Professional Documents
Culture Documents
2018 Employee Benefits at A Glance
2018 Employee Benefits at A Glance
2018
Medical
Health Reimbursement Arrangement
Dental
Vision
Flexible Spending
Commuter Benefits
Life Insurance
Short Term Disability
Long Term Disability
Work Life Program
Optional Life Insurance
Optional Disability
Optional Critical Illness
Optional Accidental Injury Insurance
Retirement
Paid Time Of
Enrolling in Benefits
Important Legal Notices
PAGE 2 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Medical & Full time and part time employees working a minimum See below
of 30 hours per week. Eligibility starts 90 days from
Pharmacy your date of hire.
Samaritan offers one medical plan through Emblem and pharmacy coverage through Express Scripts. If you
enroll in the medical plan, your medical and prescription drug ID cards will be mailed to your home.
Emblem InBalance EPO Medical
The Samaritan medical plan does not cover services performed by out of network providers or facilities. The
plan does not require referrals to see a specialist. The Plan uses the Emblem InBalance EPO network and
you are responsible for verifying network participation before you schedule an appointment to see a
provider.
Express Scripts Pharmacy
Prescriptions will be handled by Express Scripts. You will receive a separate ID card for prescriptions. Express
Specialty medications will be handled by Payer Matrix. If you require a specialty medication please contact
Payer Matrix to assist with fulfilling your specialty medication. In most cases they will also contact you
directly. Payer Matrix can be reached at (877) 305-6202 and Express Scripts can be reached at (800) 282-
2811.
Benefits Snapshot
*Deductible Reimbursement is processed through CHOICE HRA. See page
3 for more details.
brand copay
Reimbursement)
Over $89.27 $169.62 $186.58 $279.86
$50 Non preferred brand copay Annual Employe Employee Employee Employee
(no deductible) Salary e Only & Children & Spouse* & Family
What is an HRA?
A Health Reimbursement Arrangement is an employer funded
account that reimburses you for part of your in-network
expenses that are applied to your Emblem Medical Plan Annual
Deductible. Active participants in our Emblem Medical Plan are
automatically enrolled in the HRA.
You must submit a claim to Choice Strategies to receive a reimbursement. You can submit claims via fax, their
website and even smartphone. You will need an Explanation of Benefits (EOB) from Emblem showing that you
had medical services that applied to your deductible.
1) Download Emblem EOB showing that you had medical service that was subject to deductible.
https://www.emblemhealth.com/Members
2) Register with Choice Strategies online and upload the EOB directly on the website below:
https://www.mywealthcareonline.com/choice-strategies
OR
1) Download HRA claim forms at: http://www.choice-strategies.com/member-forms
2) Submit completed claim form and Emblem EOB via fax to 1-888-415-6471 or US Mail: Choice
Strategies, P.O. Box 2205, South Burlington, VT 05407
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to the
summary plan document which can be obtained from Human Resources.
PAGE 4 SAMARITAN DAYTOP VILLAGE - BENEFITS
Benefit Eligibility Employee Cost 2018
Dental Full time and part time employees Low Cost Option Plus Buy
working a minimum of 30 hours per week Up Option
Eligibility starts 90 days from your date of
hire.
Benefits Snapshot
Cigna Dental DHMO Benefit Type DHMO PLAN PPO PLAN
This dental plan uses the Cigna DHMO Network. This
option does not cover out-of-network services. The Annual Plan Unlimited $1,500
network is smaller than the PPO option, but it does Maximum (the
have an unlimited annual benefit and lower out of
most this plan
pocket costs to you for services. You must select a
primary dentist on the ADP portal before your first will pay in a year)
visit. ID Cards will be mailed to you after a primary Annual None $50/Individual
care dentist is selected. Deductible $150 Family
Preventative & No Charge No Charge
Cigna Dental Advantage Diagnostic Care
PPO (Exams,
This dental plan uses the Cigna PPO Advantage Cleanings, X-
network which has a larger selection of providers than rays)
the DHMO. The PPO also provides coverage with out- Basic Care Root Canal: $170 In-Network: No
of-network dentists. You do not have to choose a (Fillings, Root Copay Charge
primary dentist. The plan has an annual maximum Canals, Oral Out-of Network:
payout of $1,500 per calendar year. Out of pocket Surgery, See patient charge Covered at 80%*
expenses are generally higher for you than the DHMO.
