Insurance for International student Q & A 5.

Q: Are students with PNU group insurance able to request compensation for injuries

▶ Type of Insurance for international student or disease during oversea travel?

International students can apply for a private insurance or national health A: Since group insurance does not cover oversea travel, students should apply for

insurance in Korea. travel insurance before going abroad.

* Students who will go abroad as exchange students need to apply travel insurance in advance
and then send the certificate of travel insurance to insurance@pusan.ac.kr.
▶ PNU international Student group insurance
1.
6.
Q: Can I receive treatment if I do not know insurance ID?
Q: Can I get an insurance refund if I graduate, buy other insurance, leave or drop a
A: Sometimes you can not receive insurance card via e-mail. However, you can apply
registration?
for the insurance claim during the insurance period regardless of whether you
A: The methods of application of insurance refund can be carried out as follows.
have received the insurance card or not.
- Application by email: Submit student number, name, date of absence, bank name
and bank account number and bank account by e-mail to insurance@pusan.ac.kr
2.
- Refund amount: it depends on the rule of the insurance company
Q: How can I check whether I have joined the insurance or not in the hospital?
- Please refer appendix 2 for Refund date and process.
A: PNU group insurance is one private inbound insurance item of DB Insurance. Except
Daedong Hospital which is in cooperative relationship with PNU, you cannot check
7.
your insurance membership in other hospitals. Please contact the DB Department for
Q: How does re-enrolled students apply for insurance?
confirmation of your insurance membership.
A: Re-enrolled students are able to pay insurance fee during the period of
* The type of insurance you can check in the hospital is not the private insurance, but the
registration payment. After printing out the bill of payment through the webpage
national health insurance.
(http://e-onestop.pusan.ac.kr), you can pay insurance fee.
* In the case of the printing is not allowed, please visit the International Student Center and
3.
apply for the bill or apply by e-mail with your student number to insurance@pusan.ac.kr
Q: Can I receive medical treatment in other hospitals except Daedong Hospital?
A: There is no limit for the hospital where you can receive medical treatment.
However, if you visit other hospitals, you need to apply for insurance cliam after
8.
you pay for the medical treatment.
Q: How does a diploma&Ph.D candidates apply for the insurance?
* Please refer to the appendix 1 for the method of applying insurance.
A: Diploma&Ph.D candidates who will stay one year should register per semester.
The date of insurance payment differs from the payment of registration fee.
4.
Please refer to the homepage of PNU International for insurance guidelines.
Q: Can I check the insurance coverage costs before I receive treatment?
* The method of printing the bill is as following:
A: Because of the difference in patient’s condition and diagnosis, you are not able
Student Support System - Registration – Print out the bill of tuition fee - overseas student
to check the insurance coverage. insurance invoice printing

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▶ National Health Insurance Service (NHIS) ▶ Students Deduction of Medical Expenses Fee
NHIS is the system aiming to improve public health and promote social
security by insurance fee payment for disease prevention, diagnosis, 1.

treatment, and recovery or injury. The system also shares the burden Q: What is students deduction of medical expenses fee?
A: It is a student welfare system which can compensate portion of medical costs for
among insured persons and the beneficiaries of the medical services.
PNU students.
1. Management Agency: NHIS(National Health Insurance Service)
2. Subject: Undergraduates, Graduates, Researchers 2.

3. Date of Acquisition of Eligibility: 3 months after the entry(last entry date) to Korea Q: Do international students who already have insurance also have to pay students

※ From the date of entry to Korea when it is clear that the purpose is to reside in Korea for deduction of medical expenses fee?

more than 3 months for study A: Students in PNU are advised to pay students deduction of medical expenses fee

4. How to Apply: Please visit the nearest NHIS branch office no matter they have already joined insurance or not. Students who want to get

5. Contributions: Approximately KRW50,000 for per month refund out of personal reasons or dropout, please refer to notices through 학생

※ In the case of studying abroad: 50% reduced

지원시스템→대학생활→학생의료공제회 in http://e-onestop.pnu.ac.kr

6. Foreigners are entitled to the same insurance benefits as Korean citizens.

3.
7. Location of NHIS Geumjeong Branch: 16th Floor of Geumjeong Tower, 1925,
Q: How can students apply for students deduction of medical expenses fee?
Chung-Ang dae-ro, Geumjeong-gu, Busan 051-580-8120 (Subway Line No.1, Dusil
A: It costs 3,000 won for each semester. From August of 2017 on, it can be paid
Station(두실역) Exit 1)
with tuition fee.

