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21 Valenzuela v. CA
21 Valenzuela v. CA
CA
GR No. 83122, 19 October 1990
FACTS
ISSUE + RATIO
1
Sec. 77 x x x [N]otwithstanding any agreement to the contrary, no policy or contract of insurance is valid and
binding unless and until the premiums thereof have been paid except in the case of a life or industrial life policy
whenever the grace period provision applies