Perhitungan Bunga Anuitas: Angsuran Angsuran Besar Sisa Tahun Ke Pokok Bunga Angsuran Pinjaman Pokok

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PERHITUNGAN BUNGA ANUITAS

Pinjaman 539,200,000 Rupiah


Jumlah Angsuran 144 kali
Bunga 8.25% per tahun
Extra angsuran 5,910,750 Rupiah

Angsuran Angsuran Besar Sisa


Tahun
ke Pokok Bunga Angsuran Pinjaman pokok
0 539,200,000.00
1 2,203,749.58 3,707,000.00 5,910,749.58 536,996,250.42 0.1
2 2,218,900.35 3,691,849.22 5,910,749.58 534,777,350.07 0.2
3 2,234,155.29 3,676,594.28 5,910,749.58 532,543,194.77 0.3
4 2,249,515.11 3,661,234.46 5,910,749.58 530,293,679.66 0.3
5 2,264,980.53 3,645,769.05 5,910,749.58 528,028,699.13 0.4
6 2,280,552.27 3,630,197.31 5,910,749.58 525,748,146.86 0.5
7 2,296,231.07 3,614,518.51 5,910,749.58 523,451,915.79 0.6
8 2,312,017.66 3,598,731.92 5,910,749.58 521,139,898.14 0.7
9 2,327,912.78 3,582,836.80 5,910,749.58 518,811,985.36 0.8
10 2,343,917.18 3,566,832.40 5,910,749.58 516,468,068.18 0.8
11 2,360,031.61 3,550,717.97 5,910,749.58 514,108,036.58 0.9
12 2,376,256.83 3,534,492.75 5,910,749.58 511,731,779.75 1.0
13 2,392,593.59 3,518,155.99 5,910,749.58 509,339,186.16 1.1
14 2,409,042.67 3,501,706.90 5,910,749.58 506,930,143.49 1.2
15 2,425,604.84 3,485,144.74 5,910,749.58 504,504,538.65 1.3
16 2,442,280.87 3,468,468.70 5,910,749.58 502,062,257.78 1.3
17 2,459,071.55 3,451,678.02 5,910,749.58 499,603,186.22 1.4
18 2,475,977.67 3,434,771.91 5,910,749.58 497,127,208.55 1.5
19 2,493,000.02 3,417,749.56 5,910,749.58 494,634,208.53 1.6
20 2,510,139.39 3,400,610.18 5,910,749.58 492,124,069.14 1.7
21 2,527,396.60 3,383,352.98 5,910,749.58 489,596,672.54 1.8
22 2,544,772.45 3,365,977.12 5,910,749.58 487,051,900.08 1.8
23 2,562,267.76 3,348,481.81 5,910,749.58 484,489,632.32 1.9
24 2,579,883.35 3,330,866.22 5,910,749.58 481,909,748.97 2.0
25 2,597,620.05 3,313,129.52 5,910,749.58 479,312,128.91 2.1
26 2,615,478.69 3,295,270.89 5,910,749.58 476,696,650.22 2.2
27 2,633,460.11 3,277,289.47 5,910,749.58 474,063,190.12 2.3
28 2,651,565.14 3,259,184.43 5,910,749.58 471,411,624.97 2.3
29 2,669,794.65 3,240,954.92 5,910,749.58 468,741,830.32 2.4
30 2,688,149.49 3,222,600.08 5,910,749.58 466,053,680.82 2.5
31 2,706,630.52 3,204,119.06 5,910,749.58 463,347,050.30 2.6
32 2,725,238.61 3,185,510.97 5,910,749.58 460,621,811.70 2.7
33 2,743,974.62 3,166,774.96 5,910,749.58 457,877,837.08 2.8
34 2,762,839.45 3,147,910.13 5,910,749.58 455,114,997.63 2.8
35 2,781,833.97 3,128,915.61 5,910,749.58 452,333,163.66 2.9
36 2,800,959.08 3,109,790.50 5,910,749.58 449,532,204.59 3.0
37 2,820,215.67 3,090,533.91 5,910,749.58 446,711,988.92 3.1
38 2,839,604.65 3,071,144.92 5,910,749.58 443,872,384.26 3.2
39 2,859,126.93 3,051,622.64 5,910,749.58 441,013,257.33 3.3
40 2,878,783.43 3,031,966.14 5,910,749.58 438,134,473.90 3.3
41 2,898,575.07 3,012,174.51 5,910,749.58 435,235,898.83 3.4
42 2,918,502.77 2,992,246.80 5,910,749.58 432,317,396.05 3.5
43 2,938,567.48 2,972,182.10 5,910,749.58 429,378,828.58 3.6
44 2,958,770.13 2,951,979.45 5,910,749.58 426,420,058.45 3.7
45 2,979,111.67 2,931,637.90 5,910,749.58 423,440,946.77 3.8
46 2,999,593.07 2,911,156.51 5,910,749.58 420,441,353.70 3.8
47 3,020,215.27 2,890,534.31 5,910,749.58 417,421,138.43 3.9
48 3,040,979.25 2,869,770.33 5,910,749.58 414,380,159.18 4.0
49 3,061,885.98 2,848,863.59 5,910,749.58 411,318,273.20 4.1
50 3,082,936.45 2,827,813.13 5,910,749.58 408,235,336.75 4.2
51 3,104,131.64 2,806,617.94 5,910,749.58 405,131,205.12 4.3
52 3,125,472.54 2,785,277.04 5,910,749.58 402,005,732.57 4.3
53 3,146,960.17 2,763,789.41 5,910,749.58 398,858,772.41 4.4
54 3,168,595.52 2,742,154.06 5,910,749.58 395,690,176.89 4.5
55 3,190,379.61 2,720,369.97 5,910,749.58 392,499,797.28 4.6
56 3,212,313.47 2,698,436.11 5,910,749.58 389,287,483.81 4.7
57 3,234,398.13 2,676,351.45 5,910,749.58 386,053,085.69 4.8
58 3,256,634.61 2,654,114.96 5,910,749.58 382,796,451.07 4.8
59 3,279,023.98 2,631,725.60 5,910,749.58 379,517,427.10 4.9
60 3,301,567.27 2,609,182.31 5,910,749.58 376,215,859.83 5.0
61 3,324,265.54 2,586,484.04 5,910,749.58 372,891,594.29 5.1
62 3,347,119.87 2,563,629.71 5,910,749.58 369,544,474.43 5.2
63 3,370,131.31 2,540,618.26 5,910,749.58 366,174,343.11 5.3
64 3,393,300.97 2,517,448.61 5,910,749.58 362,781,042.14 5.3
65 3,416,629.91 2,494,119.66 5,910,749.58 359,364,412.23 5.4
66 3,440,119.24 2,470,630.33 5,910,749.58 355,924,292.99 5.5
67 3,463,770.06 2,446,979.51 5,910,749.58 352,460,522.93 5.6
68 3,487,583.48 2,423,166.10 5,910,749.58 348,972,939.45 5.7
69 3,511,560.62 2,399,188.96 5,910,749.58 345,461,378.83 5.8
70 3,535,702.60 2,375,046.98 5,910,749.58 341,925,676.23 5.8
