Professional Documents
Culture Documents
NRB Global Bank
NRB Global Bank
NRB Global Bank
Management Committee:
Mr. Nizam Chowdhury is the founding Chairman of this bank having a long professional
experience of 26 (twenty-six) years in the U.S.A
Products and services: NRBGB is offering the following products or services to the client
for financing different purpose that fulfill the requirements of the bank and have good
return to the investment as well as satisfy the client.
o Retail Banking Products: This bank offers various products of retail banking such as-
NGB DPS (Allow to build up savings through regular monthly deposit)
NGB Double Benefit ( Help to double deposited money on maturity)
Fixed Deposit (Higher interest on savings for long term investment)
NGB Professionals Loan (Personal loan facility for self-employed professionals like
doctors, IT Professionals, engineers & mariners etc.)
NGB Monthly Benefit (Helps to earn extra income from every month of deposited money
which lets to earn yearly benefit every month)
Senior Citizen Benefit Plan (Benefit plan for the senior citizen to carry out day-to-day
banking transactions independently).
NGB Pre-Paid Card
NGB Debit Card
NGB Executive (term loan facility for any legitimate purpose designed especially for
Salaried Executives at different Corporate both permanent & contractual) NGB Salary
Account (employer can credit monthly salary/paycheck every month will credit to account)
NGB Festivals (to meet festival expenses)
NGB Freshers (For students)
NGB Junior (For children aged between 3 to 18 years but account is operated by parents
until Child attain his/her maturity (Age 18))
NGB Marriage Loan (for covering the marriage expenses)
NGB Perfect (Allows an individual to manage savings and transaction simultaneously)
NGB Queen ( An interest bearing account designed exclusively for woman)
NGB Travelers (A “Travel purpose” loan which means the applicant has to declare his/her
Inland/Outland travel purpose.
o Loan products
Personal Loan
Car Loan
House Loan
Education Loan
Project Financing.
Working Capital Financing
Agricultural Financing
Consumer Financing
Lease Financing
SME Financing
House Building Financing
Import Financing
Export Financing
NGB Adhoc Loan
NGB Travel Loan
NGB Marriage Loan
NGB Executive Loan
NGB Festival Loan
o Foreign Trade product: Foreign Trade Products that is offered by NRB are as under:
Letter of Credit (L/C)
Back to Back Letter of Credit (BTB L/C)
Foreign Demand Draft (FDD) IDBC(Inland Brick to Brick Local L/C)
IDBP(Inland Documents Bill Purchase)
Remittance products
Pay Order (PO)
Demand Draft (DD)
o Other Service Products:
Corporate Banking
Tele Banking
SMS Banking
ATM card
Mobile banking
Locker service
3.
NRB Global Bank Limited
Balance Sheet
As at 31 December 2017
Pariculars 2017 2016
Investments
Government 7,519,134,029
7,519,134,029
Others 428,575,000
398,575,000
7,917,709,029 5,002,303,394
59,328,382,619 34,958,285,464
79,132,597,005 49,266,752,168
Total Asset
LIABILITIES AND CAPITAL
Liabilities
Borrowings from other banks, financial institutions and
agents 2,848,296,905 757,085,065
Deposits and other accounts
Current deposits and other accounts 2,729,311,691 1,716,672,837
Bills payable 182,211,687 144,609,092
Savings bank deposits 2,458,731,770 1 ,549,816,494
Fixed deposits 63,607,259,559 39,466,980,543
Bearer certificate of deposit --- ------
Other deposits 3,596,882 2,295,159
68,981,111,589 42,880,374,125
0ther Liabilities 2,299,872,704 '1,012,837,413
Total liabilities 74,129,281,198 44,650,296,603
Capital / Shareholders' equity
Paid up capital 4,250,000,000 4,250,000,000
Share premium ------ ------
Statutory reserve 399,1 93,783 189,374,321
Revaluation reserve 7 ,101,280 9,880,1 03
Surplus/(deficit) in profit and loss account 347,020,744 167,201,141
Total shareholders' equity 5,003,315,807 4,616,455,565
Total liabilities and shareholders' equity 79,132,597,005 49,266,752,168
NRB Global Bank Limited
Profit And Loss Account
For the year ended 31 December 2017
Particulars 2017 2016
369,305,938
659,458,246
Net profit/(loss) after taxation 423,011,157
389,639,055
Retained earnings brought fonuard from previous years (97,346,597)
167 ,201,141
325,664,560
556,840,206
Appropriations:
((195,288,272) 1,239,872,562
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Net cash from/used in operating activities 1,752,720,789 2,300,069,861