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  • Jual Beli Barang Metode Proporsional (Flat) : PSAK 102

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    dicky alif
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    The document is a financing agreement in Bahasa Indonesia. It outlines the terms of a loan with a principal of 1000.00 over 24 months. It shows the monthly amortization schedule and breakdown of principal, margin, administration fees, and survey costs. It then compares the flat and effective interest methods of calculating installments and margins. Under the effective interest method, it estimates the cash flows, balance, and internal rate of return of 1.57%.

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    excercise

    Original Title

    Exercise Murabahah

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    The document is a financing agreement in Bahasa Indonesia. It outlines the terms of a loan with a principal of 1000.00 over 24 months. It shows the monthly amortization schedule and breakdown of principal, margin, administration fees, and survey costs. It then compares the flat and effective interest methods of calculating installments and margins. Under the effective interest method, it estimates the cash flows, balance, and internal rate of return of 1.57%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as xlsx, pdf, or txt
    11 views4 pages

    Jual Beli Barang Metode Proporsional (Flat) : PSAK 102

    Uploaded by

    dicky alif
    The document is a financing agreement in Bahasa Indonesia. It outlines the terms of a loan with a principal of 1000.00 over 24 months. It shows the monthly amortization schedule and breakdown of principal, margin, administration fees, and survey costs. It then compares the flat and effective interest methods of calculating installments and margins. Under the effective interest method, it estimates the cash flows, balance, and internal rate of return of 1.57%.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
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    of 4

    PSAK 102 Jual beli barang

    Metode Proporsional (flat)

    Pokok Pembiayaan: 1000.00


    Marjin Bank: 200.00
    Pendapatan Administrasi: 12.00
    Beban Survei: 5.00
    Jangka Waktu: 24

    Outst. Bulan Outst. Pokok Angsuran Pokok Angsuran Marjin Angsuran P + M Pend. Adm. Beb. Survei
    1000.00
    24 958.33 41.67 8.33 50.00 0.50 0.21
    23 916.67 41.67 8.33 50.00 0.50 0.21
    22 875.00 41.67 8.33 50.00 0.50 0.21
    21 833.33 41.67 8.33 50.00 0.50 0.21
    20 791.67 41.67 8.33 50.00 0.50 0.21
    19 750.00 41.67 8.33 50.00 0.50 0.21
    18 708.33 41.67 8.33 50.00 0.50 0.21
    17 666.67 41.67 8.33 50.00 0.50 0.21
    16 625.00 41.67 8.33 50.00 0.50 0.21
    15 583.33 41.67 8.33 50.00 0.50 0.21
    14 541.67 41.67 8.33 50.00 0.50 0.21
    13 500.00 41.67 8.33 50.00 0.50 0.21
    12 458.33 41.67 8.33 50.00 0.50 0.21
    11 416.67 41.67 8.33 50.00 0.50 0.21
    10 375.00 41.67 8.33 50.00 0.50 0.21
    9 333.33 41.67 8.33 50.00 0.50 0.21
    8 291.67 41.67 8.33 50.00 0.50 0.21
    7 250.00 41.67 8.33 50.00 0.50 0.21
    6 208.33 41.67 8.33 50.00 0.50 0.21
    5 166.67 41.67 8.33 50.00 0.50 0.21
    4 125.00 41.67 8.33 50.00 0.50 0.21
    3 83.33 41.67 8.33 50.00 0.50 0.21
    2 41.67 41.67 8.33 50.00 0.50 0.21
    1 0.00 41.67 8.33 50.00 0.50 0.21
    1000.00 200.00 1200.00 12.00 5.00
    Metode anuitas (efektif)

