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Union Bank AR 17 18
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ýú ‡Ÿ¸. ¨¸ú. ‡ç¸. ‡›¸. Ÿ¸Þ÷¸úÄ Shri M. V. S. N. Murthy
Ÿ¸ª¸ œÏñ¸¿š¸ˆÅ / GENERAL MANAGER
1 ýú œ¸¿ˆÅù¸ ©¸Ÿ¸¸Ä Shri Pankaj Sharma
2 ýúŸ¸÷¸ú £½‰¸¸ œ¸ú ›¸¸¡¸ˆÅ Smt Rekha P Nayak
3 ýú ù¸ú ‚¸£ œ¸¸è¥¸ˆÅ£ Shri G R Padalkar
4 ýú ‡ ˆ½Å ™ú¹®¸÷¸ Shri A K Dixit
5 ýú èú èú ¹Ÿ¸ç°¸ú Shri D D Mistry
6 ýú œ¸ú ç¸ú œ¸¸¹μ¸ŠÏªú Shri P C Panigrahi
7 ýú ‚¸£ ˆ¿Å™¸ç¸¸Ÿ¸ú Shri R Kandasamy
8 ýú 縿ù¸¡¸ ©¸Ÿ¸¸Ä Shri Sanjay Sharma
9 ýú ¨¸ú ¨¸ú ©¸½μ¸¸Á¡¸ Shri V V Shenoy
10 ýúŸ¸÷¸ú Ÿ¸¸½¹›¸ˆÅ¸ ˆÅ¸¹¥¸¡¸¸ Smt Monika Kalia
11 ýú œ¸ú ‚¸£ £¸ù¸Š¸¸½œ¸¸¥¸ Shri P R Rajagopal
12 ýú ¨¸ú œ¸ú „縸¹£¡¸¸ Shri V P Usharia
13 ýú ‚¸£ £¸Ÿ¸¸›¸¸˜¸›¸ Shri R Ramanathan
14 ýú ‡ç¸ ˆ½Å Ÿ¸ª¸œ¸¸°¸¸ Shri S K Mohapatra
15 ýú ñÏù¸½æ¸£ ©¸Ÿ¸¸Ä Shri Brajeshwar Sharma
16 ýú ¥¸¸¥¸ ë縪 Shri Lal Singh
17 ýú èú ç¸ú 길¾ª¸›¸ Shri D C Chauhan
18 ýú ‡ç¸ ‡›¸ ˆÅ¸¾¹©¸ˆÅ Shri S N Kaushik
19 è¸Á. ˆ½Å ‡¥¸ £¸ù¸Þ Dr. K L Raju
20 ýú ‚¸ƒÄ ‡ ‰¸¸›¸ Shri I A Khan
21 ýú ˆ½Å œ¸ú ‚¸ê¸¸¡¸¸Ä Shri K P Acharya
22 ýú ‡ ˆ½Å ë縪 Shri A K Singh
23 ýú ‡Ÿ¸ ¨¸½¿ˆÅ’½©¸ Shri M Venkatesh
24 ýú ‚¸£ ˆ½Å Š¸ºœ÷¸¸ Shri R K Gupta
25 ýú ‡ç¸ ‡ç¸ 긛ͩ¸½‰¸£ Shri S S Chandrashekhar
26 ýú ñ¸ú ýú¹›¸¨¸¸ç¸ £¸¨¸ Shri B Shrinivasa Rao
27 ýú ¡¸¸½Š¸½¿Í ë縪 Shri Yogendra Sinigh
28 ýú ¹›¸÷¸½©¸ £¿ù¸›¸ Shri Nitesh Ranjan
29 ýú ‚¸£ ˆ½Å ˆÅ©¡¸œ¸ Shri R K Kashyap
30 ýú œ¸ú ç¸÷¡¸›¸¸£¸¡¸μ¸ Shri P Satyanarayana
31 ýú ‚÷¸º¥¸ ˆºÅŸ¸¸£ Shri Atul Kumar
31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ ñ¸ÿˆÅ ˆÅú ˆºÅ¥¸ ù¸Ÿ¸¸£¸¹©¸¡¸¸¿ 7.96% ˆÅú ¨¸¼¹Ö ˆ½Å 縸˜¸ `4,08,502 ˆÅ£¸½èõ £ªì.
31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ ñ¸ÿˆÅ ˆÅ¸ ˆºÅ¥¸ ‚¹ŠÏŸ¸ 4.04% ˆÅú ¨¸¼¹Ö ˆ½Å 縸˜¸ `3,13,860 ˆÅ£¸½èõ £ª¸.
ˆÅ¸ç¸¸ ù¸Ÿ¸¸£¸¹©¸¡¸¸½¿ ˆÅ¸ ‚¿©¸ 31 Ÿ¸¸ê¸Ä, 2017 ˆÅ¸½ `1,30,308 ˆÅ£¸½èõ 總 6.86% ñ¸éõˆÅ£ 31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½
`1,39,241 ˆÅ£¸½èõ ª¸½ Š¸¡¸¸.
31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ ‚¹ŠÏŸ¸¸½¿ Ÿ¸½¿ £¾Ÿ¸ (¹£’½¥¸, ˆ¼Å¹ß¸, ‡Ÿ¸‡ç¸‡Ÿ¸ƒÄ) ®¸½°¸ Ÿ¸½¿ 8.35% ˆÅú ¨¸¼¹Ö ªºƒÄ ÷¸˜¸¸ ‹¸£½¥¸Þ
†μ¸¸½¿ Ÿ¸½¿ ƒç¸ˆÅ¸ ¡¸¸½Š¸™¸›¸ 55% 總 ‚¹š¸ˆÅ ª¸½ Š¸¡¸¸.
©¸ºÖ ñ¡¸¸ù¸ ‚¸¡¸ 4.52% ˆÅú ¨¸¼¹Ö ˆ½Å 縸˜¸ `8,903 ˆÅ£¸½èõ 總 ñ¸éõˆÅ£ `9,305 ˆÅ£¸½èõ ª¸½ Š¸ƒÄ.
¹¨¸î¸ ¨¸ß¸Ä 2017-18 Ÿ¸½¿ œ¸¹£ê¸¸¥¸›¸ ¥¸¸ð¸ 1.48% ˆÅú ¨¸¼¹Ö ˆ½Å 縸˜¸ `7,430 ˆÅ£¸½èõ 總 ñ¸éõˆÅ£ `7,540
ˆÅ£¸½èõ ª¸½ Š¸¡¸¸.
œÏ¸¨¸š¸¸›¸ ˆÅ¨¸£½ù¸ ‚›¸ºœ¸¸÷¸ 31 Ÿ¸¸ê¸Ä, 2017 ˆÅ¸½ 51.41% 總 ñ¸éõˆÅ£ 31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ 57.16% ª¸½
Š¸¡¸¸.
31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ ñ¸¸ç¸¥¸-III ˆ½Å ‚¿÷¸Š¸Ä÷¸ œ¸Þ¿ù¸ú œ¸¡¸¸Äœ÷¸÷¸¸ ‚›¸ºœ¸¸÷¸ (ç¸ú‚¸£‡‚¸£) 10.875% ˆÅú ›¡¸Þ›¸÷¸Ÿ¸
¹›¸¡¸¸Ÿ¸ˆÅ ‚œ¸½®¸¸‚¸½¿ ˆ½Å 縸œ¸½®¸ 11.50% £ª¸. 縸Ÿ¸¸›¡¸ ƒþƨ¸’ú ¹’¡¸£-1 ˆÅ¸ ‚›¸ºœ¸¸÷¸ 7.375% ˆÅú
›¡¸Þ›¸÷¸Ÿ¸ ¹›¸¡¸¸Ÿ¸ˆÅ ‚œ¸½®¸¸‚¸½¿ ˆ½Å 縸œ¸½®¸ 7.60% £ª¸.
31 Ÿ¸¸ê¸Ä, 2018 ˆÅ¸½ 縟œ¸Þμ¸Ä 𸸣÷¸ Ÿ¸½¿ ñ¸ÿˆÅ ˆÅú 4,301 ©¸¸‰¸¸‡Â (4 ‚¸½¨¸£ç¸úθ ©¸¸‰¸¸‚¸½¿ 縹ª÷¸) ÷¸˜¸¸
7,642 ‡’ú‡Ÿ¸ ˆÅ¸ ›¸½’¨¸ˆÄÅ ˜¸¸.
In Advances as of March 31, 2018, RAM sector (Retail, Agriculture & MSME)
increased by 8.35% and contributes more than 55% of domestic loan book.
Net Interest Income increased by 4.52% from `8,903 crore to `9,305 crore.
2SHUDWLQJ 3URÀW IRU )< LQFUHDVHG E\ WR `7,540 crore from
`7,430 crore.
Capital Adequacy Ratio (CRAR) under Basel III stood at 11.50% as on March
31, 2018 against the minimum regulatory requirement of 10.875%. Common
equity tier 1 ratio stood at 7.60% against minimum regulatory requirement of
7.375%.
