Aon Risk Solutions  |  Global Risk Consulting 

Risk Finance Decision Platform (RFDP)

Achieving the right balance between risk retention and transfer, aligned with your risk appetite
How does your organisation An analytics driven Data driven decision making
manage and measure insurable framework to help your Total Cost of Risk £k
Risk Appetite organisation optimise

£’000s
risk volatility? its insurance programme
We live in an era of unprecedented change and volatility that and manage volatility.
may be significantly impacting your organisation’s risk profile. Total Cost of Risk £k
As a result, stakeholders are focused now more than ever on Risk Appetite

£’000s
data driven decision making to help reduce cost of risk and Establishes your appetite for
meet organisational objectives. unbudgeted loss and evaluates the Reduced
impact of selected volatility parameters volatility profile
Aon’s Risk Finance Decision Platform (RFDP) uses market
Loss & Volatility Programme onTotal Cost
financial of Risk £kmetrics
performance
leading* analytics to help your organisation optimise its
Modelling Design &

£’000s
insurance programme by measuring the volatility of your risk Loss & Volatility Modelling
profile, and ensuring that your insurance arrangements in Optimisation Uses market leading* software ReMetricaTM
place are economically efficient. to perform a statistical simulation to Reduced
£ determine the full volatility profile of your volatility profile Reta
exposure to identified risks, including
Indic
natural catastrophes Reduced TCoR prem
Optional
Aon’s Risk Finance Decision Modules** Programme Design & OptimisationReduced
Vola

Compares the cost of current vs alternative

volatility profile
Platform supports your Insurable risk mapping Reta
programme options through measuring Retained claims cost
Captive review & optimisation
the economic value and volatility impact Tota
organisation to: Alternative risk financing options
of each structure CurrentReducedHigher
Programme
TCoR
Retention
Indicative risk transfer
Lowerpremium + Tax
Retention
Volatility charge

Maximise the efficiency of your insurance programme Optional Modules** Retained claims cost Retained volatility profile
Indicative risk transfer
Achieve alignment to your enterprise risk appetite premium + Tax Total cost of risk
Reduced TCoR
Current Higher Lower
Insurable risk mapping Identifies possible enhancements in coverage Volatility charge
Programme Retention Retention
Measure the volatility associated with your risk profile and how insurance protects your enterprise
Retained volatility profile
risk profile This is an illustrative example based upon
Ensure your insurance arrangements and captive one line of business
Total for an organisation
cost of risk
are fit for purpose Captive review & optimisation Maximises the value and ensures compliance
Current
of your captive Higher Lower that has provided sufficient claims data.
Programme Retention Retention The output of RFDP is specific to each
Enable key stakeholders to make data driven decisions Alternative risk financing options Considers the benefits of non-standard organisation and any reduction in TCoR
risk finance and risk transfer structures and volatility profile may vary.

Risk. Reinsurance. Human Resources. * Actuarial Software of the Year Award Winner, Actuarial Post Awards 2016 ** Charged based on scope of project
 Contact
EMEA Germany Spain & Portugal
Eddie McLaughlin Benjamin Jacob Fernando Caballero
edward.mclaughlin@aon.co.uk benjamin.jacob@aon.ch fernando.caballero@aon.es

Austria Italy Switzerland

Rene Forsthuber Romina Colciago Lukas Niedermann
rene.forsthuber@aon-austria.at romina.colciago@aon.it lukas.niedermann@aon.ch

Benelux Middle East Turkey

Fabrice Frère Izzat Jawhari Ahmet Eryaman
fabrice.frere@aon.lu izzat.jawhari@aon.ae ahmet.eryaman@aon.com.tr
Michiel van Klingeren Nordics UK
michiel.van.klingeren@aon.nl Michael Carr Jason Noronha
michael.carr@aon.no jason.noronha@aon.co.uk
CEE
Richard Waterer Kia Buranakol Issa Kim Lemond
richard.waterer@aon.co.uk kia.buranakol.issa@aon.se kim.lemond@aon.co.uk

France South Africa

Etienne Charpentier Michael Ferendinos
etienne.charpentier@aon.com michael.ferendinos@aon.co.za

About Aon
Aon plc (NYSE:AON) is a leading global professional
services firm providing a broad range of risk,
retirement and health solutions. Our 50,000 colleagues
in 120 countries empower results for clients by using
proprietary data and analytics to deliver insights
that reduce volatility and improve performance.
Aon UK Limited is authorised and regulated by the
Financial Conduct Authority FP.AGRC.147.LM

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