-2018 5,298.65 20,451.94
    Jun-2018 5,335.52 20,415.07
    Jul-2018 5,372.64 20,377.94
    Aug-2018 5,410.03 20,340.56
    Sep-2018 5,447.67 20,302.92
    Oct-2018 5,485.58 20,265.01
    Nov-2018 5,523.75 20,226.84
    Dec-2018 5,562.19 20,188.40
    Jan-2019 5,600.89 20,149.70
    Feb-2019 5,639.86 20,110.73
    Mar-2019 5,679.11 20,071.48
    Apr-2019 5,718.62 20,031.96
    May-2019 5,758.42 19,992.17
    Jun-2019 5,798.49 19,952.10
    Jul-2019 5,838.83 19,911.76
    Aug-2019 5,879.46 19,871.13
    Sep-2019 5,920.37 19,830.22
    Oct-2019 5,961.57 19,789.02
    Nov-2019 6,003.05 19,747.54
    Dec-2019 6,044.82 19,705.77
    Jan-2020 6,086.88 19,663.70
    Feb-2020 6,129.24 19,621.35
    Mar-2020 6,171.89 19,578.70
    Apr-2020 6,214.83 19,535.75
    May-2020 6,258.08 19,492.51
    Jun-2020 6,301.63 19,448.96
    Jul-2020 6,345.47 19,405.11
    Aug-2020 6,389.63 19,360.96
    Sep-2020 6,434.09 19,316.50
    Oct-2020 6,478.86 19,271.73
    Nov-2020 6,523.94 19,226.65
    Dec-2020 6,569.34 19,181.25
    Jan-2021 6,615.05 19,135.54
    Feb-2021 6,661.08 19,089.51
    Mar-2021 6,707.43 19,043.16
    Apr-2021 6,754.10 18,996.49
    May-2021 6,801.10 18,949.49
    Jun-2021 6,848.42 18,902.17
    Jul-2021 6,896.08 18,854.51
    Aug-2021 6,944.06 18,806.53
    Sep-2021 6,992.38 18,758.21
    Oct-2021 7,041.04 18,709.55
    Nov-2021 7,090.03 18,660.56
    Dec-2021 7,139.37 18,611.22
    Jan-2022 7,189.04 18,561.55
    Feb-2022 7,239.07 18,511.52
    Mar-2022 7,289.44 18,461.15
    Apr-2022 7,340.16 18,410.43
    May-2022 7,391.24 18,359.35
    Jun-2022 7,442.67 18,307.92
    Jul-2022 7,494.46 18,256.13
    Aug-2022 7,546.60 18,203.98
    Sep-2022 7,599.12 18,151.47
    Oct-2022 7,651.99 18,098.60
    Nov-2022 7,705.24 18,045.35
    Dec-2022 7,758.85 17,991.73
    Jan-2023 7,812.84 17,937.75
    Feb-2023 7,867.21 17,883.38
    Mar-2023 7,921.95 17,828.64
    Apr-2023 7,977.07 17,773.52
    May-2023 8,032.58 17,718.01
    Jun-2023 8,088.47 17,662.11
    Jul-2023 8,144.76 17,605.83
    Aug-2023 8,201.43 17,549.16
    Sep-2023 8,258.50 17,492.09
    Oct-2023 8,315.96 17,434.62
    Nov-2023 8,373.83 17,376.76
    Dec-2023 8,432.10 17,318.49
    Jan-2024 8,490.77 17,259.82
    Feb-2024 8,549.85 17,200.74
    Mar-2024 8,609.34 17,141.24
    Apr-2024 8,669.25 17,081.34
    May-2024 8,729.58 17,021.01
    Jun-2024 8,790.32 16,960.27
    Jul-2024 8,851.48 16,899.10
    Aug-2024 8,913.08 16,837.51
    Sep-2024 8,975.10 16,775.49
    Oct-2024 9,037.55 16,713.04
    Nov-2024 9,100.43 16,650.15
    Dec-2024 9,163.76 16,586.83
    Jan-2025 9,227.52 16,523.07
    Feb-2025 9,291.73 16,458.86
    Mar-2025 9,356.39 16,394.20
    Apr-2025 9,421.49 16,329.10
    May-2025 9,487.05 16,263.54
    Jun-2025 9,553.06 16,197.53
    Jul-2025 9,619.54 16,131.05
    Aug-2025 9,686.47 16,064.12
    Sep-2025 9,753.87 15,996.72
    Oct-2025 9,821.74 15,928.84
    Nov-2025 9,890.09 15,860.50
    Dec-2025 9,958.91 15,791.68
    Jan-2026 10,028.20 15,722.39
    Feb-2026 10,097.98 15,652.61
    Mar-2026 10,168.25 15,582.34
