Daftar Angsuran Pembiayaan Pemilikan Rumah (KPR IB) Jual-Beli Akad Murabahah

PT. Bank DKI Cabang Syariah Pondok Indah

KPR IB Margin (Ekuivalent Rate)Setara Effektif Fixed 13.25% Tahun Ke 1 sd 20

Tahun 1 sd 20 Ekuivalen Rate setara 13.25% Effetif Fix

Tahun Pertama 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25% 13.25%
Jk waktu (th) 5 6 7 8 9 10 11 12 13 14 15 16
100,000,000 2,288,126 2,020,629 1,832,815 1,694,740 1,589,762 1,507,889 1,442,761 1,390,131 1,337,524 1,311,442 1,281,736 1,256,783
150,000,000 3,432,188 3,030,944 2,749,223 2,542,110 2,384,642 2,261,834 2,164,141 2,085,197 2,006,287 1,967,163 1,922,605 1,885,175
200,000,000 4,576,251 4,041,259 3,665,631 3,389,480 3,179,523 3,015,778 2,885,521 2,780,262 2,675,049 2,622,884 2,563,473 2,513,567
250,000,000 5,720,314 5,051,573 4,582,038 4,236,850 3,974,404 3,769,723 3,606,901 3,475,328 3,343,811 3,278,606 3,204,341 3,141,958
300,000,000 6,864,377 6,061,888 5,498,446 5,084,220 4,769,285 4,523,667 4,328,282 4,170,393 4,012,573 3,934,327 3,845,209 3,770,350
350,000,000 8,008,439 7,072,203 6,414,854 5,931,591 5,564,166 5,277,612 5,049,662 4,865,459 4,681,335 4,590,048 4,486,078 4,398,742
400,000,000 9,152,502 8,082,517 7,331,261 6,778,961 6,359,047 6,031,557 5,771,042 5,560,524 5,350,097 5,245,769 5,126,946 5,027,133
450,000,000 10,296,565 9,092,832 8,247,669 7,626,331 7,153,927 6,785,501 6,492,423 6,255,590 6,018,860 5,901,490 5,767,814 5,655,525
500,000,000 11,440,628 10,103,147 9,164,077 8,473,701 7,948,808 7,539,446 7,213,803 6,950,655 6,687,622 6,557,211 6,408,682 6,283,917
550,000,000 12,584,690 11,113,461 10,080,484 9,321,071 8,743,689 8,293,390 7,935,183 7,645,721 7,356,384 7,212,932 7,049,550 6,912,309
600,000,000 13,728,753 12,123,776 10,996,892 10,168,441 9,538,570 9,047,335 8,656,563 8,340,786 8,025,146 7,868,653 7,690,419 7,540,700
650,000,000 14,872,816 13,134,090 11,913,300 11,015,811 10,333,451 9,801,280 9,377,944 9,035,852 8,693,908 8,524,374 8,331,287 8,169,092
700,000,000 16,016,879 14,144,405 12,829,707 11,863,181 11,128,332 10,555,224 10,099,324 9,730,918 9,362,671 9,180,096 8,972,155 8,797,484
750,000,000 17,160,941 15,154,720 13,746,115 12,710,551 11,923,212 11,309,169 10,820,704 10,425,983 10,031,433 9,835,817 9,613,023 9,425,875
800,000,000 18,305,004 16,165,034 14,662,523 13,557,921 12,718,093 12,063,113 11,542,085 11,121,049 10,700,195 10,491,538 10,253,891 10,054,267
850,000,000 19,449,067 17,175,349 15,578,930 14,405,291 13,512,974 12,817,058 12,263,465 11,816,114 11,368,957 11,147,259 10,894,760 10,682,659
900,000,000 20,593,130 18,185,664 16,495,338 15,252,661 14,307,855 13,571,002 12,984,845 12,511,180 12,037,719 11,802,980 11,535,628 11,311,050
950,000,000 21,737,192 19,195,978 17,411,746 16,100,031 15,102,736 14,324,947 13,706,226 13,206,245 12,706,481 12,458,701 12,176,496 11,939,442
