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MAY 12 2010 Volume XXXV Number 10
May 12, 2010 Volume XXXV Number 10
ANHD Releasesspring
ANHD Releases New Report
Report
JOBS
jobS
ANHD’s NEW REPORT
The number of New York City apart- ASSistantForecloSure
ASSiStAnt Foreclosure
ments that may move
The affordability statusfrom forafford-
each of
anhd’s new spring report counselor wanted
counSelor
able
the rents to units
unregulated market
ASSOCIATION FOR

165,000 of affordable hous-


NEIGHBORHOOD
AND HOUSING
DEVELOPMENT, INC.

rates
ing over
createdthe and
next soon
two decades ex-
to be created ASSOCIATION FOR
NEIGHBORHOOD
TheNew
The NewYork
YorkMortgage
Mortgagecoalition
coalition
isisseeking
seekingan
anAssistant
AssistantForeclosure
Foreclosure
AND HOUSING

ceeds
underthe theaffordable housing stock
DEVELOPMENT, INC.

Bloomberg Administration
being
facescreated
possible under Mayor Bloom-
eradication by 2037, Counselor.
Counselor.
berg’s ambitious
according New report
to a new Housing by Mar-
ANHD.
ketplace Plan, according to a report jobdeveloper/
job developer/
The report,
released today“AbyPermanent
the Association Problem Account mAnAger
Account mAnAger
forRequires a Permanent
Neighborhood Solution:
and Housing New
De-
York City’s Next Affordable Housing
velopment. NorthernManhattan
Northern ManhattanImprovement
Improvement
Expiring-Use Crisis and the Need for Corporation(NMIC)
Corporation (NMIC)seeksseeksa adynamic
dynamic
ThePermanent
report, “AAffordability,”
Permanent Problem forecasts a JobDeveloper
Job Developertotojoin
joinitsitsWorkforce
Workforce
pricey housing climate
Requires a Permanent Solution: for New York- DevelopmentDepartment.
Development Department.
ers in the coming
New York City’s Next Affordabletwenty years, if
goverment
Housing safeguards
Expiring-Use for affordable SociAlWork
SociAl WorkServiceS
ServiceS
units (which are set toCrisisexpireand soon) coordinAtor
the Need
aren’t for Permanent
strengthened and renewed.Afford- coordinAtor
ability,” forecasts a pricey hous-
ingAccording
climate for Newreport,
Yorkers NewImmigrant
New ImmigrantCommunity
Community Empower-
to the theinnumber
the
Empowerment
ment (NICE) is(NICE) is seeking
seeking to a
to employ
coming
of New twenty
York years if govermentthat
City apartments
safeguards employ
full-timea Social
full-time Social Services
Services Coordinator.
may move for from affordable
affordable rents units to Coordinator.
(which are set to
unregulated expire rates
market soon) over aren’tthe
more jobs on page 13
strengthened
next two decades and renewed.
exceeds the af- more jobs on page 13
fordable housing stock being created
The report
under MayoralsoBloomberg’s
calls the mayor’s ambitious GRANTS
grAntS
New Housing
program Marketplace
to create or preserve Plan.
165,000 affordable units by 2014
a The reportcommitment,”
“historic also calls the mayor’s but one pro- “There is now a window of StAte-levelon-the-job
StAte-level on-the-job
gram to create or preserve 165,000 “There is now a window Yorkof trAiningprogrAm
trAining progrAm
“historic opportunity for New
with limited sustainability because
theaffordable
overwhelming units majority
by 2014 ofa these opportunity for New York to DEADlINE:
Deadline: NOvEMBER
november1 1
commitment,”
apartments but one
created under with plan, to commit to a permanent
thelimited
sustainability
like those developed because the over-
by previous commit to apolicy.”
affordability permanent New
New York
York State
State Department
Department of of labor,
labor,
whelming majority of
mayoral administrations will only re- these apart- affordability policy.” Division
DivisionofofEmployment
Employmentand andWorkforce
Work-
ments
main will onlyfor
affordable remain
the affordable
length of the for Solutions (NYSDOl) is accepting Re-
the length of the financing period, -Benjamin
-Benjamin Dulchin
Dulchin force Solutions (NYSDOl) is accepting
financing period, typically 30 years. ANHD quest for Applications (RFA) to provide
typically 30 years. ANHD Executive Director
Executive Director Re-quest for Applications (RFA) to
incentives through On-the-Job
provide incentives Training
through On-the-Job
cont’d
cont’d onon page
page 2 2 (OJT) grants togrants
businesses who hire
Training (OJT) to businesses
long
who term unemployed workers, and to