    Apr-2026 10,239.00 15,511.59
    May-2026 10,310.25 15,440.34
    Jun-2026 10,381.99 15,368.60
    Jul-2026 10,454.23 15,296.36
    Aug-2026 10,526.98 15,223.61
    Sep-2026 10,600.23 15,150.36
    Oct-2026 10,673.99 15,076.60
    Nov-2026 10,748.26 15,002.33
    Dec-2026 10,823.05 14,927.54
    Jan-2027 10,898.36 14,852.23
    Feb-2027 10,974.19 14,776.40
    Mar-2027 11,050.56 14,700.03
    Apr-2027 11,127.45 14,623.14
    May-2027 11,204.88 14,545.71
    Jun-2027 11,282.84 14,467.74
    Jul-2027 11,361.35 14,389.23
    Aug-2027 11,440.41 14,310.18
    Sep-2027 11,520.02 14,230.57
    Oct-2027 11,600.18 14,150.41
    Nov-2027 11,680.90 14,069.69
    Dec-2027 11,762.17 13,988.41
    Jan-2028 11,844.02 13,906.57
    Feb-2028 11,926.43 13,824.15
    Mar-2028 12,009.42 13,741.17
    Apr-2028 12,092.99 13,657.60
    May-2028 12,177.14 13,573.45
    Jun-2028 12,261.87 13,488.72
    Jul-2028 12,347.19 13,403.40
    Aug-2028 12,433.11 13,317.48
    Sep-2028 12,519.62 13,230.97
    Oct-2028 12,606.74 13,143.85
    Nov-2028 12,694.46 13,056.13
    Dec-2028 12,782.79 12,967.80
    Jan-2029 12,871.74 12,878.85
    Feb-2029 12,961.30 12,789.29
    Mar-2029 13,051.49 12,699.10
    Apr-2029 13,142.31 12,608.28
    May-2029 13,233.76 12,516.83
    Jun-2029 13,325.84 12,424.75
    Jul-2029 13,418.57 12,332.02
    Aug-2029 13,511.94 12,238.65
    Sep-2029 13,605.96 12,144.63
    Oct-2029 13,700.63 12,049.96
    Nov-2029 13,795.97 11,954.62
    Dec-2029 13,891.96 11,858.63
    Jan-2030 13,988.63 11,761.96
    Feb-2030 14,085.97 11,664.62
    Mar-2030 14,183.98 11,566.61
    Apr-2030 14,282.68 11,467.91
    May-2030 14,382.06 11,368.53
    Jun-2030 14,482.14 11,268.45
    Jul-2030 14,582.91 11,167.68
    Aug-2030 14,684.38 11,066.21
    Sep-2030 14,786.56 10,964.03
    Oct-2030 14,889.45 10,861.14
    Nov-2030 14,993.06 10,757.53
    Dec-2030 15,097.38 10,653.21
    Jan-2031 15,202.43 10,548.15
    Feb-2031 15,308.22 10,442.37
    Mar-2031 15,414.74 10,335.85
    Apr-2031 15,522.00 10,228.59
    May-2031 15,630.01 10,120.58
    Jun-2031 15,738.76 10,011.82
    Jul-2031 15,848.28 9,902.31
    Aug-2031 15,958.56 9,792.03
    Sep-2031 16,069.60 9,680.99
    Oct-2031 16,181.42 9,569.17
    Nov-2031 16,294.02 9,456.57
    Dec-2031 16,407.40 9,343.19
    Jan-2032 16,521.56 9,229.03
    Feb-2032 16,636.53 9,114.06
    Mar-2032 16,752.29 8,998.30
    Apr-2032 16,868.86 8,881.73
    May-2032 16,986.24 8,764.35
    Jun-2032 17,104.43 8,646.16
    Jul-2032 17,223.45 8,527.14
    Aug-2032 17,343.30 8,407.29
    Sep-2032 17,463.98 8,286.61
    Oct-2032 17,585.50 8,165.09
    Nov-2032 17,707.86 8,042.73
    Dec-2032 17,831.08 7,919.51
    Jan-2033 17,955.15 7,795.43
    Feb-2033 18,080.09 7,670.50
    Mar-2033 18,205.90 7,544.69
    Apr-2033 18,332.58 7,418.01
    May-2033 18,460.15 7,290.44
    Jun-2033 18,588.60 7,161.99
    Jul-2033 18,717.94 7,032.64
    Aug-2033 18,848.19 6,902.40
    Sep-2033 18,979.34 6,771.25
    Oct-2033 19,111.41 6,639.18
    Nov-2033 19,244.39 6,506.20