Anesthetics) schedule
You will not automatically receive an ID Card. ID cards
can be printed at www.mycigna.com. Go to dental
page and click ‘Print Dental ID Card’.
Major Care Porcelain Crown: In-network: covered
(crowns, $225 Copay at 60%
Finding Dental Providers dentures, Out-of-network:
bridges, See patient charge Covered at 50%*
1. Call Cigna at 1-800-Cigna24 prosthesis over schedule
1-800-244-6224 implant)
Orthodontia 24 months Covered at 50% up
2. Access the online directory at maximum lifetime to $1,000 per
http://hcpdirectory.cigna.com/we benefit. lifetime*
b/public/providers See patient charge
schedule for out of
pocket.
Benefits Questions or Issues?
*Out of network payment are based on 90th percentile of usual and customary charges.
Latoya Belizaire Sarah Clarke Limitations: 1 exam per 6 month period. 1 cleaning per 6 month period, Routine x-ray
bitewing per 12 months. Crowns, Dentures and Bridges are covered once every 5 years.
Samaritan Daytop Village OneGroup NY
(718) 206-2000 ext. 1324 (718) 897-3903 ext. 15
latoya.belizaire@samaritanvillage.or sclarke@onegroup.com
g
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to
the summary plan document which can be obtained from Human Resources.
PAGE 5 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
Vision Full time and part time employees working See below
a minimum of 30 hours per week Eligibility
starts 90 days from your date of hire.
receipt to:
Cigna Vision
Claims Department
PO Box 997561,
Sacramento, CA 95899-7561
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to
the summary plan document which can be obtained from Human Resources.
PAGE 7 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
Ancillary Benefits
Employee Assistance Program (EAP)
Unum Full time and Company Confidential, counseling sessions by
Work-Life Balance part time Pays master’s level consultants who help with:
employees Locating childcare/eldercare services.
working a Financial issues such as budgeting,
minimum of 30 controlling debt, investing and retirement.
hours per week Assist with complex issues such as
and their relationships, depression, or substance
dependents. abuse as well as legal consultations.
Learn more at www.lifebalance.net
Eligibility starts
Work/Life Hotline 1-800-854-1446
90 days from
your date of
(Spanish 1-877-858-2147)
hire. A wallet card is available in the HR dept.
Life Insurance
Unum Full time and Company Group term policy equal to 2 times
Basic Life & AD&D part time Pays your annual salary with a minimum
employees
working a
of $80,000 and maximum of
minimum of 30 $250,000
Unum hours per week You Pay Group Term Life insurance options
Supplemental Life for you, your spouse and
Eligibility starts dependents. Call 1-800-Ask-Unum
90 days from
your date of with questions.
hire.
Disability Insurance
Short Term All employees Company 50% of your weekly salary up to a
Enhanced (NYS after 4 Pays maximum of $255/week. Benefits
consecutive
DBL) weeks of
start after 7 days of disability.
employment
Unum Full time and part
time employees
60% of salary up to $10,000/month.
Long Term working a Benefits start after 90 days of
Disability (LTD) minimum of 30 disability.
hours per week.
Eligibility starts 90
days from your
date of hire.
Optional Additional Insurances – Call Premier Worksite Benefits (866) 463-
8808 or support@premierworksite.com for more details and enrollment
Accidental Injury Enrollment You Pay Pays you cash for injury treatment.
opportunitie
Critical Illness s available Pays a lump sum if diagnosed with a
during Open specified disease.
Whole Life Enrollment. Permanent Life Insurance that builds
Insurance cash value.
Disability Provides additional income if you
could not work for health reasons.
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to the
summary plan document which can be obtained from Human Resources.
PAGE 8 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Other Benefits
Mass Mutual Full time and part You Pay Employees are eligible to contribute
401k time employees. up to $18,500 per year into the Mass
Retirement Eligibility starts 1st of Mutual retirement account. If you
Plan the month following are over 50 there is an additional
90 days of
$6,000 catch-up option.
employment. Must
be at least 21 years You are automatically enrolled in the
of age.
plan with a 4% contribution unless
you decline the plan on the ADP
portal or elect a different
percentage.
