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Questionnaire For Insurance
Questionnaire For Insurance
Chapter 1: Introduction
This questionnaire has been prepared within the framework of a study carried out for the European
Commission (DG Environment) on the feasibility of establishing a fund or risk pooling scheme to
address liabilities for traditional damage and environmental damage resulting from major industrial
accidents involving pollution. The aim of this questionnaire is to obtain the views of stakeholders in
the insurance sector on the idea and the optimal design elements of such a fund or risk pooling
scheme. We recognise that you will not necessarily be able to answer all questions but would
appreciate if you could answer as fully as possible.
Yes
No
2. Do you consider that public liability policies provide cover for ENVIRONMENTAL damage
liabilities that could result from an accident involving pollution?
Yes
No
3. If you answered "No" to the preceding questions, how do companies ensure they have cover for
potential environmental liabilities resulting from an accident involving pollution
Other :
4. Do you consider that insurers in your area offer adequate cover to companies for all their
potential environmental liabilities?
Yes
No
6. If all of a companys liabilities from an accident involving pollution are not covered, do you
consider that they have sought full coverage or decided not to do so?
7. In your experience, what is the level of costs claimed by insured companies for traditional
8. In your experience, what is the level of costs claimed by insured companies for environmental
9. What do you consider to be the level of public awareness of the Environmental Liability
10. What do you consider to be the level of brokers' awareness of the Environmental Liability
11. What do you consider to be the level of insurers' awareness of the Environmental Liability
Yes
No
13. Do you consider that such a fund / risk pooling scheme should be voluntary or mandatory?
Mandatory
Voluntary
14. Do you believe such a voluntary or mandatory scheme would increase the likelihood that
companies would carry out actions to prevent pollution?
Yes
No
Sector-specific
General
should be EU-wide?
should there be several regional funds which would together cover the whole EU?
should there be sectoral funds?
17. What do you consider should be the threshold level at which such a fund or risk pooling
scheme responded to an accident involving pollution?
1 million
10 million
100 million
Other :
18. Who do you believe should manage such a fund or risk pooling scheme if it was to be
established?
the EU
Member States
Other :
Other :
20. Which liabilities should be covered by a fund or risk pooling scheme if it was to be established?
Other :
21. If you have any further suggestions or comments on development of a fund or a risk-pooling
scheme to address environmental liabilities, please use the field below to explain your views.
Name *
Organisation *
Function *
Short description of the organisation *(e.g. type of activity, sector, size, geographical location)
Email address *
Telephone *