BANG MINH HOA QUYEN LI SAN PHAM BAO HIEM

AN PHUC HNG THNH(2014)

CHI TIET VE KHACH HANG
Ho ten Gii tnh Tuoi bao hiem Nhom nghe nghiep
Ngi c bao hiem (1) NGUYEN CANH HNG Nam 0 1
Ben mua bao hiem (2) NGUYEN THUY HIEN N 32 1
Ngi c bao hiem bo sung (3) NGUYEN HIEN VY Nam 6 1
CHI TIET CHNG TRNH BAO HIEM n v tnh: VN

La chon thi han San pham Ngi c So tien bao hiem Thi han Thi han Ph bao hiem
ong ph cua san bao hiem hp ong ong ph Nam Na nam Quy
pham chnh (nam) (nam)

La chon 1 An Phuc Hng Thnh (2014) (1) 300.000.000 18 18 14.331.000

gia han
BH Cham Soc Sc Khoe (**) (1) 1.681.000
Thi han ong hang nam
ph bang thi Quyen li ieu tr noi tru Pho Thong 1.681.000
han hp ong BH T Bo Thu Ph (2) 18 18 1.151.100
BH Tai Nan Toan Dien Nang Cao (3) 150.000.000 18 18 520.000
gia han
BH Cham Soc Sc Khoe (**) (3) 1.681.000
hang nam
Quyen li ieu tr noi tru Pho Thong 1.681.000
Tong cong 19.364.100

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 1/8
AN PHUC HNG THNH(2014)
La chon 2 An Phuc Hng Thnh (2014) (1) 300.000.000 18 12 18.330.000
BH Cham Soc Sc Khoe (**) (1) gia han 1.681.000
Thi han ong hang nam
ph ngan han Quyen li ieu tr noi tru Pho Thong 1.681.000
(2/3 thi han BH T Bo Thu Ph (2) 12 12 822.400
hp ong)
BH Tai Nan Toan Dien Nang Cao (3) 150.000.000 18 12 595.000
gia han
BH Cham Soc Sc Khoe (**) (3) 1.681.000
hang nam
Quyen li ieu tr noi tru Pho Thong 1.681.000
Tong cong 23.109.400

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 2/8
AN PHUC HNG THNH(2014)
La chon 3 An Phuc Hng Thnh (2014) (1) 300.000.000 18 6 31.527.000
BH Cham Soc Sc Khoe (**) (1) gia han 1.681.000
Thi han ong hang nam
ph ngan han Quyen li ieu tr noi tru Pho Thong 1.681.000
(1/3 thi han BH T Bo Thu Ph (2) 6 6 610.900
hp ong)
BH Tai Nan Toan Dien Nang Cao (3) 150.000.000 18 6 835.000
gia han
BH Cham Soc Sc Khoe (**) (3) 1.681.000
hang nam
Quyen li ieu tr noi tru Pho Thong 1.681.000
Tong cong 36.334.900
Lu y:
- Ph bao hiem tren ay c tnh toan cho ngi co sc khoe bnh thng theo quy nh cua Dai-ichi Life Viet Nam. Ph bao hiem thc te se da tren ket qua tham nh
cua Dai-ichi Life Viet Nam.
- Nhom nghe nghiep t xac nh tren ay co the c ieu chnh theo quyet nh tham nh cua Dai-ichi Life Viet Nam.
- Ph bao hiem theo nh ky Na nam, Quy va Thang c tnh da tren he so ieu chnh ph cua nh ky ong ph tng ng, ap dung tai thi iem hien tai. He so nay co the
thay oi tuy theo quyet nh cua Dai-ichi Life Viet Nam tai tng thi iem sau khi c Bo Tai Chnh chap thuan.
(**) - Thi han hp ong cua (cac) san pham nay la 1 nam va c gia han hang nam.
- Ph bao hiem cua (cac) san pham nay se thay oi hang nam theo tuoi at c cua Ngi c bao hiem (tham khao bang ph bao hiem ben di). Mc ph bao hiem cua (cac) san pham
nay co the thay oi sau khi c Bo Tai Chnh chap thuan.
Bang ph bao hiem nh ky nam:
Lan gia han hp ong Tham gia au tien 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Ph bao hiem BH
Cham Soc Sc Khoe 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 3.362 4.009 4.009 4.009 4.009 4.009

(n v tnh ngan ong)

Ph bao hiem BH Cham Soc Sc Khoe c minh hoa da tren bang ty le ph bao hiem ap dung tai nam hien hanh. Bang ty le ph bao hiem nay co the se thay oi vao ngay gia han nam hp
ong cua san pham bao hiem bo sung nay. Bang ph bao hiem Cham Soc Sc Khoe mi se c gi en khach hang trc ngay bat au ap dung.