m19
hire long term unemployed work-
cRA & NoN-PRoFit oPPoRtuNitiEs provide these workers with a competi-

ay
ers, and to provide these workers with
On Wednesday, May 19, 2010 (8am-12:30pm) The New tive advantage in
a competi-tive the labor market.
advantage in the labor
York Federal Reserve Bank, in response to a request by
ANHD, is planning a conference to give community-based market.
Detail on this grant is available at:
housing groups the opportunity to learn more about the Detail on this grant is available at:
http://www.labor.state.ny.us/work-
CRA examination process and community development http://www.labor.state.ny.us/work-
forcenypartners/PDFs/StateOJT.pdf
opportunities in today’s economic environment. There is forcenypartners/PDFs/StateOJT.pdf
no charge for the conference. Registration is now open!
To register visit: https://www.newyorkfed.org/registration/ more resources on pages 9 &10
banksup/cra/2010/formentry.cfm more resources on pages 9 &10
Image:Seattle Times/ 2008, The
cont’d on Providence
page 2 Journal Co
3 MAY 12 , 2010
volume xxxv, number 10

cont’d from cover


Indeed, according to the report, there are over 169,000 “On the government side,” Dulchin said, “the current
city-subsidized rental apartments that may move from budget shortfalls facing the city and state warrant inno-
affordable rents to unregulated market rates over the vative thinking about the best use of public resources.”
next two decades.
ANHD is calling on Mayor Bloomberg to maximize the
As these limited affordability terms expire, beginning in city’s return on investment in affordable housing by insti-
just a few years, a tremendous investment of public re- tuting permanent and long-term affordability measures
sources is lost to the next generation of low- and moder- similar to those already in place in several major cities
ate-income New Yorkers, requiring the city essentially to across the country. The city should also rely more signif-
recreate the same limited affordable housing stock time cantly on Community Development Corporations, non-
and again. This is signifcant policy failing of the Bloom- profts that have developed and managed over 100,000
berg Administration and one that will harm thousands of affordable apartments over the past 20 years.
working class New Yorkers for years to come.
“These apartments are permanently affordable be-
“There is now a window of opportunity for New York to cause the CDCs’ prime mission is to maintain affordabil-
commit to a permanent affordability policy,” said Ben- ity for the beneft of low- and moderate-income families,”
jamin Dulchin, ANHD’s Executive Director. “The lack of said Dulchin. “Utilizing the ability of CDCs to lock in this
private fnancing and a softer real estate market have affordability permanently means making real progress
increased private developers’ appetites to do affordable in creating more affordable housing in the city instead of
projects, and increased their receptivity to longer afford- continually treading water.”
ability terms and a return driven by fees, rather than the
properties’ residual value.

Going After slumlords: Nonprofit to launch


grading system for 58,000 apt. buildings
By Daniel Beekman | The Daily News Buildings that score 800 or more will be considered
“distressed.”The rundown Bronx building where ten-
A nonproft is ready to expose the city’s worst tene- ants recently sued for a new manager — 2710 Bain-
ments and debt-ridden landlords. The University bridge Ave. — would score a ghastly 6,800, said lobo
Neigh-borhood Housing Program will soon rank the Jost.
physical and fnancial health of every large apartment
building in the Bronx, Manhattan, Queens and Brook- He expects the building to rank as one of the city’s fve
lyn — all 58,000 of them. worst when UNHP launches the database this month.
The database is the frst of its kind and is for building-
“In the Bronx, we had a lot of buildings in distress,” swith six or more apartments.
said Greg Lobo Jost, the nonproft’s deputy director.
“We needed a formula to capture those buildings on Based in Bedford Park, the Bronx, UNHP helps ten-
paper.” ants and affordable housing developers buy and re-
hab private apartment buildings. It has collected data
UNHP plans to share the rankings with community on buildings since 2003, when the city began to post
and tenant groups such as West Bronx Housing, Fifth more records online.
Avenue Committee in Park Slope and Margert Com-
munity Corp. in Far Rockaway, as well as the banks Back then, the real estate bubble had yet to burst and
that lend to landlords. apartment buildings were selling to predatory equity
frms for outrageous sums. UNHP feared that the new
“We’ll be able to cut to the chase and know whether landlords would fall behind on mortgage payments
or not a building has problems,” said tenant-landlord and repairs if the bubble were to burst.That bubble
referee Sally Dunford of West Bronx Housing. did burst and left buildings like 2710 Bain-bridge in
bad shape. lobo Jost hopes that UNHP’s citywide da-
To rank the buildings, UNHP has created a database tabase will help community and tenant groups catch
that culls information on each building from the city’s buildings before they fall into disrepair or foreclosure.
records and spits out a score. The scores are based “We want to highlight distressed buildings and nip
on housing code violations and mortgage payments, problems in the bud — for the sake of tenants and
plus water, sewer and tax liens. lenders,” he said. Full Article: http://www.unhp.org/pdf/
press_bip_daily-news20100503.pdf
Diversity
is a source of
strength for our people
and our businesses.
At Citi, we have worked hard to create a workplace with
an emphasis on inclusion, innovation and merit, rooted in
our shared values and respect for our colleagues and the
millions of people we serve. We aspire to be a company
where the best people want to work; a company dedicated
to empowering individuals and families around the world;
and a company that provides opportunity for all.

