Experience of Internship in EXIM Bank:

I am a student of Communication and Media Studies in University

of Development Alternative. For my internship program I choose EXIM
bank, Karwan Bazer Branch. I worked here in public dealing section.
This is completely related with public demand, public relations and
communication with public or customer.

There are two officers Mr Sarwar Hossain and Mr. Abdullah al

Mamun work for communicate with public. Most of the customer came
here to this bank to know that what types of facility they get about their
deposit. Sometimes many customers come to take service against their
account.

HR sections of this bank take various types of decision about

deposit rate, investment rate. They also take decision about give ad in
newspaper or television. The process of take man power in the bank or
opening new branch is the important concern of HR section.

Investment part also related with the public. In Investment section,

investment in-charge Md. Mainuddin work for give money to various
party as an invest. For doing this work he has to maintain relation with
the customer. At first he research that, the customers proposal is ok or
not. Then he studies about the paper against of which customer want
loan. If all is ok then Manager and 2nd Manager finally give him the
money or loan.

There are the summery of my experience that I get in this bank:

EXIM Bank Ltd. Has a well established HR department, consisting

lots of talented personnel.
 HR department of EXIM Bank Ltd. Provides a better planning and
compensation package to their employees which well enough compare
to its peer group.

Personnel Research and Information system is created and updated

based on branch information.

How tasks, authority and systems will be organized and integrated

across organization units and in individual jobs. All of these are well
designed in this organization.

This Bank helps that customer who is engage in export & import
business.

Credit facilities of EXIM Bank are more dynamic and less time
consuming than other banks.

It is does not extend any credit facility against cheque or pledge of

goods.

General banking side provides different types of deposit & credit

department extended loan facilities to the general customer.

It is follows the Islamic rules in every part of general banking.

Most of the Loan products of EXIM Bank of similar types. This Bank
makes loan only to reputable clients who are involved in legitimate
 business activities and whose income and wealth are derived from
legitimate sources.

This Bank does not extend credit where it does not have the industry
knowledge or highly specialized skills needed to properly evaluate the
proposal.

Bank requires that borrowers have a source of repayment established

at the inception of the credit, and that any exception must be
specifically addressed in the approval of credit.

It is engages primarily in the extension of credit in Bangladesh Taka

or in the same currency as the collateral.

This Bank unsecured lending practices favor extensions of credit for

short term, self-liquidating transactions.

This Bank extends venture capital to start up business or to

businesses, which are entirely dependent on new technologies, but is
considered with extreme caution and also secured by first class or
other acceptable collateral.
 Conclusion

From January 1, 2009 to March 31, 2009 I finished my internee program. As

an internee of EXIM Bank Bangladesh, Karwan Bazar branch I have truly
enjoyed my internship from the viewpoint of learning and experience. I am
confident that three months internship program in EXIM Bank Bangladesh
will definitely help me to realize career in the job market.

During the course of my practical orientation I have try to learn the practical
banking to realize my theoretical knowledge what I have gathered and going
to acquired from my various courses. It is great pleasure for me to have
practical exposure it couldnt be possible for to compare the theory with
practice.

Through the department s and sections are covered in the internship program
, it is not possible to go to the depth of each activities of branch because of
time limitation. So objective of the internship program have not been
fulfilled with complete satisfaction. However, highest effort has been given
to achieve the objectives f the internship program.

So in conclusion it can be said that every organization has its positive as

well as negatives and EXIM Bank Bangladesh limited existence of the later
one is les then the earlier one and as the management is determined to reach
the pick of success it seems that in near future the negatives will be
eliminated. Eight is a short span of time and the organization, which can be
established itself as one of the most reputed private commercial bank in the
country within a short period deserves special credits and with their able
leaders EXIM Bank will the highest level of success very shortly. I wish the
banks all success prosperity in their field.

At last it can be said that, EXIM Bank Bangladesh limited is the first
growing bank and its contribution in our economy is also considerable. We
hope that EXIM Bank will expand its services by expanding its branch all
over the country.
 References

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www.eximbankbd.com.
http://www.primebc.nk.comlfinancialhealth.htm.
www.thecitybank.com.
www.islamibankbd.com,
www.shahjalalbank.com.