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 3/8
 TOM TAT VE QUYEN LI BAO HIEM
Cac quyen li c ban cua San pham An Phuc Hng Thnh(2014)
Quyen li bao hiem T vong: la gia tr nao ln hn cua So tien bao hiem cong vi khoan chenh lech chia them hoac Gia tr hoan lai.
Quyen li bao hiem Thng tat toan bo va vnh vien trc tuoi 65: la gia tr nao ln hn cua So tien bao hiem cong vi khoan chenh lech chia them hoac Gia tr hoan lai.
Quyen li tien mat nh ky: vao ngay ao nien cua moi 3 nam hp ong, khach hang se nhan c mot khoan tien mat nh ky. Quyen li tien mat nh ky nay se c tnh
theo ty le % tren tong ph bao hiem chuan cua 3 (ba) nam gan nhat theo hp ong co thi han ong ph bang thi han hp ong (ap dung cho moi thi han ong ph).
Quyen li ao han: la Gia tr hp ong.
Quyen li hng lai suat theo sat mc lai suat cua th trng tai chnh Viet Nam: quyen li au t co the tang hoac giam. Trong moi trng hp, mc lai suat au t toi thieu
cam ket la 4%/ nam trong 5 nam au, 3%/nam t nam th 6 en nam th 10 va 2%/ nam trong cac nam tiep theo.

Quyen li bao hiem cua san pham bo sung

San pham Bao hiem Tai nan toan dien Nang cao
- Quyen li t vong do tai nan: 100% So tien bao hiem
- Quyen li t vong do tai nan ac biet: 200% So tien bao hiem.
- Quyen li thng tat do tai nan: theo bang ty le thng tat
- Quyen li bao hiem nhan ho tr chi ph nam vien do tai nan: 100.000 ong cho moi ngay nam vien ieu tr noi tru do chan thng nh quy nh
San pham BH T bo thu ph bao hiem
- Quyen li T vong hoac Mat kha nang lao ong hoan toan va vnh vien: Dai-ichi Life Viet Nam mien ph bao hiem phai ong cua hp ong cho en het thi han hp
ong cua san pham bo sung nay.
San pham BH Cham Soc Sc Khoe
- Quyen li ieu tr noi tru: chi tra chi ph y te khi Ngi c bao hiem nam vien ieu tr noi tru tng ng theo Chng trnh bao hiem.
- Quyen li ieu tr ngoai tru (quyen li la chon them): chi tra cac chi ph y te ieu tr ngoai tru tng ng theo Chng trnh bao hiem.
- Quyen li cham soc rang (quyen li la chon them): chi tra cac chi ph ieu tr nha khoa tng ng theo Chng trnh bao hiem.
(Vui long tham khao Trang tom tat quyen li Bao hiem cham soc sc khoe)

Ghi chu: Vui long tham khao them Quy tac va ieu khoan SP e co thong tin ay u ve cac ieu khoan va ieu kien lien quan en cac quyen li neu tren.

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 4/8
AN PHUC HNG THNH(2014)
LA CHON 1: THI HAN ONG PH BANG THI HAN HP ONG

Minh hoa Quyen li bao hiem (San pham chnh) (1) n v tnh: VN
Cac gia tr am bao Cac gia tr c tnh
Gia tr minh hoa tai mc lai suat au t cam ket la 4%/ nam
Tien lai neu Quyen li Tong Quyen li tien
Nam Tong ph bao hiem cho 5 nam au cua H, 3%/ nam t nam th 6 en nam th Gia tr minh hoa tai mc lai suat 8%/ nam (*) Quyen li tien mat tie n mat nh ky e lai mat nh ky tch luy
hp a ong nh ky am bao
10 va 2%/ nam cho nhng nam con lai cong ty (5)
ong Tuoi (2)
Quyen li Gia tr hp ong Gia tr hoan lai Quyen li Gia tr hp ong Gia tr hoan lai (4)
T vong (3) T vong (3)

