Government of the People’s Republic of Bangladesh

Ministry of Disaster Management and Relief

FINAL REPORT ON
Impact of Flash Flood Across the Different
Income Groups and Way Forward:
A Case Study of Haor Area -2017

November, 2018

Submi�ed by

Bangladesh Ins�tute of Management (BIM)

4, Sobhanbag, Dhaka-1207
Impact of Flash Flood Across the Different
Income Groups and Way Forward:
A CASE STUDY OF HAOR AREA - 2017

A report prepared for:

Ministry of Disaster Management and Relief (MoDMR)

Government of the People’s Republic of Bangladesh

NOVEMBER, 2018

Core Study Team:

Mohammad Atwar Rahman
Md. Mahbub-ul-Alam
Mohammad Sayeedur Rahman
Md. Abul Quasim
 Table of Contents
Section Contents Page No.
Preface i
Executive Summary of the Report 01-11
Section-01: Introduction
1.1 Background of the Study 12
1.2 Background of 2017 Flash Flood in Haor areas: 13
1.3 Crux of the Problem 13
1.4 Objectives and Purpose of the Study 14
1.5 Study Areas 14
1.6 Scope of Work 14
1.7 Work Methodology Adopted 14
1.8 Limitations of the Study 15
1.9 The Study Team 15
Section – 02: Relevant Salient Features of 06 Districts under the Study 17-23
2.1 Area, Population, Administrative Areas and Households under different Income Groups in 17
the District
2.2 Upazilas under 06 Districts, which were affected due to Flash Flood 17
2.3 Land Ownership Pattern of the HHs under 06 Districts 18
2.4 Main Occupation of the Households 19
2.5 Ownership of Living Houses of the Households 20
2.6 Ownership of Kitchen Houses of the Households 20
2.7 Ownership of Cattle Houses of the Households 21
2.8 Ownership of Poultry Bird Houses of the Households 21
2.9 Roads, Bridges, Culverts, Haors, Beels, Rivers and Canals in the Districts 22
2.10 Educational Institutions in 06 Districts 22
2.11 Area, Land and Forest Areas in 06 Districts 23
2.12 Hospitals, Clinics, Upazila Health Complexes etc. in 06 Districts 23
Section – 03: Census of Damages/Losses due to Flash Flood Across different Income Groups in 24 - 41
the Districts Derived from both primary and secondary sources)
3.1 Total Damage of the Households/People of 06 Districts due to Flash Flood in Crore BDT 24
3.1.1 Houses (Living Houses, Kitchen, Dairy, Poultry and other Houses) Damaged 24
3.1.1.1 Living Houses Damaged/Washed Away/Lost due to Flash Flood 24
3.1.1.2 Kitchen Houses Damaged/Washed Away/Lost due to Flash Flood 25
3.1.1.3 Cattle Houses Damaged/Washed Away/Lost due to Flash Flood 25
3.1.2 Tube Wells, Toilets, Electricity and Gas Connections Damaged 26
3.1.2.1 Toilets Damaged/Washed Away/Lost due to Flash Flood 26
3.1.2.2 Tube Wells/Pipe Line Damaged/Washed Away/Lost due to Flash Flood 26
3.1.2.3 Electric Line/Solar Panel Damaged/Washed Away/Lost due to Flash Flood 27
3.1.3 Home-used Items/Electronics Damaged/Washed Away/Lost due to Flash Flood 28
3.1.4 Business Lost/ Damaged/Washed Away/Lost due to Flash Flood 28
3.1.5 Crop Lost/ Damaged/Washed Away/Lost due to Flash Flood 29
3.1.6 Fisheries Lost/ Damaged/Washed Away/Lost due to Flash Flood 29
3.1.7 Loss of Cattle Incurred in the Districts in Physical and Financial Terms 30
3.1.8 Loss of Poultry Birds Incurred in the Districts in Physical and Financial Terms 31
3.2 Loss of Government Properties Incurred in 06 Districts 31
3.2.1 Damage of Govt. Properties like Building, Vehicle, Machineries etc. due to Flash Flood 31
3.2.2 Trees and Plant in the Forest Areas and on Roadsides, Haors etc. owned by the 32
Government Damaged/Washed Away/Lost due to Flash Flood
3.2.3 Fisheries resources of the Government available in Government Haors, Rivers, Canals, 33
Beels and Jheels Damaged/Washed Away/Lost due to Flash Flood:
3.2.4 Damage of Roads in the Districts in Physical and Financial Terms 34

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3.2.5 Damage of Bridges & Culverts in the Districts in Physical and Financial Terms 35
3.2.6 Damage of Embankments in the Districts in Physical and Financial Terms 36
3.2.7 Damage of Electricity, Gas Line, Water Supply Systems, Sewerage System and Public 37
Toilets in the Districts in Physical and Financial Terms
3.3 Loss of Educational Institutions, Hospitals, Clinics, Community Centers and Markets 37
Sustained in the Districts in Physical and Financial Terms
3.4 Total Loss/Damage of all Properties/Assets (both Public and Private) Sustained in the 37
Districts
3.4.1 Total Loss/Damage of Affected Households/People Incurred in the Districts 37
3.4.2 Total Loss/Damage of Government Properties Sustained in the Districts 38
3.4.3 Overall Loss/Damage (Both Public and Private) Sustained in the Districts 38
3.5.1 Relief and other Assistances Provided during and after Flash Flood from the 39
Government/MoDMR
3.5.2 Relief and other Assistances Provided during and after Flash Flood from NGOs: 40
3.5.3 Relief and other Assistances Provided during and after Flash Flood from other 41
Organizations and Individuals:
3.6 Total Relief and other Assistance Provided during and after Flash Flood by all 41
Organizations and Individuals:
Section – 04: Microscopic Analysis of Survey Findings Derived from Affected Sample Households 42 - 94
4.1 Sample Areas &Demographic and other Relevant Aspects of the Sample Households 42
4.1.1 Sample Areas &Demographic Aspects of the Sample Households 42
4.1.1.1 Sample Administrative Areas & Households: 42
4.1.1.2 Family Size and Composition of the Sample Households (HHs): 42
4.1.1.3 Religion and Indigenous HHs: 43
4.1.2 Land Ownership Pattern of the Sample Households 44
4.1.3 Main Occupation of the Sample Households 45
4.1.4 Monthly Income of the Sample Households 46
4.1.5 Monthly Expenditure of the Sample Households 48
4.1.6 Assets Owned by the Sample Households (Homestead, Agricultural Land, Other Lands, 49
Houses, Dairy, Poultry, Household Durables & others)
4.1.6.1 HHs having Homestead by No. and Value in BDT 49
4.1.6.2 HHs having Cropland (No. & Total Value in BDT) 51
4.1.6.3 HHs having Fellow land (No. & Total Value in BDT) 52
4.1.6.4 HHs having Ponds (No. & Total Value in BDT) 53
4.1.6.5 HHs having other lands (No. & Total Value in BDT) 54
4.1.6.6 HHs having Living Houses (No. & Total Value in BDT) 55
4.1.6.7 HHs having Kitchen Houses (No. & Total Value in BDT) 57
4.1.6.8 HHs having Cattle Houses (No. & Total Value in BDT) 58
4.1.6.9 HHs having Poultry Bird Houses (No. & Total Value in BDT) 59
4.1.6.10 HHs having other Houses (No. & Total Value in BDT) 60
4.1.6.12 HHs having other Assets (No. & Total Value in BDT) 61
4.1.6.13 Households having Trees at the Homesteads 62
4.2 Flash Flood and Its Intensity 66
4.3 Stay during Flash Flood Period (s) 67
4.4 Average No. of Days Stay during Flash Flood Period (s) 68
4.5 After stay at other’s house, where did you come back? 69
4.6 How Met the Survival Need during Flash Flood? 69
4.7 Loss/Damage of Properties/Assets Incurred by the Sample Households 70
4.7.1 Loss/Damage of Houses, Toilets and Tube wells in Physical and Financial Terms 70
4.7.2 Loss/Damage of Electric Line and Home used Items/Electronic Items 71
4.7.3 Loss/Damage of Business, Crop and Fisheries 72
4.7.4 Loss of Lives (including injuries) in Physical Terms 73
4.8 Cost of Construction/Restoration of Lost Assets in BDT 74

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4.9 Average Monthly Income before and after Flash Flood 75
4.10 How Met the Deficit in Monthly Income to Meet Required Expenditure? 76
4.11 How will meet the Loan Liability? 77
4.12 Post-Flood Impacts and Restoration in Pre-Flood Position 78
4.13 Relief and Assistance Received and Delivery Organizations 88
4.13.1 Relief and Assistance Received during Flash Flood Period 88
4.13.2 Kind of Relief Assistance Given 89
4.13.3 Sufficiency of Relief and Assistance Received during Flash Flood Period and other 91
Relevant Matters
4.13.4 Categories of People Received/Receiving Relief and Assistance and Knowledge about 92
Crop Insurance Matter
4.15 Views Regarding Reasons of Flash Flood and Suggestions for Eliminating or at least 93
Minimizing Flash Flood Frequency and Gravity of Damage caused due to Flash Flood
4.15.1 Views Regarding Reasons of Flash Flood in the Area 93
4.15.2 Suggestions for Eliminating or at least Minimizing Flash Flood Frequency and Gravity of 93
Damage caused due to Flash Flood in the Area
4.16 Other Views and Suggestions 94
4.16.1 Views and Suggestions regarding Timeliness of Arrival and Distribution of Relief and 94
Assistances
4.16.2 Views and regarding Sufficiency of Relief and Assistance Compared to Actual Need 94
4.16.3 Views and Suggestions regarding Criteria Adopted in Selecting Households for Relief and 94
Assistance
4.16.4 Views and Suggestions regarding Receipt of Relief and Assistance by Eligible 94
Households
4.16.5 Views and Suggestions regarding Distribution Process of Relief and Assistances provided 94
to the Households
Section – 05: Microscopic Analysis of Survey Findings Derived from other Stakeholders, including 95 - 96
Key Informants
5.1 Introduction 95
5.2 Views and Suggestions of other Stakeholders and the Key Informants (who remained 95
present in the Workshops and FGDs)
5.2.1 Views Regarding Reasons of Flash Flood and Suggestions for Eliminating or at least 95
Minimizing Flash Flood Frequency and Gravity of Damage caused due to Flash Flood
5.2.2 Suggestions for Eliminating or at least Minimizing Flash Flood Frequency and Gravity of 95
Damage caused due to Flash Flood in the Area
5.3 Other Views and Suggestions of the other Stakeholders and Key Informants 95
5.3.1 Views and Suggestions regarding Timeliness of Arrival and Distribution of Relief and 95
Assistances
5.3.2 Views and Suggestions regarding Sufficiency of Relief and Assistance Compared to 96
Actual Need
5.3.3 Views and Suggestions Criteria Adopted in Selecting Households for Relief and 96
Assistance
5.3.4 Views and Suggestions regarding Receipt of Relief and Assistance by Eligible 96
Households
5.3.5 Views and Suggestions regarding Distribution Process of Relief and Assistances provided 96
to the Households
Section – 06: Summary of Major Findings Derived from Census and Field Survey 97 - 102
6.1 Population of the 06 Districts 97
6.2 Damage/Loss in 06 Districts due to Flash Flood 97
6.3 Relief and other Supplies and Services Provided by Government & Non-Government 98
Organizations during and after Flash Flood in 06 Districts
6.4 Supplies and Support Services/Assistances Needed to Restore People of 06 Districts in 98
to Normal Life and Income

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6.5 Reasons for Causing and Aggravation of Flash Flood in 06 Districts, as Viewed by 98
different Stakeholders
6.6 Suggestions of Different Stakeholders for Eliminating or at least mitigating Flash Flood 98
and its Aggravation
6.6.1 Suggestions of the Sample Household Respondents regarding Better Relief Support 99
6.6.2 Suggestions of other stakeholders regarding Better Relief Support 99
6.6.3 Suggestions of the Sample Household Respondents regarding Protection from Flash 100
Flood
6.6.4 Suggestions of other Stakeholders Protection from Flash Flood 100
Section – 07: Conclusion and Recommendation 101
7.1 Conclusion 101
7.2 Recommendation 101
Section – 08: Annexure 103-121
Annex 01 Tables showing number of households of the sample Upazilas (which includes sample
Unions and Villages: total assessment/census) who suffered different extent of
103
loss/damage of living houses, kitchen houses, cattle houses, toilets and tube wells/pipe
lines due to flash flood
Annex 02 Overview of Haor Areas 107
Annex 03 A brief description of the 7 districts 110
Annex 04 Some Visuals of Haor Area 120

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 Preface
Bangladesh Institute of Management (BIM) was appointed by the Ministry of Disaster Management and
Relief (MoDMF), Government of the People's Republic of Bangladesh for the study named - “Impact of
Flash Flood Across the Different Income Groups and Way Forward: A Case Study of Haor Area – 2017’.”
This document contains the final report of the aforementioned study conducted in 6 Districts distributed
into 3 administrative divisions, namely, Dhaka, Sylhet and Mymensingh.

The hoar region, situated at the north-eastern part of Bangladesh, is noticed for its hydro-geological
uniqueness and bio-diversity. Livelihood in the haor areas highly depends on rain, water and seasonality.
An early monsoon and a heavy rain in the northeastern part of India have caused a historical flush flood
in the haor region in 2017. In response, the current government had taken new relief initiatives to reduce
the extended sufferings of the residents.

This study was conducted to measure the impacts of flush flood across the different income groups as
well as effectiveness of the new relief initiatives. All other relevant issues, such as, damages of roads,
bridges and public properties are also taken into account while estimating the total loss or impact.
Electronic database was used for data entry, processing, analysis and scratching out the findings. The
draft report was presented before a learned panel of high officials of MoDMR, and then it has been
revised and finalized based on comments and suggestions provided by them.

It would be insufficient to say only a ‘word of thanks’ for all those personalities who have been so
instrumental in making this study a success. We are grateful to each of them who cooperated at different
stages from inception to completion of this study, including reporting. We acknowledge our honest
gratitude to Mr. Mofazzal Hossain Chowdhury Maya, Birbikram, MP, the Honorable Minister, Ministry
of Disaster Management & Relief (MoDMR) for sponsoring this study from his esteemed office. We would
like to express our sincere gratitude to Mr. Md. Shah Kamal, Secretary, Ministry of Disaster
Management and Relief (MoDMR), who extended all out support to the study team, especially in
developing research insights by sharing his vast experience in civil administration. We are particularly
grateful to Mr. Md. Zakir Hossain Akanda, Additional Secretary; Mr. A. K. M. Tipu Sultan, Joint Secretary,
Mr. Tahmid Hasnat Khan, Joint Secretary and Ms. Naila Ahmed, Deputy Secretary for their invaluable
support and cooperation throughout the period of the study.

We gratefully acknowledge the help received from officials of the Department of Disaster Management
and Relief (MoDMR), both at HQ and at the District and Upazila levels. During the field work, we got
necessary assistance from the UNOs, Upazila Parishad/Union Parishad Chairmen, Ward Members and
many others. We remain grateful to all the respondents for their cooperation in providing information at
the cost of their valuable time. We would also like to remember the indebtedness to all the internal and
external members of the research team for their hard work and sincere efforts.

However, the study team alone is responsible for any error and/or omission remaining in the report.

November, 2018. Members of the Study Team, BIM

 Final report on ‘S tudying Im pa ct of Fla s h Flood Acros s the diffe re nt Incom e Groups a nd Wa y Forwa rd: A Ca s e
S tudy of Ha or Are a – 2017

EXECUTIVE SUMMARY
• Historically, flash flood has caused disastrous impacts on the day-to-day life of the population of Sylhet,
Sunamganj, Moulvibazar, Habiganj, Netrokona and Kishorganj Districts. Particularly, .heavy rainfall, as well as,
onrush of water from the upstream Meghalaya hills in India have led to the inundation of a vast areas of
croplands of Haors and low-lying areas of this northeast region of Bangladesh. Flash flood started on 28th March
2017 affecting these 06 districts and prolonged for months. The future challenges in the context of climate
change and variability are also a major concern for the sustainable development of this region.
• The objectives of the study clearly implied about the scopes of the assignment, which is reflected from the study
findings and suggestions/recommendations. As such, based on the objectives of the study, the detailed scope of
work was sorted out. However, on the basis of the presumptions, the concerned stakeholders were identified,
the work methodology was proposed, and the study instruments and tools were prepared/ designed.
• Necessary and relevant data were collected from secondary sources with the help of pre-designed checklists
and formats), while individual stakeholders as mentioned above were interviewed with the help of pre-designed
questionnaires and checklists. The sizes of the sample affected households for interview purpose were 1,800,
taking 74 to 76 households from each of the selected upazilas.
• The total area of 06 districts is 18,118.20, while total number of upazilas is 62, total number of unions is 525,
total number of villages is 14,258 and total number of municipalities/cities is 34. Total number of population in 06
districts is 1,72,60,519, and the total number of households in 06 districts is 31,38,276.
• Out of total 31,38,276 households in the 06 districts, 17,34,839 (55.28%) are landless households, 7,23,686
(23.06%) are marginal farmer households, 3,43,327 (10.95%) are small farmer households, 2,16,227 (6.89%)
are medium farmer households and 1,20,196 (3.83%) are large farmer households. Virtually, landless
households exclusively belonged to vulnerable group to this flash flood, and as such, may be well assumed that,
almost all of them lost their houses, cattle, poultry birds, trees, business, income and other tangible assets
during recent flash flood.
• Out of the total 31,38,276 households in the 06 districts, the main occupation of 11,33,231 (36.11%) is farming,
the main occupation of 1,62249 (5.17%) is service, the main occupation of 2,94,684 (9.39%) is business, the
main occupation of 6,64,373 (21.17%) is day-labor, the main occupation of 1,07,957 (3.44%) is self-employment
and the main occupation of 2,56,397 (8.17%) is fishing Virtually, the households with farming, self-employment,
day-labor and fishing were worst hit by the flash flood.
• Out of the total HHs of 06 districts, 02% HHs have got kucha living house, while 89% HHs have got semi-pucca
living house and 09% HHs have got pucca living house. Maximum percentage of kucha living houses have been
found in Habiganj District. It may be inferred that the HHs who have got kucha living house are exclusively
vulnerable people, whose living houses have been washed out by the devastating flash flood.
• Out of the total HHs of 06 Districts, 33.50% HHs have got kucha kitchen house, while 65.84% HHs have got
semi-pucca living house and 0.66% HHs have got pucca living house. Maximum percentage of kucha kitchen
houses has been found in Sunamganj District. It may be inferred that the HHs who have got kucha kitchen
house are exclusively vulnerable people, whose kitchen houses have been washed out by the devastating flash
flood.
• Out of the total HHs of 06 Districts those who have got cattle houses, 12.44% HHs have got kucha cattle house,
while 87.06% HHs have got semi-pucca cattle house and 0.51% HHs have got pucca cattle house. Maximum
percentage of kucha cattle houses have been found in Netrokona District. It may be inferred that the HHs who
have got kucha cattle house have been washed out by the devastating flash flood.
• Out of the total HHs of 06 Districts those who have got poultry bird houses, 45.88% HHs have got kucha poultry
bird house, while 54.12% HHs have got semi-pucca poultry bird house and no HH has got pucca poultry bird

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 Final report on ‘S tudying Im pa ct of Fla s h Flood Acros s the diffe re nt Incom e Groups a nd Wa y Forwa rd: A Ca s e
S tudy of Ha or Are a – 2017

house. Maximum percentage of kucha poultry bird houses have been found in Sunamganj District. It may be
inferred that the HHs who have got kucha poultry bird house been washed out by the devastating flash flood.
• There are 12,693.09 Km pucca road and 13,067.93 Km HB and kucha road in all 06 Districts. It was assessed
from discussion with Govt. Organizations at the field level that, most of the HB and kucha roads and some
portion of pucca roads were severely affected by the flash flood, which need immediate reconstruction/repairing
(as the case may be). The fish resources of ponds, beels/haors (2,567 nos.) and rivers (60 nos.) were also
washed out, which need immediate re-fishing.
• There are 07 Universities, 177 Colleges, 1,204 Secondary Schools, 194 Community Schools and Kindergartens,
8,710 Primary Schools, 963 Madrashas and 1,019 markets in 06 Districts. It was learnt from different authentic
sources in the field that, some of the Colleges, most of the Primary and Secondary Schools, most of the
Madrashas and markets were seriously affected due to flash flood, which need immediate repairing.
• It was found from field level discussion with different stakeholders that, crops of most of the agricultural lands
were washed out by flash flood. As most of the farmers belong to vulnerable group, they need immediate
attention of the Govt.
• There are 37 Govt. Hospitals, 65 Upazila Health Complexes, 144 other Hospitals and Clinics and 593
Community Clinics and Health Centers. Many of the Community Clinics and Health Centers and some of
Hospitals were affected by flash flood, which also need immediate repairing/reconstruction (as the case may be)
for restoring health service in the affected Districts.
• In 06 Districts, living houses of 10,33,076 (32.90%) households have been totally/largely/partially damaged,
while living houses of 21,05,200 (67.08%) households were not damaged. Damage of living houses was the
worst in Kishorganj District and the least in Habiganj District. Total damage of living houses in terms of money
was BDT 1,229.24 crore.
• In 06 Districts, kitchen houses of 10,33,076 (32.90%) households have been totally/largely/partially damaged,
while kitchen houses of 21,05,200 (67.08%) households were not damaged. Damage of kitchen houses was the
worst in Kishorganj District and the least in Habiganj District. Total damage of kitchen houses in terms of money
was BDT 380.05 crore.
• In 06 Districts, cattle houses of 4,01,842 (12.79%) households have been totally/largely/partially damaged,
while kitchen houses of 27,36,794 (87.21%) households were not damaged or do not have cattles. Damage of
kitchen houses was the worst in Kishorganj District and the least in Netrokona District. Total damage of cattle
houses in terms of money was BDT 190.48 crore.
• In 06 Districts, toilets of 10,81,141 (34.45%) households have been totally/largely/partially damaged, while
toilets of 20,57,135 (65.55%) households were not damaged or do not have individual cattles. Damage of toilets
was the worst in Netrokona District and the least in Kishorganj District. Total damage of toilets in terms of money
was BDT 249.01 crore.
• In 06 Districts, tube well of 1,30,748 (4.17%) households have been totally/largely/partially damaged, while tube
wells of 30,07,528 (95.83%) households were not damaged or do not have individual tube wells. Damage of tube
wells was the worst in Netrokona District and the least in Sylhet and Habiganj District. Total damage of tube
wells in terms of money was BDT 44.56 crore.
• In 06 Districts, electric line of 26,802 (0.85%) households have been totally/largely/partially damaged, while
electic line wells of 31,11,474 (99.15%) households were not damaged or do not have individual electric line.
Damage of electric line was the worst in Kishorganj District and the least in Sylhet, Habiganj and Moulvibazar
Districts. Total damage of electic line in terms of money was BDT 5.41 crore.
• In 06 Districts, home-used items/electronics of 3,93,359 (12.53%) households have been
totally/largely/partially damaged, while home-used items/electronis of 27,44,917 (87.47%) households were not
damaged or do not have individual these goods. Damage of home-used items/electronis was the worst in

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S tudy of Ha or Are a – 2017

Sunamganj District and the least in Sylhet and Habiganj Districts. Total damage of home-used items/electronics
in terms of money was BDT 66.44 crore.
• It has been derived from the representative sample survey that, in 06 Districts, business of 3,07,665 (9.80%)
households have been totally/largely/partially damaged, while businesses of 28,30,511 (90.20%) households
were not damaged or do not do business. Damage of business was the worst in Moulvibazar District and the
least in Sylhet District. Total damage of business in terms of money was BDT 712.88 crore.
• In 06 Districts, crops of 22,17,473.(70.66%) households have been totally/largely/partially damaged, while crops
of 9,20,803 (29.34%) households were not damaged or they did not have crop land. Damage of crops was the
worst in Habiganj District and the least in Sylhet District. Total damage of crops in terms of money was BDT
18,777.21 crore.
• In 06 Districts, fish of 5,67,376 (18.08%) households have been totally/largely/partially damaged, while fish of
25,70,900 (81.92%) households were not damaged or do not have individual ponds. Damage of fish was the
worst in Moulvibazar District and the least in Sunamganj District. Total damage of fish in terms of money was
BDT 2,891.40 crore.
• In 06 Districts, cattle of 4,83,410 (15.40%) households have been totally/largely/partially damaged. Damage of
fish was the worst in Netrokona District and the least in Kishorganj District. Total damage of cattle in terms of
money was BDT 858.88 crore.
• In 06 Districts, poultry birds of 6,90,502 (22.00%) households have been totally/largely/partially damaged.
Damage of poultry birds was the worst in Netrokona District and the least in Habiganj District. Total damage of
poultry birds in terms of money was BDT 186.81 crore.
• The total loss incurred by the total households of 06 Districts have been assessed to be BDT 26,696.75.00
crore, which includes loss of living house, kitchen house, cattle/poultry hose, toilet, tube well, electric line, home-
used items/electronic goods, trees, crops, fish, business/income, cattle and poultry birds. Among the losses, loss
of crops in terms of money has been the highest, followed by loss of fish and living house. In the intermittent
period, the flash flood affected households, with own effort and with assistance from the Government, have
recovered some of the losses. But, the poorest segment of the communities is yet to restore in their normal life
and economy, and as such, need substantial financial assistance to restore in to normal life.
• Side by side with assessment of loss/damage of private properties, loss/damage of Government properties was
also assessed. The sources of assessment of loss/damage of Government properties were different
Government Offices, including concerned Ministry Offices at District/Upazila level.
• It has been assessed from the secondary sources that, in 06 Districts, some government properties like Office
premises and other physical structures (non-specified) have been damaged/lost. The total value of the
damaged/lost government properties is BDT 6,82,28,333.00. It is also been found from these statistics that,
damage of government properties has been the worst in Kishorganj, Netrokona and Moulvibazar Districts and
the least in Sylhet and Habiganj
• It has been assessed from the secondary sources that, in 06 Districts, both long and short rotation trees,
including fruit trees on roadsides, embankments and forest areas were largely damaged/lost. The total value of
the damaged/lost trees on the Government properties is BDT 3,52,05,408.00 It is also been found from these
statistics that, damage of trees on Government properties has been the worst in Netrokona and Kishorganj
Districts and the least in Sylhet, Habiganj and Moulvibazar Districts.
• It has been assessed from the secondary sources that, in 06 Districts, vast quantity of fisheries resources in
Haors and other water bodies of the Govt have been damaged/lost. The total value of the damaged/lost
fisheries is about few crore BDT, but, due to lack of authentic sources, the loss estimate could not be precisely
made. It is also been found from these statistics that, damage of fisheries in Haors and other water bodies of the
Govt. has been the worst in Kishorganj, Netrokona and Sylhet Districts.

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S tudy of Ha or Are a – 2017

• It has been assessed from the secondary sources that, in 06 Districts, 8,029 Km Village Road (A), 166 Km
Village Road (B), 2,742 Km Union Council Road, 12,995 Mk Thana Council Road and 78 Km Inter-District
Road have been affected (partially/totally damaged). The total value of the damaged roads is BDT
241,10,88,292.00 It is also been found from these statistics that, damage of roads has been the worst in
Sunamganj, Netrokona and Kishorganj Districts and the least in Habiganj District.
• It has been assessed from the secondary sources that, in 06 Districts, 18 big bridges, 05 medium bridges, 140
small bridges, 196 culverts and 70 shakos have been affected (partially/totally damaged). The total value of
the damaged bridges in 06 Districts is BDT 27,49,44,167.00 It is also been found from these statistics that,
damage of bridges has been the worst in Sunamganj, Netrokona and Kishorganj Districts and the least in
Habiganj District.
• It has been assessed from the secondary sources that, in 06 Districts, 993 Km embankment, 03 Km barrage,
16 Km protection wall and 47 sluice gates have been affected (partially/totally damaged). The total value of
the damaged embankments, barrages, protection walls and sluice gates in 06 Districts is BDT 155,95,58,333.00
It is also been found from these statistics that, damage of these structures has been the worst in Netrokona and
Kishorganj Districts and the least in Habiganj, Sylhet and Moulvibazar Districts.
• It is obvious that, due to devastating flash flood, the extent of damage/loss to Government-oriented Electricity,
Gas Line, Water Supply Systems, Sewerage System and Public Toilets in the 06 Districts is substantial. But,
due to non-availability of authentic sources, the damage/loss in physical and money term could not be
ascertained. But, usual sense of assessment tells that, the damage/loss in these accounts could be worth
several crore BDT.
• It is also obvious that, due to devastating flash flood, the extent of damage/loss to other Government
properties like academic institutions, community centres, hospitals, clinics etc. have also been
substantial. But, due to non-availability of authentic sources, the damage/loss in physical and money term could
not be ascertained on these accounts. But, normal sense of assessment tells that, the damage/loss in these
accounts could be worth several crore BDT.
• The total damage/loss incurred by the Government through its different physical infrastructure facilities situated
in 06 Districts have been assessed to be BDT 434.90 crore, which is virtually a partial picture of total
damage/loss incurred by the same. However, considering individual District scenario, it has been found that,
Sunamganj District has been worst hit, followed by Netrokona District.
• The total damage/loss caused due to flash flood in 06 Districts, as has been found from field level survey,
investigation and discussion with different stakeholders through organizing committed number of Workshops,
FGDs and discussion with key informants, stands at BDT 27,131.65 crore. Highest quantum of damage/loss has
been incurred by Kishorganj District, followed by Moulvibazar District.
• From different authentic sources, it has been assessed that, till date of our field survey, the Government/MoDMR
provided relief and other assistances in cash and kind to the flash flood affected people of 06 Districts to the tune
of BDT 1,434,05,33,518.00, which consisted of food, living house restoration/building purpose, cash money and
other necessary items. Out of total assistances from the Government/MoDMR, major portion was given in cash.
Of these relief and other assistances, Sylhet, Sunamganj, Kishorganj and Netrokona Districts got maximum
quantum, that too on the basis of extent of devastation.
• From different authentic sources, it has also been assessed that, till date of our field survey, the NGOs also
provided some relief and other assistances in cash and kind to the flash flood affected people of 06 Districts to
the tune of BDT 1,35,62,500.00, which consisted of food and living house restoration/building purpose. Out of
total assistances from the NGOs, major portion was given in food items. Of these relief and other assistances,
Sunamganj District got maximum quantum, followed by Kishorganj District.

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• It was found from field investigation that, some other organizations and individuals also gave some relief and
other assistances to the flash flood affected people. But, the quantum of actual relief and other assistances
provided by them could not be ascertained.
• Relief and other assistances that reached flash flood affected people of 06 Districts till field survey time was
worth BDT 1,435.40 crore, out of which, a very tiny amount was given by NGOs. This necessarily means that,
with whatever amount of money, Government was virtually the exclusive institution which immediately came up
with its utmost ability. But, the hard fact remains that, this effort was about 07 percent of the actual need to
restore flash flood affected people in their normal life.
• The sample study was made on different categories (Landless poor, Marginal farmer, Small farmer,
Medium farmer and Large farmer categories) of 1,800 households picked up from 211 Villages, 121
Unions, 24 Upazilas and 06 Districts. On the basis of study findings derived from these 1,800 sample
households, impact of flash flood across the different income groups and way forward will be reflected
from the following findings.
• It was found from discussion that, out of 1,800 sample HHs, 242 (13.40%) were alerted by the concerned
authority about the flash flood. According to 1,800 sample HHs, flash flood water, on an average, stayed
for 27 days (max. 55 days and min. 12 days). Average level of flash flood water, s they told, was found to
be 9.97 feet, with maximum 17.99 feet and minimum 3.62 feet.
• It was found from discussion that, during flash flood period, out of 1,800 sample HHs, 1,668 (92.67%)
HHs stayed at own house, while 90 (5.00%) stayed at relative’s house, while, 01 (0.06%) HHs stayed at
friend’s house. On the other hand, 11 (0.61%) HHs stayed at other villager’s house, 16 (0.89%) HHs
stayed at Govt. Building, 05 (0.28%) HHs stayed at Govt. Shelter and 09 (0.50%) HHs stayed at other
places (place not mentioned).
• It was found from discussion that, during flash flood period, out of 132 sample HHs, those who stayed at
relative’s house, stayed there for an average of 31 days, while, those who stayed at friend’s house,
stayed there for an average of 10 days. On the other hand, those who stayed at other villager’s house,
stayed there for an average of 29 days, those who stayed at Govt. Building, stayed there for an average
of 43 days, those who stayed at Govt. Shelter, stayed there for an average of 16 days and those who
stayed at other places (place not mentioned), stayed there for an average of 73 days.
• The households who stayed at others’ houses during and immediately after flash flood came back to their own
homesteads. Although, most of the vulnerable households lost their living houses, eventually built living houses,
mostly by resorting to money borrowed from different sources, but till our field survey, most of those houses
were not worth living.
• It was found from discussion that, due to flash flood, 161 sample HHs (8.94%) were worst hit by the flash flood.
Out of them, 69 HHs (42.90%) met their survival need during flash flood from own money, while, 61 HHs
(37.90%) met their survival need during flash flood with help from friends and relatives. On the other hand, 01
HH (0.60%) met their survival need during flash flood with the help from NGO, while, 09 HHs (5.600%) met their
survival need during flash flood with help from the Govt., 01 HH (0.60%) met their survival need during flash
flood from selling property and 15 HHs (9.90%) met their survival need during flash flood through resorting loan
from others.
• It was found from field survey that, out of 1,800 HHs, 305 HHs (16.94%) lost their living houses, the average per
HH loss being BDT 11,822, while 106 HHs (5.89%) lost their cattle houses, the average per HH loss being BDT
4,958. On the other hand, 606 HHs (33.67%) lost their Toilets, the average per HH loss being BDT 2,421 and
106 HHs (5.89%) lost their Tube wells, the average per HH loss being BDT 3,621.
• It was found from field survey that, out of 1,800 HHs, 12 HHs (0.67%) lost their electric lines, the average per HH
loss being BDT 2,025, while 368 HHs (20.44%) lost their home used items/electronic items, the average per HH
loss being BDT 1,455.

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• The field survey also revealed that, the business loss of each of the affected businessmen (affected
businessmen – 180 nos. i.e. 10% of the total sample HHs) due to flash flood was BDT 27,396.00, while, the loss
of crop of each of the affected farmers (affected farmers – 1,284 nos. i.e. 71.33% of the total sample HHs) due to
flash flood was BDT 86,713.00. On the other hand, the loss of fishes of each of the affected fishermen (affected
businessmen – 145 nos. i.e. 8.06% of the total sample HHs) due to flash flood was BDT 85,700.00.
• It was found from the survey findings that, from among the family members of 1,800 sample HHs, 21 (1.17%) of
the sample HHs) people died due to flash flood, while 906 (50.33% of the sample HHs) people suffered from
physical injury. On the other hand, 285 households (15.83% of the sample HHs) lost cattle and 34% HHs lost
poultry birds due to flash flood. Average value of per lost cow was BDT 18,053.00, while average value of per
lost poultry bird was BDT 355.00.
• It was assessed from field level investigation that, out of 1,800, a number of 363 (20.17%) lost their houses,
either totally or partially due to flash flood, which would cost BDT 31,15,250.00 for reconstruction/repairing (per
affected HH being BDT 8,582.00), while a number of 426 (23.67%) lost their income/business, either totally or
partially due to flash flood, which would cost BDT 1,43,25,500.00 for restoring their income/business (per
affected HH being BDT 33,628.00).
• The field survey further gave a picture of the sharp decrease in the monthly income of the vulnerable people of
the 06 flash flood affected Districts, which was (on an average) BDT 4,966.00. Maximum decrease in monthly
income occurred in Netrokona District and minimum decrease in monthly income occurred in Moulvibazar
District.
• It was found from field level survey that, 93.56% households of the 06 Districts were affected by the flash flood in
terms of their monthly income. It was further found that, 633 (37.59%) HHs met the deficit through resorting for
loan, while 406 (24.10%) HHs met the deficit by curtailing monthly expenditure. On the other hand, 623 (37.00%)
met the deficit by taking both measures.
• It was also found from field level survey that, 478 (34.79%) HHs planned to meet loan liability by borrowing
money from friends and relatives, while 532 (38.72%) HHs planned to meet the loan liability by borrowing from
NGOs. On the other hand, 86 (6.26%) planned to meet the loan liability by borrowing from Banks and 268
(19.51%) planned to meet loan liability by borrowing from Mohajons.
• It was also found from field level survey that, 233 (43.47%) HHs told that, they rebuilt/repaired their living houses
by themselves, while 90 (16.79%) HHs told that they d rebuilt/repaired their living houses with the help from
friends and relatives. On the other hand, 171 (31.90%) HHs told that they rebuilt/repaired their living houses with
the help of taking loan from different sources and 15 (2.80%) HHs told that they rebuilt/repaired their living
houses with the help of Govt. fund. Moreover, 18 (3.36%) HHs told that they rebuilt/repaired their living houses
with the help of NGOs.
• It was found from field level survey that, 75 (60.28%) HHs told that, they rebuilt/repaired their cattle living houses
by themselves, while 14 (11.29%) HHs told that they rebuilt/repaired their cattle living houses with the help from
the Govt. On the other hand, 31 (25.00%) HHs told that they rebuilt/repaired their cattle living houses with the
help of taking loan from different sources and 04 (3.23%) HHs told that they rebuilt/repaired their cattle living
houses with the help of NGOs’ fund.
• It was found from field level survey that, 73 (78.49%) HHs told that, they rebuilt/repaired their poultry bird living
houses by themselves, while 02 (2.15%) HHs told that they rebuilt/repaired their poultry bird living houses with
the help from the Govt. On the other hand, 16 (17.20%) HHs told that they rebuilt/repaired their poultry bird living
houses with the help of taking loan from different sources.
• It was found from field level survey that, 79 (62.77%) HHs who lost income/business told that, they restored their
monthly income/business by themselves, while 01 (0.79%) HHs told that they restored their monthly
income/business with the help from the Govt. On the other hand, 36 (28.57%) HHs told that they restored their
monthly income/business with the help of taking loan from different sources.

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• It was found from field level survey that, 716 (65.15%) HHs who lost crop told that, they restored their crop
production activities by themselves, while 28 (2.55%) HHs told that they rebuilt/repaired their restored their crop
production activities with the help from the Govt. On the other hand, 300 (27.30%) HHs told that they restored
their crop production activities with the help of taking loan from different sources.
• It was found from field level survey that, 99 (58.58%) HHs who lost fish told that, they restored their fish culture
activities by themselves, while 07 (4.14%) HHs told that they restored their fish culture activities with the help
from the Govt. On the other hand, 50 (29.59%) HHs told that they restored their fish culture activities with the
help of taking loan from different sources.
• It was found from field level survey that, 299 (57.72%) HHs who lost their water and sanitation facilities told that,
they rebuilt/repaired their water and sanitation facilities by themselves, while 80 (15.44%) HHs told that they
rebuilt/repaired their water and sanitation facilities with the help from the Govt. On the other hand, 126 (24.32%)
HHs told that they rebuilt/repaired their water and sanitation facilities with the help of taking loan from different
sources.
• It was found from field level survey that, 106 (52.22%) HHs whose family members suffered from diseases told
that, they recovered from diseases by themselves, while 66 (32.51%) HHs told that they recovered from
diseases with the help from the Govt. On the other hand, 27 (13.30%) HHs told that they recovered from
diseases with the help of taking loan from different sources.
• It was found from field level survey that, 273 (44.54%) HHs whose children remained outside main education
stream due to flash flood told that, their children returned to main education stream by themselves, while 328
(53.51%) HHs told that their children returned to main education stream with the help from the Govt. On the
other hand, 07 (1.14%) HHs told that their children returned to main education stream with the help of taking
loan from different sources.
• Out of 1,800 sample respondents, 881 (48.94%) respondents told that they received state relief from different
organizations, while 919 (51.06%) respondents told that, told that they did not receive state relief from any
organization. According to 97.74% respondents who received state relief, mentioned that these are/were mostly
Govt. Organizations which gave and still giving state relief to the flash flood affected HHs.
• The kind of state relief, as told by the sample respondents comprised of cash money. Ready-made food, food
items, cloth, house repairing materials, medicine and other items. According to 554 (64.42%) sample
respondents, it was cash money, while according to 73 (8.49%) sample respondents, it was ready-made food.
On the other hand, according to 196 (22.79%) sample respondents, it was food item, according to 03 (0.35%)
sample respondents, it was cloths, according to 01 (0.12), it was house repairing materials and according to 32
(3.73%), it was other item (not specified).
• According to 291 (26.33%) sample respondent who received state relief, termed it to be sufficient, while
according to 814 (73.67%) sample respondents, the quantum of state relief was/is not sufficient. Those who told
it to be insufficient opined that the quantum met/meets 32% of the need of individual household. According to the
sample respondents who received/receiving state relief told that they received/receiving state relief for an
average of 133 days. According to 55.83% relief recipients, told that they are still getting the state relief.
According to 35.00% respondents, all categories of people received/receiving state relief.
• Out of 1,800 sample HHs, according to 702 (39.00%) HHs, the land owners received maximum state relief
compared to others, while according to 1,098 (61.00%) HHs, the lease farmers received maximum state relief.
On the other hand, according to 185 %10.28%) HHs, they know about the information of crop insurance.
• As viewed by sample HH respondents and key informants, the reasons for causing and aggravating flash flood
impact on areas, economy and all sorts of physical infrastructures of 06 Districts were heavy flow of water much
above normal level, particularly due to siltation of rivers and other water reservoirs, unplanned housing
development, embankment, dyke and protection wall, including river bank erosion, state of miserable condition
of houses of vulnerable people etc.