    Dec-2033 19,378.30 6,372.29
    Jan-2034 19,513.14 6,237.45
    Feb-2034 19,648.92 6,101.67
    Mar-2034 19,785.64 5,964.95
    Apr-2034 19,923.32 5,827.27
    May-2034 20,061.95 5,688.64
    Jun-2034 20,201.55 5,549.04
    Jul-2034 20,342.12 5,408.47
    Aug-2034 20,483.66 5,266.92
    Sep-2034 20,626.20 5,124.39
    Oct-2034 20,769.72 4,980.87
    Nov-2034 20,914.24 4,836.35
    Dec-2034 21,059.77 4,690.82
    Jan-2035 21,206.31 4,544.28
    Feb-2035 21,353.87 4,396.72
    Mar-2035 21,502.46 4,248.13
    Apr-2035 21,652.08 4,098.51
    May-2035 21,802.74 3,947.84
    Jun-2035 21,954.45 3,796.13
    Jul-2035 22,107.22 3,643.37
    Aug-2035 22,261.05 3,489.54
    Sep-2035 22,415.95 3,334.64
    Oct-2035 22,571.93 3,178.66
    Nov-2035 22,728.99 3,021.60
    Dec-2035 22,887.15 2,863.44
    Jan-2036 23,046.40 2,704.19
    Feb-2036 23,206.77 2,543.82
    Mar-2036 23,368.25 2,382.34
    Apr-2036 23,530.85 2,219.74
    May-2036 23,694.59 2,056.00
    Jun-2036 23,859.46 1,891.13
    Jul-2036 24,025.48 1,725.10
    Aug-2036 24,192.66 1,557.93
    Sep-2036 24,361.00 1,389.59
    Oct-2036 24,530.51 1,220.07
    Nov-2036 24,701.21 1,049.38
    Dec-2036 24,873.09 877.50
    Jan-2037 25,046.16 704.43
    Feb-2037 25,220.44 530.15
    Mar-2037 25,395.93 354.66
    Apr-2037 25,572.65 177.94
    May-2037 0.00 0.00
    Jun-2037 0.00 0.00
    Jul-2037 0.00 0.00
    Aug-2037 0.00 0.00
    Sep-2037 0.00 0.00
    Oct-2037 0.00 0.00
    Nov-2037 0.00 0.00
    Dec-2037 0.00 0.00
    Jan-2038 0.00 0.00
    Feb-2038 0.00 0.00
    Mar-2038 0.00 0.00
    Apr-2038 0.00 0.00
    May-2038 0.00 0.00
    Jun-2038 0.00 0.00
    Jul-2038 0.00 0.00
    Aug-2038 0.00 0.00
    Sep-2038 0.00 0.00
    Oct-2038 0.00 0.00
    Nov-2038 0.00 0.00
    Dec-2038 0.00 0.00
    Jan-2039 0.00 0.00
    Feb-2039 0.00 0.00
    Mar-2039 0.00 0.00
    Apr-2039 0.00 0.00
    May-2039 0.00 0.00
    Jun-2039 0.00 0.00
    Jul-2039 0.00 0.00
    Aug-2039 0.00 0.00
    Sep-2039 0.00 0.00
    Oct-2039 0.00 0.00
    Nov-2039 0.00 0.00
    Dec-2039 0.00 0.00
    Jan-2040 0.00 0.00
    Feb-2040 0.00 0.00
    Mar-2040 0.00 0.00
    Apr-2040 0.00 0.00
    May-2040 0.00 0.00
    Jun-2040 0.00 0.00
    Jul-2040 0.00 0.00
    Aug-2040 0.00 0.00
    Sep-2040 0.00 0.00
    Oct-2040 0.00 0.00
    Nov-2040 0.00 0.00
    Dec-2040 0.00 0.00
    Jan-2041 0.00 0.00
    Feb-2041 0.00 0.00
    Mar-2041 0.00 0.00
    Apr-2041 0.00 0.00
    May-2041 0.00 0.00
    Jun-2041 0.00 0.00
    Jul-2041 0.00 0.00
    Aug-2041 0.00 0.00
    Sep-2041 0.00 0.00
    Oct-2041 0.00 0.00
    Nov-2041 0.00 0.00
    Dec-2041 0.00 0.00
    Jan-2042 0.00 0.00
    Feb-2042 0.00 0.00
    Mar-2042 0.00 0.00
    Apr-2042 0.00 0.00
    May-2042 0.00 0.00
    Jun-2042 0.00 0.00
    Jul-2042 0.00 0.00
    Aug-2042 0.00 0.00
    Sep-2042 0.00 0.00
    Oct-2042 0.00 0.00
    Nov-2042 0.00 0.00
    Dec-2042 0.00 0.00
    Jan-2043 0.00 0.00
    Feb-2043 0.00 0.00
    Mar-2043 0.00 0.00
    Apr-2043 0.00 0.00
    May-2043 0.00 0.00
    Jun-2043 0.00 0.00
    Jul-2043 0.00 0.00
