Documentation of Homeowner Association MORTGAGE & FORECLOSURE FRAUD AND EMBEZZLEMENT including, but not limited to: premeditated systematic foreclosures of FHA insured loans, Asset-Backed Securities Trusts, triple foreclosures, unassigned Note holders shell corporations, falsified audits, missing bank accounts income tax evasion and the Cayman Islands Title 18 Section 1961(4) and Title 21 Section 848(¢) (2) A large scale, white collar, organized enterprise documented in public records and published financial statements involving: The Secretary of Housing and Urban Development Georgia, Oklahoma, Tennessee, Texas & Washington, D.C. The Secretary of Veteran Affairs Decatur, GA fraud in the name of the. Federal National Mortgage Association centered in North Carolina, South Carolina & Georgia including, but not limited to: California, Florida, Georgia, New Jersey, Ohio, Oklahoma, Tennessee, ‘Texas, Virginia and Washington D.C.ACKNOWLEDGEMENTS A special thank you to: faculty and students at North Carolina’s Wake Forest University & Duke University ‘who continue to give their time, assistance and guidance. ‘Thank you to the HOA members, three certified public accountants, three real estate professionals, two computer security specialists, and the dozens of good caring citizens from New York to California that continue to assist and support the research and documentation on behalf of thousands of unknowing HOA victims and the U.S. taxpayer, Page 2PREFACE In January 2015, the research for this report began in earnest at Sherwood West Association, Inc. in Winston-Salem, NC. The association is a 45-year old non- profit corporation. In the county’s Register of Deeds public records, it was discovered that the “association” had foreclosed on a unit 2012 and sold the unit in 2013. The income was missing and the expenses paid from association funds unreimbursed. Board of Director Member(s), the property management company and association attomey’s involvement is well documented, All parties refused access to inspect the association’s books and records as permitted by the bylaws and two (2) General Statutes, The circumstances, details and documentation can be found under “Foreclosure Theft” beginning on page 812 In this document, the terms “HOA” and “Association” are interchangeable. However, these terms will generally refer to the entity used for fraudulent purposes to achieve personal gain, ‘The HOA/Association is “in name only” ~ not a legitimate non-profit corporation. Page 3