Professional Documents
Culture Documents
Microfinanzas
Microfinanzas
Concepto
201711 201710 201709 201708
IMOR 10.4 10.2 10.2 10.4
ICOR 96.2 98.1 97.7 96.3
Coeficiente de Liquidez */
ROA (flujo 12 me 1.0 1.1 1.2 1.4
ROE (flujo 12 me 4.8 5.6 6.2 6.9
201212 201211 201210 201209 201208 201207
0.7 -0.6 -0.8 -0.5 -1.0 -1.1
3.7 -3.5 -4.5 -2.9 -5.7 -6.1
SOFIP
201501 201412 201411 201410 201409 201408 201407
9.8 9.8 10.2 8.1 8.0 7.9 8.4
103.8 103.7 106.4 107.0 109.6 111.2 106.0
201001
1.0
5.9
201001
0.1
0.4
BALANCE
ACTIVO 33,462,840,467 33,034,777,441 32,797,360,426 32,498,250,693 32,056,166,478
ESTADO DE RESULTADOS
Ingresos por intereses 8,772,569,073 7,924,929,890 7,066,780,673 6,233,215,087 5,378,943,678
Gastos por intereses 1,453,888,209 1,306,371,873 1,160,235,716 1,023,047,392 881,746,096
Comisiones y tarifas
cobradas 597,849,712 539,582,610 481,762,170 424,239,250 363,400,880
Resultado por
intermediación 921,550 919,694 7,004 -306,349 -581,655
Gastos de administración y
promoción 5,653,669,905 5,106,926,875 4,596,391,153 4,065,730,305 3,532,563,984
Impuesto a la Utilidad
causados 136,945,015 125,243,612 112,303,909 126,905,148 112,725,402
Impuesto a la Utilidad
diferidos 16,107,681 16,920,456 26,430,316 49,906,212 47,918,943
RESULTADO POR OPERACIONES
CONTINUAS 213,719,799 240,468,205 213,044,463 229,514,374 183,988,894
Operaciones discontinuas,
partidas extraordinarias y
cambios en políticas
contables 0 0 0 0 0
RESULTADO NETO 213,719,799 240,468,205 213,044,463 229,514,374 183,988,894
31,766,260,820 31,381,461,334 31,155,119,233 31,361,014,304 30,982,075,043 31,118,420,521
0 0 0 0 0 0
3,799,205,045 3,130,358,853 2,475,408,441 1,842,692,017 1,196,872,332 619,432,447
0 0 0 0 0 0
161,073,916 115,047,173 106,151,646 96,471,016 45,836,096 13,720,829
31,280,633,866 30,721,864,824 30,391,829,047 29,991,545,262 29,554,338,689 28,486,408,392
0 0 0 0 0 0
6,605,115,069 5,991,789,950 5,437,099,254 4,852,599,835 4,282,501,698 3,714,202,661
0 0 0 0 0 0
331,324,315 240,514,492 222,794,680 160,547,109 131,898,198 41,461,208
28,061,507,610 27,772,908,460 27,551,770,907 27,203,943,862 26,922,872,622 26,905,651,377
0 0 0 0 0 0
3,158,544,427 2,631,001,157 2,087,910,342 1,566,077,264 1,036,809,489 535,575,978
0 0 0 0 0 0
44,703,310 20,836,284 6,250,573 24,305,245 6,484,612 7,974,097
26,978,177,451 25,901,413,538 25,704,081,157 25,474,996,534 24,651,372,791 24,539,259,359
0 0 0 0 0 0
5,715,804,393 5,172,745,300 4,665,289,381 4,147,997,521 3,653,352,598 3,172,026,667
0 0 0 0 0 0
250,747,998 169,113,051 164,144,195 139,019,366 116,649,009 91,399,259
24,706,551,953 24,433,254,119 24,303,216,223 24,345,172,947 24,222,474,069 24,019,252,485
0 0 0 0 0 0
2,695,219,187 2,235,492,758 1,769,192,937 1,322,327,896 862,684,826 453,870,680
0 0 0 0 0 0
91,090,059 88,240,021 73,639,183 50,395,975 30,167,891 9,479,066
24,272,308,609 23,821,562,006 23,597,553,699 23,266,756,756 23,117,362,125 22,736,809,053
0 0 0 0 0 0