71 3,560,010.55 2,350,739.02 5,910,749.58 338,365,665.68 5.9
72 3,584,485.63 2,326,263.95 5,910,749.58 334,781,180.05 6.0
73 3,609,128.96 2,301,620.61 5,910,749.58 331,172,051.09 6.1
74 3,633,941.73 2,276,807.85 5,910,749.58 327,538,109.36 6.2
75 3,658,925.07 2,251,824.50 5,910,749.58 323,879,184.29 6.3
76 3,684,080.18 2,226,669.39 5,910,749.58 320,195,104.10 6.3
77 3,709,408.24 2,201,341.34 5,910,749.58 316,485,695.87 6.4
78 3,734,910.42 2,175,839.16 5,910,749.58 312,750,785.45 6.5
79 3,760,587.93 2,150,161.65 5,910,749.58 308,990,197.52 6.6
80 3,786,441.97 2,124,307.61 5,910,749.58 305,203,755.56 6.7
81 3,812,473.76 2,098,275.82 5,910,749.58 301,391,281.80 6.8
82 3,838,684.51 2,072,065.06 5,910,749.58 297,552,597.28 6.8
83 3,865,075.47 2,045,674.11 5,910,749.58 293,687,521.81 6.9
84 3,891,647.86 2,019,101.71 5,910,749.58 289,795,873.95 7.0
85 3,918,402.94 1,992,346.63 5,910,749.58 285,877,471.01 7.1
86 3,945,341.96 1,965,407.61 5,910,749.58 281,932,129.04 7.2
87 3,972,466.19 1,938,283.39 5,910,749.58 277,959,662.85 7.3
88 3,999,776.89 1,910,972.68 5,910,749.58 273,959,885.96 7.3
89 4,027,275.36 1,883,474.22 5,910,749.58 269,932,610.60 7.4
90 4,054,962.88 1,855,786.70 5,910,749.58 265,877,647.72 7.5
91 4,082,840.75 1,827,908.83 5,910,749.58 261,794,806.97 7.6
92 4,110,910.28 1,799,839.30 5,910,749.58 257,683,896.69 7.7
93 4,139,172.79 1,771,576.79 5,910,749.58 253,544,723.91 7.8
94 4,167,629.60 1,743,119.98 5,910,749.58 249,377,094.31 7.8
95 4,196,282.05 1,714,467.52 5,910,749.58 245,180,812.25 7.9
96 4,225,131.49 1,685,618.08 5,910,749.58 240,955,680.76 8.0
97 4,254,179.27 1,656,570.31 5,910,749.58 236,701,501.49 8.1
98 4,283,426.75 1,627,322.82 5,910,749.58 232,418,074.73 8.2
99 4,312,875.31 1,597,874.26 5,910,749.58 228,105,199.42 8.3
100 4,342,526.33 1,568,223.25 5,910,749.58 223,762,673.09 8.3
101 4,372,381.20 1,538,368.38 5,910,749.58 219,390,291.89 8.4
102 4,402,441.32 1,508,308.26 5,910,749.58 214,987,850.57 8.5
103 4,432,708.10 1,478,041.47 5,910,749.58 210,555,142.47 8.6
104 4,463,182.97 1,447,566.60 5,910,749.58 206,091,959.50 8.7
105 4,493,867.36 1,416,882.22 5,910,749.58 201,598,092.14 8.8
106 4,524,762.69 1,385,986.88 5,910,749.58 197,073,329.45 8.8
107 4,555,870.44 1,354,879.14 5,910,749.58 192,517,459.01 8.9
108 4,587,192.05 1,323,557.53 5,910,749.58 187,930,266.96 9.0
109 4,618,728.99 1,292,020.59 5,910,749.58 183,311,537.97 9.1
110 4,650,482.75 1,260,266.82 5,910,749.58 178,661,055.22 9.2
111 4,682,454.82 1,228,294.75 5,910,749.58 173,978,600.40 9.3
112 4,714,646.70 1,196,102.88 5,910,749.58 169,263,953.70 9.3
113 4,747,059.89 1,163,689.68 5,910,749.58 164,516,893.80 9.4
114 4,779,695.93 1,131,053.64 5,910,749.58 159,737,197.87 9.5
115 4,812,556.34 1,098,193.24 5,910,749.58 154,924,641.53 9.6
116 4,845,642.67 1,065,106.91 5,910,749.58 150,078,998.87 9.7
117 4,878,956.46 1,031,793.12 5,910,749.58 145,200,042.41 9.8
118 4,912,499.29 998,250.29 5,910,749.58 140,287,543.12 9.8
119 4,946,272.72 964,476.86 5,910,749.58 135,341,270.40 9.9
120 4,980,278.34 930,471.23 5,910,749.58 130,360,992.06 10.0
121 5,014,517.76 896,231.82 5,910,749.58 125,346,474.30 10.1
122 5,048,992.57 861,757.01 5,910,749.58 120,297,481.74 10.2
123 5,083,704.39 827,045.19 5,910,749.58 115,213,777.35 10.3
124 5,118,654.86 792,094.72 5,910,749.58 110,095,122.49 10.3
125 5,153,845.61 756,903.97 5,910,749.58 104,941,276.88 10.4
126 5,189,278.30 721,471.28 5,910,749.58 99,751,998.58 10.5
127 5,224,954.59 685,794.99 5,910,749.58 94,527,044.00 10.6
128 5,260,876.15 649,873.43 5,910,749.58 89,266,167.85 10.7
129 5,297,044.67 613,704.90 5,910,749.58 83,969,123.18 10.8
130 5,333,461.85 577,287.72 5,910,749.58 78,635,661.32 10.8
131 5,370,129.41 540,620.17 5,910,749.58 73,265,531.92 10.9
132 5,407,049.04 503,700.53 5,910,749.58 67,858,482.87 11.0
133 5,444,222.51 466,527.07 5,910,749.58 62,414,260.36 11.1
134 5,481,651.54 429,098.04 5,910,749.58 56,932,608.83 11.2
135 5,519,337.89 391,411.69 5,910,749.58 51,413,270.94 11.3
136 5,557,283.34 353,466.24 5,910,749.58 45,855,987.60 11.3
137 5,595,489.66 315,259.91 5,910,749.58 40,260,497.94 11.4
138 5,633,958.65 276,790.92 5,910,749.58 34,626,539.28 11.5
139 5,672,692.12 238,057.46 5,910,749.58 28,953,847.16 11.6
140 5,711,691.88 199,057.70 5,910,749.58 23,242,155.29 11.7
141 5,750,959.76 159,789.82 5,910,749.58 17,491,195.53 11.8
142 5,790,497.61 120,251.97 5,910,749.58 11,700,697.92 11.8
143 5,830,307.28 80,442.30 5,910,749.58 5,870,390.64 11.9
144 5,870,390.64 40,358.94 5,910,749.58 0.00 12.0
PERHITUNGAN BUNGA ANUITAS
Pinjaman 539,200,000 Rupiah
Jumlah Angsuran 144 kali
Bunga 8.25% per tahun
Extra angsuran 5,910,750 Rupiah

