Mob.

9004462792
9004462792/93

S. S. SHEKHAWAT
B.Sc., DPMIR, LLB
ADVOCATE - HIGH COURT, BOMBAY
Off. Add :- 12, First Floor, Yasho Kiran, Near Savarkar Chowk, Near
New Court, Lokhandi Pada, Panvel – 410206.
Mail Id :- advshekhawat99@gmail.com

BOI/M/12/K

SUPPLEMENTRY LEGAL SCRUTINY REPORT

To,
The Chief Manager,
Bank of India,
Khed Ratnagiri Branch,

Dear Sir,
Ref.:- Title opinion of the Immovable Property i.e. Flat No. A-606, on the
6th Floor, admeasuring about 36.79 Sq. Mtrs. Carpet Area, of the Building
Known as “VISHWA HIGHLANDS” Co- operative Housing Society Ltd”.
Constructed on Plot No. 72, Sector 20, under 12.5% 9(G.E.S scheme
situated at Kamothe, Tal. Panvel, Dist. Raigad,

1. Name of the Branch seeking opinion please give reference of letter if

any.

 Bank of India, Khed Branch.

2. Name of the Borrower/s and address

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  MRS. SUVIDHA SUNIL SAWANT
 MR. SUNIL VASANT SAWANT
R/o Sant Sena Nagar Shivtar Road, Khed, Khed(RTG) Ratnagiri,
Maharashtra 415709.

3. Name of the Owner/s of the property

 MRS. SUVIDHA SUNIL SAWANT

 MR. SUNIL VASANT SAWANT

4. Full and detailed description of the Property.

FIRST SCHEDULE OF PROPERTY/PLOT

ALL THAT piece or parcel of land bearing Plot No. 72, Sector 20, situated
at Kamothe, Tal. Raigad admeasuring 1799.83 Sq. Mtrs.

SECOND SCHEDULE OF THE PROPERTY

Flat No. . A-606, on the 6th Floor, admeasuring about 36.79 Sq. Mtrs. Carpet
Area, of the Building Known as “VISHWA HIGHLANDS” Co- operative
Housing Society Ltd”. Constructed on Plot No. 72, Sector 20, under
12.5% 9(G.E.S scheme situated at Kamothe, Tal. Panvel, Dist. Raigad,
IT IS BOUNDED AS FOLLOWS

PLOT FLAT

ON THE NORTH BY : SHIV PRAKASH APARTMENT ROAD

ON THE SOUTH BY : ROAD LIFT /STAIRCASE

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 ON THE EAST BY : B-WING B-WING

ON THE WEST BY : ROAD FLAT NO 605

THE FLAT NO. 706 IS ABOVE THE SAID FLAT

AND FLAT NO. 506 IS BELOW THE SAID FLAT

PL TAKE INDEMNITY CUM AFFIDAVIT /UNION BANK NOC / COPY OF

BUILDER NOC TO RESALE THE FLAT IN LIEU OF SALE DEED BETWEEN MR
SUNIL BABAN MARGAJE/MANISHA S MARGAJE AND M/S LIFE
PROPERTIES AS SALE DEED WAS NOT EXECUTED BETWEEN THEM .

The Stamp Duty payable on Oral Assent = 0.2% of the loan amount

I hereby return the Original/Xerox documents forwarded to us.

Note:- After mortgage please process/ensure for notice of intimation to the concern Sub-
Registrar PANVEL and Record Charge with CERSAI.

Place : Panvel
Date : 09/06/2018 Signature of the Advocate

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5. Title Deeds in original/ Xerox seen by me :

a. The Xerox of Lease Agreement dated.15/01/2008 Vide Doc. No. 618/2008.

b. The Xerox of Development Agreement dated 31/01/2008 Vide Doc. No.
995/2008.
c. The Xerox of floor plan
d. The Xerox of Power of Attorney Vide Doc. No. 125/2008 dated 31/01/2008.
e. The Xerox of supplementary agreement dt 25/03/2010.
f. The Xerox of supplementary search Report by Adv Manoj K Bhujbal dt
31/08/2010
g. The Original of Agreement to Sale dated 26/11/2010 Vide Doc. No.
14138/2010.
h. The Xerox of Occupancy certificate dated 26/06/2012
i. The Original of Agreement to Sale dated 01/02/2014 Vide Doc. No.
1299/2014.
j. The Original of Sale deed dt 24/05/2014
k. The Xerox of society registration certificate dt 22/01/2016
l. The Xerox of share certificate dt 05/03/2017

