SAMPLE DATA: Top 1000 World Banks Ranking 2016

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Current Previous
Bank Name Yearend World Region
Rank Rank

1 1 ICBC 31-Dec-15 Asia-Pacific

2 2 China Construction Bank 31-Dec-15 Asia-Pacific
3 3 JP Morgan Chase & Co 31-Dec-15 North America
4 4 Bank of China 31-Dec-15 Asia-Pacific
5 6 Agricultural Bank of China 31-Dec-15 Asia-Pacific
6 5 Bank of America 31-Dec-15 North America
7 7 Citigroup 31-Dec-15 North America
8 8 Wells Fargo & Co 31-Dec-15 North America
9 9 HSBC Holdings 31-Dec-15 Europe
10 10 Mitsubishi UFJ Financial Group 31-Mar-16 Asia-Pacific
11 11 Credit Agricole 31-Dec-15 Europe
12 12 BNP Paribas 31-Dec-15 Europe
13 17 Bank of Communications 31-Dec-15 Asia-Pacific
14 14 Goldman Sachs 31-Dec-15 North America
15 19 Sumitomo Mitsui Financial Group 31-Mar-16 Asia-Pacific
16 15 Banco Santander 31-Dec-15 Europe
17 13 Barclays 31-Dec-15 Europe
18 21 Mizuho Financial Group 31-Mar-16 Asia-Pacific
19 18 RBS 31-Dec-15 Europe
20 20 Morgan Stanley 31-Dec-15 North America
21 16 Deutsche Bank 31-Dec-15 Europe
22 23 Groupe BPCE 31-Dec-15 Europe
23 29 Norinchukin Bank 31-Mar-16 Asia-Pacific
24 22 Lloyds Banking Group 31-Dec-15 Europe
25 24 Societe Generale 31-Dec-15 Europe
26 27 Credit Suisse Group 31-Dec-15 Europe
27 28 China Merchants Bank 31-Dec-15 Asia-Pacific
28 26 BBVA 31-Dec-15 Europe
29 35 Shanghai Pudong Development Bank 31-Dec-15 Asia-Pacific
30 33 China Citic Bank 31-Dec-15 Asia-Pacific
31 25 UniCredit 31-Dec-15 Europe
32 36 Industrial Bank 31-Dec-15 Asia-Pacific
33 38 China Minsheng Bank 31-Dec-15 Asia-Pacific
34 32 ING 31-Dec-15 Europe
35 34 UBS 31-Dec-15 Europe
 36 31 Credit Mutuel 31-Dec-15 Europe
37 39 Standard Chartered 31-Dec-15 Europe
38 30 Intesa Sanpaolo 31-Dec-15 Europe
39 54 Postal Savings Bank of China 31-Dec-15 Asia-Pacific
40 40 Royal Bank of Canada 31-Oct-15 North America
41 42 US Bancorp 31-Dec-15 North America
42 37 Rabobank Group 31-Dec-15 Europe
43 48 Scotiabank 30-Oct-15 North America
44 44 PNC Financial Services Group 31-Dec-15 North America
45 46 National Australia Bank 30-Sep-15 Asia-Pacific
46 57 China Everbright Bank 31-Dec-15 Asia-Pacific
47 50 Toronto Dominion Bank 31-Oct-15 North America
48 51 Capital One Financial Corporation 31-Dec-15 North America
49 47 ANZ Banking Group 30-Sep-15 Asia-Pacific
50 45 Commonwealth Bank Group 30-Jun-15 Asia-Pacific

© The Financial Times Limited 2017. All rights reserved.

000 World Banks Ranking 2016

es:
ase@ft.com | Tel: +44(0)20 7775 6370

Tier 1 Capital

Basel
Country City Auditor
Compliance

$ Mn

China Beijing KPMG 3 274,432

China Beijing PricewaterhouseCoopers 3 220,007
US New York (NY) PricewaterhouseCoopers 3 200,482
China Beijing Ernst & Young 3 198,068
China Beijing PricewaterhouseCoopers 3 185,607
US Charlotte (NC) PricewaterhouseCoopers 3 180,778
US New York (NY) KPMG 3 176,420
US San Francisco (CA) KPMG 3 164,584
UK London PricewaterhouseCoopers 3 153,303
Japan Tokyo Other 3 131,753
France Montrouge PricewaterhouseCoopers 3 84,522
France Paris PricewaterhouseCoopers 3 83,537
China Shanghai PricewaterhouseCoopers 3 82,193
US New York (NY) PricewaterhouseCoopers 3 81,511
Japan Tokyo Other 3 80,189
Spain Madrid Deloitte Touche 3 79,867
UK London PricewaterhouseCoopers 3 78,558
Japan Tokyo Other 3 70,186
UK Edinburgh Deloitte Touche 3 69,173
US New York (NY) Deloitte Touche 3 66,722
Germany Frankfurt am Main KPMG 3 63,285
France Paris PricewaterhouseCoopers 3 56,747
Japan Tokyo Other 3 55,875
UK London PricewaterhouseCoopers 3 54,543
France Paris Ernst & Young 3 54,267
Switzerland Zurich Ernst & Young 3 53,599
China Shenzhen KPMG 3 53,535
Spain Bilbao Deloitte Touche 3 52,776
China Shanghai PricewaterhouseCoopers 3 49,118
China Beijing KPMG 3 48,996
Italy Milano Deloitte Touche 3 48,826
China Fuzhou Deloitte Touche 3 48,528
China Beijing KPMG 3 47,359
Netherlands Amsterdam Ernst & Young 3 46,436
Switzerland Zurich Ernst & Young 3 45,009
France Paris Ernst & Young 3 44,152
UK London KPMG 3 42,773
Italy Turin KPMG 3 42,620
China Beijing PricewaterhouseCoopers 3 41,450
Canada Toronto Deloitte Touche 3 38,581
US Minneapolis (MN) Ernst & Young 3 38,431
Netherlands Utrecht Ernst & Young 2.5 38,100
Canada Toronto Kingston Smith 3 35,660
US Pittsburgh (PA) PricewaterhouseCoopers 3 35,522
Australia Melbourne Ernst & Young 3 34,785
China Beijing KPMG 3 34,180
Canada Toronto Ernst & Young 3 33,142
US McLean (VA) Ernst & Young 3 32,838
Australia Melbourne KPMG 3 31,807
Australia Sydney PricewaterhouseCoopers 3 31,652
Tier 1 Capital Pre-Tax Profits Total Assets Capital Assets Ratio

% Ch $ Mn Rank % Ch $ Mn Rank % Ch % Rank

10.39 55,968 1 -5.29 3,422,154 1 1.60 8.02 462

8.85 45,993 2 -5.90 2,827,348 2 3.32 7.78 480
7.42 30,807 6 0.85 2,351,698 7 -8.61 8.52 386
7.51 35,681 3 -5.68 2,591,001 5 3.95 7.64 495
10.68 35,571 4 -6.28 2,741,355 3 5.01 6.77 613
6.99 22,150 8 225.11 2,147,391 9 1.93 8.42 397
5.95 24,801 7 83.20 1,731,210 13 -6.04 10.19 222
6.41 33,641 5 -0.57 1,787,632 11 5.96 9.21 314
0.37 18,867 9 1.00 2,409,656 6 -8.52 6.36 667
11.99 13,307 10 -1.02 2,648,521 4 11.17 4.97 856
-4.79 10,238 16 8.77 1,846,586 10 -13.68 4.58 904
-2.19 11,282 13 195.20 2,167,601 8 -14.04 3.85 959
6.90 13,253 11 -4.51 1,102,521 23 7.63 7.45 528
3.92 8,804 22 -28.76 861,419 28 0.60 9.46 287
12.93 8,703 23 -20.17 1,656,626 16 8.47 4.84 869
2.43 10,377 14 -19.73 1,456,804 17 -5.20 5.48 790
-3.28 3,094 62 -19.25 1,671,660 15 -21.09 4.70 888
12.40 8,952 21 8.54 1,717,647 14 8.76 4.09 944
-5.89 -1,399 992 -56.17 1,217,027 20 -25.76 5.68 762
-0.36 8,486 24 33.22 787,465 37 -1.74 8.47 392
-18.39 -6,627 1000 P->L 1,770,793 12 -14.61 3.57 972
-6.42 6,655 33 3.88 1,267,973 19 -14.59 4.48 914
15.49 2,873 66 -32.74 898,366 27 14.12 6.22 697
-11.62 2,454 80 -10.74 1,204,012 21 -9.72 4.53 910
-5.63 6,640 34 25.06 1,450,425 18 -8.64 3.74 963
6.44 -2,446 997 P->L 829,096 31 -11.01 6.46 658
8.48 11,568 12 -3.60 843,602 29 9.09 6.35 669
3.70 5,003 44 3.59 815,302 34 6.31 6.47 657
14.72 10,305 15 1.65 777,250 38 13.35 6.32 675
13.31 8,472 25 -5.00 789,259 36 16.69 6.21 699
-11.58 2,315 90 -46.03 935,254 25 -8.71 5.22 830
14.72 9,745 17 -1.60 816,468 33 13.38 5.94 726
17.81 9,364 20 -4.17 696,562 43 6.15 6.80 608
3.14 6,973 32 49.04 911,443 26 -9.36 5.09 844
3.85 5,544 39 122.81 952,342 24 -11.35 4.73 883
-2.96 5,390 41 -2.23 804,140 35 -6.24 5.49 789
10.24 -1,523 993 P->L 640,483 46 -11.77 6.68 626
-8.18 4,527 47 25.98 735,322 40 -6.27 5.80 753
35.65 6,377 36 -0.80 1,124,247 22 9.22 3.69 966
3.12 9,636 19 -7.18 820,006 32 -1.66 4.70 887
6.69 8,030 26 0.64 421,853 58 4.80 9.11 323
-7.32 3,118 61 52.86 728,666 41 -11.84 5.23 826
5.65 7,816 29 -5.21 738,359 39 3.38 4.83 870
-0.46 5,507 40 -1.53 358,690 64 3.89 9.90 243
6,468 35 -7.07 667,869 45 -13.58 5.21 833
17.97 6,064 37 -3.73 488,091 52 9.12 7.00 580
3.85 7,288 31 -12.50 843,033 30 0.66 3.93 954
4.73 5,897 38 -9.68 334,180 67 8.12 9.83 250
-5.82 7,366 30 -18.33 622,308 47 -7.87 5.11 842
-10.15 9,702 18 -13.67 671,882 44 -9.37 4.71 886
 Loans to
RWA
Return on Capital Return on Assets BIS Total NPL Assets Cost/Income Ratio
Density
Ratio

