*LETTERHEAD OF THE BANK (This line must be removed)

*(Date)

Messrs.
Alemán, Cordero, Galindo & Lee Trust (BVI) Limited
5th Floor, Ritter House,
Wickhams Cay II,
PO Box 3175, Road Town,
Tortola, British Virgin Islands

Dear Sirs,

It is a pleasure to submit this letter of reference regarding

Mr./Ms.__________________, with permanent address at
_______________________________ and who has been a valued client of
our bank since___________.

During this period, Mr./Ms. _______________ has always demonstrated a

high degree of integrity and capability, and has been well esteemed by his
colleagues and friends.

If you would like any additional information, please feel free to contact the
undersigned.

Sincerely yours,

*Bank Officer
*(Please provide contact information and print name of signator)

*Please remove once correct information has been completed in original

letterhead of the entity.