1 0 14.331.000 30.000.000 7.390.800 30.000.000 7.676.800

2 1 28.662.000 60.000.000 16.582.900 60.000.000 17.531.000
3 2 42.993.000 90.000.000 27.615.500 5.523.100 90.417.800 29.704.300 5.940.900 2.149.700 2.149.700
4 3 57.324.000 120.000.000 39.818.000 11.945.400 121.137.500 43.609.800 13.082.900 172.000 2.321.700
5 4 71.655.000 150.000.000 53.241.100 21.296.400 152.459.700 59.390.300 23.756.100 357.700 2.507.400
6 5 85.986.000 300.000.000 67.176.100 33.588.100 304.956.800 77.089.900 38.544.900 2.149.700 558.300 4.857.700
7 6 100.317.000 300.000.000 82.291.600 49.374.900 308.829.800 97.007.800 58.204.700 946.900 5.246.300
8 7 114.648.000 300.000.000 98.622.400 69.035.700 314.489.100 119.321.200 83.524.800 1.366.600 5.666.000
9 8 128.979.000 300.000.000 115.461.900 92.369.600 322.385.200 143.443.500 114.754.800 4.299.300 1.819.900 10.418.600
10 9 143.310.000 300.000.000 132.821.500 106.257.200 329.356.100 169.516.600 135.613.300 2.653.400 11.252.100
11 10 157.641.000 300.000.000 149.249.200 119.399.300 338.756.800 197.695.100 158.156.100 3.553.600 12.152.300
12 11 171.972.000 300.000.000 166.009.700 132.807.800 349.709.000 228.146.000 182.516.800 4.299.300 4.525.800 17.423.800
13 12 186.303.000 300.000.000 183.106.200 146.484.900 362.358.100 261.053.800 208.843.000 5.919.700 18.817.700
14 13 200.634.000 300.000.000 200.545.100 160.436.100 376.863.300 296.624.300 237.299.400 7.425.100 20.323.100
15 14 214.965.000 300.000.000 218.337.500 174.670.000 393.376.300 335.057.900 268.046.300 6.449.000 9.050.900 28.397.900
16 15 229.296.000 300.000.000 236.496.200 189.197.000 412.055.900 376.566.100 301.252.900 11.322.700 30.669.700
17 16 243.627.000 300.000.000 255.036.300 204.029.100 433.086.900 421.395.000 337.116.000 13.776.300 33.123.300
18 17 257.958.000 300.000.000 273.973.500 219.178.800 456.669.400 469.810.200 375.848.200 6.449.000 16.426.200 42.222.200
ao han 257.958.000 273.973.500 469.810.200 25,796,000 16.426.200 42.222.200

Ghi chu:
(1) Bang minh hoa nay da tren gia nh:
- Ph bao hiem ong theo nh ky hang nam; quyen li t vong, quyen li tien mat nh ky, gia tr hp ong va gia tr hoan lai minh hoa co the se khac oi vi nhng nh ky ong ph khac.
(2) La tong ph bao hiem ong theo nh ky ph nam va khong bao gom ph bao hiem cua cac san pham bo sung.
(3) Gia tr hoan lai la so tien khach hang se nhan c neu co yeu cau cham dt hp ong bao hiem trong thi gian hp ong co hieu lc. Khach hang ch nhan Gia tr hoan lai khi hp ong a co gia tr hoan lai. Gia tr
hoan lai c minh hoa vi mc lai suat cam ket ch c am bao vao cuoi moi nam hp ong tng ng. Gia tr hoan lai khong bao gom Quyen li tien mat nh ky phat sinh. Khach hang co the tham khao them
thong tin ve gia tr hoan lai trong Quy tac, ieu khoan hp ong.
(4) Cac khoan Quyen li tien mat nh ky neu e lai Cong ty, se c hng lai suat theo ty le do Dai-ichi Life Viet Nam quy nh tai tng thi iem (tam tnh la 8%/ nam).
(5) Tong quyen li tien mat nh ky tch luy c tnh neu tren da tren gia thiet cac khoan Quyen li tien mat nh ky c e lai Dai-ichi Life Viet Nam en thi iem ao han.
(*) Lai suat thc te se c cong bo vao moi au thang dng lch tai trang thong tin ien t chnh thc cua Dai-ichi Life Viet Nam

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 5/8
AN PHUC HNG THNH(2014)
LA CHON 2: THI HAN ONG PH NGAN HAN (BANG 2/3 THI HAN HP ONG)

