a
nh
d inc.
the READER
MAY 25 2010
ibo analyzes mayor
bloomberg’s 2011
executive budget
The Independent Budget Office (IBO)
just released its analysis of the Mayor’s
2011 budget plans for NYC.
The report finds that fiscal challenges
facing the City are evident in the breadth
of spending cuts proposed by the May-
or, from eliminating 6,400 teachers to
closing city pools to shutting 50 senior
centers. Large cuts to the city’s library
systems and cultural programs are also
part of the plan for 2011. The number
of HIV/AIDS case managers would be
reduced while child welfare workers will
have to handle larger caseloads.
As difficult as these and other proposed
cuts may be, some New Yorkers braced
themselves for even steeper reductions
in anticipation of the Mayor’s release of
the Executive Budget earlier this month.
In the prior budget plan the Mayor pre-
sented in January, he proposed $1.1
billion in measures by city agencies to
reduce spending and raise revenue in
2011.
These measures, the Mayor empha-
sized, did not take into account the ef-
fect of the estimated $1.3 billion in cuts
to the city proposed by the Governor.
Although the state budget remains un-
resolved, the Mayor’s Executive Budget
for 2011 presumes significant cuts in
aid to the city from Albany.
Yet the Mayor’s latest budget plan in-
cludes a surprisingly modest addition of
about $175 million in agency actions—
on top of the $1.1 billion proposed in
January—to reduce the city’s budget
shortfall. At the same time, the Mayor’s
CAPTION: Hon. Mayor Michael Bloomberg
“There are indications that
the residential real estate
market is improving...
The median sales prices
inched up to $446,000. ”
NEW YORK CITY INDEPENDENT BUDGET OFFICE
MAY REPORT
Executive Budget eliminates two tax in-
creases proposed in the January plan
that had been projected to generate
nearly $220 million in revenue for 2011;
restores funding next year for about 900
police officers, summer jobs for youth,
and for some summer after-school pro-
grams previously slated for elimination;
and provides $83 million in new city
funding for the Health and Hospitals
Corporation and nearly $6 million more
for Governors Island in 2011.
cont’d on page 
Volume XXXV Number 11
AVAILABLE JOBS
members offer 30+ jobs
The Cooper Square Mutual Housing
Association is looking for someone
who can report to the Executive Di-
rector as an Administrative Assistant.
They are also looking for someone
with a social conscience to be a pru-
dent bookkeeper for them. These are
just two of many positions offered by
several ANHD members in this issue.
See more on page 11
GRANTS
grant deadlines near
June 1. That day is deadline for all
non-profits applying for the Research
on Foreclosures and Crimes grant
funded by The U.S. Department of
Justice (DOJ), Office of Justice Pro-
grams (OJP) and National Institute of
Justice (NIJ). June also is the month
that is deadline to 3 other featured
grants related to civic volunteerism,
economic development and weather-
ization. See more on page 7
UPCOMING EVENTS
Understanding
m28
Credit Scoring
ay
On Friday, May 28, Citi Global Con-
sumer Group Community Relations
wants you to partake in the Neighbor-
Work Center for Homeownership Edu-
cation and Counseling training “Credit
Counseling”. Most lenders use credit
scoring as a tool to judge the credit risk
of borrowers. See more on page 13
3 MAY 25 , 2010
volume xxxv, number 11
analyisis cont’d from cover
These changes are enabled in part by the availability of
new funds from the Battery Park City Authority [which
were secured with the help of housing advocates led by
ANHD] by moving into the general fund dollars previ-
ously held aside in the city’s labor reserve for future con-
tract settlements; and by the assumption that Congress
will extend the temporary increase in the federal share
of Medicaid.
Latest revenue forecast has risen a bit since IBO’s pro-
jection three months ago, largely because local eco-
nomic growth and tax collections in 2010 have been
somewhat stronger than previously expected. IBO now
forecast taxes will total $38.3 billion in 2011, $1.9 billion
more than the 2010 projection. IBO expects job growth
to be modest this calendar year and next, with employ-
ment rising just 29,200 from the fourth quarter of 2009