An Equal Opportunity Employer M/F/D/V | careers.citigroup.com


© 2009 Citigroup Inc. Citi and Arc Design is a registered service mark of Citigroup Inc.
571810 11/09
5 MAY 12 , 2010
volume xxxv, number 10
ANHD in the news
Group Fears Lower Rents Will Expire, cutting Gains
By CARA BUCKLEY ASSOCIATION FOR
NEIGHBORHOOD
AND HOUSING

As featured in The New York Times


DEVELOPMENT, INC.

Nearly 170,000 city-subsidized


The Bloomberg administration made a proud an- rental units are at risk of losing
nouncement earlier this week: It had reached the their rent caps by 2037.
100,000 mark in its ambitious plan to create or pre-
serve 165,000 units of moderate- and low-income
housing by 2014. click here

But according to tenants’ advocates, the city stands


to lose an even greater number of similar units in the
coming decades, erasing the gains, because the rent The report cites Boston and San Francisco, where it
caps on those units will expire. said that affordability requirements for such city-spon-
sored units start at 50 years.
In a report [issued last Friday] the Association for Neigh-
borhood and Housing Development, a nonprofitgroup But Rafael E. Cestero, the commissioner of the De-
that represents middle- and low-income-tenant groups, partment of Housing Preservation and Development,
found that nearly 170,000 city-subsidized rental units said that the increased complexity and volume of build-
are at risk of losing their rent caps by 2037. ing in New York made comparisons with Boston and
San Francisco unfair. “We produce 10 times the afford-
That figure represents roughly two-thirds of city-subs- able housing a year that they do,” Mr. Cestero said.
dized rental housing created between 1987 and 2007,
the report said. According to the association, the rent Still, Mr. Cestero said his department had begun look-
caps generally expire after 30 years, after which land- ing for ways to increase the duration of affordability
lords can charge market rates. terms, a change that he said would require the back-
ing of the State legislature.
“The mayor is saying they’re making impressive gains;
however, by 2037, an equal number of units will have By law, the city can issue low-interest loans for up to
washed away because of their lack of foresight,” said only 30 years, he said, which in turn place limits on the
Benjamin Dulchin, executive director of the housing duration of rent caps that keep the units afford-able.
association. “this really needs to be fixed.
He said the report’s estimates of the number of apart-
The report’s authors said there was a clear way to en- ments where caps would end were overstated, be-
sure that city-subsidized housing remained affordable. cause the city generally issued balloon mortgages that
New York’s housing department should copy other cit- were rarely repaid at the end of their 30-year terms. At
ies, they said, and lengthen by several decades the that time, the city can restructure the devel-opers’ debt,
requirements that keep costs down, creating housing he said, in exchange for mandating that the units stay
that stays affordable for much longer. affordable.

The Potential of CRA: New Ideas for the Future


at the New York University School of Law
The Furman Center’s Institute for Affordable Housing Policy invites you on May 18 to their next breakfast,
The Potential of CRA: New Ideas for the Future at the New York University School of Law. The breakfast will
examine possible ideas for reforming CRA to help underserved communities receive more of the lending and
investment they need to grow and thrive, particularly in today’s credit starved environment. Confirmed panelists
include:
· Ellen Seidman, Executive Vice President, National Policy and Partnership Development at ShoreBank Corporation;
Senior Research Fellow in the Asset Building Program of the New America Foundation
· Dianne Dixon, Deputy Superintendent of Banks, New York State Banking Department
· John Taylor, President and CEO of the National Community Reinvestment Coalition
· Michael P. Rizer, Director of Community Development for Wells Fargo Corporation

The breakfast will be held at Lipton Hall, located within D’Agostino Hall at 108 West 3rd Street in Greenwich
Village between Sullivan and MacDougal Streets. We will begin promptly at 8:30 a.m. and will adjourn
by 10:00 a.m. To RSVP to the May 18th event, please visit: https://its.law.nyu.edu/rsvp/furmancenter.
HELP YOUR CLIENTS GET
THE MORTGAGE THEY NEED
FROM THE BANK YOU TRUST.
In today’s market, it is more important than ever for your clients to work
with a lender they trust. Bank of America is the right choice for your client’s
mortgage because:

• Last year more people chose Bank of America for their home financing than
any other lender in the U.S.

