Audit Report as on 30-06-16

Sr. Para Gist of Audit Paras Remarks

No. No.
1. 2 Tractor insurance policy not renewed

2. 3 Scanning of loan documents

3. 11 Outstanding principal in computer record more than actual paid

4. 13 Irregular loan advanced under KDS

5. 18 Verification of degrees of OG-I and above

6. 19 Zero recovery in general loan cases

7. 20 Loans classified as on 30-6-16

8. 24 Non availability of fire/smoke detection equipment

9. 25 Non availability of strong room in bank building

10. 27 Central over expenditure

11. 28 Payment of TA Bill released without entry on ERP

12. 29 Irregular inter transection from deposit account to loan account

13. 31 Branch has not made disbursement under priority items

Audit Report as on 31-12-15

Sr. Para Gist of Audit Paras Remarks
No. No.
14. 5 Misutilization of loan cases LC. NO. 355538, 351929, 353136

15. 18 Unauthorized debit to income account credited to loan accounts

of the borrowers.
16. 19 Amount of insurance charges/tagging charges/WHT @ 16% FED
debited to loan account of the borrowers instead of physical
recovery.
17. 20 Entries outstanding in sundry deposit accounts.

18. 26 Physical verification of house building/ conveyance advances

utilization
19. 30 Prize bond not maintained by the branch

20. 32 Unclaimed deposit accounts

21. 33 Non implementation of credit administration system

22. 35 Security measures

 Audit Report as on 30-06-15
Sr. Para Gist of Audit Paras Remarks
No. No.
23. 6 Area already rehan accepted as security LC NO. 340101

24. 7 Loan disbursed in excess of applied amount

25. 18 Wrong share recorded in computerized jamabandi

26. 19(i) Discrepancies in additional charge creation LC NO. 339752

27. 23 Wrong fixation of recovery installments

28. 46 Minor balances in past dues in OBL as on 30-6-15

Audit Report as on 31-12-14

Sr. Para Gist of Audit Paras Remarks
No. No.
29. 2 Misutilization of loan cases

Audit Report as on 30-06-14

Sr. No. Par Gist of Audit Paras Remarks
a
No.
30. 13 Insurance premium

Audit Report as on 31-12-13

Sr. No. Par Gist of Audit Paras Remarks
a
No.
31. 6 Loan case numbers missing in FOCS

Audit report as on 30-6-13

Sr. No. Para Gist of Audit Paras Remarks
No.
32. 5 Loss of income to bank due to loan application fee/ postal
charges covered less than reqiured

Audit report as on 31-12-12

Sr. Para Gist of Audit Paras Remarks
No. No.
Nil

Audit report as on 30-6-12

Sr. No. Para Gist of Audit Paras Remarks
No.
 33. 3 Old entries of ADBP central accounts G.L head 6953 as on
31-12- 2000

Audit report as on 31-12-11

Sr. No. Para Gist of Audit Paras Remarks
No.
Nil
Audit report as on 30-6-11
Sr. No. Para Gist of Audit Paras Remarks
No.
34. 5 Borrowers equity contribution and mis-handling
35. 13 Insurance premium not received in loan cases of
borrowers
36. 14(I,ii Discrepancies in payroll
)

Audit report as on 31-12-10

37. 6 Borrowers equity contribution its mis-handling