to the fourth quarter of 2010 and then by another 30,800
by the fourth quarter of 2011.
The pace is expected to pick up in 2012 through 2014,
averaging 65,000 a year. Based on our latest economic
and revenue forecast and projections of city spending,
Banks Redline Minority Communities Again
By Eileen Markey
As featured in City Limits
Redlining is making a comeback.That’s the warning is-
sued in a new report that analyzed lending patterns
before and after the subprime mortgage collapse. Al-
though communities of color were flooded with often
unaffordable, high interest mortgages and home equity
loans in the first half of the decade, after 2007, lending
in those communities fell off sharply.
“The financial crisis has led to significantly reduced
access to mortgage credit for all borrowers and com-
munities. In communities of color, however, where the
foreclosure crisis has taken an especially severe toll,
access to prime, conventional mortgage loans has de-
clined precipitously,” the report states.
Conducted by the Neighborhood Economic Develop-
ment Advocacy Project and six partner organizations
across the country, the study examined Home Mort-
gage Disclosure Act data in seven cities, including New
York. For the five boroughs, it found that between 2006
and 2008 quality mortgage lending dropped 40 percent
in communities where 80 percent or more of the resi-
dents were people of color. In neighborhoods where at
least 90 percent of the residents were white, lending
dropped too, but only 23 percent.
The discrepancy between which neighborhoods were
able to refinance loans was even steeper: Refinance
loans – the kinds homeowners might use to get out of
an unaffordable mortgage – dropped by 68 percent in
communities of color, compared to 39 percent in pre-
dominantly white communities.
IBO estimates that under the Mayor’s Executive Budget
the city will end the current fiscal year with a $3.4 billion
surplus, $101 million more than anticipated by the
Bloomberg Administration. The entire surplus will be
used to close what would otherwise be a budget shortfall
in 2011. With the use of the surplus to prepay some ex-
penses, IBO expects 2011 will end with a modest sur-
plus of $356 million.
Fiscal Year 2012 still poses a significant fiscal chal-
lenge, although our projection of a $3.3 billion shortfall
(7.2 percent of city-funded revenue) is $479 million less
than the Mayor’s estimate. Neither of these budget gap
estimates reflects the elimination of $853 million in fed-
eral stimulus funds for schools in 2012. The Mayor has
said the loss of these funds could force the city to cut
about 14,000 teachers. There will likely be substantial
pressure on the Mayor and City Council to fund these
teachers with local dollars, which would add to the city’s
budget shortfall, if new federal or state resources are not
forthcoming.
READ FULL REPORT
http://www.ibo.nyc.ny.us/iboreports/mayreport2010.pdf
Colin Lenton/City Limiits
A house in southeast Queens, an area hard-hit by the foreclo-
sure crisis. See full image: http://www.citylimits.org/news/
articles/3996/banks-redline-minority-communities-again
That’s having a direct effect in neighborhoods like Bed-
ford Stuyvesant and Jamaica that were hard hit by the
wave of foreclosures that followed subprime lending.
“The impact is that people right now who are really
struggling with loans that were predatory are being
denied the credit they need to make their homes af-
fordable,” said Alexis Iwanisziw, program associate at
NEDAP and one of the report’s authors. “We’ve seen a
lot of people who could have sought a good, high qual-
ity refinance loan who are unable to qualify for them.”
Read full article here: http://www.citylimits.org/news/ar-
ticles/3996/banks-redline-minority-communities-again
 Diversity
is a source of
strength for our people
and our businesses.
At Citi, we have worked hard to create a workplace with
an emphasis on inclusion, innovation and merit, rooted in
our shared values and respect for our colleagues and the
millions of people we serve. We aspire to be a company
where the best people want to work; a company dedicated
to empowering individuals and families around the world;
and a company that provides opportunity for all.