1 ñ¡¸¸ù¸ ‚¸¡¸/‚¸¾ç¸÷¸ ˆÅ¸¡¸Ä©¸ú¥¸ 8.35 8.78 8.04 8.33 9.35 9.19 8.95 8.88 8.37 7.60 6.71
¹›¸¹š¸¡¸¸¿ (‡èñ¥¡¸Þ‡ûÅ)
2 ñ¡¸¸ù¸ ¨¡¸¡¸/‡èñ¥¡¸Þ‡ûÅ 5.76 5.96 5.51 5.19 6.33 6.43 6.55 6.54 6.21 5.53 4.80
3 ñ¡¸¸ù¸ çœÏ½è/‡èñ¥¡¸Þ‡ûÅ 2.59 2.82 2.53 3.14 3.02 2.76 2.40 2.34 2.16 2.07 1.91
4 Š¸¾£-ñ¡¸¸ù¸ ‚¸¡¸/‡èñ¥¡¸Þ‡ûÅ 1.20 1.09 1.19 1.03 1.09 0.93 0.86 0.97 0.94 1.16 1.02
5 œ¸¹£ê¸¸¥¸›¸ ¨¡¸¡¸/‡èñ¥¡¸Þ‡ûÅ 1.44 1.63 1.52 2.00 1.77 1.65 1.67 1.70 1.62 1.50 1.38
6 ¥¸¸Š¸÷¸ ‚¸¡¸ ‚›¸ºœ¸¸÷¸ 38.17 41.81 40.66 47.85 43.15 44.70 51.24 51.34 52.10 46.42 47.26
7 縈ť¸ (œ¸¹£ê¸¸¥¸›¸) 2.34 2.28 2.21 2.18 2.34 2.04 1.59 1.61 1.49 1.73 1.54
¥¸¸ð¸/‡èñ¥¡¸Þ‡ûÅ
8 ›¸½’ ¨¸˜¸Ä œ¸£ œÏ¹÷¸¥¸¸ð¸ 24.70 24.79 23.69 18.63 13.67 13.68 9.99 9.73 6.84 2.86 (27.99)
9 ‚¿¹÷¸Ÿ¸ ‚¸þç÷¸¡¸¸½¿ œ¸£ œÏ¹÷¸¥¸¸ð¸ 1.12 1.07 1.06 0.88 0.68 0.69 0.48 0.47 0.33 0.12 (1.08)
10 ‚¸¾ç¸÷¸ ‚¸þç÷¸¡¸¸½¿ œ¸£ 1.26 1.27 1.25 1.05 0.79 0.79 0.52 0.49 0.35 0.13 (1.07)
œÏ¹÷¸¥¸¸ð¸
11 ‚¹ŠÏŸ¸¸½¿ œ¸£ œÏ¹÷¸ûÅ¥¸ 10.12 11.06 9.94 9.86 11.22 11.05 10.53 10.42 9.63 8.72 7.67
12 ù¸Ÿ¸¸£¸¹©¸¡¸¸½¿ ˆÅú ¥¸¸Š¸÷¸ 6.19 6.50 5.94 5.53 6.93 7.38 7.37 7.31 7.00 6.28 5.66
13 ©¸ºÖ ¥¸¸ð¸ ˆÅ¸ ¥¸¸ð¸¸¿©¸ 17.04 17.11 15.66 23.44 28.64 25.89 17.39 25.76 11.95 - -
𸺊¸÷¸¸›¸ ‚›¸ºœ¸¸÷¸ (ˆÅ¸œ¸¸½Ä£½’
¥¸¸ð¸¸¿©¸ ˆÅ£ 縹ª÷¸)
14 †μ¸ ù¸Ÿ¸¸ ‚›¸ºœ¸¸÷¸ 75.55 73.22 73.71 78.11 84.94 84.11 82.04 86.65 83.69 81.45 78.18
15 †μ¸ + Š¸¾£ ‡ç¸‡¥¸‚¸£ 78.44 76.75 80.75 84.08 86.51 87.63 90.36 93.51 88.91 87.82 83.77
¹›¸¨¸½©¸ (‚›¸ºß¸¿Š¸ú ƒÄˆÅ¸ƒ¡¸¸½¿ Ÿ¸½¿
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16 œ¸Þ¿ù¸ú œ¸¡¸¸Äœ÷¸÷¸¸ ‚›¸ºœ¸¸÷¸ - - - - - - 10.80 10.22 10.56 11.79 11.50
(ñ¸¸ç¸¥¸ III)
1 Interest Income/Average 8.35 8.78 8.04 8.33 9.35 9.19 8.95 8.88 8.37 7.60 6.71
Working Funds (AWF)
2 Interest Expenses/AWF 5.76 5.96 5.51 5.19 6.33 6.43 6.55 6.54 6.21 5.53 4.80
3 Interest Spread/AWF 2.59 2.82 2.53 3.14 3.02 2.76 2.40 2.34 2.16 2.07 1.91
4 Non-Interest Income/ 1.20 1.09 1.19 1.03 1.09 0.93 0.86 0.97 0.94 1.16 1.02
AWF
5 Operating Expenses/ 1.44 1.63 1.52 2.00 1.77 1.65 1.67 1.70 1.62 1.50 1.38
AWF
6 Cost Income Ratio 38.17 41.81 40.66 47.85 43.15 44.70 51.24 51.34 52.10 46.42 47.26
7 *URVV2SHUDWLQJ3URÀW 2.34 2.28 2.21 2.18 2.34 2.04 1.59 1.61 1.49 1.73 1.54
AWF
8 Return on Net Worth 24.70 24.79 23.69 18.63 13.67 13.68 9.99 9.73 6.84 2.86 (27.99)
9 Return on Terminal 1.12 1.07 1.06 0.88 0.68 0.69 0.48 0.47 0.33 0.12 (1.08)
Assets
10 Return on Average 1.26 1.27 1.25 1.05 0.79 0.79 0.52 0.49 0.35 0.13 (1.07)
Assets
11 Yield on Advances 10.12 11.06 9.94 9.86 11.22 11.05 10.53 10.42 9.63 8.72 7.67
12 Cost of Deposits 6.19 6.50 5.94 5.53 6.93 7.38 7.37 7.31 7.00 6.28 5.66
13 Dividend payout Ratio 17.04 17.11 15.66 23.44 28.64 25.89 17.39 25.76 11.95 - -
WR1HW3URÀW
(including Corporate
Dividend Tax)
14 Credit - Deposit Ratio 75.55 73.22 73.71 78.11 84.94 84.11 82.04 86.65 83.69 81.45 78.18
15 Credit + Non SLR 78.44 76.75 80.75 84.08 86.51 87.63 90.36 93.51 88.91 87.82 83.77
Investment (excluding
Investments in
Subsidiaries) - Deposit
Ratio
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‚›¸º™½©¸ œ¸¹£œ¸°¸ ÇÅ. DBR.Appt.BC.No.39/29.39.001/2016-17 ›¸ 46/29.39.001/2007-08 ‚¸¾£ èúñ¸ú‚¸½èú ›¸. 47/29.39.001/2007-08
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I. Pursuant to provisions of Regulation 44 of
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Requirements), Regulations, 2015 and Rule
20 of the Companies (Management and
Administration) Rules, 2014, as amended by the
Companies (Management and Administration)
Amendment Rules, 2015, the Bank is pleased to
provide to shareholders the facility to exercise
their right to vote at the AGM by electronic
means and the business may be transacted
through e-Voting Services.
II. The facility for voting shall also be made
available at the venue of the AGM and the
shareholders attending the meeting who have
not cast their votes by remote e-voting shall D )RU&'6/GLJLWVEHQHÀFLDU\,'
be able to exercise their right at the meeting E )RU16'/&KDUDFWHU'3,'IROORZHGE\
through voting at the venue. 8 Digits Client ID,
III. The shareholders who have cast their vote by (c) Members holding shares in Physical Form
remote e-voting prior to the AGM may also should enter Folio Number registered with
attend the AGM but shall not be entitled to cast the Bank
their vote again.
A. LEGAL PROVISIONS
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in this regard:
ACT/SCHEME/REGULATIONS/ PROVISIONS SHORT PARTICULARS
NOTIFICATIONS
The Banking Regulation Act, Section 5 (ne) z Substantial Interest
1949 6HFWLRQ z Prohibition of Common Directors
Section 20 z Restrictions for granting loan or advance to or on
behalf of any of its directors
The Banking Companies Section 3 (2E) z Restriction on voting rights
(Acquisition and Transfer of Section 9(3)(i) z No. of directors to be elected by the shareholders
Undertakings) Act, 1970 Section 9(3A) (A) to (C) z 6SHFLDONQRZOHGJHLQFHUWDLQÀHOGV
Section 9(3AB) XQOHVV KH LV D SHUVRQ KDYLQJ ÀW DQG SURSHU VWDWXV
Section 9(3B) based upon track record, integrity and such other
Section 13(2) criteria as RBI may prescribe.
Clause 12(8) z )LOOLQJ RI FDVXDO YDFDQF\ LQ WKH RIÀFH RI DQ HOHFWHG
Director
z Disclosure of interest by directors in certain
arrangements in which they are interested.
Union Bank of India (Shares and Regulation 10 z Exercise of rights of joint holders
Meetings) Regulations, 1998 5HJXODWLRQ z Voting at General Meetings
5HJXODWLRQ z /LVWRI6KDUHKROGHUV
Regulation 70 z Proxies
5%,1RWLÀFDWLRQ1R Pursuant to Section Fit and Proper criteria for elected directors on the
'%2'1R%&1RDQG 9(3AA) and Section board of nationalized banks
47/29.39.001/2007-08 dated 9(3AB) of The Banking
01.11.2007 and No.DBOD. Companies (Acquisition
BC.No.95/29.39.001/2010-11 and Transfer of
dated 23.05.2011 Undertakings) Act,
1970
/HWWHU GDWHG rd September 2013 Criteria laid down by the Central Government for
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issued by Government of India, Banks
Ministry of Finance, Department
of Financial Services and
Criteria laid down by the Central
Government for consideration as
D QRQRIÀFLDO GLUHFWRU LQ 3XEOLF
Sector Banks issued on March
25th, 2015.
RBI Master Circular dated 1st Granting loans and advances to relatives of Directors
July 2014
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30000
during the year 2017. On the contrary, advanced 25000
28368
20000
economies have recorded sharp pick-up in industrial 15000
29910
10950
10000
activities driven by gaining investment momentum. 5000 9529
0
On aggregate basis, upturn in global growth calls
9/3/2017
11/3/2017
12/3/2017
10/3/2017
1/3/2018
2/3/2018
3/3/2018
4/3/2018
4/3/2017
5/3/2017
6/3/2017
7/3/2017
8/3/2017
for a perfect blend of consumption driven growth in
emerging economies and investment driven growth
Sensex Bankex Nifty
in advanced economies.