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Key Issues and Recommended Measures/remarks in relation the issues for better Development or Effective
Disaster management in the haor areas:
s/n Key Issues Findings/ Problem/ Potentials
1. Unique • Water coming inside the haor
hydrological Cycle areas in the early monsoon (
in the haor areas before 20 -22 Boishakh / 3-5
and meaning of May) is known as flood
flood
• But, water with same height in
the monsoon or late monsoon is
not flood, even highly expected.
• In the early monsoon, water
level up to around six metres
may not cause flood in the most
of haor areas.
• Hoars are Interconnected with
other water bodies, such as,
rivers, cannels etc.
2. Proper • The poor the vulnerable, regard
Identification of less of occupation, but for timing
the beneficiary of the flood, 2017, the small
group/ Vulnerable farmers’ group is the most
group vulnerable as a economic group,
the day labourer and then the
fishermen;
• As a social group, family headed
by the female members and the
individual aged people are most
vulnerable;
• Family with disable member
and/or senior citizens need
additional support.
3. Government’s • Relief work was carried out by
relief activities, government immediately. Timely
rehabilitation and response by the government
Social Safety net agencies for relief work and
programmes special VGF is highly
appreciated, though reported
insufficient by all most every
group of the respondents,
• Special relief and incentive
packages (specially, for affected
farmers) was found highly
effective but again described as
too insufficient;
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Recommended Measures/ Remarks
• Development planning process of the haor
areas should consider this uniqueness of
hydrological cycle in the haor areas.
• Because of the inter-connectivity with the
hydro-flows network, mitigation effort
seems to be less effective, so the adaptive
efforts can be exercise more.
• An enlistment and creation of data base
are required based on vulnerability
ranking/ aid-eligibility ranking,
• Special or additional scheme should be
designed for – (i) family headed by the
female members, (ii) Family with disable
member and/or senior citizens and (iii)
individual aged people.
• Vulnerability Reduction Tracking System
should be introduced.
• Proposals for incentive package for others
occupations, specially fisherman, can be
considered.
• Over all rate of displacement/ migration is
reduced due to effectiveness of the relief
work and not a single piece of land
remained uncultivated in the next crop
cycle (i.e.,2018),
• Suggestions are made to add some items
in the relief packages, such as,
(i) fuel for cooking, sanitary napkins, baby-
care items (during response) and house
Final report on ‘S tudying Im pa ct of Fla s h Flood Acros s the diffe re nt Incom e Groups a nd Wa y Forwa rd: A Ca s e
s/n Key Issues Findings/ Problem/ Potentials
• There is limited survivable
means for cattle & poultry
resources which very important
for livelihood recovery.
• Different relief and incentive
packages were provided from
different government agencies
• Individuals/ private effort to
emergency response.
4. Physical • There are many villages is the
communication & haor region is almost like island
logistic where communication is
normally disrupted.
• Transportation of product as well
as relief is highly challenged in
many areas.
5. Cooking facility • An enormous shortage of fuel for Some (pakka) community kitchen can be
during flood cooking is reported throughout constructed and gas cylinders can be provided
the rainy season to facilitate cooking on the fuel-shortage days.
• Population at the poorest
segment may get rice (chal) but
face troubles in cooking those.
6. Deforestation and A change in land use pattern and
Bio diversity alteration of natural water body slope
threats & surface is reported as a cause of
over exploitation of resources and
fishing in the beels ( deeper water
body inside haors, usually fisheries
survive there in the dry season).
These activities lead to deforestation
and loss of bio-diversity.
7. Siltation & water • Most of the rivers and other
logging water reservoirs have already
been silted, which causes water
lodging and also situational
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Recommended Measures/ Remarks
repairing materials ( during recover).
• A new relief package should be design for
providing cattle & poultry feed to the
eligible household possessing cattle
and/or poultry.
• Better coordination is required among
social safety net programme delivering
agencies (an integrated social safety net
programming is need).
• Some relief/ aid distribution hub can be
established to keep the relief nearer to the
affected areas,
• Relief/ aid –receiving group can be formed
to foster the distribution of relief.
• An electronic (digital) relief card can be
introduced and distributed to eligible
recipients.
• Open package idea, collecting relief items
as the family choose, upto a certain
financial value, can be critically
considered.
• Recognizing and announcing the haor as
`Ecologically Critical Area’ is needed,
• A policy is needed for directing land use
pattern in the haor areas including an
enforcement mechanism,
• Progammes for Plantation, such as,
plantation of Hijol and Koroch trees, Social
Forestation in the island villages and
Home-side gardens are highly
recommended.
• More sanctuary should be announced and
enforced.
• Planned and regular dredging of the rivers
and cannels are necessary.
• Paddy variety with short cultivation period
Final report on ‘S tudying Im pa ct of Fla s h Flood Acros s the diffe re nt Incom e Groups a nd Wa y Forwa rd: A Ca s e
S tudy of Ha or Are a – 2017

s/n Key Issues Findings/ Problem/ Potentials Recommended Measures/ Remarks

aggravation during flash flood should be encouraged.
occurrence.
• Moreover, Belated discharge of
water after rainy season forces
to belated start of cultivation
thus again put the corps in risk
of flood for the next cycle.
8. Embankment • Government policy has changed • The change is highly accepted by the
construction and to allow the Project influential segment of the community.
maintenance Implementation Committees
(PICs) to do construction and
maintenance of embankments
instead of contractors.
• In short term, attachment/ deputation of
• But technical know-how of the the diploma engineers from Water
local government agencies Development Board to the UNO offices is
(UNO offices) is inadequate in needed. In long term, capacity of related
planning and supervision of agencies has to be increased in this
construction and maintenance regards.
activities of the embankments.
9. Water Supply & Situation is below the national Initiatives should be taken in the normal
sanitation average. season/ condition to improve the water supply
and sanitation situation in haor areas.
10. Addressed in 7th five year plan (2015-2020) of If the water management programmes are
Policy and Bangladesh and Master Plan for implemented effectively, then the disaster risk
National level Haor Area, 2012 has emphasized the may reduce significantly. But it can be realized
documents haor area and the water in as a long term goal. For short term, policies
management issues but Disaster and national level document shoud emphasis
Management in the mentioned area on disaster management issues in the haor
is addressed insufficiently. area more importantly.
11. Other issues/ • Use of tradition of resilience capacity instead of making them aid dependent
considerations during development planning. ,
• Establishing Disaster management centers and utilize the sprite of
volunteerism.
Worth mentioning-
• Water management plan has to be given emphasis rather effort for water control.

• Quick repaired/reconstruction of affected embankments, dykes, protection

walls etc. should get priority.
• Quick repaired/reconstruction of roads has to be done.
• A comprehensive housing plan for the residents, even construction of
shelters, should be examined further.
• Before designing occupation based relief package the Changing pattern of
occupation in the haor region should be scrutinized.

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Conclusion and Recommendation

The flash flood that occurred in 06 Districts in 2017 is unprecedented, which caused insurmountable devastation of
both lives and properties in these 06 Districts. The worst hit District is Kishorganj. All people of the Districts, more or
less suffered from this flash flood. But, most hard affected people, particularly because of poor economic status and
standing, the landless and marginal farm families and a portion of small farmer families or in other words, almost all
households belonging to monthly income ranging from BDT 0 to BDT 5,000.00 and a significant portion of
households with monthly income ranging from BDT 5,001 to BDT 15,000.00 were hard hit by flash flood.
In view of the above situation, large-scale relief and other supplies and services reached the vulnerable people from
different quarters. These quarters included MDMR and other local government bodies and some non-government
organizations, including local public representatives. But, according to first-hand assessment and views of different
stakeholders, the quantum of relief and supplies and services was not sufficient compared to actual need. Moreover,
they said relief and other supplies and services were not always and in all places of disaster occurred timely.
However, the introductionof the special VGF, in kind incentive to the farmars and governments initiatives for timely
response were highly appreciated from the direct beneficiary groups.
Different stakeholders stationed in the places of flood occurrence hold the view that, it is not only flash flood that
made all devastations, it is also lack of necessary quality of different embankments, dykes, protection walls, inter-
alias lack of their proper and timely maintenance which aggravated the situation. In this conneciotion, to allow the
Project Implementation Committees (PICs) to do construction and maintenance of embankments, instead of
contractors, is highly accepted by the influential segment of the community.
Special or additional schemes are suggested to design for – (i) family headed by the female members, (ii) Family with
disable member and/or senior citizens and (iii) individual aged people. Recommendations are given to introduce
electronic (digital) Vulnerability / aid-eligibility Ranking System (VRS) as well as Vulnerability Reduction Tracking
Systems (VRTS) to ensure effective distribution of the relief and aid.
7th five year plan (2015-2020) of Bangladesh and Master Plan for Haor Area, 2012 has emphasized dirrerent aspects
of haor area and the water management issues. But Disaster Management in the area is addressed insufficiently. If
the water management programmes are implemented effectively, then the disaster risk may reduce significantly. But
it can be realized only in long term. For short term, national level policies and documents shoud emphasis on disaster
management issues in the haor area more importantly. Development planning process of the haor areas should
consider the uniqueness of hydrological cycle and effect of seasonality in the haor areas. Proper emphasis has to be
given for recognizing and announcing the haor as `Ecologically Critical Area’, restoration of its land slopes, plantation
progammes and conservation of bio-diversity through sanctuaries.
Abstract of Loss Incurred in 06 Districts under both Public and Private Sectors due to Flash Flood

Sl. No. Sector/Sub-Sector Entailed Loss due to Extent of Loss/Damage in Money Term in
Flash Flood Crore BDT
A. Private Sector/Sub-Sector Incurred Loss/Damage due to Flash Flood:
A.1 Loss incurred Sector/Sub-sectors:
A.1.1 Loss of Houses
A.1.1.1 Loss of Iiving Houses 1,229.24
A.1.1.2 Loss of Kitchen Houses 380.05
A.1.1.3 Loss of Catte Houses
190.48
Sub-Total:
1,799.77
A.1.2 Loss of Toiets 249.01
A.1.3 Loss of Tube wells 44.56
A.1.4 Loss of Eectric Line 5.41

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A.1.5 Loss of Home used durables 66.44

A.1.6 Loss of Trees 1,144.52
A.1.7 Loss of Crops 18,777.21
A.1.8 Loss of Fish 2,891.40
A.1.9 Loss of Business
712.88
A.1.10 Loss of Cattle 858.88
A.1.11 Loss of Poultry Birds 186.81
Total Loss incurred by the Private Sector: 26,736.89
B. Public/Govt. Sector Incurred Loss/Damage due to Flash Flood:
B.1 Loss Incurred Sectors/Sub-sectors:
B.1.1 Loss of Government Properties 6.82
B.1.2 Loss of Trees & Plants/Forest Resources 3.52
B.1.3 Loss of Fisheries Resorces Few crores (Could ont be exactly ascertained/
calculated)
B.1.4 Loss of Roads 241.11
B.1.5 Loss of Bridges & Culverts 27.49
B.1.6 Loss/Damage of Embankment 155.96
B.1.7 Loss of Electric Line, Gas Line, Water Supply Few crores (Could ont be exactly ascertained/
System, Sewarage System , Public Toilet etc. calculated)
Total Loss Incurred: 434.90
(Excluding loss incurred under Fisheries and
Electricity, Gas, Public Toilet, Water,
Sewarage etc. Sub-sectors)
A+B Loss incurred under both Private and 27,171.79
Public Sectors: (Excluding loss incurred under Fisheries and
Electricity, Gas, Public Toilet, Water,
Sewarage etc. Sub-sectors of the
Government/Public Sector)

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Section – 01: Introduction to the Study

1.1 Background of the Study:

The abundant natural resources that the haor region of the country has been bestowed with could be utilized to
enhance the economic status and quality of life of haor inhabitants. Still the natural settings of the haor area pose a
threat to the development potentials of the region. The major issues are flash flood, siltation and sedimentation of
major rivers, river bank erosion and wave action, reduction of navigability, lack of proper sanitation, scarcity of
drinking water and proper sanitation, fragile and inadequate road network, degradation of ecosystem, exploitation of
fisheries resources and swamp forest. Flash flood is the main disaster in the haor area, which engulfs the primary
production sector (e.g., agriculture) and thus threatens the lives and livelihoods of the people.

Although the economic development of Bangladesh is moving steadily at a moderate pace, but the Haor region has
long been lagging behind mainstream of the national development. The Government has taken many initiatives,
including the preparation of national and regional strategies to steer economic growth, and has accordingly prepared
plans over the years to boost the country's development. The GoB aims to achieve poverty reduction, which is
directly targeted to benefit all kinds of poor, including the ultra-poor and disabled. The Vision 2021 focuses on a
strong and expanded social safety net, which will protect the poor from all sorts of social, economic and natural
shocks. Social services sector provides social safety net and improved standard of living for the haor people.
Ensuring social security for lives and livelihoods, people's participation, employment generation and people's
empowerment are the key components for providing social protection to the vulnerable group of people. Social safety
nets or "socio-economic safety nets" are non-contributory transformation seeking to protect the poor and those who
are vulnerable to shocks and poverty from falling below a certain poverty level.

Historically, flood of this type has caused disastrous impacts on the day-to-day life of the haor population. Heavy
rainfall, as well as, onrush of water from the upstream Meghalaya hills in India have led to the inundation of a vast
areas of croplands of Haors and low-lying areas of the northeast region of the country. Flood started on 28th March
affecting six Districts viz. Sylhet, Moulavibazar, Sunamganj, Habiganj, Netrokona and Kishoreganj Districts in the
north east region. Rising water overflow and breeched embankment in many places of the region inundated vast
areas of crop lands. Although floods often cause much damage to life, livelihood and infrastructure, they also ensure
hydraulic connectivity between perennial water bodies, and as such, are essential for the sustainability of fisheries
which represent the principal protein source for the region. The future challenges in the context of climate change
and variability are also a major concern for the sustainable development of the region.

Livelihood in the Haor areas has focused on agricultural practices, fishing and other income generating opportunities.
The major occupation of the people of the haor Districts is agriculture. Half of the population (53.67%) depends on
agriculture for their subsistence. Social issues, like food and nutritional security, income generation and poverty
reduction are also related to agriculture. Moreover, it is the biggest source of market for a variety of consumer goods,
including consumer durables, particularly in the rural areas. There is a remarkable variation in the occupation of the
haor population compared to other areas of the country. Fisheries are based on enhancing fish production (both
capture and culture fisheries), management of fish wastage, and export of fish resources and enhancing employment
through fish sector. GoB is enhancing fish production through proper installation of fish passes in hydraulic
structures; controlling size and species wise fishing; establishing fish sanctuary for fish spawning; conserving and
managing water bodies and restoring the ecosystem. Pearl culture development is based on production and

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marketing of pearl, which will enhance the employment opportunity of local people along with development of their
livelihood. National economy and export will also be boosted through proper implementation of pearl culture plan in
the haor area. Still a large portion of the population earn their livelihood from business (12.52%), followed by non-
agricultural labour (6.13%), service (5.65%), fishery (2.59%), and transport (2.39%). A significant portion of the
population (3.41%), especially in Sylhet (10.32%), Mulovibazar (4.64%) and Brahmanbaria (4.56%) depends on
remittances coming from abroad.

The Master Plan of the Haor Area has formulated some projects to maximize the benefits by utilizing the spoil (earth
obtained) from the dredging of rivers. The dredged spoil will be utilized for development of 38 nos. of settlement
platform, adding an additional 1,396 ha of new settlement areas, and development of 38 nos. of eco-villages (model
village). Besides, the new electricity distribution systems as proposed in the plan will cover additional 1,111 villages.
The forest Development Area is based on the increased fuel-wood supply, restoration of environmental sustainability,
reduced exposure of uncovered lands like "Ijmali" lands etc. These benefits can be brought through establishment of
Upazila forest nursery; forestation in "Ijmali" lands; creation of freshwater wetland forest; roadside plantation; and
community involvement in forest management. Implementation of the plan will result in increased plantation for both
hill and agro forest and strip plantation.

1.2 Background of 2017 Flash Flood in Haor areas:

Starting from March 28, 2017 the northeast parts of the country experienced severe flash floods. While the central
and middle parts of India continue to be under the tight grip of heat-wave conditions, in fact hot weather conditions,
the northeast parts of Bangladesh and India observes heavy rainfall. All big and small rivers, including the Meghna,
Kalni, Kushiara, Dhanu, Ghorautra and Dhaleshwari had spilled over the banks following several days of heavy
rainfall. Flash floods are a common incident in the Haor region in the pre-monsoon period, but poor management of
the rivers and embankments and the decline in the navigability of the rivers have worsened the situation over the
years. According to the Department of Agriculture Extension (DAE) data Boro has been cultivated on 0.29 million
hectares haor areas comprising of Sunamganj, Hobiganj, Sylhet, Mulovibazar, Netrakona and Kisoreganj Districts.
The affected areas in the haor region consist of the 6% of the country's total Boro cultivation this year. About 15,000
hector of in the Kishoreganj areas are under water. Similar situation can be found in the Habiganj, Sunamganj and
Netrokona districts. Besides heavy rainfall and early flash floods, the annual repair and construction of earthen
embankments were not completed in many places.

1.3 Crux of the Problem:

Almost every year, Bangladesh entails suffering of some sorts of natural disasters, out of which, disaster arising from
sudden/un-noticed flesh flood occurs in some areas or other of the country making colossal loss to life and property.
That sort of flesh flood occurred quite recently in the Haor areas of Sunamganj, Kishoreganj, Netrokona,
Moulvibazar, Sylhet and Habiganj Districts.
The extent of loss of that Flesh Flood was grave, which took away huge number of life, both human being and
animal, including loss/damage (in financial and socio-economic terms) of crops, shelters, trees, fish, household
durables and income, water and sanitation system, business and cash properties, physical infrastructure facilities,
public utilities etc. Immediately after the Flesh Flood, Government and other concerned organizations made
preliminary assessment of these losses in both physical and financial terms. This flood and after flood situations
entailed serious suffering of the people in the form of health, sanitation, income, drinking water supply, temporary
shelter and transportation and communication issues.

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In the backdrop of the above scenes and scenarios, the Ministry of Disaster Management & Relief has seriously felt it
quite impending to immediately and factually assess the all out impacts of Flesh Flood acro s s th e d iffe re nt
in co m e g rou p s an d w ay fo rw a rd ing Haor Areas of Sunamganj, Kishoreganj, Netrokona, Moulvibazar, Sylhet
and Habiganj Districts.

1.4 Objectives and Purpose of the Study:

• To explore the impact of flash flood 2017 across the different income groups in the area;
• To explore the effectiveness, relevance and efficiency of the social safety net for the poorest segment of the
society in benefiting the livelihood of the poor people;
• To propose ideas to minimize losses during and after flood situation; and
• To follow Seventh Five Year Plan (2015-2020) of Bangladesh within the budgetary framework of MoDMR.

1.5 Study Areas:

The study areas comprised of six Districts viz. Sylhet, Moulavibazar, Sunamganj, Habiganj, Netrokona and
Kishoreganj Districts, which particularly included 24 Upazilas, which were adversely affected due to flash flood

1.6 Scope of Work:

The objectives of the study clearly implied about the scopes of the assignment. As such, based on the objectives of
the study, the detailed scope of work was sorted out. However, on the basis of the presumptions, the concerned
stakeholders were identified, the work methodology was proposed, and the study instruments and tools were
prepared/ designed (annexed herewith).

1.7 Work Methodology Adopted

The study approach and methodology comprised of tapping both secondary and primary sources for collecting
necessary and relevant information to achieve the study objectives and purpose. The secondary sources comprised
of Union, Upazila and District-level Administrative, Agriculture, Livestock, Forestry, Fisheries, Health and Sanitation,
Public Health Offices, Hospitals, NGOs, DSS Office, Statistical Office etc. On the other hand, the primary sources
comprised of sample area concerned stakeholders, affected habitats by economic status, key informants from LG
and other GoB organizations at Upazila and District levels, social leaders, Upazila Chairman, MP, and the like.

Necessary and relevant data were collected from secondary sources with the help of pre-designed Checklists and
Formats (as many as 28 Checklists and Formats), while individual stakeholders as mentioned above were
interviewed with the help of pre-designed Questionnaires and Checklists. The sizes of the sample affected
households for interview purpose were 1,800, taking 74 to 76 households from each of the selected Upazilas. The
sampling was made at two stages/stratifications. Firstly, Upazilas was stratified as hard hit, mild hit and normal hit
Upazilas, and from each Upazila 02 Unions were randomly selected for drawing sample affected households for
interview purpose. In addition, FGDs/Workshops were also organized/conducted at the Upazila level. The list of
sample Upazilas, Unions and Villages, including sample household numbers under each sample Upazila for interview
purpose has been given below.

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Sample Upazila, Union, Village and Household Distribution

No. of HHs
Dis t rict Upa zila No. of Unions No. of Villages
Interviewed
Dh a ra m p a s h a 3 5 76
J a m a lg a n j 7 8 75
De ra i 4 9 74
Sunam ganj S ulla 4 12 74
Ta h irp u r 6 6 75
Bis w a m va rp u r 5 10 75
To t a l 29 50 449
Be a n i Ba za r 7 19 75
Ba la g a n j 7 14 75
S ylhe t
Bis w a n a th 5 14 75
To t a l 19 47 225
Azm iriga nj 4 4 75
Ha b ig a n j Ba h u b a l 5 6 75
To t a l 9 10 150
Ku la u ra 7 7 75
Mo u lvib a za r Ra jn a g a r 5 13 75
To t a l 12 20 150
Atp a ra 4 4 75
Ba rha tta 3 4 75
Kha lia juri 5 10 76
Ne tro ko n a
Mo h a n g a n j 5 5 75
Ma da n 4 4 75
To t a l 21 27 376
Mitha m oin 6 16 75
Ka rim g a n j 7 9 75
Au s ta g ra m 4 8 75
Kis h o re g a n j Itn a 5 7 75
Nikli 5 6 75
Kulia rcha r 4 11 75
To t a l 31 57 450
Tot a l 121 211 1800

For the above data and information collection, interview, FGD, Workshop etc purposes, experienced field team
comprising of Research Assistants and Research Associated were appointed, trained and deployed in the field.

1.8 Limitations of the Study:

For many obvious and unavoidable reasons, the field work could not be started as per schewduled earlier. However,
at length, we have succeeded in completing the field work and producing the Draft Report for handing it over to the
concerned authority.

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1.9 The Study Team

The research team was formed in such a way which well covered all relevant dimensions of the assignment. This will
be evidenced from the research team composition, as set forth below (not in accordance of the seniority):
• Study Advisor : Mohammad Atwar Rahman, Director General, BIM.
• Team Leader: Md. Mahbub ul Alam, SMC & Head, Research & Publication Division, BIM.
• Principal Invetigator: Mohammad Sayeedur Rahman, Management Counsellor, BIM
• Impact Assessment Specialist: Prof. Md. Abul Quasim, Chairman, Gotiii Consultation Network.
• Econometrician & Quantitaive Analyst: Mohammad Lutfor Rahman, Associate Professor, Department of
Economics, Jahangirnagar University.
• Procurement & Supply Chain Specialist: Mehboob Hasan Kallol, SMC & Head, Consultancy and
Productivity Division, BIM.
• Planning Specialist: Md. Ariful Islam, SMC & Head, Project and Social Sector Division, BIM.
• Study Coordinator: Md. Zafar Ali, Management Counsellor, BIM
• Market & Pricing Analyst: NIrjhar Majumdar, Associate Management Counsellor, BIM.
• Financial Anlyst: Md. Rajibul Haque, Associate Management Counsellor, BIM.
• Gender Specialist: Ms. Aklima Zaman, Research Officer, BIM.
• Programming & Data Management: Md. Kowser Hamid, Consultant, Gotiii Consultation Network.

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Section – 02: Relevant Salient Features of

06 Districts under the Study
This Section gives concrete view on matters relevant to the assessment of impact of flash flood, particularly on
different income groups, which should be based on factual relevant data and information of 06 Districts in totality and
individual District-specific.

2.1 Area, Population, Administrative Areas and Households under different Income Groups in the Districts

Table - 01: Population and Households in the Study Districts

No. of Population & Household 2017

Area in Sq. No. of No. of No. of Projection, based on 2011 Census
District Municipalities/
Km. Upazilas Unions Villages
Cities Population Household
Sylhet 3,452.10 13 101 3,206 06 43,52,700 7,91,400
Sunamganj 3,747.20 11 87 2,887 04 27,14,765 4,93,594
Moulvibazar 2,799.40 07 67 2,015 05 21,10,968 3,83,812
Habiganj 2,636.60 08 77 2,143 06 22,97,901 4,17,800
Netrokona 2,794.30 10 86 2,299 05 24,52,608 4,45,929
Kishorganj 2,688.60 13 108 1,745 08 33,31,577 6,05,741
Total 18,118.20 62 526 14,295 34 1,72,60,519 31,38,276

The total area of 06 Districts is 18,118.20, while total number of Upazilas is 62, total number of Unions is 525, total
number of Villages is 14,258 and total number of Municipalities/Cities is 34. Total number of population in 06
Districts is 1,72,60,519 and the total number of households in 06 Districts is 31,38,276. In terms of the total
number of population and households, Sylhet District is on the lead, followed by Kishorganj District. The flash flood
impact is directly confined to the above population, vis-a-vis physical assets of these 06 Districts, and indirectly on
the total economy of the country. For more details, above Table 01 above may be consulted.

2.2 Upazilas under 06 Districts, which were affected due to Flash Flood

Table - 02: No. and Name of Upazilas under 06 Districts

No. of
Districts Name of Upazilas
Upazilas
Balaganj, Bianibazar, Bishawnath, Companyganj, Dakhin Surma, Fenchuganj,
Sylhet 13 Golapganj, Gowaringhat, Jaintapur, Kanaighat, Osmani Nagar, Sylhet Sadar and
Zakiganj
Moulvibazar 07 Moulvibazae Sadar, Barlekha, Juri, Kamalganj, Kulaura, Rajnagar and Sreemongol

Sunamganj 11 Bishamvapur, Chatak, Derai, Dharmapasha, Dowarabazar, Jagannathpur, Jamalganj,

Sullah, Sunamganj Sadar, Dakhin Sunamganj & Tahirpur
Habiganj 08 Habiganj Sadar, Lakhai, Madhobpur, Chunarughat, Bahubal, Nabiganj, Baniachong &
Azmiriganj
Netrokona 10 Atpara, Barhatta, Durgapur,Ichaliajhuri, Kalmakanda, Kendua, Madan, Mohanganj,
Netrokona Sadar & Purbadhola
Kishorganj 13 Kaliarchar, Hossainpur, Ostogram, Pakndia, Kishorganj Sadar, Bajitpur, Karimganj,
Kotiadi, Arail, Itna, Nikli, Mithamoin & Bhairab
Total: 62 Nos.

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2.3 Land Ownership Pattern of the HHs under 06 Districts:

Table - 03: Land Ownership Pattern of the HHs under 06 Districts

Land Ownership of the HHs (No.)

District Particulars Landless having Marginal Small Farmers Medium Farmers Large Farmers
up to 50 dec Farmers having having 151 to having 251 to having 501 and
land 51 to 150 dec 250 dec land 500 dec land above dec land

Sunamganj Sub-Total 2,66,047 1,18709 52,765 37,365 18,707

% 53.90 24.05 10.69 7.57 3.79
Sylhet Sub-Total 6,15,551 91,486 45,743 28,174 10,496
% 77.78 11.56 5.78 3.56 1.33
Sub-Total 1,50,408 1,58,764 78,003 25,068 5,557
Habiganj
% 36.00 38.00 18.67 6.00 1.33
Sub-Total 1,86,801 1,12,572 48,629 28,133 7,676
Moulvibazar
% 48.67 29.33 12.67 7.33 2.00
Netrokona Sub-Total 2,41,961 1,15,050 51,014 24,927 13,066
% 54.26 25.80 11.44 5.59 2.93
Kishorganj Sub-Total 3,32,491 1,11,699 61,907 55,183 44,401
% 54.89 18.44 10.22 9.11 7.33

Total 17,34,839 7,23,686 3,43,327 2,16,227 1,20,196

% 55.28 23.06 10.94 6.89 3.83

% Landless having up to 50 dec land

Marginal Farmers having 51 to 150 dec
Small Farmers having 151 to 250 dec land
100
90
77.8

80
70
55.3
54.9
54.3
53.9

60
48.7

50
38.0
36.0

40
29.3

25.8
24.1

23.1

30
18.7

18.4
12.7
11.6

11.4

10.9
10.7

20
10.2
9.1
7.6

7.3

7.3

6.9
6.0
5.8

5.6

3.8
3.8

3.6

10
2.9
2.0
1.3

1.3

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishorganj Overall

In the study Districts, as has been collected from secondary sources that, out of total 31,38,276 households in the 06
Districts, 17,34,839 (55.28%) are landless households, 7,23,686 (23.06%) are marginal farmer households, 3,43,327
(10.95%) are small farmer households, 2,16,227 (6.89%) are medium farmer households and 1,20,196 (3.83%) are
large farmer households. Virtually, landless households exclusively belonged to vulnerable group to this flash flood,
and as such, may be well assumed that, almost all of them lost their houses, cattle, poultry birds, trees, business,
income and other tangible assets during recent flash flood. For details, Table – 03 above may be consulted.

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2.4 Main Occupation of the Households

Table - 04: Main Occupation of the Households

Main Occupation of the HH/HH Heads (No. & %)

District Particulars Self- Day
Farming Service Business Fishing Others
employment Labor
Sub-Total 1,63,774 31,886 56,072 23,100 1,05,530 56,072 57,158
Sunamgonj
% 33.18 6.46 11.36 4.68 21.38 11.36 11.58
Sub-Total 3,55,259 28,174 35,138 28,174 1,54,798 1,16,098 73,838
Sylhet
% 44.89 3.56 4.44 3.56 19.56 14.67 9.33
Sub-Total 2,33,968 5,557 27,867 5,557 58,492 8,356 78,003
Habiganj
% 56.00 1.33 6.67 1.33 14.00 2.00 18.67
Sub-Total 1,61,201 10,248 35,810 7,676 66,515 2,572 99,791
Moulvibazar
% 42.00 2.67 9.33 2.00 17.33 0.67 26.00
Sub-Total 1,06,755 42,675 56,945 17,792 1,70,789 1,204 49,810
Netrokona
% 23.94 9.57 12.77 3.99 38.30 0.27 11.17
Sub-Total 2,19,399 18,839 48,459 17,506 67,298 78,080 1,56,160
Kishorganj
% 36.22 3.11 8.00 2.89 11.11 12.89 25.78
Total 11,33,231 1,62,249 2,94,684 1,07,957 6,64,373 2,56,397 5,20336
% 36.11 5.17 9.39 3.44 21.17 8.17 16.56

%
Farming Service Business Self-employment Day Labor Fishing Others

100
90
80
70
56.0

60
44.9

42.0

50
38.3

36.2

36.1
33.2

40
26.0

25.8
23.9
21.4

21.2
30
19.6

18.7

17.3

16.6
14.7

14.0

12.9
12.8
11.6
11.4

11.4

11.2

11.1

20
9.6

9.4
9.3

9.3

8.2
8.0
6.7
6.5

5.2
4.7

4.4

4.0

10
3.6
3.6

3.4
3.1
2.9
2.7
2.0

2.0
1.3
1.3

0.7

0.3

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishorganj Overall

Derived from HH Survey Findings

In the study Districts, as has been collected from secondary sources that, out of the total 1,38,276 households in the
06 Districts, the main occupation of 11,33,231 (36.11%) is farming, the main occupation of 1,62249 (5.17%) is
service, the main occupation of 2,94,684 (9.39%) is business, the main occupation of 6,64,373 (21.17%) is day-labor,
the main occupation of 1,07,957 (3.44%) is self-employment and the main occupation of 2,56,397 (8.17%) is fishing
Virtually, the households with farming, self-employment, day-labor and fishing were worst hit by the flash flood. For
details, Table – 04 above may be consulted.

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2.5 Ownership of Living Houses of the Households

Table - 05: Ownership of Living Houses of the HHs

Ownership of Living Houses of the HHs (No. & %)

District Particulars
Pucca Semi-Pucca Kucha
Sunamganj Sub-Total 9,872 4,73850 9,872
% 02 96 02
Sylhet Sub-Total 31,656 7,43,916 15,828
% 04 94 02
Habiganj Sub-Total 20,890 3,92,732 33,424
% 05 87 08
Moulvibazar Sub-Total 7,676 3,72,298 3,838
% 02 97 01
Netrokona Sub-Total 1,38,238 3,03,232 4,459
% 31 68 01
Kishorganj Sub-Total 24,230 5,75,454 6,057
% 04 95 01
Total 2,82,445 27,93,066 62,766
% 09 89 02

Out of the total HHs of 06 Districts, 02% HHs have got kucha living house, while 89% HHs have got semi-pucca
living house and 09% HHs have got pucca living house. Maximum percentage of kucha living houses have been
found in Habiganj District. It may be inferred that the HHs who have got kucha living house are exclusively vulnerable
people, whose living houses have been washed out by the devastating flash flood. For more details, Table – 05
above may be consulted.

2.6 Ownership of Kitchen Houses of the Households

Table - 06: Ownership of Kitchen Houses of the HHs (No. & %)

District Particulars Ownership of Kitchen Houses of the HHs (No. & %)

Pucca Semi-Pucca Kucha
Sub-Total 1,530 1,69,451 3,22,662
Sunamganj
% 0.30 34.33 65.37
Sub-Total 38,145 7,05,612 47,642
Sylhet
% 4.82 89.16 6.02
Sub-Total 0 3,83,457 34,343
Habiganj
% 0.0 91.78 8.22
Sub-Total 9,058 3,68,690 6,026
Moulvibazar
% 2.36 96.06 1.57
Sub-Total 0 2,20,646 2,25,383
Netrokona
% 0.0 49.48 50.52
Sub-Total 0 4,77,445 1,28,296
Kishorganj
% 0.0 78.82 21.18
Total 20,713 20,66,241 10,51,322
% 0.66 65.84 33.50

Out of the total HHs of 06 Districts, 33.50% HHs have got kucha kitchen house, while 65.84% HHs have got semi-
pucca living house and 0.66% HHs have got pucca living house. Maximum percentage of kucha kitchen houses has
been found in Sunamganj District. It may be inferred that the HHs who have got kucha kitchen house are exclusively
vulnerable people, whose kitchen houses have been washed out by the devastating flash flood. For more details,
Table – 06 above may be consulted.

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2.7 Ownership of Cattle Houses of the Households

Table - 07: Ownership of Cattle Houses of the HHs

District Particulars Ownership of Cattle Houses of the HHs (No. & %)

Pucca Semi-Pucca Kucha
Sub-Total 0 4,27,304 66,290
Sunamganj
% 0.0 86.57 13.43
Sub-Total 44,002 7,03,475 44,002
Sylhet
% 5.56 88.89 5.56
Sub-Total 0 4,01,422 16,378
Habiganj
% 0.0 96.08 3.92
Sub-Total 0 3,83,812 0
Moulvibazar
% 0.0 100.00 0.0
Sub-Total 4,861 3,05,372 1,35,676
Netrokona
% 1.09 68.48 30.43
Sub-Total 0 5,59,160 46,581
Kishorganj
% 0.0 92.31 7.69
Total 15,995 27,30,442 3,90,153
% 0.51 87.06 12.44

Out of the total HHs of 06 Districts those who have got cattle houses, 12.44% HHs have got kucha cattle house,
while 87.06% HHs have got semi-pucca cattle house and 0.51% HHs have got pucca cattle house. Maximum
percentage of kucha cattle houses have been found in Netrokona District. It may be inferred that the HHs who have
got kucha cattle house have been washed out by the devastating flash flood. For more details, Table – 07 above may
be consulted.

2.8 Ownership of Poultry Bird Houses of the Households (No. of Households & %)

Table - 08: Ownership of Poultry Birdhouses of the HHs (No. & %)

District Particulars Ownership of Poultry Bird House of the HHs (No. & %)
Pucca Semi-Pucca Kucha
Sub-Total 00 46,546 4,47,049
Sunamganj
% 0.0 9.43 90.57
Sub-Total 0 7,15,267 76,133
Sylhet
% 0.0 90.38 9.62
Sub-Total 0 3,87,969 29,831
Habiganj
% 0.0 92.86 7.14
Sub-Total 0 3,59,824 23,988
Moulvibazar
% 0.0 93.75 6.25
Sub-Total 0 4,01,336 44,593
Netrokona
% 0.0 90.00 10.00
Sub-Total 4,26,260 1,79,481
Kishorganj
% 0.0 70.37 29.63
Total 0 16,98,435 14,39,841
% 0.0 54.12 45.88

Out of the total HHs of 06 Districts those who have got poultry bird houses, 45.88% HHs have got kucha poultry bird
house, while 54.12% HHs have got semi-pucca poultry bird house and no HH has got pucca poultry bird house.
Maximum percentage of kucha poultry bird houses have been found in Sunamganj District. It may be inferred that the
HHs who have got kucha poultry bird house been washed out by the devastating flash flood. For more details, Table
– 08 above may be consulted.

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2.9 Roads, Bridges, Culverts, Haors, Beels, Rivers and Canals in the Districts

Table - 09: Roads, Bridges, Rail Road, Haor, Beel and Rivers in the Study Districts

Road in KM Haor/
Rail Road Jalmohol/
District Others River in No. & KM/NM
Pucca in KM Beel
(HB & Kucha) (No./Ha)
Beel – 82 nos. (Main – Singura Beel Surma – 350, Kushiara, Sairi
Sylhet 1,295.13 3,560 49.07
& Katla Beel & Pianie
Brick soling – 270 (06 Rivers – Monu,
03 Haors (54,648.98 Acres); Jol
Moulvibazar 738.33 61.93; Kucha – NA
Mohol – 427 nos.
Dholai, Sonai, Fanai,
2,675.18 Kontinal, Juri and Bilai)
Sunamganj 8,885 2,813 NA 1,334 26 nos.
Kushiara, Khoai, Shutang,
Habiganj 428.63 177.82 109 155
Ratna, Sherai, Korangi etc.
Netrokona 566 1,660 183 334 200
Kishorganj 780 2,120 NA 232 08 main rivers

Total 12,693.09 13,067.93 341.07 2,567 nos. 60 nos.

From field survey, it was found that, there are 12,693.09 Km pucca road and 13,067.93 Km HB and kucha road in all
06 Districts. It was assessed from discussion with Govt. Organizations at the field level that, most of the HB and
kucha roads and some portion of pucca roads were severely affected by the flash flood, which need immediate
reconstruction/repairing (as the case may be). The fish resources of ponds, beels/haors (2,567 nos.) and rivers (60
nos.) were also washed out, which need immediate re-fishing. For details, Table – 09 above may be consulted.

2.10 Educational Institutions in 06 Districts

Table - 10: Educational Institutions in 06 Districts

No. of No. of Junior No. of

No. of Universities No. of No. of
Districts Secondary Schools/Community Primary
& Colleges Madrashas Markets
Schools Schools/Kindergartens Schools
University: 07;
College: 44; Medical
Community School – 06,
Sylhet College: 06; Technical 316
Kindergarten 80
1,961 176 170
College: 03; Medical
College - 06
Moulvibazar 24 173 03 2,595 71 150
Sunamganj 26 209 15 856 97 216
Habiganj 20 95 10 1,311 66 130
Netrokona 27 187 59 774 310 155
Kishorganj 21 224 21 1,213 243 198
07 Universities and
Total: 177 Colleges
1,204 194 8,710 963 1,019

There are 07 Universities, 177 Colleges, 1,204 Secondary Schools, 194 Community Schools and Kindergartens,
8,710 Primary Schools, 963 Madrashas and 1,019 markets in 06 Districts. It was learnt from different authentic
sources in the field that, some of the Colleges, most of the Primary and Secondary Schools, most of the Madrashas
and markets were seriously affected due to flash flood, which need immediate repairing. For more details, Table – 10
above may be consulted.