    Aug-2043 0.00 0.00
    Sep-2043 0.00 0.00
    Oct-2043 0.00 0.00
    Nov-2043 0.00 0.00
    Dec-2043 0.00 0.00
    Jan-2044 0.00 0.00
    Feb-2044 0.00 0.00
    Mar-2044 0.00 0.00
    Apr-2044 0.00 0.00
    May-2044 0.00 0.00
    Jun-2044 0.00 0.00
    Jul-2044 0.00 0.00
    Aug-2044 0.00 0.00
    Sep-2044 0.00 0.00
    Oct-2044 0.00 0.00
    Nov-2044 0.00 0.00
    Dec-2044 0.00 0.00
    Jan-2045 0.00 0.00
    Feb-2045 0.00 0.00
    Mar-2045 0.00 0.00
    Apr-2045 0.00 0.00
    May-2045 0.00 0.00
    Jun-2045 0.00 0.00
    Jul-2045 0.00 0.00
    Aug-2045 0.00 0.00
    Sep-2045 0.00 0.00
    Oct-2045 0.00 0.00
    Nov-2045 0.00 0.00
    Dec-2045 0.00 0.00
    Jan-2046 0.00 0.00
    Feb-2046 0.00 0.00
    Mar-2046 0.00 0.00
    Apr-2046 0.00 0.00
    May-2046 0.00 0.00
    Jun-2046 0.00 0.00
    Jul-2046 0.00 0.00
    Aug-2046 0.00 0.00
    Sep-2046 0.00 0.00
    Oct-2046 0.00 0.00
    Nov-2046 0.00 0.00
    Dec-2046 0.00 0.00
    Jan-2047 0.00 0.00
    Feb-2047 0.00 0.00
    Mar-2047 0.00 0.00
    Apr-2047 0.00 0.00
    May-2047 0.00 0.00
    Jun-2047 0.00 0.00
    Jul-2047 0.00 0.00
    Aug-2047 0.00 0.00
    Sep-2047 0.00 0.00
    Oct-2047 0.00 0.00
    Nov-2047 0.00 0.00
    Dec-2047 0.00 0.00
    Jan-2048 0.00 0.00
    Feb-2048 0.00 0.00
    Mar-2048 0.00 0.00
    Apr-2048 0.00 0.00
    May-2048 0.00 0.00
    Jun-2048 0.00 0.00
    Jul-2048 0.00 0.00
    Aug-2048 0.00 0.00
    Sep-2048 0.00 0.00
    Oct-2048 0.00 0.00
    Nov-2048 0.00 0.00
    Dec-2048 0.00 0.00
    Jan-2049 0.00 0.00
    Feb-2049 0.00 0.00
    Mar-2049 0.00 0.00
    Apr-2049 0.00 0.00
    May-2049 0.00 0.00
    Jun-2049 0.00 0.00
    Jul-2049 0.00 0.00
    Aug-2049 0.00 0.00
    Sep-2049 0.00 0.00
    Oct-2049 0.00 0.00
    Nov-2049 0.00 0.00
    Dec-2049 0.00 0.00
    Jan-2050 0.00 0.00
    Feb-2050 0.00 0.00
    Mar-2050 0.00 0.00
    Apr-2050 0.00 0.00
    May-2050 0.00 0.00
    Jun-2050 0.00 0.00
    Jul-2050 0.00 0.00
    Aug-2050 0.00 0.00
    Sep-2050 0.00 0.00
    Oct-2050 0.00 0.00
    Nov-2050 0.00 0.00
    Dec-2050 0.00 0.00
    Jan-2051 0.00 0.00
    Feb-2051 0.00 0.00
    Mar-2051 0.00 0.00
    Apr-2051 0.00 0.00
    May-2051 0.00 0.00
    Jun-2051 0.00 0.00
    Jul-2051 0.00 0.00
    Aug-2051 0.00 0.00
    Sep-2051 0.00 0.00
    Oct-2051 0.00 0.00
    Nov-2051 0.00 0.00
    Dec-2051 0.00 0.00
    Jan-2052 0.00 0.00
    Feb-2052 0.00 0.00
    Mar-2052 0.00 0.00
    Apr-2052 0.00 0.00
    May-2052 0.00 0.00
    Jun-2052 0.00 0.00
    Jul-2052 0.00 0.00
    Aug-2052 0.00 0.00
    Sep-2052 0.00 0.00
    Oct-2052 0.00 0.00
    Nov-2052 0.00 0.00
    Dec-2052 0.00 0.00
    Jan-2053 0.00 0.00
    Feb-2053 0.00 0.00
    Mar-2053 0.00 0.00
    Apr-2053 0.00 0.00
    May-2053 0.00 0.00
    Jun-2053 0.00 0.00
    Jul-2053 0.00 0.00
    Aug-2053 0.00 0.00
    Sep-2053 0.00 0.00
    Oct-2053 0.00 0.00
    Nov-2053 0.00 0.00
    Dec-2053 0.00 0.00
    Jan-2054 0.00 0.00
    Feb-2054 0.00 0.00
    Mar-2054 0.00 0.00
    Apr-2054 0.00 0.00
    May-2054 0.00 0.00
    Jun-2054 0.00 0.00