% Rank % Rank % % % % % Rank

20.39 156 1.64 208 15.22 1.50 54.46 59.51 30.40 818.00
20.91 146 1.63 209 15.39 1.58 60.76 58.43 29.83 823.00
15.37 354 1.31 332 16.00 2.04 36.18 62.31 63.05 192.00
18.01 225 1.38 294 14.06 1.43 61.20 63.36 36.15 722.00
19.16 193 1.30 335 13.40 2.39 52.92 61.75 38.12 687.00
12.25 547 1.03 496 15.73 2.18 43.35 65.35 68.45 113.00
14.06 421 1.43 271 18.54 1.61 36.95 65.78 57.75 291.00
20.44 155 1.88 136 15.77 3.08 52.13 72.90 56.89 309.00
12.31 545 0.78 620 17.20 2.33 42.51 45.77 60.24 250.00
10.10 653 0.50 754 16.01 1.19 38.13 37.57 61.77 219.00
12.11 555 0.55 725 19.30 3.31 49.01 29.99 57.54 297.00
13.50 469 0.52 744 13.60 4.00 37.33 31.77 61.53 225.00
16.12 308 1.20 399 13.49 1.51 59.49 65.04 35.78 732.00
10.80 614 1.02 499 18.74 4.81 10.60 60.84 73.94 64.00
10.85 609 0.53 738 17.02 1.15 40.23 35.38 63.29 189.00
12.99 499 0.71 653 14.40 4.36 63.17 43.70 41.85 611.00
3.94 895 0.19 914 18.60 1.80 39.78 32.00 62.95 195.00
12.75 520 0.52 742 15.41 1.00 38.10 32.32 57.84 290.00
-2.02 958 -0.11 958 24.70 3.90 40.69 29.76 107.10 9.00
12.72 522 1.08 463 21.95 2.51 14.73 46.09 74.76 59.00
-10.47 967 -0.37 964 16.20 2.41 26.61 24.39 98.11 11.00
11.73 574 0.52 739 16.80 3.70 62.24 33.55 63.00 194.00
5.14 861 0.32 866 25.07 17.81 32.75 34.95 749.00
4.50 877 0.20 910 21.50 57.08 27.62 48.44 485.00
12.24 550 0.46 785 16.80 5.30 33.64 26.73 60.91 237.00
-4.56 962 -0.30 963 21.30 0.50 33.38 35.93 92.13 14.00
21.61 129 1.37 297 12.57 1.68 56.15 58.60 31.47 803.00
9.48 676 0.61 698 15.00 5.40 48.70 53.50 51.97 403.00
20.98 143 1.33 324 12.29 1.56 44.52 66.76 26.44 846.00
17.29 260 1.07 465 11.87 1.43 53.26 67.71 33.00 780.00
4.74 868 0.25 895 14.23 9.90 61.94 45.40 63.60 186.00
20.08 170 1.19 405 11.19 1.46 35.44 64.69 28.42 829.00
19.77 175 1.34 317 11.49 1.60 47.55 74.02 35.38 743.00
15.02 372 0.77 631 16.04 2.70 68.25 43.63 50.66 435.00
12.32 544 0.58 709 26.80 0.48 34.43 22.52 79.09 38.00
12.21 551 0.67 669 18.50 4.00 61.56 33.49 58.95 276.00
-3.56 960 -0.24 959 19.50 3.88 52.14 47.30 67.88 120.00
10.62 620 0.62 697 16.60 9.50 61.31 42.03 52.96 375.00
15.39 352 0.57 714 10.46 0.80 41.09 43.21 62.32 211.00
24.98 88 1.18 415 14.00 0.55 44.15 38.54 55.31 334.00
20.89 147 1.90 132 13.27 1.94 62.34 80.92 54.09 357.00
8.18 750 0.43 802 23.20 4.60 73.07 31.79 61.83 218.00
21.92 124 1.06 472 13.40 1.09 55.24 41.97 51.78 408.00
15.50 346 1.54 236 14.62 1.77 58.05 82.50 61.36 227.00
18.59 204 0.97 523 14.15 0.71 61.45 41.86 47.11 512.00
17.74 238 1.24 381 11.87 1.61 51.96 68.99 32.40 788.00
21.99 123 0.86 577 14.00 0.57 50.78 34.78 59.14 270.00
17.96 230 1.76 164 14.62 1.41 69.10 79.52 53.76 364.00
23.16 103 1.18 410 13.30 0.84 64.47 45.17 39.88 651.00
30.65 49 1.44 268 12.70 0.79 75.05 42.21 39.78 652.00
 Loans and Advances Loans and Advances
Cash and Balance at Loans and Advances
Gross Total Loans to Financial to Corporate
Central Bank(s) to Public Institutions
Institutions Customers

$ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch

471,438 -18.13 1,863,725 -0.48 105,418 -17.62 1,212,566 -2.53

1,717,863 7.39
850,732 8.20 40,120 -46.57 307,200 18.35 901 -7.30
349,682 -10.52 1,585,644 0.92 177,962 -3.67 964,510 -0.92 16,986 16.76
398,622 -11.08 1,450,813 4.86 77,944 16.66 951,510 2.92
930,858 1.47 62,058 -32.15 413,179 26.21 2,670 104.28
639,726 -3.25 64,116 -22.22 289,841 39.35 7,634 53.08
931,918 6.14 92,423 13.92 346,580 10.57 474 -12.87
98,934 -23.87 1,024,428 -6.80 90,419 -19.38 552,472 -5.93 7,455 21.36
1,010,000 10.92
42,676 -39.27 904,958 -6.53 76,560 -7.51 295,022 -4.15 44,163 -20.55
146,247 2.58 809,097 -7.78 44,702 -10.01
141,792 -7.51 655,918 6.23 90,251 59.34 401,560 -1.85 11,053 13.03
91,338 4.49 20,404 -59.60 60,689 125.24 130 31.31
666,484 9.56
88,401 4.92 920,222 -5.20
74,196 19.81 664,906 -10.94 182,206 -19.73 154,394 18.49 8,866 -20.13
654,434 7.07
118,513 1.46 495,245 -27.46 76,097 -24.28 178,906 -37.80 10,010 -29.32
115,973 15.92 16,070 -53.01 62,505 70.68
105,370 16.57 471,249 -5.49 62,008 121.58 173,168 -18.07 18,675 -8.51
77,303 -19.40 789,198 -10.57 104,660 -16.98 219,022 -8.06
160,012 -4.09
87,190 10.69 687,285 -10.46 3,393 -25.06 186,197 -10.04
85,397 23.31 487,923 2.34 52,157 -11.66
45,025 -30.09 276,774 0.11 21,549 -4.61 105,271 -0.13 3,614 -8.14
90,037 -15.86 473,642 7.58 38,467 30.63 246,161 -2.36
47,075 23.42 397,016 -13.41 28,027 -14.39 125,309 -12.65 44,046 -2.21
74,138 -10.36 345,997 -1.47 38,397 43.04 245,937 -0.98
420,396 9.46
34,158 34.28 579,294 -9.32 127,517 -2.97 282,074 -10.60 30,231 -12.73
64,393 -19.78 289,396 1.47 15,219 -38.75 187,824 -4.80 7,477
66,692 -13.47 331,198 1.89 15,628 -45.79 199,351 5.34 4,042
23,324 57.25 622,060 -8.67 32,964 -30.58 189,447 0.59 52,674 -4.39
92,228 -12.36 327,873 -1.68 74,395 -5.01 62,020 -2.49 2,910 -18.03
14,953 -65.49 495,013 -0.20 81,837 35.62 157,653 -5.01
65,312 -32.86 333,943 -12.83 68,875 -24.29 148,651 -12.68 6,212 125.97
18,741 27.73 450,834 1.77 76,063 3.94 202,271 -10.37 30,924 -15.54
174,304 -23.26 461,959 50.73
9,505 -42.53 362,024 -8.99 1,374 29.05 104,092 8.85 5,932 44.58
263,001 4.59 2,422 -26.23 122,267 7.12
70,590 36.28 532,422 -13.60 33,924 -38.30 268,942 -11.18 3,577 38.06
407,845 5.08 18,103 128.88 119,052 5.05 4,310 15.35
208,224 0.49 8,844 20.16 121,520 1.89 1 -21.67
24,185 8.09 410,393 -16.90 15,491 -7.37 144,417 -12.94 1,640 -70.89
50,344 -13.02 253,606 9.96 20,395 -5.98 152,315 13.64
2,408 -2.34 428,107 0.20 12,573 29.40 115,982 15.97 11,406 17.85
230,924 10.46 10,494 46.39 52,335 24.17
30,505 43.68 401,217 -12.74 170,162 -7.81 1,562 -18.28
12,227 -31.84 504,274 -11.89 26,198 18.76 120,582 -11.46 14,192 -16.88
 Allowanc
Loans and Advances Commercial
e for Loan Mortgages Retail Mortgages Trading Securities
to Retail Customers Mortgages
Losses

$ Mn % Ch $ Mn $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn

545,741 9.01 43,301 554,827 8.18 433,172 11.03 121,654 -0.87 52,892

502,511 12.20 13,555 351,764 18.94 313,030 20.01 38,734 20.64 284,162
426,186 6.98 30,949 460,772 9.32 315,221 13.84 145,551 0.64 10,019
421,359 7.43 62,408 414,803 8.02 296,926 17.17 117,877 -9.73 10,023
452,951 -8.40 12,234 346,557 -6.65 275,297 -12.05 71,260 28.30 193,134
278,708 -7.74 12,626 175,878 -8.69 111,834 -7.35 64,044 681.79 193,964
492,441 3.03 11,545 491,436 3.30 364,205 1.30 127,231 14.29 64,815
374,082 -4.95 9,555 395,901 -3.96 274,511 -4.19 121,390 -3.41 224,837

489,213 -6.29 24,139 209,725

28,734 145,109
153,054 7.85 13,473 145,040 5.03 93,121 7.54 51,919 0.83 16,712
10,115 26.82 415 19,280 42.85 8,161 27.04 11,119 114.16 239,247

28,823
319,440 -15.53 7,345 267,734 -9.68 232,631 -10.99 35,103 0.08 115,445

230,231 -17.89 10,625 265,322 -18.15 205,375 -12.57 59,948 -32.82 53,518
37,398 27.97 225 30,515 30.29 21,284 31.92 9,231 26.70 189,633
217,398 -9.52 5,465 214,980 -6.23 168,140 -9.53 46,840 7.92 213,082
308,043 -8.13 13,466 315,010 -7.67 56,401

497,696 -10.50 4,527 47,357 -91.07 466,981 -10.20 7,391 -26.26 63,673
16,742 298,311
146,339 1.25 875 130,924 1.16 104,206 4.31 26,718 -9.50 164,012
189,014 19.07 13,100 124,641 33.46 76,958 43.05 47,684 20.42 7,671
217,563 -8.30 21,470 182,850 -4.03 135,978 -9.71 36,810 -7.80 44,846
90,494 19.14 11,418 95,921 9.10 40,149 16.98 55,772 4.06 7,900

139,471 -11.29 186,952 -8.25 45,779

78,876 25.05 8,424 127,275 9.33 60,786 31.12 66,489 -5.09 19,828
112,177 4.85 7,769 63,530 9.10 17,616 54.86 45,914 -2.01 3,782
346,975 -11.08 6,289 346,310 -9.66 299,430 -10.37 46,879 -4.84 100,514
188,547 0.29 699 164,765 -1.10 143,038 -0.64 21,726 -3.94 125,288
255,523 -5.26 11,213 218,009 -5.16 15,475
110,235 -7.47 6,844 92,018 -4.57 73,688 -0.30 18,330 -18.58 22,662
100,034 -6.97 32,639 169,674 -8.84 22,503
9,131 182,294 177.25 3,633
250,627 -15.61 1,549 204,410 -7.64 178,607 -8.11 25,803 -4.22 121,147
138,312 3.25 3,863 116,176 -0.34 82,494 0.47 33,682 -2.02 791
225,978 -11.67 9,215 219,020 -17.40 3,774
266,379 1.22 3,618 204,310 0.85 187,500 -0.54 16,810 22.26 67,569
77,860 -3.36 2,727 83,127 -1.05 52,005 -3.56 31,122 3.48 1,737
248,845 -18.58 2,462 241,373 -23.70 239,136 -12.40 2,236 -94.84 30,026
80,897 7.99 5,874 66,454 21.54 36,637 12.56 29,817 34.75 843
288,145 -6.40 2,621 200,100 -6.41 161,779 -8.05 38,321 1.22 60,233
168,095 5.23 5,130 54,394 0.34 35,959 -11.30 18,436 34.82 212
229,494 -16.03 2,809 244,122 -11.99 210,117 -11.51 34,005 -14.85 34,266
343,302 -13.52 2,783 327,677 -13.14 325,270 -13.12 2,407 -15.94 20,326
 Available-for-Sale Held-to-Maturity Deposits made by
Trading Securities Derivatives (Assets)
Securities Securities the Central Bank

% Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch

-6.68 222,526 14.59 442,273 5.45 12,153 209.22 32 -68.62

-28.78 241,471 -18.87 49,073 -0.36 59,383 157.02

-5.64 166,184 35.46 275,931 18.55 12,671 61.64 64,054 12.54
50.29 187,141 23.41 354,518 26.79 2,471 110.16 9,337 -28.69
-30.74 307,135 413.90 84,625 -70.41 48,823 66.40
-34.65 299,136 -0.34 36,215 51.39 55,992 196.27
-17.17 267,820 3.82 80,197 44.54 12,387 -26.01
-26.09 384,853 1.89 44,102 16.82 288,476 -16.39

-22.70 350,948 -5.99 33,292 -7.27 194,226 -24.88 4,188 -23.70

-23.62 281,449 -8.04 8,432 -22.50 385,529 -26.51 2,592 27.15
-3.26 40,792 18.85 143,865 38.51 5,287 203.57 20,851 52.49
-23.59 40 -14.89 52,875 144.05

132,648 -5.16 4,734 62,539 100.89

-35.49 134,727 0.34 489,118 -28.73

-36.53 57,957 23.07 7,330 3.56 391,812 -28.97

-22.53 66,759 -3.55 5,224 5124.00 27,647 191.76
-10.27 79,982 2.50 560,428 -26.69
-36.73 104,330 -1.17 11,592 -14.68 75,485 -25.16

-15.84 49,301 -44.06 29,564 43,981 -21.97

-11.93 145,855 -16.38 4,396 -17.08 222,682 -19.95
-20.14 3,121 10.60 28,652 -25.47 9,943
42.14 46,157 1.40 54,412 28.34 1,568 3.00 9,646 195.11
-5.32 123,289 7.08 48,304 -14.91 22,778 -33.43
39,267 36,934 1,635 3,643 6.13