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 m. The Original of Agreement to Sale dated 04/05/2018 Vide Doc. No.
5929/2018.
n. The Original Registration Receipt No.6798 dated 04/05/2018.
o. The Original Index II No.5929/2018 dated 04/05/2018.
p. The Xerox of Loan Closure Letter From Saraswat Bank dt 19/05/2018.
6. Search in Sub-Registrar’s Office :

 I have taken search in respect of the said Property the last 30 years that is
from Year 1989 to 2018, in concern office of the Sub-Registrar,Panvel/Alibag
in the Register Index II, under E - Challan GRN No. MH002150644201819E,
dated.31/05/2018, the original copy of the same is enclosed with this report,
where is no adverse entry is found in the records pertaining to the said
Property.

7. Location of the Property:

Flat No. . A-606, on the 6th Floor, admeasuring about 36.79 Sq. Mtrs. Carpet
Area, of the Building Known as “VISHWA HIGHLANDS” Co- operative
Housing Society Ltd”. Constructed on Plot No. 72, Sector 20, under
12.5% 9(G.E.S) scheme situated at Kamothe, Tal. Panvel, Dist. Raigad,

8. Search and Investigation:

 I have found the following transactions regarding the said Property :

Sr. No. Year Transaction Sr. No. Year Transaction

1. 1989 NIL 2. 1990 NIL
3. 1991 NIL 4. 1992 NIL
5. 1993 NIL 6. 1994 NIL
7. 1995 NIL 8. 1996 NIL
9. 1997 NIL 10. 1998 NIL

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 11. 1999 NIL 12. 2000 NIL
13. 2001 NIL 14. 2002 NIL
15. 2003 NIL 16. 2004 NIL
17. 2005 NIL 18. 2006 NIL
19. 2007 NIL
20. 2008 Agreement to Lease between CIDCO and 1)
SHRI DINAKR BALU BHOPI 2) SHRI
SHANKAR BALU BHOPI 3) SHRI SITARAM
BALU BHOPI since deceased through his legal
heirs 1) SHRI SWAMI SITARAM BHOPI 2)
SHRI RAMESH SITARAM BHOPI
dated.15/01/2008 Vide Doc. No. 618/2008.
2) Development Agreement between1) SHRI
DINAKR BALU BHOPI 2) SHRI SHANKAR
BALU BHOPI 3) SHRI SWAMI SITARAM
BHOPI 4) SHRI RAMESH SITARAM BHOPI
AND M/S. LIFE PROPERTIES through by its
Partner SHRI. VISHAL CHANDRAKANT KELE dated
31/01/2008 Vide Doc. No. 995/2008.
3) Power of Attorney Vide Doc. No. 125/2008
dated 31/01/2008
25. 2009 NIL 26. 20 NIL
2010 Agreement to Sale between M/S. LIFE
PROPERTIES hereinafter referred to as THE
PROMOTER of the FIRST PART AND ) SHRI
DINAKR BALU BHOPI 2) SHRI SHANKAR
BALU BHOPI 3) SHRI SWAMI SITARAM
BHOPI 4) SHRI RAMESH SITARAM BHOPI
hereinafter referred to as THE CONSENTING
PARTY AND MR. SUNIL BABAN MARGAJE & MRS.
MANISHA SUNIL MARGAJE hereinafter referred
to as Purchaser of the third part dated
26/11/2010 Vide Doc. No. 14138/2010.

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 2011 NIL
2012 NIL
2013 NIL
2014 Agreement to Sale between MR. SUNIL BABAN
MARGAJE & MRS. MANISHA SUNIL MARGAJE
hereinafter reffered as Seller of the One Part and
MRS. VISHRANTI KIRAN MANJREKAR & MR.
KIRAN VIJAY MANJREKAR hereinafter reffered as
the Purchaser of the Second Part dated
01/02/2014 Vide Doc. No. 1299/2014.
27. 2015 NIL 28. 2016 NIL
29. 2017 NIL
30. 2018 Agreement to Sale between MRS. VISHRANTI
KIRAN MANJREKAR & MR. KIRAN VIJAY
MANJREKAR hereinafter reffered as the “
TRANSFERORS/VENDORS” of the First Part and
MRS. SUVIDHA SUNIL SAWANT & MR. SUNIL
VASANT SAWANT hereinafter referred as the
‘TRANSFEREES/ PURCHASERS” of the Other Part
dated 04/05/2018 Vide Doc. No. 5929/2018.

