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  • 5.6 Comparative Analysis With IDLC Finance LTD

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    S.m.Rasel
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    LBFL and IDLC Finance were compared based on 2015 financial data, with IDLC having higher total assets of BDT 73,434 million compared to LBFL's BDT 44,615 million, though LBFL generated more operating revenue. However, LBFL's cost-to-income ratio of 78.80% was significantly higher than IDLC's 35.92% due to LBFL's more aggressive expansion, which resulted in LBFL achieving a lower net profit of BDT 1,030 million compared to IDLC's BDT 1,459 million, despite the higher revenue. The capital adequacy ratios for both were comparable.

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    LBFL and IDLC Finance were compared based on 2015 financial data, with IDLC having higher total assets of BDT 73,434 million compared to LBFL's BDT 44,615 million, though LBFL generated more operating revenue. However, LBFL's cost-to-income ratio of 78.80% was significantly higher than IDLC's 35.92% due to LBFL's more aggressive expansion, which resulted in LBFL achieving a lower net profit of BDT 1,030 million compared to IDLC's BDT 1,459 million, despite the higher revenue. The capital adequacy ratios for both were comparable.

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    23 views1 page

    5.6 Comparative Analysis With IDLC Finance LTD

    Uploaded by

    S.m.Rasel
    LBFL and IDLC Finance were compared based on 2015 financial data, with IDLC having higher total assets of BDT 73,434 million compared to LBFL's BDT 44,615 million, though LBFL generated more operating revenue. However, LBFL's cost-to-income ratio of 78.80% was significantly higher than IDLC's 35.92% due to LBFL's more aggressive expansion, which resulted in LBFL achieving a lower net profit of BDT 1,030 million compared to IDLC's BDT 1,459 million, despite the higher revenue. The capital adequacy ratios for both were comparable.

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    © All Rights Reserved
    Download as DOCX, PDF, TXT or read online from Scribd
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    of 1

    5.

    6 Comparative Analysis with IDLC Finance Ltd


    As on December 2015

    Sectors LBFL IDLC


    Total Assets (BDT in Million) 44,615 73,434
    Operating Revenue (BDT in Million) 5,298 4,588
    Net Profit (BDT in Million) 1,030 1,459
    Cost-to-income Ratio 78.80% 35.92%
    Capital adequacy ratio 14.20% 14.80%

    IDLC Finance Ltd is the market leader in NBFI. The above table shows that IDLC is bigger
    organization in tern of Total Asset. LBFL made greater revenue than IDLC in 2015, but has
    significantly higher cost. Because of aggressive expansion in recent time LBFL has higher
    operating cost. So, the net profit of LBFL is lower than IDLC. Capital Adequacy Ratio are
    comparatively same.

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