1.3 As per the World Economic Outlook report by 2. Bond Market performance: Yield on 10-year
International Monetary Fund, world trade volume benchmark has witnessed remarkable hardening
is projected to grow at a higher pace of 4.9% in during the year FY 2017-18 from 6.65% in April 03,
DQGLQVLJQLÀFDQWO\XSIURPLQ 2017 to 7.33% in April 03, 2018. Also, a trend of
2017, supported by growing exports from emerging narrowing of gap between short-term and long-term
markets. However, present global environment \LHOGVZDVREVHUYHGLQWKHÀUVWKDOIRIWKH)<
has been witnessing trade turbulences amongst 18, afterwards, spread between the yields widened
advanced and emerging economies. Imposition of in the second half.
import duties by the United States on major metal
imports has not only affected the terms-of trade gains Movement of short-term & long term yield
for India and China, it also hampered the currency
strengths on global platforms. 8.00
7.50
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12/3/2017
3/3/2018
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2/3/2018
7/3/2017
8/3/2017
9/3/2017
4/3/2017
5/3/2017
6/3/2017
11.1 Your Bank continued to make sincere efforts to Life Insurance 71.33 58.67 21.58
manage asset quality. Non Life Insurance 9.37 6.36 47.3
11.2 With implementation of Insolvency and bankruptcy Mutual Fund 19.31 8.36 130.98
code, resolution processes have taken a speed-
Health Insurance 8.49 4.43 91.65
turn during the year. This has not only helped Banks
to solve their existing bad asset problems, but Total Income 108.50 77.82 26.14
also emphasized on building stringent monitoring Bank has launched various new products during FY 2017-
mechanism. 18, including, Union Mahila Suraksha (in association
Table 7: Movement of NPA
with Bajaj Allianz General Insurance Co Ltd), Union
Cancer Care (in association with Cholamandalam MS
(`crore) General Insurance Co Ltd) and Union Health Suraksha (in
Particulars FY 2017-18 FY 2016-17 association with Religare Health Insurance Co Ltd).
Gross NPAs (Opening) 33712 24171 14. Human Resource Management:
Additions 21369 13244 14.1 Your Bank remained keen on enhancing skills in its
Less, Reductions 5711 3703 workforce with innovative training and employee
engagement programmes. With this objective,
(I) Upgradation 400 1051
during FY 2017-18, training system conducted 956
(II) Recoveries 1835 1388
Calendar Programs, 87 locational Programs and 42
(III) Write-off 3477 1264 Workshops covering 28,172 staff members. Apart
Gross NPAs (Closing) 49370 33712 IURP WKLV RIÀFLDOV ZHUH DOVR LPSDUWHG WUDLQLQJ
Net NPAs 24326 18833
at reputed external Institutes. As banking industry
withstands the headwinds of asset quality and other
11.3 Your Bank remained pro-active in implementing systematic challenges, Bank has planned training
resolution plans under NCLT. Bank has total exposure programmes that helped employees deal with
of `12,134 crore in accounts referred to NCLT, under the tough times. Bank also organized program for
which, `7,650 crore has been provided for, leading to $XWKRUL]HG2IÀFHUVXQGHU6$5)$(6,$DQGFRQGXFWHG
Provision Coverage Ratio of 63.0% in such accounts. Advanced Program on Recovery Management.
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No. Board Meeting Directors on the present in the 0DQDJLQJ'LUHFWRU
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Bank’s strategy and market realities
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Bank.
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5.9.3 Attendance of ITSC Meetings:
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effective strategic planning process in place.
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aligned with IT strategy. Name of Director No of Meeting No of
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complements the business model and its
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implemented processes and practices 6KUL.HZDO+DQGD&KDLUPDQ 2 2
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business.
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acceptable. Director
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effectiveness of management’s monitoring.
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in implementing IT strategies. being elected as directors on the Boards of the
Nationalised Banks. In terms of said guidelines,
7 DISCLOSURES $FFRUGLQJO\DOO1RQ([HFXWLYH'LUHFWRUVH[FHSW*RYW
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entities which are not companies, but body corporate
or are subject to regulations under other statues, the Travelling & Halting Allowance:
provisions of corporate governance shall apply to the In addition to fees to which a director is entitled to be
extent that it does not violate their respective statutes paid, every such director travelling in connection with
and guidelines or directives issued by the relevant the work of the Bank shall be reimbursed his Travelling
authorities. +DOWLQJH[SHQVHVLIDQ\LQWHUPVRIWKHSURYLVLRQV
Keeping in view the above, it is stated that the Bank RIFODXVHVRIWKH1DWLRQDOLVHG%DQNV0DQDJHPHQW
is complying with all the applicable mandatory DQG 0LVFHOODQHRXV 3URYLVLRQV 6FKHPH RQ
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business, the Bank has not entered into any materially
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are being paid remuneration and reimbursement of
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and conditions of the appointment of whole-time do not take part in the deliberations of the Board and
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the notes to accounts. Disclosure of Pecuniary Relationship or
Sitting Fees: Transactions:
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TOTAL 12,790
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9.2 Dividend:
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the Board of Directors has deFLGHGQRWWRGHFODUHGLYLGHQGIRUWKH\HDU
9.3 Particulars of AGM:
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the address mentioned below.
