I from hereby give the following

STATEMENT ON ORIGINALITY OF THE WORK

submitted for publishing in the European Insurance Law Review under the title:

and warrant that the work is exclusively mine author / co-author work (please indicate co-
author's name and surname, if applicable:

which is written completely independently, indicating the full name of the source of other
authors that were used in the article, and neither the entire work, nor any of its parts have been
previously published. The authors confirm that the article has not been submitted to peeer
review, nor is in the process of peer reviewing, nor has been accepted for publishing in
another journal. The author(s) confirms that the research in their work is original, and that all
the data given in the article are real and authentic. If necessary, the article can be recalled, and
errors corrected.
The undersigned authors transfer the copyright for this work to the journal European
Insurance Law Review.
We further state that we are free of any personal or business association that could represent a
conflict of interest regarding the article submitted, and we have respected the research ethics
principles.

I consider work as (please choose one category by putting mark X):

Scientific Article (original, clear, work of a full format, or smaller or provisional

nature, scientific critique / polemic)
Introductory work (contribution containing experience useful for improvement of
the professional practice, which are not necessarily based on a scientific method)
Informative contribution (editorial, commentary, study or similar)
Review (of a book, article, computer program, case, scientific event and similar)

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