Must and have to?

Obligations

We usually use must to talk about obligations which come from the speaker and we
generally use have to when we refer to obligations that come from outside the speaker.

Compare

I must buy some new clothes. Mine look so The obligation is from me to buy new clothes.
old.

I have to buy some new clothes. Im starting a The obligation is from the school to buy new
new job as a teacher and we have to wear clothes.
formal clothes

Must expresses the speaker's feelings, and have to expresses an impersonal idea:
You must come. I want your to do that

You have to come. There's a rule requiring you to come

Must I wear this tie? Do you want me to wear the tie?

Do I have to wear this tie? Is there a rule about ties?

Have to mainly expresses general obligations, while must is used for specific
obligations:

I have to brush my teeth twice a day.

I must tell you something