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High (`) Low (`) Volume High (`) Low (`) Volume High (`) Low (`)
(Nos.) (Nos.)
High (`) Low (`) Volume High (`) Low (`) Volume High (`) Low (`)
(Nos.) (Nos.)
35000.00 180.00
34000.00 170.00
33000.00 160.00
32000.00 150.00
31000.00 140.00
30000.00 130.00
29000.00 120.00
28000.00 110.00
27000.00 100.00
26000.00 90.00
25000.00 80.00
Dec -17
Aug-17
Oct -17
Apr-17
Nov -17
Jan-18
Feb-18
Sep -17
May-17
Jun-17
Jul-17
Mar-18
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Dec-17
Oct-17
Aug-17
Apr-17
Jan-18
Nov-17
May-17
Sep-17
Feb-18
Jun-17
Jul-17
Mar-18
BANKEX Union Bank
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9.9 Distribution of Shareholding:
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Shareholding As of 31.03.2018 As of 31.03.2017
No. of % to total No. of shares % to No. of % to No. of shares % to
shareholders total shareholders total total
Upto 500 2.61 4.41
501 to 1000 19,305 1.14
1001 to 2000 5,394 4,334
2001 to 3000 1,402 35,33,509 0.30 1,003 0.42 25,21,023
3001 to 4000 0.23 20,60,120 399 0.21
4001 to 5000 362 0.15 0.14 0.10 11,64,346
5001 to 10000 0.24 42,55,951 0.36 0.16 0.40
DERYH 94.61 0.21
Total 2,47,033 100.00 116,85,73,381 100.00 2,41,369 100.00 68,74,41,117 100.00
The face value of Bank’s share is `
9.10 Shareholding pattern:
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Category of shareholder As of 31.03.2018 As of 31.03.2017
No. of shares % to total No. of shares % to total
held holding held holding
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Total 116,85,73,381 100.00 68,74,41,117 100.00
The sharehoOGHUVZKRKDYHQRWUHFHLYHGRUFODLPHGWKHDERYHGLYLGHQGVWLOOQRZDUHUHTXHVWHGWRPDNHDFODLP
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9.13 Unclaimed Shares:
a) In Demat Form:
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2. Shareholders’ Rights
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six months, may be sent to each household of
shareholders.
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Date : 10th0D\
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(縿™úœ¸ èú. ¨¸½ë¥¥¸Š¸) (£¸ù¸›¸ ñ¸ú ©¸¸ª) (縿ù¸¡¸ ˆÅ¸½¶¸£ú)
𸸊¸ú™¸£ 𸸊¸ú™¸£ 𸸊¸ú™¸£
(縙硸 縿. 044576) (縙硸 縿. 101998) (縙硸 縿. 048215)
瘸¸›¸ : Ÿ¸º¿ñ¸ƒÄ
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‚›¸ºç¸Þê¸ú 4 - „š¸¸£ :
ˆÅ) „š¸¸£ : œ¸Þ¿ù¸ú ¹¥¸‰¸÷¸
I. ©¸¸æ¸÷¸ ñ¸¸¿è 45,40,00,00 42,40,00,00
II. ‚œ¸£ ¹’¡¸£ II œ¸Þ¿ù¸ú 15,00,00,00 15,00,00,00
III. ¥¸¸½‚£ ¹’¡¸£ II œ¸Þ¿ù¸ú 67,50,00,00 67,50,00,00
‰¸) 𸸣÷¸ Ÿ¸½¿ „š¸¸£
I. 𸸣÷¸ú¡¸ ¹£Î¸¨¸Ä ñ¸ÿˆÅ 總 65,86,00,00 0
II. ‚›¡¸ ñ¸ÿˆÅ¸½¿ 總 0 0
III. ‚›¡¸ 縿瘸¸‚¸½ ‡¨¸¿ ‡ù¸½¿¹ç¸¡¸¸½¿ 總 11,96,37,90 77,82,37,90 17,51,18,59 17,51,18,59
Š¸) 𸸣÷¸ 總 ñ¸¸ª£ „š¸¸£ 2,51,08,38,91 2,69,84,68,71
ˆºÅ¥¸ 4,56,80,76,81 4,12,25,87,30
„œ¸¡¸ºÄÆ÷¸ (ñ¸ú) I ‡¨¸¿ (ñ¸ú) III Ÿ¸½¿ ç¸þŸŸ¸¹¥¸÷¸ œÏ¹÷¸ð¸Þ÷¸ „š¸¸£ 65,86,00,00 6,41,11,76
‚›¸ºç¸Þê¸ú 8 - ¹›¸¨¸½©¸ :
I. 𸸣÷¸ Ÿ¸½¿ ¹›¸¨¸½©¸
i) 縣ˆÅ¸£ú œÏ¹÷¸ð¸Þ¹÷¸¡¸¸½¿ Ÿ¸½¿ 9,73,49,04,21 8,75,51,01,54
ii) ©¸½¡¸£¸½¿ Ÿ¸½¿ 18,46,94,21 20,06,06,19
iii) ¹èñ¸½¿ê¸£ ‡¨¸¿ ñ¸¸Áμ踽¿ Ÿ¸½¿ 1,94,53,59,86 1,72,21,70,14
iv) 縪¸¡¸ˆÅ ˆ¿Åœ¸¹›¸¡¸¸½¿ ‡¨¸¿ 縿¡¸ºÆ÷¸ „œ¸ÇÅŸ¸¸½¿ Ÿ¸½¿ 2,67,31,68 2,27,31,69
v) ‚›¡¸ (¨¸¸¹μ¸þù¡¸ˆÅ œ¸°¸, Ÿ¡¸ºê¸º‚¥¸ û¿Åè, ¨¸½¿ê¸£ ˆ¾Å¹œ¸’¥¸, œÏ¹÷¸ð¸Þ¹÷¸ 23,58,43,59 32,40,99,28
£ç¸ú™¸½¿ ‚¸¹™ Ÿ¸½¿)
ˆºÅ¥¸ 12,12,75,33,55 11,02,47,08,84
II. 𸸣÷¸ 總 ñ¸¸ª£ ¹›¸¨¸½©¸
i) 縣ˆÅ¸£ú œÏ¹÷¸ð¸Þ¹÷¸¡¸¸½¿ Ÿ¸½¿ (瘸¸›¸ú¡¸ œÏ¸¹š¸ˆÅ¸¹£¡¸¸½¿ 縹ª÷¸) 14,38,92,58 9,39,90,10
ii) ©¸½¡¸£¸½¿ Ÿ¸½¿ 40,32 40,32
iii) ‚›¡¸ ¹›¸¨¸½©¸ (ñ¸¸Áμ踽¿ Ÿ¸½¿) 4,86,96,44 4,47,22,18
iv) 縪¸¡¸ˆÅ ˆ¿Åœ¸¹›¸¡¸¸½¿ ‡¨¸¿ 縿¡¸ºÆ÷¸ „œ¸ÇÅŸ¸ Ÿ¸½¿ 5,78,49,50 5,14,34,51
ˆºÅ¥¸ 25,04,78,85 19,01,87,11
èú) ‹¸’¸¡¸¸ :-
(i) ‚œ¸-ŠÏ½è½©¸›¸ 399.70 1,050.00
(ii) ¨¸ç¸Þ¥¸ú (‚œ¸ŠÏ½è½è ‰¸¸÷¸¸½¿ Ÿ¸½¿ ªºƒÄ ¨¸ç¸Þ¥¸ú ˆÅ¸½ ø¸½èõˆÅ£) 1,834.81 1,388.36
(iii) ÷¸ˆÅ›¸úˆÅú/¹¨¸¨¸½ˆÅ¸š¸ú›¸ £¸ƒ’-‚¸ÁûÅ 2,773.78 999.19
(iv) „œ¸£¸½Æ÷¸ (iii) ˆ½Å ‚¹÷¸¹£Æ÷¸ £¸ƒ’-‚¸ÁûÅ 703.17 264.45
„œ¸-¡¸¸½Š¸ (ñ¸ú) 5,711.46 3,702.50
(ƒÄ) ‚¿¹÷¸Ÿ¸ ©¸½ß¸ (‡-ñ¸ú) 49,369.93 33,712.28
iii)
‡›¸œ¸ú‡ ˆÅ¸ 縿긥¸›¸ (©¸ºÖ)
18832.10 14,025.94
(‡) ‚¸£¿¹ð¸ˆÅ ©¸½ß¸
7869.27 7211.99
(ñ¸ú) ¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö
2375.06 2405.83
(ç¸ú) ¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú
24326.31 18832.10
(èú) ‚¿¹÷¸Ÿ¸ ©¸½ß¸
150
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1 31.03.17 ÷¸ˆÅ œ¸º›¸Š¸Ä¹¶÷¸ ‰¸¸÷¸½ (¹¨¸î¸ ¨¸ß¸Ä „š¸¸£ˆÅ÷¸¸Ä‚¸½¿ ˆÅú 11 3 31 1 46 218 76 5750 245 6289
2017 ª½÷¸º œÏ¸£þŸð¸ˆÅ ‚¸¿ˆÅèõ½) 縿‰¡¸¸
ñ¸ˆÅ¸¡¸¸ £¸¹©¸ 2,245.39 202.03 4,615.98 98.60 7,162.00 402.98 594.14 518.38 26.87 1542.37
„ç¸ œ¸£ œÏ¸¨¸š¸¸›¸ 103.32 1.15 309.99 0.00 414.46 4.67 5.58 11.28 0.31 21.84
2 ¹¨¸î¸ ¨¸ß¸Ä 2017-18 ˆ½Å ™¸¾£¸›¸ ›¸¡¸ú „š¸¸£ˆÅ÷¸¸Ä‚¸½¿ ˆÅú 0 0 0 0 0 0 0 0 0 0
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ñ¸ˆÅ¸¡¸¸ £¸¹©¸ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
„ç¸ œ¸£ œÏ¸¨¸š¸¸›¸ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
3 ¹¨¸î¸ ¨¸ß¸Ä 2017-18 ˆ½Å ™¸¾£¸›¸ œ¸º›¸Š¸Ä¹¶÷¸ „š¸¸£ˆÅ÷¸¸Ä‚¸½¿ ˆÅú 0 0 17 17
Ÿ¸¸›¸ˆÅ 縿¨¸Š¸Ä Ÿ¸½¿ ‚œ¸ŠÏ½è½©¸›¸ 縿‰¡¸¸
ñ¸ˆÅ¸¡¸¸ £¸¹©¸ 0.00 0.00 8.21 8.21
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No. 5. BUSINESS RATIOS
7 EXPOSURES
7.1 Exposure to Real Estate Sector
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Sr.
Category 31.03.2018 31.03.2017
No.
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** Including undrawn capital commitments of venture capital amounting ` 113.35 crore for 2017-18.
7.3 Risk Category wise Country Exposure
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Risk Category Net Exposure Net Exposure Provision held Provision held
31.03.2018 31.03.2017 31.03.2018 31.03.2017
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Total 20963.61 22,732.14 Nil Nil
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6XUSOXV'HÀFLWLQWKH3ODQ Pension
$PRXQWUHFRJQL]HGLQWKH%DODQFH6KHHW 31.03.2018 31.03.2017 31.03.2016 31.03.2015 31.03.2014
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Experience Adjustment 31.03.2018 31.03.2017 31.03.2016 31.03.2015 31.03.2014
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TOTAL 12786.94 6874.87
17.2 Counter Cyclical Provisioning Buffer / Floating Provision:
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Sr. Sector Current Year (FY 2017-18) Previous Year (FY 2016-17)
No. Outstanding Outstanding Percentage Outstanding Gross NPAs Percentage
Total Total of Gross Total of Gross
Advances Advances NPAs to Total Advances NPAs to Total
Advances in Advances in
that sector that sector
A Priority Sector
1 $JULFXOWXUHDQGDOOLHGDFWLYLWLHV
$GYDQFHVWRLQGXVWULHVVHFWRU
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3 6HUYLFHV
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Sub-total (A) 12,144.56 12,926.59 10.41 1,02,863 8,271 8.04
B Non Priority Sector
1 $JULFXOWXUHDQGDOOLHGDFWLYLWLHV
,QGXVWU\
3 6HUYLFHV
3HUVRQDOORDQV
Sub-total (B) 1,89,963.53 36,443.35 19.18 1,98,820 25,441 12.80
Total (A+B) 3,14,108.08 49,369.93 15.72 3,01,683 33,712 11.17
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25 MOVEMENT OF NPA
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Frauds Detected No. of cases of Amount involved Amount Provision made as 8QDPRUWL]HG
during the Year Frauds detected in such frauds outstanding as on of 31/03/2018 provision as of
31/03/2018 31/03/2018
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(ˆÅŸ¸¥¸ ‚ŠÏ¨¸¸¥¸¸) (œ¸ú. œ¸ú. œ¸¸£úˆÅ ) (Ÿ¸›¸ú߸ 縿œ¸÷¸)
𸸊¸ú™¸£ 𸸊¸ú™¸£ 𸸊¸ú™¸£
(縙硸.縿. 059649) (縙硸.縿. 071213) (縙硸.縿. 101684)
ˆÅ¼÷¸½ ˆÅú÷¸Ä›¸½ ‡¿è œ¸¿¹è÷¸ ‡¥¸‡¥¸œ¸ú ˆÅ¼÷¸½ ‚¸£. ‡ç¸. œ¸’½¥¸ ‡¿è ˆ¿Å. ˆÅ¼÷¸½ ‡Ÿ¸. ù¸ú. ñ¸ú. ‡¿è ˆ¿Å. ‡¥¸‡¥¸œ¸ú
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ûÅŸ¸Ä œ¸¿ù¸úˆÅ£μ¸ 縿‰¡¸¸ 105215W ûÅŸ¸Ä œ¸¿ù¸úˆÅ£μ¸ 縿‰¡¸¸ 107758W ûÅŸ¸Ä œ¸¿ù¸úˆÅ£μ¸ 縿‰¡¸¸ 101169W
(縿™úœ¸ èú. ¨¸½ë¥¥¸Š¸) (£¸ù¸›¸ ñ¸ú ©¸¸ª) (縿ù¸¡¸ ˆÅ¸½¶¸£ú)
𸸊¸ú™¸£ 𸸊¸ú™¸£ 𸸊¸ú™¸£
(縙硸.縿. 044576) (縙硸.縿. 101998) (縙硸.縿. 048215)
瘸¸›¸ : Ÿ¸º¿ñ¸ƒÄ
¹™›¸¸¿ˆÅ : 10 Ÿ¸ƒÄ, 2018
¨¸¸¹ß¸ÄˆÅ ¹£œ¸¸½’Ä 2017-2018 217
31 Ÿ¸¸ê¸Ä, 2018 ˆ½Å 縟¸½¹ˆÅ÷¸ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å 𸸊¸ ˆ½Å ²œ¸ Ÿ¸½¿ ‚›¸ºç¸Þ¹ê¸¡¸¸¿
(` 000 Ÿ¸½¿)
¡¸˜¸¸ 31.03.2018 ¡¸˜¸¸ 31.03.2017
‚›¸ºç¸Þê¸ú 1 - œ¸Þ¿ù¸ú :
I. œÏ¸¹š¸ˆÅ¼÷¸:
`10 œÏ¹÷¸ ©¸½¡¸£ ˆÅú ™£ 總 30,00,00,00,00 ƒþƨ¸’ú ©¸½¡¸£ 30,00,00,00 30,00,00,00
II. ¹›¸Š¸Ä¹Ÿ¸÷¸, ‚¹ð¸™î¸ ‡¨¸¿ œÏ™î¸ :
i. `10 œÏ¹÷¸ ©¸½¡¸£ ˆÅú ™£ 總 7,87,91,46,00 ƒþƨ¸’ú ©¸½¡¸£, ˆ½¿ÅÍ ç¸£ˆÅ¸£
׸£¸ š¸¸¹£÷¸ (¹œ¸ø¥¸½ ¨¸ß¸Ä 4,36,10,65,97 ƒþƨ¸’ú ©¸½¡¸£) 7,87,91,46 4,36,10,66
ii. `10 œÏ¹÷¸ ©¸½¡¸£ ˆÅú ™£ 總 3,80,65,88,00 ƒþƨ¸’ú ©¸½¡¸£, ù¸›¸÷¸¸
׸£¸ š¸¸¹£÷¸ (¹œ¸ø¥¸½ ¨¸ß¸Ä 2,51,33,45,20 ƒþƨ¸’ú ©¸½¡¸£) 3,80,65,88 2,51,33,45
ˆºÅ¥¸ 11,68,57,34 6,87,44,11
V. £¸ù¸ç¨¸ ‚¸£¹®¸÷¸ :
i) £¸ù¸ç¨¸ ‡¨¸¿ ‚›¡¸ ‚¸£¹®¸÷¸ :
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ 51,65,15,64 50,24,05,23
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö 3,44,10,71 1,42,60,82
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú 3,62,91,97 1,72,57
ˆºÅ¥¸ 51,46,34,38 51,64,93,48
‹¸’¸¡¸¸ : ‚¥œ¸Ÿ¸÷¸ ¹ªç總™¸£ú - (22,16)
ˆºÅ¥¸ 51,46,34,38 51,65,15,64
ii) ‚¸¡¸ˆÅ£ ‚¹š¸¹›¸¡¸Ÿ¸ 1961, ˆÅú š¸¸£¸ 36(1)(viii)
ˆ½Å ‚›¸ºç¸¸£ ¹¨¸©¸½ß¸ ‚¸£¹®¸÷¸
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ 28,75,00,00 26,90,00,00
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö - 1,85,00,00
ˆºÅ¥¸ 28,75,00,00 28,75,00,00
iii) ¹¨¸™½©¸ú Ÿ¸ºÍ¸
œ¸¹£¨¸÷¸Ä›¸ ‚¸£¹®¸÷¸
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ 1,10,49,67 1,24,53,04
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö 44,59,70 -
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú 11,54,45 14,03,37
ˆºÅ¥¸ 1,43,54,92 81,64,89,30 1,10,49,67 81,50,65,31
VI. ¥¸¸ð¸-ª¸¹›¸ ‰¸¸÷¸½ Ÿ¸½¿ ©¸½ß¸ (53,58,53,63) -
ˆºÅ¥¸ 2,40,83,23,51 2,28,65,22,59
‚›¸ºç¸Þê¸ú 3 - ù¸Ÿ¸¸£¸¹©¸¡¸¸¿ :
I. Ÿ¸¸¿Š¸ ù¸Ÿ¸¸£¸¹©¸¡¸¸¿
i) ñ¸ÿˆÅ¸½¿ 總 4,72,80,37 4,99,66,05
ii) ‚›¡¸ 總 2,46,09,16,79 2,50,81,97,16 2,33,27,35,50 2,38,27,01,55
‚›¸ºç¸Þê¸ú 4 - „š¸¸£ :
‡. „š¸¸£ : œ¸Þ¿ù¸ú ¹¥¸‰¸÷¸
I. 瘸¸¡¸ú ñ¸¸Áμè 45,39,62,35 42,39,62,35
II. ‚œ¸£ ¹’¡¸£ II ñ¸¸Áμè 15,00,00,00 15,00,00,00
III. ¹’¡¸£ II ñ¸¸Áμè 67,50,00,00 1,27,89,62,35 67,50,00,00 1,24,89,62,35
(` 000 Ÿ¸½¿)
¡¸˜¸¸ 31.03.2018 ¡¸˜¸¸ 31.03.2017
‚›¸ºç¸Þê¸ú 6 - ›¸ˆÅ™ú ‡¨¸¿ 𸸣÷¸ú¡¸ ¹£ùö¸¨¸Ä ñ¸ÿˆÅ Ÿ¸½¿ ù¸Ÿ¸¸ ©¸½ß¸
I. š¸¸¹£÷¸ ›¸ˆÅ™ú 12,91,22,28 10,32,72,21
(ƒç¸Ÿ¸½¿ ¹¨¸™½©¸ú ˆÅ£½¿ç¸ú ›¸¸½’ ‡¨¸¿ 稸μ¸Ä 縹ª÷¸)
II. 𸸣÷¸ú¡¸ ¹£Î¸¨¸Ä ñ¸ÿˆÅ ˆ½Å 길¥¸Þ ‰¸¸÷¸½ Ÿ¸½¿ ù¸Ÿ¸¸ ©¸½ß¸ 1,97,26,12,53 1,54,89,65,10
ˆºÅ¥¸ 2,10,17,34,81 1,65,22,37,31
‚›¸ºç¸Þê¸ú 7 - ñ¸ÿˆ ¸½¿ Ÿ¸½¿ ù¸Ÿ¸¸ ©¸½ß¸ ‚¸¾£ Ÿ¸¸¿Š¸ ‡¨¸¿ ‚¥œ¸ ç¸Þ긛¸¸ œ¸£ œÏ¸œ¡¸ š¸›¸
I) 𸸣÷¸ Ÿ¸½¿
i) ñ¸ÿˆÅ¸½¿ Ÿ¸½¿ ù¸Ÿ¸¸ ©¸½ß¸
ˆÅ) 길¥¸Þ ‰¸¸÷¸¸½¿ Ÿ¸½¿ 69,34,80 44,49,30
‰¸) ‚›¡¸ ù¸Ÿ¸¸ ‰¸¸÷¸¸½¿ Ÿ¸½¿ 71,41,43,81 56,33,93,29
ii) Ÿ¸¸¿Š¸ ‡¨¸¿ ‚¥œ¸ ç¸Þ긛¸¸ œ¸£ œÏ¸œ¡¸ š¸›¸
ˆÅ) ñ¸ÿˆÅ¸½¿ 總 1,19,28,91,33 -
‰¸) ‚›¡¸ 縿瘸¸‚¸½¿ 總 - -
1,91,39,69,94 56,78,42,59
II. 𸸣÷¸ ˆ½Å ñ¸¸ª£
i) 길¥¸Þ ‰¸¸÷¸¸½¿ Ÿ¸½¿ 4,37,96,90 1,37,80,29
ii) ‚›¡¸ ù¸Ÿ¸¸ ‰¸¸÷¸¸½ Ÿ¸½¿ 87,68,99,77 1,03,87,78,72
iii) Ÿ¸¸¿Š¸ ‡¨¸¿ ‚¥œ¸ ç¸Þ긛¸¸ œ¸£ œÏ¸œ¡¸ š¸›¸ 1,16,34,33 1,79,53,45
93,23,31,00 1,07,05,12,46
III. ð¸Þ¹Ÿ¸
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ ¥¸¸Š¸÷¸ œ¸£ 76,30,34 72,68,05
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö - 3,62,29
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú 6,77,21 -
69,53,13 76,30,34
‹¸’¸‡¿ : ‚¸ù¸ ˆÅú ÷¸¸£ú‰¸ ÷¸ˆÅ ‚¨¸Ÿ¸Þ¥¡¸›¸ 5,44,15 64,08,98 4,66,14 71,64,20
(` 000 Ÿ¸½¿)
¡¸˜¸¸ 31.03.2018 ¡¸˜¸¸ 31.03.2017
IV. ‚›¡¸ ‚긥¸ ‚¸þç÷¸¡¸¸¿
(ûÅ›¸úÄê¸ç¸Ä ‡¨¸¿ ¹ûÅÆç¸ê¸ç¸Ä 縹ª÷¸)
ˆÅ) œ¸Ø½ œ¸£ ™ú Š¸¡¸ú ‚¸þç÷¸¡¸¸¿
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ ¥¸¸Š¸÷¸ œ¸£ 26,53,52 26,53,52
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö - -
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú - -
26,53,52 26,53,52
‹¸’¸‡¿ : ‚¸ù¸ ˆÅú ÷¸¸£ú‰¸ ÷¸ˆÅ ‚¨¸Ÿ¸Þ¥¡¸›¸ 26,53,52 - 26,53,52 -
‰¸) ‚›¡¸
¹œ¸ø¥¸½ ÷¸º¥¸›¸ œ¸°¸ ˆ½Å ‚›¸ºç¸¸£ ¥¸¸Š¸÷¸/Ÿ¸Þ¥¡¸¸¿ˆÅ›¸ œ¸£ 24,21,15,34 22,65,95,40
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ¨¸¼¹Ö 2,53,53,41 2,03,71,93
¨¸ß¸Ä ˆ½Å ™¸¾£¸›¸ ˆÅŸ¸ú 58,31,39 48,51,99
26,16,37,36 24,21,15,34
‹¸’¸‡¿ : ‚¸ù¸ ˆÅú ÷¸¸£ú‰¸ ÷¸ˆÅ ‚¨¸Ÿ¸Þ¥¡¸›¸ (¹›¸¨¸¥¸) 17,66,51,19 8,49,86,17 16,07,10,99 8,14,04,35
(` 000 Ÿ¸½¿)
縟¸¸œ÷¸ ¨¸ß¸Ä 31.03.2018 縟¸¸œ÷¸ ¨¸ß¸Ä 31.03.2017
‚›¸ºç¸Þê¸ú 13 - ‚¹ù¸Ä÷¸ ñ¡¸¸ù¸ :
I. ‚¹ŠÏŸ¸¸½¿/¹ñ¸¥¸¸½¿ œ¸£ ñ¡¸¸ù¸/ñ¸Ø¸ 2,28,56,97,61 2,30,04,84,20
II. ¹›¸¨¸½©¸¸½¿ 總 ‚¸¡¸ 88,98,35,39 87,88,93,08
III. 𸸣÷¸ú¡¸ ¹£Î¸¨¸Ä ñ¸ÿˆÅ ˆ½Å ù¸Ÿ¸¸©¸½ß¸¸½¿ ‚¸¾£ ‚›¡¸ ‚¿÷¸£ ñ¸ÿˆÅ ¹›¸¹š¸¡¸¸½¿ œ¸£ œÏ¸œ÷¸ ñ¡¸¸ù¸ 11,40,55,44 8,81,96,06