Minh hoa Quyen li bao hiem (San pham chnh) (1) n v tnh: VN
Cac gia tr am bao Cac gia tr c tnh
Gia tr minh hoa tai mc lai suat au t cam ket la 4%/ nam
Tien lai neu Quyen li Tong Quyen li tien
Nam Tong ph bao hiem cho 5 nam au cua H, 3%/ nam t nam th 6 en nam th Gia tr minh hoa tai mc lai suat 8%/ nam (*) Quyen li tien mat tie n mat nh ky e lai mat nh ky tch luy
hp a ong nh ky am bao
10 va 2%/ nam cho nhng nam con lai cong ty (5)
ong Tuoi (2)
Quyen li Gia tr hp ong Gia tr hoan lai Quyen li Gia tr hp ong Gia tr hoan lai (4a) (4b)
T vong (3) T vong (3)

1 0 18.330.000 30.000.000 11.387.300 30.000.000 11.826.700

2 1 36.660.000 60.000.000 25.149.900 60.000.000 26.593.300
3 2 54.990.000 90.000.000 41.356.500 8.271.300 90.630.500 44.509.100 8.901.800 2.149.700 2.149.700
4 3 73.320.000 120.000.000 59.153.000 17.745.900 121.705.600 64.838.300 19.451.500 172.000 2.321.700
5 4 91.650.000 150.000.000 79.560.600 31.824.200 153.683.400 88.769.000 35.507.600 357.700 2.507.400
6 5 109.980.000 300.000.000 99.702.800 49.851.400 307.399.900 114.502.500 57.251.300 2.149.700 558.300 4.857.700
7 6 128.310.000 300.000.000 120.476.900 72.286.100 313.110.500 142.327.700 85.396.600 946.900 5.246.300
8 7 146.640.000 300.000.000 141.900.000 99.330.000 321.357.700 172.411.100 120.687.700 1.366.600 5.666.000
9 8 164.970.000 300.000.000 163.987.400 131.189.900 332.753.800 204.929.600 163.943.700 4.299.300 1.819.900 10.418.600
10 9 183.300.000 300.000.000 186.755.600 149.404.500 342.656.900 240.076.700 192.061.400 2.653.400 11.252.100
11 10 201.630.000 300.000.000 208.181.200 166.545.000 355.905.800 278.063.500 222.450.800 3.553.600 12.152.300
12 11 219.960.000 300.000.000 230.047.500 195.540.300 375.707.100 319.114.600 271.247.400 4.299.300 4.525.800 17.423.800
13 12 300.000.000 234.585.300 211.126.800 399.052.600 344.643.700 310.179.400 5.919.700 18.817.700
14 13 300.000.000 239.208.500 215.287.600 419.706.100 372.215.200 334.993.700 7.425.100 20.323.100
15 14 300.000.000 243.919.200 219.527.300 442.265.900 401.992.500 361.793.200 6.449.000 9.050.900 28.397.900
16 15 300.000.000 248.720.200 223.848.200 466.888.500 434.151.800 390.736.700 11.322.700 30.669.700
17 16 300.000.000 253.615.800 228.254.200 493.741.400 468.884.000 421.995.600 13.776.300 33.123.300
18 17 300.000.000 258.611.300 232.750.200 523.005.000 506.394.700 455.755.200 6.449.000 16.426.200 42.222.200
ao han 219.960.000 258.611.300 506.394.700 25,796,000 16.426.200 42.222.200