Angsuran Angsuran Besar Sisa


Tahun
ke Pokok Bunga Angsuran Pinjaman pokok
0 539,200,000.00
1 2,203,749.58 3,707,000.00 5,910,749.58 536,996,250.42 0.1
2 2,218,900.35 3,691,849.22 5,910,749.58 534,777,350.07 0.2
3 2,234,155.29 3,676,594.28 5,910,749.58 532,543,194.77 0.3
4 2,249,515.11 3,661,234.46 5,910,749.58 530,293,679.66 0.3
5 2,264,980.53 3,645,769.05 5,910,749.58 528,028,699.13 0.4
6 2,280,552.27 3,630,197.31 5,910,749.58 525,748,146.86 0.5
7 2,296,231.07 3,614,518.51 5,910,749.58 523,451,915.79 0.6
8 2,312,017.66 3,598,731.92 5,910,749.58 521,139,898.14 0.7
9 2,327,912.78 3,582,836.80 5,910,749.58 518,811,985.36 0.8
10 2,343,917.18 3,566,832.40 5,910,749.58 516,468,068.18 0.8
11 2,360,031.61 3,550,717.97 5,910,749.58 514,108,036.58 0.9
12 2,376,256.83 3,534,492.75 5,910,749.58 511,731,779.75 1.0
13 2,392,593.59 3,518,155.99 5,910,749.58 509,339,186.16 1.1
14 2,409,042.67 3,501,706.90 5,910,749.58 506,930,143.49 1.2
15 2,425,604.84 3,485,144.74 5,910,749.58 504,504,538.65 1.3
16 2,442,280.87 3,468,468.70 5,910,749.58 502,062,257.78 1.3
17 2,459,071.55 3,451,678.02 5,910,749.58 499,603,186.22 1.4
18 2,475,977.67 3,434,771.91 5,910,749.58 497,127,208.55 1.5
19 2,493,000.02 3,417,749.56 5,910,749.58 494,634,208.53 1.6
20 2,510,139.39 3,400,610.18 5,910,749.58 492,124,069.14 1.7
21 2,527,396.60 3,383,352.98 5,910,749.58 489,596,672.54 1.8
22 2,544,772.45 3,365,977.12 5,910,749.58 487,051,900.08 1.8
23 2,562,267.76 3,348,481.81 5,910,749.58 484,489,632.32 1.9
24 2,579,883.35 3,330,866.22 5,910,749.58 481,909,748.97 2.0
25 2,597,620.05 3,313,129.52 5,910,749.58 479,312,128.91 2.1
26 2,615,478.69 3,295,270.89 5,910,749.58 476,696,650.22 2.2
27 2,633,460.11 3,277,289.47 5,910,749.58 474,063,190.12 2.3
28 2,651,565.14 3,259,184.43 5,910,749.58 471,411,624.97 2.3
29 2,669,794.65 3,240,954.92 5,910,749.58 468,741,830.32 2.4
30 2,688,149.49 3,222,600.08 5,910,749.58 466,053,680.82 2.5
31 2,706,630.52 3,204,119.06 5,910,749.58 463,347,050.30 2.6
32 2,725,238.61 3,185,510.97 5,910,749.58 460,621,811.70 2.7
33 2,743,974.62 3,166,774.96 5,910,749.58 457,877,837.08 2.8
34 2,762,839.45 3,147,910.13 5,910,749.58 455,114,997.63 2.8
35 2,781,833.97 3,128,915.61 5,910,749.58 452,333,163.66 2.9
36 2,800,959.08 3,109,790.50 5,910,749.58 449,532,204.59 3.0
37 2,820,215.67 3,090,533.91 5,910,749.58 446,711,988.92 3.1
38 2,839,604.65 3,071,144.92 5,910,749.58 443,872,384.26 3.2
39 2,859,126.93 3,051,622.64 5,910,749.58 441,013,257.33 3.3
40 2,878,783.43 3,031,966.14 5,910,749.58 438,134,473.90 3.3
41 2,898,575.07 3,012,174.51 5,910,749.58 435,235,898.83 3.4
42 2,918,502.77 2,992,246.80 5,910,749.58 432,317,396.05 3.5
43 2,938,567.48 2,972,182.10 5,910,749.58 429,378,828.58 3.6
44 2,958,770.13 2,951,979.45 5,910,749.58 426,420,058.45 3.7
45 2,979,111.67 2,931,637.90 5,910,749.58 423,440,946.77 3.8
46 2,999,593.07 2,911,156.51 5,910,749.58 420,441,353.70 3.8
47 3,020,215.27 2,890,534.31 5,910,749.58 417,421,138.43 3.9
48 3,040,979.25 2,869,770.33 5,910,749.58 414,380,159.18 4.0
49 3,061,885.98 2,848,863.59 5,910,749.58 411,318,273.20 4.1
50 3,082,936.45 2,827,813.13 5,910,749.58 408,235,336.75 4.2
51 3,104,131.64 2,806,617.94 5,910,749.58 405,131,205.12 4.3
52 3,125,472.54 2,785,277.04 5,910,749.58 402,005,732.57 4.3
53 3,146,960.17 2,763,789.41 5,910,749.58 398,858,772.41 4.4
54 3,168,595.52 2,742,154.06 5,910,749.58 395,690,176.89 4.5
55 3,190,379.61 2,720,369.97 5,910,749.58 392,499,797.28 4.6
56 3,212,313.47 2,698,436.11 5,910,749.58 389,287,483.81 4.7
57 3,234,398.13 2,676,351.45 5,910,749.58 386,053,085.69 4.8
58 3,256,634.61 2,654,114.96 5,910,749.58 382,796,451.07 4.8
59 3,279,023.98 2,631,725.60 5,910,749.58 379,517,427.10 4.9
60 3,301,567.27 2,609,182.31 5,910,749.58 376,215,859.83 5.0
61 3,324,265.54 2,586,484.04 5,910,749.58 372,891,594.29 5.1
62 3,347,119.87 2,563,629.71 5,910,749.58 369,544,474.43 5.2
63 3,370,131.31 2,540,618.26 5,910,749.58 366,174,343.11 5.3
64 3,393,300.97 2,517,448.61 5,910,749.58 362,781,042.14 5.3
65 3,416,629.91 2,494,119.66 5,910,749.58 359,364,412.23 5.4
66 3,440,119.24 2,470,630.33 5,910,749.58 355,924,292.99 5.5
67 3,463,770.06 2,446,979.51 5,910,749.58 352,460,522.93 5.6
68 3,487,583.48 2,423,166.10 5,910,749.58 348,972,939.45 5.7
69 3,511,560.62 2,399,188.96 5,910,749.58 345,461,378.83 5.8
70 3,535,702.60 2,375,046.98 5,910,749.58 341,925,676.23 5.8
71 3,560,010.55 2,350,739.02 5,910,749.58 338,365,665.68 5.9
72 3,584,485.63 2,326,263.95 5,910,749.58 334,781,180.05 6.0
73 3,609,128.96 2,301,620.61 5,910,749.58 331,172,051.09 6.1
74 3,633,941.73 2,276,807.85 5,910,749.58 327,538,109.36 6.2