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2.11 Area, Land and Forest Areas in 06 Districts

Table - 11: Area, Land and Forest Areas in 06 Districts
Total Agri. Land in Total Forest Land in
Districts Area in Sq. Km Total Land in Ha Total Other Lands
Ha Ha
20,028, including 236.42 Waste Land -20,000;
Sylhet 3,452.07 3,68,647.82 2,08,800
sq. km. Khas Land – 27,519
Moulvibazar 2,799.38 2,66,767.49 59,489.88 Tea Garden – 92 nos. Waste Land – 10,685
Sunamganj 3,669.58 3,79,216 2,76,434 NA Waste land: 5,110
Habiganj 2,636.58 3,16,560 1,54,953 11,644 Waste Land: 521
Netrokona 2,810.00 3,30,510.11 1,91,497.98 NA 1,210
Kishorganj 2,688.59 3,21,250.50 2,53,077.33 620 560
Total: 18,023.20 19,82,951.92 11,44,252.19 7,74,304.73 64,395
% 100 57.70 39.05 3.25

Agril. Land Forest Land Others Land

3.25

39.05

57.70

Table – 11 above gives summary view of the area, total land, agricultural land, forest land and other lands of 06
Districts. It was found from field level discussion with different stakeholders that, crops of most of the agricultural
lands were washed out by flash flood. As most of the farmers belong to vulnerable group, they need immediate
attention of the Govt. for their rehabilitation in crop production and housing. For more details, Table – 11 above may
be consulted.
2.12 Hospitals, Clinics, Upazila Health Complexes etc. in 06 Districts

Table - 12: Hospitals, Clinics, Upazila Health Complexes etc. in 06 Districts

No. of Upazila Health No. of other Hospitals & No. of Community

Districts No. of Govt. Hospitals
Complex Clinics Clinics/Health Center
Sylhet 10 13 18 20
Moulvibazar 12 06 Family Welfare Center – 38 Rural Health Center - 20
Sunamganj 12 22 03 16
Habiganj 01 07 03 18
Netrokona 01 09 62 244
Kishorganj 01 08 20 275
Total: 37 65 144 593

There are 37 Govt. Hospitals, 65 Upazila Health Complexes, 144 other Hospitals and Clinics and 593 Community
Clinics and Health Centers. Many of the Community Clinics and Health Centers and some of Hospitals were affected
by flash flood, which also need immediate repairing/reconstruction (as the case may be) for restoring health service
in the affected Districts. For more details, Table – 12 above may be consulted.

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Section – 03: Census of Damages/Losses due to Flash Flood Across different Income
Groups in the Districts Derived from both primary and secondary sources)

3.1 Total Damage of the Households/People of 06 Districts due to Flash Flood in Crore BDT

3.1.1 Houses (Living Houses, Kitchen, Dairy, Poultry and other Houses) Damaged

3.1.1.1Living Houses Damaged/Washed Away/Lost due to Flash Flood

Table - 13: Living Houses Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Living Houses Damaged/Lost & in crore BDT under the Total Value
Upazilas of Damaged
No. of Living
District
Upazilas Totally Largely Partially Not Houses in
Others
Damaged Damaged Damaged Damaged Crore BDT

Sylhet 13 2,92,811 (37%) 4,98,582 - 349.42

Moulvibazar 07 65,248 (17%) 3,18,564 - 105.40
Sunamganj 11 1,67,822 (34%) 3,25,772 - 153.17
Habiganj 08 41,780 (10%) 3,76,020 - 41.78
Netrokona 10 53,511 (12%) 3,92,418 - 92.93
Kishorganj 13 4,11,904 (68%) 1,93,837 - 486.54
Total: 62 Nos. 10,33,076 21,05,200 - 1,229.24
% 32.90 67.08

Damaged Not Damaged

32.90

67.08

It has been derived from the representative sample survey that, in 06 Districts, living houses of 10,33,076 (32.90%)
households have been totally/largely/partially damaged, while living houses of 21,05,200 (67.08%)households were
not damaged. Damage of living houses was the worst in Kishorganj District and the least in Habiganj District. Total
damage of living houses in terms of money was BDT 1,229.24 crore. For details, Table – 13 above may be
consulted.

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3.1.1.2 Kitchen Houses Damaged/Washed Away/Lost due to Flash Flood

Table - 14: Kitchen Houses Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Kitchen Houses Damaged/Lost & in crore BDT under the Total Value
Upazilas of Damaged
No. of Kitchen
District
Upazilas Totally Largely Partially Not Houses in
Others Crore BDT
Damaged Damaged Damaged Damaged

Sylhet 13 2,92,811 (37%) 4,98,582 - 110.40

Moulvibazar 07 65,248 (17%) 3,18,564 - 35.01
Sunamganj 11 1,67,822 (34%) 3,25,772 - 52.52
Habiganj 08 41,780 (10%) 3,76,020 - 15.11
Netrokona 10 53,511 (12%) 3,92,418 - 32.00
Kishorganj 13 4,11,904 (68%) 1,93,837 - 135.01
Total: 62 Nos. 10,33,076 21,05,200 - 380.05

% 32.90 67.08

It has been derived from the representative sample survey that, in 06 Districts, kitchen houses of 10,33,076 (32.90%)
households have been totally/largely/partially damaged, while kitchen houses of 21,05,200 (67.08%) households
were not damaged. Damage of kitchen houses was the worst in Kishorganj District and the least in Habiganj District.
Total damage of kitchen houses in terms of money was BDT 380.05 crore. For details, Table – 14 above may be
consulted.

3.1.1.3 Cattle Houses Damaged/Washed Away/Lost due to Flash Flood:

Table - 15: Cattle Houses Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Cattle Houses Damaged/Lost & in crore BDT under the Total Value
Upazilas of Damaged
Name of Cattle
District Not Damaged or
Upazilas Totally Largely Partially Houses in
Do not have Others
Damaged Damaged Damaged Crore BDT
Cattles
Sylhet 13 1,02,011(12.89%) 6,89,389 38.55
Moulvibazar 07 20,457(5.33%) 3,63,355 11.25
Sunamganj 11 68,772 (13.93%) 4,24,822 18.25
Habiganj 08 41,780 (10%) 3,76,020 20.89
Netrokona 10 25,749 (3.64%) 4,20,180 30.78
Kishorganj 13 1,42,713 (23.56%) 4,63,028 70.76
Total: 62 Nos. 4,01,482 27,36,794 190.48

% 12.79 87.21

It has been derived from the representative sample survey that, in 06 Districts, cattle houses of 4,01,842 (12.79%)
households have been totally/largely/partially damaged, while kitchen houses of 27,36,794 (87.21%) households
were not damaged or do not have cattle. Damage of kitchen houses was the worst in Kishorganj District and the least

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in Netrokona District. Total damage of cattle houses in terms of money was BDT 190.48 crore. For details, Table –
15 above may be consulted.

3.1.2 Tube Wells, Toilets, Electricity and Gas Connections Damaged

3.1.2.1 Toilets Damaged/Washed Away/Lost due to Flash Flood:

Table - 16: Toilets Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Toilets Damaged/Lost & in crore BDT under the Upazilas Total Value
No. of of Damaged
District Totally Largely Partially Not Toilets in
Upazilas Others
Damaged Damaged Damaged Damaged Crore BDT

Sylhet 13 2,49,687 (31.56) 5,41,714 0 48.81

Moulvibazar 07 84,439 (22.00%) 2,99,373 0 26.30
Sunamganj 11 2,35,247 (47.66%) 2,58,347 0 31.85
Habiganj 08 1,44,855 (34.67%) 2,72,945 0 26.39
Netrokona 10 2,54,804 (57.14%) 1,91,125 0 87.45
Kishorganj 13 1,02,310 (16.89%) 5,03,431 0 28.21
Total: 62 Nos. 10,81,141 20,57,135 0 249.01

% 34.45 65.55 0

Damaged Not Damaged

34.45

65.55

It has been derived from the representative sample survey that, in 06 Districts, toilets of 10,81,141 (34.45%)
households have been totally/largely/partially damaged, while toilets of 20,57,135 (65.55%) households were not
damaged or do not have individual cattle. Damage of toilets was the worst in Netrokona District and the least in
Kishorganj District. Total damage of toilets in terms of money was BDT 249.01 crore. For details, Table – 16 above
may be consulted.

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3.1.2.2 Tube Wells/Pipe Line Damaged/Washed Away/Lost due to Flash Flood:

Table - 17: Tube Wells/Pipe Line Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Tube Wells/ Pipe Line Damaged/ Lost in crore BDT under Total Value of
the Upazilas Damaged
No. of Tube
District
Upazilas Totally Largely Partially Wells/Pipe line
No Damaged Others in Crore BDT
Damaged Damaged Damaged

Sylhet 13 0 7,91,400 0
Moulvibazar 07 5,105 (1.33%) 3,78,707 3.32
Sunamganj 11 14,314 (2.90%) 4,79,280 1.94
Habiganj 08 0 4,17,800 0
Netrokona 10 93,823 (21.04%) 3,52,106 32.96
Kishorganj 13 17,506 (2.89%) 5,88,235 6.34
Total: 62 Nos. 1,30,748 30,07,528 44.56

% 4.17 95.83

Damaged Not Damaged

4.17 %

95.83 %

It has been derived from the representative sample survey that, in 06 Districts, tube well of 1,30,748 (4.17%)
households have been totally/largely/partially damaged, while tube wells of 30,07,528 (95.83%) households were not
damaged or do not have individual tube wells. Damage of tube wells was the worst in Netrokona District and the least
in Sylhet and Habiganj District. Total damage of tube wells in terms of money was BDT 44.56 crore. For details,
Table – 17 above may be consulted.

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3.1.2.3 Electric Line/Solar Panel Damaged/Washed Away/Lost due to Flash Flood:

Table - 18: Electric Line/Solar Panel Damaged/Washed Away/Lost due to Flash Flood:
Estimated No. of Electric Line/Solar Panel Damaged/Lost & in crore BDT Total Value of
under the Upazilas Damaged
No. of Electric
District Totally Partially Totally Partially Line/Solar
Upazilas
damaged damaged damaged damaged Others Panel in Crore
Electric Line Electric Line Solar Panel Solar Panel BDT

Sylhet 13 0 0
Moulvibazar 07 0 0
Sunamganj 11 3,405 (0.69%) 1.14
Habiganj 08 0 0
Netrokona 10 7,224 (1.62%) 1.00
Kishorganj 13 16,173 (2.67%) 3.27
Total: 62 Nos. 26,802 5.41

% 0.85

It has been derived from the representative sample survey that, in 06 Districts, electric line of 26,802 (0.85%)
households have been totally/largely/partially damaged, while electric line wells of 31,11,474 (99.15%) households
were not damaged or do not have individual electric line. Damage of electric line was the worst in Kishorganj District
and the least in Sylhet, Habiganj and Moulvibazar Districts. Total damage of electric line in terms of money was BDT
5.41 crore. For details, Table 18 above may be consulted.

3.1.3 Home-used Items/Electronics Damaged/Washed Away/Lost due to Flash Flood:

Table - 19: Home-used Items/Electronics Damaged/Washed Away/Lost due to Flash Flood

Estimated items Damaged/Lost & in crore BDT under the Upazilas Total Value of
Damaged Home-
No. of
District Totally Partially Small Not used
Upazilas Others
damaged damaged damage damaged Items/Electronics
in Crore BDT
Sylhet 13 0 7,91,400 0
Moulvibazar 07 30,705 (08%) 3,53,104 2.56
Sunamganj 11 3,57,263 (72.38%) 1,36,331 36.05
Habiganj 08 0 4,17,800 0
Netrokona 10 32,464 (7.28%) 4,13,465 27.05
Kishorganj 13 5,391 (0.89%) 6,00,350 0.78
Total: 62 Nos. 3,93,359 27,44917 66.44
% 12.53 87.47

It has been derived from the representative sample survey that, in 06 Districts, home-used items/electronics of
3,93,359 (12.53%) households have been totally/largely/partially damaged, while home-used items/electronics of
27,44,917 (87.47%) households were not damaged or do not have individual these goods. Damage of home-used
items/electronics was the worst in Sunamganj District and the least in Sylhet and Habiganj Districts. Total damage of
home-used items/electronics in terms of money was BDT 66.44 crore. For details, Table – 19 above may be consulted.

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3.1.4 Business Lost/ Damaged/Washed Away/Lost due to Flash Flood:

Table - 20: Business Lost/Damaged/Washed Away/Lost due to Flash Flood

Estimated items Damaged/Lost & in crore BDT under the Upazilas Total Value of
No. of Damaged
District Not damaged Business in Crore
Upazilas Totally Partially Small
or do not do Others BDT
damaged damaged damage
business
Sylhet 13 0 7,91,400 0
Moulvibazar 07 81,867 (21.33%) 3,01,945 137.79
Sunamganj 11 45,065 (9.13%) 4,48,529 162.41
Habiganj 08 86,359 (20.67%) 3,31,441 70.67
Netrokona 10 66,086 (14.82%) 3,79,843 136.05
Kishorganj 13 28,288 (4.67%) 5,77,453 205.96
Total: 62 Nos. 3,07,665 28,30,611 712.88
% 9.80 90.20

Damaged Not Damaged

9.80 %

90.20 %

It has been derived from the representative sample survey that, in 06 Districts, business of 3,07,665 (9.80%)
households have been totally/largely/partially damaged, while businesses of 28,30,511 (90.20%) households were
not damaged or do not do business. Damage of business was the worst in Moulvibazar District and the least in
Sylhet District. Total damage of business in terms of money was BDT 712.88 crore. For details, Table – 20 above
may be consulted.

3.1.5 Crop Lost/ Damaged/Washed Away/Lost due to Flash Flood:

Table - 21: Crop Lost/Damaged/Washed Away/Lost due to Flash Flood

Estimated items Damaged/Lost & in crore BDT under the Upazilas Total Value of
No. of Not Damaged Crop in
District Totally Partially Small
Upazilas damaged or Others Crore BDT
damaged damaged damage
non-farmer
Sylhet 13 4,22,054 (53.33%) 3,69,346 2,457.74
Moulvibazar 07 3,17,297 (82.67%) 66,515 3,157.43
Sunamganj 11 3,49,563 (70.82%) 1,43,986 3,013.76
Habiganj 08 3,67,664 (88.00%) 50,136 3,173.05
Netrokona 10 2,77,635 (62.26%) 1,68,294 1,557.40
Kishorganj 13 4,83,260 (79.78%) 1,22,481 5,417.83
9,20,803
Total: 62 Nos. 22,17,473 (70.66%)
(29.34%)
18,777.21

% 70.66 29.34

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Damaged Not Damaged

29.34 %

70.66 %

It has been derived from the representative sample survey that, in 06 Districts, crops of 22,17,473.(70.66%)
households have been totally/largely/partially damaged, while crops of 9,20,803 (29.34%) households were not
damaged or they did not have crop land. Damage of crops was the worst in Habiganj District and the least in Sylhet
District. Total damage of crops in terms of money was BDT 18,777.21 crore. For details, Table – 21 above may be
consulted.

3.1.6 Fisheries Lost/ Damaged/Washed Away/Lost due to Flash Flood:

Table - 22: Fisheries Lost/Damaged/Washed Away/Lost due to Flash Flood

Estimated items Damaged/Lost & in crore BDT under the Upazilas Total Value of
No. of Damaged
District Totally Partially Small
Upazilas Not damaged Others Fisheries in Crore
damaged damaged damage BDT
Sylhet 13 91,485 (11.56%) 6,99,915 1,033.68
Moulvibazar 07 3,17,297 (82.67%) 66,515 605.12
Sunamganj 11 21,965 (4.45%) 4,71,629 133.27
Habiganj 08 47,337 (11.33%) 3,70,463 124.14
Netrokona 10 28,718 (6.44%) 4,17,211 55.31
Kishorganj 13 60,574 (10.00%) 5,45,167 939.88
Total: 62 Nos. 5,67,376 25,70,900 2,891.40

% 18.08 81.92

It has been derived from the representative sample survey that, in 06 Districts, fish of 5,67,376 (18.08%) households
have been totally/largely/partially damaged, while fish of 25,70,900 (81.92%) households were not damaged or do
not have individual ponds. Damage of fish was the worst in Moulvibazar District and the least in Sunamganj District.
Total damage of fish in terms of money was BDT 2,891.40 crore. For details, Table – 22 above may be consulted.

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3.1.7 Loss of Cattle Incurred in the Districts in Physical and Financial Terms

Table - 23: Cattle Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Household Cattles Damaged/Lost & in crore BDT Total Value of
No. of under the Upazilas Damaged
District
Upazilas Milk Co w Goat/ Household Cattles
Bull Buffalo Others
Sheep in Crore BDT
Sylhet 13 1,37,150 (17.33%) 198.67
Moulvibazar 07 1,02,363 (26.67%) 215.60
Sunamganj 11 82,430 (16.70%) 97.01
Habiganj 08 0 0
Netrokona 10 1,23,790 (27.76%) 306.83
Kishorganj 13 37,677(6.22%) 40.77
Total: 62 Nos. 4,83,410 858.88

% 15.40

It has been derived from the representative sample survey that, in 06 Districts, cattle of 4,83,410 (15.40%)
households have been totally/largely/partially damaged. Damage of fish was the worst in Netrokona District and the
least in Kishorganj District. Total damage of cattle in terms of money was BDT 858.88 crore. For details, Table – 23
above may be consulted.

3.1.8 Loss of Poultry Birds Incurred in the Districts in Physical and Financial Terms

Table - 24: Poultry Birds Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Household Poultry Birds Damaged/Lost in crore Total Value of

BDT under the Upazilas Damaged
No. of
District Household
Upazilas Local High Breed King
Duck Others Poultry Birds in
Poultry Poultry Duck
Crore BDT
Sylhet 13 1,97,155 32.50
Moulvibazar 07 1,52,365 40.15
Sunamganj 11 95,435 20.11
Habiganj 08 0 0
Netrokona 10 1,87,870 85.50
Kishorganj 13 57,677 8.55
Total: 62 Nos. 6,90,502 186.81
% 22.00

It has been derived from the representative sample survey that, in 06 Districts, poultry birds of 6,90,502 (22.00%)
households have been totally/largely/partially damaged. Damage of poultry birds was the worst in Netrokona District
and the least in Habiganj District. Total damage of poultry birds in terms of money was BDT 186.81 crore. For details,
Table – 24 above may be consulted.

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3.2 Loss of Government Properties Incurred in 06 Districts

Side by side with assessment of loss/damage of private properties, loss/damage of Government properties was also
assessed. The sources of assessment of loss/damage of Government properties were different Government Offices,
including concerned Ministry Offices at District/Upazila level. The following Tables give glimpses of loss/damage of
Government properties in 06 Districts due to flash flood.
3.2.1 Damage of Govt. Properties like Building, Vehicle, Machineries etc. due to Flash Flood
Table - 25: Damage of Govt. Properties like Building, Vehicle, Machineries etc. due to Flash Flood

Damage to Govt. Properties due to Flash Flood in No./Qty &BDT under the Upazila
in Tk. Total ct Loss in
Districts Name of Upazilas
BDT
Office Other Machineries & Others
Vehicles
Building Structures Equipment (Specify)
Dharampasha 0 0 0 0 0 0
Jamalganj 3 0 0 0 2 2300000
Derai 0 0 0 0 0 0
Sulla 0 0 0 0 0 0
Sunamganj Tahirpur 0 0 0 0 0 0
Biswamvarpur 0 0 0 0 0 0
Subtotal 3 0 0 0 2 2300000
Avg. 1 0 0 0 0 383333
Total 6 0 0 0 4 4216667
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0
Sylhet
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 3 0 0 0 128 3240000
Moulvibazar Subtotal 3 0 0 0 128 3240000
Avg. 2 0 0 0 64 1620000
Total 11 0 0 0 448 11340000
Atpara 0 0 0 0 8 200000
Barhatta 0 0 0 0 0 0
Khaliajuri 19 0 0 0 0 13800000
Mohanganj 0 0 0 0 0 0
Netrokona
Madan 3 0 0 0 0 1500000
Subtotal 22 0 0 0 8 15500000
Avg. 4 0 0 0 2 3100000
Total 44 0 0 0 16 31000000
Mithamoin 0 0 0 0 1 1500000
Karimganj 0 0 0 0 0 0
Austagram 0 0 0 0 0 0
Itna 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0
Kuliarchar 0 0 0 0 0 0
Subtotal 0 0 0 0 1 1500000
Avg. 0 0 0 0 0 250000
Total 0 0 0 0 2 3250000
Subtotal 28 0 0 0 139 22540000
Avg. 1 0 0 0 6 939167
Total 72 0 0 0 359 68228333

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It has been assessed from the secondary sources that, in 06 Districts, some government properties like Office
premises and other physical structures (non-specified) have been damaged/lost. The total value of the damaged/lost
government properties is BDT 6,82,28,333.00. It is also been found from these statistics that, damage of government
properties has been the worst in Kishorganj, Netrokona and Moulvibazar Districts and the least in Sylhet and
Habiganj Districts. For details, Table – 25 above may be consulted.

3.2.2 Trees and Plant in the Forest Areas and on Road sides , Haors etc. owned by the Government Damaged/Washed
Away/Lost due to Flash Flood

Table - 26: Trees and Plant in the Forest Areas and on Roadsides , Haors etc. owned by the Government
Damaged/Washed Away/Lost due to Flash Flood

Estimated No. of Trees and Plant in the Forest Areas and on Roadsides,
Haors etc. owned by the Government Damaged/Lost & in Tk under the Total Value of
Name of Upazila Damaged
District
Upazilas Long Trees and
Short rotation Fruit Trees for Pole,
Rotation Others Plants in BDT
trees/Fuel wood Trees Sleeper etc.
Trees
Dharampasha 0 0 0 0 0 0
Jamalganj 186 80 130 146 0 401000
Derai 94 68 81 75 50 1041900
Sulla 0 0 0 0 0 0
Sunamganj Tahirpur 730 600 800 1350 0 900000
Biswamvarpur 662 1385 755 1150 0 670000
Sub-Total 1672 2133 1766 2721 50 3012900
Avg. 279 356 294 454 8 502150
Total 3065 3911 3238 4989 92 5523650
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0
Sylhet
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0
Moulvibazar Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 500 530 700 780 0 1450000
Barhatta 1436 533 865 565 0 2270000
Khaliajuri 323 585 267 126 0 1630000
Mohanganj 0 0 0 0 0 0
Netrokona
Madan 301 301 295 283 0 5175000
Subtotal 2560 1949 2127 1754 0 10525000
Avg. 512 390 425 351 0 2105000
Total 5120 3898 4254 3508 0 21050000
Mithamoin 0 0 0 0 0 0
Kishoreganj
Karimganj 0 0 0 0 0 0
Austagram 0 0 0 0 0 0

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Itna 0 0 0 0 0 0
Nikli 0 0 0 0 0 0
Kuliarchar 0 0 0 11 0 90000
Subtotal 0 0 0 11 0 90000
Avg. 0 0 0 2 0 15000
Total 0 0 0 24 0 195000
Subtotal 4232 4082 3893 4486 50 13627900
Avg. 176 170 162 187 2 567829
Total 10933 10545 10057 11589 129 35205408

It has been assessed from the secondary sources that, in 06 Districts, both long and short rotation trees, including
fruit trees on roadsides, embankments and forest areas were largely damaged/lost. The total value of the
damaged/lost trees on the Government properties is BDT 3,52,05,408.00 It is also been found from these statistics
that, damage of trees on Government properties has been the worst in Netrokona and Kishorganj Districts and the
least in Sylhet, Habiganj and Moulvibazar Districts. For details, Table – 26 above may be consulted.

3.2.3 Fisheries resources of the Government available in Government Haors, Rivers, Canals, Beels and Jheels
Damaged/Washed Away/Lost due to Flash Flood:

It has been assessed from the secondary sources that, in 06 Districts, vast quantity of fisheries resources in Haors
and other water bodies of the Govt have been damaged/lost. The total value of the damaged/lost fisheries is about
few crore BDT, but, due to lack of authentic sources, the loss estimate could not be precisely made. It is also been
found from these statistics that, damage of fisheries in Haors and other water bodies of the Govt. has been the worst
in Kishorganj, Netrokona and Sylhet Districts.

3.2.4 Damage of Roads in the Districts in Physical and Financial Terms

Table - 27: Road Damaged/Washed Away/Lost due to Flash Flood

Road (in KM & Tk) Damaged/Washed Away/Lost due to Flash Flood in Tk

under the Upazila
Name of Inter District/ Total Road Damage
Districts Union Thana
Upazilas Village Village in BDT
Roads (A) Roads (B)
Council Council National
Roads Roads Roads
Dharampasha 67 38 0 0 0 18500000
Jamalganj 0 2 14.01 1124.5 0 103700000
Derai 90 0 27.85 0 0 103100000
Sulla 77 1 30 49 0 25249500
Sunamganj Tahirpur 15.11 5.66 23.51 33 30.2 4300000
Biswamvarpur 2 2 0.5 0 0 33000000
Subtotal 251.11 48.66 95.87 1206.5 30.2 287849500
Avg. 42 8 16 201 5 47974917
Total 460 89 176 2212 55 527724083
Beani Bazar 0 0 0 0 0 0
Balaganj 2147 0 507 1754 0 33500000
Biswanath 700 0 450 2050 0 14200000
Sylhet
Subtotal 2847 0 957 3804 0 47700000
Avg. 949 0 319 1268 0 15900000
Total 12337 0 4147 16484 0 206700000
Azmiriganj 0 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Subtotal 0 0 0 0 0 0

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Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0
Moulvibazar Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 0 0.5 0 0 0 50000000
Barhatta 0 0 0 0 0 0
Khaliajuri 6 6 2 2 0 245000000
Mohanganj 0 0 0 0 0 0
Netrokona
Madan 2 3 1 0.5 0 190000000
Subtotal 8 9.5 3 2.5 0 485000000
Avg. 2 2 1 1 0 97000000
Total 16 19 6 5 0 970000000
Mithamoin 2 0 1 7.9 0 30000000
Karimganj 0 1 0 2 0 29000000
Austagram 0 0 4.5 7.5 0 53300000
Itna 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0
Kuliarchar 0 5 0 0 0 475000
Subtotal 2 6 5.5 17.4 0 112775000
Avg. 0 1 1 3 0 18795833
Total 4 13 12 38 0 244345833
Subtotal 3108.11 64.16 1061.37 5030.4 30.2 933324500
Avg. 130 3 44 210 1 38888521
Total 8029 166 2742 12995 78 2411088292

It has been assessed from the secondary sources that, in 06 Districts, 8,029 Km Village Road (A), 166 Km Village
Road (B), 2,742 Km Union Council Road, 12,995 Mk Thana Council Road and 78 Km Inter-District Road have been
affected (partially/totally damaged). The total value of the damaged roads is BDT 241,10,88,292.00 It is also been
found from these statistics that, damage of roads has been the worst in Sunamganj, Netrokona and Kishorganj
Districts and the least in Habiganj District. For details, Table – 27 above may be consulted.

3.2.5 Damage of Bridges & Culverts in the Districts in Physical and Financial Terms

Table - 28: Bridges & Culverts Damaged/Washed Away/Lost due to Flash Flood

Bridged & Culverts (in Meter & Tk) Damaged/Washed Away/Lost due to
Flash Flood under the Upazila in Tk. Total Bridge &
Name of
Districts Shako (Made Culvert Damage
Upazilas Big Medium Small
Culverts of Bamboo & in BDT
Bridges Bridges Bridges
Timber)
Dharampasha 0 0 0 0 0 0
Jamalganj 0 1 0 0 0 2000000
Derai 0 0 0 0 0 0
Sulla 0 0 43 68 17 20100000
Sunamganj Tahirpur 3 0 3 0 0 38000000
Biswamvarpur 4 0 0 1 0 15500000
Subtotal 7 1 46 69 17 75600000
Avg. 1 0 8 12 3 12600000
Total 13 2 84 127 31 138600000
Beani Bazar 0 0 0 0 0 0
Sylhet Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0

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Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0
Moulvibazar Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 0 0 3 4 0 180000
Barhatta 0 0 1 0 0 400000
Khaliajuri 0 0 4 3 10 10250000
Mohanganj 0 0 0 0 0 0
Netrokona
Madan 0 0 0 0 0 0
Subtotal 0 0 8 7 10 10830000
Avg. 0 0 2 1 2 2166000
Total 0 0 16 14 20 21660000
Mithamoin 0 0 0 0 0 0
Karimganj 0 1 0 0 0 20000000
Austagram 0 0 0 0 0 0
Itna 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0
Kuliarchar 0 0 0 0 0 0
Subtotal 0 1 0 0 0 20000000
Avg. 0 0 0 0 0 3333333
Total 0 2 0 0 0 43333333
Subtotal 7 2 54 76 27 106430000
Avg. 0 0 2 3 1 4434583
Total 18 5 140 196 70 274944167

It has been assessed from the secondary sources that, in 06 Districts, 18 big bridges, 05 medium bridges, 140 small
bridges, 196 culverts and 70 shakos have been affected (partially/totally damaged). The total value of the damaged
bridges in 06 Districts is BDT 27,49,44,167.00 It is also been found from these statistics that, damage of bridges has
been the worst in Sunamganj, Netrokona and Kishorganj Districts and the least in Habiganj District. For details, Table
– 28 above may be consulted.

3.2.6 Damage of Embankments in the Districts in Physical and Financial Terms

Table - 29: Embankments, Dykes, Barrages & Protection Walls Damaged/Washed Away/Lost due to Flash
Flood

Embankments, Dykes, Barrages & Protection Walls (KM &BDT) Total

Name of Damaged/Washed Away/Lost due to Flash Flood under the Upazila in Tk. Embankments,
Districts
Upazilas Protection Sluice Gate Dykes etc.
Embankments Barrages Dykes Damage in BDT
Walls Dykes
Dharampasha 0 0 0 0 0 0
Jamalganj 0 0 1 0 0 5000000
Derai 290 0 0 0 0 348200000
Sunamganj
Sulla 0 0 0 0 0 0
Tahirpur 9 0 0 1 0 4000000
Biswamvarpur 0 0 0 0 0 0

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Subtotal 299 0 1 1 0 357200000

Avg. 50 0 0 0 0 59533333
Total 548 0 2 2 0 654866667
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0
Sylhet
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0
Moulvibazar Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 1 1 0 1 0 5000000
Barhatta 0 0 0 3 0 1400000
Khaliajuri 8 0 0 0 0 16000000
Mohanganj 20 0 0 0 0 10000000
Netrokona
Madan 1 0 1.5 0 0 24000000
Subtotal 30 1 1.5 4 0 56400000
Avg. 6 0 0 1 0 11280000
Total 60 2 3 8 0 112800000
Mithamoin 3.3 0 3.5 0 0 27000000
Karimganj 10 0 0 0 0 150000000
Austagram 0 0 0 0 0 0
Itna 42 0 0 13 0 13100000
Kishoreganj Nikli 0 0 0 0 0 0
Kuliarchar 0 0 0 0 0 0
Subtotal 55.3 0 3.5 13 0 190100000
Avg. 9 0 1 2 0 31683333
Total 120 0 8 28 0 411883333
Subtotal 384.3 1 6 18 0 603700000
Avg. 16 0 0 1 0 25154167
Total 993 3 16 47 0 1559558333

It has been assessed from the secondary sources that, in 06 Districts, 993 Km embankment, 03 Km barrage, 16 Km
protection wall and 47 sluice gates have been affected (partially/totally damaged). The total value of the damaged
embankments, barrages, protection walls and sluice gates in 06 Districts is BDT 155,95,58,333.00 It is also been
found from these statistics that, damage of these structures has been the worst in Netrokona and Kishorganj Districts
and the least in Habiganj, Sylhet and Moulvibazar Districts. For details, Table – 29 above may be consulted.

3.2.7 Damage of Electricity, Gas Line, Water Supply Systems, Sewerage System and Public Toilets in the
Districts in Physical and Financial Terms

It is obvious that, due to devastating flash flood, the extent of damage/loss to Government-oriented Electricity, Gas
Line, Water Supply Systems, Sewerage System and Public Toilets in the 06 Districts is substantial. But, due to non-
availability of authentic sources, the damage/loss in physical and money term could not be ascertained. But, usual
sense of assessment tells that, the damage/loss in these accounts could be worth several crore BDT.

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3.3 Loss of Educational Institutions, Hospitals, Clinics, Community Centers and Markets Sustained in the
Districts in Physical and Financial Terms

It is also obvious that, due to devastating flash flood, the extent of damage/loss to other Government properties like
academic institutions, community centres, hospitals, clinics etc. have also been substantial. But, due to non-
availability of authentic sources, the damage/loss in physical and money term could not be ascertained on these
accounts. But, normal sense of assessment tells that, the damage/loss in these accounts could be worth several
crore BDT.

3.4 Total Loss/Damage of all Properties/Assets (both Public and Private) Sustained in the Districts

3.4.1 Total Loss/Damage of Affected Households/People Incurred in the Districts

Table - 30: Total Damage of the Households/People of 06 Districts due to Flash Flood in Crore BDT

Types of Damage/ Sylhet Moulvibazar Sunamganj Habiganj Netrokona Kishorganj Total

Loss District District District District District District Damage
Living House 349.42 105.40 153.17 41.78 92.93 486.54 1,229.24
Kitchen House 110.40 35.01 52.52 15.11 32.00 135.01 380.05
Cattle/
38.55 11.25 18.25 20.89 30.78 70.76 190.48
Poultry House
Toilet 48.81 26.30 31.85 26.39 87.45 28.21 249.01
Tube well 0 3.32 1.94 0 32.96 6.34 44.56
Electric Line 0 0 1.14 0 1.00 3.27 5.41
Home-used
0 2.56 36.05 0 27.05 0.78 66.44
Items/Electronics
Trees 250.21 232.01 211.42 15.08 125.55 310.25 1,144.52
Crops 2,457.74 3,157.43 3,013.76 3,173.05 1,557.40 5,417.83 18,777.21
Fish 1,033.68 605.12 133.27 124.14 55.31 939.88 2,891.40
Business/
0 137.79 162.41 70.67 136.05 205.96 712.88
Income Loss
Cattle 198.67 215.60 97.01 0 306.83 40.77 858.88
Poultry Birds 32.50 40.15 20.11 0 85.50 8.55 186.81
Total Loss 4,519.98 4,531.79 3,932.90 3,487.11 2,570.82 7,654.15 26,696.75

The total damage/loss incurred by the total households of 06 Districts have been assessed to be BDT 26,696.75.00
crore, which includes loss of living house, kitchen house, cattle/poultry hose, toilet, tube well, electric line, home-used
items/electronic goods, trees, crops, fish, business/income, cattle and poultry birds. Among the losses, loss of crops
in terms of money has been the highest, followed by loss of fish and living house. In the intermittent period, the flash
flood affected households, with own effort and with assistance from the Government, have recovered some of the
losses. But, the poorest segment of the communities is yet to restore in their normal life and economy, and as such,
need substantial financial assistance to restore in to normal life. For more details, Table – 30 above may be
consulted.

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3.4.2 Total Loss/Damage of Government Properties Sustained in the Districts

Table - 31: Total Damage of the Government Properties in 06 Districts due to Flash Flood in Crore BDT

Sylhet Moulvibazar Sunamganj Habiganj Netrokona Kishorganj Total

Types of Damage/ Loss
District District District District District District Damage
Forest Resources 0.50 0.30 0.55 0.04 2.11 0.02 3.52
Estimate could not be received from any authentic source.
Fisheries Resources NA
But, it may be well presumed to be several crore BDT
Buildings & Institutions/
0 1.33 0.42 0 2.82 2.25 6.82
Properties
Roads 20.67 26.24 52.77 20.00 97.00 24.43 241.11
Bridges & Culverts 2.00 3.00 13.86 2.13 2.17 4.33 27.49
Embankments, Dykes, etc. 13.00 13.00 65.49 12.00 11.28 41.19 155.96
Electric Line, Gas Line,
Water Supply System, Estimate could not be received from any authentic source. But, it may be well presumed to be several crore
NA
Sewerage System & Public BDT
Toilets
Other Resources/ Assets of Estimate could not be received from any authentic source. But, it may be well presumed to be several crore
NA
the Govt. BDT

Total Loss 36.17 43.87 133.09 34.17 115.38 72.22 434.90

The total damage/loss incurred by the Government through its different physical infrastructure facilities situated in 06
Districts have been assessed to be BDT 434.90 crore, which is virtually a partial picture of total damage/loss incurred
by the same. However, considering individual District scenario, it has been found that, Sunamganj District has been
worst hit, followed by Netrokona District. For more details, Table – 31 above may be consulted.

3.4.3 Overall Loss/Damage (Both Public and Private) Sustained in the Districts

Table - 32: Overall Damage (Both Public and Private) Sustained in06 Districts due to Flash Flood in Crore BDT

Types of Sylhet Moulvibazar Sunamganj Habiganj Netrokona Kishorganj Total

Damage/ Loss District District District District District District Damage/
Loss
Affected
4,519.98 4,531.79 3,932.90 3,487.11 2,570.82 7,654.15 26,696.75
Households
Government
Properties &
36.17 43.87 133.09 34.17 115.38 72.22 434.90
other Public
Institutions
Total Loss 4,556.15 4,575.66 4,065.99 3,521.28 2,686.20 7,726.37 27,131.65

The total damage/loss caused due to flash flood in 06 Districts, as has been found from field level survey,
investigation and discussion with different stakeholders through organizing committed number of Workshops, FGDs
and discussion with key informants, stands at BDT 27,131.65 crore. Highest quantum of damage/loss has been
incurred by Kishorganj District, followed by Moulvibazar District. For more details, Table – 32 above may be
consulted.

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Relief and other Assistances Provided from different Sources during and after Flash Flood

3.5.1 Relief and other Assistances Provided during and after Flash Flood from the Government/MoDMR:

Table - 33: Relief and other Assistances Provided during and after Flash Flood from the Government/MoDMR

Relief and other Assistances Provided during and after Flash Flood from the
Government in Cash & Kind under the Upazila in BDT
Name of Total value in
Districts Living House Others,
Upazilas BDT
Food Medicine Cloth Reconstruction/ including cash
Building purpose money
Dharampasha 40992 0 0 0 0 10423000
Jamalganj 78 0 0 405000 0 3213000
Derai 24 0 0 0 10200000 290610000
Sulla 85256 0 0 9120000 27406000 145051601
Sunamganj Tahirpur 5500 0 0 0 0 250400000
Biswamvarpur 67 0 0 0 342000 2961700
Subtotal 131917 0 0 9525000 37948000 702659301
Avg. 21986 0 0 1587500 6324667 117109884
Total 241848 0 0 17462500 69571333 1288208719
Beani Bazar 0 0 0 0 0 0
Balaganj 1195 0 0 0 0 3912800000
Biswanath 0 0 0 0 0 0
Sylhet
Subtotal 1195 0 0 0 0 3912800000
Avg. 398 0 0 0 0 1304266667
Total 5178 0 0 0 0 11065466667
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 24 0 0 0 0 287000
Moulvibazar Subtotal 24 0 0 0 0 287000
Avg. 12 0 0 0 0 143500
Total 84 0 0 0 0 1004500
Atpara 1878 0 0 0 347 169104834
Barhatta 105 0 0 0 1750000 5855500
Khaliajuri 985 0 0 0 21000000 59513500
Mohanganj 20900 0 0 0 0 5500000
Netrokona
Madan 126 0 0 0 5800000 7126600
Subtotal 23994 0 0 0 28550347 247100434
Avg. 4799 0 0 0 5710069 49420087
Total 47988 0 0 0 57100694 494200868
Mithamoin 4620 0 0 0 73055000 237482230
Karimganj 931 0 0 0 20547500 0
Austagram 0 0 0 0 0 0
Itna 6930 0 0 0 112075000 427072650
Kishoreganj Nikli 1566 0 0 0 0 23772650
Kuliarchar 0 0 0 0 0 0
Subtotal 14047 0 0 0 205677500 688327530
Avg. 2341 0 0 0 34279583 114721255
Total 30435 0 0 0 445634583 1491376315
Subtotal 171178 0 0 9525000 272175847 5551174265
Avg. 7132 0 0 396875 11340660 231298928
Total 442210 0 0 24606250 14315485058 14340533518

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From different authentic sources, it has been assessed that, till date of our field survey, the Government/MoDMR
provided relief and other assistances in cash and kind to the flash flood affected people of 06 Districts to the tune of
BDT 1,434,05,33,518.00, which consisted of food, living house restoration/building purpose, cash money and other
necessary items. Out of total assistances from the Government/MoDMR, major portion was given in cash. Of these
relief and other assistances, Sylhet, Sunamganj, Kishorganj and Netrokona Districts got maximum quantum, that too
on the basis of extent of devastation. For more details, Table – 33 above may be consulted.

3.5.2 Relief and other Assistances Provided during and after Flash Flood from NGOs:

Table - 34: Relief and other Assistances Provided during and after Flash Flood from NGO

Relief and other Assistances Provided during and after Flash Flood from
NGOs in Cash & Kind in BDT under the Upazila
Name of Total in
Districts Living House
Upazilas BDT
Food Medicine Cloth Reconstruction/ Others
Building purpose
Dharampasha 0 0 0 0 0 0
Jamalganj 0 0 0 250000 0 250000
Derai 5000000 0 0 0 0 5000000
Sulla 0 0 0 0 0 0
Sunamganj Tahirpur 0 0 0 0 0 0
Biswamvarpur 0 0 0 0 0 0
Subtotal 5000000 0 0 250000 0 5250000
Avg. 833333 0 0 41667 0 875000
Total 9166667 0 0 458333 0 9625000
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0
Sylhet
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0
Moulvibazar Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 0 0 0 0 0 0
Barhatta 0 0 0 0 0 0
Khaliajuri 0 0 0 0 0 0
Mohanganj 0 0 0 0 0 0
Netrokona
Madan 0 0 0 0 0 0
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 0
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0
Kishoreganj Austagram 0 0 0 0 0 0
Itna 0 0 0 0 0 0
Nikli 0 0 0 0 0 0

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Kuliarchar 0 0 0 0 0 0
Subtotal 0 0 0 0 0 0
Avg. 0 0 0 0 0 0
Total 0 0 0 0 0 3900000
Subtotal 5000000 0 0 250000 0 5250000
Avg. 208333 0 0 10417 0 218750
Total 12916667 0 0 645833 0 13562500

From different authentic sources, it has also been assessed that, till date of our field survey, the NGOs also provided
some relief and other assistances in cash and kind to the flash flood affected people of 06 Districts to the tune of BDT
1,35,62,500.00, which consisted of food and living house restoration/building purpose. Out of total assistances from
the NGOs, major portion was given in food items. Of these relief and other assistances, Sunamganj District got
maximum quantum, followed by Kishorganj District. For more details, Table – 34 above may be consulted.