• We originate one in five of all mortgages to low- to-moderate income borrowers.

• With No Fee Mortgage PLUS, your clients will get the best mortgage deal
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• Our mortgage professionals will keep your clients informed every step of the
way so there are no surprises.

Visit http://neighborhoodlending.bankofamerica.com to find out how


Bank of America can provide the best mortgage solution for your clients.

Credit and collateral subject to approval. Only for Bank of America customers.
Program rate, terms and conditions are subject to change without notice.
THIS INFORMATION IS INTENDED FOR MORTGAGE AND REAL ESTATE PROFESSIONAL
USE ONLY AND SHOULD NOT BE DISTRIBUTED OR SHOWN TO CONSUMERS OR
OTHER THIRD PARTIES. Bank of America, N.A. Member FDIC. Equal Housing Lender.
©2008 Bank of America Corporation AD-TL-T3
7 may 12 , 2010
volume xxxv, number 10 housing in the news
Investigation Widens in New York Asbestos
Inspection Fraud Case
Caymanmama.com Even more disturbing: Those 200 cases are thought to
be only the beginning. “It’s the tip of the iceberg,” said
New York, NY - Stunning admissions by a New York one official briefed on the matter. “We just don’t know
City safety inspector who faked hundreds of critical as- how big the iceberg is.”
bestos tests have spurred prosecutors to broaden their
investigation into the scheme, which is now believed Federal and city officials have not made public the pre-
to have operated for at least a decade and involved cise number and location of the buildings involved. In
hundreds of buildings. at least a dozen instances, the buildings involved have
been demolished and replaced with others, or gutted
Saverio “Sam” Todaro, owner of SAF Environmental and renovated, so it is impossible in those cases to
Corp. of Queens, pleaded guilty March 26 to 11 felony know if proper testing would have revealed potentially
counts-including mail fraud, making false statements, dangerous levels of asbestos-and whether residents
and violating the federal Toxic Substances Control Act. and workers were ever put at risk for lung cancer, me-
sothelioma, and other asbestos-related diseases.
Todaro, who is free on bail, faces a sentence of be-
tween 51 and 63 months. As a result of the fraud, New York’s Department of
Environmental Protection (D.E.P.) intends to increase
“Todaro’s guilty plea is not the end of the story,” said its audits of lead and asbestos testing, according to a
the Manhattan U.S. attorney, Preet Bharara. “This in- spokesperson for Mayor Michael Bloomberg. With just
vestigation is very much ongoing.” 15 inspectors on its staff, the agency currently audits
a small fraction of the roughly 28,400 projects that
Todaro submitted clean asbestos or lead test results contractors like Todaro certify as safe each year. The
for well over 200 New York buildings and apartments, agency says it has suspended nine asbestos investiga-
including some that were demolished or renovated tors and revoked the licenses of seven in the last 10
to make way for publicly financed projects under the years.
city’s affordable-housing program. Indeed, there are so
many potential victims of the fraud, that the Manhat- http://www.caymanmama.com/2010/05/09/Investiga-
tan U.S. attorney’s office has created a separate Web tion-Widens-in-New-York-Asbestos-Inspection-Fraud-
page to meet its notification obligation. Case_201005096630.html

11th Annual NYSAFAH Conference Includes Many Highlights for


DHCR and nyhomes
Nearly 1,200 housing advocates, developers, and dent/CEO of nyhomes, and Governor David Pater-
industry professionals gathered at New York City’s son were both on hand to address the group at the
Marriott Marquis recently for the New York State As- luncheon, which celebrated the 50th anniversary of
sociation for Affordable Housing’s (NYSAFAH) 11th the New York State Housing Finance Agency (HFA)
Annual Affordable Housing Conference. Brian Lawlor, (http://www.nyhomes.org/index.aspx?page=945).
newly appointed Commissioner of DHCR and Presi-
http://www.dhcr.state.ny.us/PressRoom/news100505.htm