    Jul-2054 0.00 0.00
    Aug-2054 0.00 0.00
    Sep-2054 0.00 0.00
    Oct-2054 0.00 0.00
    Nov-2054 0.00 0.00
    Dec-2054 0.00 0.00
    Jan-2055 0.00 0.00
    Feb-2055 0.00 0.00
    Mar-2055 0.00 0.00
    Apr-2055 0.00 0.00
    May-2055 0.00 0.00
    Jun-2055 0.00 0.00
    Jul-2055 0.00 0.00
    Aug-2055 0.00 0.00
    Sep-2055 0.00 0.00
    Oct-2055 0.00 0.00
    Nov-2055 0.00 0.00
    Dec-2055 0.00 0.00
    Jan-2056 0.00 0.00
    Feb-2056 0.00 0.00
    Mar-2056 0.00 0.00
    Apr-2056 0.00 0.00
    May-2056 0.00 0.00
    Jun-2056 0.00 0.00
    Jul-2056 0.00 0.00
    Aug-2056 0.00 0.00
    Sep-2056 0.00 0.00
    Oct-2056 0.00 0.00
    Nov-2056 0.00 0.00
    Dec-2056 0.00 0.00
    Jan-2057 0.00 0.00
    Feb-2057 0.00 0.00
    Mar-2057 0.00 0.00
    Apr-2057 0.00 0.00
    3,180,141.33
    this-home-saver-loan

    only and should not be used for planning your finances or calculating your tax deductible amount etc. This exc

    count the surplus balance at the end of the day. Even if you park the amount for a few days in the month, you s

    oan when Book Balance reaches zero.

    ome Loan S
    Balance
    (End of Month) Principal Interest
    3,000,000.00
    2,995,124.41 1,000.00 4,636.32 21,875.00
    2,990,214.90 (20,841.07) 4,670.13 0.00
    2,985,271.22 (20,806.91) 0.00 0.00
    2,980,293.14 (20,772.51) 0.00 0.00
    2,975,280.43 (20,737.87) 0.00 0.00
    2,970,232.83 (20,702.99) 0.00 0.00
    2,965,150.11 (20,667.87) 0.00 0.00
    2,960,032.03 (20,632.50) 0.00 0.00
    2,954,878.33 (20,596.89) 0.00 0.00
    2,949,688.77 (20,561.03) 0.00 0.00
    2,944,463.10 (20,524.92) 0.00 0.00
    2,939,201.06 (20,488.56) 0.00 0.00
    2,933,902.41 (20,451.94) 0.00 0.00
    2,928,566.90 (20,415.07) 0.00 0.00
    2,923,194.25 (20,377.94) 0.00 0.00
    2,917,784.22 (20,340.56) 0.00 0.00
    2,912,336.55 (20,302.92) 0.00 0.00
    2,906,850.97 (20,265.01) 0.00 0.00
    2,901,327.22 (20,226.84) 0.00 0.00
    2,895,765.03 (20,188.40) 0.00 0.00
    2,890,164.14 (20,149.70) 0.00 0.00
    2,884,524.28 (20,110.73) 0.00 0.00
    2,878,845.17 (20,071.48) 0.00 0.00
    2,873,126.55 (20,031.96) 0.00 0.00
    2,867,368.13 (19,992.17) 0.00 0.00
    2,861,569.64 (19,952.10) 0.00 0.00
    2,855,730.81 (19,911.76) 0.00 0.00
    2,849,851.35 (19,871.13) 0.00 0.00
    2,843,930.97 (19,830.22) 0.00 0.00
    2,837,969.41 (19,789.02) 0.00 0.00
    2,831,966.35 (19,747.54) 0.00 0.00
    2,825,921.53 (19,705.77) 0.00 0.00
    2,819,834.65 (19,663.70) 0.00 0.00
    2,813,705.41 (19,621.35) 0.00 0.00
    2,807,533.52 (19,578.70) 0.00 0.00
    2,801,318.68 (19,535.75) 0.00 0.00
    2,795,060.60 (19,492.51) 0.00 0.00
    2,788,758.98 (19,448.96) 0.00 0.00
    2,782,413.50 (19,405.11) 0.00 0.00
    2,776,023.87 (19,360.96) 0.00 0.00
    2,769,589.79 (19,316.50) 0.00 0.00
    2,763,110.93 (19,271.73) 0.00 0.00
    2,756,586.98 (19,226.65) 0.00 0.00
    2,750,017.65 (19,181.25) 0.00 0.00
    2,743,402.60 (19,135.54) 0.00 0.00
    2,736,741.52 (19,089.51) 0.00 0.00
    2,730,034.09 (19,043.16) 0.00 0.00