3.5.3 Relief and other Assistances Provided during and after Flash Flood from other Organizations and Individuals:

It was found from field investigation that, some other organizations and individuals also gave some relief and other
assistances to the flash flood affected people. But, the quantum of actual relief and other assistances provided by
them could not be ascertained.

3.6 Total Relief and other Assistance Provided during and after Flash Flood by all Organizations and Individuals:
Table - 35: Total Relief and other Assistance provided during and after Flash Flood by all Organizations and
Individuals, including Government/MoDMR

Relief and other Assistance Provided during and after Flash Flood from other Organizations and
Individuals in Cash & Kind in crore BDT under the Upazilas
Districts
Other Organizations &
Government/MoDMR NGOs
Individuals
Sylhet 1,106.66 0 0
Sunamganj 128.82 0.96 0
Moulvibazar 0.01 0 0
Habiganj 0 0 0
Netrokona 49.42 0 0
Kishorganj 149.14 0.39 0
Total 1,434.05 1.35 0

It may be seen from Table – 35 above that, relief and other assistances that reached flash flood affected people of 06
Districts till field survey time was worth BDT 1,435.40 crore, out of which , a very tiny amount was given by NGOs.
This necessarily means that, with whatever amount of money, Government was virtually the exclusive institution
which immediately came up with its utmost ability. But, the hard fact remains that, this effort was about 07 percent of
the actual need to restore flash flood affected people in their normal life.

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Section – 04: Microscopic Analysis of Survey Findings Derived from Affected Sample
Households

4.1 Sample Areas &Demographic and other Relevant Aspects of the Sample Households

4.1.1 Sample Areas &Demographic Aspects of the Sample Households

4.1.1.1 Sample Administrative Areas & Households:

Table - 36: Sample Administrative Areas &Households

No. of Sample No. of Sample No. of Sample HHs

Sample Districts Sample Upazilas
Unions Villages Interviewed
Beani Bazar, Balaganj &
Sylhet 19 47 225
Biswanath
Dharampasha, Jamalganj, Derai,
Sunamganj 29 50 449
Sulla, Tahirpur & Biswamvarpur
Moulvibazar Kulaura & Rajnagar 12 20 150

Habiganj Azmiriganj & Bahubal 09 10 150

Atpara, Barhatta, Khaliajuri,
Netrokona 21 27 376
Mohanganj & Madan
Mithamoni, Karimganj,
Kishorganj Austagram, Itna, Nikli & 31 57 450
Kaliarchar
Total: 24 121 211 1,800

The sample study was made on different categories (Landless poor, Marginal farmer, Small farmer, Medium farmer
and Large farmer categories) of 1,800 households picked up from 211 Villages, 121 Unions, 24 Upazilas and 06
Districts. On the basis of study findings derived from these 1,800 sample households, impact of flash flood across the
different income groups and way forward will be reflected from the following findings. For details of samples, Table –
36above may be consulted.

4.1.1.2 Family Size and Composition of the Sample Households (HHs):

Table - 37: Family Size and Composition of the Sample Households (HH)
Av. Size of HHs (No.)
District Upazila
Av. Male Av. Female Av. Total
Dharampasha 2 2 4
Jamalganj 3 2 5
Derai 3 3 6
Sulla 3 3 6
Sunamganj
Tahirpur 2 2 4
Biswamvarpur 2 2 4
Average 3 2 5
% 50.67 49.33 100.00
Beani Bazar 2 2 4
Balaganj 2 3 5
Sylhet Biswanath 3 3 6
Average 2 3 5
% 46.71 53.29 100.00
Azmiriganj 3 2 5
Habiganj
Bahubal 3 3 6

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Average 3 2 5
% 52.39 47.61 100.00
Kulaura 3 2 5
Rajnagar 2 2 4
Moulvibazar
Average 3 2 5
% 52.00 48.00 100.00
Atpara 2 2 4
Barhatta 2 2 4
Khaliajuri 2 2 4
Netrokona Mohanganj 2 2 4
Madan 2 2 4
Average 2 2 4
% 50.29 49.71 100.00
Mithamoin 3 3 6
Karimganj 2 2 4
Austagram 3 3 6
Itna 3 2 5
Kishoreganj
Nikli 2 2 4
Kuliarchar 3 2 5
Average 3 2 5
% 51.22 48.78 100.00

Average 2.5 2.5 5

% 50.50 49.50 100.00

% Male Female
100

80
53.3

52.4

52.0

51.2
50.7

50.5
50.3
49.7

49.5
49.3

48.8
48.0
47.6
46.7

60

40

20

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

The overall family size of the sample households is 05, out of whom average number of males in each HH is 2.5
(50.50%) and average number of females is 2.5 (49.50%). The lowest number of average HH size is in Netrokona
District (04 nos.). For details, Table – 37above may be consulted.

4.1.1.3 Religion and Indigenous HHs:

Table - 38: Religion and Indigenous HHs

Religion and Indigenous HHs (No.)

District Upazila
Muslim Hindu Christian Buddhist Others
Dharampasha 44 32 0 0 76
Jamalganj 44 31 0 0 75
Sunamganj
Derai 57 17 0 0 74
Sulla 48 26 0 0 74

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Religion and Indigenous HHs (No.)

District Upazila
Muslim Hindu Christian Buddhist Others
Tahirpur 55 20 0 0 75
Biswamvarpur 52 23 0 0 75
Total 300 149 0 0 449
% 66.82 33.18 0.00 0.00 100.00
Beani Bazar 57 18 0 0 75
Balaganj 50 25 0 0 75
Sylhet Biswanath 73 2 0 0 75
Total 180 45 0 0 225
% 80.00 20.00 0.00 0.00 100.00
Azmiriganj 75 0 0 0 75
Bahubal 72 3 0 0 75
Habiganj
Total 147 3 0 0 150
% 98.00 2.00 0.00 0.00 100.00
Kulaura 47 28 0 0 75
Rajnagar 53 22 0 0 75
Moulvibazar
Total 100 50 0 0 150
% 66.67 33.33 0.00 0.00 100.00
Atpara 62 13 0 0 75
Barhatta 44 31 0 0 75
Khaliajuri 40 36 0 0 76
Netrokona Mohanganj 60 15 0 0 75
Madan 57 18 0 0 75
Total 263 113 0 0 376
% 69.95 30.05 0.00 0.00 100.00
Mithamoin 65 10 0 0 75
Karimganj 72 3 0 0 75
Austagram 52 23 0 0 75
Itna 69 6 0 0 75
Kishoreganj
Nikli 74 1 0 0 75
Kuliarchar 71 4 0 0 75
Total 403 47 0 0 450
% 89.56 10.44 0.00 0.00 100.00

Total 1393 407 0 0 1800

% 77.39 22.61 0.00 0.00 100.00

In all the study Districts, overall 77.39% is Muslim, 22.61% Hindu, very negligible% Christian, very negligible%
Buddhist and very negligible% belong to other religions/faiths. Of the total sample HHs, very negligible% belong to
indigenous HHs. Maximum percentage of Hindu live in Moulvibazar District, while maximum percentage of Muslim
live in Habiganj District. For details, Table – 38above may be consulted.

4.1.2 Land Ownership Pattern of the Sample Households

Table - 39: Land Ownership Pattern of the Sample HHs

Land Ownership of the HHs (No.)

Landless Marginal Small Farmers Medium Farmers Large Farmers
District Upazila
having up to Farmers having having 151 to having 251 to 500 having 501 and
50 dec land 51 to 150 dec 250 dec land dec land above dec land
Dharampasha 67 7 1 0 1
Jamalganj 53 11 7 4 0
Sunamganj Derai 36 13 7 9 9
Sulla 30 18 8 11 7
Tahirpur 5 38 22 10 0

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Land Ownership of the HHs (No.)

Landless Marginal Small Farmers Medium Farmers Large Farmers
District Upazila
having up to Farmers having having 151 to having 251 to 500 having 501 and
50 dec land 51 to 150 dec 250 dec land dec land above dec land
Biswamvarpur 51 21 3 0 0
Total 242 108 48 34 17
% 53.90 24.05 10.69 7.57 3.79
Beani Bazar 56 12 5 2 0
Balaganj 67 4 0 2 2
Sylhet Biswanath 52 10 8 4 1
Total 175 26 13 8 3
% 77.78 11.56 5.78 3.56 1.33
Azmiriganj 20 37 13 4 1
Bahubal 34 20 15 5 1
Habiganj
Total 54 57 28 9 2
% 36.00 38.00 18.67 6.00 1.33
Kulaura 19 35 16 5 0
Rajnagar 54 9 3 6 3
Moulvibazar
Total 73 44 19 11 3
% 48.67 29.33 12.67 7.33 2.00
Atpara 45 15 8 5 2
Barhatta 31 20 13 7 4
Khaliajuri 41 18 10 4 3
Netrokona Mohanganj 24 38 9 2 2
Madan 63 6 3 3 0
Total 204 97 43 21 11
% 54.26 25.80 11.44 5.59 2.93
Mithamoin 36 12 8 7 12
Karimganj 29 17 9 13 7
Austagram 34 11 13 9 8
Itna 48 15 5 5 2
Kishoreganj
Nikli 53 12 6 2 2
Kuliarchar 47 16 5 5 2
Total 247 83 46 41 33
% 54.89 18.44 10.22 9.11 7.33

Total 995 415 197 124 69

% 55.28 23.06 10.94 6.89 3.83

% Landless having up to 50 dec land

Marginal Farmers having 51 to 150 dec
Small Farmers having 151 to 250 dec land
100
77.8

80
55.3
54.9
54.3
53.9

48.7

60
38.0
36.0

29.3

25.8

40
24.1

23.1
18.7

18.4
12.7
11.6

11.4

10.9
10.7

10.2

20
9.1
7.6

7.3

7.3

6.9
6.0
5.8

5.6

3.8
3.8

3.6

2.9
2.0
1.3

1.3

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

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Out of the total 1,800 sample HHs, 55.28% HHs belong to landless group, while 23.06% HHs belong to marginal
farmer group. On the other hand, 10.94% HHs belong to small farmer group,6.89% HHs belong to medium farmer
group and 3.83% HHs belong to large farmer group. From these statistics, it is revealed that, all the HHs belonging to
landless and marginal farmer groups are, by and large, totally vulnerable people, and as such, it may be presumed that,
all of them have lost most of their everything during the devastating flash flood. However, highest percentage of
vulnerable people lives in Sylhet District, followed by Kishorganj District. For details, Table – 39above may be
consulted.
4.1.3 Main Occupation of the Sample Households
Table - 40: Main Occupation of the Sample Households

Main Occupation of the HH Heads (No.)

District Upazila Self-
Farming Service Business Day Labor Fishing Others
employment
Dharampasha 16 5 3 7 40 0 5
Jamalganj 19 4 4 7 22 2 17
Derai 26 4 14 0 7 14 9
Sulla 28 3 15 0 4 14 10
Sunamganj
Tahirpur 35 9 8 1 7 13 2
Biswamvarpur 25 4 7 6 16 8 9
Total 149 29 51 21 96 51 52
% 33.18 6.46 11.36 4.68 21.38 11.36 11.58
Beani Bazar 35 1 3 2 11 9 14
Balaganj 28 3 3 1 26 9 5
Sylhet Biswanath 38 4 4 5 7 15 2
Total 101 8 10 8 44 33 21
% 44.89 3.56 4.44 3.56 19.56 14.67 9.33
Azmiriganj 48 0 4 1 6 2 14
Bahubal 36 2 6 1 15 1 14
Habiganj
Total 84 2 10 2 21 3 28
% 56.00 1.33 6.67 1.33 14.00 2.00 18.67
Kulaura 34 3 5 0 18 0 15
Rajnagar 29 1 9 3 8 1 24
Moulvibazar
Total 63 4 14 3 26 1 39
% 42.00 2.67 9.33 2.00 17.33 0.67 26.00
Atpara 16 15 12 7 16 0 9
Barhatta 29 10 9 0 24 0 3
Khaliajuri 10 1 8 1 43 0 13
Netrokona Mohanganj 22 4 7 7 27 1 7
Madan 13 6 12 0 34 10
Total 90 36 48 15 144 1 42
% 23.94 9.57 12.77 3.99 38.30 0.27 11.17
Mithamoin 28 5 4 3 2 20 13
Karimganj 31 1 5 2 14 22
Austagram 28 4 8 4 13 10 8
Itna 24 1 4 1 25 5 15
Kishoreganj
Nikli 33 0 9 2 8 0 23
Kuliarchar 19 3 6 1 2 9 35
Total 163 14 36 13 50 58 116
% 36.22 3.11 8.00 2.89 11.11 12.89 25.78

Total 650 93 169 62 381 147 298

% 36.11 5.17 9.39 3.44 21.17 8.17 16.56

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In the 06 Districts, out of 1,800 sample HHs, main occupation of 36.11(%) HHs is farming, 5.17 (%) service, 9.39 (%)
business, 3.44 (%)Self-employment, 21.17(%) day labor, 8.17(%) fishing and 16.66 (%) other occupations. Farming
as the main occupation is found in Habiganj District and lowest in Netrokona District, while labor as the main
occupation is found in Netrokona District and the lowest in Kishorganj District. On the other hand, fishing as the main
occupation is found in Sylhet District and the lowest in Netrokona District. For details, Table – 40above may be
consulted.

4.1.4 Monthly Income of the Sample Households

Table - 41: Monthly Income of the Sample HHs in the Study Districts

Monthly Income of the HHs (No.)

District Upazila 30,001
2,001 – 5,001 – 10,001 – 15,001 – 20,001 –
0 – 2,000 and
5,000 10,000 15,000 20,000 30,000
above
Dharampasha 0 30 37 7 2 0 0
Jamalganj 3 4 33 27 7 1 0
Derai 0 13 39 14 3 0 5
Sulla 1 0 50 10 5 2 6
Sunamganj
Tahirpur 0 0 0 42 28 5 0
Biswamvarpur 1 7 24 30 7 6 0
Total 5 54 183 130 52 14 11
% 1.11 12.03 40.76 28.95 11.58 3.12 2.45
Beani Bazar 5 11 38 12 6 1 2
Balaganj 0 6 58 9 1 0 1
Sylhet Biswanath 1 9 47 14 3 1 0
Total 6 26 143 35 10 2 3
% 2.67 11.56 63.56 15.56 4.44 0.89 1.33
Azmiriganj 0 8 60 5 1 1 0
Bahubal 1 18 45 4 1 6 0
Habiganj
Total 1 26 105 9 2 7 0
% 0.67 17.33 70.00 6.00 1.33 4.67 0.00
Kulaura 0 8 58 7 0 2 0
Rajnagar 0 15 43 10 2 5 0
Moulvibazar
Total 0 23 101 17 2 7 0
% 0.00 15.33 67.33 11.33 1.33 4.67 0.00
Atpara 0 18 44 10 1 2 0
Barhatta 0 17 43 11 3 1 0
Khaliajuri 0 24 46 6 0 0 0
Netrokona Mohanganj 1 37 35 2 0 0 0
Madan 0 21 50 3 0 1 0
Total 1 117 218 32 4 4 0
% 0.27 31.12 57.98 8.51 1.06 1.06 0.00
Mithamoin 5 6 22 21 6 7 8
Karimganj 0 27 17 17 3 6 5
Austagram 0 48 27 0 0 0 0
Itna 5 11 46 12 1 0 0
Kishoreganj
Nikli 0 4 36 26 3 5 1
Kuliarchar 0 39 35 0 1 0 0
Total 10 135 183 76 14 18 14
% 2.22 30.00 40.67 16.89 3.11 4.00 3.11

Total 23 381 933 299 84 52 28

% 1.28 21.17 51.83 16.61 4.67 2.89 1.56

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%
0 – 2,000 2,001 – 5,000 5,001 – 10,000 10,001 – 15,000
15,001 – 20,000 20,001 – 30,000 30,001 and above

100
90

70.0
80

67.3
63.6

58.0
70

51.8
60
40.8

40.7
50

31.1

30.0
29.0

40

21.2
30

17.3

16.9

16.6
15.6

15.3
12.0

11.6

11.6

11.3
20

8.5
6.0
4.7

4.7

4.7
4.4

4.0
3.1

3.1
3.1

2.9
2.7
2.5

2.2

1.6
1.3

1.3

1.3
10

1.3
1.1

1.1
1.1
0.9

0.7

0.3
0.0
0.0

0.0

0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

Out of the total 1,800 sample HHs, the monthly income of 1.28% HHs ranges between BDT 0 and BDT 2,000.00,
while the monthly income of 21.17% HHs ranges between BDT 2,001.00 and BDT 5,000.00. On the other hand, the
monthly income of 51.83% HHs ranges between BDT 5,001 and BDT 10,000.00 and the monthly income of 16.61%
HHs ranges between BDT 10,001.00 and BDT 15,000.00. Apart from that, the monthly income of 4.67% HHs ranges
between BDT 15,001.00 and BDT 20,000.00 and the monthly income of 2.89% HHs ranges between BDT 20,001.00
and BDT 30,000.00. On the other hand, the monthly income of 1.56 HHs is BDT 30,001.00 and above. From these
statistics, it is revealed that, all the HHs belonging to monthly income ranging from BDT 0 to BDT 5,000.00 are totally
vulnerable people, and as such, it may be presumed that, all of them have lost their almost everything during the
devastating flash flood. Apart from that, a large % of HHs belonging to BDT 5,001.00 – BDT 15,000.00 income range is
the worst hit people due to flash flood. For details, Table – 41above may be consulted.

4.1.5 Monthly Expenditure of the Sample Households

Table - 42: Monthly Expenditure of the Sample HHs

Monthly Expenditure of the HHs (No.)

District Upazila 30,001
2,001 – 5,001 – 10,001 – 15,001 – 20,001 –
0 – 2,000 and
5,000 10,000 15,000 20,000 30,000
above
Dharampasha 4 53 16 3 0 0 0
Jamalganj 2 4 32 26 8 3 0
Derai 0 11 39 14 5 0 5
Sulla 1 0 42 14 7 3 7
Sunamganj
Tahirpur 0 0 6 64 5 0 0
Biswamvarpur 0 8 28 28 8 3 0
Total 7 76 163 149 33 9 12
% 1.56 16.93 36.30 33.18 7.35 2.00 2.67
Beani Bazar 5 5 38 18 6 2 1
Balaganj 0 6 58 9 1 0 1
Sylhet Biswanath 1 9 47 14 3 1 0
Total 6 20 143 41 10 3 2
% 2.67 8.89 63.56 18.22 4.44 1.33 0.89
Azmiriganj 0 1 49 22 1 1 1
Habiganj
Bahubal 0 1 49 18 1 3 3

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Monthly Expenditure of the HHs (No.)

District Upazila 30,001
2,001 – 5,001 – 10,001 – 15,001 – 20,001 –
0 – 2,000 and
5,000 10,000 15,000 20,000 30,000
above
Total 0 2 98 40 2 4 4
% 0.00 1.33 65.33 26.67 1.33 2.67 2.67
Kulaura 0 1 47 22 3 2 0
Rajnagar 0 24 38 7 2 4 0
Moulvibazar
Total 0 25 85 29 5 6 0
% 0.00 16.67 56.67 19.33 3.33 4.00 0.00
Atpara 2 45 24 3 0 1 0
Barhatta 5 50 14 6 0 0 0
Khaliajuri 14 43 18 1 0 0 0
Netrokona Mohanganj 26 40 9 0 0 0 0
Madan 7 57 10 0 0 1 0
Total 54 235 75 10 0 2 0
% 14.36 62.50 19.95 2.66 0.00 0.53 0.00
Mithamoin 5 6 22 21 7 9 5
Karimganj 0 42 2 17 3 7 4
Austagram 0 75 0 0 0 0 0
Itna 2 6 40 24 2 1 0
Kishoreganj
Nikli 0 5 35 27 2 6 0
Kuliarchar 0 74 1 0 0 0 0
Total 7 208 100 89 14 23 9
% 1.56 46.22 22.22 19.78 3.11 5.11 2.00
Total 74 566 664 358 64 47 27
% 4.11 31.44 36.89 19.89 3.56 2.61 1.50

% 0 – 2,000 2,001 – 5,000 5,001 – 10,000

10,001 – 15,000 15,001 – 20,000 20,001 – 30,000
30,001 and above
100
90
80
65.3
63.6

62.5
56.7

70
60
46.2

36.9
50
36.3
33.2

31.4
26.7

40
22.2
20.0

19.9
19.8
19.3
18.2
16.9

16.7

30
14.4

20
8.9
7.4

5.1
4.4

4.1
4.0

3.6
3.3

3.1
2.7
2.7

2.7
2.7

2.7

2.6
2.0

2.0
1.6

1.6

1.5
1.3

1.3

1.3
0.9

10
0.5
0.0

0.0

0.0

0.0
0.0

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

On the other hand, out of the total 1,800 sample HHs, the monthly expenditure of 4.11 % HHs ranges between BDT
0 and BDT 2,000.00, while the monthly expenditure of 31.44% HHs ranges between BDT 2,001.00 and BDT
5,000.00. On the other hand, the monthly expenditure of 36.89% HHs ranges between BDT 5,001 and BDT
10,000.00 and the monthly expenditure of 19.89% HHs ranges between BDT 10,001.00 and BDT 15,000.00. Apart
from that, the monthly expenditure of 3.56% HHs ranges between BDT 15,001.00 and BDT 20,000.00 and the
monthly expenditure of 2.61% HHs ranges between BDT 20,001.00 and BDT 30,000.00. On the other hand, the
monthly expenditure of 1.50% HHs is above BDT 30,001.00 and above. For details, Table – 42above may be
consulted.

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4.1.6 Assets Owned by the Sample Households (Homestead, Agricultural Land, Other Lands, Houses, Dairy, Poultry,
Household Durables & others)

4.1.6.1 HHs having Homestead by No. and Value in BDT:

Table - 43: HHs having Homestead by No. and Value in BDT

HHs having Homestead (No. & Total Value in Tk)

District Upazila Having less than 05 Having 05 to less Having 10 to less Having 25 to less Having 50 dec and
dec than 10 dec than 25 dec than 50 dec above
No. Value No. Value No. Value No. Value No. Value
Dharampasha 52 4048000 14 1350000 8 1910000 2 300000 0 0
Jamalganj 38 958000 18 1035000 14 1175000 5 850000 0 0
Derai 27 319000 22 802400 17 831500 0 0 1 300000
Sulla 25 598000 28 1155000 9 944000 4 475000 2 600000
Sunamganj Tahirpur 53 1746000 15 692000 6 380000 1 40000 0 0
Biswamvarpur 34 1466000 20 1538000 11 982000 8 1225000 0 0
Total 229 9135000 117 6572400 65 6222500 20 2890000 3 900000
Av. Value 39891 56174 95731 144500 300000
% 52.76 26.96 14.98 4.61 0.69
Beani Bazar 23 2675000 18 8300000 28 24200000 5 8300000 0 0
Balaganj 21 581000 24 1047000 21 1555000 9 2895000 0 0
Biswanath 51 3800000 15 2265000 6 2650000 3 2650000 0 0
Sylhet
Total 95 7056000 57 11612000 55 28405000 17 13845000 0 0
Av. Value 74274 203719 516455 814412 0
% 42.41 25.45 24.55 7.59 0.00
Azmiriganj 52 7145000 12 4340000 10 6980000 1 780000 0 0
Bahubal 35 5470000 19 5850000 17 10300000 4 6000000 0 0
Habiganj Total 87 12615000 31 10190000 27 17280000 5 6780000 0 0
Av. Value 145000 328710 640000 1356000 0
% 58.00 20.67 18.00 3.33 0.00
Kulaura 31 4875000 27 8965000 16 12905000 1 3000000 0 0
Rajnagar 37 1482000 15 2020000 14 3790000 8 2580000 1 300000
Moulvibazar Total 68 6357000 42 10985000 30 16695000 9 5580000 1 300000
Av. Value 93485 261548 556500 620000 300000
% 45.33 28.00 20.00 6.00 0.67
Atpara 35 1475000 17 1875000 17 4120000 4 1840000 2 660000
Barhatta 11 744000 50 6085000 11 3290000 2 950000 1 1200000
Khaliajuri 68 3451500 3 77000 0 0 4 800000 1 500000
Mohanganj 30 2070000 21 1430000 22 2637000 1 800000 1 500000
Netrokona
Madan 55 3930000 8 1640000 12 2960000 0 0 0 0
Total 199 11670500 99 11107000 62 13007000 11 4390000 5 2860000
Av. Value 58646 112192 209790 399091 572000
% 52.93 26.33 16.49 2.93 1.33
Mithamoin 32 3420000 13 3910000 11 7080000 2 2750000 2 2500000
Karimganj 26 5430000 19 11762000 20 23470000 4 14000000 3 7460000
Austagram 33 914000 18 1285000 10 1325000 2 430000 0 0
Itna 57 11468000 9 3930000 6 2331000 0 0 0 0
Kishoreganj Nikli 57 10142500 7 3660000 1 20000 0 0 1 20000
Kuliarchar 18 3555000 19 9710000 28 28440000 7 22462000 1 5500000
Total 223 34929500 85 34257000 76 62666000 15 39642000 7 15480000
Av. Value 156635 403024 824553 2642800 2211429
% 54.93 20.94 18.72 3.69 1.72
Total 901 81763000 431 84723400 315 144275500 77 73127000 16 19540000
Av. Value 90747 196574 458017 949701 1221250
% 51.78 24.77 18.10 4.43 0.92

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% Having less than 05 dec Having 05 to less than 10 dec

Having 10 to less than 25 dec Having 25 to less than 50 dec
Having 50 dec and above
100
90
80

58.0
70

54.9
52.9
52.8

51.8
60

45.3
42.4
50

28.0
40
27.0

26.3
25.5

24.8
24.6

20.9
20.7

20.0

18.7

18.1
18.0
30

16.5
15.0

20
7.6

6.0
4.6

4.4
3.7
3.3

2.9

1.7
1.3
10

0.9
0.7

0.7
0.0

0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

Out of 1,800 sample HHs, 901 HHs (51.78%) have less than 05 decimal as homestead land, including an average
per HH land value of BDT 90,747, while 431 HHs (24.77%) have homestead land ranging from 05 to less than 10
decimal, including an average per HH land value of BDT 1,96,574. On the other hand, 315 HHs (18.80%) have
homestead land ranging from 10 to less than 25 decimal, including an average per HH land value of BDT 4,58,017.
while77 HHs (4.43%) have homestead land ranging from 25 to less than 50 decimal, including an average per HH
land value of BDT 9,49,701. Besides, 16 HHs (0.92%) have 50 and above decimal homestead land, including an
average per HH land value of BDT 12,21,250. Those who own less than 10 decimal homestead land could be
considered as vulnerable HHs. For details, Table – 43above may be consulted.

4.1.6.2 HHs having Cropland (No. & Total Value in BDT):

Table - 44: HHs having Cropland (No. & Total Value in BDT)

HHs having Cropland (No. & Total Value in TK)

District Upazila Having less than 05 Having 05 to less Having 10 to less than Having 25 to less Having 50 dec and
dec than 10 dec 25 dec than 50 dec above
No. Value No. Value No. Value No. Value No. Value
Dharampasha 0 0 2 120000 3 460000 4 1070000 8 2350000
Jamalganj 0 0 0 0 4 266000 6 923000 21 15070000
Derai 0 0 0 0 1 30000 1 60000 37 18512000
Sulla 0 0 0 0 4 156000 5 295600 39 30057000
Sunamganj Tahirpur 0 0 1 1200000 2 100000 2 60000 70 10190000
Biswamvarpur 7 1186000 1 60000 7 364000 11 814000 21 4161000
Total 7 1186000 4 1380000 21 1376000 29 3222600 196 80340000
Av. Value 169429 345000 65524 111124 409898
% 2.72 1.56 8.17 11.28 76.26
Beani Bazar 0 0 0 0 2 410000 1 250000 11 17170000
Balaganj 0 0 0 0 0 0 2 350000 6 10725000
Biswanath 0 0 0 0 0 0 1 400000 23 36280000
Sylhet
Total 0 0 0 0 2 410000 4 1000000 40 64175000
Av. Value 0.0 0.0 205000 250000 1604375
% 0.00 0.00 4.35 8.70 86.96
Azmiriganj 0 0 1 1290000 3 2420000 14 7800000 53 110411000
Habiganj Bahubal 0 0 0 0 15 8353000 7 3800000 39 85476000
Total 0 0 1 1290000 18 10773000 21 11600000 92 195887000

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HHs having Cropland (No. & Total Value in TK)

District Upazila Having less than 05 Having 05 to less Having 10 to less than Having 25 to less Having 50 dec and
dec than 10 dec 25 dec than 50 dec above
No. Value No. Value No. Value No. Value No. Value
Av. Value 0.0 1290000 598500 552381 2129207
% 0.00 0.76 13.64 15.91 69.70
Kulaura 0 0 0 0 6 2470000 13 9420000 54 154480000
Rajnagar 0 0 0 0 1 100000 3 200000 21 25640000
Moulvibazar Total 0 0 0 0 7 2570000 16 9620000 75 180120000
Av. Value 0.0 0 367143 601250 2401600
% 0.00 0.00 7.14 16.33 76.53
Atpara 0 0 1 80000 7 2530000 4 2030000 29 30120000
Barhatta 0 0 2 110000 8 1094000 8 1460000 42 44440000
Khaliajuri 0 0 0 0 0 0 1 200000 35 18015000
Mohanganj 0 0 0 0 0 0 4 530000 51 23190000
Netrokona
Madan 1 30000 0 0 5 1350000 4 1100000 12 7420000
Total 1 30000 3 190000 20 4974000 21 5320000 169 123185000
Av. Value 30000 63333 248700 253333 728905
% 0.47 1.40 9.35 9.81 78.97
Mithamoin 1 2000 1 20000 1 32000 6 787000 31 41050000
Karimganj 1 5000 0 0 5 1100000 4 1050000 44 77523000
Austagram 0 0 0 0 0 0 2 200000 41 43745000
Itna 0 0 0 0 0 0 4 1350000 27 42640000
Kishoreganj Nikli 0 0 0 0 3 150000 11 1580000 21 16950000
Kuliarchar 0 0 1 200000 5 1275000 5 3915000 24 44665500
Total 2 7000 2 220000 14 2557000 32 8882000 188 266573500
Av. Value 3500 110000 182643 277563 1417944
% 0.84 0.84 5.88 13.45 78.99
Total 10 1223000 10 3080000 82 22660000 123 39644600 760 910280500
Av. Value 122300 308000 276341 322314 1197738
% 1.02 1.02 8.32 12.49 77.16

% Having less than 05 dec Having 05 to less than 10 dec

Having 10 to less than 25 dec Having 25 to less than 50 dec
Having 50 dec and above
87.0

100
79.0
79.0

77.2
90
76.5
76.3

69.7

80
70
60
50
40
30
16.3
15.9
13.6

13.5

12.5
11.3

20
9.8
9.4
8.7

8.3
8.2

7.1

5.9
4.4
2.7
1.6

1.4

1.0
1.0
0.8
0.8
0.8

10
0.5
0.0
0.0

0.0

0.0
0.0

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

Out of 1,800 sample HHs, 10 HHs (1.02%) have less than 05 decimal as crop land, including an average per HH land value of
BDT 1,22,300, while 10 HHs (1.02%) have crop land ranging from 05 to less than 10 decimal, including an average per HH land
value of BDT 3,08,000. On the other hand, 82 HHs (8.32%) have crop land ranging from 10 to less than 25 decimal, including an
average per HH land value of BDT 2,76,341, while123 HHs (12.49%) have crop land ranging from 25 to less than 50 decimal,
including an average per HH land value of BDT 3,22,214. Besides, 760 HHs (77.16%) have 50 and above decimal crop land,
including an average per HH land value of BDT 11,97,738. Those who own less than 10 decimal crop lands could be considered
as vulnerable HHs. For details, Table – 44above may be consulted.

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4.1.6.3 HHs having Fellow land (No. & Total Value in BDT):

Table - 45: HHs having Fellow land (No. & Total Value in BDT)

HHs having Fellow land (No. & Total Value in Tk)

Having less than Having 05 to less Having 10 to less Having 25 to less Having 50 dec and
District Upazila
05 dec than 10 dec than 25 dec than 50 dec above
No. Value No. Value No. Value No. Value No. Value
Dharampasha 0 0 0 0 0 0 0 0 1 50000
Jamalganj 0 0 0 0 0 0 0 0 0 0
Derai 0 0 0 0 0 0 0 0 0 0
Sulla 1 5000 1 20000 2 35000 2 160000 2 175000
Sunamganj Tahirpur 0 0 0 0 0 0 1 30000 0 0
Biswamvarpur 0 0 0 0 0 0 0 0 0 0
Total 1 5000 1 20000 2 35000 3 190000 3 225000
Av. Value 5000 20000 17500 63333 75000
% 10.00 10.00 20.00 30.00 30.00
Beani Bazar 0 0 1 300000 0 0 2 650000 1 200000
Balaganj 0 0 0 0 0 0 0 0 0 0
Biswanath 0 0 0 0 1 300000 0 0 0 0
Sylhet
Total 0 0 1 300000 1 300000 2 650000 1 200000
Av. Value 0.0 300000 300000 325000 200000
% 0.00 20.00 20.00 40.00 20.00
Azmiriganj 0 0 0 0 0 0 0 0 0 0
Bahubal 0 0 0 0 1 200000 0 0 0 0
Habiganj Total 0 0 0 0 1 200000 0 0 0 0
Av. Value 0.0 0 200000 0 0
% 0.00 0.00 100.00 0.00 0.00
Kulaura 0 0 0 0 0 0 0 0 0 0
Rajnagar 0 0 1 100000 0 0 0 0 1 50000
Moulvibazar Total 0 0 1 100000 0 0 0 0 1 50000
Av. Value 0.0 0 0 0 50000
% 0.00 50.00 0.00 0.00 50.00
Atpara 0 0 0 0 1 30000 0 0 0 0
Barhatta 0 0 0 0 0 0 1 80000 0 0
Khaliajuri 0 0 0 0 1 10000 0 0 3 240000
Mohanganj 0 0 0 0 2 70000 0 0 1 100000
Netrokona
Madan 1 3000 0 0 0 0 0 0 1 300000
Total 1 3000 0 0 4 110000 1 80000 5 640000
Av. Value 3000 0 27500 80000 128000
% 9.09 0.00 36.36 9.09 45.45
Mithamoin 0 0 0 0 0 0 0 0 7 3000000
Karimganj 0 0 0 0 0 0 0 0 0 0
Austagram 0 0 0 0 0 0 0 0 2 330000
Itna 0 0 0 0 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0 0 0 0 0
Kuliarchar 0 0 1 50000 0 0 1 350000 0 0
Total 0 0 1 50000 0 0 1 350000 9 3330000
Av. Value 0 50000 0 350000 370000
% 0.00 9.09 0.00 9.09 81.82
Total 2 8000 4 470000 8 645000 7 1270000 19 4445000
Av. Value 4000 117500 80625 181429 233947
% 5.00 10.00 20.00 17.50 47.50
Out of 1,800 sample HHs, 02 HHs (5%) have less than 05 decimal as fallow land, including an average per HH land value
of BDT 4,000, while 04 HHs (10%) have fallow land ranging from 05 to less than 10 decimal, including an average per HH
land value of BDT 1,17,500. On the other hand, 08 HHs (20%) have fallow land ranging from 10 to less than 25 decimal,
including an average per HH land value of BDT 80,625 and 07 HHs (17.50%) have fallow land ranging from 25 to less
than 50 decimal, including an average per HH land value of BDT 1,81,429. Besides, 19 HHs (47.50%) have 50 and above
decimal fallow land, including an average value of BDT 2,33,947. Those who own less than 10 decimal fallow land could
be considered as vulnerable HHs. For details, Table – 45above may be consulted.

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S tudy of Ha or Are a – 2017

4.1.6.4 HHs having Ponds (No. & Total Value in BDT):

Table - 46:HHs having Pond (No. & Total Value in BDT)
HHs having Pond (No. & Total Value in Tk)

Having less than 05 Having 05 to less Having 10 to less Having 25 to less Having 50 dec and
District Upazila dec than 10 dec than 25 dec than 50 dec above

No. Value No. Value No. Value No. Value No. Value
Dharampasha 0 0 0 0 0 0 0 0 0 0
Jamalganj 0 0 0 0 1 60000 0 0 0 0
Derai 0 0 0 0 0 0 0 0 2 480000
Sulla 0 0 1 30000 5 205000 4 500000 0 0
Sunamganj Tahirpur 0 0 0 0 0 0 0 0 0 0
Biswamvarpur 0 0 0 0 3 510000 6 360000 1 10000
Total 0 0 1 30000 9 775000 10 860000 3 490000
Av. Value 0 30000 86111 86000 163333
% 0.00 4.35 39.13 43.48 13.04
Beani Bazar 3 240000 2 150000 2 150000 0 0 1 300000
Balaganj 0 0 0 0 2 170000 2 520000 1 500000
Biswanath 0 0 1 80000 3 298000 4 1050000 0 0
Sylhet
Total 3 240000 3 230000 7 618000 6 1570000 2 800000
Av. Value 80000 76667 88286 261667 400000
% 14.29 14.29 33.33 28.57 9.52
Azmiriganj 0 0 0 0 1 225000 0 0 2 1830000
Bahubal 2 200000 6 2295000 5 1900000 1 400000 2 8000000
Habiganj Total 2 200000 6 2295000 6 2125000 1 400000 4 9830000
Av. Value 100000 382500 354167 400000 2457500
% 10.53 31.58 31.58 5.26 21.05
Kulaura 0 0 1 210000 0 0 0 0 0 0
Rajnagar 3 135000 3 230000 3 600000 1 300000 0 0
Moulvibazar Total 3 135000 4 440000 3 600000 1 300000 0 0
Av. Value 45000 110000 200000 300000 0
% 27.27 36.36 27.27 9.09 0.00
Atpara 1 20000 0 0 2 340000 0 0 0 0
Barhatta 1 3000 3 240000 16 3730000 4 1090000 2 1200000
Khaliajuri 0 0 0 0 0 0 0 0 0 0
Mohanganj 0 0 0 0 0 0 0 0 0 0
Netrokona
Madan 2 150000 0 0 1 700000 0 0 0 0
Total 4 173000 3 240000 19 4770000 4 1090000 2 1200000
Av. Value 43250 80000 251053 272500 600000
% 12.50 9.38 59.38 12.50 6.25
Mithamoin 2 60000 0 0 1 200000 1 150000 7 11200000
Karimganj 2 190000 2 140000 6 1137000 1 350000 9 9425000
Austagram 0 0 0 0 0 0 1 300000 5 1790000
Itna 0 0 2 150000 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0 0 0 1 380000
Kuliarchar 1 80000 2 100000 4 730000 2 85000 10 10770000
Total 5 330000 6 390000 11 2067000 5 885000 32 33565000
Av. Value 66000 65000 187909 177000 1048906
% 8.47 10.17 18.64 8.47 54.24
Total 17 1078000 23 3625000 55 10955000 27 5105000 43 45885000
Av. Value 63412 157609 199182 189074 1067093
% 10.30 13.94 33.33 16.36 26.06

Out of 1,800 sample HHs, 17 HHs (10.30%) have less than 05 decimal as pond, including an average per HH land
value of BDT 63,412, while 23 HHs (13.94%) have pond ranging from 05 to less than 10 decimal, including an
average per HH land value of BDT 1,57,609. On the other hand, 55 HHs (33.33%) have pond ranging from 10 to less
than 25 decimal, including an average per HH land value of BDT 1,99,182 and 27 HHs (16.36%) have pond ranging
from 25 to less than 50 decimal, including an average value of BDT 1,89,914. Besides, 43 HHs (26.06%) have 50
and above decimal pond, including an average per HH land value of BDT 10,67,093. Those who own less than 10
decimal pond could be considered as vulnerable HHs. For details, Table – 46above may be consulted.