White flight? Suburbs lose young whites to cities


By HOPE YEN (AP) An analysis of 2000-2008 census data by the Brook-
ings Institution highlights the demographic “tipping
WASHINGTON — White flight? In a reversal, Amer- points” seen in the past decade and the looming
ica’s suburbs are now more likely to be home to mi- problems in the 100 largest metropolitan areas, which
norities, the poor and a rapidly growing older popula- represent two-thirds of the U.S. population.
tion as many younger, educated whites move to cities
for jobs and shorter commutes. Brookings Institution: http://www.brookings.edu
Census Bureau: http://www.census.gov
http://www.google.com/hostednews/ap/article/ALeqM5hvFjjAiva42zBz-
RC8o2-s7zHD6IwD9FJ37800
9 may 12 , 2010
volume xxxv, number 10 resources
state-level on-the-job training program deadline: nov 1

New York State Department of Labor, Division of Employment and Workforce Solutions (NYSDOL) is accepting Request
for Applications (RFA) to provide incentives through On-the-Job Training (OJT) grants to businesses who hire long term
unemployed workers, and to provide these workers with a competitive advantage in the labor market. The maximum OJT
award amount for a newly hired employee is $5,000 and there is no minimum award amount. OJT awards for multiple hires
are allowed with a maximum award amount of $50,000 per business. All awards are subject to funding availability.

Eligibility: Businesses (private sector, for-profits and not-for-profits) and/or intermediaries that represent a business mem-
bership (e.g., Chambers of Commerce or labor/trade organizations) are eligible to apply for funding under the New York
State-level OJT Program.

More details on this grant are available below


http://www.labor.state.ny.us/workforcenypartners/PDFs/StateOJT.pdf

Nonprofit Capacity Building PrograM deadline: may 18



The Corporation for National and Community Service (the Corporation) will grant approximately $1 million for a two-year
cooperative agreement to fund organizations to increase the capacity of a small number of intermediary grantees to work
with small and midsize nonprofits in communities facing resource hardship challenges to develop and implement perfor-
mance management systems.

Grantees will provide recipients with organizational development assistance to establish procedures for measuring
progress and improving performance towards intended outcomes leading to community impact. This assistance will be
awarded and administered under the Uniform Administrative Requirements and OMB’s Cost Principles applicable to the
entity that receives the award.

More details on this grant are available below


http://www.nationalservice.gov/for_organizations/funding/nofa_detail.asp?tbl_nofa_id=81

New York City Business Solutions Center II deadline: may 18


The Department of Small Business Services (DSBS) is seeking appropriately qualified vendors to provide outcome-
focused services and assistance to small businesses and entrepreneurs at NYC Business Solutions Centers (“BSCs” or
“Centers”), including, but not limited to: business courses, legal services (through partner attorneys providing pro-bono as-
sistance), financing, business launch, recruitment services, training funds, and M/WBE Certification. The Centers operate
in each borough from Monday-Friday 9:00 a.m. to 5:00 p.m., with each Center offering varying evening hours, depending
on workshop and seminar schedules.

More details on this grant are available below


http://a856-internet.nyc.gov/nycvendoronline/vendorsearch/asp/Postings.asp?req_id=20100322020
or http://www.nyc.gov/html/sbs/html/about/rfp_801-SBS100002.shtml

Research on Foreclosures and Crime deadline: june 1



National Institute of Justice (NIJ) seeks to fund research proposals that explore and explain the links between place and
crime in the specific context of the recent wave of residential property foreclosures. In this context, proposals may address
either short-term or long-term patterns linking place and crime. Applications proposing research should explain how the
proposed project will fill a critical gap in the field’s knowledge and practice as well as identifying policy implications related
to criminal justice.

Between 1970 and 2000, the home foreclosure rate in the United States did not rise above 1.1 percent. Between 2001
and 2006, the foreclosure rate increased to as high as 20 percent. This abrupt shift in the 30-year pattern of foreclosures
led researchers and policymakers alike to question the effects of this issue on urban problems, including crime. This solici-
tation seeks research proposals to examine the links between foreclosures, vacant properties, and crime.

More details on this grant are available below


http://www.ncjrs.gov/pdffiles1/nij/sl000894.pdf
cont’d on page 10
10 may 12 , 2010
volume xxxv, number 10 resources
Econ. Development Assistance Program Funding deadline: september 30

The Department of Commerce Economic Development Administration is soliciting applications for public works, planning, local
technical assistance, and economic adjustment assistance to address pressing economic recovery issues, particularly in economi-
cally distressed regions. The planning program helps support planning organizations in the development, implementation, revision
or replacement of comprehensive economic development strategies to create and retain higher-skill, higher-wage jobs, particularly
for the unemployed and underemployed.