4.
Q: How can students receive the compensation?
A: Students deduction of medical expenses system would compensate students for
their loss regardless of their participation of insurance.
The methods are shown as following:
① Make a request online at http://e-onestop.pnu.ac.kr
대학생활→학생의료공제회→급여신청 및 확인
② Required Documents
- Doctor’s note (diagnosis or consultation)
- Receipts of treatment fee and pharmacy fee
8. Contact: 1577-1000(Whole Korea), 82-33-811-2000(for English service)
③ Where to submit: Student Office(Main Administration Building, 2nd floor)
9. Homepage: www.nhic.or.kr
051-510-1271

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[Appendix 1] [Appendix 2]
보상 처리 절차 Information of Refund and Repayment
1. 병원 혹은 약국에서 반드시 영수증을 발급 받아야 한다.
for Foreign Student Group Insurance
- 단 치료비가 10 만원 이상이면 병원에서 ‘초진기록지’도 받아야 함. 
2. 받은 영수증과 외국인등록증을 스캔 한다.
3. 이메일에 본인 명의로 된 통장 계좌번호와 어디가 아파서 병원을 갔는지를 적는다. ◦
1. Object

◦
Refund :In case of the termination of insurance during the semester

4. 스캔받은 영수증과 외국인등록증과 함께 담당자에게 메일을 보낸다.(휴대폰 번호도 남길 것) Repayment : In case of return accidents before the semester starts

※ 언어별 보험 담당자 2. Payment Standard : depends on the Insurer’s refund process

언어 담당자 전화번호 이메일 주소

3. Application & Process
중국어 이은선 080-088-0077 baoxiangongsi@gmail.com
영어 박원일 080-116-4949 aigrookie@naver.com Object Application Deadline Refund and Notes
Repayment Date
한국어 및 기타 언어 박원일 010-2537-4495 aigrookie@naver.com
※ Collection by procuration is not
allowed and the money can only be
*in case of students who wil send to the domestic bank account
Claim Procedure Student *in case of students who graduate in Feb, 2018: of the insurer's name.
status will graduate in Feb, 2018: ※If the application deadline is
1. You should take a receipt from a hospital or drug store. change 1st: until 2018.2.28.(Wed) exceeded, the refund process will be
(Graduation) 1st: until 2018.2.14.(Wed) 2nd: until 2018.3.30.(Fri) delayed and you have to apply
- You have to take a medical record(초진기록지) if the medical expenses is over ₩100,000. 2nd: until 2018.3.1.~3.16.(Fri) directly to the insurance company.
However, the bank account not in
2. Scan those documents. your name is not accepted.
3. Please write down your bank account number and symptom on email. ※ Collection by procuration is not
allowed and the money can only be
Student send to the domestic bank account
4. Email your scanning documents to an insurance manager and leave phone number also. status of the insurer's name.
change Within 2 weeks after application ※If the application deadline is
Language Name Tel Email-Address (Leave, until 2018.4.23.(Mon) exceeded, the refund process will be
Chinese Eun Seon Lee 080-088-0077 baoxiangongsi@gmail.com School delayed and you have to apply
expulsion) directly to the insurance company.
English Wonil Park 080-116-4949 aigrookie@naver.com However, the bank account not in
your name is not accepted.
Korean and others Wonil Park 010-2537-4495 aigrookie@naver.com
final fail of
admission ※ Collection by procuration is allowed
or Within 2 weeks from the ※ In case of the refund to an overseas
赔偿金申请方法 unregistered date of accident occurrence Within 2 weeks after application account, the relay fee will be your
of Fresh own expense
1，请妥善保管医院或药店收据 student
Application
- 医疗费用超过 10 万韩元时，需向医院索要初诊病历(诊断书)
of other ※ Collection by procuration is not
2，准备收据，外国人登录证和存折的扫描件。 insurance Occasional Within 2 weeks after application allowed and the money can only be
(exchange send to the domestic bank account
3，E-MAIL 中需记载手机号码，并仔细描述病情 students of the insurer's name.
including)
※ 保险公司职员表

语言 负责人 电话 邮箱 4. Procedures of Refund and Return

汉语 이은선 080-088-0077 baoxiangongsi@gmail.com
英语 박원일 080-116-4949 aigrookie@naver.com Refund / Apply by email (insurnce@pusan.ac.kr) Refund /
韩国语或其他 박원일 010-2537-4495 aigrookie@naver.com Repayment → → Repayment
Application student nurmber, student's name, a copy of the bankbook in payment
his / her name (attached), other insurance certificate (person)
※ The qualification of insurance for the semester will be lost If you apply for a refund/repayment.
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