2.25 119,355 0.73 2,275 -27.44 58,965 -33.85 32,006 1.08

173.05 65,737 -1.43 31,865 -1.42 2,147 155.47 10,431 112.77
-14.95 24,191 -7.32 42,891 48.42 797 51.01 9,627 16.08
-8.33 94,565 -18.32 8,507 213.06 45,900 -25.72
-10.31 63,175 9.31 193,129 -33.67
-21.41 167,411 -4.58 16,089 -13.07 10,612 -24.55
-5.58 110,137 8.81 210 52.17 63,143 -4.09
9.00 142,828 -5.20 1,507 -15.61 41,253 -26.00 35,499 12.12
124.61 60,198 169.12 105,511 -2.40 165 137.48
-9.73 43,363 6.31 80,631 4.06
-59.58 61,997 10.57 43,590 -3.08 1,338 23.32
-27.33 41,058 -14.93 52,297 -23.72
-32.70 36,694 7.52 561 281.35 35,347 19.24
-57.72 55,759 26.05 14,768 27.44 1,617 -5.94
-22.37 75,580 37.39
23.18 34,283 51.40 23,469 28.57 250 41.60 2,287 -53.42
-32.85 67,773 21.33 53,006 8.00
-64.28 39,060 -1.13 24,619 9.42 335 -9.89
-21.18 30,536 12.89 59,878 21.41
1.12 57,449 -7.26 35,503 29.60
 Retail Customer Corporate Customer
Gross Total Deposits Deposits by Banks
Deposits Deposits

$ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn

2,820,337 3.57 1,171,204 -4.69 349,131 93.02 1,300,002

2,327,878 2.46
1,279,715 -6.14
2,043,559 0.95 770,312 1.56 271,852 -6.56 1,001,395
2,274,308 4.13 1,243,989 -5.27 188,274 38.61 842,045
1,200,048 7.04
907,972 -1.30
1,223,559 4.69
1,343,957 -5.89 637,347 -1.84 54,371 -29.78 652,239
1,429,149 11.93
784,821 -4.31 464,377 -7.09 68,310 -10.41 252,134
841,035 -3.94 85,474 -16.72
915,388 10.95 223,514 0.72 224,353 34.03 467,520
97,357 17.47
982,587 16.79
767,233 -5.83
694,510 -8.42 70,269 -22.86
937,841 15.23
554,054 -8.96 41,836 -25.11
156,034 16.84
616,276 -4.71 236,218 -7.22 129,418 -1.58 250,639
575,834 -7.64 363,913 -8.21 65,226 -20.48 146,695
522,271 17.31
639,090 -10.34 417,252 -6.32 14,722 -3.82 207,115
482,055 0.90 90,657 10.94
367,383 -8.03 21,267 -19.41
659,978 0.91 186,466 4.39 109,640 -3.81 363,872
458,795 -1.61 393,495 9.19 45,966 -41.88 19,334
615,886 6.02 77,342 -0.20 160,701 29.13 377,843
655,057 13.30
577,932 -2.88 89,030 -8.24
712,444 23.29 57,646 -4.79 272,067 31.28 325,085
573,657 -1.99 88,144 -1.89 152,662 10.07 332,852
589,726 -6.42 499,200 -6.04 36,748 0.92 53,778
406,082 -4.54 163,483 3.36 11,956 12.70 230,643
409,735 -2.05 305,017 -4.08 52,336 9.33 52,382
388,144 -15.57 37,511 -31.03
306,441 -1.42 28,987 -5.98
985,572 3.20 829,989 0.91 14,076 112.04 141,508
532,234 -2.24 168,371 -9.22 16,094 -0.38 347,769
300,400 6.25
387,642 -7.24 175,840 -10.86 20,693 -4.65 191,109
518,034 5.47 163,831 5.50 30,803 -4.77 323,400
249,016 7.15
359,114 -17.51 38,045 -3.80
353,918 1.34 40,993 1.21 83,369 0.58 229,458
530,974 -0.30 302,151 -0.70 13,038 -6.75 215,785
217,857 5.87
397,509 -10.68 27,262 -18.41
435,901 -9.35 28,012 19.73
 Total Short Long
Subordin
Corporate Customer Senior Term Term Derivatives
Trading Liabilities ated
Deposits Debt Senior Senior (Liabilities)
Liabilities
Securities Debt Debt

% Ch $ Mn $ Mn $ Mn $ Mn % Ch $ Mn % Ch $ Mn

-1.03 75,497 11,838 199.43 46,830 -51.38

338,201 94,690 243,511 52,580 -26.06 74,107 -51.50 28,996

2.72 53,087 42,965 10,122 10,656 60.08 1,080 -8.48 26,069
14.56 28,372 22,710 5,662 1,879 58.77 3,704 -10.11 23,883
220,911 65,874 155,037 38,023 -17.44 66,963 -44.31 44,310
193,752 63,166 130,586 57,289 -9.46 60,067 -56.80 28,602
177,288 42,890 134,398 11,867 -29.74 15,670 -52.50 36,828
-7.00 88,949 49,064 39,885 88,949 -73.89 49,064 -74.25 22,702

3.29 182,402 91,874 57,920 194,815 -23.96 74,689 -56.27 31,528

173,312 97,143 76,168 377,061 -28.29 89,722 -6.31 17,983
7.29 25,379 5,110 210.38 278 -68.24 14,586
215,269 44,655 170,614 46,498 -26.21 71,638 -46.74 22,601

222,858 65,627 153,564 92,773 -11.42 18,872 -11.79 22,992

103,209 42,875 60,334 483,958 -29.39 50,697 -27.98 32,040

46,493 14,263 32,230 380,157 -30.34 31,058 -13.55 29,622

152,131 28,449 123,682 27,950 -30.38 79,665 -25.76 13,274
-3.85 165,424 26,929 138,495 537,039 -27.48 56,852 11.96 8,507
1.21 242,840 92,940 149,900 79,699 -24.58 25,828 -45.80 19,716

-17.83 122,472 37,416 85,055 39,255 -24.18 65,648 -23.99 34,794

115,665 54,588 61,077 221,485 -19.29 229,025 -14.54 14,180
183,302 8,744 174,558 23,723 -36.37 25,742 -28.85 25,046
0.68 33,742 29,429 4,314 1,167 -30.29 516 213.47 5,011
-27.98 71,918 48,777 -15.18 14,188 -0.48 17,510
-0.30 52,312 1,128 9,307

126,874 57,554 -32.79 24,041 30.36 19,792

4.84 57,614 51,740 5,874 1,628 121.41 0 -99.95 6,305
8.10 18,800 10,427 8,375 512 22.59 52 1413.03 9,125
-13.96 127,778 53,763 74,015 49,203 -25.44 52,070 -12.57 17,304
-10.12 76,145 21,429 54,716 202,739 -32.37 29,431 4.11 17,942
-0.10 137,327 42,158 95,224 12,265 -27.37 8,450 -30.17 7,732
68,797 43,440 25,357 61,939 -2.17 2,824 -25.39 21,852
46,717 31.51 9,539 15.52 14,496
12.44 160 3,848
1.45 82,336 4.37 36,380 -18.49 5,620
54,451 31,230 23,221 986 33.60 767 -46.99 2,998
133.09 190,208 79,800 110,408 59,923 -26.91 26,739
6.55 39,026 20.81 17,424 5,329
43,150 7,620 35,529 1,306 -7.59 987 -66.01 8,556
85,573 19,694 65,879 55,231 6.45 1,499 -30.14 10,211
1.59 28,838 23,119 5,719 214 67.92 3,529
0.70 43,678 -2.97 29,621 -43.69 6,593
54,101 4,984 49,117 197 -9.08 0 -99.84 4,080
65,557 20,508 43,650 56,832 22.74 1,796 -46.96 11,894
118,792 45,794 72,998 27,087 6.09 3,414 -20.98 9,865
 Total Liabilities Total Equity Net Interest Income Net Non-Interest Income