More details on this grant are available below


http://www07.grants.gov/search/search.do?&mode=VIEW&flag2006=false&oppId=48106

Charrette Grants OPEN

Enterprise Green Communities offers grant opportunities to help cover the costs of planning and implementing green components
of affordable housing developments, as well as tracking their costs and benefits. They offer up to $75,000 in planning and con-
struction grants, up to $5,000 to coordinate green design charrettes, and up to $5,000 for post-construction sustainability training.

Before submitting an application, applicants are advised to review information posted on the website and to request the Green
Communities Criteria and technical manual, which incorporate design criteria for locating on “smart” sites, conserving natural
resources and promoting healthy living environments. These Green Communities Criteria define the minimum requirements for
Green Communities projects and can be used as a guide for the Green Communities charrette process.

More details on this grant are available below


http://www.greencommunitiesonline.org/tools/funding/grants/charrette.asp#charrette1

MAIDEN LANE AND PIER 15 COMMERCIAL PAVILIONS Deadline:  JUNE 11

NYC Economic Development Corporation (NYCEDC) is seeking proposals from qualified individuals or companies to lease, operate
and maintain two enclosed pavilion spaces (the “Pavilions”) and adjacent accessory outdoor spaces along the East River Waterfront
in Lower Manhattan. Through this Request for Proposals (“RFP”), NYCEDC aims to identify tenants with innovative programming
concepts that will create a vital node of activity on the waterfront and will attract local residents and visitors to the water’s edge.
Potential uses for the Pavilions may include a food and beverage service, recreation space or market space; however NYCEDC is
open to and interested in receiving additional use concepts and/or a combination of use concepts from respondents.

The two Pavilions included in this RFP are an approximately 3,500 square foot pavilion located at the intersection of South Street
and Maiden Lane directly beneath the elevated Franklin Delano Roosevelt Drive (the “Maiden Lane Pavilion”) and an approximately
1,000 square foot pavilion located on the newly-constructed Pier 15 (the “Pier 15 Commercial Pavilion”). Respondents to this RFP
may choose to submit proposals that contemplate programming for either one of the Pavilions individually or both of the Pavilions
together.

More details on this grant are available below


http://www.nycedc.com/ProjectsOpportunities/RFPsRFQsRFEIs/Pages/Opportunity109_PC.aspx

Weatherization Innovation Pilot Program Deadline:  June 02

US Dept. of Energy, Golden Field Office is accepting applicants under a $30 million Weatherization Innovation Pilot Program for
competitively selected innovative weatherization projects. This program intends to promote innovative ways to weatherize homes
of low-income customers.

Non-profit entities such as community development organizations; for-profit entities; institutions of higher education; Indian tribe
economic development entities; and, consortia of these entities. Examples of potential recipients include, but are not limited to,
current WAP local weatherization service providers, utility companies, private contractors, industry groups, non-profit organiza-
tions, labor unions, community groups, and foundations.

More details on this grant are available below


http://www07.grants.gov/search/search.do?&mode=VIEW&oppId=53958
Citi Global Consumer Group Community Relations would like to invite you to participate in the
NeighborWork Center for Homeownership Education and Counseling training “Credit Counseling”.

Date: May 17-21, 2010 Time: 8:30 - 5:30 (workshop ends at 12:00 pm)
Location: Hispanic Federation 55 Exchange Place Suite 501 New York, NY 10005
Cost: None Contact: lisa.banks@citi.com
Training: H0260 - Counseling Borrowers to Purchase Real Estate Owned (REO) Properties
H0104 - Understanding Credit Scoring
H0108 - Loan Servicing and Collections

WORKSHOPS:
Monday, May 17, 2010
H0260 - Counseling Borrowers to Purchase Real Estate Owned (REO) Properties

“In today’s real estate market borrowers who are interested in purchasing a home will likely
consider the growing inventory of Real Estate Owned (REO) property. These properties
may offer attractive pricing, but also present hidden challenges and pitfalls to potential buy-
ers. Homeownership counselors, providing comprehensive individual counseling, can equip
clients with timely information to make informed decisions and protect their future asset.
Participants attending this course will learn:

Who is selling these properties (from nonprofits, municipalities, banks, etc.); How to assist
your client through careful analysis of the sales contract; How to engage home inspectors
and avoid the pitfalls of purchasing “”as is”” properties; How to determine if special financing
may be available for clients purchasing REO properties.; What are the counseling program
details of HUD’s Neighborhood Stabilization Program (NSP), and how to determine if this
program can help meet the needs of your clients.”