1,000,000,000 22,881,255 20,206,293 18,328,153 16,947,401 15,897,616 15,078,892 14,427,606 13,901,311 13,375,244 13,114,422 12,817,364 12,567,834
1,050,000,000 24,025,318 21,216,608 19,244,561 17,794,772 16,692,497 15,832,836 15,148,986 14,596,376 14,044,006 13,770,143 13,458,233 13,196,225
1,100,000,000 25,169,381 22,226,922 20,160,969 18,642,142 17,487,378 16,586,781 15,870,366 15,291,442 14,712,768 14,425,865 14,099,101 13,824,617
1,150,000,000 26,313,443 23,237,237 21,077,376 19,489,512 18,282,259 17,340,725 16,591,747 15,986,507 15,381,530 15,081,586 14,739,969 14,453,009
1,200,000,000 27,457,506 24,247,552 21,993,784 20,336,882 19,077,140 18,094,670 17,313,127 16,681,573 16,050,292 15,737,307 15,380,837 15,081,400
1,250,000,000 28,601,569 25,257,866 22,910,192 21,184,252 19,872,021 18,848,614 18,034,507 17,376,638 16,719,055 16,393,028 16,021,705 15,709,792
1,300,000,000 29,745,632 26,268,181 23,826,599 22,031,622 20,666,901 19,602,559 18,755,888 18,071,704 17,387,817 17,048,749 16,662,574 16,338,184
1,350,000,000 30,889,694 27,278,496 24,743,007 22,878,992 21,461,782 20,356,504 19,477,268 18,766,770 18,056,579 17,704,470 17,303,442 16,966,575
1,400,000,000 32,033,757 28,288,810 25,659,415 23,726,362 22,256,663 21,110,448 20,198,648 19,461,835 18,725,341 18,360,191 17,944,310 17,594,967
1,450,000,000 33,177,820 29,299,125 26,575,822 24,573,732 23,051,544 21,864,393 20,920,028 20,156,901 19,394,103 19,015,912 18,585,178 18,223,359
1,500,000,000 34,321,883 30,309,440 27,492,230 25,421,102 23,846,425 22,618,337 21,641,409 20,851,966 20,062,865 19,671,633 19,226,046 18,851,751
1,550,000,000 35,465,945 31,319,754 28,408,638 26,268,472 24,641,306 23,372,282 22,362,789 21,547,032 20,731,628 20,327,355 19,866,915 19,480,142
1,600,000,000 36,610,008 32,330,069 29,325,046 27,115,842 25,436,186 24,126,227 23,084,169 22,242,097 21,400,390 20,983,076 20,507,783 20,108,534
1,650,000,000 37,754,071 33,340,383 30,241,453 27,963,212 26,231,067 24,880,171 23,805,550 22,937,163 22,069,152 21,638,797 21,148,651 20,736,926
1,700,000,000 38,898,134 34,350,698 31,157,861 28,810,582 27,025,948 25,634,116 24,526,930 23,632,228 22,737,914 22,294,518 21,789,519 21,365,317
1,750,000,000 40,042,197 35,361,013 32,074,269 29,657,953 27,820,829 26,388,060 25,248,310 24,327,294 23,406,676 22,950,239 22,430,388 21,993,709
1,800,000,000 41,186,259 36,371,327 32,990,676 30,505,323 28,615,710 27,142,005 25,969,690 25,022,359 24,075,438 23,605,960 23,071,256 22,622,101
1,850,000,000 42,330,322 37,381,642 33,907,084 31,352,693 29,410,591 27,895,949 26,691,071 25,717,425 24,744,201 24,261,681 23,712,124 23,250,492
1,900,000,000 43,474,385 38,391,957 34,823,492 32,200,063 30,205,471 28,649,894 27,412,451 26,412,490 25,412,963 24,917,402 24,352,992 23,878,884

