7/3753 KRISHNA BUILDING MEHTA KIRAN NAVINCHANDRA

VARACHHA SHERI MO: 8866144032

RUGHANATH PURA SURAT EMAIL: 3mehtakiran@gmail.com

CAREER OBJECTIVE

To work in an organisation with professional driven environment where I can utilize and apply the
knowledge learned from management programme and skills which would enable me to grow with
fulfilling organisation’s goals.

PROFILE SUMMARY

 Completed MBA from S R Luthra Institute of Management, Surat.

 Working as Location Operation Head at Kotak Mahindra Bank, Surat
 Sound Knowledge of Disbursement Process, Loan Closure Process and Regulatory
Compliance
 Posses’ excellent interpersonal and communication skills.

ACADEMIC DETAILS

 MBA (Finance) from S R Luthra Institute of Management, Surat affiliated to Gujarat

Technological University with 7.94/10 (Distinction) in 2013
 B.Com from S P B English Medium College of Commerce, Surat affiliated to Veer Narmad
South Gujarat University with 71.22% (Distinction) in 2011
 12th (Gujarat State Board) from V T Chokshi High School, Surat with 78.29% (Distinction) in
2008
 10th (Gujarat State Board) from V T Chokshi High School, Surat with 87.29% (Distinction) in
2006.

ACADEMIC PROJECTS

 Credit Appraisal of Bank Finance to SMEs.

 Problems of Micro, Small and Medium Enterprises Borrowers, Government initiatives to support
their growth and steps taken by SUDICO Bank to mitigate financing risk.
WORK EXPERIENCE

 Worked as “Front Desk Officer” at Axis Bank at Village Utraj, Taluka-Hansot, Dist-Bharuch
From December 2013 to September 2014
 Worked as “Branch Operation Manager” at HDB Financial Services at Udhna Magdalla
Branch, Surat From September 2014 to December 2017
 Working as Location Operation Head at Kotak Mahindra Bank

Role and Responsibilities at Kotak Mahindra Bank

 Authorization of Loans and Payments in Core NX Kotak LMS

 Handling Team Size at Retail Assets Operation for assigned Locations
 Managing Counterparts and Regular Interactions with Various Departments like Business and
Recovery, Internal Audit Team, IT and Process team at CPC
 Checking of Files Logged in Operations for Disbursement, NDC as per Policies and Filling All
Necessary Reports and Documents Checking. Dispatch to CPC Flies and Original
Documents and PDD.
 Product Handling: Home Loan, Loan against Property, Over Draft Facility, Business Loan,
Personal Loan, Consumer Vehicle and Equipment, Tractor Finance.
 PDC Management and Bank at Due Date. NACH and SI Checking and Entry/Verify to
Present on Due Date with less Rejection
 Ensuring to Meet Regulatory Requirements ROC/CERSAI/Form 60 Filling
 Handling Loan Termination, Settlement Cases, NOC Issuance and Part Payment in Mortgage
Cases.
 Achieving RA Operation Audit Score and Maintain Audit Score Level
 Handling Customer Care Unit and Query Resolution within Prescribed TAT
 Collection and Receipt Management, Collection of EMI, Presenting PDC/SI for Bounce Cases
and Validation on Realisation of Payment to SOA
 Maintaining Monthly Disbursement Register, Bank Recon Reports and Sending to HO

Role and Responsibilities at HDB Financial Services Ltd

 Loan Disbursement in FinnOne LOS and LMS

 Preparation of Files for Disbursement as per Policies and Filing all necessary reports and
Documents
 Product Handling : Personal Loan, Loan Against Property, Enterprise Business Loan, Used
Car Repurchase and Refinance Loan, BT Cases of Loans
 Maintaining TAT, Follow Policy Laid for Disbursement, and Files Sent to Cops within TAT,
Quality Processing Files to reduce Disbursement and Fatal Errors Free Files
 Achieving Branch Audit Score, Maintaining Audit Score Level
 Providing Excellent Customer Service, Query resolution within TAT
  Branch Receipt Management, Collections of EMI, Handling Prepayment and Foreclosure
Request, Collection of Charges, Updating in CMS Tracker

EXTRA CURRICULAR ACTIVITIES

 Participated in Science fair held at V T Chokshi High School, on the project “Generation of power
by structural engineering at places”
 Enrolled in English speaking course as a part of MBA programme, Organised by SCOPE, Govt.
Of Gujarat Initiatives. Programme co-ordinated by University of Cambridge.
 Participated in Seminar on “Retail Path” Organised by S R Luthra Institute of Management

HONOUR AND ACHIEVEMENTS

 Participated in Science Fair held at VT Chokshi High School and Ranked 2 nd in the Group
Project
 Stood 1st in SSC Examination at School and got Award from the principle.
 Got Scholarship for 11th and 12th Standard from School and got award for scoring highest in
Accountancy, Statistic and Business Administration.

INTERPERSONAL SKILLS

 Ability to rapidly build up relationship and set up trust

 Good analytical skill
 Confident and determined
 Ability to cope up with different situations
 Punctual in working
 Hard working attitude

PERSONAL DETAILS

 Date of birth- 14/01/1991

 Address- 7/3753, Krishna Building, Varachha Street, Rughanath Pura, Surat
 Language Known- English, Gujarati, Hindi
 Marital Status- Unmarried
 Interest & Hobbies- Reading Books, Magazines, Financial and stock market related news.

MEHTA KIRAN