An Equal Opportunity Employer M/F/D/V | careers.citigroup.com

© 2009 Citigroup Inc. Citi and Arc Design is a registered service mark of Citigroup Inc.
571810 11/09
5 MAY 25 , 2010
volume xxxv, number 11
Member News

ANHD member launches green agenda for Queens

QUEENS - Last Saturday,
May 22nd, Queens Com-
munity House, Jackson
Heights Beautification
Group and Pratt Center for
Community Development
presented the Green Agen-
da for Jackson Heights—a
neighborhood blueprint
that addresses residents’
ecological, economic and
social concerns—in the
playground of Travers Park
on 34th Avenue between
77th and 78th Street.
Over the past five months,
more than 400 community
members have contributed
to multi-lingual grassroots
planning sessions which
were held by volunteers in
living rooms, schools, hous-
es of worship, community
centers, and senior centers.
More at http://www.queenscom-
munityhouse.org/index.php/press-
newsawards-aboutmenu-12.html
member in focus
Queens Community House is our ANHD
member in focus for this issue. QCH has
been a member of ANHD since 1986.
The history of Queens Community House began in 1967, when New York City Mayor
John Lindsay announced a program of “Scatter Site Housing.” The program’s aim was
to locate low-income housing projects in middle class neighborhoods. The concept
was similar to that of the 19th century settlement house movement which held that
some of the problems of poor ghettos could be alleviated by greater integration of the
classes.
After an unsuccessful attempt to locate the project in Corona, a site was selected in
Forest Hills on the spot of a former golf range. A group of neighborhood residents
mobilized against the proposal using stereotypes to play on fears of their neighbors.
People picketed, engaged the support of some elected officials, and brought a lawsuit
against the city. One angry resident even firebombed the site. Neighborhood support-
ers of the project, other elected officials and the city administration held their ground,
however, and the courts eventually approved development of the site.
Visit their site at: http://www.queenscommunityhouse.org

Artist’s rendering of the entrance to Luna Park

Image: Astella Develoment Corporation

Amusement Park set to open near ANHD Member

ASTELLA ACTION NEWS - Mayor Michael Bloomberg and
Central Amusement International (CAI) unveiled plans back
in February for a new amusement park to open on Memorial
Day, May 29. It will remain open daily until Labor Day and
weekends through Columbus Day for its inaugural season.
CAI is leasing 6.2-acres for 10 years and is investing nearly
$30 million to build and operate the amusement park. The
park features both traditional and cutting edge, state-of-the-
art rides from ride designer and manufacturer, Zamperla.
The new amusement park is being built in two stages: this
summer, CAI will open “Luna Park at Coney Island,” which
will feature 19 rides, including “Air Race” that will make its
worldwide debut in Coney Island; and by summer 2011, the
“Scream Zone at Coney Island” will provide additional at-
tractions, including two roller coasters, a human slingshot
ride, and go-karts. In total, 23 new rides will be installed.
The park will also have games, food and beverage conces-
sions, and live entertainment. In its inaugural season, Luna
Park is projected to create 247 new jobs in Coney Island,
increasing to 330 full and part-time positions in 2011, with
an emphasis on local hiring.
Check out Astella Action News: http://www.astelladevelopment.org/index.
php?p=1&s=1
HELP YOUR CLIENTS GET
THE MORTGAGE THEY NEED
FROM THE BANK YOU TRUST.
In today’s market, it is more important than ever for your clients to work
with a lender they trust. Bank of America is the right choice for your client’s
mortgage because:

• Last year more people chose Bank of America for their home financing than
any other lender in the U.S.

• We originate one in five of all mortgages to low- to-moderate income borrowers.

• With No Fee Mortgage PLUS, your clients will get the best mortgage deal
backed by our close-on-time guarantee.

• Our mortgage professionals will keep your clients informed every step of the
way so there are no surprises.

Visit http://neighborhoodlending.bankofamerica.com to find out how

Bank of America can provide the best mortgage solution for your clients.