Ghi chu:
(1) Bang minh hoa nay da tren gia nh:
- Ph bao hiem ong theo nh ky hang nam; quyen li t vong, quyen li tien mat nh ky, gia tr hp ong va gia tr hoan lai minh hoa co the se khac oi vi nhng nh ky ong ph khac.
(2) La tong ph bao hiem ong theo nh ky ph nam, thi han ong ph bang 2/3 thi han hp ong; va khong bao gom san pham bo sung.
(3) Gia tr hoan lai la so tien khach hang se nhan c neu co yeu cau cham dt hp ong bao hiem trong thi gian hp ong co hieu lc. Khach hang ch nhan Gia tr hoan lai khi hp ong a co gia tr hoan lai. Gia tr
hoan lai c minh hoa vi mc lai suat cam ket ch c am bao vao cuoi moi nam hp ong tng ng. Gia tr hoan lai khong bao gom Quyen li tien mat nh ky phat sinh. Khach hang co the tham khao them
thong tin ve gia tr hoan lai trong Quy tac, ieu khoan hp ong.
(4a) Quyen li tien mat cua thi han ong ph ngan han se co thi han chi tra va gia tr tng ng gia tr cua quyen li tien mat nh ky cua thi han ong ph bang thi han hp ong
(4b) Cac khoan Quyen li tien mat nh ky neu e lai Cong ty, se c hng lai suat theo ty le do Dai-ichi Life Viet Nam quy nh tai tng thi iem (tam tnh la 8%/ nam).
(5) Tong quyen li tien mat nh ky tch luy c tnh neu tren da tren gia thiet cac khoan Quyen li tien mat nh ky c e lai Dai-ichi Life Viet Nam en thi iem ao han.
(*) Lai suat thc te se c cong bo vao moi au thang dng lch tai trang thong tin ien t chnh thc cua Dai-ichi Life Viet Nam

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 6/8
AN PHUC HNG THNH(2014)
LA CHON 3: THI HAN ONG PH NGAN HAN (BANG 1/3 THI HAN HP ONG)

Minh hoa Quyen li bao hiem (San pham chnh) (1) n v tnh: VN
Cac gia tr am bao Cac gia tr c tnh
Gia tr minh hoa tai mc lai suat au t cam ket la 4%/ nam
Tien lai neu Quyen li Tong Quyen li tien
Nam Tong ph bao hiem cho 5 nam au cua H, 3%/ nam t nam th 6 en nam th Gia tr minh hoa tai mc lai suat 8%/ nam (*) Quyen li tien mat tie n mat nh ky e lai mat nh ky tch luy
hp a ong nh ky am bao
10 va 2%/ nam cho nhng nam con lai cong ty (5)
ong Tuoi (2)
Quyen li Gia tr hp ong Gia tr hoan lai Quyen li Gia tr hp ong Gia tr hoan lai (4a) (4b)
T vong (3) T vong (3)

1 0 31.527.000 30.000.000 24.575.100 30.000.000 25.521.600

2 1 63.054.000 60.000.000 51.778.900 60.000.000 54.794.600
3 2 94.581.000 90.000.000 81.709.900 16.342.000 91.280.900 88.114.300 17.622.900 2.149.700 2.149.700
4 3 126.108.000 120.000.000 116.120.700 34.836.200 123.416.700 127.509.800 38.252.900 172.000 2.321.700
5 4 157.635.000 150.000.000 151.912.800 60.765.100 157.257.800 170.057.300 68.022.900 357.700 2.507.400
6 5 189.162.000 300.000.000 187.215.800 93.607.900 314.353.700 215.923.200 107.961.600 2.149.700 558.300 4.857.700
7 6 300.000.000 192.739.300 125.280.600 326.254.700 233.131.300 151.535.300 946.900 5.246.300
8 7 300.000.000 198.438.600 158.750.900 342.636.300 251.734.000 201.387.200 1.366.600 5.666.000
9 8 300.000.000 204.316.400 183.884.800 360.773.000 271.842.000 244.657.800 4.299.300 1.819.900 10.418.600
10 9 300.000.000 210.376.000 189.338.400 374.879.200 293.575.100 264.217.600 2.653.400 11.252.100
11 10 300.000.000 214.516.900 193.065.200 392.289.000 317.060.200 285.354.200 3.553.600 12.152.300
12 11 300.000.000 218.738.800 196.864.900 411.317.600 342.425.000 308.182.500 4.299.300 4.525.800 17.423.800
13 12 300.000.000 223.039.900 200.735.900 432.101.200 369.819.000 332.837.100 5.919.700 18.817.700
14 13 300.000.000 227.419.600 204.677.600 454.786.500 399.404.500 359.464.100 7.425.100 20.323.100
15 14 300.000.000 231.879.500 208.691.600 479.529.600 431.356.900 388.221.200 6.449.000 9.050.900 28.397.900
16 15 300.000.000 236.422.300 212.780.100 506.498.800 465.865.400 419.278.900 11.322.700 30.669.700
17 16 300.000.000 241.051.900 216.946.700 535.874.500 503.134.700 452.821.200 13.776.300 33.123.300
18 17 300.000.000 245.774.300 221.196.800 567.850.100 543.385.400 489.046.900 6.449.000 16.426.200 42.222.200
ao han 189.162.000 245.774.300 543.385.400 25,796,000 16.426.200 42.222.200