    2,723,279.99 (18,996.49) 0.00 0.00
    2,716,478.89 (18,949.49) 0.00 0.00
    2,709,630.46 (18,902.17) 0.00 0.00
    2,702,734.39 (18,854.51) 0.00 0.00
    2,695,790.32 (18,806.53) 0.00 0.00
    2,688,797.94 (18,758.21) 0.00 0.00
    2,681,756.91 (18,709.55) 0.00 0.00
    2,674,666.88 (18,660.56) 0.00 0.00
    2,667,527.51 (18,611.22) 0.00 0.00
    2,660,338.47 (18,561.55) 0.00 0.00
    2,653,099.40 (18,511.52) 0.00 0.00
    2,645,809.96 (18,461.15) 0.00 0.00
    2,638,469.80 (18,410.43) 0.00 0.00
    2,631,078.56 (18,359.35) 0.00 0.00
    2,623,635.90 (18,307.92) 0.00 0.00
    2,616,141.44 (18,256.13) 0.00 0.00
    2,608,594.84 (18,203.98) 0.00 0.00
    2,600,995.72 (18,151.47) 0.00 0.00
    2,593,343.73 (18,098.60) 0.00 0.00
    2,585,638.49 (18,045.35) 0.00 0.00
    2,577,879.63 (17,991.73) 0.00 0.00
    2,570,066.79 (17,937.75) 0.00 0.00
    2,562,199.58 (17,883.38) 0.00 0.00
    2,554,277.63 (17,828.64) 0.00 0.00
    2,546,300.56 (17,773.52) 0.00 0.00
    2,538,267.98 (17,718.01) 0.00 0.00
    2,530,179.50 (17,662.11) 0.00 0.00
    2,522,034.75 (17,605.83) 0.00 0.00
    2,513,833.32 (17,549.16) 0.00 0.00
    2,505,574.82 (17,492.09) 0.00 0.00
    2,497,258.85 (17,434.62) 0.00 0.00
    2,488,885.03 (17,376.76) 0.00 0.00
    2,480,452.93 (17,318.49) 0.00 0.00
    2,471,962.16 (17,259.82) 0.00 0.00
    2,463,412.31 (17,200.74) 0.00 0.00
    2,454,802.96 (17,141.24) 0.00 0.00
    2,446,133.71 (17,081.34) 0.00 0.00
    2,437,404.13 (17,021.01) 0.00 0.00
    2,428,613.82 (16,960.27) 0.00 0.00
    2,419,762.33 (16,899.10) 0.00 0.00
    2,410,849.25 (16,837.51) 0.00 0.00
    2,401,874.16 (16,775.49) 0.00 0.00
    2,392,836.61 (16,713.04) 0.00 0.00
    2,383,736.18 (16,650.15) 0.00 0.00
    2,374,572.42 (16,586.83) 0.00 0.00
    2,365,344.90 (16,523.07) 0.00 0.00
    2,356,053.17 (16,458.86) 0.00 0.00
    2,346,696.78 (16,394.20) 0.00 0.00
    2,337,275.29 (16,329.10) 0.00 0.00
    2,327,788.24 (16,263.54) 0.00 0.00
    2,318,235.18 (16,197.53) 0.00 0.00
    2,308,615.64 (16,131.05) 0.00 0.00
    2,298,929.17 (16,064.12) 0.00 0.00
    2,289,175.30 (15,996.72) 0.00 0.00
    2,279,353.55 (15,928.84) 0.00 0.00
    2,269,463.47 (15,860.50) 0.00 0.00
    2,259,504.56 (15,791.68) 0.00 0.00
    2,249,476.36 (15,722.39) 0.00 0.00
    2,239,378.38 (15,652.61) 0.00 0.00
    2,229,210.13 (15,582.34) 0.00 0.00
    2,218,971.13 (15,511.59) 0.00 0.00
    2,208,660.88 (15,440.34) 0.00 0.00
    2,198,278.89 (15,368.60) 0.00 0.00
    2,187,824.66 (15,296.36) 0.00 0.00
    2,177,297.68 (15,223.61) 0.00 0.00
    2,166,697.46 (15,150.36) 0.00 0.00
    2,156,023.47 (15,076.60) 0.00 0.00
    2,145,275.21 (15,002.33) 0.00 0.00
    2,134,452.16 (14,927.54) 0.00 0.00
    2,123,553.80 (14,852.23) 0.00 0.00
    2,112,579.61 (14,776.40) 0.00 0.00
    2,101,529.05 (14,700.03) 0.00 0.00
    2,090,401.60 (14,623.14) 0.00 0.00
    2,079,196.73 (14,545.71) 0.00 0.00
    2,067,913.88 (14,467.74) 0.00 0.00
    2,056,552.53 (14,389.23) 0.00 0.00
    2,045,112.12 (14,310.18) 0.00 0.00
