Offer

 Pay once on Amazon with UPI using Kotak Apps during the Offer Period and get
a Rs. 50 voucher.

 Pay 3 times on Amazon with UPI using Kotak Apps during the Offer Period, and
get an additional Rs. 50 voucher.

Customer’s VPA Debit Bank Account Eligible?

@Kotak Kotak Yes
@Kaypay Kotak Yes
@Kaypay Non-Kotak No
@UPI Kotak No

Points to Note

 Kotak VPA will be as per these two formats: abcdef@kotak or xyz@kaypay

 On Kotak Mobile App, you can visit BHIM UPI section to do a transaction

 Customers who don’t have a Kotak VPA can create the same by visiting BHIM
UPI inside Kotak Mobile App, or by downloading BHIM Kotak Pay Application

Download Kotak Mobile App -

https://play.google.com/store/apps/details?id=com.msf.kbank.mobile&hl=en_IN
Download BHIM Kotak Pay App –
https://play.google.com/store/apps/details?id=com.olive.kotak.upi

For any queries on this offer, please call Kotak Customer Care at 1860 266 2666
 How to make a payment on Amazon using UPI

1. Enter your Kotak UPI ID on the Payment Page

2. You will receive a collect request on your Kotak App inside BHIM UPI Section

3. Click on the request and approve

Terms and conditions of the offer:

1. This offer extends to select Customers (“Customer”) of Kotak Mahindra Bank Ltd.
(“Bank”) who have received this communication via Email or SMS

2. This offer is valid from 4th Oct, 2018 to 18th Oct, 2018, with both days inclusive
(“Offer Period”).

3. Customers should use @Kotak or @kaypay Virtual Payment Address (VPA)

4. Minimum Transaction value should be Rs.100

5. Money should be debited from your Kotak Bank account

6. Gift voucher will be in the form of a Woohoo voucher, which can be redeemed
online for a voucher of many popular brands
7. This Gift voucher is issued by Qwikcilver Solutions (“Qwikcilver”). Qwikcilver is a
private limited company incorporated under the laws of India, and is the issuer of
Gift vouchers.
8. Participation in this offer is voluntary. Any person availing of this offer shall be
deemed to have read, understood and accepted these Terms and Conditions.

9. This offer is non-encashable and cannot be clubbed with any other offer.

10. Each Customer will be eligible for maximum of two vouchers of Rs. 50 each
during the Offer Period.

11. The Bank reserve the right to disqualify any Customer from the benefits of the
Offer if any fraudulent activity is identified as being carried out for the purpose of
availing the benefits under the Offer.

12. The Bank holds out no warranty and makes no representation with respect to the
service and delivery of the goods and services offered by Qwikcilver and the
brand selected for the voucher. In case of any disputes or complaints regarding
the same the Customer is required to resolve the same directly with Qwikcilver
and the brand selected for the voucher without any reference to the Bank
whatsoever.

13. Bank reserve the right, at any time, without prior notice and without assigning any
reason whatsoever, to add/alter/modify/change or vary all of these terms and
conditions or to replace, wholly or in part, this offer by another offer, whether
similar to this offer or not, or to extend or withdraw it altogether.
14. The decision of the Bank in all matters in connection with and incidental to this
offer is final and shall be binding on all persons.

15. Eligible Customers for Vouchers shall be declared within 30 days from the last
day of the Offer Period and the communication will be sent to all eligible
Customer’ registered email id via email and registered mobile number via SMS,
within 30 days from last day of Offer Period.

16. Customers who will be declared as eligible for voucher consents that if required
by the Bank, they will give their testimonials about the offer/Banking writing, click
a photo with the voucher received by them. The testimonials & photos of them
will be used by the Bank for marketing purposes and the Bank shall not, at any
time, be liable to make any payments towards any kind of fees, incentive or
royalty, for these testimonials /photos.

17. Only successful transactions will be considered as eligible transactions. Refunds

/Cancellations/Reversals will not be considered as eligible transactions
18. Only those transactions will be considered as eligible transactions which is in
accordance with Terms & Conditions of this offer.

19. Customers are advised to read and understand the terms and conditions of
Qwikcilver with regards to the redemption of the offer and the terms and
conditions of the brand selected for the voucher, before availing the benefits of
the offer. The Bank merely facilitates its Customers to avail the benefits of the
offer and is in no way concerned or connected with the terms and conditions of
Qwikcilver and the brand selected for the voucher.

20. The Bank shall not be responsible or liable in any manner whatsoever for any
deficiency or inadequacy in the services rendered by Qwikcilver or any of the
brands selected for the voucher and the Customer hereby agrees not to hold the
Bank responsible or liable for, any actions, claims, demands, losses, damages,
costs, charges and expenses that he/she may suffer on account of this Offer.
21. Bank shall not be liable in any manner whatsoever for any loss/damage/claim
that may arise out of use or otherwise of any goods and services availed by the
Customer under the Offer.
22. The offer is valid only for Customers of the Bank who are eligible and should be
at least 18 yrs. of age or above.

23. Disputes, if any, arising out of or in connection with or as a result of above offer
or otherwise relating hereto shall be subject to the exclusive jurisdiction of courts
at Mumbai, irrespective of whether any other court or tribunal has concurrent or
similar jurisdiction.