Ghi chu:
(1) Bang minh hoa nay da tren gia nh:
- Ph bao hiem ong theo nh ky hang nam; quyen li t vong, quyen li tien mat nh ky, gia tr hp ong va gia tr hoan lai minh hoa co the se khac oi vi nhng nh ky ong ph khac.
(2) La tong ph bao hiem ong theo nh ky ph nam, thi han ong ph bang 1/3 thi han hp ong; va khong bao gom san pham bo sung.
(3) Gia tr hoan lai la so tien khach hang se nhan c neu co yeu cau cham dt hp ong bao hiem trong thi gian hp ong co hieu lc. Khach hang ch nhan Gia tr hoan lai khi hp ong a co gia tr hoan lai. Gia tr
hoan lai c minh hoa vi mc lai suat cam ket ch c am bao vao cuoi moi nam hp ong tng ng. Gia tr hoan lai khong bao gom Quyen li tien mat nh ky phat sinh. Khach hang co the tham khao them
thong tin ve gia tr hoan lai trong Quy tac, ieu khoan hp ong.
(4a) Quyen li tien mat cua thi han ong ph ngan han se co thi han chi tra va gia tr tng ng gia tr cua quyen li tien mat nh ky cua thi han ong ph bang thi han hp ong
(4b) Cac khoan Quyen li tien mat nh ky neu e lai Cong ty, se c hng lai suat theo ty le do Dai-ichi Life Viet Nam quy nh tai tng thi iem (tam tnh la 8%/ nam).
(5) Tong quyen li tien mat nh ky tch luy c tnh neu tren da tren gia thiet cac khoan Quyen li tien mat nh ky c e lai Dai-ichi Life Viet Nam en thi iem ao han.
(*) Lai suat thc te se c cong bo vao moi au thang dng lch tai trang thong tin ien t chnh thc cua Dai-ichi Life Viet Nam

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ma so: 307306 Trang 7/8
 TOM TAT QUYEN LI BAO HIEM CHAM SOC SC KHOE

n v tnh: VN
Chng trnh bao hiem PHO THONG AC BIET CAO CAP
Quyen li toi a cho mot Benh tat/Thng tat trong suot thi gian tham gia san pham bao hiem Cham Soc Sc Khoe 210.000.000 420.000.000 630.000.000
Khu vc ieu tr Viet Nam Viet Nam Viet Nam
Mc toi a cua cac quyen li

Chi ph phau thuat - bao gom ca anh gia tien phau va cham soc hau phau thuat bnh thng, chi ph gay me, chi toi a 25.000.000 cho moi Benh toi a 50.000.000 cho moi Benh toi a 75.000.000 cho moi Benh
ph phong mo. tat/Thng tat, moi cuoc phau tat/Thng tat, moi cuoc phau tat/Thng tat, moi cuoc phau
thuat thuat thuat
Chi ph noi tru khac - chi ph xet nghiem chan oan theo yeu cau cua Bac s, chan oan hnh anh, thuoc c ke
n, ph chuyen mon, mau va huyet tng, thue xe lan, phau thuat ngoai tru, dung cu va trang thiet b phau thuat,
bo phan gia theo tieu chuan c lap trong qua trnh phau thuat va c s chap thuan cua Dai-ichi Life Viet Nam.

ieu tr trc va sau khi nam vien (30/60) - trong vong 30 ngay trc khi nhap vien va 60 ngay sau khi xuat vien. toi a 15.000.000 cho moi Benh toi a 33.000.000 cho moi Benh toi a 60.000.000 cho moi Benh
tat/Thng tat, moi nam tat/Thng tat, moi nam tat/Thng tat, moi nam
Ph kham benh hang ngay cua Bac s, Bac s chuyen khoa
Tien phong va an uong - toi a 45 ngay cho moi Benh Tat / Thng Tat moi nam. toi a 1.500.000 moi ngay toi a 2.500.000 moi ngay toi a 3.000.000 moi ngay
Ging cho ngi than: mot ging khac trong cung phong danh cho ngi than i theo cham soc cho Ngi c toi a 500.000 moi ngay toi a 750.000 moi ngay toi a 1.000.000 moi ngay
bao hiem la tre em di 18 tuoi. Toi a 10 ngay cho moi Benh tat/Thng tat, moi nam.
Khoa cham soc ac biet - toi a 15 ngay cho moi Benh Tat / Thng Tat moi nam. toi a 2.100.000 moi ngay toi a 3.150.000 moi ngay toi a 5.250.000 moi ngay
QUYEN LI ieu dng tai nha - ngay sau khi xuat vien va c Bac s ieu tr xac nhan la can thiet ve mat y khoa, toi a 30
IEU TR ngay cho moi Benh tat, Thng tat moi nam. toi a 210.000 moi ngay toi a 315.000 moi ngay toi a 420.000 moi ngay
NOI TRU