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S tudy of Ha or Are a – 2017

4.1.6.5 HHs having other lands (No. & Total Value in BDT):

Table –47: HHs having other lands (No. & Total Value in BDT)

HHs having other lands (No. & Total Value in Tk)

Having less than Having 05 to less Having 10 to less than Having 25 to less than Having 50 dec and
District Upazila
05 dec than 10 dec 25 dec 50 dec above

No. Value No. Value No. Value No. Value No. Value
Dharampasha 0 0 0 0 0 0 0 0 0 0
Jamalganj 0 0 0 0 0 0 0 0 0 0
Derai 0 0 0 0 0 0 0 0 0 0
Sulla 0 0 0 0 0 0 0 0 0 0
Sunamganj Tahirpur 0 0 0 0 0 0 0 0 0 0
Biswamvarpur 0 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 1 120000 0 0 0 0
Av. Value 0 0 120000 0 0
% 0.00 0.00 100. 0 0.00 0.00
Beani Bazar 0 0 0 0 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0 0 0 0 0
Sylhet
Total 0 0 0 0 0 0 0 0 0 0
Av. Value 0 0 0 0 0
% 0.00 0.00 0 0 0.00
Azmiriganj 0 0 0 0 0 0 1 500000 0 0
Bahubal 0 0 1 150000 0 0 0 0 0 0
Habiganj Total 0 0 1 150000 0 0 1 500000 0 0
Av. Value 0 150000 0 500000 0
% 0.00 50.0 0 50.0 0
Kulaura 0 0 0 0 0 0 0 0 0 0
Rajnagar 0 0 0 0 0 0 1 100000 0 0
Moulvibazar Total 0 0 0 0 0 0 1 100000 0 0
Av. Value 0 0 0 100000 0
% 0.00 0.00 0 100.0 0
Atpara 0 0 0 0 0 0 0 0 0 0
Barhatta 0 0 0 0 0 0 0 0 0 0
Khaliajuri 0 0 0 0 0 0 0 0 0 0
Mohanganj 0 0 0 0 0 0 1 100000 2 85000
Netrokona
Madan 0 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 1 100000 2 85000
Av. Value 0 0 0 100000 42500
% 0.00 0.00 0 33.33 66.67
Mithamoin 0 0 0 0 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0 0 0 0 0
Austagram 0 0 0 0 0 0 0 0 0 0
Itna 1 30000 0 0 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0 0 0 0 0
Kuliarchar 0 0 0 0 0 0 0 0 0 0
Total 1 30000 0 0 0 0 5 885000 32 33565000
Av. Value 30000 0 0 177000 1048906
% 100.0 0.00 0 0 0
Total 1 30000 1 150000 1 120000 3 700000 2 85000
Av. Value 30000 150000 120000 233333 42500
% 12.5 12.5 12.5 37.5 25.0

Out of 1,800 sample HHs, 01 HHs (12.50%) have less than 05 decimal as other lands, including an average per HH
land value of BDT 30,000, while 01 HHs (12.50%) have other lands ranging from 05 to less than 10 decimal,
including an average per HH land value of BDT 1,50,000. On the other hand, 01 HHs (12.50%) have other lands
ranging from 10 to less than 25 decimal, including an average per HH land value of BDT 1,20,000 and 03 HHs
(37.50%) have other lands ranging from 25 to less than 50 decimal, including an average per HH land value of BDT
2,33,333. Besides, 02 HHs (25.00%) have 50 and above decimal other lands, including an average per HH land
value of BDT 4,25000. Those who own less than 10 decimal other lands could be considered as vulnerable HHs. For
details, Table – 47above may be consulted.

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S tudy of Ha or Are a – 2017

4.1.6.6 HHs having Living Houses (No. & Total Value in BDT):

Table - 48: Living Houses of the HHs (No. & Total Value in BDT)

Living Houses of the HHs (No. & Total Value in Tk)

District Upazila Pucca Semi-pucca Kucha
No. Value No. Value No. Value
Dharampasha 1 600000 72 5426000 3 5500
Jamalganj 0 0 75 2351000 0 0
Derai 2 1400000 72 2767000 0 0
Sulla 6 46000 64 2149000 4 48000
Sunamganj Tahirpur 0 0 75 5040000 0 0
Biswamvarpur 0 0 73 3922500 2 20000
Total 9 2046000 431 21655500 9 55500
Av. Value 227333 50245 6166
% 2.00 95.99 2.00
Beani Bazar 5 1470000 65 7305000 5 38500
Balaganj 3 3640000 72 5883000 0 0
Biswanath 0 0 75 3451000 0 0
Sylhet
Total 8 5110000 212 16639000 5 38500
Av. Value 638750 78486 7700
% 3.56 94.22 2.22
Azmiriganj 0 0 74 4065300 1 3200
Bahubal 7 243000 57 5042000 11 137900
Habiganj Total 7 243000 131 9107300 12 141100
Av. Value 34714 69521 11758
% 4.67 87.33 8.00
Kulaura 0 0 74 10077500 1 40000
Rajnagar 3 6500000 72 9466000 0 0
Moulvibazar Total 3 6500000 146 19543500 1 40000
Av. Value 2166667 133860 40000
% 2.00 97.33 0.67
Atpara 46 2707000 29 3915000 0 0
Barhatta 10 850000 63 5160000 2 15500
Khaliajuri 2 130000 74 4183000 0 0
Mohanganj 60 2427000 15 1878000 0 0
Netrokona
Madan 0 0 75 3760000 0 0
Total 118 6114000 256 18896000 2 15500
Av. Value 51814 73813 7750
% 31.38 68.09 0.53
Mithamoin 1 40000 74 2686000 0 0
Karimganj 1 400000 74 6235000 0 0
Austagram 2 750000 73 4286300 0 0
Itna 0 0 75 3140000 0 0
Kishoreganj Nikli 9 274000 66 5343000 0 0
Kuliarchar 5 1095000 70 9331500 0 0
Total 18 2559000 432 31021800 0 0
Av. Value 142167 71810 0
% 4.00 96.00 0.00
Total 163 22572000 1608 116863100 29 290600
Av. Value 138479 72676 10020
% 9.06 89.33 1.61

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S tudy of Ha or Are a – 2017

%
Pucca Semi-pucca Kucha

97.3
96.0

96.0
94.2

89.3
87.3
100

68.1
80
60

31.4
40

9.1
8.0
20

4.7

4.0
3.6

2.2
2.0

2.0

2.0

1.6
0.7

0.5

0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

Out of 1,800 sample HHs, 29 (1.61%) have got kucha living house, including average per HH value in BDT 10,020,
while 1,608 (89.33%) have got semi-pucca living house, including average per HH value in BDT 72,676. On the other
hand, 163 (9.06%) have got pucca living house, including average per HH value in BDT 1,38,479. It may be inferred
that the HHs who have got kucha living house are exclusively vulnerable people, whose living houses have (most
probably) been washed out by the devastating flash flood. For more details, Table – 48above may be consulted.

4.1.6.7 HHs having Kitchen Houses (No. & Total Value in BDT):

Table - 49: Kitchen Houses of the HHs (No. & Total Value in BDT)

Kitchen Houses of the HHs (No. & Total Value in Tk)

District Upazila Pucca Semi-pucca Kucha
No. Value No. Value No. Value
Dharampasha 0 0 12 135000 35 128500
Jamalganj 0 0 20 155000 25 91200
Derai 0 0 24 190800 20 27300
Sulla 0 0 15 128500 45 59600
Sunamganj Tahirpur 0 0 14 82000 61 269800
Biswamvarpur 1 10000 30 205600 33 149100
Total 1 10000 115 896900 219 725500
Av. Value 10000 7799 3313
% 0.30 34.33 65.37
Beani Bazar 4 410000 38 790000 5 64000
Balaganj 0 0 5 475000 0 0
Biswanath 0 0 31 574000 0 0
Sylhet
Total 4 410000 74 1839000 5 64000
Av. Value 102500 24851 12800
% 4.82 89.16 6.02
Azmiriganj 0 0 62 95300 12 18200
Bahubal 0 0 72 174200 0 0
Habiganj Total 0 0 134 269500 12 18200
Av. Value 0 2011 1517
% 0.00 91.78 8.22
Kulaura 0 0 74 204600 1 1000
Rajnagar 3 720000 48 631000 1 2000
Moulvibazar Total 3 720000 122 835600 2 3000
Av. Value 240000 6849 1500
% 2.36 96.06 1.57
Atpara 0 0 30 243000 23 178000
Netrokona
Barhatta 0 0 29 245000 13 62500

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Khaliajuri 0 0 12 161000 25 163500

Mohanganj 0 0 13 147000 16 72000
Madan 0 0 12 200000 21 117000
Total 0 0 96 996000 98 593000
Av. Value 0 10375 6051
% 0.00 49.48 50.52
Mithamoin 0 0 48 574500 20 76000
Karimganj 0 0 47 279600 22 42300
Austagram 0 0 37 308400 0 0
Itna 0 0 7 59000 1 1200
Kishoreganj Nikli 0 0 54 116100 15 9400
Kuliarchar 0 0 60 354900 10 4100
Total 0 0 253 1692500 68 133000
Av. Value 0 6690 1956
% 0.00 78.82 21.18
Total 8 1140000 794 6529500 404 1536700
Av. Value 142500 8224 3804
% 0.66 65.84 33.50

Out of 1,800 sample HHs, 404 (33.50%) have got kucha kitchen house, including average per HH value in BDT
3,804, while 794 (65.84%) have got semi-pucca kitchen house, including average per HH value in BDT 8,228. On the
other hand, 08 (0.66%) have got pucca kitchen house, including average per HH value in BDT 1,42,500. It may be
inferred that the HHs who have got kucha kitchen house are vulnerable people, whose kitchen houses have (most
probably) been washed out by the devastating flash flood. For more details, Table – 49above may be consulted.
4.1.6.8 HHs having Cattle Houses (No. & Total Value in BDT):
Table - 50: Cattle Houses of the HHs (No. & Total Value in BDT)

Cattle Houses of the HHs (No. & Total Value in Tk)

District Upazila Pucca Semi-pucca Kucha
No. Value No. Value No. Value
Dharampasha 0 0 5 55000 2 10000
Jamalganj 0 0 17 192000 3 16500
Derai 0 0 4 39500 0 0
Sulla 0 0 15 334500 0 0
Sunamganj Tahirpur 0 0 2 90000 4 5000
Biswamvarpur 0 0 15 215800 0 0
Total 0 0 58 926800 9 31500
Av. Value 0 15979 3500
% 0.00 86.57 13.43
Beani Bazar 0 0 5 75000 1 25000
Balaganj 1 50000 1 150000 0 0
Biswanath 0 0 10 313000 0 0
Sylhet
Total 1 50000 16 538000 1 25000
Av. Value 50000 33625 25000
% 5.56 88.89 5.56
Azmiriganj 0 0 12 14500 1 1200
Bahubal 0 0 37 126400 1 0
Habiganj Total 0 0 49 140900 2 1200
Av. Value 0 2876 600
% 0.00 96.08 3.92
Kulaura 0 0 18 33500 0 0
Rajnagar 0 0 31 541000 0 0
Moulvibazar Total 0 0 49 574500 0 0
Av. Value 0 11724 0
% 0.00 100.00 0.00

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Atpara 0 0 8 129000 12 110000

Barhatta 0 0 16 179000 3 11500
Khaliajuri 0 0 17 311000 5 50000
Mohanganj 0 0 19 330000 4 31000
Netrokona
Madan 1 50000 3 30000 4 30000
Total 1 50000 63 979000 28 232500
Av. Value 50000 15540 8304
% 1.09 68.48 30.43
Mithamoin 0 0 25 162000 0 0
Karimganj 0 0 26 115800 5 7200
Austagram 0 0 8 200000 0 0
Itna 0 0 18 177000 0 0
Kishoreganj Nikli 0 0 14 43100 4 9000
Kuliarchar 0 0 17 207800 0 0
Total 0 0 108 905700 9 16200
Av. Value 0 8386 1800
% 0.00 92.31 7.69
Total 2 100000 343 4064900 49 306400
Av. Value 50000 11851 6253.061224
% 0.51 87.06 12.44
Out of 1,800 sample HHs, 49 (12.44%) have got kucha cattle house, including average per HH value in BDT 6,253,
while 343 (87.06%) have got semi-pucca cattle house, including average per HH value in BDT 11,851. On the other
hand, 02 (0.51%) have got pucca cattle house, including average per HH value in BDT 50,000. It may be inferred that
the HHs who have got kucha cattle house are vulnerable people, whose cattle houses have (most probably) been
washed out by the devastating flash flood. For more details, Table – 50above may be consulted.

4.1.6.9 HHs having Poultry Bird Houses (No. & Total Value in BDT):
Table - 51: Poultry Bird Houses of the HHs (No. & Total Value in BDT)
Poultry Bird Houses of the HHs (No. & Total Value in Tk)
District Upazila Pucca Semi-pucca Kucha
No. Value No. Value No. Value
Dharampasha 0 0 0 0 0 0
Jamalganj 0 0 0 0 0 0
Derai 0 0 2 13000 0 0
Sulla 0 0 0 0 0 0
Sunamganj Tahirpur 0 0 0 0 66 96600
Biswamvarpur 0 0 8 66000 30 84500
Total 0 0 10 79000 96 181100
Av. Value 0 7900 1886
% 0.00 9.43 90.57
Beani Bazar 0 0 6 35000 5 27500
Balaganj 0 0 0 0 0 0
Biswanath 0 0 41 142800 0 0
Sylhet
Total 0 0 47 177800 5 27500
Av. Value 0 3783 5500
% 0.00 90.38 9.62
Azmiriganj 0 0 0 0 1 500
Bahubal 0 0 13 6900 0 0
Habiganj Total 0 0 13 6900 1 500
Av. Value 0 531 500
% 0.00 92.86 7.14
Kulaura 0 0 3 2100 1 500
Rajnagar 0 0 12 186000 0 0
Moulvibazar
Total 0 0 15 188100 1 500
Av. Value 0 12540 500

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% 0.00 93.75 6.25

Atpara 0 0 1 3000 0 0
Barhatta 0 0 2 6000 0 0
Khaliajuri 0 0 2 9000 1 10000
Mohanganj 0 0 4 29000 0 0
Netrokona
Madan 0 0 0 0 0 0
Total 0 0 9 47000 1 10000
Av. Value 0 5222 10000
% 0.00 90.00 10.00
Mithamoin 0 0 7 39000 1 1000
Karimganj 0 0 9 79500 16 26000
Austagram 0 0 13 34000 3 0
Itna 0 0 1 3000 0 0
Kishoreganj Nikli 0 0 0 0 2 600
Kuliarchar 0 0 27 16000 2 13000
Total 0 0 57 171500 24 40600
Av. Value 0 3009 1692
% 0.00 70.37 29.63
Total 0 0 151 670300 128 260200
Av. Value 0 4439 2033
% 0.00 54.12 45.88
Out of 1,800 sample HHs, 128 (45.88%) have got kucha poultry house, including average per HH value in BDT
2,033, while 151 (54.12%) have got semi-pucca poultry house, including average per HH value in BDT 4,439. On the
other hand, none have got pucca poultry house. It may be inferred that the HHs who have got kucha poultry house
are vulnerable people, whose poultry houses have (most probably) been washed out by the devastating flash flood.
For more details, Table – 51above may be consulted.

4.1.6.10 HHs having other Houses (No. & Total Value in BDT):

Table - 52: Other Houses of the HHs (No. & Total Value in BDT)

Other Houses of the HHs (No. & Total Value in Tk)

District Upazila Pucca Semi-pucca Kucha
No. Value No. Value No. Value
Dharampasha 0 0 0 0 0 0
Jamalganj 0 0 0 0 0 0
Derai 1 400000 2 230000 0 0
Sulla 0 0 1 4000 0 0
Sunamganj Tahirpur 0 0 0 0 0 0
Biswamvarpur 0 0 0 0 0 0
Total 1 400000 3 234000 0 0
Av. Value 400000 78000 0
% 25.00 75.00 0.00
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0
Sylhet
Total 0 0 0 0 0 0
Av. Value 0 0 0
% 0.00 0.00 0.00
Azmiriganj 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0
Habiganj Total 0 0 0 0 0 0
Av. Value 0 0 0
% 0.00 0.00 0.00
Kulaura 0 0 0 0 0 0
Moulvibazar
Rajnagar 0 0 1 50000 0 0

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Total 0 0 1 50000 0 0
Av. Value 0 50000 0
% 0.00 100.00 0.00
Atpara 0 0 0 0 1 20000
Barhatta 0 0 1 15000 0 0
Khaliajuri 0 0 1 100000 0 0
Mohanganj 0 0 2 500000 0 0
Netrokona
Madan 0 0 1 40000 0 0
Total 0 0 5 655000 1 20000
Av. Value 0 131000 20000
% 0.00 83.33 16.67
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0
Austagram 0 0 0 0 0 0
Itna 0 0 0 0 0 0
Kishoreganj Nikli 0 0 0 0 0 0
Kuliarchar 0 0 0 0 0 0
Total 0 0 0 0 0 0
Av. Value 0.00 0.00 0.00
% 0 0 0
Total 1 400000 9 939000 1 20000
Av. Value 400000 104333 20000
% 9.09 81.82 9.09
Out of 1,800 sample HHs, 01 (9.09%) have got other house, including average per HH value in BDT 20,000, while 09
(81.82%) have got semi-pucca other house, including average per HH value in BDT 1,04,333. On the other hand, 01
(9.09%) have got pucca other house, including average per HH value in BTD 4,00,000. It may be inferred that the
HHs who have got kucha other house are vulnerable people, whose other houses have (most probably) been
washed out by the devastating flash flood. For more details, Table – 52above may be consulted.

4.1.6.12 HHs having other Assets (No. & Total Value in BDT):
Table: 53: HHs having other Assets

HHs having other Assets (No. & Total Value in Tk)

Auto
District Upazila Furniture Mobile Phone TV & Electronics Home Item Others
Rickshaw/Van
No. Value No. Value No. Value No. Value No. Value No. Value
Dharampas 76 649200 65 91400 27 70100 3 55000 74 145400 5 79600
ha
Jamalganj 75 491900 69 93100 15 72200 3 12000 75 160300 0 0
Derai 70 870070 54 74900 10 48000 0 0 44 44000 15 86900
Sulla 70 457500 51 177800 7 24600 8 340000 68 64950 12 48100
Tahirpur 75 2466001 72 244000 15 56000 6 117000 67 211000 1 6000
Sunamganj
Biswamvar 74 1250800 70 243800 9 122000 16 314500 67 164040 2 24000
pur
Total 440 6185471 381 925000 83 392900 36 838500 395 789690 35 244600
Av. Value 14058 2428 4734 23292 1999 6989
18.4 87.9
% 98.00 84.86 8.02 7.80
9 7
Beani 65 1235600 55 182800 12 94000 5 48000 63 154600 0 0
Bazar
Balaganj 75 1143500 71 197000 10 116000 1 100000 75 256500 0 0
Biswanath 74 687400 55 110600 10 90000 11 60500 75 128600 0 0
Sylhet 214 3066500 181 490400 32 300000 17 208500 213 539700 0 0
Total
Av. Value 14329 2709 9375 12265 2534 0
14.2 94.6
% 95.11 80.44 7.56 0.00
2 7

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HHs having other Assets (No. & Total Value in Tk)

Auto
District Upazila Furniture Mobile Phone TV & Electronics Home Item Others
Rickshaw/Van
No. Value No. Value No. Value No. Value No. Value No. Value
Azmiriganj 75 1119600 62 106300 4 19000 0 0 75 338950 0 0
Bahubal 74 1339800 61 106500 20 157000 2 6000 72 372600 1 10000
Total 149 2459400 123 212800 24 176000 2 6000 147 711550 1 10000
Habiganj
Av. Value 16506 1730 7333 3000 4840 10000
16.0 98.0
% 99.33 82.00 1.33 0.67
0 0
Kulaura 75 1421500 68 109150 11 91000 0 0 74 304600 0 0
Rajnagar 75 2168000 63 142100 50 310900 4 49500 71 311200 11 249000
Total 150 3589500 131 251250 61 401900 4 49500 145 615800 11 249000
Moulvibazar
Av. Value 23930 1918 6589 12375 4247 22636
40.6 96.6
% 100.00 87.33 2.67 7.33
7 7
Atpara 75 1068000 57 147900 62 252300 8 92000 75 252800 6 417000
Barhatta 75 1691600 66 182250 27 192000 6 27000 75 244800 4 29500
Khaliajuri 75 914400 54 74000 46 61200 0 0 74 222800 7 1056200
Mohanganj 75 939300 68 139500 60 180900 8 45000 75 202500 5 39500
Netrokona Madan 75 666000 61 97100 61 144200 4 19500 73 261303 5 174000
Total 375 5279300 306 640750 256 830600 26 183500 372 1184203 27 1716200
Av. Value 14078 2094 3245 7058 3183 63563
68.0 98.9
% 99.73 81.38 6.91 7.18
9 4
Mithamoin 74 475900 67 585100 17 315000 15 672000 72 1042350 5 190300
Karimganj 74 1198200 72 332300 6 86000 7 185100 44 107000 0 0
Austagram 75 1152700 58 229950 33 254875 45 1280450 73 1289100 1 140000
Itna 75 765000 58 87500 1 35000 1 18000 1 200 3 50000
Nikli 75 612000 62 139900 15 146000 5 47300 75 115100 0 0
Kishoreganj Kuliarchar 75 1344550 60 212100 27 206200 3 280000 41 83800 0 0
104307
Total 448 5548350 377 1586850 99 76 2482850 306 2637550 9 380300
5
Av. Value 12385 4209 10536 32669 8619 42256
22.0 16.8 68.0
% 99.56 83.78 2.00
0 9 0
314447
Total 1776 26128521 1499 4107050 555 161 3768850 1578 6478493 83 2600100
5
14712 2740 5666 23409 4106 31327
Av. Value
30.8 87.6
98.67 83.28 8.94 4.61
% 3 7

% Furniture Mobile Phone TV & Electronics

100.0

99.7

99.6
99.3

98.9

98.7
98.0

98.0

96.7
95.1

94.7
88.0

87.7
87.3
84.9

83.8

83.3

100
82.0

81.4
80.4

68.1

68.0

80

60
40.7

30.8

40
22.0
18.5

16.9
16.0
14.2

8.9

20
8.0

7.6

6.9
2.7
1.3

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

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Out of 1,800 sample HHs, 1,776 (98.67%) HHs have got furniture, average per HH value being BDT 14,712, while
1,499 (83.28%) HHs have got Mobile Phone, average per HH value being BDT 2,740. On the other hand, 555
(30.83%) HHs have got TV/Electronic goods, average per HH value being BDT 5,666, 161 (8.94%) HHs have got
furniture, average per HH value being BDT 23,409 and 1,578 (87.67%) HHs have got Home items, average per HH
value being BDT 4,106. For details, Table – 53above may be consulted.

4.1.6.13 Households having Trees at the Homesteads

Table – 54.1: Households having Trees at the Homesteads – Mango Trees
Mango trees & Value

District Upazilas Large Medium Small Plant Total

Value in Value in Value in T. Value in Value in
T. No. T. No. T. No. Tk.
Tk. Tk. Tk. No. Tk.
Dharampasha 16 53200 17 27600 16 11300 11 1200 93300
Jamalganj 39 77300 92 70000 116 32500 43 2600 182400
Derai 6 14000 4 1200 24 300 39 1460 16960

Sunamganj Sulla 12 12800 2 2000 52 4600 14 800 20200

Tahirpur 111 368000 35 19200 69 15800 23 2300 405300
Biswamvarpur 59 98500 89 69700 52 8700 41 4850 181750
Total 243 623800 239 189700 329 73200 171 13210 899910
Avg. 2 5113 2 1976 4 871 5 348 4663
Beani Bazar 29 92000 28 44900 6 7200 5 1000 145100
Balaganj 4 16000 32 97000 30 46000 0 0 159000
Sylhet Biswanath 12 54000 10 21000 1 500 0 0 75500
Total 45 162000 70 162900 37 53700 5 1000 379600
Avg. 2 7043 2 4525 2 2983 5 1000 5346
Azmiriganj 0 0 41 107500 0 0 1 100 107600
Bahubal 11 49000 131 137200 27 5900 16 1000 193100
Habiganj
Total 11 49000 172 244700 27 5900 17 1100 300700
Avg. 2 7000 4 5826 4 843 6 367 5467
Kulaura 26 141000 27 63000 8 2200 0 0 206200
Rajnagar 57 238500 21 29800 21 11200 10 1000 280500
Moulvibazar
Total 83 379500 48 92800 29 13400 10 1000 486700
Avg. 3 14596 2 3437 3 1340 10 1000 8391
Atpara 58 166000 25 38800 7 1700 5 1100 207600
Barhatta 111 299000 27 47000 3 2000 75 3400 351400
Khaliajuri 32 84000 23 36400 6 3900 2 100 124400
Netrokona Mohanganj 18 62000 73 85000 7 8500 0 0 155500
Madan 35 101000 22 43000 12 2000 21 1200 147200
Total 254 712000 170 250200 35 18100 103 5800 986100
Avg. 3 7911 2 2690 2 1293 7 387 5245
Mithamoin 12 42000 28 47000 55 28500 14 1500 119000
Karimganj 67 118000 18 8200 6 200 37 2800 129200
Austagram 30 135000 0 0 10 15600 10 2700 153300
Itna 17 88500 9 36000 1 2000 1 800 127300
Kishoreganj
Nikli 0 0 28 9000 11 1800 0 0 10800
Kuliarchar 26 45800 17 15200 8 1600 27 2700 65300
Total 152 429300 100 115400 91 49700 89 10500 604900
Avg. 3 8418 3 3206 7 3550 4 477 6049
Total 788 2355600 799 1055700 548 214000 395 32610 3657910
Avg. 2 7384 2 3199 4 1456 5 408 5501

The sample households were owning mango trees of different sizes, valuing BDT 36,57,910.00. For details, Table –
54.1 above may be consulted.

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Table – 54.2: Households having Trees at the Homesteads – Jackfruit Trees

Jackfruit trees & Value

District Upazilas Large Medium Small Plant

Total Value
Value in Value in Value in T. Value in Tk.
T. No. T. No. T. No.
Tk. Tk. Tk. No. in Tk.
Dharampasha 5 23000 4 4500 10 10200 0 0 37700
Jamalganj 0 0 0 0 1 100 0 0 100
Derai 10 8900 5 1200 2 700 0 0 10800
Sulla 50 75000 3 1200 1 300 0 0 76500
Sunamganj
Tahirpur 19 39500 5 3000 8 2500 2 200 45200
Biswamvarpur 2 3000 2 5000 0 0 0 0 8000
Total 86 149400 19 14900 22 13800 2 200 178300
Avg. 3 5533 2 1355 2 1380 2 200 4572
Beani Bazar 0 0 6 12100 7 1350 0 0 13450
Balaganj 0 0 10 32000 5 5000 0 0 37000
Sylhet Biswanath 4 18000 2 2500 0 0 0 0 20500
Total 4 18000 18 46600 12 6350 0 0 70950
Avg. 1 6000 2 4236 4 2117 0 0 4434
Azmiriganj 5 33000 4 3000 0 0 0 0 36000
Bahubal 0 0 0 0 2 1000 0 0 1000
Habiganj
Total 5 33000 4 3000 2 1000 0 0 37000
Avg. 3 16500 2 1500 2 1000 0 0 7400
Kulaura 2 5000 0 0 0 0 0 0 5000
Rajnagar 0 0 3 5000 0 0 0 0 5000
Moulvibazar
Total 2 5000 3 5000 0 0 0 0 10000
Avg. 2 5000 2 2500 0 0 0 0 3333
Atpara 0 0 8 14000 4 2000 0 0 16000
Barhatta 1 5000 10 19500 0 0 0 0 24500
Khaliajuri 6 23000 4 9000 0 0 0 0 32000
Netrokona Mohanganj 0 0 6 21000 2 1000 0 0 22000
Madan 0 0 4 7000 2 200 0 0 7200
Total 7 28000 32 70500 8 3200 0 0 101700
Avg. 1 4667 2 3525 2 800 0 0 3507
Mithamoin 6 28800 14 32500 8 3400 3 300 65000
Karimganj 11 14500 25 10400 0 0 12 1200 26100
Austagram 46 167000 149 290000 12 10000 30 11000 478000
Itna 9 29000 6 19000 4 4000 0 0 52000
Kishoreganj
Nikli 0 0 22 11500 3 600 0 0 12100
Kuliarchar 11 26500 4 2200 5 650 6 700 30050
Total 83 265800 220 365600 32 18650 51 13200 663250
Avg. 3 9844 6 9621 4 2072 5 1320 9342
Total 187 499200 296 505600 76 43000 53 13400 1061200
Avg. 3 7564 4 6019 3 1593 5 1218 6510

The sample households were owning jackfruit trees of different sizes, valuing BDT 10,61,200.00. For details, Table –
54..2 above may be consulted.

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Table – 54.3: Households having Trees at the Homesteads – Coconut Trees

Coconut trees & Value

District Upazilas Large Medium Small Plant Total

Value in Value in Value in Value Value in
T. No. T. No. T. No. T. No.
Tk. Tk. Tk. in Tk. Tk.
Dharampasha 5 6800 1 500 1 1000 1 500 8800
Jamalganj 12 17300 4 2600 0 0 0 0 19900
Derai 13 9200 1 700 0 0 0 0 9900
Sulla 29 30980 0 0 0 0 0 0 30980
Sunamganj
Tahirpur 5 17000 2 1000 0 0 0 0 18000
Biswamvarpur 1 3000 1 1000 0 0 0 0 4000
Total 65 84280 9 5800 1 1000 1 500 91580
Avg. 2 2634 2 967 1 1000 1 500 2475
Beani Bazar 0 0 0 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0 0
Total 0 0 0 0 0 0 0 0 0
Avg. 0 0 0 0 0 0 0 0 0
Azmiriganj 32 90500 11 5000 2 1000 0 0 96500
Bahubal 33 57500 4 3500 0 0 2 100 61100
Habiganj
Total 65 148000 15 8500 2 1000 2 100 157600
Avg. 2 4111 3 1417 2 1000 2 100 3582
Kulaura 15 14100 3 1000 0 0 0 0 15100
Rajnagar 6 29000 10 19000 0 0 4 400 48400
Moulvibazar
Total 21 43100 13 20000 0 0 4 400 63500
Avg. 2 3918 2 2857 0 0 4 400 3735
Atpara 25 40000 21 17500 10 3000 0 0 60500
Barhatta 4 12000 1 1000 1 400 0 0 13400
Khaliajuri 2 4000 9 5800 0 0 0 0 9800
Netrokona Mohanganj 9 36200 2 6000 0 0 0 0 42200
Madan 2 16000 0 0 0 0 0 0 16000
Total 42 108200 33 30300 11 3400 0 0 141900
Avg. 2 5695 3 2525 6 1700 0 0 5068
Mithamoin 2 3000 3 3500 0 0 0 0 6500
Karimganj 6 7200 49 12200 0 0 0 0 19400
Austagram 28 92000 0 0 4 2000 6 1000 95000
Itna 5 9000 26 40800 1 1000 1 700 51500
Kishoreganj
Nikli 0 0 16 8700 0 0 0 0 8700
Kuliarchar 8 5000 0 0 0 0 0 0 5000
Total 49 116200 94 65200 5 3000 7 1700 186100
Avg. 3 6456 3 1863 3 1500 2 567 3511
Total 242 499780 164 129800 19 8400 14 2700 640680

Avg. 2 4308 2 1967 3 1400 2 450 3579

The sample households were owning coconut trees of different sizes, valuing BDT 6,40,680.00. For details, Table –
54.3 above may be consulted.

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Table – 54.4: Households having Trees at the Homesteads – Other Trees

Other trees & Value

District Upazilas Large Medium Small Plant Total

Value in T. Value in T. Value Value in
T. No. Value in Tk. T. No.
Tk. No. Tk. No. in Tk. Tk.
Dharampasha 5 20000 23 11300 3 3500 0 0 34800
Jamalganj 7 17000 13 2500 20 1300 4 100 20900
Derai 96 115000 8 3900 24 1800 29 1200 121900
Sulla 43 73600 6 3400 0 0 0 0 77000
Sunamganj
Tahirpur 10 30500 2 500 6 1200 0 0 32200
Biswamvarpur 10 1000 20 600 1 200 0 0 1800
Total 171 257100 72 22200 54 8000 33 1300 288600
Avg. 5 6766 5 1480 4 571 6 217 4581
Beani Bazar 9 25600 21 63000 21 18900 7 2000 109500
Balaganj 2 10000 23 48000 32 34500 12 4500 97000
Sylhet Biswanath 140 44500 0 0 0 0 0 0 44500
Total 151 80100 44 111000 53 53400 19 6500 251000
Avg. 10 5340 2 5550 3 2670 2 813 4183
Azmiriganj 3 6000 38 32000 0 0 0 0 38000
Bahubal 0 0 58 12000 12 12000 0 0 24000
Habiganj
Total 3 6000 96 44000 12 12000 0 0 62000
Avg. 3 6000 6 2588 12 12000 0 0 3263
Kulaura 193 122300 43 32200 6 1300 0 0 155800
Rajnagar 7 26000 15 20000 17 3600 0 0 49600
Moulvibazar
Total 200 148300 58 52200 23 4900 0 0 205400
Avg. 14 10593 5 4745 3 613 0 0 6847
Atpara 21 15500 46 13500 30 4500 0 0 33500
Barhatta 5 46000 2 7000 0 0 4 400 53400
Khaliajuri 0 0 0 0 0 0 0 0 0
Netrokona Mohanganj 3 18000 1 500 5 1250 0 0 19750
Madan 1 1500 4 9600 1 500 0 0 11600
Total 30 81000 53 30600 36 6250 4 400 118250
Avg. 4 11571 5 3060 6 1042 4 400 5375
Mithamoin 1 5000 3 4000 3 900 0 0 9900
Karimganj 7 8800 5 3000 6 300 3 300 12400
Austagram 0 0 0 0 0 0 0 0 0
Itna 3 6000 4 11200 1 1000 0 0 18200
Kishoreganj
Nikli 0 0 18 7300 9 1400 0 0 8700
Kuliarchar 16 16000 2 600 0 0 16 1350 17950
Total 27 35800 32 26100 19 3600 19 1650 67150
Avg. 2 2106 2 1631 2 450 3 275 1526
Total 582 608300 355 286100 197 88150 75 9850 992400
Avg. 6 6612 4 3215 3 1546 4 469 4170

The sample households were owning other trees of different sizes, valuing BDT 9,92,400.00. For details, Table –
54.4 above may be consulted.

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4.2 Flash Flood and Its Intensity

Table: 55: Flash Flood & its Intensity

Flash Flood & its Intensity

District Upazila Alert about Flash Flood Highest Level of
Stay of Flash Flood
occurrence Flash Flood (Avg.
(Avg. Days)
(Yes) Feet)
Dharampasha 1 55 17.49
Jamalganj 0 21 4.73
Derai 22 55 15.34
Sulla 38 45 14.70
Sunamganj
Tahirpur 38 20 4.24
Biswamvarpur 25 12 3.62
Total/ Avg. 124 41 10.02
% 27.6
Beani Bazar 0 26 6.19
Balaganj 0 47 7.67
Sylhet Biswanath 2 13 4.24
Total 2 39 6.03
%/ Avg. 0.9
Azmiriganj 1 26 5.42
Bahubal 1 23 5.36
Habiganj
Total/ Avg. 2 24 5.39
% 1.3
Kulaura 0 31 5.51
Rajnagar 0 45 18.83
Moulvibazar
Total/ Avg. 0 35 12.17
% 0.0
Atpara 0 33 11.59
Barhatta 0 44 12.09
Khaliajuri 1 45 17.99
Netrokona Mohanganj 0 47 17.20
Madan 1 43 17.50
Total/ Avg. 2 44 15.67
% 0.5
Mithamoin 2 40 10.23
Karimganj 24 37 8.62
Austagram 38 37 6.28
Itna 1 38 8.64
Kishoreganj
Nikli 1 26 7.12
Kuliarchar 46 30 5.42
Total/ Avg. 112 33 7.72
% 24.9
Total/ Avg. 242 27 9.97
% 13.4

It was found from discussion that, out of 1,800 sample HHs, 242 (13.40%) were alerted by the concerned authority
about the flash flood. According to 1,800 sample HHs, flash flood water, on an average, stayed for 27 days (max. 55
days and min. 12 days). Average level of flash flood water, s they told, was found to be 9.97 feet, with maximum
17.99 feet and minimum 3.62 feet. For more details, Table – 55 above may be consulted.

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4.3 Stay during Flash Flood Period (s)

Table - 56: Stay during Flash Flood Period (s)
Stay during Flash Flood Period (No. & %)
District Upazila Other
Own Relative’s Friend’s Govt. Govt.
Villager’s Others
House House House Building Shelter
House
Dharampasha 53 17 0 2 4 0 0
Jamalganj 73 1 0 0 0 0 1
Derai 74 0 0 0 0 0 0
Sulla 74 0 0 0 0 0 0
Sunamganj
Tahirpur 70 2 0 0 3 0 0
Biswamvarpur 50 20 1 1 0 2 1
Total 394 40 1 3 7 2 2
% 87.75 8.91 0.22 0.67 1.56 0.45 0.45
Beani Bazar 68 3 0 2 1 0 1
Balaganj 46 9 0 6 8 0 6
Sylhet Biswanath 66 9 0 0 0 0 0
Total 180 21 0 8 9 0 7
% 80.00 9.33 0.00 3.56 4.00 0.00 3.11
Azmiriganj 74 1 0 0 0 0 0
Bahubal 75 0 0 0 0 0 0
Habiganj
Total 149 1 0 0 0 0 0
% 99.33 0.67 0.00 0.00 0.00 0.00 0.00
Kulaura 75 0 0 0 0 0 0
Rajnagar 69 6 0 0 0 0 0
Moulvibazar
Total 144 6 0 0 0 0 0
% 96.00 4.00 0.00 0.00 0.00 0.00 0.00
Atpara 75 0 0 0 0 0 0
Barhatta 75 0 0 0 0 0 0
Khaliajuri 72 4 0 0 0 0 0
Netrokona Mohanganj 71 4 0 0 0 0 0
Madan 59 13 0 0 0 3 0
Total 352 21 0 0 0 3 0
% 93.62 5.59 0.00 0.00 0.00 0.80 0.00
Mithamoin 75 0 0 0 0 0 0
Karimganj 75 0 0 0 0 0 0
Austagram 75 0 0 0 0 0 0
Itna 75 0 0 0 0 0 0
Kishoreganj
Nikli 75 0 0 0 0 0 0
Kuliarchar 74 1 0 0 0 0 0
Total 449 1 0 0 0 0 0
% 99.78 0.22 0.00 0.00 0.00 0.00 0.00
Total 1668 90 1 11 16 5 9
% 92.67 5.00 0.06 0.61 0.89 0.28 0.50

% Own House Relative’s House

Friend’s House Other Villager’s House
99.8
99.3

96.0

93.6

92.7
87.8

80.0

100

50
9.3
8.9

5.6

5.0
4.0

4.0
3.6
3.1
1.6

0.9
0.8
0.7

0.7

0.6
0.5
0.5
0.5

0.3
0.2

0.2

0.1
0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0

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It was found from discussion that, during flash flood period, out of 1,800 sample HHs, 1,668 (92.67%) HHs stayed at
own house, while 90 (5.00%) stayed at relative’s house, while, 01 (0.06%) HHs stayed at friend’s house. On the other
hand, 11 (0.61%) HHs stayed at other villager’s house, 16 (0.89%) HHs stayed at Govt. Building, 05 (0.28%) HHs
stayed at Govt. Shelter and 09 (0.50%) HHs stayed at other places (place not mentioned). For more details, Table –
56 above may be consulted.

4.4 Average No. of Days Stay during Flash Flood Period (s)

Table - 57: Average No. of Days Stay during Flash Flood

Average No. of Days Stay during Flash Flood

District Upazila Other
Relative’s Friend’s Govt.
Villager’s Govt. Shelter Others
House House Building
House
Dharampasha 56 0 20 20 0 0
Jamalganj 2 0 0 0 0 3
Derai 0 0 0 0 0 0
Sunamganj Sulla 0 0 0 0 0 0
Tahirpur 10 0 0 10 0 0
Biswamvarpur 8 10 10 0 10 6
Avg. days 19 10 15 15 10 5
Beani Bazar 43 0 60 90 0 180
Balaganj 74 0 83 54 0 103
Sylhet
Biswanath 28 0 0 0 0 0
Avg. days 48 0 72 72 0 142
Azmiriganj 30 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Avg. days 30 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Moulvibazar Rajnagar 29 0 0 0 0 0
Avg. days 29 0 0 0 0 0
Atpara 0 0 0 0 0 0
Barhatta 0 0 0 0 0 0
Khaliajuri 19 0 0 0 0 0
Netrokona
Mohanganj 23 0 0 0 0 0
Madan 27 0 0 0 21 0
Avg. days 23 0 0 0 21 0
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0
Austagram 0 0 0 0 0 0
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 0 0 0 0 0
Kuliarchar 36 0 0 0 0 0
Avg. days 36 0 0 0 0 0
Avg. days 31 10 29 43 16 73

It was found from discussion that, during flash flood period, out of 132 sample HHs, those who stayed at relative’s
house, stayed there for an average of 31 days, while, those who stayed at friend’s house, stayed there for an
average of 10 days. On the other hand, those who stayed at other villager’s house, stayed there for an average of 29
days, those who stayed at Govt. Building, stayed there for an average of 43 days, those who stayed at Govt. Shelter,
stayed there for an average of 16 days and those who stayed at other places (place not mentioned), stayed there for
an average of 73 days. For more details, Table – 57 above may be consulted.

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4.5 After stay at other’s house, where did you come back?

The households who stayed at others’ houses during and immediately after flash flood came back to their own
homesteads. Although, most of the vulnerable households lost their living houses, eventually built living houses,
mostly by resorting to money borrowed from different sources, but till our field survey, most of those houses were not
worth living.

4.6 How Met the Survival Need during Flash Flood?

Table - 58: How Met the Survival Need during Flash Flood?

How Met the Survival Need during Flash Flood? (No.)