    2,033,592.10 (14,230.57) 0.00 0.00
    2,021,991.92 (14,150.41) 0.00 0.00
    2,010,311.03 (14,069.69) 0.00 0.00
    1,998,548.85 (13,988.41) 0.00 0.00
    1,986,704.83 (13,906.57) 0.00 0.00
    1,974,778.40 (13,824.15) 0.00 0.00
    1,962,768.97 (13,741.17) 0.00 0.00
    1,950,675.99 (13,657.60) 0.00 0.00
    1,938,498.85 (13,573.45) 0.00 0.00
    1,926,236.98 (13,488.72) 0.00 0.00
    1,913,889.79 (13,403.40) 0.00 0.00
    1,901,456.69 (13,317.48) 0.00 0.00
    1,888,937.07 (13,230.97) 0.00 0.00
    1,876,330.33 (13,143.85) 0.00 0.00
    1,863,635.88 (13,056.13) 0.00 0.00
    1,850,853.09 (12,967.80) 0.00 0.00
    1,837,981.35 (12,878.85) 0.00 0.00
    1,825,020.05 (12,789.29) 0.00 0.00
    1,811,968.56 (12,699.10) 0.00 0.00
    1,798,826.25 (12,608.28) 0.00 0.00
    1,785,592.49 (12,516.83) 0.00 0.00
    1,772,266.65 (12,424.75) 0.00 0.00
    1,758,848.09 (12,332.02) 0.00 0.00
    1,745,336.15 (12,238.65) 0.00 0.00
    1,731,730.19 (12,144.63) 0.00 0.00
    1,718,029.56 (12,049.96) 0.00 0.00
    1,704,233.59 (11,954.62) 0.00 0.00
    1,690,341.63 (11,858.63) 0.00 0.00
    1,676,353.00 (11,761.96) 0.00 0.00
    1,662,267.03 (11,664.62) 0.00 0.00
    1,648,083.05 (11,566.61) 0.00 0.00
    1,633,800.38 (11,467.91) 0.00 0.00
    1,619,418.31 (11,368.53) 0.00 0.00
    1,604,936.18 (11,268.45) 0.00 0.00
    1,590,353.27 (11,167.68) 0.00 0.00
    1,575,668.89 (11,066.21) 0.00 0.00
    1,560,882.33 (10,964.03) 0.00 0.00
    1,545,992.88 (10,861.14) 0.00 0.00
    1,530,999.83 (10,757.53) 0.00 0.00
    1,515,902.44 (10,653.21) 0.00 0.00
    1,500,700.01 (10,548.15) 0.00 0.00
    1,485,391.79 (10,442.37) 0.00 0.00
    1,469,977.05 (10,335.85) 0.00 0.00
    1,454,455.05 (10,228.59) 0.00 0.00
    1,438,825.05 (10,120.58) 0.00 0.00
    1,423,086.28 (10,011.82) 0.00 0.00
    1,407,238.00 (9,902.31) 0.00 0.00
    1,391,279.45 (9,792.03) 0.00 0.00
    1,375,209.84 (9,680.99) 0.00 0.00
    1,359,028.42 (9,569.17) 0.00 0.00
    1,342,734.41 (9,456.57) 0.00 0.00
    1,326,327.01 (9,343.19) 0.00 0.00
    1,309,805.45 (9,229.03) 0.00 0.00
    1,293,168.92 (9,114.06) 0.00 0.00
    1,276,416.63 (8,998.30) 0.00 0.00
    1,259,547.78 (8,881.73) 0.00 0.00
    1,242,561.54 (8,764.35) 0.00 0.00
    1,225,457.11 (8,646.16) 0.00 0.00
    1,208,233.66 (8,527.14) 0.00 0.00
    1,190,890.36 (8,407.29) 0.00 0.00
    1,173,426.39 (8,286.61) 0.00 0.00
    1,155,840.89 (8,165.09) 0.00 0.00
    1,138,133.03 (8,042.73) 0.00 0.00
    1,120,301.95 (7,919.51) 0.00 0.00
    1,102,346.79 (7,795.43) 0.00 0.00
    1,084,266.70 (7,670.50) 0.00 0.00
    1,066,060.80 (7,544.69) 0.00 0.00
    1,047,728.22 (7,418.01) 0.00 0.00
    1,029,268.07 (7,290.44) 0.00 0.00
    1,010,679.47 (7,161.99) 0.00 0.00
    991,961.53 (7,032.64) 0.00 0.00
    973,113.34 (6,902.40) 0.00 0.00
    954,134.00 (6,771.25) 0.00 0.00
    935,022.59 (6,639.18) 0.00 0.00
    915,778.20 (6,506.20) 0.00 0.00
    896,399.90 (6,372.29) 0.00 0.00
    876,886.76 (6,237.45) 0.00 0.00
    857,237.84 (6,101.67) 0.00 0.00
    837,452.20 (5,964.95) 0.00 0.00