5,088,808,011 4,625,106,073 4,193,795,469 3,759,027,657 3,324,547,192 2,878,867,893
0 0 0 0 0 0
-214,461,480 -71,879,661 29,722,965 21,745,671 44,239,546 66,554,782
22,444,494,692 22,169,768,877 21,927,432,527 21,667,469,821 21,864,313,754 21,776,550,162
0 0 0 0 0 0
2,448,302,426 2,033,124,009 1,601,588,728 1,178,567,702 767,970,224 407,473,345
0 0 0 0 0 0
73,644,593 74,640,402 43,221,696 37,445,099 20,278,552 34,054,632
21,785,478,482 21,310,366,827 21,013,130,712 20,887,800,846 20,766,374,522 20,270,234,477
0 0 0 0 0 0
4,638,687,394 4,229,016,163 3,833,598,248 3,425,122,551 3,027,110,376 2,612,300,752
0 0 0 0 0 0
-157,126,139 -57,526,489 -57,451,590 -18,991,729 558,512 25,041,028
20,283,159,444 19,955,320,118 19,876,967,632 19,775,366,100 19,747,250,958 19,665,155,464
0 0 0 0 0 0
2,205,621,241 1,827,639,186 1,446,048,480 1,085,776,583 712,753,113 372,543,589
0 0 0 0 0 0
11,311,438 -95,234,477 -59,097,736 -78,454,100 -21,508,046 31,617,049
19,353,485,225 19,428,510,184 18,514,685,319 18,068,980,218 17,912,986,856 17,757,988,060
0 0 0 0 0 0
4,147,358,788 3,788,353,508 3,433,343,916 2,996,231,253 2,657,611,579 2,309,584,929
0 0 0 0 0 0
101,191,171 -13,956,440 8,967,551 17,612,231 29,730,711 21,981,179
17,633,927,717 17,559,856,525 17,470,624,748 17,448,437,822 17,390,617,251 17,511,427,075
0 0 0 0 0 0
1,970,616,572 1,649,606,089 1,317,232,773 989,082,904 639,988,892 332,754,955
0 0 0 0 0 0
-15,302,618 -9,970,784 -2,973,829 28,968,188 -6,381,416 -26,299,628
17,425,637,470 17,261,225,874 17,066,687,962 16,751,674,788 16,809,642,603 16,902,157,332
0 0 0 0 0 0
3,606,472,144 3,279,150,848 2,968,735,578 2,647,975,562 2,338,529,540 2,016,963,698
0 0 0 0 0 0
-206,258,331 -79,357,426 -26,284,989 -74,209,735 28,320,925 29,807,735
16,702,014,446 16,473,265,553 16,511,539,146 16,465,801,229 16,315,364,142 16,187,586,981
0 0 0 0 0 0
1,704,202,150 1,402,054,404 1,112,454,994 825,382,594 538,311,536 279,140,513
0 0 0 0 0 1
45,060,474 118,531,277 106,838,764 139,553,340 86,858,047 49,458,968
16,087,804,929 15,733,506,996 15,527,516,154 15,524,495,690 15,392,824,315 15,188,896,805
0 0 0 0 0 0
3,190,140,701 2,891,227,144 2,614,466,009 2,339,534,880 2,055,452,608 1,779,738,332
0 0 0 0 0 0
1,286,405,845 1,073,860,162 858,696,842 626,776,806 417,946,052 214,341,167
101 0 0 1 2 1
78,353,014 42,767,970 43,545,696 36,130,929 49,312,521 35,673,635
Ingresos por
intereses 8,772,569,073 7,924,929,890 7,066,780,673 6,233,215,087 5,378,943,678 4,544,436,452
Gastos por
intereses 1,453,888,209 1,306,371,873 1,160,235,716 1,023,047,392 881,746,096 745,231,408
Resultado
por posición
monetaria
neto (margen
financiero) 7,318,680,864 6,618,558,017 5,906,544,956 5,210,167,695 4,497,197,582 3,799,205,045
MARGEN
FINANCIER
O 7,318,680,864 6,618,558,017 5,906,544,956 5,210,167,695 4,497,197,582 3,799,205,045
3,746,413,104 2,960,238,048 2,202,504,226 1,432,150,436 742,525,825 7,831,173,776 7,099,436,795
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0