Tuesday, May 28, 2010


H0104 - Understanding Credit Scoring

Most lenders utilize credit scoring as a tool to help evaluate the credit risk of borrowers. This
is certainly the case with many mortgage lenders. Credit scores aid lenders in predicting how
creditworthy a borrower is or how likely they are to repay the debt. Many lenders also incor-
porate risk based pricing into their credit decisions based upon the credit score. With this
knowledge, homeownership educators and counselors are better prepared to help clients
improve their credit scores and positively impact their financial status.

Wednesday – Friday, May 19 – 21, 2010


H0108 – Loan Servicing and Collections

This course will review the policies, procedures and accounting systems that nonprofit lend-
ers and servicers must use to maintain their mortgage loan portfolios and prevent losses.
You will examine effective documentation systems and learn practical techniques for con-
trolling risks and avoiding default and foreclosure. Conventional and FHA default and loss
mitigation processes will be examined and discussed. Case studies are utilized through
interactive exercises as a learning tool. Recommended for staff, management and board
members concerned with improving servicing and collections operations.
12 may 12 , 2010
volume xxxv, number 10

WINTER/SPRING 2010 COURSES & WORKSHOPS


IN HOUSING PRODUCTION AND PRESERVATION
MANAGING & MAINTAINING YOUR HOUSING PORTFOLIO: Asset & Property
Management and Maintenance of Affordable Multi-Family Housing – Best Practices.
This beefed-up series of nine (9) trainings is specifically geared for building managers and back office staff,
superintendents & maintenance staff of nonprofit housing agencies that develop, manage and maintain af-
fordable housing. The course will be presented by affordable housing experts, contractors and professional
property managers.

DATES: 9 consecutive Thursdays until Thursday, May 20, 2010. TIME: 1:00 PM. - 4:30 PM. LOCATION:
ANHD offices, unless otherwise indicated. COST: $180 per agency for ANHD members ($270 Non-mem-
bers). For single sessions: $30/ANHD members & $40/non-members.

ANHD member agencies who sign up for the entire series, may send any two staff people they want from
their organization for each presentation.

A group of students from ANHD’s multi-part


course on “Managing and Maintaining Multi-
Family Housing: Best Practices in Asset and
Property Management” pose atop a building
currently under construction on 131st Street
in Central Harlem, co-sponsored by Enter-
prise Community Partners.

The construction site visit, which was led by


Leo Baez and Isabel Gomez-Aulestia from
Enterprise, was designed to help building
managers gain a better understanding of the
major building systems (envelope, mechani-
cal, electrical, heat, cooling and plumbing).

This series of trainings is specifically geared


for building managers, superintendents &
maintenance staff of nonprofit housing agen-
cies that develop, manage and maintain
affordable housing. The course is presented
by affordable housing experts, teachers &
contractors.

NEXT WORKSHOP
MAY 13. FIELD TRIP TO CONSTRUCTION SITE: Understanding
up-close the major building systems (envelope, mechanical, elec-
trical, heat, cooling and plumbing) with Aaron Lewit.
To Register for MANAGING & MAINTAINING YOUR HOUSING PORTFOLIO (above): Please mail the ap-
plication form (page 3) with payment to ANHD, 50 Broad St., Suite 1125, NY, NY 10004, Attn: Rita Mazza,
or fax to 212-747-1114. (Make checks payable to ANHD) Contact Mike Bucci 347-306-1745/mgbucci@aol.
com or Moses Gates moses.g@anhd.org with questions about this training. Advance registration required.
Seating is limited with priority given to ANHD members.

Advance registration required. Seating is limited with priority given to ANHD members.
13
job listings
may 12 , 2010
volume xxxv, number 10

Place your want ads in our job listings for free. Email: david.k@anhdinc.org

JOB READINESS TRAINER

Northern Manhattan Improvement Corporation (NMIC) is seeking a Job Readiness Trainer for its Workforce Development
Department to assist low income job seeker develop work skills and prepare for employment.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

job developer/account manager

Northern Manhattan Improvement Corporation (NMIC) seeks a dynamic Job Developer to join its Workforce Development
Department.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

CASE MANAGER - WORKFORCE DEVELOPMENT

Northern Manhattan Improvement Corporation (NMIC) is seeking a full time Case Manager for its Workforce Development
program. The Case Manager will be responsible for managing a caseload of 75-100 participants, conducting intake and
assessments, developing individualized service plans and formulating action plans to facilitate and monitor participants’
progress towards accessing needed services and reaching their employment goals.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

EMPLOYMENT AND BENEFITS COUNSELOR

Northern Manhattan Improvement Corporation (NMIC) is seeking a full-time Employment and Benefits Counselor who will
be responsible for completing benefits eligibility assessments and provide employment counseling.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