All Full time and part Company Samaritan Daytop Village contributes
time employees Pays a minimum of 4% towards your
having 1 full fiscal retirement account.
year of service Hires prior to 12/31/2015 become
eligibility
100% vested after 3 years.
Hires after 1/1/2016 become 100%
vested after 5 years.
*Former Daytop employees who were transferred to Samaritan Daytop Village on 11/1/15 will use their
transfer date as their date of hire for the purpose of the 401(k) plan.
Paid Time Of
Paid time off for part time employees will be prorated based on the base number of hours
worked.
Vacation Employees are eligible for a minimum of 3 weeks of vacation per fiscal
year.
Holiday Employees are eligible for 10 holidays per calendar year.
Personal Time Employees are eligible for 2 personal days per fiscal year.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to
the summary plan document which can be obtained from Human Resources.
Sick Time
PAGE 9 Employees are eligible for a minimum of 12 sick
SAMARITAN daysVILLAGE
DAYOP per fiscal year.
- BENEFITS
2018
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to the
summary plan document which can be obtained from Human Resources.
PAGE 10 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Enrolling in Benefits
Below you will find the steps necessary to complete your benefits enrollment on ADP. All employees must enroll in or
decline their benefits on-line. This includes part-time employees of less than 30 hours eligible for the 401k plan.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and limitations please refer to
the summary plan document which can be obtained from Human Resources.
To enroll in your benefits:
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 13 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
If you or your children are eligible for Medicaid or CHIP and you’re eligible for
health coverage from your employer, your state may have a premium
assistance program that can help pay for coverage, using funds from their
Medicaid or CHIP programs. If you or your children aren’t eligible for Medicaid
or CHIP, you won’t be eligible for these premium assistance programs but you
may be able to buy individual insurance coverage through the Health
Insurance Marketplace. For more information, visit www.healthcare.gov.
If you or your dependents are already enrolled in Medicaid or CHIP and you
live in a State listed below, contact your State Medicaid or CHIP office to find
out if premium assistance is available.
If you or your dependents are NOT currently enrolled in Medicaid or CHIP, and
you think you or any of your dependents might be eligible for either of these
programs, contact your State Medicaid or CHIP office or dial 1-877-KIDS
NOW or www.insurekidsnow.gov to find out how to apply. If you qualify,
ask your state if it has a program that might help you pay the premiums for
an employer-sponsored plan.
If you or your dependents are eligible for premium assistance under Medicaid
or CHIP, as well as eligible under your employer plan, your employer must
allow you to enroll in your employer plan if you aren’t already enrolled. This is
called a “special enrollment” opportunity, and you must request coverage
within 60 days of being determined eligible for premium assistance. If you
have questions about enrolling in your employer plan, contact the
Department of Labor at www.askebsa.dol.gov or call 1-866-444-EBSA
(3272).
If you live in one of the following states, you may be eligible for
assistance paying your employer health plan premiums. The
following list of states is current as of January 31, 2015. Contact
your state for more information on eligibility –
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 14 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 15 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 16 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Introduction
You’re getting this notice because you may be eligible for coverage under a group
health plan (the Plan). This notice has important information about your right to
COBRA continuation coverage, which is a temporary extension of coverage under the
Plan. This notice explains COBRA continuation coverage, when it may
become available to you and your family, and what you need to do to
protect your right to get it. When you become eligible for COBRA, you may also
become eligible for other coverage options that may cost less than COBRA
continuation coverage.
The right to COBRA continuation coverage was created by a federal law, the
Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA). COBRA
continuation coverage can become available to you and other members of your
family when group health coverage would otherwise end. For more information about
your rights and obligations under the Plan and under federal law, you should review
the Plan’s Summary Plan Description or contact the Plan Administrator.
You may have other options available to you when you lose group health
coverage. For example, you may be eligible to buy an individual plan through the
Health Insurance Marketplace. By enrolling in coverage through the Marketplace, you
may qualify for lower costs on your monthly premiums and lower out-of-pocket costs.
