IT & Operations

Plinio Patro
 These statements are based on the beliefs and
assumptions of our management as well as on
information currently available to us. Forward-
looking statements include information regarding
our current intent, beliefs or expectations, in
addition to those of the members of the Board of
Directors and Executive Officers of the Company

Disclaimer Forward-looking statements also include

information regarding our possible or assumed
The company makes future operating results, as well as statements
preceded or followed by, or that include, the
forward looking words ''believes, ''may, ''will, ''continues,
statements that are ''expects, ''anticipates, ''intends, ''plans,
''estimates, or similar expressions
subject to risks and
uncertainties
Forward-looking statements are not guarantees
of performance. They involve risks, uncertainties
and assumptions, for they relate to future events,
thus depending on circumstances that may or
may not occur. Our future results and the creation
of value to shareholder s may differ significantly
from those expressed in or suggested by these
forward-looking statements. Many factors
determining these results and values are
beyond Cielos ability to control or predict
Cielo in a glance
Number of Transactions (Million)

5,659
4.902
4,302
3,801
3,317
2,920

2010 2011 2012 2013 2014 1H15

Cielo in a glance
Day Peak Volume (Thousand)

From 2010 to 2015

30,847 33,040 32,154

23,941 24,425
19,621

23/12/2010 23/12/2011 22/12/2012 23/12/2013 23/12/2014 09/05/2015

Cielo in a glance
TPS (peak)

Peak TPS by Year

1,082 1,117 1,084

942 959
704

2010 2011 2012 2013 2014 2015

Cielo
in a glance
Data center structure - 3 data
centers in contingency (SP, RJ
and the countryside of SP)
 Acquirer Building Blocks

Big SOA
Data

Integrated
approach for
Agile & innovation Open
prototyping APIS

Convergent
infrastructure
 Acquirer Building Blocks

Channels

Clear & Settlement

Authorizer BI
Operations

Finance Risks

BI
Structuring
Projects

BoB
 Acquirer Building Blocks

Channels

Clear & Settlement

Authorizer BI
Operations

Finance Risks

BI
Structuring
Projects

BoB
 Near time processing Flexibility

Reconciliation Time-to-Market

Processing streamline Cost efficiency

BoB
Win benefits
Venture funded by Finep - Innovation and Research
 RELEASES RELEASES
2015 2016 & 2017
Debit / Credit / Installments / Cancellation
New Features, Products & Services
Visa / MasterCard / Elo / Diners
BAU Catch-up (Card Associations, Channels...)
AMEX (VAN)
BoB & BAU Transformational Projects Integration
GOALS Finance Conciliation & Statement and Sinergies

Pre-payment (ARV)

Client Masterfile w/ Hierarchy

POS
Project Portfolio
undergoing while BoB
is being developed
and deployed
CLIENTS 5k Retail Available for 50%
of Retail Client
Base

BoB
Status
Venture funded by Finep - Innovation and Research
 Acquirer Building Blocks

Channels

Clear & Settlement

Authorizer BI
Operations

Finance Risks

BI
Structuring
Projects

BoB
 Acquirer Building Blocks

Channels

Clear & Settlement

Authorizer BI
Operations

Finance Risks

BI
Structuring
Projects

BoB
CIELOS BROAD RETAIL INDEX
(ICVA)

BI - ICVA
Dashboard GPRS Total Brazil
IT & Operations
Plinio Patro