$ Mn % Ch $ Mn $ Mn % Ch $ Mn % Ch

3,144,724 0.89 277,430 78,254 -2.98 25,146 7.23

2,604,685 2.88 222,663 70,532 -1.33 19,909 2.89
2,103,761 -10.12 247,937 43,898 -0.21 49,879 -1.36
2,381,817 3.60 209,184 50,639 -3.50 22,742 1.91
2,554,624 4.62 186,731 67,202 -4.35 16,134 4.76
1,891,186 1.50 256,205 39,897 -1.81 42,857 -3.95
1,508,118 -7.50 223,092 47,282 -2.72 30,466 5.33
1,593,741 6.13 193,891 45,884 4.14 40,863 0.71
2,212,138 -9.12 197,518 32,531 -6.26 29,825 2.58
2,494,150 11.42 154,371 18,765 3.32 18,640 4.20
1,740,693 -14.17 105,892 21,721 -8.29 13,768 7.40
2,058,822 -14.50 108,779 24,514 -0.59 24,242 1.80
1,019,610 7.67 82,911 22,214 0.86 7,073 4.74
774,232 0.15 87,187 3,786 -17.03 31,063 1.64
1,563,866 8.74 92,761 12,634 0.81 11,563 -0.67
1,349,464 -5.49 107,340 35,665 -0.54 14,462 -25.40
1,573,355 -21.94 98,304 18,743 -0.54 19,248 -3.41
1,634,603 9.14 83,044 8,911 -5.23 11,805 24.07
1,136,210 -26.49 80,816 13,085 -9.40 6,203 -32.52
711,281 -2.11 76,184 4,784 39.96 30,444 -1.16
1,697,289 -14.49 73,504 17,262 -0.34 19,177 -10.61
1,197,111 -15.01 70,862 12,021 -14.18 14,547 2.32
834,557 14.90 63,809 2,831 -20.19 1,298 -6.39
1,133,893 -9.71 70,119 16,893 1.58 9,109 1.74
1,382,300 -8.61 68,125 10,115 -16.64 18,355 8.94
783,623 -11.58 45,473 9,393 2.83 12,646 -20.07
787,861 9.15 55,741 21,068 15.10 10,059 13.58
755,041 7.21 60,261 17,415 -0.22 6,455 -5.67
728,159 13.30 49,091 17,413 8.52 5,188 24.79
740,001 16.96 49,258 16,091 3.93 6,325 28.39
877,117 -8.67 58,136 12,672 -13.43 12,543 -10.04
767,566 13.30 48,902 18,464 18.23 5,318 10.92
648,830 5.38 47,732 14,525 -3.53 9,165 30.82
866,340 -9.59 45,103 13,852 -9.45 4,848 30.20
894,456 -12.25 57,887 6,800 2.60 23,965 10.27
 752,098 -6.38 52,042 7,690 -11.97 10,047 0.80
591,971 -12.84 48,512 9,407 -14.51 6,074 -19.86
682,503 -6.48 52,818 10,041 -15.72 9,470 -0.81
1,082,517 8.40 41,731 27,621 0.71 1,753 80.23
771,194 -1.82 48,812 11,276 -9.90 13,466 -7.63
375,036 4.65 46,817 11,001 2.10 9,102 -0.59
683,797 -12.26 44,870 9,934 -10.23 4,212 -7.18
692,257 3.23 46,103 11,286 3.46 9,452 -5.76
312,710 4.53 45,980 8,282 -2.89 6,927 1.56
629,048 -13.93 38,820 9,778 -18.66 4,331 15.49
453,569 8.52 34,522 10,240 7.55 4,146 23.67
791,866 0.53 51,166 14,293 -8.31 8,110 -7.35
286,893 8.66 47,287 18,839 5.70 4,585 3.68
582,201 -7.93 40,107 10,221 -15.40 4,514 -17.65
631,118 -9.21 40,764 12,150 -14.10 6,056 -12.47
 Unrealized Gains or
Losses on Financial
Net Fee and Commission Other Non-Interest
Net Trading Income Instruments
Income Income
Designated at Fair
Value

$ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch

22,094 2.04 943 6.52 -917 3,026 18.67

17,493 -1.36 863 75.76 159 1,395 19.35
31,657 2.78 10,852 4.76 7,370 -21.65
14,239 -4.51 1,458 -19.64 7,046 26.04
12,719 -2.86 549 -30.37 266 8.19 2,599 104.33
29,734 4.11 6,325 -19.27 -341 -127.19 7,139 2.42
13,490 -5.95 6,369 -9.70 495 10,112 34.34
27,510 -1.08 614 -47.11 2,143 -20.04 10,596 18.76
14,705 -7.85 8,723 29.04 1,532 -38.05 4,865 25.23
12,764 7.92 2,720 -7.44 3,165 1.34
9,691 -9.43 1,601 -30.85 2,525 -48.42 -49
8,277 -7.68 2,937 -33.72 3,643 206.35 9,385 1.71
5,397 11.55 407 -60.12 1,272 42.20
16,046 4.49 12,993 3.91 2,024 -25.06
8,945 7.49 2,002 23.23 615 -63.68
10,905 -7.32 917 -39.67 353 21.79 2,286 -60.65
11,779 -7.63 5,407 4.06 355 -2.28 1,706 5.65
5,869 9.12 2,757 25.92 3,179 63.25
4,378 -20.71 1,203 -41.80 379 243 -85.55
20,347 -0.99 8,054 21.26 618 -28.14 1,425 -48.18
13,875 -7.87 4,211 -21.27 -35 1,126 -4.24
9,955 1.01 1,885 18.92 729 132.04 1,977 -19.70
94 9.90 1 -46.68 1,203 -7.43
2,701 -23.28 1,291 -48.69 4,252 -68.11 864
7,259 -7.63 5,865 -22.07 2,042 3,189 -10.25
10,526 -9.40 1,354 -33.93 767 -64.42
8,231 12.68 872 29.31 -18 -180.04 975 14.00
5,012 -1.06 822 -4.63 127 288.12 495 -44.02
4,283 22.78 -234 -220.19 461 414.60 678 76.05
5,497 32.88
8,498 -6.45 1,158 52.30 -5 -107.58 2,892 -28.19
4,960 12.24 494 212 -20.34 -348 -352.88
7,890 26.25 195 2671.50 1,081 107.05
2,522 -9.30 1,115 26.93 334 877 23.34
17,313 0.27 2,190 -65.68 3,610 852 46.21
4,217 -1.86 609 75.99 5,221 -1.94
3,607 -13.69 766 -61.31 146 1,555 3.39
7,662 -2.37 236 173.74 1,062 -9.88 510 17.34
1,336 26.20 37 260.41 6 -50.92 374
13,733 -10.89 1,043 -25.03 -1,310
4,492 -2.92 159 18.66 4,451 1.27
2,057 -9.82 655 80.03 161 -68.29 1,339 -3.38
6,167 -10.09 1,022 3.44 2,263 3.68
4,912 4.89 178 18.09 252 -16.16 1,585 -6.00
3,006 -19.30 987 -13.58 211 127 -42.59
4,053 29.44 37 -77.77 4 -61.70 53 12.41
6,794 63.09 -170 1,486 -69.65
2,750 6.62 22 -31.66 1,812 0.13
1,842 -17.92 613 -42.18 169 98.59 1,891 -9.64
2,520 -16.27 773 -10.48 193 2,570 -18.07
 Total Impairment Other Financial Other Impairment
Loan Impairment
Total Operating Income Charges and Assets Impairment Charges and
Provisions
Provisions Provisions Provisions

$ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn

103,400 -0.68 13,404 44.58 13,272 44.31 -4 -116.47 137

90,441 -0.43 14,428 42.60 14,412 48.81 -309 -321.84 325
93,777 -0.83 3,685 14.37 3,663 13.62 22
73,382 -1.88 9,133 15.51 8,864 17.74 6 -93.81 269
83,335 -2.71 12,969 16.76 12,619 16.56 258 43.35 92
82,754 -2.93 3,124 39.03 3,043 36.40 81 406.25
77,748 0.29 7,364 1.63 7,108 4.10 256 -38.76
86,747 2.49 2,508 137.95 2,325 129.29 183 357.50
62,356 -2.23 3,721 -3.38 3,592 -11.42 -17 146
37,406 3.76 640 640
35,489 -2.78 3,668 -2.99 2,488 -24.63 537 161.81 643
48,757 0.59 4,598 -61.79 3,966 -9.87 399 66.85 233
29,288 1.77 4,445 19.98 4,185 14.27 177 83
34,849 -0.78 186 106.67 186 106.67
24,196 0.10 134
50,127 -9.26 15,379 -13.54 11,080 -13.22 498 117.04 3,801
36,499 -5.86 9,139 29.37 3,130 -8.97 25 5,984
20,716 9.50 -123
19,288 -18.39 -1,085 -1,273 188 904.55
35,228 2.95 87 8,600.00 87 8,600.00
36,439 -6.02 1,955 29.42 1,039 -24.49 916
26,567 -5.87 2,230 3.48 1,850 -8.94 227 83.52 153
4,129 -16.31 -199 -199
26,001 1.63 7,801 28.99 576 -49.89 6 -23.46 7,219
28,471 -1.77 3,468 -3.67 2,517 -19.03 137 814
22,039 -11.69 327 74.02 298 103.24 29
31,127 14.61 9,132 76.38 8,900 73.94 154 2,599.20 77
23,871 -1.76 5,107 -23.24 4,617 -11.60 25 -42.78 464
22,601 11.87 5,978 51.19 5,712 50.18 115 150
22,416 9.83 6,169 59.46
25,215 -11.77 5,321 -10.60 4,436 -12.52 71 -82.86 814
23,782 16.51 6,974 64.73 5,715 77.97 1,258 23.14
23,690 7.37 5,362 55.27 5,174 56.61 147 -18.16 41
18,700 -1.69 1,610 -16.78 1,464 -24.31 146
30,765 8.48 118 49.85 118 49.85
17,737 -5.16 1,061 -16.67 1,021 -15.65 23 -56.26 17
15,481 -16.69 5,343 110.02 4,910 129.33 66 367
19,511 -9.09 3,652 -38.08 2,990 -39.93 221 -14.24 441
29,373 3.44 3,950 18.41 3,573 22.45 377 -7.64
24,741 -8.68 878 -17.27 837 -18.85 40 82.55
20,103 0.86 1,026 -13.64 1,025 -13.14 1 -87.50
14,146 -9.34 1,123 -64.86 1,123 -64.86
20,738 -0.96 1,680 10.38 1,674 10.89 6 -51.38
15,209 -0.91 257 -3.51 253 -0.96 4 -61.92
14,109 -16.23 590 -21.47 590 -21.83
14,386 11.75 3,336 99.96 3,039 86.32 86
22,472 -7.68 1,319 -5.05 1,285 -6.92 34 287.48
23,423 5.30 4,521 27.74 4,490 27.74 30 27.20
14,735 -16.10 824 -4.42 824 -4.42
18,206 -13.57 760 -11.61 760 -11.61
 General and Total Profit or Loss
Other Impairment
Net Operating Administrative on Discontinued
Charges and Operating Costs Staff Expenses
Income Expenses (excluding Operations &
Provisions
depreciation) Extraordinary Items

% Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn

191.03 89,995 -5.10 31,430 -4.02 17,592 -3.91 13,838 -4.16

10.84 76,013 -5.83 26,978 -6.73 14,098 -5.78 12,880 -7.75
90,092 -1.36 59,127 -2.57 29,966 -1.79 29,161 -3.36
34.32 64,248 -3.94 26,531 -1.36 12,377 -2.77 14,154 -0.09
-9.64 70,366 -5.61 31,770 -4.97 17,003 -6.66 14,767 -2.95
79,630 -4.06 56,646 -24.73 32,601 -5.20 24,045 -41.16
70,384 0.15 44,902 -19.81 21,769 -9.14 23,133 -27.8 -114.00
84,239 0.79 49,352 2.02 30,932 2.46 18,420 1.27
26.96 58,635 -2.16 37,562 -3.52 19,900 -2.29 17,662 -4.86
36,766 1.92 23,106 5.93 -361.51
133.58 31,821 -2.76 20,420 -7.35 12,303 -8.20 8,116 -6.03 -22.83
-96.85 44,159 21.18 30,000 -0.96 17,458 -2.81 12,542 1.73 -1079.35
78.64 24,842 -0.92 10,480 1.49 3,918 -2.89 6,561 4.31
34,663 -1.06 25,766 14.50 12,678 -0.10 13,088 33.39
24,062 -3.03 15,314 10.85 -45.41
-20.65 34,748 -7.23 20,980 -3.41 12,073 -2.87 8,908 -4.14 -761.96
52.50 28,852 -9.01 22,978 -13.17 14,866 -13.41 8,112 -12.71 -1102.99
20,839 5.95 11,983 6.48 95.20
20,373 -20.86 20,658 6.74 8,546 -4.84 12,112 16.77 647.76
35,141 2.69 26,336 -4.33 16,016 -10.14 10,320 6.34 -23.00
580.21 34,484 -7.46 35,751 7.77 14,449 -4.84 21,302 18.42 -5361.96
24,337 -6.64 16,738 -10.67 10,746 -11.52 5,992 -9.12 -20.65
4,328 -19.27 1,443 33.95 -12.61
47.61 18,200 -6.83 12,594 -8.52 6,981 -5.70 5,613 -11.81
65.64 25,002 -1.50 17,340 -5.43 10,300 -6.21 7,040 -4.27
-29.34 21,712 -12.34 20,304 -3.66 11,663 1.77 8,641 -10.13 -3835.35
40.72 21,995 0.06 9,797 4.18 4,837 1.44 4,960 6.99
-66.51 18,764 6.35 12,405 8.58 6,818 3.85 5,587 14.98 28.26
0.02 16,624 2.30 5,976 2.95 2,275 -19.02 3,701 23.56
16,247 -1.77 7,397 1.84
74.53 19,894 -12.08 16,036 -4.06 9,423 -5.35 6,613 -2.15 -289.58
16,809 3.90 6,759 12.17 3,048 7.39 3,711 16.42 66.87
18,328 -1.51 8,381 0.39 3,709 1.21 4,672 -0.26
17,090 0.02 9,474 -18.47 5,393 -23.15 4,080 -11.33
30,646 8.36 24,331 -2.45 16,142 4.48 8,189 -13.72 266.67
 59.23 16,676 -4.32 10,455 -6.44 6,628 -6.09 3,827 -7.03 -25.00
-8.93 10,138 -36.79 10,509 0.99 7,119 4.88 3,390 -6.3 -488.00
-33.40 15,859 1.90 10,333 -3.71 5,863 -8.29 4,470 3.05 -2.17
25,423 1.44 18,304 2.73 5,265 12.17 13,039 -0.65
23,863 -8.33 13,684 -9.13 8,842 -9.58 4,842 -8.3
19,077 1.78 10,873 2.92 5,979 7.46 4,894 -2.14
13,023 4.96 8,746 -10.53 5,202 -15.72 3,543 -3.32 -677.17
19,058 -1.84 10,739 0.32 5,759 -3.65 4,979 5.34
14,952 -0.86 9,332 -0.33 4,845 4.75 4,487 -5.28
13,512 -16.03 6,647 -21.97 3,241 -18.25 3,406 -25.2 118.18
6.91 11,050 -1.38 4,661 1.61 2,198 0.69 2,462 2.45
21,084 -8.14 13,291 -4.75 6,903 -7.86 6,388 -1.15
18,903 1.06 12,592 8.07 5,198 8.86 7,393 7.53 60.13
13,910 -16.71 5,877 -16.14 3,831 -13.93 2,045 -19.99
17,446 -13.65 7,243 -13.91 4,474 -13.82 2,769 -14.06
Total Profit or Loss
on Discontinued Net Additional
Taxes Core Tier 1 or CET 1 Tier 2 Capital
Operations & Income Tier 1
Extraordinary Items

% Ch $ Mn % Ch $ Mn $ Mn % Ch $ Mn $ Mn % Ch

13,176 -5.51 42,792 263,969 8.64 12,260 35,600 -25.12

10,726 -7.35 35,267
6,260 -22.04 24,547 221,393 34.37 25,084 33,931 -2.86
8,036 -9.41 27,645 184,571 5.68 15,895 32,810 -19.92
7,717 -10.48 27,854 174,158 8.06 12,312 41,145 -31.10
6,265 210.3 15,885 235,849 51.81 17,752 39,898 0.51
-1240 7,469 8.62 17,332 209,269 25.67 2,558 34,695 18.05
10,365 0.56 23,276 172,113 25.52 20,337 40,945 6.98
3,771 -5.13 15,096 164,183 23.26 22,621 36,852 -3.00
4,086 4.91 9,221 125,547 14.82 15,976 27,546 -3.31
3,248 8.04 6,990 92,520 -3.27 9,689 22,276 3.19
3,625 13.06 7,657 96,341 23.14 7,926 9,854 19.59
2,955 -4.27 10,298 80,376 4.02 2,302 14,550 -21.92
2,695 -30.54 6,109 75,607 8.27 10,148 16,705 29.89
1,998 -45.62 6,704 10,967 19,570 -3.56
2,405 -46.69 7,972 102,391 31.32 11,817 56.23
2,164 -1.68 930 81,563 27.92 17,751 20,736 -6.93
2,509 -1.21 6,443 65,525 17.58 11,885 15,392 -7.94
370 -88.9 -1,769 70,866 14.57 13,009 20,327 -4.38
2,207 6587.88 6,279 68,073 7,313 12,941 16.71
734 -57.57 -7,361 67,437 -16.03 6,297 7,198 34.95
2,525 8.76 4,130 60,866 7.66 1,359 14,765 15.13
455 -45.84 2,417 128 17,905 -8.15
1,027 150.27 1,427 56,746 18.53 11,940 17,093 -17.26
1,863 10.92 4,777 54,928 17.27 9,990 10,862 54.66
-2771.24 528 -63.84 -2,975 44,830 0.86 11,102 9,716 -12.22
2,629 -7.46 8,940 55,501 8.16 2 8,623 -6.37
1,385 27.07 3,618 59,597 17.10 12,659 -5.57
2,447 2.06 7,858 4,625 14,719 42.01
2,041 -4.81 6,431
91 -93.47 2,224 50,951 -8.58 3,853 11,585 2.02
0.29 1,941 -9.14 7,804 44,649 11.11 3,992 10,564 -7.57
2,119 -8.86 7,245 47,505 17.81 75 11,869 21.22
1,830 46.15 5,142 44,741 -3.81 6,487 9,055 -16.30
370.95 -907 6,452 55,738 5.56 4,223 12,357 -9.35
 2,001 8.77 3,389 51,683 19.44 1,747 5,751 -7.12
673 -56.01 -2,196 45,117 1.68 4,591 16,248 -11.21
1,477 -26.28 3,050 47,972 8.16 2,502 8,792 -9.92
1,006 -9.04 5,371 41,673 36.38 0 9,374 131.58
1,982 -17.36 7,653 43,529 34.87 5,211 5,697 -17.80
2,097 0.48 5,933 41,175 5,819 6,882 -4.26
712 2,407 6,846 15,655 14.50
1,597 -10 6,218 42,315 41.46 3,794 5,917 20.94
1,364 -3.11 4,143 41,364 33.74 4,028 7,738 -14.92
1,940 -16.55 4,528 37,456 -3.40 6,158 4,760 9.63
1,507 -4.2 4,557 31,425 7.21 3,080 5,802 0.18
1,163 -13.27 6,125 47,877 74.41 4,166 7,774 6.22
674.61 1,847 -14.03 4,050 44,353 3,294 6,001 32.66
2,116 -20.04 5,250 39,571 -5.92 4,866 5,679 -9.06
2,714 -13.44 6,988 39,345 -12.03 5,961 4,355 58.40
 BIS
Capital
Credit Risk-Weighted Market Risk- Operational Risk- Adequacy
Total Risk-Weighted Assets
Assets Weighted Assets Weighted Assets Ratio
(Core
Tier1 %)

