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Mark Mandy Long
Mark Mandy Long
Mark Mandy Long
Retirement “Check-Up”
6 2
WHAT IS IMPORTANT TO MARK & MANDY?
Reducing taxes
Maintaining a
similar lifestyle in
retirement
MARK & MANDY’S CURRENT BUDGET
✔ Essentials: $72,100
✔ Discretionary: $38,000
TOTAL: $110,100
Mark’s Salary: $70,000
Mandy’s Salary: $52,000
Surplus: $11,900
MARK & MANDY’S RETIREMENT BUDGET
✔ Essentials: $60,000
✔ Discretionary: $25,000
TOTAL: $85,000
Investment Assets
✔ Mark’s Retirement: $607,000
✔ Mandy’s Retirement: $265,000
✔ Cash & Money Markets: $416,000
31%
39%
4%
26%
MARK & MANDY’S FINANCIAL PLAN CHALLENGES
2. Lack of budgeting.
3. No diversification of assets.
1,2 & 3: Yields are for current portfolio yields as of 10/31/17. Please see disclosures at the end of this presentation for security risks.
GOAL BASED RECOMMENDATIONS
FOR MARK & MANDY
Goal Strategy
We advised Mark and Mandy to invest their large amount of free cash
Increasing into a conservative investment portfolio of stocks and bonds to create
diversification income and moderate growth potential.
(858) 487-3939
We’re happy to speak with you.