Loan Calculator Report Report Date: July 29, 2018

Report effective as on last payroll run date

Parameters:
Staff # EMPLOYEE_NUMBER
Loan Type LOAN_TYPE
Monthly Deductions from Commercial Banks      
Other Monthly Deductions      
No. of Installments of the requested loan NO_OF_INSTALLMENTS

<?if: CF_ELIGIBLE_FLAG=’Y’?>F LOAN_TYPE

Staff # EMPLOYEE_NUMBER
People Group PEOPLE_GROUP
Basic Salary      
Total Earnings (Entitled Gross Salary)      
End Of Service Benefits      
Accumulated Pension (Employee Contribution)      
Join Date JOIN_DATE
Outstanding Balance from Original Loan      
Entitlement as per scheme      
Top-up amount (Remaining from previous entitlement)      
Monthly deduction from Commercial Banks      
Monthly deduction (other sources)      
Deduction from the original loan (as per last month's payroll)      
Monthly fixed deduction from DDD (As of last month Salary)      
Total monthly Deductions (Casual Advance is not considered)      
Percentage of total Deductions from Gross      IF
No. of Installments of the requested loan      
Allowed No. of Installments      
Remaining number of Installments      
Maximum amount of loan Allowed      
Percentage of deductions if allowed amount granted      IF
Monthly installment For the requested loan      
Premium Deduction      
Interest Calculation      
<?end if?> E

<?if: CF_ELIGIBLE_FLAG=’N’?> F

Exception Message: You are not eligible for the loan - LOAN_TYPE.

Due to ineligible; the values are defaulted to zero.

LOAN_TYPE
Staff # EMPLOYEE_NUMBER
People Group PEOPLE_GROUP
Basic Salary 0.000
Total Earnings (Entitled Gross Salary) 0.000
End Of Service Benefits 0.000
Accumulated Pension (Employee Contribution) 0.000
Join Date JOIN_DATE
Outstanding Balance from Original Loan 0.000
Entitlement as per scheme 0.000
Top-up amount (Remaining from previous entitlement) 0.000
Monthly deduction from Commercial Banks 0.000
Monthly deduction (other sources) 0.000
Deduction from the original loan (as per last month's payroll) 0.000
Monthly fixed deduction from DDD (As of last month Salary) 0.000
Total monthly Deductions (Casual Advance is not considered) 0.000
Percentage of total Deductions from Gross 0.00%
No. of Installments of the requested loan 0
Allowed No. of Installments 0
Remaining number of Installments 0
Maximum amount of loan Allowed 0.000
Percentage of deductions if allowed amount granted 0.00%
Monthly installment For the requested loan 0.000
Premium Deduction 0.000
Interest Calculation 0.000
<?end if?> E

· If employee requests for any of the following loans & he has existing loan of same type, the report displays 0 output with the exception message.

1. Personal Loan

2. Casual Advance

3. House Loan

4. Additional House Loan

· If employee requests for any of the following loans: Then they should have existing original loan of respective type. If not then the report displays 0 output with the exception
message.

1. Additional Personal Loan

2. Additional Casual Advance

3. Personal Loan Top-up

4. Casual Advance Top-up

· In case there is an existing loan but previous month's payroll shows no deduction (Stopped Deductions) the report should display all 0 with exception message
· In case last month payroll is not run for the employee requesting the report, the report should display all 0 with exception message.

· This report will show data for one loan type at a time.

· For additional Casual Advance or Personal Loan (not Top up), the existing loan facility will be settled on the employee's behalf and a new loan will be disbursed. To this end, the
'Maximum Amount Allowed' includes the settlement amount (which is the outstanding balance of the existing loan).

· For Additional Casual Advance and Additional Personal Loan the "Outstanding Balance from Original Loan" will be deducted from the "Maximum amount of loan Allowed" at the
time of disbursement.