UNITED STATES BANKRUPTCY COURT

NORTHERN DISTRICT OF CALIFORNIA

SAN JOSE DIVISION

In re: Case No. 09-56881 MEH

MICHAEL AUBUCHON
ANNA AUBUCHON
Debtor(s)

CHAPTER 13 STANDING TRUSTEES FINAL REPORT AND ACCOUNT

Devin Derham-Burk, chapter 13 trustee, submits the following Final Report and Account
of the administration of the estate pursuant to 11 U.S.C. 1302(b)(1). The trustee declares as
follows:

1) The case was filed on 08/18/2009.

2) The plan was confirmed on 04/28/2010.

3) The plan was modified by order after confirmation pursuant to 11 U.S.C. 1329 on
NA .

4) The trustee filed action to remedy default by the debtor in performance under the plan
on NA .

5) The case was completed on 02/10/2015.

6) Number of months from filing to last payment: 66.

7) Number of months case was pending: 69.

8) Total value of assets abandoned by court order: NA .

9) Total value of assets exempted: $26,590.00.

10) Amount of unsecured claims discharged without payment: $257,724.97.

11) All checks distributed by the trustee relating to this case have cleared the bank .

UST Form 101-13-FR-S (9/1/2009)

Case: 09-56881 Doc# 82 Filed: 05/13/15 Entered: 05/13/15 12:00:01 Page 1 of 4

Receipts:

Total paid by or on behalf of the debtor $43,798.77

Less amount refunded to debtor $3.52

NET RECEIPTS: $43,795.25

Expenses of Administration:

Attorneys Fees Paid Through the Plan $6,700.00

Court Costs $0.00
Trustee Expenses & Compensation $3,016.87
Other $0.00
TOTAL EXPENSES OF ADMINISTRATION: $9,716.87

Attorney fees paid and disclosed by debtor: $0.00

Scheduled Creditors:
Creditor Claim Claim Claim Principal Int.
Name Class Scheduled Asserted Allowed Paid Paid
Abn Amro Mortgage Grou Unsecured 0.00 NA NA 0.00 0.00
AMERICAN EXPRESS Unsecured 23,113.00 23,825.95 23,825.95 0.00 0.00
AMERICAN EXPRESS Unsecured 17,493.00 17,493.35 17,493.35 0.00 0.00
AMERICAN EXPRESS Unsecured 7,395.00 7,395.36 7,395.36 0.00 0.00
American General Finan Unsecured 0.00 NA NA 0.00 0.00
American General Finan Unsecured 93.00 NA NA 0.00 0.00
Amex Unsecured 23,113.00 NA NA 0.00 0.00
Amex Unsecured 0.00 NA NA 0.00 0.00
Amex Unsecured 0.00 NA NA 0.00 0.00
Amex Unsecured 17,055.00 NA NA 0.00 0.00
Aqua Finance Inc Unsecured 0.00 NA NA 0.00 0.00
BANK OF AMERICA Unsecured 0.00 NA NA 0.00 0.00
Beneficial/hfc Unsecured 0.00 NA NA 0.00 0.00
Bk Of Amer Unsecured 0.00 NA NA 0.00 0.00
California State Board of Equalization Unsecured 0.00 NA NA 0.00 0.00
CALIFORNIA STUDENT AID Unsecured 0.00 NA NA 0.00 0.00
CENTRAL COAST FEDERAL CU Secured 78,732.00 95,050.69 95,050.69 0.00 0.00
CENTRAL COAST FEDERAL CU Secured 10,632.00 10,632.00 10,632.00 10,632.00 1,732.43
CENTRAL COAST FEDERAL CU Secured 6,071.00 5,993.61 5,993.61 5,993.61 969.49
CENTRAL COAST FEDERAL CU Unsecured 0.00 279.27 279.27 0.00 0.00
Chase Unsecured 17,495.00 NA NA 0.00 0.00
Chase Auto Unsecured 0.00 NA NA 0.00 0.00
Chase-mnhtn Unsecured 0.00 NA NA 0.00 0.00
CITIZENS AUTO FINANCE Unsecured NA 38.27 38.27 0.00 0.00
CITIZENS AUTO FINANCE Secured 8,263.00 8,263.00 8,263.00 8,263.00 1,342.91
Cnty/cbsd Unsecured 0.00 NA NA 0.00 0.00
DEPARTMENT STORE NATL BK/MAC Unsecured 2,853.00 2,958.35 2,958.35 0.00 0.00
DISCOVER BANK Unsecured 7,921.00 8,014.24 8,014.24 0.00 0.00
Dsnb Macys Unsecured 0.00 NA NA 0.00 0.00
Dsnb Macys Unsecured 0.00 NA NA 0.00 0.00
Dsnb Macys Unsecured 0.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

