Personal Details

(Personal details are kept confidential; these details will not be revealed to any third party)

Name: Ankit Kumar Singh

Designation: LECTURER
Organization: S.R.M.U.
Age Group: 20-40 years 40 – 60 years above 60 years
Marital Status: Married Unmarried
Educational Background: Undergraduate/ Post graduate
Doctoral/Post doctoral
Professional
Others, Specify -----------
Occupation/Profession: Salaried
Professional
Business
Retired
Housewife
Others, Specify ……….
Annual Income: Below Rs. 2, 50,000
Rs. 2, 50,000 – Rs. 5, 00,000
Rs. 5, 00,000 – Rs. 10, 00,000
Above Rs. 10, 00,000
No. of Earning member: 1
2
3 & above
Do you have a financial advisor?
Yes No
1. Do you have a savings and investment target amount you aim for each
year?
1. Yes if yes: Amount:……….
2. No
2. What are your saving objectives?
1. Children’s Education
2. Retirement
3. Home Purchase
4. Healthcare
5. Children’s Marriage
6. Income and capital preservation
7. Growth and income
8. Long term growth
9. Short Term growth

3. How much percentage of your income do you save every year?

1. 10%
2. 10%-25%
3. 25%- 50%

4. How much percentage of your income do you save for precautionary (like
emergency) and speculative (investment) motive?
(e.g Precautionary: Speculative)
1. 10:90
2. 20:80
3. 30:70
4. 40:60
5. 50:50

5. What is the precautionary motive behind your saving?

1. Wealth Creation
2. Tax Saving
3. Earn returns
4. Future Expenses
5. Others, specify………….

6. What is your investment objective?

1. Capital Appreciation
 2. Diversification of asset holding
3. Quick gain
4. Hedge against risk
5. Others, specify……….

7. What is the time period you prefer to invest?

1. Short term(0-1year)
2. Medium term (1-5 yrs)
3. Long term (Greater than 5 yrs)

8. Can you take the risk of losing your principal investment amount?
1. Yes If yes: What percentage……….
2. No

9. Of your speculative motive, what proportion of it is saved for Long-term,

medium and short term?
1. 10:20:70
2. 20:30:50
3. 30:40:30
4. Others please specify

10.You invest in the financial instruments which give:

1. High risk/ high return

2. Low risk/ low return
3. Low risk/ high return
4. High risk/ no return
5. High risk/ low return

11.How often do you monitor your investment?

1. Daily
2. Monthly
3. Occasionally
12.What rate of return on investment you expect and got?
Expected Received
Less than 20% Above 20% Less than 20% Above 20%

13.Rank the important factors guiding your investment decision.
(1 represents highest priority and so on)
 S.No. Factors Rank
1 Safety of principal
2 Dividends
3 Capital Appreciation
4 Quick Gain
5 Liquidity
6 Tax Benefits
7 Diversification of Asset holding
8 Hedge against risk
9 Maturity Period

14.Your Knowledge on various types of investment and the investments

made in each basket. Please tick whichever is applicable to you.

S. No. Type of Investment

1. Traditional Risk Investment a. Real estate (Property,
housing etc.)
b. Gold/Silver
c. Chit Funds like Kerala
State Financial
Enterprise, Mysore Sales
International Limited etc.

2. Low Risk Investment a. Saving Account

b. Post Office Savings
c. Public Provident Fund
d. Fixed Deposits
e. Government Securities

3. Moderate Risk Investment a. Mutual Funds

b. ULIP
c. Life Insurance
d. Debentures
e. Bonds

4. High Risk Investment a. Commodity Market like

Gold, Silver, Platinum
etc
 b. Equity Share Market like
stock market
c. FOREX Market like
future, option,
derivatives etc
5. Emerging Risk Investment a. Virtual Real estate
b. Hedge Funds
c. Private Equity
Investments
d. Art and Passion

15.Rank your investment options from above basket of choices available in

previous question.
1. …………
2. …………
3. …………
4. …………
5. ………….

16.At which rate do you want your investment to grow?

1. Moderate rate (like ULIP, SIP, Mutual Funds)
2. High/Fast (equity market, commodity market especially non-ferrous
metal)
3. Constantly (like saving account, fixed deposit )

17.Are you aware about commodity market?

