Credit Card (launch mailer) – Terms and Conditions

1. The cashback offer has been provided by The Hongkong and Shanghai Banking Corporation
Limited, India (HSBC/Bank) to its New to Bank (NTB) HSBC Platinum primary Credit Cardholders
(hereinafter referred to as ‘Cardholders’) who have applied for and have been issued a HSBC
Platinum Credit Card under this offer between the period of 26 December 2017 to 30 June 2018.

2. Participation in the offer is voluntary. This offer is valid for Resident Indian customers only.
3. This offer is also valid for the existing HSBC Credit Cardholders who have applied for an upgrade
to new HSBC Platinum Credit Card.
4. Under this offer, the Cardholders will be entitled to 10% cashback in the first 90 days of issuance
of the Credit Card on a minimum sp end of ₹10,000 across 9 transactions subject to a maximum of
₹3,000 as cashback (Offer).

5. The 10% cashback offer is valid only once per platinum card per customer. If a customer applies
for another platinum card he or she will not be eligible for this offer.
6. Appended illustrations explain how the cashback works.

Month No. of transactions Value of transactions Cashback

Jan 2* 12000 0

Feb 3 5000 0

Mar 3 3000 0

8 Total 0

* Since the no of transactions is <9 in January, February and March, no cashback will be credited.

Month No. of transactions Value of transactions Cashback

Jan 0 0 0

Feb 0 0 0

Mar 9 30000 3000

9 Total 3000

Month No. of transactions Value of transactions Cashback

Jan 7 *8000 0

Feb 2 *1000 0

Mar 0 0 0

9 Total 0

*Since the total value of the transactions is less than ₹10,000 in January, February and March,
no cashback will be credited.

7. The month period is considered as 30 days and will be counted from the Credit Card issuance date.

8. This is a limited period offer and HSBC in its sole discretion reserves the right to add, alter, modify,
change, or vary all or any of these terms and conditions or to replace, wholly or in part, this
programme by another programme, whether similar to this programme or not, or to withdraw it
altogether at any point in time by providing appropriate intimation to the cardholder.

9. Under this offer, the Cardholder will not be eligible for the fuel surcharge waiver benefit for the first 90
days from the Credit Card issuance.
10. Eligible cashback amount will be credited within 45 days after completion of 90 days from Credit
Card issuance. The eligible cashback amount will be credited to the Credit Card account of the
Cardholder.
11. Cardholders are required to fulfil the respective spending requirements of minimum 9 transactions
within 90 calendar days of the date of issuance of the new Credit Card. The amount spent is
calculated based on the spending of ₹10,000 or more made by the newly approved Credit
Card and refers to all types of sales transactions (including but without limitation, bill payments,
online purchases, mail and telephone orders and insurance payments). Non-sales transactions,
including but without limitation, finance charges, cash advance and cash advance charges, late
payment charges, balance transfer or annual fees are not included.

12. Cancelled or refunded transactions are also not included in the spending amount calculation.
13. Cardholders cannot combine any other welcome offer/introductory offer with this cashback offer.
14. HSBC Credit Cardholders, who have not made the payment of their minimum amount due, even after
30 days of the last payment due date (mentioned on the card statement) will not be eligible for this
offer.
15. As a part of Credit Card application procedure, New to Bank HSBC Platinum Credit Card applicants
will be required to provide recent passport size photograph; PAN card copy, address proof and self-
attested copy of valid photo identity document. The applicants will be contacted by the Bank for
collection of these documents. The documents submitted along with the application will be kept with
the Bank for record purposes and will not be returned.

16. Issuance of the Credit Card is at the sole discretion of the Bank and is subject to the Bank's internal
approval norms.
17. Interest needs to be shown and express consent must be provided in writing/calling on the toll free
number or by providing an SMS to be called in relation to the offer.
18. When the Cardholder shows any interest in the Offer by reaching out to the Bank by way of any of the
above modes such as writing/calling on the toll free number or by providing an SMS, the said
communication shall be treated as explicit and express consent to HSBC (including its
representatives, group companies and service providers) to call the Cardholder on the contact
number provided by the Cardholder in relation to the HSBC Credit Card irrespective of whether the
Cardholder is a part of National Do Not Call registry/Do Not Call registry/National Customer
Preference Register.
19. All conditions of the HSBC Credit Card shall apply on this offer. Please visit www.hsbc.co.in for
detailed terms and conditions.
20. The offer is subject to force majeure events.
21. Tax liability, if any, will be borne by the Cardholder.
22. Disputes, if any, arising out of or in connection with or as a result of the above offer or otherwise
relating hereto shall be subject to the exclusive jurisdiction of the competent courts/tribunals in
Mumbai only.
23. By participating in this offer, the Cardholders shall be deemed to have accepted all the
aforementioned terms and conditions.