    817,528.89 (5,827.27) 0.00 0.00
    797,466.94 (5,688.64) 0.00 0.00
    777,265.39 (5,549.04) 0.00 0.00
    756,923.27 (5,408.47) 0.00 0.00
    736,439.61 (5,266.92) 0.00 0.00
    715,813.41 (5,124.39) 0.00 0.00
    695,043.69 (4,980.87) 0.00 0.00
    674,129.44 (4,836.35) 0.00 0.00
    653,069.67 (4,690.82) 0.00 0.00
    631,863.36 (4,544.28) 0.00 0.00
    610,509.49 (4,396.72) 0.00 0.00
    589,007.03 (4,248.13) 0.00 0.00
    567,354.95 (4,098.51) 0.00 0.00
    545,552.20 (3,947.84) 0.00 0.00
    523,597.75 (3,796.13) 0.00 0.00
    501,490.53 (3,643.37) 0.00 0.00
    479,229.48 (3,489.54) 0.00 0.00
    456,813.52 (3,334.64) 0.00 0.00
    434,241.60 (3,178.66) 0.00 0.00
    411,512.61 (3,021.60) 0.00 0.00
    388,625.46 (2,863.44) 0.00 0.00
    365,579.06 (2,704.19) 0.00 0.00
    342,372.29 (2,543.82) 0.00 0.00
    319,004.04 (2,382.34) 0.00 0.00
    295,473.19 (2,219.74) 0.00 0.00
    271,778.60 (2,056.00) 0.00 0.00
    247,919.14 (1,891.13) 0.00 0.00
    223,893.65 (1,725.10) 0.00 0.00
    199,700.99 (1,557.93) 0.00 0.00
    175,339.99 (1,389.59) 0.00 0.00
    150,809.47 (1,220.07) 0.00 0.00
    126,108.26 (1,049.38) 0.00 0.00
    101,235.18 (877.50) 0.00 0.00
    76,189.02 (704.43) 0.00 0.00
    50,968.58 (530.15) 0.00 0.00
    25,572.65 (354.66) 0.00 0.00
    (0.00) (177.94) 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
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    (0.00) 0.00 0.00 0.00
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    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
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    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
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    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
    (0.00) 0.00 0.00 0.00
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    (0.00) 0.00 0.00 0.00
    (3,158,266.33) 21,875.00
    3,158,266

    182,576
    ductible amount etc. This excel calculates interest on a monthly basis instead of daily basis. It also assumes tha

    few days in the month, you save on total interest outgo. Your total outgo will also vary if the loan amount is disb

    SBI MaxGain Home Loan


    Drawing Power Surplus Deposit Surplus Balance Available Balance
    (End of Month) / Withdrawal Amount (End of Month) (End of Month)
    3,000,000.00 0.00 0.00 0.00
    3.00 3,000,000.00 3,000,000.00 3,000,000.00
    0.00 0.00 0.00 0.00
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    0.00 0.00 0.00 0.00
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    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
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    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    0.00 0.00 0.00 0.00
    s. It also assumes that your

    he loan amount is disbursed

    Book Balance
    (End of Month)
    (3,000,000.00)
    2,999,997.00
    0.00
    0.00
    0.00
    0.00
    0.00
    0.00
    0.00
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