 I have investigated the title of the said Property and I have perused the
following documents:
 The Xerox of Lease Agreement dated.15/01/2008 Vide Doc. No. 618/2008.
 The Xerox of Development Agreement dated 31/01/2008 Vide Doc. No.
995/2008.
 The Xerox of Power of Attorney Vide Doc. No. 125/2008 dated 31/01/2008.
 The Xerox of supplementary agreement25/03/2010
 The Original of Agreement to Sale dated 26/11/2010 Vide Doc. No.
14138/2010.

 The Original of Agreement to Sale dated 01/02/2014 Vide Doc. No.

1299/2014.

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  The Original of Sale Deed dt 24/05/2014
 The Original of Agreement to Sale dated 04/05/2018 Vide Doc. No.
5929/2018.
9. From the records and information I found that :

FROM THE RECORDS I FOUND THAT the City and Industrial Development
Corporation of Maharashtra Ltd. is a Government Company within the meaning
of the Companies Act 1956, (hereinafter referred to as “THE CORPORATION”)
having its registered office at Nirmal, 2nd floor, Nariman point, Bombay 400021.
The Corporation has been declared as a New Town Development Authority under
the provision of Sub-section 3(A) of Section 113 of Maharashtra Regional and
Town Planning Act.1956 & Maharashtra Act No. XXXVII of 1966 (hereinafter
referred to as “the said Act”), for the New Town of New Bombay i.e. the area
designated as site for New Town Under Sub-Sec. (1) and 3 (A) of section 113 of the
said Act.
FROM THE RECORDS I FOUND THAT the State Government has acquired
land within the delineated area of New Bombay and vested the same in the
Corporation by an order duly made, on behalf and as per the provision of Section
113 (A) of the said Act.
FROM THE RECORDS I FOUND THAT all the piece and parcel of land
situated within the Registration, sub-Dist, Taluka- panvel Dist Raigad, Mouje
Kamothe bearing plot No. 72, Sector No.20, admeasuring an area of 1799.83 Sq.
Mtrs. And more particularly described in first schedule hereunder is owned by the
consenting party herein as an allottee and lessee of the city and Industrial
Development Corporation of Maharashtra Ltd. (CIDCO) vide Allotment letter
bearing No. CIDCO/bhoomi/94/satyo/kamothe-1 /2007 dt.6/8/2007 and lease
Deed dt.15/01/2008 which has been registered at the office of the sub registrar
panvel No. -3 at serial no618/08.
FROM THE RECORDS I FOUND THAT By virtue of the Development
Agreement dt. 31/01/2008 which is registered at the office of the registrar panvel
at serial no.995/08 and supplementary agreement with the consenting party the
promoter alone has the sole and exclusive right to construct and allot/sell flats in
the said building/s to be constructed on the said land and to enter into agreement/s
with the purchasers of the flats and to receive the sale price thereof. The consenting

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party also executed a power of allottee in favour of the promoter on 31/01/2008
which is registered at the office of the registrar panvel at Serial no. PA 25/08.
FROM THE RECORDS I FOUND THAT as stated above the promoter has got
approved from the concerned local authority the plans, specifications, elevations,
section and details of the said buildings and the construction of the said project has
already commenced.
FROM THE RECORDS I FOUND THAT the Builders through their Architect
‘Design’ have prepared building plans by initially utilizing permissible FSI,
proposing to construct complex(hereinafter referred to as the said Layout). The
Developers have submitted to CIDCO LTD and other authorities the building
plans, specification and designs for the said plot. The CIDCO Ltd., has sanctioned
the building plans, specification and designs submitted by the Developers and
granted the commencement Certificate and Development permission vide
CIDCO letter No.CIDCO/ATPO/1388/2010 dated 03/02/2010.
FROM THE RECORDS I FOUND THAT by execution of Agreement for Sale
dated 25th November 2010 the promoter M/S .LIFE PROPERTIES has sold
transferred Flat No. A-606, 6th Floor, admeasuring about 36.79 Sq. Mtrs Carpet
Area i.e. 616 Sq. feets of saleable area/super built up area of the building known as
“VISHWA HIGHLANDS” ., constructed on plot No. 72, Sector 20, situated at
Kamothe, Tal. Panvel, Dist. Raigad (herein after referred to as “the said Flat”) to
MR. SUNIL BABAN MARGAJE AND SMT. MANISHA SUNIL MARGAJE
and the said Agreement was duly stamped & Registered with the Sub-Registrar of
Assurances panvel -1 vide Receipt No. 15372 under the Registration document
Serial No. PVL-1-14138-2010 dated 26/11/2010.
FROM THE RECORDS I FOUND THAT after the completion of construction
of the completion the said plot in accordance with the sanctioned building plans ,
the CIDCO Ltd., by its letter dated 26/06/2012 bearing Reference No.
CIDCO/BP-9028/ATPO (NM&K)/2012/375 has granted its Occupancy
Certificate in respect of the said Plot.
FROM THE RECORDS I FOUND THAT by execution of Agreement for Sale
dated 1st February 2014 the Mr. Sunil Baban Margaje & Mrs. Manisha Sunil
Margaje has sold transferred Flat No. A-606,6th Floor, admeasuring about 36.79
Sq. Mtr Carpet Area of the building known as “VISHWA HIGHLANDS”.,
constructed on plot No. 72, Sector 20, situated at kamothe, Tal panvel, Dist.
Raigad (herein after referred to as “the said Flat”) to MRS. VISHRANTI KIRAN

