1.

To file, sign and execute housing loan application and mortgage contract in
connection with my loan application from the HOME DEVELOPMENT MUTUAL FUND for a
loan in any amount that may be approved by the said institution, offering as
security for the payment of said loan the property covered by (descriptiion of
property) under such terms and conditions as my said ATTORNEY-IN-FACT may deem
proper and convenient;

2. To sign, execute, and deliver promissory note(s) in favor of the HOME

DEVELOPMENT MUTUAL FUND, as well as other documents that may be required by the
said institution in connection with the said loan;

3. To receive the proceeds of the promissory note(s) which my said ATTORNEY-IN-

FACT may execute in connection with the mortgage contract relative thereto;

4. To encash, endorse or negotiate the check(s) that may be issued by the HOME
DEVELOPMENT MUTUAL FUND in connection with said loan;

HEREBY GIVING AND GRANTING unto my said ATTORNEY-IN-FACT full power and authority
to do and perform all and every act and deed whatsoever requisite and necessary to
be done in and about the premises, as fully as to all intents and purposes as I may
or could lawfully do if personally present with all the power of substitution and
revocation and HEREBY RATIFYING AND CONFIRMING all that my ATTORNEY-IN-FACT or
his/her substitute can lawfully do or cause to be done by virtue thereof.

Page 2 � SPA of ___________

in favor of ________________

IN WITNESS WHEREOF, I have hereunto affixed my hand this ______ day of

_____________, at Taipei, Taiwan.

(signature over printed name)

Principal

(signature over printed name) (If principal is married)

Attorney�in-Fact

(signature over printed name)

Husband/Wife

Signed in the Presence of:

_______________________ ___________________