Credit and collateral subject to approval. Only for Bank of America customers.
Program rate, terms and conditions are subject to change without notice.
THIS INFORMATION IS INTENDED FOR MORTGAGE AND REAL ESTATE PROFESSIONAL
USE ONLY AND SHOULD NOT BE DISTRIBUTED OR SHOWN TO CONSUMERS OR
OTHER THIRD PARTIES. Bank of America, N.A. Member FDIC. Equal Housing Lender.
©2008 Bank of America Corporation AD-TL-T3
7 MAY 25 , 2010
volume xxxv, number 11
Millions in grant opportunities
For Research, Weatherization, Economic Development, Etc.
Research on
Foreclosures
and Crime
deadline: june 1
National Institute of Justice
(NIJ) seeks to fund research
proposals that explore and
explain the links between
place and crime in the spe-
cific context of the recent
wave of residential property
foreclosures. In this context,
proposals may address ei-
ther short-term or long-term
patterns linking place and
crime. Applications propos-
ing research should explain
how the proposed project
will fill a critical gap in the
field’s knowledge and prac-
tice as well as identifying
policy implications related to
criminal justice.
More details on this grant
http://www.ncjrs.gov/pdffiles1/nij/
sl000894.pdf
Charrette Grants US Dept. of Energy, Golden
OPEN Field Office is accepting ap-
Enterprise Green Commu-
nities offers grant opportuni-
ties to help cover the costs
of planning and implement-
ing green components of
affordable housing develop-
ments, as well as tracking
their costs and benefits.
They offer up to $75,000 in
planning and construction
grants, up to $5,000 to co-
ordinate green design char-
rettes, and up to $5,000 for
post-construction sustain-
ability training.
More details on this grant
http://www.greencommunitieson-
line.org/tools/funding/grants/char-
rette.asp#charrette1
Resources-Grants
feature funding opportunity
Agency: NYC Civic Corps
Deadline: June 30, 2010
Eligibility: Recent College Graduate,
experienced professional or community
leader interested in dedicating a year of
service to New York City.
Grant Summary: New York City is looking for a select group of dedicated individuals to
commit one year to the NYC Civic Corps, an AmeriCorps affiliated program. By joining
the NYC Civic Corps, you will have the unparalleled opportunity to serve New Yorkers
where the City’s needs are greatest: education, health, economic opportunity, environ-
ment and clean energy. NYC Civic Corps members will serve full-time (40 hours per
week) for one year, beginning in September, 2010.
Grant web link: http://www.nycservice.org/initiatives/11
Weatherization MAIDEN LANE Economic
Innovation Pilot AND PIER 15 Development
Program COMMERCIAL Assistance
Deadline:  June 2 PAVILIONS Program Funding
Deadline:  JUNE 11 deadline: sep 30
New York City Economic The Department of Com-
plicants under a $30 million Development Corpora- merce Economic Devel-
Weatherization Innovation tion  (NYCEDC) is seeking opment Administration is
Pilot Program for competi- proposals from qualified in- soliciting applications for
tively selected innovative dividuals or companies to public works, planning, local
weatherization projects. lease, operate and main- technical assistance, and
This program intends to tain two enclosed pavilion economic adjustment assis-
promote innovative ways to spaces (the “Pavilions”) and tance to address pressing
weatherize homes of low- adjacent accessory outdoor economic recovery issues,
income customers. spaces along the East River particularly in economically
Waterfront in Lower Man- distressed regions.
Non-profit entities such as hattan.
community development The planning program helps
organizations; for-profit en- Through this Request support planning organiza-
tities; institutions of higher for Proposals (“RFP”), tions in the development,
education; Indian tribe eco- NYCEDC aims to identify implementation, revision or
nomic development entities; tenants with innovative pro- replacement of comprehen-
and, consortia of these enti- gramming concepts that will sive economic development
ties. create a vital node of activ- strategies to create and
ity on the waterfront and will retain higher-skill, higher-
attract local residents and wage jobs, particularly for
visitors to the water’s edge. the unemployed and under-
employed.
More details on this grant More details on this grant
More details on this grant
http://www.nycedc.com/Project- http://www07.grants.gov/search/
http://www07.grants.
sOpportunities/RFPsRFQsRFEIs/ search.do?&mode=VIEW&flag200
gov/search/search.
Pages/Opportunity109_PC.aspx 6=false&oppId=48106
do?&mode=VIEW&oppId=53958
9 MAY 25 , 2010
volume xxxv, number 11
Resources -Apartments

Affordable Apartments up for Grabs

Hundreds of apartments available in City housing lottery
For low- and moderate
income earners seek-
ing an apartment in New
York City, applications
for hundreds of afford-
able apartments are up
for grabs.