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MANJREKAR & MR. KIRAN VIJAY MANJREKAR and the said Agreement
was duly stamped & Registered with the Sub- Registrar of Assurances panvel -4
vide Receipt No. 1404 under the Registration document Serial No. PVL-4-1299-
2014 dated 01/02/2014.
FROM THE RECORDS I FOUND THAT the respective Purchaser/s of the
Flats and Shop after taking over the possession of their Flat have jointly &
collectively formed the Co-operative Housing Society named as “VISHWA
HIGHLANDS CO OP HOUSING SOCIETY LTD.,” (hereinafter referred to as
“The Said Society”) registered under registration serial No. NBOM/CIDCO/HSG
(TC)/6318/JTR/2015-2016 having address at plot No. 72, Sector 20, Kamothe,
Tal. Panvel. Dist. Raigad. The TRANSFERORS/VENDORS herein also become
the members of said society vide SHARE CERTIFICATE NO. 36, bearing
distinctive Nos.351 TO 360 (both inclusive) issued by the said Society.
(Hereinafter referred as said “SHARES”).
FROM THE RECORDS I FOUND THAT the TRANSFEROR/VENDOR is a
member of the “VISHWA HIGHLANDS CO OP HOUSING SOCIETY LTD.,”
a society registered under the Maharashtra Co. operative Societies Act 1960.
FROM THE RECORDS I FOUND THAT the TRANSFERORS/VENDORS
herein are legally, lawfully, absolutely seized and possessed of and otherwise well
and sufficiently entitled to the Flat No. A-606, 6th Floor, admeasuring about
36.79 Sq. Mtr Carpet Area of the building known as “VISHWA HIGHLANDS
CO OP HOUSING SOCIETY LTD.,” constructed on plot No. 72, Sector 20,
situated at kamothe, Tal. Panvel, Dist. Raigad and more particularly described
in the Schedule of the property hereunder written and the floor plan hereof,
annexed hereto. (For brevity sake, the said flat no. A-606 is hereinafter referred to
as “THE SAID FLAT”).
FROM THE RECORDS I FOUND THAT the TRANSFEREES/
PURCHASERS have approached the TRANSFERORS/VENDORS and shown
their keen interest & desire in purchasing the said Flat to which
TRANSFERORS/VENDORS has agreed to Sell Transfer all their rights, title and
interest in the said Flat on payment of lump sum consideration of RS.40, 50,000/-
(Rupees Forty Lacs Fifty Thousand Only) or the terms & conditions determined
herein after as under:
FROM THE RECORDS I FOUND THAT the parties hereto are desirous of
recording the terms and conditions of this agreement hereinafter appearing.

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 10. Confirm and state that the original title deeds submitted are the originals
and Genuine registered before the Registrar of Assurance.

 We confirmed that the original title deeds submitted are the originals and
Genuine registered before the Registrar of Assurance.

11. Whether the Property is ancestral and/or under joint ownership. If so,
details of the co-parceners/Karta and /or co-owners. The respective shares
should be incorporated specifically.