District Upazila Help from

From own Help from Help from Property Loan/Credi
Friends & Others
money NGO Govt. sale t
Relatives
Dharampasha 6 7 0 3 0 3 4
Jamalganj 0 1 0 0 0 1 0
Derai 1 0 0 0 0 0 0
Sulla 0 0 0 0 0 0 0
Sunamganj
Tahirpur 5 1 1 0 0 0 0
Biswamvarpur 10 14 0 1 0 5 0
Total 22 23 1 4 0 9 4
% 34.9 36.5 1.6 6.3 0.0 14.3 6.3
Beani Bazar 4 1 0 1 0 0 0
Balaganj 2 19 0 3 1 0 0
Sylhet Biswanath 0 8 0 1 0 0 0
Total 6 28 0 5 1 0 0
% 15.0 70.0 0.0 12.5 2.5 0.0 0.0
Azmiriganj 1 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0 0
Habiganj 1 0 0 0 0 0 0
Total
% 100.0 0.0 0.0 0.0 0.0 0.0 0.0
Kulaura 0 0 0 0 0 0 0
Rajnagar 5 1 0 0 0 0 0
Moulvibazar
Total 5 1 0 0 0 0 0
% 83.3 16.7 0.0 0.0 0.0 0.0 0.0
Atpara 0 0 0 0 0 0 0
Barhatta 0 0 0 0 0 0 0
Khaliajuri 3 2 0 0 0 0 0
Netrokona Mohanganj 5 1 0 0 0 1 0
Madan 12 2 0 0 0 0 0
Total 20 5 0 0 0 1 0
% 76.9 19.2 0.0 0.0 0.0 3.8 0.0
Mithamoin 1 0 0 0 0 1 0
Karimganj 1 0 0 0 0 0 0
Austagram 13 2 0 0 0 0 0
Itna 0 0 0 0 0 1 0
Kishoreganj
Nikli 0 0 0 0 0 0 0
Kuliarchar 0 2 0 0 0 4 0
Total 15 4 0 0 0 6 0
% 60.0 16.0 0.0 0.0 0.0 24.0 0.0
Total 69 61 1 9 1 16 4
% 42.9 37.9 0.6 5.6 0.6 9.9 2.5

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% From own money Help from Friends & Relatives Help from NGO
Help from Govt. Property sale Loan/ Credit
Others

100.0
100

83.3

76.9
90

70.0
80

60.0
70
60

42.9
37.9
36.5

50
34.9

40

24.0
19.2
16.7
30

16.0
15.0
14.3

12.5

20

9.9
6.3

6.3

5.6
3.8
2.5

2.5
1.6

0.6
0.6
10
0.0

0.0

0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was found from discussion that, due to flash flood, 161 sample HHs (8.94%) were worst hit by the flash flood. Out
of them, 69 HHs (42.90%) met their survival need during flash flood from own money, while, 61 HHs (37.90%) met
their survival need during flash flood with help from friends and relatives. On the other hand, 01 HH (0.60%) met their
survival need during flash flood with the help from NGO, while, 09 HHs (5.600%) met their survival need during flash
flood with help from the Govt., 01 HH (0.60%) met their survival need during flash flood from selling property and 15
HHs (9.90%) met their survival need during flash flood through resorting loan from others. For more details, Table –
58 above may be consulted.

4.7 Loss/Damage of Properties/Assets Incurred by the Sample Households

4.7.1 Loss/Damage of Houses, Toilets and Tube wells in Physical and Financial Terms

Table - 59: Loss/Damage of Houses, Toilets and Tube wells

Family Loss Incurred due to Flash Flood (No. & Value)

Cattle Houses
Houses Swept
Swept Away/Fully Damage of Toilet in Damage of Tube
District Upazila Away/Fully Damaged
Damaged & Value Tk wells in Tk
& Value in Tk
in Tk
No. Value in Tk. No. Value in Tk. No. Value in Tk. No. Value in Tk.
Dharampasha 25 389000 1 15000 41 139000 0 0
Jamalganj 74 667500 21 58100 46 36500 9 6700
Derai 3 70000 0 0 1 2000 0 0
Sulla 3 61000 1 3000 3 6000 0 0
Sunamganj 3 1500 3 3200 66 48300 0 0
Tahirpur
Biswamvarpur 43 143500 13 24200 57 59350 4 2300
Total 151 1332500 39 103500 214 291150 13 9000
Avg. 1 9127 1 2654 1 1354 1 692
Beani Bazar 15 172600 3 19000 12 25000 0 0
Balaganj 47 240000 0 0 42 78200 0 0
Sylhet Biswanath 21 554000 26 90600 17 35600 0 0
Total 83 966600 29 109600 71 138800 0 0
Avg. 1 11933 1 3779 1 1955 0 0

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Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0 0 0
Habiganj
Total 0 0 0 0 0 0 0 0
Avg. 0 0 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0 0 0
Rajnagar 26 420000 8 44000 33 102800 2 13000
Moulvibazar
Total 26 420000 8 44000 33 102800 2 13000
Avg. 1 16154 1 5500 1 3115 1 6500
Atpara 8 67000 5 58000 34 109000 8 30500
Barhatta 12 273000 3 25000 39 138550 10 57500
Khaliajuri 6 72000 4 40000 51 181500 19 59500
Netrokona Mohanganj 13 185000 6 108000 56 191000 40 125000
Madan 3 115000 3 20000 32 107500 1 5000
Total 42 712000 21 251000 212 727550 78 277500
Avg. 1 17366 1 11952 1 3432 1 3513
Mithamoin 0 0 0 0 0 0 0 0
Karimganj 2 72000 2 8000 35 122000 6 65000
Austagram 0 0 0 0 0 0 0 0
Itna 1 5000 0 0 1 1000 0 0
Kishoreganj
Nikli 0 0 7 9500 6 7400 0 0
Kuliarchar 0 0 0 0 34 79100 7 23000
Total 3 77000 9 17500 76 209500 13 88000
Avg. 1 25667 1 1944 1 2757 1 6769
Total 305 3508100 106 525600 606 1469800 106 387500
Avg. 1 11812 1 4958 1 2421 1 3621
% 16.94 5.89 33.67 5.89

It was found from field survey that, out of 1,800 HHs, 305 HHs (16.94%) lost their living houses, the average per HH
loss being BDT 11,822, while 106 HHs (5.89%) lost their cattle houses, the average per HH loss being BDT 4,958.
On the other hand, 606 HHs (33.67%) lost their Toilets, the average per HH loss being BDT 2,421 and 106 HHs
(5.89%) lost their Tube wells, the average per HH loss being BDT 3,621. For more details, Table – 59 above may be
consulted.

4.7.2 Loss/Damage of Electric Line and Home used Items/Electronic Items

Table - 60: Loss/Damage of Electric Line and Home used Items/Electronic Items

Family Loss Incurred due to Flash Flood (No. & Value)

Damage of Electric Line in Damage of Home Used Item/
District Upazila Tk Electronics Item in Tk
No. Value in Tk. No. Value in Tk.
Dharampasha 0 0 10 15000
Jamalganj 0 0 11 5200
Derai 0 0 0 0
Sulla 0 0 0 0
Sunamganj
Tahirpur 0 0 140 31400
Biswamvarpur 3 10000 164 31100
Total 3 10000 325 82700
Avg. 1 3333 4 1009
Beani Bazar 0 0 0 0
Balaganj 0 0 0 0
Sylhet Biswanath 0 0 0 0
Total 0 0 0 0
Avg. 0 0 0 0
Habiganj Azmiriganj 0 0 0 0

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Bahubal 0 0 0 0
Total 0 0 0 0
Avg. 0 0 0 0
Kulaura 0 0 0 0
Rajnagar 0 0 12 5000
Moulvibazar
Total 0 0 12 5000
Avg. 0 0 2 833
Atpara 4 4800 7 21000
Barhatta 0 0 3 4000
Khaliajuri 1 500 0 0
Netrokona Mohanganj 1 3000 0 0
Madan 0 0 17 25000
Total 6 8300 27 50000
Avg. 1 1383 5 8333
Mithamoin 0 0 0 0
Karimganj 0 0 0 0
Austagram 0 0 0 0
Itna 0 0 4 500
Kishoreganj
Nikli 0 0 0 0
Kuliarchar 3 6000 0 0
Total 3 6000 4 500
Avg. 1 2000 4 500
Total 12 24300 368 138200
Avg. 1 2025 4 1455
% 0.67 20.44

It was found from field survey that, out of 1,800 HHs, 12 HHs (0.67%) lost their electric lines, the average per HH loss
being BDT 2,025, while 368 HHs (20.44%) lost their home used items/electronic items, the average per HH loss
being BDT 1,455. For more details, Table – 60 above may be consulted.
4.7.3 Loss/Damage of Business, Crop and Fisheries

Table - 61: Loss/Damage of Business, Crop and Fisheries

Family Loss Incurred due to Flash Flood (No. & Value)

District Upazila Crop Damage in Damage of Fisheries and Value

Loss of Business in Tk
Quantity & Tk in Tk
(Affected HHs - 180
(Affected HHs – 1,284) (Affected HHs – 145)
Dharampasha 950000 1626000 0
Jamalganj 87600 2338000 17000
Derai 209000 7270000 12500

Sunamganj Sulla 45000 8447600 1052000

Tahirpur 1000 5457000 0
Biswamvarpur 185000 2277800 132000
Total 1477600 27416400 1213500
Avg. 36039 86215 60675
Beani Bazar 0 2317800 843700
Balaganj 0 3882800 1684000
Sylhet Biswanath 0 786100 410000
Total 0 6986700 2937700
Avg. 0 58223 112988
Azmiriganj 191700 5969000 80000
Bahubal 62000 5423000 365800
Habiganj 253700 11392000 445800
Total
Avg. 8184 86303 26224
Moulvibazar Kulaura 182600 6177000 28000

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Rajnagar 356000 6162200 105500

Total 538600 12339200 133500
Avg. 16831 99510 19071
Atpara 93000 3069600 60000
Barhatta 170000 2770300 491000
Khaliajuri 105000 2317940 0
Netrokona Mohanganj 0 3762000 0
Madan 764300 1038200 7500
Total 1132300 12958040 558500
Avg. 20587 56095 19259
Mithamoin 0 10580000 842000
Karimganj 0 12631200 4784000
Austagram 76000 5959500 690000
Itna 232000 3257100 0
Kishoreganj 675000 5026000 0
Nikli
Kuliarchar 546000 2793600 821500
Total 1529000 40247400 7137500
Avg. 72810 112110 155163
Total 4931200 111339740 12426500
Avg. 27396 86713 85700
% of affected HHs 10.00 71.33 8.06

The field survey also revealed that, the business loss of each of the affected businessmen (affected businessmen –
180 nos. i.e. 10% of the total sample HHs) due to flash flood was BDT 27,396.00, while, the loss of crop of each of
the affected farmers (affected farmers – 1,284 nos. i.e. 71.33% of the total sample HHs) due to flash flood was BDT
86,713.00. On the other hand, the loss of fishes of each of the affected fishermen (affected businessmen – 145 nos.
i.e. 8.06% of the total sample HHs) due to flash flood was BDT 85,700.00. For more details, Table – 61 above may
be consulted.
In this context, it may be mentioned that, Tables under Annexure – 01 provide total number of households of the
sample Upazilas (which includes sample Unions and Villages: total assessment/census) who suffered different extent
of loss/damage of living houses, kitchen houses, cattle houses, toilets and tube wells/pipe lines due to flash flood.

4.7.4 Loss of Lives (including injuries) in Physical Terms

Table -62: Loss of Lives (including injuries) in Physical/Financial Term

Family Loss Incurred due to Flash Flood (No. & Value)

No. of Cattle Died & Value No. of Poultry Birds Died &
District Upazila No. of People
No. of in Tk. Value in Tk.
Suffered from
People Died
Injury
No. Value in Tk No. Value in Tk
Dharampasha 0 28 12 259000 500 117600
Jamalganj 1 93 15 2700 185 69350
Derai 0 0 2 1500 0 0
Sunamganj Sulla 0 1 4 107000 125 31600
Tahirpur 7 78 34 420000 1366 293500
Biswamvarpur 2 79 8 92500 904 183050
Total 10 279 75 882700 3080 695100
Beani Bazar 0 44 11 255000 47 15450
Balaganj 8 34 8 76000 68 19400
Sylhet
Biswanath 0 45 20 234000 90 27700
Total 8 123 39 565000 205 62550
Habiganj Azmiriganj 0 0 0 0 10 1000

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Bahubal 0 0 0 0 0 0
Total 0 0 0 0 10 1000
Kulaura 0 0 0 0 0 0
Moulvibazar Rajnagar 0 56 40 842500 586 310000
Total 0 56 40 842500 586 310000
Atpara 0 43 6 52000 478 134600
Barhatta 0 79 16 677000 743 178300
Khaliajuri 0 26 19 582000 498 118000
Netrokona
Mohanganj 0 29 21 607000 835 203700
Madan 0 57 41 635000 550 174450
Total 0 234 103 2553000 3104 809050
Mithamoin 0 159 1 35000 0 0
Karimganj 2 12 23 175000 1604 1235400
Austagram 0 5 1 30000 148 41500
Kishoreganj Itna 0 8 0 0 62 17050
Nikli 0 7 1 50000 92 16450
Kuliarchar 1 23 2 12000 290 69000
Total 3 214 28 302000 2196 1379400
Total 21 906 285 5145200 9181 3257100
Av. Per affected HH 18,053.00 355.00
% Household 1.17 50.33 15.83 34.00

It was found from the survey findings that, from among the family members of 1,800 sample HHs, 21 (1.17% of the
sample HHs) people died due to flash flood, while 906 (50.33% of the sample HHs) people suffered from physical
injury. On the other hand, 285 households (15.83% of the sample HHs) lost cattle and 34% HHs lost poultry birds
due to flash flood. Average value of per lost cow was BDT 18,053.00, while average value of per lost poultry bird was
BDT 355.00. For more details, Table – 62above may be consulted.

4.8 Cost of Construction/Restoration of Lost Assets in BDT

Table - 63: Cost of Construction/Restoration of Lost Assets in BDT

Cost of Construction/Restoration of Lost Assets in Tk

Construction/ Cost of Restoring
District Upazila
Repairing Houses Income/Business Total Cost to be
(No. of affected HHs – (No. of affected HHs – Incurred
363 nos.) 426 nos.)
Dharampasha 3500 0 4665600
Jamalganj 624500 1442000 4490550
Derai 40000 6000 1155000
Sulla 71000 0 16357600
Sunamganj
Tahirpur 0 0 8200400
Biswamvarpur 166400 393600 3652040
Total 905400 1841600 38521190
Avg. 7608 18416 106119
Beani Bazar 159900 137000 3288550
Balaganj 0 2302800 6029000
Sylhet Biswanath 509800 327500 3420500
Total 669700 2767300 12738050
Avg. 10630 39533 65660
Azmiriganj 62000 0 6705400
Bahubal 0 17000 6000900
Habiganj
Total 62000 17000 12706300
Avg. 62000 5667 85277

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Kulaura 5000 5000 6071865

Rajnagar 52500 0 10810600
Moulvibazar
Total 57500 5000 16882465
Avg. 6389 5000 112550
Atpara 14800 3000 4602400
Barhatta 73350 27000 6827900
Khaliajuri 51000 7000 5186740
Netrokona Mohanganj 149500 0 5399500
Madan 40500 0 3237950
Total 329150 37000 25254490
Avg. 3227 5286 69001
Mithamoin 0 30000 304000
Karimganj 859900 3873700 1567600
Austagram 32000 666000 7285000
Itna 0 1483000 4498300
Kishoreganj
Nikli 17200 3206000 488400
Kuliarchar 182400 398900 5417500
Total 1091500 9657600 19560800
Avg. 15819 39419 74376
Total 3115250 14325500 125663295
Avg. Value 8582 33628 84622
% of affected HHs 20.17 23.67

It was assessed from field level investigation that, out of 1,800, a number of 363 (20.17%) lost their houses, either
totally or partially due to flash flood, which would cost BDT 31,15,250.00 for reconstruction/repairing (per affected HH
being BDT 8,582.00), while a number of 426 (23.67%) lost their income/business, either totally or partially due to
flash flood, which would cost BDT 1,43,25,500.00 for restoring their income/business (per affected HH being BDT
33,628.00).For more details, Table – 63 above may be consulted.

4.9 Average Monthly Income before and after Flash Flood

Table - 64: Average Monthly Income before and after Flash Flood

Average Monthly Income before Flash Flood in Average Monthly Income after Flash Flood
District Upazila
Tk in Tk
Dharampasha 8263 4882
Jamalganj 10788 7729
Derai 10960 8045

Sunamganj Sulla 17263 7276

Tahirpur 16613 8440
Biswamvarpur 10867 7214
7222
Avg. 12463
(Decreased by BDT 5,241.00)
Beani Bazar 17983 14054
Balaganj 9408 8796
Sylhet Biswanath 8800 3483
8655
Avg. 12004
(Decreased by BDT 3,349.00)
Azmiriganj 9981 5211
Habiganj Bahubal 9764 6371
Avg. 9873 5795
Kulaura 8541 6442
Rajnagar 14000 9447
Moulvibazar
7965
Avg. 11289
(Decreased by BDT 3,324.00)

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Atpara 21946 11300

Barhatta 19280 11800
Khaliajuri 7867 4480
Netrokona Mohanganj 7320 3613
Madan 8493 6920
7623
Avg. 12957
(Decreased by BDT 5,334.00)
Mithamoin 15368 12708
Karimganj 18657 9721
Austagram 21234 15147
Itna 10707 4918
Kishoreganj
Nikli 10967 8156
Kuliarchar 22403 11548
10392
Avg. 16420
(Decreased by BDT 4,966.00)
Avg. 13,162 8,196
Monthly income decreased by BDT: 4,966

The field survey further gave a picture of the sharp decrease in the monthly income of the vulnerable people of the 06
flash flood affected Districts, which was (on an average) BDT 4,966.00. Maximum decrease in monthly income
occurred in Netrokona District and minimum decrease in monthly income occurred in Moulvibazar District. For more
details, Table – 64 above may be consulted.

4.10 How Met the Deficit in Monthly Income to Meet Required Expenditure?

Table: 65: How Met the Deficit in Monthly Income to Meet Required Expenditure?

How Met the Deficit in Monthly Income to Meet Required Expenditure? (No.)
District Upazila
Loan taken Cost saving Both Others
Dharampasha 2 15 59 0
Jamalganj 0 6 65 0
Derai 38 2 22 1
Sulla 9 13 50 0
Sunamganj
Tahirpur 25 34 15 0
Biswamvarpur 32 10 32 0
Total 106 80 243 1
% 24.65 18.60 56.51 0.23
Beani Bazar 24 34 5 0
Balaganj 6 41 2 2
Sylhet Biswanath 61 13 1 0
Total 91 88 8 2
% 48.15 46.56 4.23 1.06
Azmiriganj 57 0 1 0
Bahubal 57 1 8 0
Habiganj 114 1 9 0
Total
% 91.94 0.81 7.26 0.00
Kulaura 69 0 0 0
Rajnagar 10 7 58 0
Moulvibazar
Total 79 7 58 0
% 54.86 4.86 40.28 0.00
Atpara 0 32 43 0
Barhatta 8 31 36 0
Netrokona Khaliajuri 2 27 46 0
Mohanganj 3 45 27 0
Madan 35 15 25 0

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Total 48 150 177 0

% 12.80 40.00 47.20 0.00
Mithamoin 12 32 18 7
Karimganj 27 6 39 0
Austagram 27 24 8 2
Itna 62 9 0 4
Kishoreganj
Nikli 24 4 45 1
Kuliarchar 43 5 18 5
Total 195 80 128 19
% 46.21 18.96 30.33 4.50
Total 1,684 633 406 623 22
% 93.56 37.59 24.10 37.00 1.31

%
Loan taken Cost saving Both Others
91.9

100
90
80
56.5

54.9
70
48.2

47.2
46.6

46.2
60
40.3

40.0

37.6

37.0
50

30.3
24.7

24.1
40

19.0
18.6

30
12.8
20
7.3

4.9

4.5
4.2

1.3
1.1

0.8
0.2

0.0

0.0

0.0
10
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was found from field level survey that, 93.56% households of the 06 Districts were affected by the flash flood in
terms of their monthly income. It was further found that, 633 (37.59%) HHs met the deficit through resorting for loan,
while 406 (24.10%) HHs met the deficit by curtailing monthly expenditure. On the other hand, 623 (37.00%) met the
deficit by taking both measures. For more details, Table – 65 above may be consulted.

4.11 How will meet the Loan Liability?

Table - 66: How will meet the Loan Liability

How will Meet the Loan Liability (No.)

Average Loan
District Upazila By Borrowing By By
Liability in Tk
from Friends Borrowing Borrowing Mohajon Others
and Relatives from Banks from NGOs
Dharampasha 44617 12 3 38 11 0
Jamalganj 38812 46 0 23 0 0
Derai 75542 35 4 4 14 2
Sulla 59444 23 13 16 10 1
Sunamganj
Tahirpur 14130 33 1 16 0 0
Biswamvarpur 24768 60 0 6 5 0
Total/ Avg. 42886 209 21 103 40 3
% 55.59 5.59 27.39 10.64 0.80
Beani Bazar 30971 10 2 21 2 0
Sylhet Balaganj 18000 4 1 1 0 0
Biswanath 31328 10 1 21 28 1

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Total/ Avg. 26766 24 4 43 30 1

% 23.53 3.92 42.16 29.41 0.98
Azmiriganj 10518 53 0 8 0 0
Bahubal 11072 48 0 19 0 0
Habiganj
Total/ Avg. 10795 101 0 27 0 0
% 78.91 0.00 21.09 0.00 0.00
Kulaura 7749 60 0 7 0 0
Rajnagar 75609 8 10 44 7 0
Moulvibazar
Total/ Avg. 41679 68 10 51 7 0
% 50.00 7.35 37.50 5.15 0.00
Atpara 22887 14 11 17 11 0
Barhatta 36663 6 7 25 6 2
Khaliajuri 87538 1 1 37 13 0
Netrokona Mohanganj 58032 3 0 47 10 2
Madan 27460 3 2 54 4 0
Total/ Avg. 46516 27 21 180 44 4
% 9.78 7.61 65.22 15.94 1.45
Mithamoin 69895 0 6 21 11 0
Karimganj 129696 10 7 10 42 0
Austagram 92429 11 0 21 10 0
Itna 58935 8 6 26 29 0
Kishoreganj
Nikli 79389 9 3 20 40 0
Kuliarchar 107439 11 8 30 15 2
Total/ Avg. 89630 49 30 128 147 2
% 13.76 8.43 35.96 41.29 0.56
Total/ Avg. 52084 478 86 532 268 10
% 34.79 6.26 38.72 19.51 0.73

% By Borrowing from Friends and Relatives By Borrowing from Banks

By Borrowing from NGOs Mohajon
Others
100
78.9

90
80
65.2

70
55.6

50.0

60
42.2

41.3

50 38.7
37.5

36.0

34.8
29.4

40
27.4

23.5

21.1

19.5
30
15.9

13.8
10.6

20
9.8

8.4
7.6
7.4

6.3
5.6

5.2
3.9

10
0.0

0.0

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was also found from field level survey that, 478 (34.79%) HHs planned to meet loan liability by borrowing money
from friends and relatives, while 532 (38.72%) HHs planned to meet the loan liability by borrowing from NGOs. On
the other hand, 86 (6.26%) planned to meet the loan liability by borrowing from Banks and 268 (19.51%) planned to
meet loan liability by borrowing from Mohajons. For more details, Table – 66 above may be consulted.

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4.12 Post-Flood Impacts and Restoration in Pre-Flood Position

Table –67.1: Post-Flood Impacts and Restoration in Pre-Flood Position

Post-Flood
Restoration in Pre-Flood Position (No.) – those who lost their living houses
Impacts
Living Possible
Immediat
District Upazila House Possible by Possib by help Possible
ely Possible
Setup No. help from le by from by help
Possible by taking Others
of Days Friends and Govt. Member/ from
by Self Loan
Later (Avg. Relatives Help Chairman NGO
Effort
days) / MP
Dharampasha 47 5 0 7 0 0 5 0
Jamalganj 19 3 0 0 6 14 52 0
Derai 30 0 0 0 0 0 1 0
Sulla 30 0 1 0 0 0 1 0
Sunamganj
Tahirpur 10 75 0 0 0 0 0 0
Biswamvarpur 13 48 1 0 0 4 22 0
Total/ Avg. 25 131 2 7 6 18 81 0
% 53.47 0.82 2.86 2.45 7.35 33.06 0.00
Beani Bazar 53 19 47 0 2 0 0 1
Balaganj 110 57 15 0 0 0 1 0
Sylhet Biswanath 21 3 26 2 0 0 42 0
Total/ Avg. 62 79 88 2 2 0 43 1
% 36.74 40.93 0.93 0.93 0.00 20.00 0.47
Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0 0 0
Habiganj
Total/ Avg. 0 0 0 0 0 0 0 0
% 0 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0 0 0
Rajnagar 52 12 0 0 0 0 1 0
Moulvibazar
Total/ Avg. 52 12 0 0 0 0 1 0
% 92.31 0.00 0.00 0.00 0.00 7.69 0.00
Atpara 23 1 0 2 0 0 0 0
Barhatta 25 0 0 0 0 0 6 0
Khaliajuri 26 0 0 2 0 0 2 0
Netrokona Mohanganj 41 3 0 2 0 0 2 0
Madan 44 2 0 0 0 0 2 0
Total/ Avg. 32 6 0 6 0 0 12 0
% 25.00 0.00 25.00 0.00 0.00 50.00 0.00
Mithamoin 0 0 0 0 0 0 0 0
Karimganj 84 1 0 0 0 0 26 0
Austagram 0 0 0 0 0 0 0 0
Itna 0 0 0 0 0 0 0 0
Kishoreganj
Nikli 0 0 0 0 0 0 0 0
Kuliarchar 56 4 0 0 0 0 8 0
Total/ Avg. 70 5 0 0 0 0 34 0
% 12.82 0.00 0.00 0.00 0.00 87.18 0.00
Total/ Avg. 40 233 90 15 8 18 171 1
% 43.47 16.79 2.80 1.49 3.36 31.90 0.19

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% Immediately Possible by Self Effort Possible by help from Friends and Relatives
Possible by Govt. Help Possible by help from Member/ Chairman/ MP
Possible by help from NGO

92.3
100
90
80
70
53.5

60

43.5
40.9
50
36.7

40

25.0

25.0
30

16.8
12.8
20
7.4

3.4
2.9

2.8
2.5

1.5
10
0.9
0.9
0.8

0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0

0.0
0.0

0.0
0.0
0.0
0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was also found from field level survey that, 233 (43.47%) HHs told that, they rebuilt/repaired their living houses by
themselves, while 90 (16.79%) HHs told that they d rebuilt/repaired their living houses with the help from friends and
relatives. On the other hand, 171 (31.90%) HHs told that they rebuilt/repaired their living houses with the help of
taking loan from different sources and 15 (2.80%) HHs told that they built/repaired their living houses with the help of
Govt. fund. Moreover, 18 (3.36%) HHs told that they rebuilt/repaired their living houses with the help of NGOs. For
more details, Table – 67.1 above may be consulted.

Table –67.2: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.) – those who lost their living houses for cattle
Impacts
Living
District Upazila House for Immediatel Possible
Possible Member/
Cattle No. y Possible by Friends Loan
by Govt. Chairman NGO Others
of Days by Self and Taken
Help / MP
Later (Avg. Effort Relatives
days)
Dharampasha 0 0 0 0 0 0 0 0
Jamalganj 22 26 0 0 0 1 6 0
Derai 0 0 0 0 0 0 0 0
Sulla 106 3 0 0 0 0 1 0
Sunamganj 1 1 0 0 0 0 0 0
Tahirpur
Biswamvarpur 12 6 0 0 0 3 3 0
Total/ Avg. 23 36 0 0 0 4 10 0
% 72.00 0.00 0.00 0.00 8.00 20.00 0.00
Beani Bazar 35 2 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0
Sylhet Biswanath 15 0 0 0 0 0 1 0
Total/ Avg. 17 2 0 0 0 0 1 0
% 66.67 0.00 0.00 0.00 0.00 33.33 0.00
Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 45 2 0 0 0 0 0 0
Habiganj 23 2 0 0 0 0 0 0
Total/ Avg.
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Moulvibazar Kulaura 0 0 0 0 0 0 0 0

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Rajnagar 48 1 0 0 0 0 4 0
Total/ Avg. 24 1 0 0 0 0 4 0
% 20.00 0.00 0.00 0.00 0.00 80.00 0.00
Atpara 15 0 0 0 0 0 1 0
Barhatta 35 1 0 0 0 0 3 0
Khaliajuri 24 2 0 13 0 0 0 0
Netrokona Mohanganj 25 22 0 1 0 0 0 0
Madan 60 1 0 0 0 0 0 0
Total/ Avg. 32 26 0 14 0 0 4 0
% 59.09 0.00 31.82 0.00 0.00 9.09 0.00
Mithamoin 0 0 0 0 0 0 0 0
Karimganj 162 6 0 0 0 0 9 0
Austagram 0 0 0 0 0 0 0 0
Itna 0 0 0 0 0 0 0 0
Kishoreganj 31 1 0 0 0 0 3 0
Nikli
Kuliarchar 10 1 0 0 0 0 0 0
Total/ Avg. 34 8 0 0 0 0 12 0
% 40.00 0.00 0.00 0.00 0.00 60.00 0.00
Total/ Avg. 44 75 0 14 0 4 31 0
% 60.48 0.00 11.29 0.00 3.23 25.00 0.00

It was found from field level survey that, 75 (60.28%) HHs told that, they rebuilt/repaired their cattle living houses by
themselves, while 14 (11.29%) HHs told that they rebuilt/repaired their cattle living houses with the help from the
Govt. On the other hand, 31 (25.00%) HHs told that they rebuilt/repaired their cattle living houses with the help of
taking loan from different sources and 04 (3.23%) HHs told that they rebuilt/repaired their cattle living houses with the
help of NGOs’ fund. For more details, Table – 67.2 above may be consulted.

Table –67.3: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Living House
District Upazila for Poultry Immediately Possible by Possible Member/
Loan
Birds No. of Possible by Friends and by Govt. Chairman NGO Others
Taken
Days Later Self Effort Relatives Help / MP
(Avg. days)
Dharampasha 0 0 0 0 0 0 0 0
Jamalganj 26 25 0 0 0 0 6 0
Derai 200 1 0 0 0 0 0 0
Sulla 200 3 0 0 0 0 0 0
Sunamganj
Tahirpur 1 21 0 0 0 0 0 0
Biswamvarpur 8 15 0 0 0 0 1 0
Total/ Avg. 73 65 0 0 0 0 7 0
% 90.28 0.00 0.00 0.00 0.00 9.72 0.00
Beani Bazar 15 1 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 5 1 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 30 1 0 0 0 0 0 0
Habiganj
Total/ Avg. 15 1 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 0 0 0 0 0 0 0 0
Moulvibazar Rajnagar 20 0 0 0 0 0 1 0
Total/ Avg. 10 0 0 0 0 0 1 0

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% 0.00 0.00 0.00 0.00 0.00 100.00 0.00

Atpara 40 0 0 1 0 0 0 0
Barhatta 50 0 0 0 0 0 2 0
Khaliajuri 0 0 0 0 0 0 0 0
Netrokona Mohanganj 23 1 0 1 0 0 0 0
Madan 0 0 0 0 0 0 0 0
Total/ Avg. 23 1 0 1 0 0 0 0
% 50.00 0.00 50.00 0.00 0.00 0.00 0.00
Mithamoin 0 0 0 0 0 0 0 0
Karimganj 162 2 0 0 0 0 3 1
Austagram 30 0 0 0 0 0 0 1
Itna 0 0 0 0 0 0 0 0
Kishoreganj
Nikli 6 2 0 0 0 0 0 0
Kuliarchar 60 1 0 0 0 0 3 0
Total/ Avg. 43 5 0 0 0 0 6 2
% 38.46 0.00 0.00 0.00 0.00 46.15 15.38
Total/ Avg. 35 73 0 2 0 0 16 2
% 78.49 0.00 2.15 0.00 0.00 17.20 2.15

It was found from field level survey that, 73 (78.49%) HHs told that, they rebuilt/repaired their poultry bird living
houses by themselves, while 02 (2.15%) HHs told that they rebuilt/repaired their poultry bird living houses with the
help from the Govt. On the other hand, 16 (17.20%) HHs told that they rebuilt/repaired their poultry bird living houses
with the help of taking loan from different sources. For more details, Table – 67.3 above may be consulted.

Table –67.4: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Income/Busi
ness
District Upazila Immediately Possible by Possible Member/
Restoration Loan
Possible by Friends and by Govt. Chairman NGO Others
No. of Days Taken
Self Effort Relatives Help / MP
Later (Avg.
days)
Dharampasha 78 0 0 0 0 0 5 0
Jamalganj 30 2 0 0 0 1 1 0
Derai 0 0 0 0 0 0 0 0
Sulla 30 0 0 0 0 0 1 0
Sunamganj
Tahirpur 38 5 0 0 0 0 0 0
Biswamvarpur 31 3 0 0 0 2 5 0
Total/ Avg. 34 10 0 0 0 3 12 0
% 40.00 0.00 0.00 0.00 12.00 48.00 0.00
Beani Bazar 48 0 2 0 0 0 2 0
Balaganj 140 1 1 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 63 1 3 0 0 0 2 0
% 16.67 50.00 0.00 0.00 0.00 33.33 0.00
Azmiriganj 42 17 0 0 0 0 0 0
Bahubal 35 10 1 0 0 0 0 0
Habiganj
Total/ Avg. 38 27 51 0 0 0 33.33 0
% 21.09 39.84 0.00 0.00 0.00 26.04 0.00
Kulaura 32 15 0 0 0 0 0 0
Rajnagar 30 1 0 0 0 0 0 0
Moulvibazar 31 16 0 0 0 0 0 0
Total/ Avg.
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00

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Atpara 50 6 0 0 0 0 0 0
Barhatta 28 2 0 0 0 0 2 0
Khaliajuri 49 5 1 1 0 0 1 0
Netrokona Mohanganj 0 0 0 0 0 0 0 0
Madan 43 2 0 0 0 0 1 0
Total/ Avg. 34 15 1 1 0 0 4 0
% 71.43 4.76 4.76 0.00 0.00 19.05 0.00
Mithamoin 0 0 0 0 0 0 0 0
Karimganj 149 2 1 0 0 0 5 0
Austagram 108 0 1 0 0 0 1 0
Itna 110 3 0 0 0 0 5 0
Kishoreganj
Nikli 109 1 0 0 0 0 3 0
Kuliarchar 78 4 0 0 0 0 4 0
Total/ Avg. 92 10 2 0 0 0 18 0
% 33.33 6.67 0.00 0.00 0.00 60.00 0.00
Total/ Avg. 59 79 7 1 0 3 36 0
% 62.70 5.56 0.79 0.00 2.38 28.57 0.00

% Immediately Possible by Self Effort Possible by Friends and Relatives

Possible by Govt. Help Member/ Chairman/ MP
NGO Loan Taken
Others
100.0

100
71.4

80

62.7
60.0
50.0
48.0

60
40.0

39.8
33.3

33.3

28.6
26.0

40
21.1

19.1
16.7
12.0

10.0

20
6.7

5.6
4.8
4.8

2.4
0.8
0.0
0.0
0.0

0.0

0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0
0.0
0.0

0.0

0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was found from field level survey that, 79 (62.77%) HHs who lost income/business told that, they restored their
monthly income/business by themselves, while 01 (0.79%) HHs told that they restored their monthly income/business
with the help from the Govt. On the other hand, 36 (28.57%) HHs told that they restored their monthly
income/business with the help of taking loan from different sources. For more details, Table – 67.4 above may be
consulted.

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Table –67.5: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Crop
District Upazila Immediatel Possible Possibl
Production Member/
y Possible by Friends e by Loan
No. of Days Chairman NGO Others
by Self and Govt. Taken
Later (Avg. / MP
Effort Relatives Help
days)
Dharampasha 190 16 0 5 0 0 2 0
Jamalganj 97 0 0 0 0 12 35 0
Derai 201 71 0 0 0 0 0 0
Sunamganj Sulla 200 71 0 0 0 0 0 0
Tahirpur 50 68 0 0 0 0 0 0
Biswamvarpur 50 35 1 0 0 4 9 0
Total/ Avg. 131 261 1 5 0 16 46 0
% 79.33 0.30 1.52 0.00 4.86 13.98 0.00
Beani Bazar 136 6 10 0 0 0 1 0
Balaganj 139 28 6 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 92 34 16 0 0 0 1 0
% 66.67 31.37 0.00 0.00 0.00 1.96 0.00
Azmiriganj 178 68 0 0 0 0 0 0
Bahubal 180 58 0 0 0 0 0 0
Habiganj 179 126 0 0 0 0 0 0
Total/ Avg.
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 180 74 0 0 0 0 0 0
Rajnagar 196 42 0 0 0 0 4 0
Moulvibazar
Total/ Avg. 188 116 0 0 0 0 4 0
% 96.67 0.00 0.00 0.00 0.00 3.33 0.00
Atpara 169 21 1 5 0 0 2 0
Barhatta 180 34 0 11 0 0 6 0
Khaliajuri 184 12 0 4 0 0 6 0
Netrokona Mohanganj 205 20 0 3 0 0 3 0
Madan 199 21 0 0 0 0 1 0
Total/ Avg. 187 108 1 23 0 0 18 0
% 72.00 0.67 15.33 0.00 0.00 12.00 0.00
Mithamoin 238 20 0 0 0 0 42 0
Karimganj 209 11 1 0 0 1 48 0
Austagram 188 7 10 0 0 1 25 0
Itna 206 5 2 0 0 0 42 0
Kishoreganj
Nikli 237 6 2 0 0 0 58 0
Kuliarchar 154 22 0 0 0 3 16 1
Total/ Avg. 205 71 15 0 0 5 231 1
% 21.98 4.64 0.00 0.00 1.55 71.52 0.31
Total/ Avg. 174 716 33 28 0 21 300 1
% 65.15 3.00 2.55 0.00 1.91 27.30 0.09

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% Immediately Possible by Self Effort Possible by Friends and Relatives

Possible by Govt. Help Member/ Chairman/ MP
NGO Loan Taken
Others

100.0

96.7
100
79.3

72.0

71.5
80 66.7

65.2
60
31.4

27.3
40

22.0
15.3
14.0

12.0
20
4.9

4.6
3.3

3.0
2.6
2.0

1.9
1.6
1.5

0.7
0.3

0.3

0.1
0.0

0.0

0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0

0.0
0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

It was found from field level survey that, 716 (65.15%) HHs who lost crop told that, they restored their crop production
activities by themselves, while 28 (2.55%) HHs told that they rebuilt/repaired their restored their crop production
activities with the help from the Govt. On the other hand, 300 (27.30%) HHs told that they restored their crop
production activities with the help of taking loan from different sources. For more details, Table – 67.5 above may be
consulted.

Table –67.6: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Fish
District Upazila Culture/Fishi Immediately Possible by Possible Member/
Loan
ng No. of Possible by Friends and by Govt. Chairman NGO Others
Taken
Days Later Self Effort Relatives Help / MP
(Avg. days)
Dharampasha 2 0 0 1 0 0 0 0
Jamalganj 70 0 0 0 0 0 1 0
Derai 190 2 0 0 0 0 0 0
Sulla 200 3 0 0 0 0 0 0
Sunamganj
Tahirpur 17 15 0 0 0 0 0 0
Biswamvarpur 50 6 0 0 0 0 5 0
Total/ Avg. 88 26 0 1 0 0 6 0
% 78.79 0.00 3.03 0.00 0.00 18.18 0.00
Beani Bazar 60 0 0 0 0 0 4 0
Balaganj 109 3 10 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 56 3 10 0 0 0 4 0
% 17.65 58.82 0.00 0.00 0.00 23.53 0.00
Azmiriganj 120 2 0 0 0 0 0 0
Bahubal 66 16 0 0 0 0 0 0
Habiganj
Total/ Avg. 93 18 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 0 0 0 0 0 0 0 0
Moulvibazar Rajnagar 93 5 0 0 0 0 1 0
Total/ Avg. 47 5 0 0 0 0 1 0

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% 83.33 0.00 0.00 0.00 0.00 16.67 0.00

Atpara 135 5 0 2 0 0 0 0
Barhatta 59 22 0 1 0 0 4 0
Khaliajuri 153 1 0 1 0 0 0 0
Netrokona Mohanganj 30 1 0 0 0 0 0 0
Madan 54 3 0 2 0 0 0 0
Total/ Avg. 86 32 0 6 0 0 4 0
% 76.19 0.00 14.29 0.00 0.00 9.52 0.00
Mithamoin 126 4 0 0 0 0 1 0
Karimganj 132 1 1 0 0 0 19 0
Austagram 83 2 2 0 0 0 2 0
Itna 135 4 0 0 0 0 0 0
Kishoreganj
Nikli 240 0 0 0 0 0 1 0
Kuliarchar 69 4 0 0 0 0 12 0
Total/ Avg. 131 15 3 0 0 0 35 0
% 28.30 5.66 0.00 0.00 0.00 66.04 0.00
Total/ Avg. 85 99 13 7 0 0 50 0
% 58.58 7.69 4.14 0.00 0.00 29.59 0.00

It was found from field level survey that, 99 (58.58%) HHs who lost fish told that, they restored their fish culture
activities by themselves, while 07 (4.14%) HHs told that they restored their fish culture activities with the help from
the Govt. On the other hand, 50 (29.59%) HHs told that they restored their fish culture activities with the help of
taking loan from different sources. For more details, Table – 67.6 above may be consulted.