75 3,658,925.07 2,251,824.50 5,910,749.58 323,879,184.29 6.3
76 3,684,080.18 2,226,669.39 5,910,749.58 320,195,104.10 6.3
77 3,709,408.24 2,201,341.34 5,910,749.58 316,485,695.87 6.4
78 3,734,910.42 2,175,839.16 5,910,749.58 312,750,785.45 6.5
79 3,760,587.93 2,150,161.65 5,910,749.58 308,990,197.52 6.6
80 3,786,441.97 2,124,307.61 5,910,749.58 305,203,755.56 6.7
81 3,812,473.76 2,098,275.82 5,910,749.58 301,391,281.80 6.8
82 3,838,684.51 2,072,065.06 5,910,749.58 297,552,597.28 6.8
83 3,865,075.47 2,045,674.11 5,910,749.58 293,687,521.81 6.9
84 3,891,647.86 2,019,101.71 5,910,749.58 289,795,873.95 7.0
85 3,918,402.94 1,992,346.63 5,910,749.58 285,877,471.01 7.1
86 3,945,341.96 1,965,407.61 5,910,749.58 281,932,129.04 7.2
87 3,972,466.19 1,938,283.39 5,910,749.58 277,959,662.85 7.3
88 3,999,776.89 1,910,972.68 5,910,749.58 273,959,885.96 7.3
89 4,027,275.36 1,883,474.22 5,910,749.58 269,932,610.60 7.4
90 4,054,962.88 1,855,786.70 5,910,749.58 265,877,647.72 7.5
91 4,082,840.75 1,827,908.83 5,910,749.58 261,794,806.97 7.6
92 4,110,910.28 1,799,839.30 5,910,749.58 257,683,896.69 7.7
93 4,139,172.79 1,771,576.79 5,910,749.58 253,544,723.91 7.8
94 4,167,629.60 1,743,119.98 5,910,749.58 249,377,094.31 7.8
95 4,196,282.05 1,714,467.52 5,910,749.58 245,180,812.25 7.9
96 4,225,131.49 1,685,618.08 5,910,749.58 240,955,680.76 8.0
97 4,254,179.27 1,656,570.31 5,910,749.58 236,701,501.49 8.1
98 4,283,426.75 1,627,322.82 5,910,749.58 232,418,074.73 8.2
99 4,312,875.31 1,597,874.26 5,910,749.58 228,105,199.42 8.3
100 4,342,526.33 1,568,223.25 5,910,749.58 223,762,673.09 8.3
101 4,372,381.20 1,538,368.38 5,910,749.58 219,390,291.89 8.4
102 4,402,441.32 1,508,308.26 5,910,749.58 214,987,850.57 8.5
103 4,432,708.10 1,478,041.47 5,910,749.58 210,555,142.47 8.6
104 4,463,182.97 1,447,566.60 5,910,749.58 206,091,959.50 8.7
105 4,493,867.36 1,416,882.22 5,910,749.58 201,598,092.14 8.8
106 4,524,762.69 1,385,986.88 5,910,749.58 197,073,329.45 8.8
107 4,555,870.44 1,354,879.14 5,910,749.58 192,517,459.01 8.9
108 4,587,192.05 1,323,557.53 5,910,749.58 187,930,266.96 9.0
109 4,618,728.99 1,292,020.59 5,910,749.58 183,311,537.97 9.1
110 4,650,482.75 1,260,266.82 5,910,749.58 178,661,055.22 9.2
111 4,682,454.82 1,228,294.75 5,910,749.58 173,978,600.40 9.3
112 4,714,646.70 1,196,102.88 5,910,749.58 169,263,953.70 9.3
113 4,747,059.89 1,163,689.68 5,910,749.58 164,516,893.80 9.4
114 4,779,695.93 1,131,053.64 5,910,749.58 159,737,197.87 9.5
115 4,812,556.34 1,098,193.24 5,910,749.58 154,924,641.53 9.6
116 4,845,642.67 1,065,106.91 5,910,749.58 150,078,998.87 9.7
117 4,878,956.46 1,031,793.12 5,910,749.58 145,200,042.41 9.8
118 4,912,499.29 998,250.29 5,910,749.58 140,287,543.12 9.8
119 4,946,272.72 964,476.86 5,910,749.58 135,341,270.40 9.9
120 4,980,278.34 930,471.23 5,910,749.58 130,360,992.06 10.0
121 5,014,517.76 896,231.82 5,910,749.58 125,346,474.30 10.1
122 5,048,992.57 861,757.01 5,910,749.58 120,297,481.74 10.2
123 5,083,704.39 827,045.19 5,910,749.58 115,213,777.35 10.3
124 5,118,654.86 792,094.72 5,910,749.58 110,095,122.49 10.3
125 5,153,845.61 756,903.97 5,910,749.58 104,941,276.88 10.4
126 5,189,278.30 721,471.28 5,910,749.58 99,751,998.58 10.5
127 5,224,954.59 685,794.99 5,910,749.58 94,527,044.00 10.6
128 5,260,876.15 649,873.43 5,910,749.58 89,266,167.85 10.7
129 5,297,044.67 613,704.90 5,910,749.58 83,969,123.18 10.8
130 5,333,461.85 577,287.72 5,910,749.58 78,635,661.32 10.8
131 5,370,129.41 540,620.17 5,910,749.58 73,265,531.92 10.9
132 5,407,049.04 503,700.53 5,910,749.58 67,858,482.87 11.0
133 5,444,222.51 466,527.07 5,910,749.58 62,414,260.36 11.1
134 5,481,651.54 429,098.04 5,910,749.58 56,932,608.83 11.2
135 5,519,337.89 391,411.69 5,910,749.58 51,413,270.94 11.3
136 5,557,283.34 353,466.24 5,910,749.58 45,855,987.60 11.3
137 5,595,489.66 315,259.91 5,910,749.58 40,260,497.94 11.4
138 5,633,958.65 276,790.92 5,910,749.58 34,626,539.28 11.5
139 5,672,692.12 238,057.46 5,910,749.58 28,953,847.16 11.6
140 5,711,691.88 199,057.70 5,910,749.58 23,242,155.29 11.7
141 5,750,959.76 159,789.82 5,910,749.58 17,491,195.53 11.8
142 5,790,497.61 120,251.97 5,910,749.58 11,700,697.92 11.8
143 5,830,307.28 80,442.30 5,910,749.58 5,870,390.64 11.9
144 5,870,390.64 40,358.94 5,910,749.58 0.00 12.0
TOTAL : 539,200,000.00 311,947,939.04 851,147,939.04
Aturan KPR Ekstra BTN :
1. Pembayaran angsuran tanggal 1 - 20 setiap bulan
2. Minimum angsuran extra adalah 5 x angsuran
3. Cicilan extra KPR BTN maksimal 1 x setahun
PERHITUNGAN BUNGA ANUITAS
Pinjaman 539,200,000 Rupiah
Jumlah Angsuran 144 kali
Bunga 8.25% per tahun
Extra angsuran 29,553,748 Rupiah 206,876,235.18