 The shares of Said Flat No. A-606, 6th Floor is in the name of 1) MRS.
SUVIDHA SUNIL SAWANT 2) MR. SUNIL VASANT SAWANT

12. Minor’s Interest. :

Any minor’s interest if involved in the property proposed to be mortgaged
or any other claims. If minor’s interest is involved, what precautions are to
be taken to protect bank’s interest as mortgagee to be stated please note
that if the property belongs to a minor, permission of Court is generally
required to create the mortgage of the property.

 No Minor Interest.
13. Documents pending for registration. :
The enquiry is to be made whether any document crating mortgage, charge
or encumbrance is pending registration in the concerned Sub-
Registrar’s/Registrar’s office are to be stated. If so, full details of such
charge etc. of charge holder’s should be specified.
 No documents pending for registration.
14. Whether Urban Land (Ceiling and Regulation) Act, 1976 is applicable in
the State where the Property is located. If applicable whether the
immovable Propert(ies) fall(s) within the purview of the Act, verification
and investigation should be made under sections 26, 27 and 28 of the Act
to ensure that mortgagor(s) has/have obtained necessary permission from
the competent authority under the Act. Documentary evidence showing
such permission is obtained has to be attached with the report.
 NA

15. Whether the Property is acquired under Land Acquisition Act, 1894 and
applicability of other State Legislations.
 NA

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 16. Leasehold immovable Property (Where land/building is leasehold, please
verify the terms of lease, whether any permission / NOC from the
lessors/competent authority is required for creation of mortgage of such
leasehold property and advice the precautions to be taken while obtaining
such property in mortgage).
 A) Require Original Mortgage NOC from SOCIETY in favour of Bank of
India.
17. Investigation under Income Tax Act 1961, pending litigation related to
property if any : (Any permission of the concerned Assessing Officer under
any of the provision of I. T. Act is required for creating mortgage or any
Certificate to be submitted to the Bank to show that no dues are
outstanding to Income Tax Dept.)
 NA
18. Investigation in regard to agricultural land : (Investigate and search the
necessary records etc. with specific reference to the land if it is surplus, self-
cultivated, if consolidation of holdings/ acquisition proceedings etc. is in
progress in the area, whether Government loan/ any loan raised against the
land and details about the charges/ encumbrances may be specified,
specifically with reference to the Agricultural Land Laws.)
 NA
19. The details of the certified copies of the revenue records obtained to
confirm that no dues are outstanding by the mortgagor.
 Certified copy obtained on 28/05/2018 . No dues are outstanding by the
mortgagor.

20. Any other special enactment which is applicable to the property proposed
to be mortgaged and affects the title.
 NA
21. If it is a Property owned by the Company the additional safeguards like
search before the Registrar of Companies to be obtained be stated.

 NA
22. The stamp duty has been duly paid under the provision of Bombay Stamp
Act as per the value determined by the Sub-Registrar Panvel at the point of
time.

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  Property is Residential Flat/Apartment I further found that the total
consideration of the said Flat No.A-606,6th Floor, is Rs.40,50,000/- and paid
part sale price of Rs.30,50,000/- of the above said Flat/Apartment by the
Purchasers – of 1) MRS. SUVIDHA SUNIL SAWANT 2) MR. SUNIL
VASANT SAWANT TO MRS. VISHRANTI KIRAN MANJREKAR AND
MR. KIRAN VIJAY MANJRKAR as agreement to sale dated 04/05/2018.
23. Whether the records of Sub-registrar office or revenue authorities relevant
to the property in question are available for verification through any online
portal or computer system. If so, whether any verification or cross checking
are made and the comments/findings in this regard.
 NA
24. In case of partion/family settlement deeds, whether the partition made is
valid in law, whether the original deeds is available for deposit, whether
mutation has been effected and whether the mortgagor is in possession and
enjoyment of his/her/their share. The modality/procedure to be followed
to create a valid and enforceable mortgage. Whether any of the documents
in question are executed in counterparts or in more than one set? If so,
additional precautions to be taken for avoiding multiple mortgages.
 NA
25. Whether the property belongs to any trust or is subject to the rights of any
trust? Whether the trust is a private or public trust and whether trust deeds
specifically authorizes the mortgage of the property? Is there any bar under
local laws for creation of mortgage? The additional precautions/
permissions to be obtained for creation of valid mortgage as per the
respective state/central laws.
 NA
26. In case of partnership firm, whether the property belongs to the firm and
the partnership deed is properly registered. Whether the partners have
authority to create mortgage for and on behalf of the firm.
 NA
27. If the property belongs to a Limited Company, Advocate to check the
borrowing powers, board resolution and authorization to create
mortgage/execution of documents, registration of any prior charges with
the Company Registrar (ROC), Memorandum of Association and Articles of
Association etc. and submit details.
 NA

