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YES BANK, India's fourth largest private sector Bank, is an outcome of the professional entrepreneurship

of its Founder and a highly competent top Rana Kapoor management team, to establish a high quality,
customer centric, service driven bank catering to the “Sunrise Sectors of India Full Service Commercial
Bank”, providing complete range of products, services and digital offerings, catering to corporate, MSME
& retail customers. YES BANK operates its Investment banking, Merchant banking & brokerage
businesses through YES SECURITIES, a wholly owned subsidiary of the Bank.

MR. RANA KAPOOR

Founder, Managing Director & CEO

YES BANK has recently announced Financial Results for the Quarter and Year ended Mar 31, 2018. In
Q4FY18 Net Profit grew by y-o-y to Net 29.0% 1,179.4 crores, R Interest Income grew by y-o-y to 31.4%
2,154.2 crores, R Non Interest Income grew by y-o-y to 13.0% 1,421.0 R crores. 53.9% 203,533.9
Advances grew by y-o-y to R crores 40.5% 200,738.1 and Deposits grew by y-o-y to R crores as ofMar 31,
2018. The Bank continues to focus on improving granularity as reflected in CASA ratio improving to
36.5% as on Mar 31, 2018 from 36.3% as on Mar 31, 2017. Further Total Retail Liabilities (CASA + Retail
TDs) stands at 57.2% as on Mar 31, 2018. The Bank has complete suite of Retail product offerings which
along with investment in infrastructure, people and technology, will drive improvement in productivity
and efficiency in Retail and Branch Banking franchise.

Total Capital Adequacy ratio at . Total Capital 18.4% Funds stand atR 46,975.7 crores. The Bank is also
increasingly capturing market share with consistent growth and profitability as depicted in the charts
below. Over the past 5 years, YES BANK has more than doubled its market share in advances to 2.4% (as
per provisional figures published by RBI), while delivering superior shareholder's return. The Bank has
maintained RoA over and RoEs above over 1.5% 17% past 10 years. YES BANK is the FIRST bank out of
GIFT City, Gandhinagar to launch MTN issuance, and continues to be the largest among the operational
IBUs with Balance Sheet size crossing USD 2.5 Billion.

1,100 branches in over 710 locations Over 1720+ ATMs 18,200+ YES BANKers

Vision:
Building the Finest Quality Large Bank of the World in India
Mission
To establish a high-quality, customer-centric, service-driven, private Indian Bank catering to the
‘Future Businesses of India’

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