Angsuran Angsuran Besar Sisa


Tahun
ke Pokok Bunga Angsuran Pinjaman pokok
0 539,200,000.00
1 2,203,749.58 3,707,000.00 5,910,749.58 536,996,250.42 0.1
2 2,218,900.35 3,691,849.22 5,910,749.58 534,777,350.07 0.2
3 2,234,155.29 3,676,594.28 5,910,749.58 532,543,194.77 0.3
4 2,249,515.11 3,661,234.46 5,910,749.58 530,293,679.66 0.3
5 2,264,980.53 3,645,769.05 5,910,749.58 528,028,699.13 0.4
6 2,280,552.27 3,630,197.31 5,910,749.58 525,748,146.86 0.5
7 2,296,231.07 3,614,518.51 5,910,749.58 523,451,915.79 0.6
8 2,312,017.66 3,598,731.92 5,910,749.58 521,139,898.14 0.7
9 2,327,912.78 3,582,836.80 5,910,749.58 518,811,985.36 0.8
10 2,343,917.18 3,566,832.40 5,910,749.58 516,468,068.18 0.8
11 2,360,031.61 3,550,717.97 5,910,749.58 514,108,036.58 0.9
12 2,376,256.83 3,534,492.75 5,910,749.58 511,731,779.75 1.0
13 26,035,591.90 3,518,155.99 29,553,747.88 485,696,187.85 1.1
14 2,571,588.29 3,339,161.29 5,910,749.58 483,124,599.57 1.2
15 2,589,267.95 3,321,481.62 5,910,749.58 480,535,331.61 1.3
16 2,607,069.17 3,303,680.40 5,910,749.58 477,928,262.44 1.3
17 2,624,992.77 3,285,756.80 5,910,749.58 475,303,269.67 1.4
18 2,643,039.60 3,267,709.98 5,910,749.58 472,660,230.07 1.5
19 2,661,210.49 3,249,539.08 5,910,749.58 469,999,019.58 1.6
20 2,679,506.32 3,231,243.26 5,910,749.58 467,319,513.26 1.7
21 2,697,927.92 3,212,821.65 5,910,749.58 464,621,585.34 1.8
22 2,716,476.18 3,194,273.40 5,910,749.58 461,905,109.16 1.8
23 2,735,151.95 3,175,597.63 5,910,749.58 459,169,957.21 1.9
24 2,753,956.12 3,156,793.46 5,910,749.58 456,416,001.09 2.0
25 26,415,887.88 3,137,860.01 29,553,747.88 430,000,113.21 2.1
26 2,954,498.80 2,956,250.78 5,910,749.58 427,045,614.41 2.2
27 2,974,810.98 2,935,938.60 5,910,749.58 424,070,803.44 2.3
28 2,995,262.80 2,915,486.77 5,910,749.58 421,075,540.63 2.3
29 3,015,855.23 2,894,894.34 5,910,749.58 418,059,685.40 2.4
30 3,036,589.24 2,874,160.34 5,910,749.58 415,023,096.16 2.5
31 3,057,465.79 2,853,283.79 5,910,749.58 411,965,630.37 2.6
32 3,078,485.87 2,832,263.71 5,910,749.58 408,887,144.50 2.7
33 3,099,650.46 2,811,099.12 5,910,749.58 405,787,494.04 2.8
34 3,120,960.56 2,789,789.02 5,910,749.58 402,666,533.49 2.8
35 3,142,417.16 2,768,332.42 5,910,749.58 399,524,116.33 2.9
36 3,164,021.28 2,746,728.30 5,910,749.58 396,360,095.05 3.0
37 26,828,772.23 2,724,975.65 29,553,747.88 369,531,322.82 3.1
38 3,370,221.73 2,540,527.84 5,910,749.58 366,161,101.09 3.2
39 3,393,392.01 2,517,357.57 5,910,749.58 362,767,709.08 3.3
40 3,416,721.58 2,494,028.00 5,910,749.58 359,350,987.51 3.3
41 3,440,211.54 2,470,538.04 5,910,749.58 355,910,775.97 3.4
42 3,463,862.99 2,446,886.58 5,910,749.58 352,446,912.98 3.5
43 3,487,677.05 2,423,072.53 5,910,749.58 348,959,235.93 3.6
44 3,511,654.83 2,399,094.75 5,910,749.58 345,447,581.10 3.7
45 3,535,797.46 2,374,952.12 5,910,749.58 341,911,783.64 3.8
46 3,560,106.06 2,350,643.51 5,910,749.58 338,351,677.58 3.8
47 3,584,581.79 2,326,167.78 5,910,749.58 334,767,095.78 3.9
48 3,609,225.79 2,301,523.78 5,910,749.58 331,157,869.99 4.0