Additionally, you may qualify for a 30-day special enrollment period for another group
health plan for which you are eligible (such as a spouse’s plan), even if that plan
generally doesn’t accept late enrollees.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 17 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
Your dependent children will become qualified beneficiaries if they lose coverage
under the Plan because of the following qualifying events:
The parent-employee dies;
The parent-employee’s hours of employment are reduced;
The parent-employee’s employment ends for any reason other than his or her
gross misconduct;
The parent-employee becomes entitled to Medicare benefits (Part A, Part B, or
both);
The parents become divorced or legally separated; or
The child stops being eligible for coverage under the Plan as a “dependent
child.”
For all other qualifying events (divorce or legal separation of the employee
and spouse or a dependent child’s losing eligibility for coverage as a
dependent child), you must notify the Plan Administrator within 60. You
must provide this notice to Latoya Belizaire, HR Benefits Administrator via
email at latoya.belizaire@samaritanvillage.org.
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 18 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Once the Plan Administrator receives notice that a qualifying event has occurred,
COBRA continuation coverage will be offered to each of the qualified beneficiaries.
Each qualified beneficiary will have an independent right to elect COBRA continuation
coverage. Covered employees may elect COBRA continuation coverage on behalf of
their spouses, and parents may elect COBRA continuation coverage on behalf of their
children.
COBRA continuation coverage is a temporary continuation of coverage that generally
lasts for 18 months due to employment termination or reduction of hours of work.
Certain qualifying events, or a second qualifying event during the initial period of
coverage, may permit a beneficiary to receive a maximum of 36 months of coverage.
There are also ways in which this 18-month period of COBRA continuation coverage
can be extended:
Disability extension of 18-month period of COBRA continuation coverage
If you or anyone in your family covered under the Plan is determined by Social
Security to be disabled and you notify the Plan Administrator in a timely fashion, you
and your entire family may be entitled to get up to an additional 11 months of COBRA
continuation coverage, for a maximum of 29 months. The disability would have to
have started at some time before the 60th day of COBRA continuation coverage and
must last at least until the end of the 18-month period of COBRA continuation
coverage.
or former employee dies; becomes entitled to Medicare benefits (under Part A, Part B,
or both); gets divorced or legally separated; or if the
dependent child stops being eligible under the Plan as a dependent child. This
extension is only available if the second qualifying event would have caused the
spouse or dependent child to lose coverage under the Plan had the first qualifying
event not occurred.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 19 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
Questions concerning your Plan or your COBRA continuation coverage rights should
be addressed to the contact or contacts identified below. For more information about
your rights under the Employee Retirement Income Security Act (ERISA), including
COBRA, the Patient Protection and Affordable Care Act, and other laws affecting group
health plans, contact the nearest Regional or District Office of the U.S. Department of
Labor’s Employee Benefits Security Administration (EBSA) in your area or visit
www.dol.gov/ebsa. (Addresses and phone numbers of Regional and District EBSA
Offices are available through EBSA’s website.) For more information about the
Marketplace, visit www.HealthCare.gov.
Please read this notice carefully and keep it where you can find it. This notice has
information about your current prescription drug coverage with Samaritan
Daytop Village Inc.’s, Inc. and about your options under Medicare’s prescription
drug coverage. This information can help you decide whether or not you want to
join a Medicare drug plan. If you are considering joining, you should compare
your current coverage, including which drugs are covered at what cost, with the
coverage and costs of the plans offering Medicare prescription drug coverage in
your area. Information about where you can get help to make decisions about
your prescription drug coverage is at the end of this notice.
There are two important things you need to know about your current
coverage and Medicare’s prescription drug coverage:
2. Samaritan Daytop Village has determined that the prescription drug coverage
offered by CIGNA Open Access Plus with Health Reimbursement Arrangement is, on
average for all plan participants, expected to pay out as much as standard Medicare
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 20 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
However, if you lose your current creditable prescription drug coverage, through no
fault of your own, you will also be eligible for a two (2) month Special Enrollment
Period (SEP) to join a Medicare drug plan.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 21 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
If you decide to join a Medicare drug plan, your current Samaritan Daytop Village
coverage will not be affected. Medicare eligible individuals, when they become
eligible for Medicare Part D can keep this coverage if they elect part D and this
plan will coordinate with Part D coverage.