Social Work Services Coordinator

New Immigrant Community Empowerment (NICE) is seeking to employ a full-time Social Services Coordinator will be who
will be responsible for coordinating three primary programs within NICE social and educational services: the ESOL thorugh
Civic Literacy Program; the Immigrant Family Services; and Parent Workshops.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

ASSisTant Foreclosure counselor

The NEW YORK MORTGAGE COALITION, a nonprofit collaboration of financial institutions and community-based housing
agencies dedicated to creating affordable homeownership, is seeking an Assistant Foreclosure Counselor. The Coalition
provides financial workshops, and pre- and post-purchase counseling. Our Foreclosure Prevention Program provides infor-
mational workshops and one-on-one counseling to help homeowners who are in danger of losing their homes.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

COMMUNITY HEALTH WORKER

Northern Manhattan Improvement Corporation (NMIC), is seeking a full-time Community Health Worker who will be respon-
sible for providing community-wide asthma education and identifies, enrolls, and supports families of children with poorly
controlled asthma for the period of one year. In particular, CHW offers families individualized asthma education, asthma
management support, trigger reduction strategies, and links to clinical and social services.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf

Environment justice organizer

United Puerto Rican Organization of Sunset Park (UPROSE) is seeking candidates for the position of Environmental Jus-
tice Organizer to work closely with Executive Director to develop strategies for UPROSE’s environmental and social justice
programs, projects, and campaigns.
Click here for Job duties and applicant qualifications or visit: www.anhdinc.org/jobs/may12.pdf
14 may 12 , 2010
volume xxxv, number 10
18 ANHD MAY Calendar
Place your events in this calendar for free. Email your events to: david.k@anhdinc.org


M ay
Su M T W TH F Sa

9 10 11 12 13 14 15
Future Perspectives on Affordable Housing & Economic Development
in New York City: Policy & Practice
On Friday, May 14 from 9am -12:30pm, the Housing and Urban Development Committee of the New York City Bar hosts a program that will focus on contemporary issues affecting
the preservation and development of affordable housing and economic development projects in the City.
Where: New York City Bar, 42 West 44th Street, New York, NY 10036 To register: http://www.abcny2.org/source/Events/Event.cfm?Section=unknown&Event=AFF051410
Cost: There is a 50% discount off the member/non-member prices for government, public interest and unemployed attorneys, students and academics.

community
16 17 18 19 20 21 22
nk at heart. “credit where credit is due”
PACC is hosting a free Financial Personal Finance Workshop!
Tuesday, May 18th from 6:30pm - 8:30pm in PACC’s Community Room at 226 Lefferts Place and Franklin Ave. in Brooklyn Course Highlights:Personal Financial Plan *
Free Credit Report * Free Individual Counseling * Free Savings Account at a Credit Union For More Info: 718-783-3549 Charrisse Smith Ext. 15 www.prattarea.org

Free Wealth Building Classes


The MoneySense wealth building classes continue in Bedford-Stuyvesant courtesy of Amalgamated Bank in partnership with the Bedford Stuyvesant Restoration Corp.
Remaining classes, to be held on consecutive Tuesdays at 6:30 p.m., are as follows: May 18 — “Debt Reduction.” and May 25 — “Homeownership.”
For More Info: Bernice McRae at the Bed-Stuy Restoration Corp., (718) 636-6924 or bmcrae@restorationplaza.org.

cRA & NoN-PRoFit oPPoRtuNitiEs


On Wednesday, May 19, 2010 (8am-12:30pm) The New York Federal Reserve Bank, in response to a request by ANHD, is
planning a conference to give community-based housing groups the opportunity to learn more about the CRA examination
process and community development opportunities in today’s economic environment.
There is no charge for the conference. Registration is now open! To register, please visit:
https://www.newyorkfed.org/registration/banksup/cra/2010/formentry.cfm

23 24 25 26 27 28 29
Foreclosure Prevention help
Free Click here for event flyer
Every Tuesday at 2pm FREE help is available to homeowner’s behind or
just concerned about their mortgage. RSVP for more info call 718.469.4679.
Sponsored by Flatbush Development Corp., Neighborhood Housing Ser-
vices of East Flatbush and the Center for New York City Neighborhoods,
not-for-profit organizations. www.nhsnyc.org.

k has a long tradition of being


30 31
n the cities, towns and neighborhoods
we operate. As a community bank,
tand that the well-being of our
is connected to the well-being of the
ties we serve. We offer both our time

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