49 27,277,037.53 2,276,710.36 29,553,747.88 303,880,832.46 4.1
50 3,821,568.85 2,089,180.72 5,910,749.58 300,059,263.61 4.2
51 3,847,842.14 2,062,907.44 5,910,749.58 296,211,421.47 4.3
52 3,874,296.05 2,036,453.52 5,910,749.58 292,337,125.42 4.3
53 3,900,931.84 2,009,817.74 5,910,749.58 288,436,193.58 4.4
54 3,927,750.75 1,982,998.83 5,910,749.58 284,508,442.83 4.5
55 3,954,754.03 1,955,995.54 5,910,749.58 280,553,688.80 4.6
56 3,981,942.97 1,928,806.61 5,910,749.58 276,571,745.83 4.7
57 4,009,318.82 1,901,430.75 5,910,749.58 272,562,427.01 4.8
58 4,036,882.89 1,873,866.69 5,910,749.58 268,525,544.12 4.8
59 4,064,636.46 1,846,113.12 5,910,749.58 264,460,907.66 4.9
60 4,092,580.84 1,818,168.74 5,910,749.58 260,368,326.82 5.0
61 27,763,715.64 1,790,032.25 29,553,747.88 232,604,611.18 5.1
62 4,311,592.87 1,599,156.70 5,910,749.58 228,293,018.31 5.2
63 4,341,235.08 1,569,514.50 5,910,749.58 223,951,783.23 5.3
64 4,371,081.07 1,539,668.51 5,910,749.58 219,580,702.17 5.3
65 4,401,132.25 1,509,617.33 5,910,749.58 215,179,569.92 5.4
66 4,431,390.03 1,479,359.54 5,910,749.58 210,748,179.88 5.5
67 4,461,855.84 1,448,893.74 5,910,749.58 206,286,324.04 5.6
68 4,492,531.10 1,418,218.48 5,910,749.58 201,793,792.95 5.7
69 4,523,417.25 1,387,332.33 5,910,749.58 197,270,375.70 5.8
70 4,554,515.74 1,356,233.83 5,910,749.58 192,715,859.95 5.8
71 4,585,828.04 1,324,921.54 5,910,749.58 188,130,031.91 5.9
72 4,617,355.61 1,293,393.97 5,910,749.58 183,512,676.30 6.0
73 28,292,098.23 1,261,649.65 29,553,747.88 155,220,578.07 6.1
74 4,843,608.10 1,067,141.47 5,910,749.58 150,376,969.97 6.2
75 4,876,907.91 1,033,841.67 5,910,749.58 145,500,062.06 6.3
76 4,910,436.65 1,000,312.93 5,910,749.58 140,589,625.41 6.3
77 4,944,195.90 966,553.67 5,910,749.58 135,645,429.51 6.4
78 4,978,187.25 932,562.33 5,910,749.58 130,667,242.26 6.5
79 5,012,412.29 898,337.29 5,910,749.58 125,654,829.97 6.6
80 5,046,872.62 863,876.96 5,910,749.58 120,607,957.35 6.7
81 5,081,569.87 829,179.71 5,910,749.58 115,526,387.48 6.8
82 5,116,505.66 794,243.91 5,910,749.58 110,409,881.82 6.8
83 5,151,681.64 759,067.94 5,910,749.58 105,258,200.18 6.9
84 5,187,099.45 723,650.13 5,910,749.58 100,071,100.73 7.0
85 28,865,759.07 687,988.82 29,553,747.88 71,205,341.67 7.1
86 5,421,212.85 489,536.72 5,910,749.58 65,784,128.81 7.2
87 5,458,483.69 452,265.89 5,910,749.58 60,325,645.12 7.3
88 5,496,010.77 414,738.81 5,910,749.58 54,829,634.36 7.3
89 5,533,795.84 376,953.74 5,910,749.58 49,295,838.51 7.4
90 5,571,840.69 338,908.89 5,910,749.58 43,723,997.83 7.5
91 5,610,147.09 300,602.49 5,910,749.58 38,113,850.74 7.6
92 5,648,716.85 262,032.72 5,910,749.58 32,465,133.88 7.7
93 5,687,551.78 223,197.80 5,910,749.58 26,777,582.10 7.8
94 5,726,653.70 184,095.88 5,910,749.58 21,050,928.40 7.8
95 5,766,024.44 144,725.13 5,910,749.58 15,284,903.96 7.9
96 5,805,665.86 105,083.71 5,910,749.58 9,479,238.10 8.0
97 5,845,579.81 65,169.76 5,910,749.58 3,633,658.28 8.1
98 5,885,768.18 24,981.40 5,910,749.58 -2,252,109.89 8.2
TOTAL : 541,452,109.89 203,302,336.76 744,754,446.66