Case: 09-56881 Doc# 82 Filed: 05/13/15 Entered: 05/13/15 12:00:01 Page 2 of 4

Scheduled Creditors:
Creditor Claim Claim Claim Principal Int.
Name Class Scheduled Asserted Allowed Paid Paid
Dsnb Macys Unsecured 0.00 NA NA 0.00 0.00
Dsrm Nt Bk Unsecured 0.00 NA NA 0.00 0.00
EAST BAY FUNDING LLC Unsecured 24,140.00 24,553.62 24,553.62 0.00 0.00
EAST BAY FUNDING LLC Unsecured 4,138.00 4,285.27 4,285.27 0.00 0.00
ECAST SETTLEMENT CORPORATION Unsecured 26,239.00 26,915.63 26,915.63 0.00 0.00
FRANCHISE TAX BOARD Priority 0.00 NA NA 0.00 0.00
GE MONEY BANK Unsecured 634.00 634.65 634.65 0.00 0.00
Gemb/m Ward Unsecured 0.00 NA NA 0.00 0.00
Gemb/walmart Unsecured 0.00 NA NA 0.00 0.00
GMAC Secured 2,814.00 2,842.24 2,842.24 2,842.24 465.09
Homecomings Financial Unsecured 0.00 NA NA 0.00 0.00
Hospital Collection Sv Unsecured 0.00 NA NA 0.00 0.00
I.C. Systems, Inc Unsecured 418.00 NA NA 0.00 0.00
INTERNAL REVENUE SERVICE Priority NA 1,837.61 1,837.61 1,837.61 0.00
Internal Revenue Service Priority 1,820.00 NA NA 0.00 0.00
INTERNAL REVENUE SERVICE Unsecured NA 45.30 45.30 0.00 0.00
Matthew I Aubuchon Unsecured 0.00 NA NA 0.00 0.00
MediCredit Inc Unsecured 825.00 NA NA 0.00 0.00
MONTEREY CREDIT UNION Unsecured 9,997.00 9,966.82 9,966.82 0.00 0.00
MONTEREY CREDIT UNION Unsecured 0.00 NA NA 0.00 0.00
PRA RECEIVABLES MNGMT LLC Unsecured 1,879.00 1,966.77 1,966.77 0.00 0.00
PRA RECEIVABLES MNGMT LLC Unsecured 10,251.00 10,481.29 10,481.29 0.00 0.00
PRA RECEIVABLES MNGMT LLC Unsecured 2,211.00 2,250.11 2,250.11 0.00 0.00
SALLIE MAE Unsecured 13,160.00 NA NA 0.00 0.00
SALLIE MAE TRUST Unsecured 19,575.00 33,836.07 33,836.07 0.00 0.00
Sears/cbsd Unsecured 0.00 NA NA 0.00 0.00
SPIEGEL Unsecured 1,575.00 NA NA 0.00 0.00
SPIRIT OF AMERICA NATIONAL BAN Unsecured 340.00 340.51 340.51 0.00 0.00
State of Calif Priority 0.00 NA NA 0.00 0.00
Thd/cbsd Unsecured 0.00 NA NA 0.00 0.00
ULTRAMAR DIAMOND SHAMROCK Unsecured 942.00 1,299.94 1,299.94 0.00 0.00
US Bank Unsecured 0.00 NA NA 0.00 0.00
US Department of Education Unsecured 0.00 NA NA 0.00 0.00
VANDA LLC Unsecured 6,708.00 6,855.20 6,855.20 0.00 0.00
VISDSNB Unsecured 0.00 NA NA 0.00 0.00
Wells Fargo Hm Mortgag Unsecured 0.00 NA NA 0.00 0.00
Wells Fargo Hm Mortgag Unsecured 0.00 NA NA 0.00 0.00
WELLS FARGO HOME MORTGAGE Secured 519,312.00 525,232.91 525,232.91 0.00 0.00
Wfnnb/express Unsecured 555.00 NA NA 0.00 0.00
Wfnnb/lane Bryant Unsecured 0.00 NA NA 0.00 0.00
Wfs/Wachovia Dealer Sv Unsecured 0.00 NA NA 0.00 0.00
Wfs/Wachovia Dealer Sv Unsecured 0.00 NA NA 0.00 0.00

UST Form 101-13-FR-S (9/1/2009)

Case: 09-56881 Doc# 82 Filed: 05/13/15 Entered: 05/13/15 12:00:01 Page 3 of 4

 Summary of Disbursements to Creditors:
Claim Principal Interest
Allowed Paid Paid
Secured Payments:
Mortgage Ongoing $620,283.60 $0.00 $0.00
Mortgage Arrearage $0.00 $0.00 $0.00
Debt Secured by Vehicle $27,730.85 $27,730.85 $4,509.92
All Other Secured $0.00 $0.00 $0.00
TOTAL SECURED: $648,014.45 $27,730.85 $4,509.92

Priority Unsecured Payments:

Domestic Support Arrearage $0.00 $0.00 $0.00
Domestic Support Ongoing $0.00 $0.00 $0.00
All Other Priority $1,837.61 $1,837.61 $0.00
TOTAL PRIORITY: $1,837.61 $1,837.61 $0.00

GENERAL UNSECURED PAYMENTS: $183,435.97 $0.00 $0.00

Disbursements:

Expenses of Administration $9,716.87

Disbursements to Creditors $34,078.38

TOTAL DISBURSEMENTS : $43,795.25

12) The trustee certifies that, pursuant to Federal Rule of Bankruptcy Procedure 5009,
the estate has been fully administered, the foregoing summary is true and complete, and all
administrative matters for which the trustee is responsible have been completed . The trustee
requests a final decree be entered that discharges the trustee and grants such other relief as may
be just and proper.

Dated: 05/13/2015 By:/s/ Devin Derham-Burk

Trustee

STATEMENT: This Unified Form is associated with an open bankruptcy case, therefore, Paperwork Reduction
Act exemption 5 C.F.R. 1320.4(a)(2) applies.

UST Form 101-13-FR-S (9/1/2009)

Case: 09-56881 Doc# 82 Filed: 05/13/15 Entered: 05/13/15 12:00:01 Page 4 of 4