Dear Respondent,

I am conducting a research for my Business Research Method course, the objective of

my research is to find out the reasons behind the conversion of traditional banks into Islamic
banking. So to find out this I need to find out how effectively the Islamic Finance are is being
achieved by Islamic banks (converted and also the pre-established Islamic banks). So,
thereby I humbly request you to spend your precious five minutes in filling the questionnaire
as per your knowledge about the Islamic finance banking. Your contribution in this regard
will be highly appreciated and will be acknowledged at the time of submission of the research
findings.

1. Your Name (Optional): Prof./Dr./Mr./Mrs./Miss…………………………….

……………………………………………………………………………………

2. Please select your age:

a) Under 25
b) 26-35
c) 36-45
d) 46 or older
3. Please select your gender?
a) Male
b) Female
4. How are you related with Islamic Finance, tick any on from the following:
a) Customer
b) Employee of Islamic Bank
c) Shariah Advisor
d) Regulatory Officer
e) Others (please specify) ……………………………..

Note: The following questions from now onwards, there is no right or wrong
answer, all I am interested in knowing your opinion on a point scale measure.
The options indicates like this:

5= Strongly Agree
4= Agree
3= Moderately Agree
2= Disagree
1= Strongly Disagree
Please tick () the number for each statement.

Do you think Islamic Banking services is:

1 A good vehicle to promote Islamic values? 5 4 3 2 1
2 Working as per the teachings of Quran and 5 4 3 2 1
Sunnah?
3 Practically not indulged in businesses like 5 4 3 2 1
gambling, alcohol, cinema and other forbidden
businesses in Islam?
4 Not different from other commercial banks 5 4 3 2 1
except in complying with shariah legal
prescriptions with regard to product offering?

Do you think:
5 Shariah board acts as watchdog (keep 5 4 3 2 1
supervision) on the activities of the Islamic
banks?

Do you think Islamic banks:

6 Do not exploit its customers in any way? 5 4 3 2 1
7 Do not indulge in misleading advertisements? 5 4 3 2 1
8 Do not earn income through unfair means? 5 4 3 2 1
9 Properly based on the values they are based? 5 4 3 2 1

I believe that the following objectives of Islamic banking are being achieved:
10 Maximizing profits 5 4 3 2 1
11 Help in alleviating poverty 5 4 3 2 1

Do you think Islamic banks are:

12 Contributing to social welfare? 5 4 3 2 1
13 Collecting and distributing Zakat? 5 4 3 2 1
14 Contribute in removing society’s inequalities 5 4 3 2 1
and improving general standard of living?

Do you think traditional banks convert into Islamic:

15 To attain benefits of the competitive market of 5 4 3 2 1
Islamic banking?
16 Are the converted banks following the values 5 4 3 2 1
of the Islamic banking?
17 Are the converted banks serving the customers 5 4 3 2 1
with all benefits that Islamic shariah law
provides?

Do you think following products and services of Islamic banking are really
Islamic:
18 Mudarabah (sleeping financing or the savings 5 4 3 2 1
account)
19 Musharakah (partnership financing) 5 4 3 2 1
20 Sukuk (bonds) 5 4 3 2 1
21 Ijarah (leasing) 5 4 3 2 1
22 Takaful (insurance) 5 4 3 2 1
23 Murabahah (cost financing) 5 4 3 2 1

Your comments and suggestions are welcome, regarding the development of

Islamic Financing Industry in Bangladesh (if any) …………………………...
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