Selisih EXT-0 : 106,393,492.38


12.5%
Aturan KPR Ekstra BTN :
1. Pembayaran angsuran tanggal 1 - 20 setiap bulan
2. Minimum angsuran extra adalah 5 x angsuran
3. Cicilan extra KPR BTN maksimal 1 x setahun
71,205,341.66
PERHITUNGAN BUNGA ANUITAS
Pinjaman 539,200,000 Rupiah
Jumlah Angsuran 144 kali
Bunga 8.25% per tahun
Extra angsuran 44,000,000 Rupiah 264,000,000.00

Angsuran Angsuran Besar Sisa


Tahun
ke Pokok Bunga Angsuran Pinjaman pokok
0 539,200,000.00
1 2,203,749.58 3,707,000.00 5,910,749.58 536,996,250.42 0.1
2 2,218,900.35 3,691,849.22 5,910,749.58 534,777,350.07 0.2
3 2,234,155.29 3,676,594.28 5,910,749.58 532,543,194.77 0.3
4 2,249,515.11 3,661,234.46 5,910,749.58 530,293,679.66 0.3
5 2,264,980.53 3,645,769.05 5,910,749.58 528,028,699.13 0.4
6 2,280,552.27 3,630,197.31 5,910,749.58 525,748,146.86 0.5
7 2,296,231.07 3,614,518.51 5,910,749.58 523,451,915.79 0.6
8 2,312,017.66 3,598,731.92 5,910,749.58 521,139,898.14 0.7
9 2,327,912.78 3,582,836.80 5,910,749.58 518,811,985.36 0.8
10 2,343,917.18 3,566,832.40 5,910,749.58 516,468,068.18 0.8
11 2,360,031.61 3,550,717.97 5,910,749.58 514,108,036.58 0.9
12 2,376,256.83 3,534,492.75 5,910,749.58 511,731,779.75 1.0
13 40,481,844.01 3,518,155.99 44,000,000.00 471,249,935.74 1.1
14 2,670,906.27 3,239,843.31 5,910,749.58 468,579,029.47 1.2
15 2,689,268.75 3,221,480.83 5,910,749.58 465,889,760.72 1.3
16 2,707,757.47 3,202,992.10 5,910,749.58 463,182,003.25 1.3
17 2,726,373.30 3,184,376.27 5,910,749.58 460,455,629.94 1.4
18 2,745,117.12 3,165,632.46 5,910,749.58 457,710,512.82 1.5
19 2,763,989.80 3,146,759.78 5,910,749.58 454,946,523.02 1.6
20 2,782,992.23 3,127,757.35 5,910,749.58 452,163,530.79 1.7
21 2,802,125.30 3,108,624.27 5,910,749.58 449,361,405.49 1.8
22 2,821,389.91 3,089,359.66 5,910,749.58 446,540,015.58 1.8
23 2,840,786.97 3,069,962.61 5,910,749.58 443,699,228.61 1.9
24 2,860,317.38 3,050,432.20 5,910,749.58 440,838,911.23 2.0
25 40,969,232.49 3,030,767.51 44,000,000.00 399,869,678.74 2.1
26 3,161,645.54 2,749,104.04 5,910,749.58 396,708,033.21 2.2
27 3,183,381.85 2,727,367.73 5,910,749.58 393,524,651.36 2.3
28 3,205,267.60 2,705,481.98 5,910,749.58 390,319,383.76 2.3
29 3,227,303.81 2,683,445.76 5,910,749.58 387,092,079.94 2.4
30 3,249,491.53 2,661,258.05 5,910,749.58 383,842,588.42 2.5
31 3,271,831.78 2,638,917.80 5,910,749.58 380,570,756.64 2.6
32 3,294,325.62 2,616,423.95 5,910,749.58 377,276,431.01 2.7
33 3,316,974.11 2,593,775.46 5,910,749.58 373,959,456.90 2.8
34 3,339,778.31 2,570,971.27 5,910,749.58 370,619,678.59 2.8
35 3,362,739.29 2,548,010.29 5,910,749.58 367,256,939.30 2.9
36 3,385,858.12 2,524,891.46 5,910,749.58 363,871,081.18 3.0
37 41,498,386.32 2,501,613.68 44,000,000.00 322,372,694.87 3.1
38 3,694,437.30 2,216,312.28 5,910,749.58 318,678,257.57 3.2
39 3,719,836.56 2,190,913.02 5,910,749.58 314,958,421.01 3.3
40 3,745,410.43 2,165,339.14 5,910,749.58 311,213,010.58 3.3
41 3,771,160.13 2,139,589.45 5,910,749.58 307,441,850.45 3.4
42 3,797,086.85 2,113,662.72 5,910,749.58 303,644,763.59 3.5
43 3,823,191.83 2,087,557.75 5,910,749.58 299,821,571.77 3.6
44 3,849,476.27 2,061,273.31 5,910,749.58 295,972,095.50 3.7
45 3,875,941.42 2,034,808.16 5,910,749.58 292,096,154.08 3.8
46 3,902,588.52 2,008,161.06 5,910,749.58 288,193,565.56 3.8
47 3,929,418.81 1,981,330.76 5,910,749.58 284,264,146.75 3.9
48 3,956,433.57 1,954,316.01 5,910,749.58 280,307,713.18 4.0
49 42,072,884.47 1,927,115.53 44,000,000.00 238,234,828.71 4.1
50 4,272,885.13 1,637,864.45 5,910,749.58 233,961,943.58 4.2
51 4,302,261.21 1,608,488.36 5,910,749.58 229,659,682.36 4.3
52 4,331,839.26 1,578,910.32 5,910,749.58 225,327,843.10 4.3
53 4,361,620.66 1,549,128.92 5,910,749.58 220,966,222.45 4.4
54 4,391,606.80 1,519,142.78 5,910,749.58 216,574,615.65 4.5
55 4,421,799.09 1,488,950.48 5,910,749.58 212,152,816.56 4.6
56 4,452,198.96 1,458,550.61 5,910,749.58 207,700,617.59 4.7
57 4,482,807.83 1,427,941.75 5,910,749.58 203,217,809.76 4.8
58 4,513,627.13 1,397,122.44 5,910,749.58 198,704,182.63 4.8
59 4,544,658.32 1,366,091.26 5,910,749.58 194,159,524.31 4.9
60 4,575,902.85 1,334,846.73 5,910,749.58 189,583,621.46 5.0
61 42,696,612.60 1,303,387.40 44,000,000.00 146,887,008.86 5.1
62 4,900,901.39 1,009,848.19 5,910,749.58 141,986,107.47 5.2
63 4,934,595.09 976,154.49 5,910,749.58 137,051,512.38 5.3
64 4,968,520.43 942,229.15 5,910,749.58 132,082,991.95 5.3
65 5,002,679.01 908,070.57 5,910,749.58 127,080,312.94 5.4
66 5,037,072.43 873,677.15 5,910,749.58 122,043,240.52 5.5
67 5,071,702.30 839,047.28 5,910,749.58 116,971,538.22 5.6
68 5,106,570.25 804,179.33 5,910,749.58 111,864,967.97 5.7
69 5,141,677.92 769,071.65 5,910,749.58 106,723,290.05 5.8
70 5,177,026.96 733,722.62 5,910,749.58 101,546,263.09 5.8
71 5,212,619.02 698,130.56 5,910,749.58 96,333,644.07 5.9
72 5,248,455.77 662,293.80 5,910,749.58 91,085,188.30 6.0
73 43,373,789.33 626,210.67 44,000,000.00 47,711,398.97 6.1
74 5,582,733.71 328,015.87 5,910,749.58 42,128,665.26 6.2
75 5,621,115.00 289,634.57 5,910,749.58 36,507,550.25 6.3
76 5,659,760.17 250,989.41 5,910,749.58 30,847,790.09 6.3
77 5,698,671.02 212,078.56 5,910,749.58 25,149,119.07 6.4
78 5,737,849.38 172,900.19 5,910,749.58 19,411,269.68 6.5
79 5,777,297.10 133,452.48 5,910,749.58 13,633,972.58 6.6
80 5,817,016.02 93,733.56 5,910,749.58 7,816,956.57 6.7
81 5,857,008.00 53,741.58 5,910,749.58 1,959,948.57 6.8
82 5,897,274.93 13,474.65 5,910,749.58 -3,937,326.36 6.8
TOTAL : 543,137,326.36 170,079,641.46 713,216,967.83

Selisih EXT-0 : 137,930,971.21


16.2%
Aturan KPR Ekstra BTN :
1. Pembayaran angsuran tanggal 1 - 20 setiap bulan
2. Minimum angsuran extra adalah 5 x angsuran
3. Cicilan extra KPR BTN maksimal 1 x setahun
PERHITUNGAN BUNGA ANUITAS
Pinjaman 539,200,000 Rupiah
Jumlah Angsuran 144 kali
Bunga 8.25% per tahun
Extra angsuran 54,000,000 Rupiah 270,000,000.00