KETENTUAN PERSYARATAN PEMBIAYAAN PEMILIKAN RUMAH ( PPR )

1. Rumah yang dibiayai bisa masuk/ dilewati mobil, Tidak Banjir dan Tidak Berada dekat SUTET
2. Rumah yang dibeli harus memiliki Sertifikat (SHM/SHGB), IMB dan PBB 1. Mengisi surat permohonan dari Bank DKI Syariah* 10. Asli Slip Gaji 3 Bulan Terakh
3. Plafond max 80% dari nilai wajar tanah dan bangunan. 10% DP Nasabah Utk Type LB <=70 2. Asli Surat Keterangan dari Perusahaan 11. Pas foto terbaru Suami & Ist
Plafond max 70% dari nilai wajar tanah dan bangunan. 20% DP Nasabah Utk Type LB >70 3. Fc. SK. Pengangkatan Pegawai Tetap 12. FC. NPWP*
4. Uang Muka harus disetorkan melalui Bank DKI Syariah / Bukti transfer pembayaran 4. Fc. SK. Terakhir.(Untuk PNS) 13. Rencana Anggaran Biaya ( R
5. Maksimal pembiayaan 15 tahun. Lunas maks usia 55 tahun, untuk Profesional dan pengajar maks 60 tahun 5. Fc. KTP Pemohon & Pasangan ( Suami/Istri ) 14. Fc. PBB Terakhir dan Bukti P
6. Maksimal angsuran per bulan 40% jika penghasilan dibawah 10 Jt dan 50% diatas 10 Jt (bisa Join income) 6. Fc. Kartu Kelurga ( KK ) 15. Fc. SHM atau SHGB yang d
7.Angsuran di bank/ tempat lain yang sedang berjalan akan diperhitungkan 7. Fc. Surat Nikah / Cerai / Surat Ket. Kelurahan 16. Fc. IMB beserta Blue Print*
8. Histori pembiayaan pada bank lain berstatus lancar (kol 1), termasuk kartu kredit, koperasi, atau pun leasing. Tidak pernah ada 8. Fc. Kartu Pegawai ( ID Card ) 17. Membuka Rek Tabungan Ba
9. Status pegawai tetap, minimal masa kerja 2 tahun, domisili kerja Jabodetabek 9. Fc. Rekening Koran tempat Gaji 3 Bulan Terakhir 18. Copy Legalitas Lengkap Usa
10. Gaji suami istri dibayarkan melalui rekening bank 10. SPT Th sebelumnya NPWP, SKDU, SIUP dan TDP
11. Untuk Gaji yang dibayar secara cash maka dimintakan pembayaran gaji Melalu bank DKI Syariah 19. Copy Rek Koran perusahaan
12. Biaya KPR berkisar antara 5% sd 7% dari Plafond yang didapat
* untuk pengusaha cukup yang bertanda bintang
Untuk informasi lebih lanjut hubungi kami :
Reno Virlandana A : 0813 1431 1430 (TLP/SMS) PIN BB 5F06C625
0838 0888 6668 (TLP/SMS/WA/LINE) Apabila berminat untuk mempercepat proses
Bank DKI Cabang Syariah Pondok Indah seluruh persyaratan diatas cukup di scan dan dikirim email ke :
Jl. Sultan Iskandar Muda No.17 A&B (Arteri Pondok Indah), Kebayoran lama, Jakarta Selatan 12240
Telp. 021 - 77280460 ext: 211 Fax 021-77280464
 13.25% 13.25% 13.25% 13.25%
17 18 19 20
1,235,697 1,217,787 1,202,510 1,189,431
1,853,545 1,826,680 1,803,765 1,784,146
2,471,393 2,435,574 2,405,020 2,378,862
3,089,242 3,044,467 3,006,275 2,973,577
3,707,090 3,653,361 3,607,530 3,568,292
4,324,938 4,262,254 4,208,785 4,163,008
4,942,787 4,871,148 4,810,039 4,757,723
5,560,635 5,480,041 5,411,294 5,352,438
6,178,483 6,088,934 6,012,549 5,947,154
6,796,332 6,697,828 6,613,804 6,541,869
7,414,180 7,306,721 7,215,059 7,136,585
8,032,028 7,915,615 7,816,314 7,731,300
8,649,877 8,524,508 8,417,569 8,326,015
9,267,725 9,133,402 9,018,824 8,920,731
9,885,573 9,742,295 9,620,079 9,515,446
10,503,422 10,351,189 10,221,334 10,110,162
11,121,270 10,960,082 10,822,589 10,704,877
11,739,118 11,568,975 11,423,844 11,299,592
12,356,967 12,177,869 12,025,099 11,894,308
12,974,815 12,786,762 12,626,354 12,489,023
13,592,664 13,395,656 13,227,609 13,083,738
14,210,512 14,004,549 13,828,864 13,678,454
14,828,360 14,613,443 14,430,118 14,273,169
15,446,209 15,222,336 15,031,373 14,867,885
16,064,057 15,831,230 15,632,628 15,462,600
16,681,905 16,440,123 16,233,883 16,057,315
17,299,754 17,049,016 16,835,138 16,652,031
17,917,602 17,657,910 17,436,393 17,246,746
18,535,450 18,266,803 18,037,648 17,841,462
19,153,299 18,875,697 18,638,903 18,436,177
19,771,147 19,484,590 19,240,158 19,030,892
20,388,995 20,093,484 19,841,413 19,625,608
21,006,844 20,702,377 20,442,668 20,220,323
21,624,692 21,311,271 21,043,923 20,815,038
22,242,540 21,920,164 21,645,178 21,409,754
22,860,389 22,529,057 22,246,433 22,004,469
23,478,237 23,137,951 22,847,688 22,599,185

RUMAH ( PPR )

sli Slip Gaji 3 Bulan Terakhir

as foto terbaru Suami & Istri ( masing-masing 1 buah )*
C. NPWP*
encana Anggaran Biaya ( RAB ) Jika Renovasi
c. PBB Terakhir dan Bukti Pembayarannya*
 c. SHM atau SHGB yang dibeli / Take Over*
c. IMB beserta Blue Print*
Membuka Rek Tabungan Bank DKI Syariah (Menyusul)*
opy Legalitas Lengkap Usaha (Akte pendirian, SK MEKUMHAM,
PWP, SKDU, SIUP dan TDP*
opy Rek Koran perusahaan satu tahun terakhir*

reno.dkisyariah@gmail.com