Q2 - HBR Ops Management

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invest year end $ 3,000

Rate 12.50% 2%
Mean Sdev

year 30 31 32 33 34 35 36
principal $ 3,000 $ 6,367 $ 10,052 $ 14,169 $ 18,836 $ 24,400 $ 30,370
rate 12% 11% 11% 12% 14% 12% 12%

Amount $ 3,367 $ 7,052 $ 11,169 $ 15,836 $ 21,400 $ 27,370 $ 34,155

Final amount at 60th birthday $ 900,440.92 68729.92


37 38 39 40 41 42 43 44 45 46
$ 37,155 $ 44,758 $ 53,045 $ 63,615 $ 76,819 $ 90,082 ### ### ### ###
12% 12% 14% 16% 13% 15% 14% 13% 10% 13%

$ 41,758 $ 50,045 $ 60,615 $ 73,819 $ 87,082 ### ### ### ### ###
47 48 49 50 51 52 53 54 55 56
### ### ### ### ### ### ### ### $ 514,055 $ 582,056
11% 10% 11% 12% 12% 13% 16% 14% 13% 14%

### ### ### ### ### ### ### ### $ 579,056 $ 664,850
57 58 59 60
$ 667,850 $ 739,774 $ 832,232 $ 939,232
10% 12% 12% 13%

$ 736,774 $ 829,232 $ 936,232 $ 939,232

$ 900,440.92

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