Angsuran Angsuran Besar Sisa


Tahun
ke Pokok Bunga Angsuran Pinjaman pokok
0 539,200,000.00
1 2,203,749.58 3,707,000.00 5,910,749.58 536,996,250.42 0.1
2 2,218,900.35 3,691,849.22 5,910,749.58 534,777,350.07 0.2
3 2,234,155.29 3,676,594.28 5,910,749.58 532,543,194.77 0.3
4 2,249,515.11 3,661,234.46 5,910,749.58 530,293,679.66 0.3
5 2,264,980.53 3,645,769.05 5,910,749.58 528,028,699.13 0.4
6 2,280,552.27 3,630,197.31 5,910,749.58 525,748,146.86 0.5
7 2,296,231.07 3,614,518.51 5,910,749.58 523,451,915.79 0.6
8 2,312,017.66 3,598,731.92 5,910,749.58 521,139,898.14 0.7
9 2,327,912.78 3,582,836.80 5,910,749.58 518,811,985.36 0.8
10 2,343,917.18 3,566,832.40 5,910,749.58 516,468,068.18 0.8
11 2,360,031.61 3,550,717.97 5,910,749.58 514,108,036.58 0.9
12 2,376,256.83 3,534,492.75 5,910,749.58 511,731,779.75 1.0
13 50,481,844.01 3,518,155.99 54,000,000.00 461,249,935.74 1.1
14 2,739,656.27 3,171,093.31 5,910,749.58 458,510,279.47 1.2
15 2,758,491.41 3,152,258.17 5,910,749.58 455,751,788.06 1.3
16 2,777,456.03 3,133,293.54 5,910,749.58 452,974,332.03 1.3
17 2,796,551.04 3,114,198.53 5,910,749.58 450,177,780.99 1.4
18 2,815,777.33 3,094,972.24 5,910,749.58 447,362,003.65 1.5
19 2,835,135.80 3,075,613.78 5,910,749.58 444,526,867.85 1.6
20 2,854,627.36 3,056,122.22 5,910,749.58 441,672,240.49 1.7
21 2,874,252.92 3,036,496.65 5,910,749.58 438,797,987.57 1.8
22 2,894,013.41 3,016,736.16 5,910,749.58 435,903,974.16 1.8
23 2,913,909.75 2,996,839.82 5,910,749.58 432,990,064.40 1.9
24 2,933,942.88 2,976,806.69 5,910,749.58 430,056,121.52 2.0
25 51,043,364.16 2,956,635.84 54,000,000.00 379,012,757.35 2.1
26 3,305,036.87 2,605,712.71 5,910,749.58 375,707,720.48 2.2
27 3,327,759.00 2,582,990.58 5,910,749.58 372,379,961.49 2.3
28 3,350,637.34 2,560,112.24 5,910,749.58 369,029,324.14 2.3
29 3,373,672.97 2,537,076.60 5,910,749.58 365,655,651.17 2.4
30 3,396,866.97 2,513,882.60 5,910,749.58 362,258,784.20 2.5
31 3,420,220.44 2,490,529.14 5,910,749.58 358,838,563.76 2.6
32 3,443,734.45 2,467,015.13 5,910,749.58 355,394,829.31 2.7
33 3,467,410.13 2,443,339.45 5,910,749.58 351,927,419.19 2.8
34 3,491,248.57 2,419,501.01 5,910,749.58 348,436,170.62 2.8
35 3,515,250.90 2,395,498.67 5,910,749.58 344,920,919.71 2.9
36 3,539,418.25 2,371,331.32 5,910,749.58 341,381,501.46 3.0
37 51,653,002.18 2,346,997.82 54,000,000.00 289,728,499.28 3.1
38 3,918,866.14 1,991,883.43 5,910,749.58 285,809,633.14 3.2
39 3,945,808.35 1,964,941.23 5,910,749.58 281,863,824.79 3.3
40 3,972,935.78 1,937,813.80 5,910,749.58 277,890,889.01 3.3
41 4,000,249.71 1,910,499.86 5,910,749.58 273,890,639.29 3.4
42 4,027,751.43 1,882,998.15 5,910,749.58 269,862,887.86 3.5
43 4,055,442.22 1,855,307.35 5,910,749.58 265,807,445.64 3.6
44 4,083,323.39 1,827,426.19 5,910,749.58 261,724,122.25 3.7
45 4,111,396.24 1,799,353.34 5,910,749.58 257,612,726.01 3.8
46 4,139,662.09 1,771,087.49 5,910,749.58 253,473,063.93 3.8
47 4,168,122.26 1,742,627.31 5,910,749.58 249,304,941.67 3.9
48 4,196,778.10 1,713,971.47 5,910,749.58 245,108,163.56 4.0
49 52,314,881.38 1,685,118.62 54,000,000.00 192,793,282.19 4.1
50 4,585,295.76 1,325,453.82 5,910,749.58 188,207,986.43 4.2
51 4,616,819.67 1,293,929.91 5,910,749.58 183,591,166.76 4.3
52 4,648,560.31 1,262,189.27 5,910,749.58 178,942,606.45 4.3
53 4,680,519.16 1,230,230.42 5,910,749.58 174,262,087.29 4.4
54 4,712,697.73 1,198,051.85 5,910,749.58 169,549,389.57 4.5
55 4,745,097.52 1,165,652.05 5,910,749.58 164,804,292.04 4.6
56 4,777,720.07 1,133,029.51 5,910,749.58 160,026,571.98 4.7
57 4,810,566.89 1,100,182.68 5,910,749.58 155,216,005.08 4.8
58 4,843,639.54 1,067,110.03 5,910,749.58 150,372,365.54 4.8
59 4,876,939.56 1,033,810.01 5,910,749.58 145,495,425.98 4.9
60 4,910,468.52 1,000,281.05 5,910,749.58 140,584,957.45 5.0
61 53,033,478.42 966,521.58 54,000,000.00 87,551,479.04 5.1
62 5,308,833.16 601,916.42 5,910,749.58 82,242,645.88 5.2
63 5,345,331.39 565,418.19 5,910,749.58 76,897,314.49 5.3
64 5,382,080.54 528,669.04 5,910,749.58 71,515,233.95 5.3
65 5,419,082.34 491,667.23 5,910,749.58 66,096,151.61 5.4
66 5,456,338.53 454,411.04 5,910,749.58 60,639,813.07 5.5
67 5,493,850.86 416,898.71 5,910,749.58 55,145,962.21 5.6
68 5,531,621.09 379,128.49 5,910,749.58 49,614,341.13 5.7
69 5,569,650.98 341,098.60 5,910,749.58 44,044,690.14 5.8
70 5,607,942.33 302,807.24 5,910,749.58 38,436,747.81 5.8
71 5,646,496.94 264,252.64 5,910,749.58 32,790,250.88 5.9
72 5,685,316.60 225,432.97 5,910,749.58 27,104,934.27 6.0
73 5,724,403.15 186,346.42 5,910,749.58 21,380,531.12 6.1
74 5,763,758.43 146,991.15 5,910,749.58 15,616,772.70 6.2
75 5,803,384.26 107,365.31 5,910,749.58 9,813,388.43 6.3
76 5,843,282.53 67,467.05 5,910,749.58 3,970,105.90 6.3
77 5,883,455.10 27,294.48 5,910,749.58 -1,913,349.20 6.4
TOTAL : 541,113,349.20 154,460,620.32 695,573,969.52
Selisih EXT-0 : 155,573,969.52
18.3%
Aturan KPR Ekstra BTN :
1. Pembayaran angsuran tanggal 1 - 20 setiap bulan
2. Minimum angsuran extra adalah 5 x angsuran
3. Cicilan extra KPR BTN maksimal 1 x setahun

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