$ Mn % Ch $ Mn % Ch $ Mn % Ch $ Mn % %

2,036,469 -0.12 1,828,195 0.86 30,748 137.60 177,526 2 12.87

1,652,093 -0.93
1,465,262 -0.50 11.97
1,641,615 1.12 1,500,093 1.90 15,752 16.54 119,959 2 11.10
1,692,805 -4.56 1,393,039 -3.57 13,424 18.09 138,583 -2 10.24
1,403,293 11.24 11.62
1,138,711 5.41 15.27
1,303,142 4.88 11.07
1,103,000 -9.58 945,100 -9.65 42,500 -24.11 115,400 -2 11.90
994,978 6.80 846,775 19,521 58,431 11.63
553,699 -7.82 498,373 -8.11 8,043 -25.10 47,283 -1 13.50
688,616 -7.65 533,842 88,960 65,813 11.00
717,061 5.36 654,026 13,180 49,855 11.14
524,107 14.92 13.62
586,093 6.44 11.81
636,558 -10.46 494,383 -15.03 47,768 7.97 73,625 -13 12.55
534,890 -14.69 394,304 -13.79 56,018 -31.04 84,567 -4 11.40
555,190 2.29 10.50
362,134 -34.78 283,251 -38.49 31,724 -15.13 47,160 -18 15.50
362,920 -6.69 16.37
431,937 -10.27 280,332 -12.95 53,862 -30.88 97,742 20 13.20
425,415 -10.78 369,640 -10.63 14,857 -26.87 40,918 -5 13.00
294,195 4.85 18.94
332,604 -11.07 287,981 -6.72 5,634 -23.90 38,990 -5 12.80
387,745 -9.64 319,068 -7.91 21,009 -28.38 47,667 -11 11.42
297,929 1.11 200,720 0.13 30,100 -13.63 67,109 14 14.30
494,322 10.04 436,522 8.09 6,073 64.36 51,727 24 10.83
436,158 2.43 382,429 17,564 36,186 12.10
518,927 10.68 476,030 9.92 5,433 46.79 37,464 17 8.56
534,381 11.16
424,564 -14.51 367,913 -13.32 11,945 -35.68 44,707 -17 10.59
528,143 11.01 434,310 -1.23 5,067 53.68 37,037 13 8.43
515,598 10.21 473,167 10.20 3,698 48.99 38,733 8 9.17
397,708 10.60 288,511 -5.60 10,473 -19.52 46,888 14 11.55
214,446 -3.98 126,448 -2.04 12,185 -26.89 75,813 -2 19.00
269,318 -4.67 222,154 -12.05 6,159 -8.61 20,662 -11 15.70
302,925 -11.33 245,402 -14.27 21,913 7.97 35,610 1 12.60
309,042 -5.61 267,166 -4.86 18,024 -9.86 22,449 -13 13.00
485,827 34.22 8.53
315,997 -4.19 250,282 -1.40 30,371 -10.92 38,398 -8 10.60
341,360 7.55 9.55
231,622 -9.92 199,600 -10.44 5,378 -12.95 26,642 -5 13.50
309,873 11.14 266,770 14.03 12,414 -19.06 30,690 4 10.30
295,905 4.19 10.64
279,551 -13.09 240,857 -13.53 10,792 -3.21 27,972 -12 10.24
336,751 8.55 313,157 8.48 766 6.50 22,829 10 9.24
293,212 0.05 252,164 2.28 9,660 -24.20 31,388 -7 9.90
265,739 12.15 11.12
281,075 -11.14 244,581 -9.50 10,001 -44.71 26,493 -5 9.06
283,632 -10.34 245,518 -9.35 13,217 -29.61 24,896 -7 9.10
 Total Total Total Debt
Impairme Impairme Total Securities Staff
BIS
nt nt Senior plus Costs as
Capital Loans to Debt to
Return on Return on Charges Charges Debt Subordin a % of
Adequacy Deposits Equity
Equity RWA as a % of as a % of Securities ated Total
Ratio (Tier Ratio Ratio
Total Gross to Total Liabilities Operating
1)
Operating Total Equity to Total Expenses
Income Loans Liabilities

% % % % % % % % % %

13.48 20.17 2.75 12.96 0.72 66.08 1133.52 27.21 2.40 55.97
20.66 2.78 15.95 0.84 73.80 1169.79 52.26
13.68 12.43 2.10 3.93 0.43 66.48 848.51 136.41 17.45 50.68
12.07 17.06 2.17 12.45 0.58 77.59 1138.62 25.38 3.32 46.65
10.96 19.05 2.10 15.56 0.89 63.79 1368.08 15.19 2.05 53.52
12.88 8.65 1.58 3.78 0.34 77.57 738.15 86.22 14.02 57.55
15.49 11.12 2.18 9.47 1.15 70.46 676.01 86.85 14.74 48.48
12.63 17.35 2.58 2.89 0.27 76.16 821.98 91.44 13.43 62.68
13.90 9.55 1.71 5.97 0.36 76.22 1119.97 45.03 5.05 52.98
13.24 8.62 1.34 1.71 0.06 70.67 1615.69
15.30 9.67 1.85 10.34 0.41 115.31 1643.83 172.25 12.29 60.25
12.20 10.37 1.64 9.43 0.57 96.20 1892.66 159.32 9.29 58.19
11.46 15.98 1.85 15.18 0.68 71.65 1229.77 30.61 3.92 37.39
15.55 10.10 1.68 0.53 0.20 93.82 888.01 246.90 30.72 49.20
13.68 9.38 1.48 0.55 0.02 67.83 1685.91
12.55 9.67 1.63 30.68 1.67 119.94 1257.18 207.62 18.22 57.54
14.70 3.15 0.58 25.04 1.37 95.74 1600.49 104.99 8.60 64.70
12.64 10.78 1.61 -0.59 -0.02 69.78 1968.36
19.10 -1.73 -0.39 -5.63 -0.22 89.39 1405.92 57.53 6.70 41.37
18.38 11.14 2.34 0.25 0.08 74.33 933.64 199.69 23.25 60.81
14.70 -9.02 -1.53 5.37 0.41 76.47 2309.10 225.05 10.25 40.42
13.30 9.39 1.56 8.40 0.28 137.05 1689.36 342.69 21.93 64.20
18.99 4.50 0.98 -4.82 -0.12 30.64 1307.90
16.40 3.50 0.74 30.00 1.14 107.54 1617.09 174.66 13.87 55.43
14.00 9.75 1.71 12.18 0.71 101.22 2029.06 169.78 9.39 59.40
18.00 -5.38 -0.82 1.48 0.12 75.34 1723.28 403.10 26.59 57.44
10.83 20.75 2.34 29.34 1.93 71.77 1413.44 60.53 4.92 49.37
12.10 8.30 1.15 21.39 1.29 86.53 1252.95 119.35 11.84 54.96
9.45 20.99 1.99 26.45 1.73 56.18 1483.29 106.56 8.46 38.07
17.20 1.59 27.52 1.47 64.18 1502.29
11.50 3.98 0.55 21.10 0.92 100.24 1508.72 218.23 16.72 58.76
9.19 19.93 1.85 29.32 2.41 40.62 1569.59 117.81 8.33 45.10
9.19 19.62 1.82 22.63 1.62 57.73 1359.31 39.39 4.30 44.26
13.43 15.46 1.75 8.61 0.26 105.48 1920.79 283.30 16.75 56.93
21.00 9.58 2.59 0.38 0.04 80.74 1545.18 131.54 10.52 66.34
16.40 10.36 2.00 5.98 0.21 120.81 1445.16 263.88 19.29 63.40
14.10 -3.14 -0.50 34.51 1.60 86.04 1220.26 141.81 15.31 67.74
13.80 8.57 1.46 18.72 0.81 147.12 1292.17 2.12 56.74
8.53 15.28 1.31 13.45 0.86 46.87 2594.07 0.36 28.77
12.20 19.74 3.05 3.55 0.24 68.02 1579.92 0.73 64.62
11.26 17.15 2.35 5.10 0.39 87.55 801.07 116.31 15.32 54.99
16.40 6.95 1.35 7.94 0.21 137.35 1523.97 423.91 31.73 59.48
11.50 16.95 2.52 8.10 0.41 78.73 1501.56 0.77 53.63
12.00 11.98 1.86 1.69 0.12 83.62 680.10 93.84 16.53 51.92
12.44 16.66 2.31 4.18 0.14 114.28 1620.41 220.43 15.23 48.76
10.15 17.57 1.80 23.19 1.32 71.66 1313.86 83.54 7.14 47.17
11.30 14.24 2.49 5.87 0.31 80.63 1547.63 0.83 51.94
12.36 12.47 2.22 19.30 1.96 106.00 606.71 114.41 20.28 41.28
11.30 18.37 2.62 5.60 0.21 100.93 1451.62 163.46 13.30 65.20
11.20 23.80 3.42 4.17 0.15 115.69 1548.23 291.41 20.39 61.77
 General Net Fee
and Net and Net Net Non-
Admin Interest Commissi Trading Interest
Credit Market Operation
Expenses Pre-Tax Profit per $ Income to on Income to Income to
Risk to Risk to al Risk to
as a % of of Staff Costs Total Income to Total Total
Total RWA Total RWA Total RWA
Total Operating Total Operating Operating
Operating Income Operating Income Income
Expenses Income