IV. ‚›¡¸ 55,68,52 1,41,24,55
ˆºÅ¥¸ 3,29,51,56,96 3,28,16,97,89
‚›¸ºç¸Þê¸ú 17-Ÿ¸ª÷¨¸œ¸Þμ¸Ä ¥¸½‰¸¸¿ˆÅ›¸ ›¸ú¹÷¸¡¸¸¿ : èú) 縟¸½¹ˆÅ÷¸ 縪¸¡¸ˆÅ¸½¿ ˆÅú ©¸ºÖ œ¸¹£ç¸Ÿœ¸¹î¸¡¸¸½¿ Ÿ¸½¿ ‚¥œ¸ç¸¿‰¡¸ˆÅ ¹ª÷¸ ©¸¸¹Ÿ¸¥¸ ªÿ:
1 ¥¸½‰¸¸¿ˆÅ›¸ œ¸Ö¹÷¸ i) 縪¸¡¸ˆÅ Ÿ¸½¿ ¹›¸¨¸½©¸ ˆÅú ¹÷¸¹˜¸ œ¸£ ‚¥œ¸ç¸¿‰¡¸ˆÅ Ÿ¸½¿ çϸ½÷¸ù¸›¡¸ ƒþƨ¸’ú ˆÅú
¡¸½ ¹¨¸î¸ú¡¸ ¹¨¸¨¸£μ¸, ù¸ª¸¿ ÷¸ˆÅ ¥¸¸Š¸Þ ª¸½,¿ 𸸣÷¸ Ÿ¸½¿ ¥¸½‰¸¸ñ¸¿™ú ª½÷¸º 縸Ÿ¸¸›¡¸÷¸: £¸¹©¸ ‡¨¸¿
稸úˆÅ¼÷¸ ¹ç¸Ö¸¿÷¸¸½¿ (ù¸ú‡‡œ¸ú), ¹ù¸ç¸Ÿ¸½¿ ¥¸¸Š¸Þ 縸¿¹¨¸¹š¸ˆÅ œÏ¸¨¸š¸¸›¸, 𸸣÷¸ú¡¸ ¹£ùö¸¨¸Ä ii) ù¸ñ¸ 總 Ÿ¸Þ¥¸ 縿瘸¸ ¨¸ 縪¸¡¸ˆÅ ˆÅ¸ 縿ñ¸¿š¸ ‚þç÷¸÷¨¸ Ÿ¸½¿ ‚¸¡¸¸ ª¸½, £¸ù¸ç¨¸
ñ¸ÿˆÅ (𸸹£ñ¸ÿ), ñ¸ÿˆÅˆÅ¸£ú ¹¨¸¹›¸¡¸Ÿ¸›¸ ‚¹š¸¹›¸¡¸Ÿ¸, 1949 ׸£¸ ¹›¸š¸¸Ä¹£÷¸ ¹›¸¡¸¸Ÿ¸ˆÅ ¹£ù¸¨¸Ä/ª¸¹›¸ ‡¨¸¿ ƒþƨ¸’ú Ÿ¸½¿ Š¸¹÷¸¹¨¸¹š¸¡¸¸½¿ ˆÅ¸ ‚¥œ¸ç¸¿‰¡¸ˆÅ ‚¿©¸ .
Ÿ¸¸›¸™¿è/¹™©¸¸¹›¸™½©Ä ¸, ƒ¿ç’ú’á¸Þ’ ‚¸ÁûŠ길’ÄèÄ ‡ˆÅ¸„¿’’¿½ çà ¸ ‚¸ÁûÅ ƒ¿¹è¡¸¸
iii) ‚¸¹š¸Æ¡¸ ‡¨¸¿ ‚¥œ¸ç¸¿‰¡¸ˆÅ Ÿ¸½¿ ‚¸Š¸½ ª¸½›¸½ ¨¸¸¥¸ú ¹ˆÅç¸ú ª¸¹›¸ ˆÅ¸,
(‚¸ƒÄç¸ú‡‚¸ƒÄ) ׸£¸ ù¸¸£ú Ÿ¸¸›¸ˆÅ ¥¸½‰¸¸¿ˆÅ›¸ ÷¸˜¸¸ 𸸣÷¸ú¡¸ ñ¸ÿëˆÅŠ¸ „Ô¸¸½Š¸ Ÿ¸½¿
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‚›¸º³œ¸, œÏ긹¥¸÷¸ ¥¸½‰¸¸ñ¸¿™ú ˆ½Å „œ¸ê¸¡¸ ‚¸š¸¸£ œ¸£ ‡½¹÷¸ª¸¹ç¸ˆÅ ¥¸¸Š¸÷¸ £ú¹÷¸ ˆ½Å ¹ù¸÷¸›¸ú ®¸¹÷¸ ˆ½Å ¹¥¸‡ œ¸¸°¸ ªÿ, ˆÅ¸½ ñ¸ªºŸ¸÷¸ ñ¡¸¸ù¸ ˆ½Å œ¸½’½ 縟¸¸¡¸¸½¹ù¸÷¸
‚›÷¸Š¸Ä÷¸ ÷¸¾¡¸¸£ ¹ˆÅ‡ Š¸‡ ªÿ. ¹¨¸™½©¸ þ瘸÷¸ ˆÅ¸¡¸¸Ä¥¸¡¸¸½¿ ˆ½Å 縿ñ¸¿š¸ Ÿ¸½¿ 縿ñ¸¿¹š¸÷¸ ™½©¸¸½¿ ¹ˆÅ¡¸¸ ù¸¸÷¸¸ ª¾.
Ÿ¸½¿ œÏ긹¥¸÷¸ œ¸Ö¹î¸ ˆ½Å 縿¨¸¾š¸¸¹›¸ˆÅ œÏ¸¨¸š¸¸›¸¸½¿ ˆÅ¸ œ¸¸¥¸›¸ ¹ˆÅ¡¸¸ Š¸¡¸¸ ª¾. 4 £¸ù¸ç¨¸ ¹›¸š¸¸Ä£μ¸
2 ‚›¸ºŸ¸¸›¸¸½¿ ˆÅ¸ „œ¸¡¸¸½Š¸ ‡) ñ¸ÿëˆÅŠ¸ ¹›¸ˆÅ¸¡¸
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Š¸ƒÄ ç¸úŸ¸¸ ÷¸ˆÅ ˆÅú Š¸ƒÄ ª¾.
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3. 縟¸½ˆÅ›¸ ˆÅ¸ ‚¸š¸¸£ 總 ‚¸¡¸ ‚¸¹™ ¨¸¸ç÷¸¹¨¸ˆÅ œÏ¸þœ÷¸ ˆ½Å ‚¸š¸¸£ œ¸£ ¥¸½‰¸¸¿¹ˆÅ÷¸ ¹ˆÅ‡ Š¸‡ ªÿ.
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(縙硸.縿. 044576) (縙硸.縿. 101998) (縙硸.縿. 048215)
瘸¸›¸ : Ÿ¸º¿ñ¸ƒÄ
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IV. Appropriations
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TOTAL 2,40,83,23,51
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as its partners conduct their business in a responsible manner. India.
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business responsibility. approved by the DQG&RUSRUDWH6RFLDO5HVSRQVLELOLW\
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functionality feature aims to be more customer friendly in this solution.
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Bank.
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community in social media platforms. Users are educated
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addition to our kitty of technology based products and
suggestion/ feedback to concerned team. Bank has also
services which depicts our bank as a true techno-savvy
marked presence on YouTube and Instagram in FY 2016-
bank. These cards are to be issued to the customers
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done at branch level which will facilitate a better control and 11. UPI – 7KURXJK 83,8QLÀHG 3D\PHQW ,QWHUIDFH FXVWRPHU
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The Bank is committed to respecting and upholding human Justice of India.
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Training and Employees’ Skill Development
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adequate grievance redressal mechanism to address any related Training in Union Bank is a bank-wide responsibility managed
concerns. The Bank also respects the right of its employees to with a sense of total commitment by the top management to meet
the needs of its multi-channel service outlets and the employees
form groups/associations and collectively voice their concerns.
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There are several employee associations out of which the Bank
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presently implemented in Belgaum, Bangalore, Mangalore
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village camps were organized to create awareness about FRQVLVWV RI DQ LQWHJUDWHG DSSURDFK XVLQJ VL[ SLOODUV
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Centers and Rural Branches. The Bank has published 6+*VLVDQHIIHFWLYHLQVWUXPHQWSURYLGLQJDVVLVWDQFHWRWKH
comic books as well as posters and other reading materials. poor by creating self employment opportunities and making
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Union bank of India launched a unique initiative in this
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literacy camps in eastern Uttar Pradesh in collaboration with
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enterprises which are in the business of manufacturing,
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satisfactory performance of saving / credit history.
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The Bank has disbursed overdraft for `170.13 lakhs Performance under Stand up India Scheme as of 31.03.2018:
Period Total Records Amt ` in lacs Success Amt ` in lacs Records Amt ` in lacs
received as Records received as
Sponsor Bank Destination
Bank
FY 2014-15 18133 15106 4331948 16230.15
FY 2015-16 36839 15208 552.12 22035238 53330.33
)< 33492 26044 29160282
FY 2017-18 162801 18462.01 152689 17353.68 40872020 165518.53
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of our Bank along with the amount for crediting to their accounts.
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commitments. Towards this Bank has established Union Bank
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of the Bank are being carried out through the trust. Its Board is
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directors as Vice Chairman Trustees, other trustees including
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been constructed in Girls schools. digital class room.
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ç¸÷¡¸¸¹œ¸÷¸ ç¸÷¡¸ œÏ¹÷¸¹¥¸¹œ¸ 縿¥¸Š›¸ ˆÅú ù¸¸›¸ú 길¹ª‡.
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3) …œ¸£ ˆÅ¸ ˆÅ¸½ƒÄ ˆÅ¸Á¥¸Ÿ¸ ‰¸¸¥¸ú £ª›¸½ œ¸£ ‚˜¸¨¸¸ ˆÅ¸½ƒÄ ¹¨¸¨¸£μ¸ Š¸¥¸÷¸ œ¸¸¡¸½ ù¸¸›¸½ œ¸£ ›¸¸Ÿ¸¸¿ˆÅ›¸ ¹›¸£ç÷¸ ¹ˆÅ¡¸¸ ù¸¸ 縈Å÷¸¸ ª¾.