Table –67.7: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Water &
District Upazila Sanitation Immediately Possible by Possible Member/
Loan
Restoration No. Possible by Friends and by Govt. Chairman NGO Others
Taken
of Days Later Self Effort Relatives Help / MP
(Avg. days)
Dharampasha 30 1 0 4 0 0 10 0
Jamalganj 16 45 0 0 0 1 8 0
Derai 0 0 0 0 0 0 0 0
Sulla 17 1 0 0 0 0 2 0
Sunamganj 3 73 0 0 1 0 0 0
Tahirpur
Biswamvarpur 9 53 0 0 0 0 7 0
Total/ Avg. 12 173 0 4 1 1 27 0
% 83.98 0.00 1.94 0.49 0.49 13.11 0.00
Beani Bazar 23 8 3 0 0 0 0 0
Balaganj 54 42 5 0 0 0 0 0
Sylhet Biswanath 23 1 0 0 0 0 14 0
Total/ Avg. 33 51 8 0 0 0 14 0
% 69.86 10.96 0.00 0.00 0.00 19.18 0.00
Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 0 0 0 0 0 0 0 0
Habiganj 0 0 0 0 0 0 0 0
Total/ Avg.
% 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 0 0 0 0 0 0 0 0
Rajnagar 31 7 0 0 0 0 5 0
Moulvibazar
Total/ Avg. 16 7 0 0 0 0 5 0
% 58.33 0.00 0.00 0.00 0.00 41.67 0.00
Atpara 27 13 0 10 0 0 5 0
Netrokona 26 24 0 5 0 0 6 0
Barhatta

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Khaliajuri 20 6 1 20 0 0 19 0
Mohanganj 20 1 0 40 0 0 6 0
Madan 23 5 0 1 0 0 8 0
Total/ Avg. 23 49 1 76 0 0 44 0
% 28.82 0.59 44.71 0.00 0.00 25.88 0.00
Mithamoin 90 1 0 0 0 0 0 0
Karimganj 84 8 0 0 0 0 23 0
Austagram 0 0 0 0 0 0 0 0
Itna 0 0 0 0 0 0 0 0
Kishoreganj
Nikli 25 3 0 0 0 0 4 0
Kuliarchar 53 7 0 0 0 2 9 0
Total/ Avg. 42 19 0 0 0 2 36 0
% 33.33 0.00 0.00 0.00 3.51 63.16 0.00
Total/ Avg. 26 299 9 80 1 3 126 0
% 57.72 1.74 15.44 0.19 0.58 24.32 0.00

It was found from field level survey that, 299 (57.72%) HHs who lost their water and sanitation facilities told that, they
rebuilt/repaired their water and sanitation facilities by themselves, while 80 (15.44%) HHs told that they
rebuilt/repaired their water and sanitation facilities with the help from the Govt. On the other hand, 126 (24.32%) HHs
told that they rebuilt/repaired their water and sanitation facilities with the help of taking loan from different sources.
For more details, Table – 67.7 above may be consulted.

Table –67.8: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
District Upazila Recover from
Immediately Possible by Possible Member/
Disease No. of Loan
Possible by Friends and by Govt. Chairman NGO Others
Days Later Taken
Self Effort Relatives Help / MP
(Avg. days)
Dharampasha 17 4 0 0 0 0 1 0
Jamalganj 8 47 0 0 0 0 1 0
Derai 0 0 0 0 0 0 0 0
Sulla 0 0 0 0 0 0 0 0
Sunamganj
Tahirpur 4 2 0 0 0 0 0 0
Biswamvarpur 12 17 1 0 0 1 1 0
Total/ Avg. 7 70 1 0 0 1 3 0
% 93.33 1.33 0.00 0.00 1.33 4.00 0.00
Beani Bazar 60 2 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 20 2 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Azmiriganj 0 0 0 0 0 0 0 0
Bahubal 20 1 0 0 0 0 0 0
Habiganj
Total/ Avg. 10 1 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 0 0 0 0 0 0 0 0
Rajnagar 6 4 0 20 0 0 0 0
Moulvibazar
Total/ Avg. 3 4 0 20 0 0 0 0
% 16.67 0.00 83.33 0.00 0.00 0.00 0.00
Atpara 12 6 0 8 0 0 4 0
Barhatta 8 5 0 14 0 0 5 0
Netrokona 11 1 1 4 0 0 4 0
Khaliajuri
Mohanganj 9 0 0 5 0 0 0 0

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Madan 5 11 0 15 0 0 0 0
Total/ Avg. 9 23 1 46 0 0 13 0
% 27.71 1.20 55.42 0.00 0.00 15.66 0.00
Mithamoin 11 4 0 0 0 0 1 0
Karimganj 150 0 0 0 0 0 2 0
Austagram 0 0 0 0 0 0 0 0
Itna 0 0 0 0 0 0 0 0
Kishoreganj 0 0 0 0 0 0 0 0
Nikli
Kuliarchar 15 2 0 0 0 1 8 0
Total/ Avg. 29 6 0 0 0 1 11 0
% 33.33 0.00 0.00 0.00 5.56 61.11 0.00

Total/ Avg. 11 106 2 66 0 2 27 0

% 52.22 0.99 32.51 0.00 0.99 13.30 0.00

It was found from field level survey that, 106 (52.22%) HHs whose family members suffered from diseases told that,
they recovered from diseases by themselves, while 66 (32.51%) HHs told that they recovered from diseases with the
help from the Govt. On the other hand, 27 (13.30%) HHs told that they recovered from diseases with the help of
taking loan from different sources. For more details, Table – 67.8 above may be consulted.

Table –67.9: Post-Flood Impacts and Restoration in Pre-Flood Position (Contd.)

Post-Flood
Restoration in Pre-Flood Position (No.)
Impacts
Return
District Upazila Possible
Regular Immediately Possible Member/
by Friends Loan
Education No. Possible by by Govt. Chairman NGO Others
and Taken
of Days Later Self Effort Help / MP
Relatives
(Avg. days)
Dharampasha 37 14 0 26 0 0 0 0
Jamalganj 33 49 0 0 0 0 0 0
Derai 0 0 0 0 0 0 0 0
Sulla 30 1 0 0 0 0 0 0
Sunamganj 14 5 0 67 0 0 0 0
Tahirpur
Biswamvarpur 17 15 0 36 0 0 1 0
Total/ Avg. 22 84 0 103 0 0 1 0
% 48.28 0.00 59.20 0.00 0.00 0.57 0.00
Beani Bazar 30 0 1 0 0 0 0 0
Balaganj 0 0 0 0 0 0 0 0
Sylhet Biswanath 0 0 0 0 0 0 0 0
Total/ Avg. 10 0 1 0 0 0 0 0
% 0.00 100.00 0.00 0.00 0.00 0.00 0.00
Azmiriganj 25 48 0 0 0 0 0 0
Bahubal 27 40 0 0 0 0 0 0
Habiganj
Total/ Avg. 26 88 0 0 0 0 0 0
% 100.00 0.00 0.00 0.00 0.00 0.00 0.00
Kulaura 26 53 0 0 0 0 0 0
Rajnagar 39 10 0 48 0 1 0 0
Moulvibazar
Total/ Avg. 32 63 0 48 0 1 0 0
% 56.25 0.00 42.86 0.00 0.89 0.00 0.00
Atpara 37 6 0 30 0 0 2 0
Barhatta 36 8 0 37 0 0 0 1
Netrokona Khaliajuri 44 8 0 17 0 0 3 0
Mohanganj 46 1 1 30 0 0 0 0
Madan 37 9 0 37 0 0 0 0

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Total/ Avg. 40 32 1 151 0 0 5 1

% 16.84 0.53 79.47 0.00 0.00 2.63 0.53
Mithamoin 90 1 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0 0 0
Austagram 15 0 1 0 0 0 0 0
Itna 35 2 0 0 0 0 0 0
Kishoreganj
Nikli 0 0 0 0 0 0 0 0
Kuliarchar 45 3 0 0 0 0 1 0
Total/ Avg. 31 6 1 0 0 0 1 0
% 75.00 12.50 0.00 0.00 0.00 12.50 0.00
Total/ Avg. 31 273 3 328 0 1 7 1
% 44.54 0.49 53.51 0.00 0.16 1.14 0.16

It was found from field level survey that, 273 (44.54%) HHs whose children remained outside main education stream
due to flash flood told that, their children returned to main education stream by themselves, while 328 (53.51%) HHs
told that their children returned to main education stream with the help from the Govt. On the other hand, 07 (1.14%)
HHs told that their children returned to main education stream with the help of taking loan from different sources. For
more details, Table – 67.9 above may be consulted.

4.13 Relief and Assistance Received and Delivery Organizations

4.13.1 Relief and Assistance Received during Flash Flood Period

Table - 68: Relief and Assistance Received during Flash Flood Period

Post-Flood Impacts (No.) Post-Flood Impacts (No.)

District Upazila Whether Received State Relief &

Organizations Gave Relief & Assistance
Assistance from any Organization
Yes No Govt. NGO Others
Dharampasha 39 37 41 0 0
Jamalganj 35 40 35 0 3
Derai 68 6 65 0 0
Sulla 57 17 57 0 0
Sunamganj 38 37 31 0 0
Tahirpur
Biswamvarpur 13 62 18 0 0
Total 250 199 247 0 3
% 55.68 44.32 98.80 0.00 1.20
Beani Bazar 48 27 65 0 1
Balaganj 49 26 61 1 1
Sylhet Biswanath 29 46 29 0 0
Total 126 99 155 1 2
% 56.00 44.00 98.10 0.63 1.27
Azmiriganj 36 39 36 0 0
Bahubal 20 55 20 0 0
Habiganj
Total 56 94 56 0 0
% 37.33 62.67 100.00 0.00 0.00
Kulaura 10 65 10 0 0
Rajnagar 34 41 46 0 1
Moulvibazar
Total 44 106 56 0 1
% 29.33 70.67 98.25 0.00 1.75
Atpara 29 46 31 0 0
Barhatta 32 43 32 0 0
Netrokona
Khaliajuri 46 30 48 0 0
Mohanganj 59 16 58 1 0

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Madan 21 54 22 0 0
Total 187 189 191 1 0
% 49.73 50.27 99.48 0.52 0.00
Mithamoin 58 17 58 0 0
Karimganj 33 42 30 0 0
Austagram 34 41 30 5 0
Itna 49 26 44 6 0
Kishoreganj 39 36 36 2 0
Nikli
Kuliarchar 5 70 5 0 0
Total 218 232 203 13 0
% 48.44 51.56 93.98 6.02 0.00
Total 881 919 908 15 6
% 48.94 51.06 97.74 1.61 0.65

% Yes No
100

70.67
62.67

80
55.68

51.56

51.06
50.27
49.73

48.94
48.44
44.32

56

60
37.33
44

29.33

40

20

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

Out of 1,800 sample respondents, 881 (48.94%) respondents told that they received state relief from different
organizations, while 919 (51.06%) respondents told that, told that they did not receive state relief from any
organization. According to 97.74% respondents who received state relief, mentioned that these are/were mostly
Govt. Organizations which gave and still giving state relief to the flash flood affected HHs. For more details, Table –
68 above may be consulted.

4.13.2 Kind of Relief Assistance Given

Table - 69: Kind of Relief Assistance Given

Post-Flood Impacts (No.)

Kind of Relief & Assistance Given
District Upazila
House
Ready –made Food
Cash Tk. Cloth repairing Medicine Others
Food Items
materials
Dharampasha 39 2 1 0 0 0 0
Jamalganj 19 0 15 0 0 0 2
Derai 20 2 24 1 0 0 9
Sulla 54 0 3 0 0 0 0
Sunamganj
Tahirpur 3 25 0 0 0 1 0
Biswamvarpur 3 5 8 0 0 0 0
Total 138 34 51 1 0 1 11
% 58.47 14.41 21.61 0.42 0.00 0.42 4.66
Beani Bazar 25 1 40 0 0 0 0
Sylhet 6 2 54 0 1 0 1
Balaganj

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Biswanath 29 0 0 0 0 0 0
Total 60 3 94 0 1 0 1
% 37.74 1.89 59.12 0.00 0.63 0.00 0.63
Azmiriganj 15 22 0 0 0 0 0
Bahubal 18 1 0 0 0 0 0
Habiganj
Total 33 23 0 0 0 0 0
% 58.93 41.07 0.00 0.00 0.00 0.00 0.00
Kulaura 10 0 0 0 0 0 0
Rajnagar 32 0 10 0 0 0 0
Moulvibazar
Total 42 0 10 0 0 0 0
% 80.77 0.00 19.23 0.00 0.00 0.00 0.00
Atpara 25 0 4 0 0 0 1
Barhatta 32 0 0 0 0 0 0
Khaliajuri 41 2 3 0 0 0 1
Netrokona Mohanganj 59 0 0 0 0 0 0
Madan 20 0 1 0 0 0 0
Total 177 2 8 0 0 0 2
% 93.65 1.06 4.23 0.00 0.00 0.00 1.06
Mithamoin 25 1 30 1 0 0 1
Karimganj 2 3 0 0 0 0 16
Austagram 28 7 0 0 0 0 0
Itna 48 0 0 1 0 0 1
Kishoreganj
Nikli 0 0 0 0 0 0 0
Kuliarchar 1 0 3 0 0 0 0
Total 104 11 33 2 0 0 18
% 61.90 6.55 19.64 1.19 0.00 0.00 10.71
Total 554 73 196 3 1 1 32
% 64.42 8.49 22.79 0.35 0.12 0.12 3.72

% Cash Tk. Ready –made Food Food Items

Cloth House repairing materials Medicine
Others
93.7

100
80.8

90
80
64.4
61.9
59.1

58.9
58.5

70
60
41.1
37.7

50
40
22.8
21.6

19.6
19.2

30
14.4

10.7

20
8.5
6.6
4.7

4.2

3.7
1.9

1.2

10
1.1

1.1
0.6
0.6
0.4
0.4

0.4
0.1
0.1
0.0

0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0
0.0
0.0

0.0
0.0
0.0

0.0
0.0

0
Sunamganj Sylhet Habiganj Moulvibazar Netrokona Kishoreganj Overall

The kind of state relief, as told by the sample respondents comprised of cash money. Ready-made food, food items,
cloth, house repairing materials, medicine and other items. According to 554 (64.42%) sample respondents, it was
cash money, while according to 73 (8.49%) sample respondents, it was ready-made food. On the other hand,
according to 196 (22.79%) sample respondents, it was food item, according to 03 (0.35%) sample respondents, it
was cloths, according to 01 (0.12), it was house repairing materials and according to 32 (3.73%), it was other item
(not specified). For more details, Table – 69 above may be consulted.

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4.13.3 Sufficiency of Relief and Assistance Received during Flash Flood Period and other Relevant Matters

Table - 70: Sufficiency of Relief and Assistance Received during Flash Flood Period and other Relevant
Matters

Post-Flood Impacts Post-Flood Impacts Post-Flood Post-Flood Post-Flood Impacts

(No.) (No.) Impacts (No.) Impacts (No.) (No.)
If not sufficient, what Average No. of Whether all
Whether Relief & Whether still
District Upazila percentage of Days Received Categories of People
Assistance were Continuing Relief
requirement was met? Relief & Received/receiving
sufficient & Assistance
(Average % met) Assistance Relief
Yes No Yes No Yes No
Dharampasha 12 30 42 193 57 19 0 76
Jamalganj 12 63 12 140 30 45 8 67
Derai 58 13 30 210 72 2 70 4
Sulla 42 18 39 168 71 3 51 23
Sunamganj
Tahirpur 30 41 54 59 2 73 39 36
Biswamvarpur 2 43 9 49 9 66 19 56
Total/Avg. 156 208 31 137 241 208 187 262
% 42.86 57.14 53.67 46.33 41.65 58.35
Beani Bazar 10 63 26 22 27 48 51 24
Balaganj 2 66 16 88 6 69 38 37
Sylhet Biswanath 0 29 43 3 18 57 32 43
Total/Avg. 12 158 28 38 51 174 121 104
% 7.06 92.94 22.67 77.33 53.78 46.22
Azmiriganj 1 35 23 147 74 1 3 72
Bahubal 1 18 26 162 65 10 23 52
Habiganj
Total/Avg. 2 53 25 154 139 11 26 124
% 3.64 96.36 92.67 7.33 17.33 82.67
Kulaura 0 10 20 213 75 0 14 61
Rajnagar 12 32 60 162 20 55 3 72
Moulvibazar
Total/Avg. 12 42 40 188 95 55 17 133
% 22.22 77.78 63.33 36.67 11.33 88.67
Atpara 19 20 41 202 33 42 7 68
Barhatta 14 24 41 196 45 30 13 62
Khaliajuri 10 37 52 188 55 21 22 54
Netrokona Mohanganj 14 45 49 190 75 0 4 71
Madan 18 13 54 206 60 15 2 73
Total/Avg. 75 139 47 196 268 108 48 328
% 35.05 64.95 71.28 28.72 12.77 87.23
Mithamoin 4 54 32 89 69 6 52 23
Karimganj 7 32 38 153 25 50 44 31
Austagram 16 19 28 178 31 44 34 41
Itna 1 50 26 180 50 25 32 43
Kishoreganj
Nikli 2 36 36 180 34 41 2 73
Kuliarchar 4 23 1 95 2 73 67 8
Total/Avg. 34 214 27 146 211 239 231 219
% 13.71 86.29 46.89 53.11 51.33 48.67
Total/Avg. 291 814 32 133 1005 795 630 1170
% 26.33 73.67 55.83 44.17 35.00 65.00
According to 291 (26.33%) sample respondent who received state relief, termed it to be sufficient, while according to 814
(73.67%) sample respondents, the quantum of state relief was/is not sufficient. Those who told it to be insufficient, opined that
the quantum met/meets 32% of the need of individual household. According to the sample respondents who received/receiving
state relief told that they received/receiving state relief for an average of 133 days. According to 55.83% relief recipients, told that
they are still getting the state relief. According to 35.00% respondents, all categories of people received/receiving state relief. For
more details, Table – 70 above may be consulted.

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4.13.4 Categories of People Received/Receiving Relief and Assistance and Knowledge about Crop Insurance Matter
Table - 71: Categories of People Received/Receiving Relief and Assistance and Knowledge about Crop Insurance Matter
Post-Flood Impacts (No.) Post-Flood Impacts (No.)
Which Categories of People Whether Know about crop
District Upazila
Received/receiving maximum/more Relief Insurance
Land Owner Lease Farmer Yes No
Dharampasha 7 69 2 74
Jamalganj 37 38 19 56
Derai 0 74 3 71
Sunamganj Sulla 1 73 18 56
Tahirpur 1 74 69 6
Biswamvarpur 13 62 36 39
Total 59 390 147 302
% 13.14 86.86 32.74 67.26
Beani Bazar 10 65 0 75
Balaganj 8 67 1 74
Sylhet Biswanath 40 35 0 75
Total 58 167 1 224
% 25.78 74.22 0.44 99.56
Azmiriganj 71 4 0 75
Bahubal 67 8 0 75
Habiganj
Total 138 12 0 150
% 92.00 8.00 0.00 100.00
Kulaura 63 12 1 74
Rajnagar 61 14 0 75
Moulvibazar
Total 124 26 1 149
% 82.67 17.33 0.67 99.33
Atpara 9 66 6 69
Barhatta 5 70 14 61
Khaliajuri 32 44 1 75
Netrokona Mohanganj 33 42 0 75
Madan 57 18 2 73
Total 136 240 23 353
% 36.17 63.83 6.12 93.88
Mithamoin 67 8 12 63
Karimganj 16 59 0 75
Austagram 71 4 1 74
Itna 19 56 0 75
Kishoreganj
Nikli 13 62 0 75
Kuliarchar 1 74 0 75
Total 187 263 13 437
% 41.56 58.44 2.89 97.11
Total 702 1098 185 1615
% 39.00 61.00 10.28 89.72

% Land Owner Lease Farmer

92.0
86.9

82.7
74.2

100
63.8

61.0
58.4

80
41.6

39.0
36.2

60
25.8

17.3
13.1

40
8.0

20
0

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Out of 1,800 sample HHs, according to 702 (39.00%) HHs, the land owners received maximum state relief compared
to others, while according to 1,098 (61.00%) HHs, the lease farmers received maximum state relief. On the other
hand, according to 185 %10.28%) HHs, they know about the information of crop insurance. For more details, Table –
71 above may be consulted.

4.15 Views Regarding Reasons of Flash Flood and Suggestions for Eliminating or at least Minimizing Flash
Flood Frequency and Gravity of Damage caused due to Flash Flood

4.15.1 Views Regarding Reasons of Flash Flood in the Area

As viewed by sample HH respondents, the reasons for causing and aggravating flash flood impact on areas,
economy and all sorts of physical infrastructures of 06 Districts were very many, out of which heavy flow of water
much above normal level, particularly due to siltation of rivers and other water reservoirs, unplanned housing
development, embankment, dyke and protection wall, including river bank erosion, state of miserable condition of
houses of vulnerable people etc. were main.

4.15.2 Suggestions for Eliminating or at least Minimizing Flash Flood Frequency and Gravity of Damage
caused due to Flash Flood in the Area

01. The flash flood affected all tapes of structure, particularly embankments, dykes, protection walls etc. should
be immediately repaired/reconstructed (as the case may be), and in case of need, additional embankments,
dykes, protection walls should be immediately constructed/built to ensure sufficient protection of the
probable affected areas of the Districts;
02. The flash flood affected roads, bridges and culverts should be immediately repaired/reconstructed (as the
case may be), and in case of need, additional roads should be immediately constructed/built to ensure
smooth movement in the probable affected areas of the Districts, even during future flash floods;
03. Most of the rivers and other water reservoirs have already been silted, which mainly causes situational
aggravation during flash flood occurrence, and as such, these rivers and water bodied need to be
immediately dredged;
04. The river banks of many rivers either have been eroded or are below high water level, and as such, the
banks of these rivers should be immediately re-built/raised above any flood level; and
05. Unplanned housing also pose problem in minimizing the capacity of holding flash flood water, which should
be immediately stopped.
4.16 Other Views and Suggestions

4.16.1Views and Suggestions regarding Timeliness of Arrival and Distribution of Relief and Assistances

As viewed by sample HH respondents, it is very important that, whatever quantum of relief is available, that
should reach flash flood affected people in time, and accordingly, should be distributed among them, also in
time. Other-wise, the very objective of supplying relief items is largely defeated. As such, the question of
timely availability and distribution of relief items are important.

4.16.2 Views and regarding Sufficiency of Relief and Assistance Compared to Actual Need

As viewed by sample HH respondents, it is also very important that, the quantum of relief available or to be
made available should be sufficient compared to the need of the flash flood affected persons of specific

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localities. As such, all out efforts to be made by the Government and other support organizations to arrange
sufficient quantum of relief items. Other-wise, the very objective of supplying relief items is largely defeated.
As such, the question of sufficiency of the quantum of relief is important.

4.16.3 Views and Suggestions regarding Criteria Adopted in Selecting Households for Relief and Assistance

It was often found by the sample HH respondents that, before distribution of relief goods, no priority list of
the genuine flash flood victims was prepared. In most of the cases, these were distributed among those
who asked for relief support. In some of the cases, the distribution was influenced by the vested groups of
the concerned locations, resulting which; the most affected households were, by and large, deprived. This
is not fair. As such, all out efforts to be made to quickly prepare the list of flash flood victims on priority
basis, and on that basis, depending on the availability of the quantum of relief goods, distribution should be
ascertained. Of course, before finalizing the priority list, some quantum of relief goods could be distribute
on genuine need.

4.16.4 Views and Suggestions regarding Receipt of Relief and Assistance by Eligible Households

As viewed by sample HH respondents, mostly because of non-availability of priority list, some most eligible
households were deprived of getting relief goods according to their genuineness. As such, all out efforts
should be made to immediately prepare the list of genuine flash flood victims beforehand, and act
accordingly.

4.16.5 Views and Suggestions regarding Distribution Process of Relief and Assistances provided to the
Households

As viewed by sample HH respondents, the distribution process of relief goods among flash flood affected
victims was arbitrary. In some cases, the process co-opted concerned Govt. Officials in the team, and in
some other instances, the process did not co-opt Government Officials in a formal way. This resulted in
creation of irregularities in relief distribution among genuine victims. As such, upon occurring flash flood,
uniform committee should be formed in every locality, which will deal with listing and distribution of relief
goods. The Committee should include one Government Official, concerned Union Parishad Member and
one respectable person of the concerned locality.

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Section – 05: Microscopic Analysis of Survey Findings Derived from other

Stakeholders, including Key Informants
5.1 Introduction

Apart from sample households, other stakeholders were also discussed on aspects relevant to flash flood and
consequent effects and impacts, including their views and suggestions on how to minimize flash flood impacts in the
future to come. The other stakeholders were Upazila-level Government and other concerned office personnel,
relevant social key informants and the like. They were discussed on relevant issues through organizing committed
Workshops and FGDs at the Upazila level.

5.2 Views and Suggestions of other Stakeholders and the Key Informants (who remained present in the
Workshops and FGDs)

5.2.1 Views Regarding Reasons of Flash Flood and Suggestions for Eliminating or at least Minimizing Flash
Flood Frequency and Gravity of Damage caused due to Flash Flood

As viewed by the key informants, the reasons for causing and aggravating flash flood impact on areas, economy and
all sorts of physical infrastructures of 06 Districts were heavy flow of water much above normal level, particularly due
to siltation of rivers and other water reservoirs, unplanned housing development, embankment, dyke and protection
wall, including river bank erosion, state of miserable condition of houses of vulnerable people etc.
5.2.2 Suggestions for Eliminating or at least Minimizing Flash Flood Frequency and Gravity of Damage
caused due to Flash Flood in the Area

01. The flash flood affected embankments, dykes, protection walls etc. should be immediately
repaired/reconstructed (as the case may be), and in case of need, additional embankments, dykes,
protection walls should be immediately constructed/built to ensure sufficient protection of the probable
affected areas of the Districts;
02. The flash flood affected roads, bridges and culverts should be immediately repaired/reconstructed (as the
case may be), and in case of need, additional roads should be immediately constructed/built to ensure
smooth movement in the probable affected areas of the Districts, even during future flash floods;
03. Most of the rivers and other water reservoirs have already been silted, which mainly causes situational
aggravation during flash flood occurrence, and as such, these rivers and water bodied need to be
immediately dredged;
04. The river banks of many rivers either have been eroded or are below high water level, and as such, the
banks of these rivers should be immediately re-built/raised above any flood level; and
05. Unplanned housing also pose problem in minimizing the capacity of holding flash flood water, which should
be immediately stopped.

5.3 Other Views and Suggestions of the other Stakeholders and Key Informants
5.3.1 Views and Suggestions regarding Timeliness of Arrival and Distribution of Relief and Assistances
As viewed by the key informants, it is very important that, whatever quantum of relief is available, that should reach
flash flood affected people in time, and accordingly, should be distributed among them, also in time. Other-wise, the
very objective of supplying relief items is largely defeated. As such, the question of timely availability and distribution
of relief items are important.

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5.3.2 Views and Suggestions regarding Sufficiency of Relief and Assistance Compared to Actual Need

As viewed by the key informants, it is also very important that, the quantum of relief available or to be made available
should be sufficient compared to the need of the flash flood affected persons of specific localities. As such, all out
efforts to be made by the Government and other support organizations to arrange sufficient quantum of relief items.
Other-wise, the very objective of supplying relief items is largely defeated. As such, the question of sufficiency of the
quantum of relief is important.

5.3.3 Views and Suggestions Criteria Adopted in Selecting Households for Relief and Assistance

As viewed by the key informants, it was often found that, before distribution of relief goods, no priority list of the
genuine flash flood victims was prepared. In most of the cases, these were distributed among those who asked for
relief support. In some of the cases, the distribution was influenced by the vested groups of the concerned locations,
resulting which; the most affected households were, by and large, deprived. This is not fair. As such, all out efforts to
be made to quickly prepare the list of flash flood victims on priority basis, and on that basis, depending on the
availability of the quantum of relief goods, distribution should be ascertained. Of course, before finalizing the priority
list, some quantum of relief goods could be distribute on genuine need.

5.3.4 Views and Suggestions regarding Receipt of Relief and Assistance by Eligible Households

As viewed by the key informants, mostly because of non-availability of priority list, some most eligible households
were deprived of getting relief goods according to their genuineness. As such, all out efforts should be made to
immediately prepare the list of genuine flash flood victims beforehand, and act accordingly.

5.3.5 Views and Suggestions regarding Distribution Process of Relief and Assistances provided to the
Households

As viewed by the key informants, the distribution process of relief goods among flash flood affected victims was
arbitrary. In some cases, the process co-opted concerned Govt. Officials in the team, and in some other instances,
the process did not co-opt Government Officials in a formal way. This resulted in creation of irregularities in relief
distribution among genuine victims. As such, upon occurring flash flood, uniform committee should be formed in
every locality, which will deal with listing and distribution of relief goods. The Committee should include one
Government Official, concerned Union Parishad Member and one respectable person of the concerned locality.

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Section – 06: Summary of Major Findings Derived from Census and Field Survey

6.1 Population of the 06 Districts

The total population of 06 Districts is 1,72,60,579 and the number of HHS is 31,38,276. Sylhet District holds the
highest population, while Moulvibazar holds the lowest population.

6.2 Damage/Loss in 06 Districts due to Flash Flood

So far as extent of loss of living houses is concerned, highest damage was incurred by Kishorganj District (BDT
486.54.00 crore) and the lowest damage was incurred by Habiganj District (BDT 41.78 crore). Total loss incurred was
to the tune of BDT 1,229.24 crore.

So far as extent of loss of kitchen houses is concerned, highest damage was incurred by Kishorganj District (BDT
135.01 crore) and the lowest damage was incurred by Habiganj District (BDT 15.11 crore). Total loss incurred was to
the tune of BDT 380.25 crore.

So far as extent of loss of cattle houses is concerned, highest damage was incurred by Kishorganj District (BDT
70.76 crore) and the lowest damage was incurred by Moulvibazar District (BDT 11.25 crore). Total loss incurred was
to the tune of BDT 190.48 crore.

So far as extent of loss of toilet is concerned, highest damage was incurred by Netrokona District (BDT 87.45 crore)
and the lowest damage was incurred by Moulvibazar District (BDT 26.30 crore). Total loss incurred was to the tune of
BDT 249.00 crore.

So far as extent of loss of tube wells is concerned, highest damage was incurred by Netrokona District (BDT
32.96.00 crore) and the lowest damage was incurred by Habiganj District (BDT 0 crore). Total loss incurred was to
the tune of BDT 44.56 crore.

So far as extent of loss of electric line is concerned, highest damage was incurred by Kishorganj District (BDT 3.27
crore) and the lowest damage was incurred by Sylhet, Moulvibazr and Habiganj Districts (BDT 0 crore). Total loss
incurred was to the tune of BDT 5.41 crore.

So far as extent of loss of home-used items is concerned, highest damage was incurred by Sunamganj District (BDT
36.05 crore) and the lowest damage was incurred by Habiganj District (BDT 0 crore). Total loss incurred was to the
tune of BDT 66.44 crore.

So far as extent of loss of business is concerned, highest damage was incurred by Kishorganj District (BDT 205.96
crore) and the lowest damage was incurred by Sylhet District (BDT 0 crore). Total loss incurred was to the tune of
BDT 712.88 crore.

So far as extent of loss of crop is concerned, highest damage was incurred by Kishorganj District (BDT 5,417.83
crore) and the lowest damage was incurred by Netrokona District (BDT 1,557.40 crore). Total loss incurred was to
the tune of BDT 18,777.21 crore.
So far as extent of loss of fish is concerned, highest damage was incurred by Sylhet District (BDT 1,033.68 crore)
and the lowest damage was incurred by Netrokona District (BDT 55.31 crore). Total loss incurred was to the tune of
BDT 2,891.40 crore.
So far as extent of loss of cattle is concerned, highest damage was incurred by Netrokona District (BDT 306.83.00
crore) and the lowest damage was incurred by Habiganj District (BDT 0 crore). Total loss incurred was to the tune of
BDT 858.88 crore.

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So far as extent of loss of poultry birds is concerned, highest damage was incurred by Netrokona District (BDT 85.50
crore) and the lowest damage was incurred by Habiganj District (BDT 0 crore). Total loss incurred was to the tune of
BDT 186.81 crore.

So far as extent of loss of trees is concerned, highest damage was incurred by Kishorganj District (BDT 310.55 crore)
and the lowest damage was incurred by Habiganj District (BDT 15.08 crore). Total loss incurred was to the tune of
BDT 1,144.52 crore.

During flash flood, 3,487 people died and 15,79,599 people were injured.

6.3 Relief and other Supplies and Services Provided by Government & Non-Government Organizations
during and after Flash Flood in 06 Districts

About 48% of the people told that, they received relief of some kind or other. About 97% who received relief told that
they received the same from the Government sources and only 1.61% of the people told that they received relief from
other organizations. About 64.42% of the people who received relief told that they received the same in cash, while
22.79% told that they received relief in terms of food item. Some people told that, they received relief in terms of
ready-made food, cloth, house repairing materials and medicine.

6.4 Supplies and Support Services/Assistances Needed to Restore People of 06 Districts in to Normal Life
and Income

According to 26.33% of the people, relief quantum was sufficient, while according to 83.67% of the people, relief
quantum was not sufficient. According to them, relief quantum met about 32% of their total demand. They asked for
sufficient quantum of relief from the Government. According to 55.83% of the people who received relief from the
Government told that, till field visit time, they were receiving relief from the Government.

6.5 Reasons for Causing and Aggravation of Flash Flood in 06 Districts, as Viewed by different Stakeholders

The reasons for causing and aggravating flash flood impact on areas, economy and all sorts of physical
infrastructures of 06 Districts were heavy flow of water much above normal level, particularly due to siltation of rivers
and other water reservoirs, unplanned housing development, embankment, dyke and protection wall, including river
bank erosion, state of miserable condition of houses of vulnerable people etc.

6.6 Suggestions of Different Stakeholders for Eliminating or at least mitigating Flash Flood and its
Aggravation

01. The flash flood affected embankments, dykes, protection walls etc. should be immediately
repaired/reconstructed (as the case may be), and in case of need, additional embankments, dykes,
protection walls should be immediately constructed/built to ensure sufficient protection of the probable
affected areas of the Districts;
02. The flash flood affected roads should be immediately repaired/reconstructed (as the case may be), and in
case of need, additional roads should be immediately constructed/built to ensure smooth movement in the
probable affected areas of the Districts, even during future flash floods;
03. Most of the rivers and other water reservoirs have already been silted, which mainly causes situational
aggravation during flash flood occurrence, and as such, these rivers and water bodied need to be
immediately dredged;
04. The river banks of many rivers either have been eroded or are below high water level, and as such, the
banks of these rivers should be immediately re-built/raised above any flood level; and
05. Unplanned housing also pose problem in minimizing the capacity of holding flash flood water, which should
be immediately stopped.

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6.6.1 Suggestions of the Sample Household Respondents regarding Better Relief Support
The sample HHs put forward some suggestions for bringing improvement in the relief support to the people
vulnerable to flash flood. The following are the list of suggestions according to priority assignment:
01. Give relief according to vulnerability status due to flash flood;
02. Make Committee at each affected Village for vulnerable people identification and relief receipt and
distribution purposes;
03. Determine needed relief quantum and arrangement accordingly in time;
04. Keep relief operation, free from all sorts of politics;
05. Involve local honest and dedicated people in the vulnerable people selection and relief distribution work;
06. Build necessary Flood Protection Dams as and where needed;
07. Govt. to come forward quite immediately after the flash flood with sufficient relief money/goods;
08. Prefer paying cash to the vulnerable people to meet their respective needs according to their own choice;
09. Construct Flood Protection Centers for the flash flood victims in right number quite immediately;
10. The process should start by identifying the worst hit HHs by flash flood, and accordingly preparing priority
list of the affected HHs, and then only reaching the relief money/goods as per availability of the same;
11. Corruption in vulnerable HH identification and relief distribution must be scaled down to reasonable
minimum limit (by any means);
12. Much emphasis to be given on the supply of necessary medicine and first aid materials, including cash
money among the flash flood vulnerable HHs on top priority basis;
13. Form stand-by special team for each Union with apex body at the district level by the Govt. For relief
operation purpose; and
14. Ensure quality of relief goods by the Govt.
6.6.2 Suggestions of other stakeholders regarding Better Relief Support
Other stakeholders viz. Govt. Officials and key informants of 06 Districts also, more or less, hold the same view, as
mentioned above.
6.6.3 Suggestions of the Sample Household Respondents regarding Protection from Flash Flood

Apart from above suggestions, the sample HH respondents also put forward the following suggestions for future
protection from flash flood:

01. The flash flood affected embankments, dykes, protection walls etc. should be immediately
repaired/reconstructed (as the case may be), and in case of need, additional embankments, dykes,
protection walls should be immediately constructed/built to ensure sufficient protection of the probable
affected areas of the Districts;
02. The flash flood affected roads should be immediately repaired/reconstructed (as the case may be), and in
case of need, additional roads should be immediately constructed/built to ensure smooth movement in the
probable affected areas of the Districts, even during future flash floods;
03. Most of the rivers and other water reservoirs have already been silted, which mainly causes situational
aggravation during flash flood occurrence, and as such, these rivers and water bodied need to be
immediately dredged;
04. The river banks of many rivers either have been eroded or are below high water level, and as such, the
banks of these rivers should be immediately re-built/raised above any flood level; and
05. Unplanned housing also pose problem in minimizing the capacity of holding flash flood water, which should
be immediately stopped.

6.6.4 Suggestions of other Stakeholders Protection from Flash Flood

Other stakeholders viz. Govt. Officials and key informants of 06 Districts also, more or less, hold the same view, as
mentioned above.

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Section – 07: Conclusion and Recommendation

7.1 Conclusion

The flash flood that recently occurred in 06 Districts is unprecedented, which caused insurmountable devastation of
both lives and properties in these 06 Districts. The worst hit District is Kishorganj. All people of the Districts, more or
less suffered from this flash flood. But, most hard affected people, particularly because of poor economic status and
standing, the landless and marginal farm families and a portion of small farmer families or in other words, almost all
households belonging to monthly income ranging from BDT 0 to BDT 5,000.00 and a significant portion of
households with monthly income ranging from BDT 5,001 to BDT 15,000.00 were hard hit by flash flood.

In view of the above situation, large-scale relief and other supplies and services reached the vulnerable people from
different quarters. These quarters included MDMR and other local government bodies and some non-government
organizations, including local public representatives. But, according to first-hand assessment and views of different
stakeholders, the quantum of relief and supplies and services was not sufficient compared to actual need. Moreover,
they said relief and other supplies and services were not always and in all places of disaster occurred timely.

Different stakeholders stationed in the places of flood occurrence hold the view that, it is not only flash flood that
made all devastations, it is also lack of necessary quality of different embankments, dykes, protection walls, inter-
alias lack of their proper and timely maintenance which aggravated the situation.

7.2 Recommendation

In the backdrop of the above (mentioned in the main body of the report) scene and scenario, inter-alias, taking in to
consideration views and suggestions of different stakeholders, the following recommendations have been suggested
for a safe and sustainable way forward from the devastations due to flash flood that occurred recently in 06 Districts.

01. The non-recipients and less (than adequate) recipients of necessary relief and other necessary support and
services in 06 Districts should be immediately located, and accordingly should be immediately assisted with
necessary relief and other assistances up to a safe time margin when flash flood affected people of 06 Districts
can stand on their own feet for their restoration in to normal life. For that reason, provision for further necessary
fund should be immediately arranged and distributed among the flash flood victims on priority basis;
02. All embankments, dykes, barrages and protection walls located in 06 Districts should be immediately visited
and intensively surveyed to factually identify the actual extent of damage on them, actual reasons of damage,
including estimated budget to qualitatively repair those damages well before coming back another flash flood in
these Districts;
03. Apart from above damaged embankments, dykes, barrages and protection walls, the said survey team should
identify the sizes and locations of additional embankments, dykes, barrages and protection walls that is needed
to well protect the flood victim areas in future to come;
04. Side by side with above, necessary repair and maintenance fund should be immediately provisioned for
necessary repair and maintenance of all embankments, dykes, barrages and protection walls located in these
06 Districts.
05. The other problems lie with unplanned and improper construction of roads here and there and siltation of rivers,
canals and Government water bodies due to lack of necessary dredging from time to time, which aggravate
overflow of flash flood. As such, these silted rives, canals and water bodies should be immediately identified
and surveyed to measure extent of siltation and length of the rivers, canals and water bodies already silted.
Upon that, these silted rivers, canals and water bodies should be dredged in dry season without making any
compromise with the parts to be dredged and necessary money. This will substantially increase capacity to take
and retain sufficient flash flood water during disaster time;

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06. Moreover, the banks of some rivers and canals flowing through these 06 Districts, including some water bodies
need to be identified and further raised to a reasonable height to stop overflow of flash flood water;
07. Inter-alias, the people living in these 06 Districts should be immediately motivated to raise their individual
homesteads and plinth of the houses up to a safe height so that, water due to flash flood do rarely enter in to
their homesteads. Side by side with this, the banks of individual ponds should also be raised to a sizeable
extent so that these ponds are not over-flooded with flash flood water;
08. Side by side with above, all lands and water bodies, including part of Haors illegally occupied by miscreants
should be immediately captured/taken back by the Government, and bring these lands in to original position so
that these may also contribute to lessening flash flood devastation; and
09. A Coordination Cell should be immediately established under MDMR to maintain effective coordination and
liaison among the concerned Ministries and Departments dealing with flood control,
embankment/barrage/protection wall construction in these 06 Districts. This will improve quality, durability and
timely compliance status of the concerned structures.