    Pokok Pembiayaan: 1000.00


    Marjin Bank: 200.00
    Eq. Rate 18.16%
    Jangka Waktu: 24

    Outst. Bulan Outst. Pokok Angsuran Pokok Angsuran Marjin Angsuran P + M


    1000.00
    24 965.13 34.87 15.13 50.00
    23 929.73 35.40 14.60 50.00
    22 893.80 35.93 14.07 50.00
    21 857.33 36.48 13.52 50.00
    20 820.30 37.03 12.97 50.00
    19 782.71 37.59 12.41 50.00
    18 744.55 38.16 11.84 50.00
    17 705.82 38.73 11.27 50.00
    16 666.50 39.32 10.68 50.00
    15 626.58 39.92 10.08 50.00
    14 586.06 40.52 9.48 50.00
    13 544.93 41.13 8.87 50.00
    12 503.18 41.75 8.25 50.00
    11 460.79 42.39 7.61 50.00
    10 417.76 43.03 6.97 50.00
    9 374.08 43.68 6.32 50.00
    8 329.74 44.34 5.66 50.00
    7 284.73 45.01 4.99 50.00
    6 239.04 45.69 4.31 50.00
    5 192.66 46.38 3.62 50.00
    4 145.57 47.08 2.92 50.00
    3 97.78 47.80 2.20 50.00
    2 49.25 48.52 1.48 50.00
    1 0.00 49.25 0.75 50.00
    1000.00 200.00 1200.00
    Instrumen Keuangan
    PSAK 50,55,60*
    Metode anuitas (efektif)

    *Sepanjang Tidak Bertentangan dengan Syariah

    Pokok Pembiayaan: 1000.00


    Marjin Bank: 200.00
    Eq. Rate 18.16%
    Jangka Waktu: 24
    Pendapatan Administrasi: 12.00
    Beban Survei: 5.00
    Nilai Efektif Pembiayaan: 993.00
    C+G
    Outst. Bulan Estimasi Arus Kas Saldo Awal Arus Kas Angsuran Marjin Efektif
    -993.00
    24 50.00 993.00 15.63
    23 50.00 993.50 15.63
    22 50.00 994.53 15.65
    21 50.00 996.11 15.68
    20 50.00 998.26 15.71
    19 50.00 1001.00 15.75
    18 50.00 1004.34 15.81
    17 50.00 1008.30 15.87
    16 50.00 1012.91 15.94
    15 50.00 1018.17 16.02
    14 50.00 1024.10 16.12
    13 50.00 1030.74 16.22
    12 50.00 1038.09 16.34
    11 50.00 1046.18 16.46
    10 50.00 1055.03 16.60
    9 50.00 1064.66 16.75
    8 50.00 1075.10 16.92
    7 50.00 1086.36 17.10
    6 50.00 1098.46 17.29
    5 50.00 1111.44 17.49
    4 50.00 1125.32 17.71
    3 50.00 1140.11 17.94
    2 50.00 1155.85 18.19
    1 50.00 1172.56 18.45
    1,200.00 397.27
    IRR 1.57%
    trumen Keuangan

    engan Syariah

    Angsuran Pokok Kontrak Angsuran Marjin Kontrak Amortisasi Saldo Akhir Arus Kas

    -34.87 -15.13 0.50 974.25


    -35.40 -14.60 1.03 974.77
    -35.93 -14.07 1.58 975.83
    -36.48 -13.52 2.15 977.46
    -37.03 -12.97 2.74 979.68
    -37.59 -12.41 3.34 982.51
    -38.16 -11.84 3.96 985.95
    -38.73 -11.27 4.60 990.04
    -39.32 -10.68 5.26 994.79
    -39.92 -10.08 5.94 1000.21
    -40.52 -9.48 6.64 1006.34
    -41.13 -8.87 7.35 1013.18
    -41.75 -8.25 8.09 1020.77
    -42.39 -7.61 8.85 1029.11
    -43.03 -6.97 9.63 1038.24
    -43.68 -6.32 10.43 1048.17
    -44.34 -5.66 11.26 1058.94
    -45.01 -4.99 12.11 1070.55
    -45.69 -4.31 12.98 1083.04
    -46.38 -3.62 13.87 1096.42
    -47.08 -2.92 14.79 1110.73
    -47.80 -2.20 15.74 1125.99
    -48.52 -1.48 16.71 1142.23
    -49.25 -0.75 17.71 1159.46
    -1000.00 -200.00 197.27

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