NOMINATION FORM
(By the Shareholder)
[Refer Regulation 65(d) of the Regulations]
To
Mumbai-400 021.
With reference to your Notice dated 10th May, 2018, I _______________________________________________ a shareholder of Union
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considered for participating in the election), do hereby nominate Shri/Smt. __________________________________________________
________________________ son / daughter / wife of ____________________________________ residing at ________________________
___________________________________________________________________________________________ for being elected as a
Director of Union Bank of India representing the shareholders of the Bank as provided in Section 9(3)(i) of the Banking Companies
(Acquisition and Transfer of Undertakings) Act, 1970, at the Annual General Meeting of the Shareholders of the Bank to be held on
Friday, 27th June, 2018 at Mumbai.
Name
Signature
Date
Notes:
1) In case nomination is made by a Shareholder who is a Body Corporate, the Nomination Form should be accompanied
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Chairman of the meeting at which it was passed.
2) Signature of the shareholders nominating the candidature should match with the specimen signatures available with
the Registrar & Transfer Agent of the Bank.
3) If any of the columns above is left blank or the particulars are found to be incorrect, the nomination is liable to be
rejected.
‹¸¸½ß¸μ¸¸
(œÏ÷¡¸¸©¸ú ׸£¸)
(¹¨¸¹›¸¡¸Ÿ¸›¸ ˆ½Å ¹¨¸¹›¸¡¸Ÿ¸ 65 ˆÅ¸ 縿™ð¸Ä ¥¸½¿)
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’ú. Ÿ¸ÿ ‚œ¸›¸¸ ¨¡¸¹Æ÷¸Š¸÷¸ ¹¨¸¨¸£μ¸ 縿¥¸Š›¸ ˆÅ£ £ª¸/£ªú ªÞ ù¸¸½ Ÿ¸½£ú 縨¸Äý½ß¶ ù¸¸›¸ˆÅ¸£ú ‡¨¸¿ ¹¨¸æ¸¸ç¸ ˆ½Å ‚›¸ºç¸¸£ ç¸÷¡¸ ‡¨¸¿ ç¸ð¸ú ÷¸£ª 總 œ¸Þμ¸Ä ª¾.
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‚›¡¸ £¸ß’ïú¡¸ˆÅ¼÷¸ ñ¸ÿˆÅ ˆ½Å ‚¹š¸ˆÅ¸£ú ˆ½Å ç¸ú¥¸ 縹ª÷¸ ªç÷¸¸®¸£.
DECLARATION
(By the Candidate)
;ZĞĨĞƌZĞŐƵůĂƟŽŶϲϱŽĨƚŚĞZĞŐƵůĂƟŽŶƐͿ
/͕ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺƐŽŶͬĚĂƵŐŚƚĞƌͬǁŝĨĞŽĨ
^Śƌŝͬ͘^ŵƚ͘ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺ͕ĂƌĞƐŝĚĞŶƚŽĨ
___________________________________________________________________________________________________
ͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺͺŚĞƌĞďLJĐŽŶĮƌŵƚŚĂƚ͗
a. /ĂŵĂƐŚĂƌĞŚŽůĚĞƌŚŽůĚŝŶŐ͙͙͙͙͙͙͙͙͙͙ĞƋƵŝƚLJƐŚĂƌĞƐŽĨZƐ͘ϭϬͬͲĞĂĐŚŽĨƚŚĞĂŶŬĂƐŽŶ
Friday, 18th May, 2018,ŝ͘Ğ͘ƚŚĞ^ƉĞĐŝĮĞĚĂƚĞĨŽƌƉĂƌƟĐŝƉĂƟŶŐŝŶƚŚĞĞůĞĐƟŽŶƐĂŶĚƵŶĚĞƌƚĂŬĞƚŽŚŽůĚĂŵŝŶŝŵƵŵ
ŽĨϭϬϬĞƋƵŝƚLJƐŚĂƌĞƐƟůůƚŚĞĞŶĚŽĨŵLJƚĞŶƵƌĞ͕ŝĨĞůĞĐƚĞĚĂƐĂŝƌĞĐƚŽƌŽĨƚŚĞĂŶŬ
b. /ŚĂǀĞƐƉĞĐŝĂůŬŶŽǁůĞĚŐĞŽƌƉƌĂĐƟĐĂůĞdžƉĞƌŝĞŶĐĞŝŶΎ;ŝͿŐƌŝĐƵůƚƵƌĞĂŶĚZƵƌĂůĐŽŶŽŵLJ͕;ŝŝͿĂŶŬŝŶŐ͕;ŝŝŝͿŽͲKƉĞƌĂƟŽŶ͕
;ŝǀͿ ĐŽŶŽŵŝĐƐ͕ ;ǀͿ &ŝŶĂŶĐĞ͕ ;ǀŝͿ >Ăǁ͕ ;ǀŝŝͿ ^ŵĂůů ^ĐĂůĞ /ŶĚƵƐƚƌLJ͕ Žƌ ;ǀŝŝŝͿ /ŶĨŽƌŵĂƟŽŶ dĞĐŚŶŽůŽŐLJ ;ŝdžͿ ZĞƚĂŝů ĂŶŬŝŶŐ
;džͿ,ƵŵĂŶZĞƐŽƵƌĐĞƐDĂŶĂŐĞŵĞŶƚŽƌĂŶLJŽƚŚĞƌŵĂƩĞƌƐƉĞĐŝĂůŬŶŽǁůĞĚŐĞŽĨĂŶĚƉƌĂĐƟĐĂůĞdžƉĞƌŝĞŶĐĞŽĨǁŚŝĐŚŝŶ
ƚŚĞŽƉŝŶŝŽŶŽĨZĞƐĞƌǀĞĂŶŬŽĨ/ŶĚŝĂ͕ǁŽƵůĚďĞƵƐĞĨƵůƚŽƚŚĞĂŶŬĂŶĚ/ƌĞƉƌĞƐĞŶƚƚŚĞŝŶƚĞƌĞƐƚŽĨƚŚĞĚĞƉŽƐŝƚŽƌƐ͕Žƌ
ĨĂƌŵĞƌƐ͕ǁŽƌŬĞƌƐĂŶĚĂƌƟƐĂŶƐ͕ŝŶƚĞƌŵƐŽĨƐƵďͲƐĞĐƟŽŶϯŽĨ^ĞĐƟŽŶϵŽĨƚŚĞĐƚĂŶĚĂƐĂŶĞǀŝĚĞŶĐĞƚŚĞƌĞŽĨ͕/ƐƵďŵŝƚ
ŚĞƌĞǁŝƚŚƚŚĞƌĞůĞǀĂŶƚƚĞƐƟŵŽŶŝĂůƐ;ΎĞůĞƚĞǁŚŝĐŚĞǀĞƌŝƐŶŽƚĂƉƉůŝĐĂďůĞͿ͖
c. /ĂĐĐĞƉƚƚŚĞŶŽŵŝŶĂƟŽŶƐŶƵŵďĞƌĞĚĨƌŽŵ͙͙͙͙͙ƚŽ͙͙͙͙͙͖
d. /ĂŵǁŝůůŝŶŐƚŽĐŽŶƚĞƐƚĨŽƌƚŚĞĞůĞĐƟŽŶŽĨŝƌĞĐƚŽƌŽĨhE/KEE<K&/E/͖
e. /ĂŵŶŽƚĚŝƐƋƵĂůŝĮĞĚĨƌŽŵďĞŝŶŐĂĚŝƌĞĐƚŽƌŽĨƚŚĞĂŶŬƵŶĚĞƌƚŚĞƉƌŽǀŝƐŝŽŶƐŽĨƚŚĞĂŶŬŝŶŐZĞŐƵůĂƟŽŶĐƚ͕ϭϵϰϵ͕ƚŚĞ
ĂŶŬŝŶŐŽŵƉĂŶŝĞƐ;ĐƋƵŝƐŝƟŽŶĂŶĚdƌĂŶƐĨĞƌŽĨhŶĚĞƌƚĂŬŝŶŐƐͿĐƚ͕ϭϵϳϬ͕ƚŚĞEĂƟŽŶĂůŝƐĞĚĂŶŬƐ;DĂŶĂŐĞŵĞŶƚĂŶĚ
DŝƐĐĞůůĂŶĞŽƵƐWƌŽǀŝƐŝŽŶƐͿ^ĐŚĞŵĞ͕ϭϵϳϬ͕hŶŝŽŶĂŶŬŽĨ/ŶĚŝĂ;^ŚĂƌĞƐΘDĞĞƟŶŐƐͿZĞŐƵůĂƟŽŶƐ͕ϭϵϵϴĂƐĂŵĞŶĚĞĚ͕
ƌĞůĞǀĂŶƚEŽƟĮĐĂƟŽŶƐŝƐƐƵĞĚďLJZ/ĂŶĚ'ƵŝĚĞůŝŶĞƐŝƐƐƵĞĚďLJ'K/ƌĞŐĂƌĚŝŶŐEŽŶKĸĐŝĂůŝƌĞĐƚŽƌƐŽĨWƵďůŝĐ^ĞĐƚŽƌ
ĂŶŬƐ͖
f. /ŶĞŝƚŚĞƌŚŽůĚĂŶLJŽĸĐĞŽĨƉƌŽĮƚŶŽƌĂŵĂŶĞŵƉůŽLJĞĞŽĨĂŶLJEĂƟŽŶĂůŝƐĞĚĂŶŬŽƌ^ƚĂƚĞĂŶŬŽĨ/ŶĚŝĂĐŽŶƐƟƚƵƚĞĚ
ƵŶĚĞƌƐƵďƐĞĐƟŽŶ;ϭͿŽĨ^ĞĐƟŽŶϯŽĨƚŚĞ^ƚĂƚĞĂŶŬŽĨ/ŶĚŝĂĐƚ͕ϭϵϱϱŽƌĂŶLJƐƵďƐŝĚŝĂƌLJďĂŶŬĂƐĚĞĮŶĞĚŝŶ^ĞĐƟŽŶϯ
ŽĨƚŚĞ^ƚĂƚĞĂŶŬŽĨ/ŶĚŝĂ;^ƵďƐŝĚŝĂƌLJĂŶŬƐͿĐƚ͕ϭϵϱϵ͖
g. /ĂŵŶŽƚĚŝƐƋƵĂůŝĮĞĚƵŶĚĞƌ^ĞĐƟŽŶϭϲϰŽĨƚŚĞŽŵƉĂŶŝĞƐĐƚ͕ϮϬϭϯ͖ĂŶĚ
/ƐƉĞĐŝĮĐĂůůLJĚĞĐůĂƌĞƚŚĂƚ͗
h. /ŚĂǀĞŶŽƚďĞĞŶĂƚĂŶLJƟŵĞĂĚũƵĚŝĐĂƚĞĚĂƐĂŶŝŶƐŽůǀĞŶƚŽƌŚĂǀĞƐƵƐƉĞŶĚĞĚƉĂLJŵĞŶƚŽƌŚĂƐ
ĐŽŵƉŽƵŶĚĞĚǁŝƚŚŵLJĐƌĞĚŝƚŽƌƐ͖
i. /ŚĂǀĞŶŽƚďĞĞŶĨŽƵŶĚŽĨƵŶƐŽƵŶĚŵŝŶĚĂŶĚƐƚĂŶĚƐƐŽĚĞĐůĂƌĞĚďLJĂĐŽŵƉĞƚĞŶƚĐŽƵƌƚĂŶĚŚĂǀĞŶŽƚďĞĞŶĐŽŶǀŝĐƚĞĚ
ďLJĂƌŝŵŝŶĂůŽƵƌƚŽĨĂŶŽīĞŶĐĞǁŚŝĐŚŝŶǀŽůǀĞƐŵŽƌĂůƚƵƌƉŝƚƵĚĞ͖
