2. Technical terms Review about KRM Data - Standard Report Packs (Using Excel, template tree diagram) - Use only 1 Database for risk analysis - Focus: ETL (Extract, transform, load), Reporting, Risk Analysis - Strengths: Transparency, Flexible ALM: Asset Liability Management - Using only 1 Database - Focus: Balance Sheet analysis, cash flow projection (100% accurate the key of analysis) => Risk management + Example: Record pre-payment/ Payment type in accounting Auto recording when next payment date is on holidays (Vietnamese Calendar is available) - Excel reports/ Model: can see overview or all transactions in details (Include reports to Central bank with the right template) - Stress-test (> 500 scenarios): Unlimited, link with all factors (micros and macros) => Flexible, users can add more factors if they want. - Customer behavior analysis => Risk control FTP: Funds transfer pricing - The system has 14 demo models (simple to very complex) - Control risk by hedging (use call/put options or other derivatives) - All stress-test/ sensitive analysis can be done in the same system, at the same place from 1 database, only one dictionary. 3. Why Kamakura - No vender risk - Experienced and stable team, low turnover - Their system is easy to use - Their products work in VN Market. EX: Techcombank (2013) 4. Vietcombank + Q&A VCB - In process of changing their system (Core-banking/ multi-sources of Data) (Plan to complete in 2019) Q&A - Explain about No hard-coding => Users can make change to the systems, Its flexible. - VCB can customize the system with Kamakuras help? Yes - When VCB require to add further Database, Kamakura will support even though the project finished? Yes. EX: Techcombank, still support until now. - VCB is in the process of changing system, Have Kamakura ever had any experience about run ALM/FTP project in the same conditions? Yes, example: World Bank - The system is flexible. So how VCB can manage their users? It has second system to administrate and control security, this system will classify users to 2 kinds: Bad/good users through their actions Bad users still can create their own models but there is no impact on the systems. - Why Kamakura choose CMC as a local partner. Working from last 6 months in The VPBank Project.