KATA PENGANTAR

Puji syukur kepada Allah SWT berkat Rahmat, Hidayah, dan Karunia-Nya kepada

kita semua sehingga Saya dapat menyelesaikan skripsi dengan judul

“PENGARUH CAPITAL ADEQUACY RATIO (CAR), BIAYA

OPERASIONAL PENDAPATAN OPERASIONAL (BOPO) DAN NON

PERFORMING LOAN (NPL) TERHADAP KINERJA KEUANGAN

PT.Bank Aceh’ Laporan Proposal skripsi ini disusun sebagai salah satu syarat

untuk memperoleh sarjana Ekonomi pada program Strata-1 di Jurusan Manajemen

Fakultas Ekonomi ,Universitas muhammadyah Aceh.

Kami menyadari skripsi ini tidak luput dari berbagai kekurangan. Penulis

mengharapkan saran dan kritik demi kesempurnaan dan perbaikannya sehingga

akhirnya laporan proposal skripsi ini dapat memberikan manfaat bagi bidang

pendidikan dan penerapan dilapangan serta bisa dikembangkan lagi lebih

lanjut.Amiin.

Banda aceh, mei 2018

Peneliti

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 DAFTAR ISI

Halaman
KATA PENGANTAR............................................................................................ i
DAFTAR ISI......................................................................................................... ii
DAFTAR TABEL................................................................................................ iv
DAFTAR GAMBAR............................................................................................ v
BAB I PENDAHULUAN...................................................................................... 1
1.1 Latar Belakang Penelitian.................................................................... 1
1.2 Rumusan Masalah................................................................................ 3
1.3 Tujuan Penelitian................................................................................. 4
1.4 Manfaat Penelitian............................................................................... 4
1.5 Ruang Linkup Penelitian...................................................................... 5

BAB II KAJIAN KEPUTUSAN.......................................................................... 6

2.1 Landasan Teori...................................................................................... 6
2.1.1 Pengertian Bank.......................................................................... 6
2.1.2 Jenis-Jenis Bank........................................................................ 6
2.1.3 Fungsi Bank................................................................................ 7
2.14 Sumber Dana Bank....................................................................... 8
2.2 Kinerja Keuangan Perbankan.............................................................. 11
2.2.1 Pengertian Kinerja Keuangan Perbankan.................................. 11
2.2.2 Manfaat Penilaian Kinerja Keuangan....................................... 11
2.2.3 Tujuan Pengukuran Kinerja...................................................... 12
2.3 Solvabilitas Bank (CAR)..................................................................... 12
2.4 Efesiensi Bank (BOPO)....................................................................... 13
2.5 Non Perfoming Loan (NPL)................................................................ 15
2.6 Rentabilitas Bank (ROA).................................................................... 16
2.7 Penelitian Sebelumnya........................................................................ 17
2.8 Kerangka Pemikiran............................................................................ 21
2.9 Hipotesis.............................................................................................. 22

ii
BAB III METODE PENELITIAN................................................................... 23
3.1 Desain Penelitian................................................................................. 23
3.1.1 Lokasi Dan Objek Penelitian..................................................... 23
3.1.2 Jenis Penelitian.......................................................................... 23
3.1.3 Horizon Waktu.......................................................................... 24
3.1.4 Unit Analisis.............................................................................. 24
3.1.5 Unit Observasi........................................................................... 24
3.1.6 Sumber Data.............................................................................. 25
3.2 Populasi Dan Sampel Penelitian.......................................................... 25
3.3 Teknik Pengumpulan Data.................................................................. 25
3.4 Defenisi Operasional Variabel............................................................ 26
3.5 Teknik Analisis Data........................................................................... 27
3.6 Pengujian Data.................................................................................... 29
3.7 Pengujian Hipotesis............................................................................. 29

DAFTAR PUSTAKA.......................................................................................... 33

iii
 DAFTAR TABEL

Tabel Halaman

Penelitian Terdahulu.......................................................................................... 24

iv
 DAFTAR GAMBAR

Halaman

Kerangka Pemikiran............................................................................................. 26