Cleartrip Offer – Terms & Conditions

1. This offer is brought to you by The Hongkong and Shanghai Banking Corporation Limited, India
(‘HSBC’), in association with Cleartrip (India) Private Limited (“Cleartrip”), and any participation in
the said offer is voluntary.

2. The offer is applicable to new HSBC Credit Cardholders (Primary and add-on customers), excluding
Corporate Cardholders (hereinafter referred to as the 'Cardholders') who apply for a Credit Card
between 1st April 2018 and 30th June 2018 (“Offer Period”) and have the card issued subsequently
i.e. by 20 July 2018.

3. Under this offer, a new HSBC Credit Cardholders (Primary and add-on customers), excluding
Corporate Cardholders (hereinafter referred to as the 'Cardholders') will be provided 2 vouchers of
`1000 each through an SMS and/or email within 60 days of completing their first transaction on the
HSBC Credit Card. The first transaction should be executed by 5th Aug 2018. The first transaction
should be executed successfully and should not be cancelled or reversed subsequently.

4. The two voucher codes received should be used within 60 days of receipt on the Cleartrip Website
i.e www.Cleartrip.com or Cleartrip mobile application to avail an instant discount for purchase of
roundtrip Domestic flights only. The residual amount of the booking should be made by using a valid
HSBC Credit Card.

5. One voucher code can be used for one transaction only, two voucher codes cannot be combined for
a single transaction.
6. In case of full/partial cancellation the offer stands void and Cardholder will not be eligible for
discount. If the Cardholder cancels round trip domestic flight booking after the discount amount is
applied, Cleartrip will deduct the discount amount from the net bill amount. Cancellation charges
shall apply and the net amount will be refunded to the customer.

7. If the coupon code is not entered correctly, the transaction will not be eligible for the discount.
8. This offer cannot be clubbed with any other offer on Cleartrip.

9. The offer is valid only for bookings done by visiting website Cleartrip.com or downloading the
Cleartrip Mobile Application available for iOS on the App Store and for Android on Google Play
Store.

10. This Offer can be availed only if the full payment is made using an HSBC Credit Card. Transactions
where payment (partial or full) is made using any other mode of payment (Cleartrip Wallet, e-
vouchers, 3rd party wallets, COD, Pay Pal, net banking payments or other bank cards) will not be
eligible for the discount.

11. Prior to using the Cleartrip website and the mobile application, the Cardholder should read and
understand the user agreement of the said website and the mobile application and proceed only if
the Cardholder agrees to abide by the same. The Cardholder will be required to give personal
information and other details online. The Cardholder should read and understand the privacy policy
on the website and the mobile application, prior to providing any such information. Any disclosure of
information made by the Cardholder towards availing of or fulfilment of the Offer is at the sole
discretion of the Cardholder and HSBC will not be responsible for the same.

12. The offer is subject to the terms and conditions of Cleartrip and the Cardholders are required to
refer, read, understand, accept and agree to be bound by them prior to availing the offer.

13. Cleartrip reserves the sole right to decide on whether a purchase transaction meets the eligibility
criteria as listed above. All decisions in respect of the Offer will be at the sole discretion of Cleartrip
and the same shall be final, binding and non-contestable.

14. HSBC and Cleartrip reserve the right to add, alter, modify, change or vary all or any of these terms
and conditions or to replace, wholly or in part, these offers by another offer, whether similar to this
offer or not, or to withdraw it altogether at any point in time by providing appropriate notice. The offer
may/may not be extended as mutually agreed by HSBC and Cleartrip.

15. HSBC does not make any warranties or representation about the quality, merchantability, suitability
or availability of the services offered under these offers. Any dispute regarding these must be
addressed in writing, by the Cardholder, directly to Cleartrip.
16. HSBC will not be liable for any direct or indirect loss or damage whatsoever that may be suffered,
as a result of participating in the offer.

17. The usage of the credit cards is governed by the applicable terms and conditions. Please visit
www.hsbc.co.in for the same.

18. The Offer is subject to force majeure events.

19. Tax liability, if any will be borne by the Cardholder.

20. Please note that basis Goods and Services Tax (GST) regulations and notified GST rates, Central
GST and State/Union Territory GST or Inter-State GST, will be levied on the discounted price, as
applicable.

21. Any dispute arising out of or in connection with this offer shall be subject to the exclusive jurisdiction
of the courts in Mumbai only. The existence of a dispute, if any, shall not constitute any claim
against HSBC

22. By participating in this offer, the Cardholders shall be deemed to have accepted all the terms and
conditions in totality.

Issued by The Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hong Kong SAR w ith
limited liability.
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