If you do decide to join a Medicare drug plan and drop your current Samaritan
Daytop Village coverage, be aware that you and your dependents will not be
able to get this coverage back until next open enrollment.
When Will You Pay A Higher Premium (Penalty) To Join A Medicare Drug
Plan?
You should also know that if you drop or lose your current coverage with Samaritan
Daytop Village and don’t join a Medicare drug plan within 63 continuous days after
your current coverage ends, you may pay a higher premium (a penalty) to join a
Medicare drug plan later.
NOTE: You’ll get this notice each year. You will also get it before the next period you
can join a Medicare drug plan, and if this coverage through Samaritan Daytop Village
Inc. changes. You also may request a copy of this notice at any time.
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 22 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Detailed information about Medicare plans that offer prescription drug coverage is
in the “Medicare & You” handbook. You’ll get a copy of the handbook in the mail
every year from Medicare. You may also be contacted directly by Medicare drug
plans.
Visit www.medicare.gov
Call your State Health Insurance Assistance Program (see the inside back
cover of your copy of the “Medicare & You” handbook for their telephone
number) for personalized help.
If you have limited income and resources, extra help paying for Medicare
prescription drug coverage is available. For information about this extra help, visit
Social Security on the web at www.socialsecurity.gov or call them at 1-800-772-
1213 (TTY 1-800-325-0778).
Date: 11/1/17
Name of Entity/Sender: Samaritan Daytop Village Inc.
Contact--Position/Office: Latoya Belizaire
Address: 138-02 Queens Blvd, Briarwood, NY
11377
Phone Number: (718) 206-2000 ext. 1324
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 23 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 24 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
This section contains information about any health coverage offered by your
employer. If you decide to complete an application for coverage in the
Marketplace, you will be asked to provide this information. This information is
numbered to correspond to the Marketplace application.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 25 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
As your employer, we offer a health plan to all full time and part time
employees who work 30 hours or more per week.
This coverage meets the minimum value standard, and the cost of this
coverage to you is intended to be affordable, based on employee
wages.
Although our intent is to provide affordable coverage, you may still be eligible
for a premium discount through the Marketplace. The Marketplace will use
your household income, along with other factors to determine your eligibility.
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 26 SAMARITAN DAYTOP VILLAGE - BENEFITS
2018
Eligible employees who work for a covered employer can take up to 12 weeks
of unpaid, job-protected leave in a 12-month period for the following reasons:
• The birth of a child or placement of a child for adoption or foster care;
• To bond with a child (leave must be taken within 1 year of the child’s
birth or placement);
• To care for the employee’s spouse, child, or parent who has a
qualifying serious health condition;
• For the employee’s own qualifying serious health condition that makes
the employee unable to perform the employee’s job;
• For qualifying exigencies related to the foreign deployment of a
military member who is the employee’s spouse,
child, or parent.
An employee does not need to use leave in one block. When it is medically
necessary or otherwise permitted, employees may take leave intermittently
or on a reduced schedule.
Upon return from FMLA leave, most employees must be restored to the same
job or one nearly identical to it with equivalent pay, benefits, and other
employment terms and conditions.
The “Benefits at a Glance” is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage,
eligibility and limitations please refer to the summary plan document which can be obtained from Human Resources.
PAGE 27 SAMARITAN DAYOP VILLAGE - BENEFITS
2018
Generally, employees must give 30-days’ advance notice of the need for
FMLA leave. If it is not possible to give 30-days’ notice, an employee must
notify the employer as soon as possible and, generally, follow the employer’s
usual procedures.
Once an employer becomes aware that an employee’s need for leave is for a
reason that may qualify under the FMLA, the employer must notify the
employee if he or she is eligible for FMLA leave and, if eligible, must also
provide a notice of rights and responsibilities under the FMLA. If the employee
is not eligible, the employer must provide a reason for ineligibility.
Employees may file a complaint with the U.S. Department of Labor, Wage and
Hour Division, or may bring a private lawsuit against an employer.
The FMLA does not affect any federal or state law prohibiting discrimination
or supersede any state or local law or collective bargaining agreement that
provides greater family or medical leave rights.
The benefits guide is only a summary of benefits and eligibility and does not guarantee coverage. For more details on coverage, eligibility and
limitations please refer to the summary plan document which can be obtained from Human Resources.