a. Career (Need support?

Click ​here​) (one week)

i. Chosen career path
1. Psychotherapy
ii. Average salary for entry-level position
1. Make sure to look at the statistics for the area where you want to
live
a. around $58,000 a year
iii. Benefits typically offered (i.e. healthcare, dental, 401K, employee vesting,
stock options, daycare, education benefits, etc.)
1. Comparing health insurance, dental, 401K options
a. Competitive Pay
b. Quarterly Bonus Eligibility
c. 401 (K) Plan
d. Medical
e. Dental
f. Vision
g. Section 125 Flexible Spending Account For Medical &
Dependent Care
h. Short Term Disability
i. Long Term Disability
j. Life and AD&D Insurance
k. Employee Assistance Program
l. Employee Discount Buying Program
m. Paid Time Off
n. Sick Time
o. Vacation Time
p. Personal Holiday
q. Scheduled Holidays
r. Continuing Education
s. Professional Mentorship
t. Individual Education
u. Monthly Clinic Development Classes
v. IRG Sponsored Courses
w. Discounted Courses
x. Career Growth Opportunities
iv. Career advancement opportunities
1. What is an entry-level position?
a. Substance Abuse Counselor
b. College Counselor
c. Juvenile Counselor
 2. What is a mid-level position?
a. Occupational Health and Safety Specialists
b. Recreational Therapists
c. Speech-Language Pathologists
3. What is the highest-level position that you wish to reach?
a. Occupational Therapists
b. Occupational Therapy Assistants and Aides
v. Required degrees/certification for each level
1. Entry-level position?
a. Bachelor's degree
2. Mid-level position?
a. Master's degree
3. Highest-level position?
a. Doctoral degree

a. Rental home/apartment (one week)

i. Find a REAL example of housing in which you would be willing to live
after college/training. (Include pictures if possible.) Explain why you
chose this option.
1. 5524 Rue Royale, Indianapolis, IN 46227
a. The apartments are very cheap and the layout was very
nice for one person
2. 500 Bigleaf Maple Way, Westfield, IN 46074
a. The apartments are very cheap and the layout was very
nice for one person
ii. Include all relevant amenities included (water, gas, electricity, trash,
onsite laundry, air conditioning, appliances, gym, pool, pets allowable,
etc.).
1. Regency Park Indy
Community Amenities:
a. 24-Hour Maintenance
b. Access to Public Transportation
c. Beautiful Landscaping
d. Cable Available
e. Children's Play Area
f. Clubhouse
g. Copy and Fax Services
h. Covered Parking
i. Easy Access to Freeways and Shopping
j. Guest Parking
k. High-speed Internet Access
l. Laundry Facility
m. Online Credit Card Payments Accepted
n. Picnic Area with Barbecue
o. Saltwater Swimming Pool
 p. State-of-the-art Fitness Center

1. Pet Policy
a. Pets Welcome Upon Approval.
b. $300 non-refundable pet fee is due at move-in.
c. $25 monthly pet fee is charged.
d. Maximum of two pets per home.
e. Breed restrictions apply for the following breeds:
Pit Bull, Staffordshire Terrier, German Shepherd,
Doberman, Rottweiler, Akita, Chow, and Mastiffs.
f. Pet Amenities:
g. Free Pet Treats
iii. Include the monthly rent payment (don’t forget to add in fees and taxes).
1. $599 + $25 monthly pet charge
iv. Include the insurance costs (renters insurance).
http://www.libertymutual.com/home-insurance/renters-insurance/rente
rs-coverage-calculator
1. Estimated value of your possessions: $2200
2. Estimated cost to insure your possessions:$14/month
v. Monthly Costs: Find out how much rent, utilities, insurance, etc. will cost
total per month. Don’t forget all of the utilities: cable, internet, cell phone,
gas, electric, water, heat, trash.
1. Water: $42.08
2. Electricity: $73
3. Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft
Apartment: $157.00
vi. One-time Costs: Find out how much money you will need to pay up front
for your housing deposit and start-up costs. Set aside a budget to furnish
your apartment – use some real examples of prices for bedrooms, kitchen,
living room furniture. What is your security deposit? First payment on
apartment/home? (usually first and last) Include in this section:
1. First payment (usually first/last month’s rent)
a. $599-$650
2. Security deposit
a. $ Based on credit
3. Cost of ​basic furniture and dishes​ (bedroom, kitchen, living room)
a. A bed:
i. Mattress: $400
ii. Pillows & bedding: $120
b. Drawers: $200
c. Sofa: $349
d. Dining table and chairs: $250
e. A shower curtain: $10
f. Bath mat: $5
g. Towels: $40
h. Waste basket: $10
i. Two saucepans: $35
i. one small: $20
 ii. one large: $25
j.Two skillets: $45
i. one small: $15
ii. one large: $20
k. Measuring cups: $30
l. Utensils: $20
i. Wooden spoon: $2
ii. Whisk: $2
iii. Spatula: $2
iv. Tongs: $2
m. Cutlery: $50
i. Plates: $45
ii. Bowls: $35
iii. Cups: $50
n. Trash cans: $5
o. A vacuum cleaner: $35
p. T.V: $90
q. Laptop: $260
4. Include pictures/website info in your binder!

a. Buying a home (see ​this guide​ for support) (one week)

i. Read and follow the first time homebuyer ​financial guide
ii. Select a home in the city and neighborhood of your choice
1. 4920 Paddock Dr, Evansville, IN 47715
2. Budget: ​$179,500
3. Record start-up costs:
a. Down payment: ​$35,900
b. Closing costs: ​$5,778
c. Realtor fees:​ $5,385 ​(seller Pays)
d. Utility start-up fees: ​$150
4. List ongoing fees to pay:
a. Homeowners insurance: ​400K
b. Upkeep and maintenance: ​$1795
c. Property tax:​ $1,423
5. List the overall mortgage loan amount
a. 30-year fixed
6. List the calculated monthly mortgage payments
a. $723/mo
7. List monthly utility costs:
a. Water: Gas:
b. Electricity: ​14.26¢/kWh
c. Trash:
b. Transportation (one week)
i. Do you plan on buying a car? If yes, respond to the following (use the
following two guides for support: ​selection guide​; ​cost and upkeep guide​).
1. Choice of car make, model, year, and cost
2. Lease vs. buy, new vs. used vs. certified pre-owned
 3. Car insurance costs
4. Estimates for gas usage
5. Upkeep/maintenance costs
ii. Do you plan on buying a car? If no, respond to the following:
1. What alternative transportation will you rely on? (bus, trolley,
Uber, Taxi, etc.)
a. MTS Transit(Bus/Trolley)
2. What is the estimated weekly cost of this transportation? Yearly
(multiply the weekly amount by 52)?
a. Monthly Cost Adult Pass-$76 Yearly- $3952
3. What amount of time will you need to budget each day for this
transportation method?
a. Trolley Wait Time- 10-15 minutes
b. Bus Wait Time- 10-15 minutes
c.