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Citibank CreditCard 0807stmt 19102018 1540449049176
Citibank CreditCard 0807stmt 19102018 1540449049176
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462094 0000339361830914014
Statement Date October 19, 2018
(4620946) 018161J/AA
Credit Limit $5,000.00
Current Balance $114.79
STACIA LIM MING CHOO Total Minimum Payment $50.00
94C BEDOK NORTH AVE 4 Payment Due Date November 13, 2018
#13-1389 GST Registration No. MR85002419
SINGAPORE 462094
Please settle this statement promptly (the minimum payment required is stated in the table above). If the Minimum Payment Amount is not received by Payment Due Date, a late charge will be
levied (please see last page for charges). If the payment of the Current Balance (including any billed instalments) is not made in full, daily interest will be assessed at an effective interest rate
from each transaction date on all charges in this statement and all charges posted after this statement date.
Please examine this statement immediately. If no discrepancy is reported within 10 days from the date of this statement, the account will be considered as correct.
Note: The Current Balance indicated on the payment stub is computed on the sum of Debit Balances only. All Credit Balances are excluded from this calculation.
CITI REWARDS VISA SIGNATURE 4147 4650 0204 0807 Payment Due Date: November 13, 2018
KINDLY ENSURE THAT YOUR CONTACT DETAILS ARE ACCURATE AND UPDATED.TO CHANGE YOUR CONTACT INFORMATION,
KINDLY CALL OUR 24-HOUR CITIPHONE BANKING AT 6225 5225.
Retail Interest Rate : 26.90% p.a. Cash Interest Rate : 26.90% p.a.
(If the monthly interest charges are not repaid in full, it will be subject to compounding at the prevailing interest rate.)
SUB-TOTAL: 0.00
CITI REWARDS VISA SIGNATURE 4147 4650 0204 0807 - STACIA LIM MING CHOO
21 SEP MELALEUCA - JURONG GAT SINGAPORE SG 000 94.30
22 SEP ITUNES.COM/BILL 8001861087 IE 000 1.28
24 SEP CCY CONVERSION FEE SGD 1.28 000 0.01
01 OCT ISETAN (SUPERMARKET) SINGAPORE SG 000 19.20
SUB-TOTAL: 114.79
114.79
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EPSTCSX / 018161-2OF6 / 127044
Citibank Singapore Ltd
Robinson Road P.O. Box 355 S(900705)
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CITI REWARDS VISA SIGNATURE 4147 4650 0204 0807 Payment Due Date: November 13, 2018
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EPSTCSX / 018161-3OF6 / 127045
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Outsourcing Notification
At Citibank, delivering a remarkable banking experience to our customers is a commitment. To deliver on our commitment, Citibank Singapore Limited
("Citibank") may, from time to time, utilise the services of various partner organisations (both Citi affiliated companies and external organisations, the
"Service Provider Partners") for data processing, operational activities and technology infrastructure support services such as application/document
processing, middle and back office operations, business continuity and disaster recovery functions and activities, information systems hosting,
management and maintenance. Such Service Provider Partners may be based in Singapore or outside of Singapore.
Keeping your information secure and safe is our priority. We would like to assure you that all our Service Provider Partners are selected using a
rigorous evaluation process, to ensure they deliver the highest possible standards of service, reliability and integrity. Our Service Provider Partners are
bound by contracts to keep customer information confidential and to use such information strictly for contracted purposes and Citibank is both
committed to and responsible for ensuring that our Service Provider Partners adhere to these obligations.
Applicable laws both in Singapore and other countries may require Citibank and our Service Provider Partners to disclose information relating to
Citibank's customers to relevant authorities. The circumstances under which our Service Provider Partners may be required to do so are limited and
include compulsion under a court order, police investigations or criminal prosecutions.
Should you have any queries, please contact our 24-Hour CitiPhone Banking at +65 6225 5225.
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EPSTCSX / 018161-4OF6 / 127046
Citibank Singapore Ltd
Robinson Road P.O. Box 355 S(900705)
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PLUS
Interest charges will be calculated on a daily basis on the amount withdrawn from Overlimit Amount
the date of the cash advance until the date payment is made in full. The overlimit amount is specified in your statement of account and refers to the
balance (including any unbilled balances) in excess of your combined credit limit
and must be paid immediately. The overlimit amount is in addition to the minimum
Interest Charges for Card Transactions (including Cash Advance) - except payment amount.
for Citi Clear Card
The effective interest rate applicable on your account will be:
a. The prevailing retail interest rate of 26.9% per annum and cash interest rate** Overlimit Fee
of 26.9% per annum; or S$40 will be charged on the card with highest balance on the statement billing date,
b. A promotional retail interest rate of 20.9% per annum and cash interest rate** of if the total outstanding balance (including unbilled balance) of all credit card(s)
20.9% per annum which may be extended based on the good conduct of your exceeds customer's combined credit limit on any day within the statement period.
account. Notwithstanding the above, Citibank reserves the right to cancel/vary
this promotional rate at any time (including if your account becomes
delinquent); or Liability for Unauthorized Transactions
c. A retail interest rate of 29.9% per annum and cash interest rate** of 29.9% per You are reminded to keep your Citibank credit card in a safe and secure place and
annum in the event your account is past due* in the current month. Citibank not to disclose your PIN to any third party. If your credit card is lost, stolen or used
reserves the right to apply this interest rate. Your interest rate will revert to the by any third party or your PIN is disclosed to any third party, you should
prevailing product interest rate, as soon as your account is no longer past due immediately notify Citibank. Your liability for unauthorized transactions on each
in the current month and no longer twice or more past due within the last six credit card account is capped at S$100 provided that Citibank is satisfied that you
months. have (i) not been negligent, (ii) not acted fraudulently and (iii) immediately notified
If the interest accrued on the outstanding balance is less than S$3, a minimum of Citibank about the loss/theft/disclosure.
S$3 will be charged.
* An account is considered past due if the minimum payment due is not received
in full before the payment due date. Service Charge for Insufficient Funds (Inclusive of GST)
** Cash Interest Rate refers to the interest rate applied on outstanding debit Returned Check S$25.00
balances from Cash advance, Cash advance fee, Quasi-cash transactions, Rejected Direct Debit Authorisation S$25.00
Outstanding Balances pursuant to the Balance Transfer Program after the
expiry of the promotional Tenure, and interest charges resulting from such
transactions. The retail interest rate refers to the interest rate applied on all Retrieval Fee (Inclusive of GST)
other outstanding balances. Requests for copies of sales drafts and statements are subject to the following
If payment is not made in full by the payment due date, interest charges will be charges: Charge per copy
calculated on a daily basis on all transactions in both the current statement as well Sales Draft:-
as next month's statement from the transaction date until the date full payment is - current to 2 months S$5.00
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appropriation of such sums by you or any person making such payment. A card replacement fee of S$10 shall be charged to your account for each
replacement of your SMRT Platinum Visa.
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In the event of any inconsistency between any of the printed information in this statement of account and the Citibank VISA/MasterCard Terms and Conditions, the latter
will prevail.
Version October 2018