Professional Documents
Culture Documents
Bank 1 ICBC
Bank 1 ICBC
Assets
Guarantees 35,826
Acceptances and documentary credits 58,832
Committed Credit Facilities 219,042
Managed securitized assets n.a.
Other exposure to securitizations n.a.
Other contingent liabilities 314
Total on and off-balance sheet items 2,770,309
Capital adequacy
Common equity tier 1 (CET1) 134,958
Common equity (core) tier 1 ratio (as reported)% 10.07
Total capital ratio (as reported)% 13.17
Equity / total assets% 6.19
Equity / Risk-weighted Assets% 11.34
Tangible Common Equity / Tangible Assets% 6.02
Asset quality
Total assets 2,456,295
Interest earning assets 1,933,875
Other earning assets 26,928
Total earning Assets 1,960,802
Loans / Total assets% 49.07
Reserves
Collective/General loan impairment reserves 25,309
Individual/Specific loan impairment reserves 5,620
Interest on loans
Interest on bank deposits
Interest and preferred stock dividends on securities (AFS and HtM)
Other interest income
Total interest received
Interest on customer deposits
Interest on debt securities
Interest on bank deposits
Other interest expenses
Total interest paid
Net interest income
Fee and commission income
Fee and commission expense
Net fee and commission income
Net trading income on securities and derivatives
Net gains and losses on assets & liabilities at fair value through P&L
Net gains and losses on other securities
Total net trading income and fair value gains and losses
Net insurance income
Dividend income: common stock
Net gains and losses on real estate
Other operating income
Operating revenues
Impairment on loans and advances
Impairment on other assets
Total Impairment charges
Net operating revenues
Staff expenses
Other administrative expenses
Other operating expenses
Total operating expenses
Operating profit
Equity accounted share of profits of associates and joint ventures
Non-operating income
Non-operating expenses
Profit/(loss) on acquisition and disposal of subsidiaries
Profit before tax
Income tax expense
Net profit/(loss) for the year from discontinued operations
Net income
Dividend paid
Retained Income
Assets
Demand deposits
Savings deposits
Time deposits
Other customer deposits
Customer deposits
Bank deposits
Other wholesale deposits
Short term funding and Debt Securities < 1 year
LT Borrowings and Debt Securities at Historical Cost
Financial liabilities at fair value through P&L (fair value portion of debt)
Other long term borrowing
Repurchase agreements, securities loaned, cash collateral
Derivative financial instruments
Trading liabilities
Brokerage payables
Other liabilities
Discontinued operations
Insurance liabilities
Current tax liabilities
Deferred tax liabilities
Provisions
Other deferred liabilities
Other liabilities and provisions
Subordinated liabilities
Total liabilities
Preference shares accounted for as debt
Preference shares accounted as equity
Other hybrid capital
Hybrid capital
Common equity: par value + capital surplus
Valuation gains/losses on AFS securities
Valuation gains/losses on property
Cashflow hedging reserve
Foreign Exchange Revaluation Reserves
Other Reserves
Treasury/Own Shares
Retained earnings
Shareholders equity
Non-controlling interests
Total equity
Total liabilities and equity
0.014
100,586 94,977 0.013900436
1,801,983 1,838,322 0.013606661
0.0135 0.0134681642
5.58% 5.17% 0.0134054648
0.013
48,855 45,908
2,542,344 2,508,194
0.0125 0.0125044012
1.92% 1.83%
0.012
0.0115
1 2 3 4 5
0.2176237154 0.211519426
0.2 0.205688393
0.1797211222
0.15 0.1542444151
0.1
0.05
0
1 2 3 4 5
0299516795
0.0275688478
0134054648
0.0125044012
1797211222
0.1542444151
5
31/12/2011 31/12/2012 31/12/2013 31/12/2014
Consolidated data in US$ millio
Exchange rate: CNY/USD 0.15871 0.15899 0.16387 0.16343
Leverage ratio
18.00
16.00 16.16 15.55
14.80
14.00
13.41
12.00 12.34
10.00
8.00
6.00
4.00
2.00
0.00
1 2 3 4 5
31/12/2015
0.15405
3,421,363
277,366
12.34
13.41
12.34
4 5
Consolidated data in US$ million. 31/12/2011 31/12/2012 31/12/2013
Exchange rate: CNY/USD 0.15871 0.15899 0.16387
Liquidity
Cash & balances with central banks 444,560 513,594 549,919
Net loans and advances to banks 75,862 101,191 117,656
Reverse repos, securities borrowed & cash collateral 55,458 86,584 54,389
Total Liquid Assets 575,881 701,369 721,964
Total assets 2,456,295 2,789,083 3,100,051
Liquid asset to Total assets 23.45% 25.15% 23.29%
Customer deposits 1,945,947 2,169,122 2,395,914
Liquid asset to custoer deposits 29.59% 32.33% 30.13%
Return on equity(ROE) 21.76% 21.15% 20.57%
591,530 488,986
127,925 105,337
76,559 153,483
796,014 747,805
3,368,190 3,421,363
23.63% 21.86%
2,542,344 2,508,194
31.31% 29.81%
17.97% 15.42%