Until June 10, the amount

of affordable units avail-
able on HPD’s current
lottery list stands just
above 800.

According to this list, it’s

not Brooklyn or Queens,
but the City’s 3 other less
populated boroughs, that
currently offer apartment
seekers affordable op-
tions to apply and pos- Architectural rendering of 507 east 161st Street in the Morrisania section of The Bronx.
sibly secure their own Image source: Atlantic Development Group
private sanctuary in the
City. Borough & Size of Units Annual Gross Application
Neighborhood Apartment Available Income Deadline
Of the 3 boroughs, the Bronx
Bronx currently offers
the largest amount of Morrissania section 1,2 & 3 Bedroom 155 View advertisement August 15, 2010
vacant affordable units, Morrissania section Studio 179
with about 500 total af- 1, 2 & 3 Bedroom View advertisement June 10, 2010
fordable units currently
Anderson Avenue Studio
available. 1 & 2 Bedroom 63 View advertisement

More than 300 of these East Tremont

units are housed in The
Northrose Site D and F
(in the Morisannia sec-
tion of The Bronx); two
moderate-income apart-
ment complexes man-
aged by Atlantic De-
velopment Group and
currently being built
under New York City
Department of Housing
Preservation and Devel-
opment’s (HPD) Multi-
Family New Construction
Program and the New
Housing Opportunities
Program (New HOP) of
the New York City Hous-
ing Development Corpo-
ration (HDC).
Studio 95
1 &2 Bedroom View advertisement
Manhattan
Ellington on the Park 1,2 &3 Bedroom 133 View advertisement
34 West 139th Street 1 & 2 Bedroom View advertisement
Staten Island
180 Broad Street 1 & 2 Bedroom 104 View advertisement
Willowbrook Studio 72
1 & 2 Bedroom View advertisement
information provided by HPD(http://www.nyc.gov/html/hpd/html/apartment/lotteries.shtml)
Deadlines to apply for number of occupants to the apartment in focus.
apartment units in Sites and apartment size,
D and F are June 10 and must make at least Click 'view advertisement'
August 15, respectfully. $37,680, and no more above for specific details.
than $115,830.
Although income guide- Each application notice
lines may change, ap- will contain a chart of in-
plicants, depending on come giudelines specific
10 MAY 25 , 2010
volume xxxv, number 11

Habitat-NYC’s Loan Rangers:

Educating New Yorkers About Credit

Host a Free Workshop to Help Your Community

Members Improve Their Credit and
Manage their Debt!
Habitat for Humanity - New York City is providing free workshops for New York City
consumers on the details of new credit card reforms, how to understand their credit reports,
tips for improving their credit scores and where to go for help when they face a credit crisis.
We’ll give members of your congregation, school, or community group vital information about credit
cards and debt, including:

- Free and trustworthy local credit counseling services you can turn to;
- What affects your credit report;
- How your credit score affects you;
- Pitfalls to avoid when choosing a credit card;
- Steps you can take to improve your credit score;
- What you need to know about recent credit card reforms.

Habitat-NYC Loan Rangers provide:

- A short presentation on credit and debt issues, given by trained volunteers;

- Fact sheets and flyers with useful information and a list of helpful free resources;
- Details on services available to New Yorkers struggling with debt;
- Information about affordable homeownership opportunities through Habitat for Humanity-
New York City.

This is a FREE service for congregations, schools, community groups and other venues that
can provide space for a presentation and an audience of 10 or more people.

All inquiries are welcome. For more information or to schedule a presentation for your
group, please contact Tristan Dreisbach at tdreisbach@habitatnyc.org or 212-991-4000 x318.