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Annexure – 01: The following 05 Tables showing number of households of the sample Upazilas (which includes sample
Unions and Villages: total assessment/census) who suffered different extent of loss/damage of living houses, kitchen
houses, cattle houses, toilets and tube wells/pipe lines due to flash flood

Table – 01: Living Houses Damaged/Washed Away/Lost due to Flash Flood:

Estimated No. of Living Houses Damaged/Lost & in Tk under the Upazila Total Value of
Name of Damaged
District Totally Largely Partially Living Houses
Upazilas No Damaged Others
Damaged Damaged Damaged in Tk
Dharampasha 270 2775 4020 0 0 33241000
Jamalganj 16 810 0 0 0 8260000
Derai 52 0 150 0 0 0
Sunamganj Sulla 0 0 62 0 0 800000
Tahirpur 630 595 685 590 0 4080000
Biswamvarpur 85 105 155 0 0 5916000
Total 1053 4285 5072 590 0 52297000
Beani Bazar 0 0 110 0 4215000
Balaganj 859 0 1166 0 0 0
Sylhet
Biswanath 0 0 0 0 0 0
Total 859 0 1276 0 0 4215000
Azmiriganj 0 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 142 477 0 0 16640000
Moulvibazar Rajnagar 0 0 6792 0 0 0
Total 0 142 7269 0 0 16640000
Atpara 126 0 102 0 0 2950000
Barhatta 36 512 427 0 0 6891000
Khaliajuri 394 345 555 4950 0 12940000
Netrokona
Mohanganj 25 83 1089 0 0 35370000
Madan 226 476 613 0 0 10961500
Total 807 1416 2786 4950 0 69112500
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 114 0 0 0
Austagram 0 0 0 0 0 0
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 0 33 0 0 0
Kuliarchar 0 0 0 0 0 0
Total 0 0 147 0 0 0
Total 2719 5843 16550 5540 0 142264500

Table – 02: Kitchen Houses Damaged/Washed Away/Lost due to Flash Flood:

Estimated No. of Kitchen Houses Damaged/Lost & in Tk under the Upazila Total Value of
Name of Damaged
District Totally Largely Partially No Kitchen
Upazilas Others
Damaged Damaged Damaged Damaged Houses in Tk
Dharampasha 875 2950 3900 0 0 16895000
Jamalganj 35 173 197 0 0 6530000
Derai 0 0 0 0 0 0
Sunamganj Sulla 0 0 75 0 0 750000
Tahirpur 6850 7000 5750 15900 0 1020000
Biswamvarpur 200 140 176 0 0 1394000
Total 7960 10263 10098 15900 0 26589000
Beani Bazar 0 0 0 0 0 0
Sylhet Balaganj 0 0 0 0 0 0
Biswanath 0 0 0 0 0 0

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Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Moulvibazar Rajnagar 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 1920 1950 3200 0 0 14200000
Barhatta 112 1080 1250 0 0 7743000
Khaliajuri 165 210 554 4240 0 3716000
Netrokona
Mohanganj 620 169 0 0 0 866000
Madan 183 669 1193 0 0 7388000
Total 3000 4078 6197 4240 0 33913000
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 41 0 0 0
Austagram 0 0 0 0 0 0
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 0 80 0 0 0
Kuliarchar 0 0 0 0 0 0
Total 0 0 121 0 0 0
Total 10960 14341 16416 20140 0 60502000

Table – 03: Cattle Houses Damaged/Washed Away/Lost due to Flash Flood:

Estimated No. of Cattle Houses Damaged/Lost & in Tk under the Upazila Total Value of
Name of Damaged
District Totally Largely Partially Cattle Houses
Upazilas No Damaged Others
Damaged Damaged Damaged in Tk
Dharampasha 440 2550 4070 0 0 38085000
Jamalganj 53 90 230 0 0 1535000
Derai 0 0 0 0 0 0
Sunamganj Sulla 0 0 195 0 0 1900000
Tahirpur 9400 4970 3410 28000 0 650000
Biswamvarpur 71 99 131 0 0 2920000
Total 9964 7709 8036 28000 0 45090000
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Sylhet
Biswanath 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 0 0 0 0 0
Moulvibazar Rajnagar 0 0 0 0 0 0
Total 0 0 0 0 0 0
Atpara 0 99 0 0 0 990000
Barhatta 55 602 752 0 0 6531000
Khaliajuri 148 250 520 13480 0 8955000
Netrokona
Mohanganj 0 112 530 0 0 2274000
Madan 115 444 638 0 0 5536000
Total 318 1507 2440 13480 0 24286000
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 104 0 0 0
Austagram 0 0 0 0 0 0
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 61 262 0 0 0
Kuliarchar 0 0 0 0 0 0
Total 0 61 366 0 0 0
Total 10282 9277 10842 41480 0 69376000

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Table – 04: Toilets Damaged/Washed Away/Lost due to Flash Flood:

Estimated No. of Toilets Damaged/Lost & in Tk under the Upazila Total Value of
Name of Damaged
District Totally Largely Partially No
Upazilas Others Toilets in Tk
Damaged Damaged Damaged Damaged
Dharampasha 9000 6200 5950 0 0 0
Jamalganj 127 626 580 2532 0 1415000
Derai 0 0 0 0 0
Sunamganj Sulla 0 0 160 0 0 800000
Tahirpur 1360 1575 1660 1715 0 1000000
Biswamvarpur 160 800 1300 3250 0 1225000
Total 10647 9201 9650 7497 0 4440000
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Sylhet
Biswanath 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Habiganj Bahubal 0 0 0 0 0 0
Total 0 0 0 0 0 0
Kulaura 0 53 232 0 0 1910000
Moulvibazar Rajnagar 0 0 8500 0 0 0
Total 0 53 8732 0 0 1910000
Atpara 815 1340 3310 0 0 5850000
Barhatta 454 1285 1501 0 0 2522900
Khaliajuri 460 810 1020 0 0 1500000
Netrokona
Mohanganj 57 2620 2099 0 0 8918000
Madan 1320 975 1121 0 0 2500800
Total 3106 7030 9051 0 0 21291700
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0
Austagram 667 1207 7340 0 0 4148500
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 20 14 120 0 270000
Kuliarchar 0 0 5 0 0 27000
Total 667 1227 7359 120 0 4445500
Total 14420 17511 34792 7617 0 32087200

Table – 05: Tube Wells/Pipe Line Damaged/Washed Away/Lost due to Flash Flood:

Estimated No. of Tube Wells/ Pipe Line Damaged/ Lost in Tk under the Total Value of
Name of Upazila Damaged Tube
District Wells/Pipe line
Upazilas Totally Largely Partially No
Others in Tk
Damaged Damaged Damaged Damaged
Dharampasha 77 0 20 0 0 50000
Jamalganj 0 5 7 3820 0 24000
Derai 0 0 0 0 0 0
Sunamganj Sulla 0 0 50 0 0 250000
Tahirpur 10 109 91 3200 0 355000
Biswamvarpur 0 62 185 2150 0 252000
Total 87 176 353 9170 0 931000
Beani Bazar 0 0 0 0 0 0
Balaganj 0 0 0 0 0 0
Sylhet
Biswanath 0 0 0 0 0 0
Total 0 0 0 0 0 0
Azmiriganj 0 0 0 0 0 0
Habiganj
Bahubal 0 0 0 0 0 0

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Total 0 0 0 0 0 0
Kulaura 0 14 38 0 0 820000
Moulvibazar Rajnagar 0 0 1550 0 0 0
Total 0 14 1588 0 0 820000
Atpara 0 1 44 0 0 150000
Barhatta 0 21 22 0 0 86000
Khaliajuri 3 10 11 0 0 93000
Netrokona
Mohanganj 0 35 245 0 0 435000
Madan 0 15 17 0 0 360000
Total 3 82 339 0 0 1124000
Mithamoin 0 0 0 0 0 0
Karimganj 0 0 0 0 0 0
Austagram 0 0 18 0 0 53500
Kishoreganj Itna 0 0 0 0 0 0
Nikli 0 0 24 173 0 360000
Kuliarchar 0 0 14 0 0 48000
Total 0 0 56 173 0 461500
Total 90 272 2336 9343 0 3336500

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Annexure – 02: Overview of Haor Areas

Haor with their unique hydro-ecological characteristics are large bowl shaped floodplain depressions
located in the north-eastern region of Bangladesh covering about 1.99 million ha (19,998 sq. km.) of area
and accommodating about 19.37 million people. There are 373 haor/wetlands located in the districts of
Sunamganj, Habiganj, Netrakona, Kishoreganj, Sylhet, Maulvibazar and Brahmanbaria. These 373 haor
cover an area of about 858,000 ha which is about 43% of the total area of the haor region. It is a mosaic
of wetland habitats including rivers, streams, canals, large areas of seasonally flooded cultivated plains
and beels.
Table 1.1. \Number of Haor and their Areas in Haor Districts
District District Area ( km2) Haor Area ( km2) No. of haor

Sunamganj 3,747 2,685 95

Sylhet 3,452 1,899 14
Habiganj 2,636 1,095 52
Maulvibazar 2,799 476 97
Netrokona 2,794 793 105
Kishoreganj 2,688 1,399 3
Brahmanbaria 1,881 296 7
Total 1,999,800 858,460 373

Source: Basis of the district area and population is the Community Report, BBS, 2012
Basis of the haor area is the Master Plan of Haor Area, 2012, BHWDB

Definition of Haor

The word Haor is compact form of the Sanskrit word Sagar meaning sea. In parts of Bangladesh people
often pronounce the Bengali alphabet m as (Ha) n and M as (Ha) n| InthusSagor has become Haor
(Shamsul et.at.2012). The origin of Haors is possibly connected with the rise of Madhupur Tract. The core
Haor region known as the Sylhet Basin or Haor Basin is bounded by the hill ranges of India – Meghalaya
on the North, Tripura and Mizoram on the South and Asam and Manipur on the East. The basin extends
north to the foot of the Garo and Khasia Hills and East along the upper Surma Valley to the Indian border
( BHWDB, 2012)

Under the Ramsar International Wetland Conservation Treaty, wetlands are defined as follows:

Article 1.1: "...wetlands are areas of marsh, fen, peat land or water, whether natural or artificial,
permanent or temporary, with water that is static or flowing, fresh, brackish or salt, including areas of
marine water the depth of which at low tide does not exceed six meters."

Article 2.1: "[Wetlands] may incorporate riparian and coastal zones adjacent to the wetlands and islands
or bodies of marine water deeper than six meters at low tide lying within the wetlands".

Haor of the North East region of Bangladesh can be divided into three categories (Figure 5.1) depending
on the geographical location and flooding characteristics of the area:
 Foothill and near hill haor
 Floodplain area haor
 Deeply flooded haor

The haor area of Sylhet and Maulvibazar districts are situated near hills or at foothills. The haor areas of
Netrakona, Kishoreganj and Brahmanbaria are floodplain haor while those of Sunamganj, Netrakona and
Habiganj are deeply flooded haor. Out of the seven haor districts Sunamganj may be termed as the
mother of the haor region. Haor is a wetland ecosystem in the northeastern part of Bangladesh, which
remains covered by water almost half of the year starting from the monsoon season. As lands in Haor
remain inundated six to seven months from June to November..

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The Haor Region:

The Haors are located in the Haor Region which consists of 7 districts of the north east region known as
the Haor Districts. They are –
• Sunamganj.
• Sylhet.
• Habiganj.
• Moulvibazar.
• Netrakona.
• Kishorganj.
• Brahmanbaria.

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Annexure-03: A brief description of the 7 districts

Sunamganj: Sunamganj is located in the Sylhet Division with the Sylhet District to its east, Habiganj
District is to its south and Netrokona District to its west. It has an area of 367000 ha and a population of
2443000 (census, 2011). The Surma River and Kushiyara River run through the district whilst Ruma River
crisscrosses the district beyond. The river Danuka also runs through Sunamganj. It has 11 Upazillas –
Bishwambharpur, Chhatak, Daksin Sunamganj, Dharmapasha, Sunamganj Sadar, Dherai, Dowarabazar,
Jagannathpur, Jamalganj, Sulla, Tahirpur. Dekar, Kalikota, Naluar, Pagnar, Shanir, Tanguar Haor are
some of the many Haors of Sunamganj district among which Tanguar Haor has been declared as Ramsar
site1.

Sylhet: Sylhetis the main town of the division where the divisional headquarters as well as Sylhet district
headquarters are located. It has an area of 349000 ha and a population of 3404000 (census, 2011).
There are 13 Upazillas in Sylhat and they are –Balaganj, Beanibazar, Bishwanath, Companiganj,
Fenchoganj, Golapganj, Gowainghat, Jaintiapur, Kanaighat, Osmaninagar, Daksin, Surma, SylhetSadar,
and Zakiganj. Sylhat district is boarded by Khasia – Jainta, Hill tracts of Indian border areas to the north,
Maulvibazar district to the south, kachhar and Karimganj districts of Assam to the east. There are 105
Haors in this district. BaroHaor, DhamrirHaor, BanaiyaHaor are some of the largest Haors in this distraict.

Habiganj: Habiganj district is located in the south central part of Surma basin and in the north eastern
part of Bangladesh. Habiganj district is bordered by Sylhet and Sunamganj districts to the north, Tripura
to the west. It has an area of 263,700 ha and a population of 2059000 (census, 2011). There are 8
Upazillas in Habiganj and they are – Habiganj Sadar Upazila, Lakhai Upazila, Madhabpur Upazila,
Nabiganj Upazila, Chunarughat Upazila, Baniachang Upazila, Bahubal Upazila, Ajmiriganj Upazila. Rivers
kushiyara, Kalni, khowai, Sutang, Golapi, Korangi, barak river run through Habiganj.There are only 14
haors in this district among them Guingajuri, Makar, Sonadubi and Amadirhaors are of considerable
sizes.

Moulvibazar: Moulvibazar district is located in the north eastern border line of Bangladesh and It is
surrounded by Sylhet District in the north, Habiganj District in the west and Indian states of Assam and
Tripura in the east and south respectively.[ The main rivers of the district are the Manu, the Dholoi and
the Juri which flow from India.It has an area of 279900 ha and a population of 1902000 ( census, 2011) .
Moulvibazar is made up of 7 subdivisions or upazilas. They are: Moulvibazar Sadar, Barlekha, Juri,
Kamalganj, Kulaura, Rajnagar, and Sreemangal. It has only 3 haors – Hail, Hakaluki and Kanadighi Haor.

Netrokona: Netrakona is a part of Mymensign division. The district is bounded by Garo Hills of
Meghalaya province of the neighboring lndia on the North, Kishoreganj District on the South, Sunamganj
district on the east and Mymensingh District on the west. Excluding the river lets the main rivers running
through the districts are Sumeshwari, Kangsha, Magra, Dhanu, Dhala and Teorkhali. It has an area of
274,400 ha and a population of 2,229,642 (census, 2011). The district consists of 10 Upazilas, namely
Atpara, Barhatta, Durgapur, Khaliajuri, Kalmakanda, Kendua, Madan, Mohanganj, Netrakona Sadar And
Purbadhala; It has 52 Haors and they provide wide varieties of fishes. Dingipota, Medarbeel, Talar are
some Haors of Netrokona.

Kishorhanj: Kishorganj is a district in the central Bangladesh. It is a part of Dhaka division. Kishorganj is
bordered by Mymensign, Netrokona and a part of Sunamganj District to the North, Narshindi district to the

1 Wetlands of International Importance.

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south, Brahmanbaria and Habiganj districts to the east, Gazipur and Mymensign district to the West. It
has an area of 273,100 ha and population 3029,000 (census, 2011). There are 13 Upazillas in
Kishotrganj and they are Astagram, Bajitpur, Bhairab, Hossaipur, Itna, Karimganj, KishorganjSadar,
Kuliarchar, Mithamain, Nikli, Pakundia, and Tarailupazilla. The rivers old Brahmaputra, Meghna, Kalni,
Dhana, Baurii, Piyain run through the district. There are 97 Haors in the district. Khunkhuni, Mithamain,
Boro Haor are some of the major Haors of Kishorganj.

Population
The total population of the seven haor districts is 19.37 million (projected from BBS, 2001 census). The
overall population density in the haor districts is 987 per sq km which is lower than the average national
population density of 1142 per sq km.

Table: 3.2: Household and Population (2001 and 2011)

Area Household (in thousands) Population (in millions)
2001 2011 2001 2011
National 25,491 32, 173 124 144
Brahmanbaria 429 539 2.4 2.8
Kishoreganj 535 627 2.6 2.9
Netrakona 410 479 2.0 2.2
Habiganj 322 393 1.8 2.1
Maulvibazar 293 361 1.6 1.9
Sunamganj 350 440 2.0 2.5
Sylhet 424 596 2.5 3.4
Total 2,763 3,489 14.9 17.8

Source: Basis of the district area and population is the Community Report, BBS, 2012
Basis of the haor area is the Master Plan of Haor Area, 2012, BHWDB

Urban and rural Population

The proportion of urban people is expected to follow an increasing trend and reach to 12.62% in 2020
and to 13.72% in 2030. The population in the rural areas will follow a steady growth and eventually be
stabilized after 2020.

Poverty incidence
In haor area 29.56% of the population lives below the Lower Poverty Level (LPL), which is slightly higher
than the national average of 29.26%. Out of the seven haor districts, poverty incidence is the worst in
Netrakona (39.5%) and Kishoreganj (34.0%) districts while in other districts it lies within deviation range
of 5%. Figure 5.2 presents poverty incidence in the seven haor districts.

Employment status
Employment potential is generally expressed as the participation rate (%) of the number of economically
active population above age 15. At present 61.84% of the economically active population in the haor area
can serve in the labour force which is higher than the national average (58.74%). Currently, 28.5% of the
population of the haor area is not engaged in any kind of employment.

Land ownership
The total house holdings of the haor area can be considered as two types: Non-farm (48%) and farm
holdings (52%). The non-farm holdings can be further sub-divided into (i) holdings with no operated area,
(ii) holdings with no cultivated area and (iii) holdings with 0.01-0.04 acre cultivated area. The farm

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holdings can be sub-divided into (i) holdings with marginal farming (0.05-0.49 acres) (ii) holdings with
small farming (0.50 to 2.49 acres) (iii) holdings with medium farming (2.50 to 7.49 acres) and (iv) holdings
with large farming (7.50 acres and more). Figure 5.3 shows the comparison of non-farm and farm
holdings between national and haor area level.

Occupation
The major occupation of the people of the haor districts is agriculture. Half of the population (53.67%)
depends on agriculture for their subsistence. There is a remarkable variation in the occupation of the haor
population. A large portion of the population earn their livelihood from business (12.52%) followed by non-
agricultural labour (6.13%), service (5.65%), fishery (2.59%), and transport (2.39%). A significant part of
the population (3.41%), especially in Sylhet (10.32%), Maulvibazar (4.64%) and Brahmanbaria (4.56%)
depends on remittances coming from abroad.

Resources in the Haor Areas:

Water Resources
The haor region lies in the Meghna basin which is part of the Ganges-Brahmaputra-Meghna (GBM)
basins. Flow from about 66,640 km2 of the Meghna basin is drained ultimately into the Bay of Bengal
through the Kalni-Kushiyara and Surma-Baulai river system. Of this area 35 %, or 23,137 km2, lies in
Bangladesh. The estimated outflow of water from this region into the Bay amounts on average is 162,619
million m3/year. Fifty seven percentage of this flow is generated at the upstream of Bangladesh while
43% is generated within the country. Transboundary flow from India is 70%, 60%, 37% and 80% of total
flow in pre-monsoon, monsoon, post-monsoon and dry season respectively.

Forest
In the haor basin districts there are hill forest, social forest, fresh water swamp forest, reed lands, murta
and cane bush, bamboo grove and homestead vegetation etc. Each type is an aggregated assemblage of
particular plant species, and is a characteristic of particular environmental conditions (hydro-period, flow
regime, water quality and soil). Wetland condition ranges from perennial aquatic lowlands to seasonally
dry uplands. It has been found that 1308 ha of land and 145 km of (strip) area are being planted each
year in the haor area. The average trend is about 1% of land being planted each year. The type of
plantation is strip plantation which includes bamboo, cane, murta, shegun, agar, etc.

Biodiversity and Wetland

The most significant wetlands in the haor area are Hakaluki Haor, Tanguar Haor, Hail Haor, Matian Haor,
Pasuar Beel Haor, Dekar Haor, Baro Haor, Gurmar Haor, Sonamorol Haor, Baram Haor, Kalnar Haor,
Kauadighi Haor, and Pagnar Haor. These wetlands have a rich wildlife community including 257 species
of bird, 40 species of reptile, 29 species of mammal and 9 species of amphibian. Most of the important
haor areas are also enriched by wetland plants and lowland plantation.

Mineral Resources
Various types of mineral and energy resources are found in the haor area. The mineral resources
discovered here are natural gas, crude oil, limestone, white clay, glass sand, peat, coal, gravel, and sand
as construction material. A projection has been made based on the daily gas production and total
remaining reserve of the different wells in haor districts. Up to 2010 the cumulative gas production from
gas wells in the haor districts is 8,095 Billion Cubic Feet (BCF) and the remaining reserve is 8,717 BCF.

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Economic Resources Gross Domestic Product (GDP)

The contribution of the haor region has been on average around 6-8% of the national GDP. Considering
the regional growth, the current GDP contribution of the haor region in the base year of 2010 is 263
billion, which is 6% of the total GDP of the country. Thirty six percent of which is from the agriculture
sector, 27% from the industrial sector and 37% from the service sector. The annual average growth rate
of GDP of the haor region is 5% whereas the national average is 6.1%. Figure 5.5 shows the GDP
contribution of the haor area to the national GDP.

Agriculture
The total area in the seven district considered under the Master Plan is about 1.99 million ha of which net
cultivated area is about 1.31 million ha. Total cropped area is about 1.93 million ha, of which rice is
covered by 1.74 million ha (90.2%) and the rest 0.19 million ha (9.8%) is by non-rice crop. The total rice
area of Bangladesh is 11.35 million ha of which 15.3% falls in the haor area. The cropping intensity in the
haor area is about 147% which is much below the national average of 182%. About 5.25 million metric
tons of rice is produced which is 16.5% of the total rice production of Bangladesh. Among the rice
production Boro contributes 60%, Aman 33% and Aus 7%. The average rice yield is 3.02 ton/ha.

Table- 3.3Food Grain Production in Haor Area

Name of District Cultivated Land Food Grain Production*
1'000 ha Percent of Bangladesh 1'000 t Percent of Bangladesh
Brahmanbaria 119 1.5% 582 1.7 582 1.7%
Kishoreganj 356 1 786 2.4%
4.5%
Netrokona 864 2.6%
Habiganj 608 2 786 2.3%
7.8%
Moulvibazar 435 1.3%
Sunamganj 488 1.4%
Sylhet 592 1.8%
Total 1083 13.8% 4547 13.5%
Bangladesh 7841 33,767
Note: 1): Kishoreganj and Netrokona districts are combined.
2): Sylhet, Habiganj, Moulvibazar, and Sunamganj districts are combined.
Source: Agriculture Census 2008 and Yearbook of Agricultural Statistics of Bangladesh 2010 and 2011.

Fisheries
The haor region comprises a wide variety of fin fish including 143 indigenous and 12 exotic species along
with several species of freshwater prawns. Fish species are broadly grouped into two categories, large
and small fish. The estimated fish habitat area in the haor region is nearly 966,900 ha. The fish habitats in
the haor area produce about 0.432 million ton of fish per year of which 73.7% is contributed by capture
fishery and the remaining is shared by culture fishery. Wetlands are breeding, nursing, feeding and
overwintering grounds of the resident as well as most of the freshwater migratory fish species. Culture
fish ponds in the haor area produce about 0.114 million ton which is 26.3% of the total production.

Table: 3.4: Fish Production in Haor Area (2009-2010)

Name of District Production(t)
River Beel Floodplain Pond Others Total
Brahmanbaria 1,291 287 16,003 18,533 396 36,510
Kishoreganj 1,229 6,205 33,034 14,545 65 55,078
Netrokona 316 5,140 35,042 19,249 231 59,978

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Habiganj 137 1,832 5,867 10,006 23 17,865

Moulvibazar 599 1,832 15,815 14,611 361 33,218
Sunamganj 532 12,895 39,182 19,043 471 72,123
Sylhet 452 3,239 25,788 9,368 251 39,098
Total 4,556 31,430 170,731 105,355 1,798 313,870
% of Bangladesh 3.2 39.7 21.8 9.2 0.8 13.2
Bangladesh 141,148 79,209 781,807 1,140,484 239,268 2,381,916
Source: Yearbook of Agricultural Statistics of Bangladesh, 2011.

Livestock
The livestock resources of the haor region are mainly cattle, buffalo, goat, sheep, chicken and duck, with
poultry and duck constituting the major types of livestock population. In fact, more than 24% of the
country’s total duck population exists in the haor region. Mostly cattle, duck and chicken are reared by the
haor people. There are around 32.68 million head of livestock (cattle, goat, sheep, duck and poultry) in
the community farms of the haor area constituting approximately 22% of the total cattle population in the
country. Milk production in the haor districts for 2010 has been estimated to be about 0.62 million ton.
Similarly meat production has been estimated as 0.14 million ton in the year 2010. Presently, about 989
million pieces of egg are being produced in the haor districts.

Power and Energy

Out of total number of 15,374 villages in the haor area 6740 number of villages has been brought under
electrification which is only about 44% compared to the nationwide coverage of about 72%. The intensity
of electrification has still remained low. In 2010, the intensity of electrification as seen from the
percentage of households brought under electrification has been only 20% on average across the seven
haor districts. Compared to the nationwide average consumption of about 200 kWh per capita, the haor
area has consumed only 47 kWh per capita in 2010. The electricity distribution system comprises 46
substations along with 15775 km long 11Kv/6.35 Kv and 9750 km long 0.4 Kv/0.23 Kv distribution lines.
Industry Industrialisation has not taken place to a great extent in the haor area and consequently the
number of industries and people engaged in this sector has been low (1.33% of the total population only).
The tea estates of the country have widened the scope of tea processing industries in this region. The
major industrial products include fertilizer, cement and liquefied petroleum (propane) gas. Other industries
include textiles and leather, chemical and plastic and non-metallic mineral products. The area is endowed
with ample natural resource to develop food and beverage which may include fish can product, pineapple
and lemon beverage, and cottage industries including shitolpati, bamboo and cane furniture and herbal
medicine factories, etc.

Scenario of Basic Rights:

Water Supply and Sanitation

The haor basin has been mainly inhabited by the mostly poor and unfortunate group with deficient
accessibility to basic drinking water options and sanitation services. The haor area has total 7 district and
69 upazilas. Most of the households of the haor area have been found to use tube well water for drinking
purposes. About 50% of households depend on water from nearby river/pond for domestic purposes.
From the public consultation meeting and discussion with the core haor people it has been found that
about 10% of the total population surveyed in haor localities had no idea about safe water (13% from
severely flood prone, and 7% and 10% from moderate and normal flood prone areas), 42% referred to
tube well water and 25% referred to arsenic free tube well water as safe water.

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The major drinking water supply sources in the haor area are mainly tube well, pipe water supply (in
town), pond sand filter (PSF), rainwater harvesting system (RWH), deep tube well, etc. From the present
situation analysis it has been observed that number of people per water sources is nearly 100 to more
than 150 whereas the minimum standard is 50 people per water sources and the recommended value is
25 people per water sources.
Natural disaster, particularly flood is one of the main reasons for poor sanitation status in haor areas.
River erosion, lack of road networks, scarcity of land and standing water bodies are major challenges to
secure well sanitation in haor areas. Flooding, high water table, excessive rainfall and loose soil formation
are the causes of overflow and collapse of pit latrine. Every year most of the areas remain under water for
about 4 to 7 months and it wipes out all existing sanitation system. Therefore, it becomes almost
impossible for hardcore poor people to reconstruct toilets on a regular basis. The main reasons for poor
sanitation coverage in the haor area are lack of proper awareness, coupled with financial constraints. As
a result, in average only 44.25% people in the haor region use sanitary latrine. The poorest scenario is in
Netrakona where only 34.79% people use sanitary latrine.

From the present situation analysis it has been observed that around fifty (50%) percent of the
households have latrines with inadequate capacity. Based on the data analysis of core area it has been
found that around 50% people has no access on sanitary latrine and in some places the situation is even
worse especially in Dharmapasha upazila of Sunamganj district where it is less than 30%.

Education
The literacy rate of the population of the haor districts is on an average 38%. The haor region is still to
achieve Millennium Development Goals (MDG) and Outline Perspective Plan (OPP) goals of 100%
literacy. Among the haor districts, Maulvibazar has the highest literate population (42%) followed by
Sylhet (41%), Brahmanbaria (40%), Habiganj (37%), Kishoreganj (37%), Netrakona (34%), and
Sunamganj (33%). Maulvibazar district also has the highest percentage (72%) of literate women aged 15-
24 years. Habiganj has the lowest percentage (56%) of literate women.

About 60-80% of both male and female students attend school in the seven haor districts. The highest
rate of attendance is observed in Maulvibazar at 81% and the lowest in Sunamganj at 67%. About 29% to
42% children attend secondary school which is lower than primary school attendance. This also indicates
that transition of students from primary school to secondary school is low (60%). Similarly, primary school
dropout is very high in the haor region (44%) and in secondary school (61%) and it is due to their poor
socio-economic condition.
There are 8381 (7148 in haor) primary schools, 1224 (1009 in haor) secondary schools, 232 (195 in haor)
colleges, 2 universities, 625 (93 in haor) madrasas and 30 (26 in haor) vocational institutes in the haor
districts.

Health
Health is one of the foremost prerogatives in the national policies and plans namely the MDGs, the OPP,
the National Health Programme (NHP) etc. for ensuring national development. Reducing child mortality
rates, improving maternal health, and combating HIV/AIDS as well as malaria and other diseases, are the
main goals identified in the MDG. The communicable and non-communicable diseases prevalent in the
haor area are: asthma, peptic ulcer, anaemia, acute respiratory infection (ARI), worm infection,
hypertension, diarrhoea, malnutrition, skin diseases, dysentery, malaria, pneumonia and fever (influenza).
Among these diseases the incidence of peptic ulcer, diarrhoea, anaemia, ARI, asthma, worm infection,
skin disease and hypertension are the most common. The emerging non-communicable diseases are
ischemic heart disease, diabetes mellitus, cancer, chronic obstructive pulmonary disease, mental health
problems and injury.

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The majority of the women (62% to 85%) in the haor region are assisted by Traditional Birth Attendants
(TBA). Delivery conducted by skilled health personnel (Community Skilled Birth Attendants - CSBA) is
only 13.4% on average for all the haor districts which is lower than the MDG target of 15% and national
average of 18% (BDHS 2007). The average Infant Mortality Rate (IMR) and Child Mortality Rate (U5MR)
in the haor area, except for Brahmanbaria district, are 57 (per 1000 infants) and 76 (per 1000 children)
respectively which are much higher than the national IMR of 49 and U5MR of 64, and also way beyond
the MDG target of IMR of 32 and U5MR of 48.

Health services and facilities in the haor region are available in four tiers: seven hospitals at district level,
58 Upazila Health Complexes (UHC) at upazila level, 500 Upazila Health and Family Welfare Center
(UH&FWC) or Rural Dispensaries (RD) at union level, and 1291 Community Clinic (CC) at community
level. In the haor upazilas, out of the total numbers, there are 51 Upazila Health Complex and 1009
Community Clinic. The paucity of human resources in health facilities is reflected in the low coverage of
population per doctor and nurse. In the haor region, population coverage per doctor is 23,304, which is
ten times higher than the national value of 2,785. The lowest coverage is observed in Habiganj (44,000)
followed by Sunamganj (37,000) district. The number of population per nurse is 11,729 in the haor region
compared to that of 5,782 at national level. This is highest in Kishoreganj (15,920) followed by
Maulvibazar (15,553) and Sunamganj (13,000) districts. The nurse-doctor ratio in the haor districts is
1.83:1 on average compared to the national ratio of 2.07:1.

Road Transport
Haor areas remain under water for 4-7 months during the pre-monsoon and monsoon seasons. The
roads are submerged during this period making it impossible to move from one place to other without
using boats.

The road network of haor is comprised 430 km National Highways (NH), 578 km Regional Highways
(RH), 937 km district roads and 24,948 km rural roads. The Roads and Highways Department (RHD) is
responsible for construction of national, regional and district level roads. Rural roads, consisting of upazila
roads (1,090 km unpaved, 1,134 km paved), union roads (3402 km unpaved, 902 km paved), village road
type A (11,061 km unpaved, 685 km paved) and village road type B (6,536 km unpaved, 138 km paved)
are constructed by the Local Government Engineering Department (LGED). Eleven upazilas out of the
total 69 upazilas in the haor districts are not connected with the RHD network. The upazilas are:
Austagram, Itna, and Mithamainupazilas in Kishoreganj district; Kalmakanda and Khaliajuriupazila in
Netrakona; Dowarabazaar, Jamalganj, Sulla and Tahirpur upazila in Sunamganj district. There are 1005
number of bridges and 2074 number of culverts in the RHD road network of the haor region (RHD 2010).
The lowest road coverage is in Sunamganj district while Sylhet has the highest road coverage. Two major
routes of the Asian Highway, the AH-1 and the AH-2 cross, Bangladesh through the haor region.

Railway network of 430 km length connects all the districts and 54 upazilas of the haor region with 88
number of railway stations. Only 14 km railway line lies within the Sunamganj district. Bulk of the
passenger traffic and cargo enters the haor region through Kasba station in Brahmanbaria District and
ends at the Shahbazpur station of the border district of Maulvibazar.
On an average in the haor region, daily traffic is 4,434 of which 66% is motorised and 34% is non-
motorised traffic. The average numbers of passengers travelling daily are 33,756 of which 89% travel in
non-motorised vehicles and the rest in motorised vehicles. Annually, more than one crore population
moves within or through the haor region.

Inland Navigation
There are 25 (inland water Transport) routes covering a length of 1,829 km which remain navigable
during monsoon from May-September (BIWTA 2010). However, during the lean period (October-April)
inland vessels cannot navigate about 1000 km of the waterways. There are 205 landing stations used by

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inland vessels and mechanised country boats. Under the existing Protocol on Inland Water Transit and
Trade with India the route between Ashuganj and Zakiganj (296 km) has been considered as one of the
routes for transporting transit cargo of India through the territory of Bangladesh.

It has been estimated that the 73 major landing stations handle about 705,000 tons of cargo and 105,650
passengers daily. About 500 inland vessels, 117 passenger launches and as many as 75,000 bulk head
and mechanised boats in the haor area contribute more than one-third of the total IWT output in the
country. The major commodities transported from the haor area to other parts of the country are sand,
stone, food grain and fish while fertilizer and liquid fuel are transported from other parts to the haor area.
IWT in the haor area is the second largest employment sector next to agriculture. More than 8,00,000
people are directly employed in inland navigation.

Housing and Settlement

The haor area covers about 15 % of the total area of Bangladesh. Due to the area’s geographical setting,
the housing and settlement patterns are not similar to the other parts of Bangladesh. Almost all land
above the maximum flood level is under permanent cultivation and human settlement. Three settlement
patterns have been identified, such as a linear settlement pattern, a cluster settlement pattern and a
scattered settlement pattern. The total settlement area and number of houses in the area is 303,120 ha
and 3,244,380 respectively. The settlement area covers 12% of the total area. Three flooding zones are
classified under the sector, these are deeply flooded zone, medium flooded zone and low flooded zone.
However, about 202 locations of the settlement area are more vulnerable in deeply flooded zone due to
wave action during wet season.

Climate:

Rainfall
Rainfall is the most distinctive component of climate in the haor region. Climate is dominated by
distinctive geographical characteristics of the region which ultimately plays a major role in determining the
spatial and temporal distribution of rainfall, evapotranspiration and hydrology of surface and groundwater.
The region is located entirely to the north of the tropic of cancer; hence its monsoon climate is known as
sub-tropical. The sub-tropical monsoon climate tends to have more sharply defined seasons than the
tropical climate. The following Table 5.4 summarises the average annual rainfall of the seven haor
districts.
Since rainfall on the adjacent Indian side largely affects flooding in the haor area, the rainfall pattern of
the upstream catchment has great influence. There is a huge variation in rainfall in the different
catchments of the river systems of the upstream area in India. Annual average rainfall in the haor districts
are huge and found to have substantive variation over the area as observed from available data of 1960-
2009. Among the locations of the haor districts, the highest rainfall was recorded in Sunamganj closest to
Cherrapunji (annual ppt. is 12m), which is the highest precipitation area in the world. Even the mean
annual rainfall varies between 3,600 mm and 7,800 mm in Sunamganj.

Table 3.5: Estimated Decadal Mean Annual Rainfall Depth (in mm)

District Station 1961-1970 1971-1980 1981-1990 1991-2000 2001-2010

Sunamganj Sunamganj 5,242 5,183 6,224 6,387 5,371
Sylhet Sylhet 3,899 4,259 4,644 4,001 4,157
Netrokona Netrokona 2,647 2,969 2,906 3,311 3,003
Habiganj Habiganj 2,255 2,682 2,561 2,521 2,426
Kishoreganj Kishoreganj 2,086 2,339 2,387 2,404 1,921
Itna 2,509 2,526 2,590 2,309 2,383
Brahmanbaria 1,629, 2,179 2,179 2,201 2,099 2,013
Source: Master Plan of Haor Area

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Evapotranspiration
Evapotranspiration has been estimated using data from the Bangladesh Meteorological Department
(BMD) for the period of 1960-98 and has been found to be the highest in April in most haor areas
whereas it has been found minimum in December. The average monthly evapotranspiration varies from
2.00-3.40 mm/day during dry period and from 3.90-4.80 mm /day during wet period throughout the haor
region.

Temperature and Wind Speed

Data on temperature and wind speed for the same period from BMD stations show that the average
maximum temperature occurs in Sreemangal (33.020C) in the month of April. On the other hand, January
is found to be the coolest month (9.090C) considering average minimum temperature. Maximum
temperature of the past decade (1960-90) has an increasing trend for most of the months. However,
minimum temperature has had an increasing trend in the recent decade (19902008). The average
monthly maximum temperature has varied from 25-33 degree Celsius. Similarly, the monthly minimum
temperature has varied from 9-26 degree Celsius.
Daily maximum and daily average wind speed is observed to be the highest in the months of April and
May which varied from 26-37 km/hr. The average wind speed in different decades has had a decreasing
trend over the last fifty years. The minimum monthly average wind speed is found to vary from 5-11 km/hr
over the region.

Climate Change
Bangladesh is one of the most climate change vulnerable countries in the world and the impact of climate
change may be even worse than that anticipated (MoEF, 2008). Floods, tropical cyclones, storm surges
and droughts are likely to become more frequent and severe in the coming years. The 4th Inter-
Governmental Panel on Climate Change (IPCC) Report predicts that seasonal (pre-monsoon) rainfall will
increase up to 31% in 2099, resulting in higher river flow during the monsoon season. Global warming will
cause sea level to rise between 0.18 and 0.79 meters in 2099. In response to this, the Bangladesh has
recently developed the Bangladesh Climate Change Strategy and Action Plan (BCCSAP, 2009) for
building a climate resilient development framework through adaptation and mitigation. Adaptation for
physical infrastructure is one of the six pillars in the BCCSAP, which stresses the need to deal with the
likely impacts of climate change.

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Annexure-04: Some Visuals of Haor Area

Blue, Green and Gray three prominent expressions of haor area in three different seasons

Not an automobile grave yard, but the only mass-transport to some of the haor regions, even to the upazila sadar like Ajmeerigonj. The
condition is better understood by seeing the driving wheel and the roads to go.

Some journeys on the off-roads are so challenging that only can be beat by bikes, even to an Upazila Sadar like Shalla.

Many of the embankments are not well The mobile phone network has reached
maintained almost everywhere
Some Visuals of Haor Area
Construction of submerged roads is
increasing connectivity in the localities in
the haor areas but in many cases
hampering the natural flows of water.

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As the first step of unwilling migration from the haor area families make a home on embankments or high khash land after
selling their own lands. And then they gradually sift towards town/ cities pushed by lack of livelihood and pulled by an expectation
of a better living. However, as after effect of flood in 2017 migratory tendency was less than before as a result of better relief
operations from the government agencies.

No piece of cultivable land was reported as kept without cultivation in the following season after flood, 2017 and there were
smiles in paddy fields everywhere in the haor regions during harvesting season in 2018.

Increasing troubles due to water lodging, resulted by siltation are becoming important concerns for the farmers and residents.
They are also suffering from poor maintenance of embankments and roads.

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Bangladesh Ins�tute of Management (BIM)
4, Sobhanbag, Dhaka-1207