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 28. In case of Societies, Association, check the required authority / power to
borrow and whether the mortgage can be created as per their constitutional
documents and applicable laws and the requisite resolutions, bye-laws etc.
The additional precautions/permissions to be obtained for creation of valid
mortgage as per the respective state/central laws to be stated.
 NA
29. If the property is a flat/apartment or residential/commercial complex,
Advocate to interiliac check/verify a) Promoter’s/Land Owner’s title to the
land/building; b) Development Agreement/ Power of Attorney, c)
Independent title verification of the Land and/or building in question; d)
Agreement for Sale (duly registered); e) Payment of property Stamp duly;
f) Approval of building plan, permission of appropriate/local authority etc.;
g) conveyance in favour of Society/Condominium concerned; h) Occupancy
Certificate/Allotment Letter/Letter of Possession; i) Membership details
in the society etc.; j) Share Certificates; k) No Objection Letter from the
Society; l) All legal requirements under the local/Municipal Laws,
regarding ownership of flats/Apartments/Building Regulations,
Development Control Regulations, Co-operative Societies Laws etc.; m)
requirements for noting the Bank charges on the records of the Housing
Society etc. and comment.

 Said Property is belongs to the SOCIETY and therefore Bank charge should be
noted in the records of SOCIETY.
30. Advocate also the check whether the name of mortgagor is reflected as
owner in the revenue/municipal/Village records, whether the property
offered as security is clearly demarcated in the title documents, whether
the property has clear access as per documents?

 The said property is clear for creation of equitable mortgage as per its
document records.

31. Any bar/restriction for creation of mortgage under any local or special
enactments, details of proper registration of documents, payment of proper
stamp duty etc.
 Said Property located under the limits of SOCIETY and therefore restrictions of
SOCIETY, on the said Property.
32. Mention nature of Property:

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 Like Agricultural, Non-Agricultural, Residential, Commercial or Industrial
etc. Whether the Bank can proceed against the Property under the
SARFAESI Act.
 Property is Residential Flat.
 Property offered for mortgage is SARFAESI compliance.

33. Whether the governing law, the constitutional documents of the mortgagor
(other than natural persons) permits creation of mortgage and additional
precautions, if any to be taken in such cases.

 NA

CERIFICATE
 I hereby certify that, I have searched and verified the information furnished
in this report and have compared the original/xerox title deeds given to me
with the copy of it in the office of the Sub-Registrar and has found both
tallying with each other. The statements and other information given in
the report are correct and true. I certify that, 1) ) MRS. SUVIDHA SUNIL
SAWANT 2) MR. SUNIL VASANT SAWANT has got a valid, clear,
absolute and marketable title over the property shown above free from any
encumbrances, charge or claims.

 1) ) MRS. SUVIDHA SUNIL SAWANT 2) MR. SUNIL VASANT

SAWANT had to be personally present and deposit the following title
deeds in original with intention to create equitable mortgage, it will satisfy
the requirements of creation equitable mortgage

A. The following documents in original have to be obtained for creation

of valid equitable mortgage by deposit of title deeds.

 The Original of Agreement to Sale dated 26/11/2010 Vide Doc. No.

14138/2010.

 The Original of Agreement to Sale dated 01/02/2014 Vide Doc. No.

1299/2014.

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  The Original of Sale Deed Vide Doc no 3760/2014 dt 24/05/2014
 The Original of Agreement to Sale dated 04/05/2018 Vide Doc. No.
5929/2018.

a) Require Index II of Doc No.5929/2018.dated 04/05/2018.

b) Require Original Receipt No. 6798 dated. 04/05/ 2018.
c) Require Original NOC from the Society in favour of Bank.
d) Require Affidavit cum under taking to furnish SHARE CERTIFICATE
To Bank If Same is Not Available Immediately in favour of bank.

The Stamp Duty payable on Oral Assent = 0.2% of the loan amount

I hereby return the Original/Xerox documents forwarded to us.

Note:- After mortgage please process/ensure for notice of intimation to the concern Sub-
Registrar PANVEL and Record Charge with CERSAI.

Place : Panvel
Date : 31/05/2018 Signature of the Advocate

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 PL NOTE THIS REPORT IS BASED ON XEROX COPY.

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