For additional materials, or to learn more about other financial issues, please visit:
http://www.habitatnyc.org/advocate.
11 MAY 25 , 2010
volume xxxv, number 11
Place your want ads in our job listings for free. Email: david.k@anhdinc.org
MEMBERS seek to hire for 30 positions
Employment for Nurses, Bookkeepers, Executives, & more
29 vacanies to fill at
promesa systems inc
Promesa Systems Inc, is
seeking applicants to fill 29
positions. Job titles for these
29 vacancies are as follows:
1 LMSW
1 Operations (1199)
3 P/T Substance Abuse
Counselors (1199)
1 MSW (1199)
1 Nurse Practitioner
1 P/T Nurse Practitioner/
Physician Asst.
1 LPN (1199)
1P/T LPN (1199)
2 LPN (Per Diem)
1 Medical Coders
4 RN (Per Diem)
2 Medicaid Svc.
Coordinators
1 Medicaid Svc.
Coordinator Supervisor
1 Director MRDD
2 Direct Care Workers
3 Case Managers
1 CDL Driver/Clerk
1 P/T Psychiatrist
1 Risk Reduction Counselor
For more detailed information,
e-mail resume and cover letter to
vlewis@promesa.org or Fax to
(718) 716-1499, attention: Vivian
Lewis, Human Resources
COMMUNITY
HEALTH WORKER Officer. Qualified applicants
Northern Manhattan Im-
provement Corporation
(NMIC), is seeking a full-time
Community Health Worker
who will be responsible for
providing community-wide
asthma education and iden-
tifies, enrolls, and supports
families of children with
poorly controlled asthma for
the period of one year. In
particular, CHW offers fami-
lies individualized asthma
education, asthma manage-
ment support, trigger reduc-
tion strategies, and links to
clinical and social services.
Click here for Job duties and ap-
plicant qualifications or visit: www.
anhdinc.org/jobs/may25.pdf
See ANHD’s complete job listing: www.anhd.org/jobs/may25.pdf
Chief operating
officer
Neighborhood Housing
Services of New York City,
Inc. has an exciting oppor-
tunity for a Chief Operating
are encouraged to submit
a cover letter, resume and
salary requirements to:
Search COO, Neighbor-
hood Housing Services of
NYC, Inc.
Efax; (646) 383-9325/
Email: resume@nhsnyc.
org / Fax: 212-242-6680
Click here for Job duties and ap-
plicant qualifications or visit: www.
anhdinc.org/jobs/may25.pdf
assistant
bookkeeper
The Cooper Square Mutual
Housing Association is look-
ing for someone who can
be a prudent bookkeeper
with a social conscience.
Help Wanted
Several ANHD members are
seeking to fill vacancies by
hiring for these positions:
Administrative Position
Chief Operating Officer
Organizing Director
Family Specialist
Property Manager
Facilitated Enroller
administrative
assistant
The Cooper Square Mutual
Housing Association is also
looking for someone who
can report to the Executive
Director as an Administra-
tive Assistant.
To apply to either posi-
tion, send your resume to
Valerio Orselli, Executive
Director of Cooper Square
Mutual Housing Associa-
tion, 59-61 East 4th Street,
3rd Floor, New York, NY
10003. You may also send
your Resume via e-mail to
vorselli@csmha.org or via
fax to: (212) 477-9328
Click here for Job duties and ap-
plicant qualifications of both above
mentioned positions, or visit: www.
anhdinc.org/jobs/may25.pdf
Job Listings
social services
coordinator
NICE seeks a full-time So-
cial Services Coordinator
will be who will be respon-
sible for coordinating three
primary programs within
NICE social and educa-
tional services: 1) the ESOL
thorugh Civic Literacy Pro-
gram 2) Immigrant Family
Services 3) Parent Work-
shops
Applicants should send a
resume and cover letter to
Valeria Treves, Executive
Director at valeria.nynice@
gmail.com and Patricia Ba-
tista, Social Services Coor-
dinator at patricia.nynice@
gmail.com. Call 718-205-
8796 if you have any ques-
tions.
Click here for Job duties and ap-
plicant qualifications or visit: www.
anhdinc.org/jobs/may25.pdf
12 MAY 25 , 2010
volume xxxv, number 11
18
13 MAY 25 , 2010
volume xxxv, number 11 Calendar of Events