j. /ŚĂǀĞŶŽƚďĞĞŶĚĞĐůĂƌĞĚĂƐƉƌŽĐůĂŝŵĞĚŽīĞŶĚĞƌďLJĂŶLJĐŽŶŽŵŝĐKĸĐĞƌŽƌ:ƵĚŝĐŝĂůDĂŐŝƐƚƌĂƚĞŽƌ,ŝŐŚŽƵƌƚŽƌĂŶLJ
ŽƚŚĞƌŽƵƌƚ͖
k. /ĂŵŶŽƚĐŽŶŶĞĐƚĞĚǁŝƚŚĂŶLJŚŝƌĞƉƵƌĐŚĂƐĞ͕ĮŶĂŶĐŝŶŐ͕ŝŶǀĞƐƚŵĞŶƚ͕ůĞĂƐŝŶŐĂŶĚŽƚŚĞƌƉĂƌĂͲďĂŶŬŝŶŐĂĐƟǀŝƟĞƐĂŶĚ/Ăŵ
ŶŽƚĂDWͬD>ͬD>ͬ^ƚŽĐŬƌŽŬĞƌ͖
l. /ĂŵŶŽƚĂŝƌĞĐƚŽƌŝŶĂŶLJŽƚŚĞƌĂŶŬŽƌ&ŝŶĂŶĐŝĂů/ŶƐƟƚƵƟŽŶŽƌZ/Žƌ/ŶƐƵƌĂŶĐĞŽŵƉĂŶLJ͖
m. /ŚĂǀĞŶŽƚďĞĞŶĂŝƌĞĐƚŽƌŽŶƚŚĞŽĂƌĚŽĨĂŶLJWƵďůŝĐ^ĞĐƚŽƌĂŶŬ͕Žƌ&ŝŶĂŶĐŝĂů/ŶƐƟƚƵƟŽŶŽƌZ/Žƌ/ŶƐƵƌĂŶĐĞŽŵƉĂŶLJ
ŝŶƚŚĞƉĂƐƚ͕ƵŶĚĞƌĂŶLJĐĂƚĞŐŽƌLJĨŽƌƚǁŽƚĞƌŵƐŽƌƐŝdžLJĞĂƌƐǁŚŝĐŚĞǀĞƌŝƐůŽŶŐĞƌǁŚĞƚŚĞƌŝŶƚĞƌŵŝƩĞŶƚůLJŽƌĐŽŶƟŶƵŽƵƐůLJ͖
p. / Ăŵ ŶŽƚ Ă ƉĂƌƚŶĞƌ ŝŶ ĂŶLJ ŚĂƌƚĞƌĞĚ ĐĐŽƵŶƚĂŶƚ &ŝƌŵ ĐƵƌƌĞŶƚůLJ ĞŶŐĂŐĞĚ ŝŶ ĂŶLJ EĂƟŽŶĂůŝnjĞĚ ĂŶŬ ĂƐ Ă ^ƚĂƚƵƚŽƌLJ
ƌĂŶĐŚƵĚŝƚŽƌŽƌŽŶĐƵƌƌĞŶƚƵĚŝƚŽƌ͖
q. / ƵŶĚĞƌƚĂŬĞ ƚŽ ĐŽŵƉůLJ ǁŝƚŚ ƚŚĞ ƌĞůĞǀĂŶƚ ƉƌŽǀŝƐŝŽŶƐ ŽĨ ƚŚĞ ^/ ;>ŝƐƟŶŐ KďůŝŐĂƟŽŶƐ ĂŶĚ ŝƐĐůŽƐƵƌĞ ZĞƋƵŝƌĞŵĞŶƚƐͿ
ZĞŐƵůĂƟŽŶƐ͕ϮϬϭϱ͕ĂƐĂŵĞŶĚĞĚ͕Ɵůů/ŚŽůĚƚŚĞƉŽƐŝƟŽŶĂƐĂŝƌĞĐƚŽƌŽĨƚŚĞĂŶŬ͖
r. /ƵŶĚĞƌƚĂŬĞƚŽŬĞĞƉƚŚĞĂŶŬĨƵůůLJŝŶĨŽƌŵĞĚ͕ĂƐƐŽŽŶĂƐƉŽƐƐŝďůĞ͕ŽĨĞǀĞŶƚƐ͕ŝĨĂŶLJ͕ǁŚŝĐŚƚĂŬĞƉůĂĐĞƐƵďƐĞƋƵĞŶƚƚŽ
ƚŚŝƐĚĞĐůĂƌĂƟŽŶǁŚŝĐŚĂƌĞƌĞůĞǀĂŶƚƚŽƚŚĞŝŶĨŽƌŵĂƟŽŶƉƌŽǀŝĚĞĚŚĞƌĞƚŽĂŶĚƚŽĞdžĞĐƵƚĞƚŚĞĞĞĚŽĨŽǀĞŶĂŶƚƐƵƉŽŶ
ŵLJĞůĞĐƟŽŶĂƐĂŝƌĞĐƚŽƌŽĨƚŚĞĂŶŬ͖ĂŶĚ
s. /ŐŝǀĞďĞůŽǁƚŚĞĚĞƚĂŝůƐŽĨŵLJƉƌĞƐĞŶƚĂƐǁĞůůĂƐƉĂƐƚĚŝƌĞĐƚŽƌƐŚŝƉŝŶŽƚŚĞƌŽŵƉĂŶŝĞƐͬĂŶŬƐ͗
EĂŵĞŽĨƚŚĞŽŵƉĂŶLJͬĂŶŬ ŝƌĞĐƚŽƌƐŚŝƉĚĞƚĂŝůƐǀŝnj͘ƚĞŶƵƌĞ͕ƉĞƌŝŽĚĞƚĐ͘
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I/We_____________________________________________________________________________________________________________resident(s)
of _____________________________________________________________ in the district of _______________________________________
in the state of__________________________________________ being a shareholder(s) of Union Bank of India, Mumbai hereby appoint
Shri/Smt._________________________________________________________ resident of _________________________________________
in the district of ___________________________________ in the state of ___________________________________or failing him / her,
Shri/ Smt. _______________________________________________________________resident of _____________________________ in the
district of ________________________________ in the state of________________________________________as my / our proxy to vote
for me / us and on my / our behalf at the16th Annual General Meeting of the shareholders of Union Bank of India to be held on
Wednesday, 27th June 2018 at 11.00 a.m. at Rama & Sundri Watumull Auditorium, K. C. College, Dinshaw Wachha Road,
Churchgate, Mumbai – 400020 and at any adjournment thereof.
Please
Signed this __________ day of ___________ 2018. $IÀ[
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Signature of Proxy Signature of First named/Sole Shareholder
Name : _______________________________________________
Address :______________________________________________
Folio Number:_________________________
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ç¸ú‡Ÿ¸èú, ™½›¸¸ ñ¸ÿˆÅ ‡¨¸¿ ýú ‡Ÿ¸. ¨¸ú. ‡ç¸. ‡›¸. Ÿ¸Þ¹÷¸Ä, ç¸ú¨¸ú‚¸½, ¡¸Þ¹›¸¡¸›¸ ñ¸ÿˆÅ ‚¸ÁûÅ ƒ¿¹è¡¸¸)
(Seen in the Photograph from left to right are Shri David Rasquinha, MD, Exim Bank, Shri M. K. Jain,
MD & CEO, Indian Bank, Shri Rajiv Rishi, CMD, Central Bank of India, Shri Rajkiran Rai G, MD&CEO,
Union Bank of India, Shri T. M. Bhasin, Vigilance Commissioner, Central Vigilance Commission, New
Delhi, Shri Ashwini Kumar, CMD,
Dena Bank and Shri M.V.S.N. Murthy, CVO, Union Bank of India)
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(Seen in the photograph are Shri Rajkiran Rai G., Managing Director & CEO, Shri Raj Kamal
Verma & Shri Atul Kumar Goel, Executive Directors, Shri Anil Kumar Misra, RBI Nominee Director,
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(Seen in the Photograph is Shri Vinod Kathuria, Executive Director, Union Bank of India,
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(Seen in the photograph are Ms. Shikha Sharma, Managing Director and CEO of Axis Bank,
Chief Guest for the function along with Shri Rajkiran Rai G., Managing Director & CEO, Union
Bank of India and other dignitaries.
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(Seen in the photograph is Shri Rajkiran Rai G., Managing Director & CEO receiving the award from
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