ieu tr tai phong cap cu do tai nan - cac dch vu trong phong cap cu. toi a 2.100.000 cho moi tai nan, toi a 5.250.000 cho moi tai nan, toi a 10.500.000 cho moi tai
moi nam moi nam nan, moi nam

Chi ph xe cap cu toi a 2.100.000 cho moi Benh toi a 4.200.000 cho moi Benh 100%
tat/Thng tat, moi nam tat/Thng tat, moi nam
Cay ghep bo phan: La viec cay ghep than, tim, gan va tuy xng. Quyen li cay ghep bo phan bao gom chi ph y te
cho Ngi c bao hiem (ngi nhan bo phan) va ngi hien tang bo phan.Chi ph y te lien quan en cay ghep
bo phan cua ngi hien tang khong vt qua 50% quyen li.Quyen li nay la tong cong toi a cho viec cay ghep toi a 105.000.000 toi a 210.000.000 toi a 315.000.000
moi bo phan trong suot thi gian tham gia san pham nay. Khi chi tra quyen li nay, DLVN se khong thanh toan bat
ky quyen li nao khac trong hp ong lien quan en viec cay ghep bo phan.
ieu tr ung th - xa tr va hoa tr (bang cach truyen va tiem) cho ieu tr noi tru trong ngay hoac ngoai tru. 100% 100% 100%
ieu tr ton thng rang do tai nan- ieu tr khan cap trong vong toi a 7 ngay ke t khi xay ra tai nan gay mat toi a 2.100.000 cho moi tai nan, toi a 4.200.000 cho moi tai nan, toi a 6.300.000 cho moi tai nan,
hoac ton thng cho rang lanh manh t nhien. moi nam moi nam moi nam
Quyen li tr giup khan cap (trong pham vi Viet Nam)- Nha cung cap do DLVN ch nh se cung cap s tr giup
va t van nh: gii thieu nha cung cap dch vu y te, thu xep nhap vien, theo doi sc khoe cua NBH cung vi Bac Co Co Co
s ieu tr trong va sau thi gian nhap vien, bao lanh thanh toan cac chi ph y te phat sinh trong thi gian nam vien.
QUYEN LI BAO HIEM TUY CHON
QUYEN LI IEU TR NGOAI TRU toi a 5.000.000 moi nam toi a 10.000.000 moi nam toi a 15.000.000 moi nam
Chi ph tham kham tai cac Phong kham cua bac s, bac s chuyen khoa, chuyen gia vat ly tr lieu, chuyen gia nan t tren 210.000 en toi a t tren 315.000 en toi a t tren 525.000 en toi a
khp xng theo gii thieu cua Bac s ieu tr va cac chi ph xet nghiem, chan oan hnh anh theo chi nh cua Bac 1.000.000 moi lan tham kham 2.000.000 moi lan tham kham 4.000.000 moi lan tham kham
s va thuoc c ke toa.
Y hoc thay the toi a 1.050.000 moi nam toi a 2.100.000 moi nam toi a 3.150.000 moi nam
toi a 10.500.000 moi nam
QUYEN LI CHAM SOC RANG - chi ph ieu tr nha khoa. khong ap dung khong ap dung t tren 525.000 moi lan tham
kham
Ghi chu: Vui long tham khao them Quy tac va ieu khoan san pham e co thong tin ay u ve cac ieu khoan va ieu kien lien quan en cac quyen li neu tren.

Ngay: 19/07/2017 01:43:14 Tai lieu ch co gia tr s dung khi co ay u so trang va cac trang co cung so bang minh hoa
Ben mua BH: NGUYEN THUY HIEN Ch ky ...................... So bang minh hoa: 307306-2017719134314 Version: w1.7.1
TVTC: La Thanh The Ch ky ...................... Ma so: 307306 Trang 8/8