Place your events in our calendar for free. Email: david.k@anhdinc.org

May-June Calendar
Place your events in this calendar for free. Email your events to: david.k@anhdinc.org

may May 28
28
BEach opens!
Tuesday, May 28 H0104 - Understanding Credit Scoring

Most lenders utilize credit scoring as a tool to help evaluate

May 28 9:30 pm
Beach Opening Ceremony
On the Boardwalk, between
West 10th and West 12th
Streets
the credit risk of borrowers. This is certainly the case with
many mortgage lenders.
Credit scores aid lenders in predicting how creditworthy a borrower is or how likely they
are to repay the debt. Many lenders also incorporate risk based pricing into their credit
decisions based upon the credit score. With this knowledge, homeownership educa-

29
Luna park opens!
May 29
Opening Day of Luna Park
amusement park at Surf
Ave. and West 10th Street
tors and counselors are better prepared to help clients improve their credit scores and
positively impact their financial status.
Date: May 28, 2010 Time: 8:30 - 5:30 (workshop ends at 12:00 pm)
Location: Hispanic Federation 55 Exchange Place Suite 501 New York, NY 10005
Cost: None Contact: lisa.banks@citi.com
Training: H0104 - Understanding Credit Scoring
Citi Global Consumer Group Community Relations would like to invite you to participate
in the NeighborWork Center for Homeownership Education and Counseling training
“Credit Counseling”.

june
1homeownership
(Near W. 124th Street)
NHS is now accepting appli-
cations to purchase a fully
renovated mixed use build-
workshop ing in Harlem. This building
On Thursday, June 3, Bridge is located on a well trav-
Street Development eled street in central Har-
Corporation will host a lem only steps from 125th
free workshop that will be an Street and a short walk to
dents. This will be an oppor-
tunity to meet with lenders,
counselors, legal services
attorneys and other pros
to talk about your current
mortgage and/or housing
concerns. The following
topics will be covered by
workshops or representa-
23
pacc annual meeting
On Wednesday, June 23,
PACC will celebrate its 46th
Annual Meeting. The meet-
ing will take place at 6:30pm
at South Oxford Art Space.

overview of the homebuying
process
The workshop will take place
on Thursday, June 3, 2010
7:00 pm 8:30 pm at Pentecos-
tal House of Church
203 Nostrand Avenue
Brooklyn, NY.
Topics will include:
The home buying process;
The Pre-Approval qualification
steps; How to identify preda-
tory lending; Steps to take to-
wards Foreclosure Prevention
9
storeWorks Harlem:
Open House!
Wednesday, June 9th
[6:30-8:00pm]
2073 Adam Clayton Powell
Blvd,New York, NY
shops, restaurants, muse-
ums, jazz clubs, and the
world famous Apollo The-
ater. It is accessible by the
A,B,C,D,2,3 subways and
commuter rail. This “Green”
building is energy and wa-
ter efficient and is expected
to earn NYSERDA Energy
Star Certification.
12
east brooklyn
homeowner’s fair
On Saturday June 12,
Cypress Hills will be
sponsoring the Homeown-
er’s Fair for Cypress Hills
and East New York resi-
27
tives: Loan modifications &
avoiding foreclosure rescue
scams.
The homeowner’s fair will walk for camp
take place on Saturday On Thursday, May 27
June 12, 2010 at IS 302 St. Nicks Alliance
350 Linwood Street be- staff & supporters will Walk
tween Atlantic Ave. & Liber- for Camp to raise money
ty Ave. Saturday– June 12, for activities at St. Nicks
2010 10AM to 2:00PM. Alliance and School Settle-
ment Association Summer
Day Camps.
19
The walk will begin at 11
Catherine St, Williamsburg,
mermaid parade Brooklyn.
June 19
(rain date Friday, May 28)
Mermaid Parade Day
See www.coneyisland.com
for details as they become
available.