% $ % Ch % % % % % % %

44.03 3.18 -1.44 89.77 1.51 8.72 75.68 21.37 0.91 24.32
47.74 3.26 -0.13 77.99 19.34 0.95 22.01
49.32 1.03 2.69 46.81 33.76 11.57 53.19
53.35 2.88 -2.99 91.38 0.96 7.31 69.01 19.40 1.99 30.99
46.48 2.09 0.41 82.29 0.79 8.19 80.64 15.26 0.66 19.36
42.45 0.68 242.93 48.21 35.93 7.64 51.79
51.52 1.14 101.63 60.81 17.35 8.19 39.19
37.32 1.09 -2.96 52.89 31.71 0.71 47.11
47.02 0.95 3.37 85.68 3.85 10.46 52.17 23.58 13.99 47.83
85.10 1.96 5.87 50.17 34.12 7.27 49.83
39.75 0.83 18.49 90.01 1.45 8.54 61.20 27.31 4.51 38.80
41.81 0.65 203.74 77.52 12.92 9.56 50.28 16.98 6.02 49.72
62.61 3.38 -1.67 91.21 1.84 6.95 75.85 18.43 1.39 24.15
50.80 0.69 -28.69 10.86 46.04 37.28 89.14
52.21 36.97 8.27 47.79
42.46 0.86 -17.36 77.67 7.50 11.57 71.15 21.76 1.83 28.85
35.30 0.21 -6.74 73.72 10.47 15.81 51.35 32.27 14.82 52.74
43.02 28.33 13.31 56.98
58.63 -0.16 78.22 8.76 13.02 67.84 22.70 6.24 32.16
39.19 0.53 48.26 13.58 57.76 22.86 86.42
59.58 -0.46 -284.17 64.90 12.47 22.63 47.37 38.08 11.56 52.63
35.80 0.62 17.41 86.89 3.49 9.62 45.25 37.47 7.09 54.75
68.57 2.28 0.01 31.43
44.57 0.35 -5.34 86.58 1.69 11.72 64.97 10.39 4.97 35.03
40.60 0.64 33.34 82.29 5.42 12.29 35.53 25.50 20.60 64.47
42.56 -0.21 -163.08 67.37 10.10 22.53 42.62 47.76 6.14 57.38
50.63 2.39 -4.97 88.31 1.23 10.46 67.68 26.44 2.80 32.32
45.04 0.73 -0.26 87.68 4.03 8.30 72.96 21.00 3.44 27.04
61.93 4.53 25.53 91.73 1.05 7.22 77.04 18.95 -1.03 22.96
71.78 24.52 28.22
41.24 0.25 -42.98 86.66 2.81 10.53 50.26 33.70 4.59 49.74
54.90 3.20 -8.37 82.23 0.96 7.01 77.64 20.86 2.08 22.36
55.74 2.52 -5.31 91.77 0.72 7.51 61.31 33.30 0.82 38.69
43.07 1.29 93.94 72.54 2.63 11.79 74.08 13.49 5.96 25.92
33.66 0.34 113.26 58.97 5.68 35.35 22.10 56.28 7.12 77.90
36.60 0.81 4.11 82.49 2.29 7.67 43.36 23.78 3.43 56.64
32.26 -0.21 -134.29 81.01 7.23 11.76 60.76 23.30 4.95 39.24
43.26 0.77 37.38 86.45 5.83 7.26 51.47 39.27 1.21 48.53
71.23 1.21 -11.56 94.03 4.55 0.12 5.97
35.38 1.09 2.66 79.20 9.61 12.15 45.57 55.51 4.21 54.43
45.01 1.34 -6.35 54.72 22.34 0.79 45.28
40.52 0.60 81.37 86.17 2.32 11.50 70.22 14.54 4.63 29.78
46.37 1.36 -1.61 86.09 4.01 9.90 54.42 29.74 4.93 45.58
48.08 1.14 -5.99 54.45 32.30 1.17 45.55
51.24 2.00 13.68 86.16 3.86 10.01 69.30 21.31 7.00 30.70
52.83 2.76 -4.39 92.99 0.23 6.78 71.18 28.17 0.25 28.82
48.06 1.06 -5.03 86.00 3.29 10.70 63.60 30.23 -0.76 36.09
58.72 1.13 -17.03 80.43 11.74 0.09 19.57
34.80 1.92 -5.11 87.02 3.56 9.43 69.37 12.50 4.16 30.63
38.23 2.17 0.17 86.56 4.66 8.78 66.74 13.84 4.25 33.26
 Prev Total
Allowanc Impairme
e for Loan nt
Losses to Charges Total Number
Employees (Total)
Gross as a % of of Customers
Total Gross
Loans Total
Loans

% % Mn Current % Ch

2.32 0.50 501,815,152 466,346 0.88

0.63 369,183 -0.84
1.59 0.41 227,708 -2.43
1.95 0.50 310,042 0.62
4.30 0.80 477,640,000 503,082 1.92
1.31 0.24 213,280 -4.66
1.97 1.10 249,774 -4.95
1.24 0.12 264,671 0.08
0.93 0.35 47,000,000 250,000 -6.02
0.00
2.67 0.39 52,000,000 138,204 -0.23
3.55 1.37 31,000,000 189,077 0.62
2.05 0.60 91,468 -2.34
0.45 0.10 36,800 8.24
-0.11
3.13 1.83 120,800,000 193,863 4.56
1.10 0.95 130,900 -1.06
-0.12
2.15 -0.31 87,800 -20.20
0.19 0.00 56,218 0.75
1.16 0.30 101,104 3.02
1.71 0.24 35,000,000 108,356 -0.19
-0.26
0.66 0.79 75,306 -17.10
3.43 0.76 131,715 -4.62
0.32 0.07 48,200 5.24
2.77 1.18 67,967,800 76,192 1.44
5.41 1.45 66,000,000 137,968 26.84
3.30 1.13 47,159 10.88
1.01
0.93 32,000,000 139,469 -2.82
2.91 1.48 36,974,520 52,418 3.74
2.35 1.06 26,305,900 57,228 -4.07
1.01 0.28 34,400,000 52,720 -5.76
0.21 0.02 60,099 -0.09
2.27 0.26 30,700,000 78,800 0.73
2.05 0.66 84,076 -7.55
7.24 1.33 19,300,000 90,807 1.48
1.98 1.09 498,596,805 185,983 0.08
0.43 0.27 16,000,000 72,839 -0.90
1.47 0.47 65,433 -1.97
1.73 0.52 8,600,000 48,889 -5.61
0.89 0.39 23,000,000 89,214 2.63
1.31 0.13 51,974 -2.06
0.60 0.15 12,700,000 41,826 -1.54
2.32 0.72 40,319 3.34
0.61 0.33 24,000,000 81,483 0.43
2.22 1.69 48,672 0.35
0.70 0.19 50,152 -0.35
0.55 0.15 15,300,000 52,500 0.96