1. Yes 2. No

18.Which commodity you prefer for trading?

1. Agro products
2. Base Metals
3. Precious metals like Gold, Silver, and Platinum etc.
4. Energy Product
5. Ferrous metals

19.What do you think about the growth of the Non-ferrous metal

commodities in India since 2000?
1. Grew at a fast pace
 2. Growth was slow
3. Growth was moderate
4. Did not grow much
20.Which of the following is your ultimate motive while investing in non-
ferrous metal like Gold, Silver, Platinum etc.?
1. Speculation (Investment with high risk)
2. Transitive (Day to Day expenses)
3. Precautionary ( Saving , Health care)
21. Commodity market provides benefits to investor with respect to price
change?
1. Strongly agree
2. Agree
3. Neutral
4. Disagree
5. Strongly disagree

22.What kind of risk carrying with commodity market?

1. High Risk Appetite
2. Moderate
3. Low Risk Appetite
4. Others , specify……

23.What are factors that investor consider while investing in High Risk
Investment Avenues like commodity market? (Rank according to your
perception).
S. No. Factors affecting price Rank
1 Demand
2 Supply
3 Inflation
4 Interest Rate
5 World Instability
6 US Economy & Exchange Rate
7 Balance of Payment
8 Other investment alternatives
9 Use of Substitute
10 Central Bank Policy
11 Future Market Manipulation

24. State the level of importance of the following objectives.(merge it with

the similar question asked above)
 S. Investment Objectives Level of Importance
No.
Very High Moderate Low Very
High Low
1 Dividends
2 Capital Appreciation
3 Quick Gain
4 Safety
5 Liquidity
6 Tax Benefits
7 Diversification of Asset Holding
8 Rights / Bonus issues & Stock
splits
9 Hedge against risk

25.if you select commodity market for investment then which metal among
would you preferred for investment? (Rank in the order of preference)
1. Gold
2. Silver
3. Platinum
4. Diamond
5. Others, specify…..
26. State the level of returns associated with commodity market investment options.
Level of Return
Investment Very High Moderate Low Very Low
High
Gold
Silver
Platinum
Palladium
Diamond
27. State the level of risk associated with commodity market investment options
Level of Risk
Investment Very High Moderate Low Very Low
High
Gold
Silver
Platinum
Palladium
 Diamond

28. Rate the level of importance of the following factors that affect your investment decision in
commodity market.
Level of Importance
Investment Factors Very High Moderate Low Very
High Low
Demographic Factors

Commodity
Fundamentals like Past
Return, associated risk,
Price etc.
Risk Bearing Capacity
like Safety, Liquidity,
Capital appreciation ,
Return, Risk appetite
Personal Financial Needs
like Diversification Needs
and Easy availability of
the funds whenever
Recommendation from
Broker, Family
members ,Friends etc.
Commodity Information
like Stock Information,
Financial Position, Past
Performance.

29.Which of the following characterizes your trading activity in the

commodity market especially non-ferrous metals?
1. Hedging (an investment to reduce the risk of adverse price movements
in an asset)
2. Speculation (investment in stocks, property, etc. in the hope of gain
but with the risk of loss)
3. Arbitrage (simultaneous purchase and sale of an asset to profit from a
difference in the price)
(If hedging directly go to question no. 30 and 31, if speculation then directly
go to question no. 32 and arbitrage then question no. 33)
30. What factors influence your choice of hedging techniques? (Rank the
factors)
1. Regulations
2. Cost
3. Risk Minimization
4. Return maximization
5. Others please specify

31.If you invest in non-ferrous metal than how much percentage of each metal
would you consider while diversifying your portfolio?
Nature of Gold Silver Platinum Other if
Investor risk any
High risk
appetite
Moderate
Low risk
appetite

32. If your investment is more focused on speculation then how will you
construct your portfolio?

Nature of Gold Silver Platinum Other if

Investor risk any
High risk
appetite
Moderate
Low risk
appetite

33.If your investment is more focused on Arbitrage then how will you construct
your portfolio?

Nature of Gold Silver Platinum Other if

Investor risk any
High risk
appetite
Moderate
Low risk
appetite
Date:
Signature:

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