ANALYSIS OF DEBTOR INFORMATION SYSTEM DEVELOPMENT

THROUGH SISTEM LAYANAN INFORMASI KEUANGAN (SLIK) USING

METHOD MODEL VIEW CONTROLER (MVC)

Muhammad Haikal Al Wahaby

Master of Computer Science Study Program, Postgraduate Program, Budi Luhur University
Jl. Raya Ciledug, Petukangan Utara, Kebayoran Lama, South Jakarta 12260
Tel. (021) 5853753, Fax. (021) 5869225
E-mail:kalekstehek@gmail.com

ABSTRACT
Ease of obtaining access to finance is an important factor needed in creating a healthy and good financial system in
order to encourage economic growth in a country, especially in Indonesia. With the existence of an information
system that supports the exchange of credit information between Lembaga Jasa keuangan (LJK), the ease of access
can be achieved. Otoritas Jasa Keuangan (OJK) as the Financial Industry Supervisor will implement a new credit
data reporting system called SLIK (Sistem Layanan Informasi Keuangan). To smooth the migration from SID to
SLIK, OJK asked financial institutions to prepare new data formats and develop the systems needed for SLIK. To
accommodate the policies implemented by the OJK, researchers conducted literature reviews, data collection,
analysis, designing models, build applications and do testing with the user acceptance test (UAT) method. In the
process of developing this application using the PHP language with the Model View Controller (MVC) method. The
result of this study is that the SLIK application can accommodate financial reporting in accordance with the
requirements specified by OJK. This study has been tested using the user acceptance test (UAT) method, and the test
results get a percentage of 95.23%, which means that this system is acceptable.
Keywords: Information Systems, Services, Finance, Model View Controller (MVC), PHP, User Acceptance Test.

1. INTRODUCTION
The Otoritas Jasa Keuangan (OJK) as the 1.2 Problem Identification
Financial Industry Supervisor will implement a
Based on the background of the problems in
new credit data reporting system called the SLIK
this study, the problems can be identified as
(Sistem Layanan Informasi Keuangan). This
follows:
Financial Information Service System can be used
to expedite the process of providing funds, 1. Time
implementing risk management, assessing Debtor
The debtor's report must be reported to the
quality, and improving financial industry
OJK every month with the time determined
discipline. The SLIK system will collect and
by the OJK while the available time is
provide credit data from various financial
institutions in Indonesia. Currently, Bank limited.
Indonesia provides this service using the Sistem 2. Costs
Informasi Debitur (SID). However, SID will be
replaced by the full OJK SLIK later on. As explained above, the reporter will be
Companies that are responsible for managing fined if there is a delay in reporting. And the
customer finances will be supervised by OJK, fine is valid every month so that if there is a
including banking. To smooth the migration from delay in the current month due to limited
SID to SLIK, OJK asked financial institutions to time to work, then it is possible to delay in
prepare new data formats and develop the systems the following months.
needed for SLIK.
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1.3 Problem Limitation
Scope of the problem from SLIK that is
analyzed and designed is limited as follows:
1. In this study the author limits the
problems to be studied so as not to be too
broad by limiting the research topic by
discussing applications that support data
and formats presented in accordance with
the standards set by OJK.
2. The information system development
method uses the stages of the System
Development Live Cycle (SDLC) model.
In the analysis and design stage using the
Model View Controller (MVC) method
and at the system testing stage using the
User Acceptance Test (UAT).
3. Information gathering uses Focus Group
Discussion method, observation,
interview and literature study. While the
system quality testing is generated using
a questioner method.
2. LITERATURE REVIEW
Information Systems
Information Systems are a combination of
work procedures, information, people, and
information technology organized to achieve
goals in an organization.
Data
Data is collected from facts, concepts, or
instructions on storage that is used for
communication, repair and automatically
processed which presents information that
can be understood by humans.
Otoritas Jasa Keuangan
OJK is an independent institution that has
the functions, duties and authority of the
regulation, supervision, inspection and
investigation of
2
Sistem Layanan Informasi Keuangan
SLIK is an integrated information system
managed by the OJK that will provide
information services to stakeholders in the
financial services sector.
Framework
Framework is a set of libraries organized in
an architectural design to provide speed,
accuracy, ease and consistency in application
development from the definition
Model View Controller
Model View Controller is a form of
programming that separates based on the
logic of handling the display, control logic
and model logic.
3. SYSTEM AND APPLICATION DESIGN
Report data sent from banks to OJK must be
in the form of clean data that is in
accordance with OJK standards. The current
condition of the data is still not in
accordance with the standards set by the
OJK. In this case the banking sector cleansed
the data to meet the report data standards.
However, the data cleansing process carried
out requires a lot of time due to inadequate
human resources. For example, where the
cleansing data of 140,000 data is only
carried out by eight people. Therefore, it is
expected that banks can accommodate the
data cleansing process so that in the process
of sending data the report can run smoothly.
From the results of the current analysis and
system, there will be an SLIK reporting
model. The following is the SLIK reporting
model:
 Display Data Maintenance Menu
In the data maintenance menu, the user can make
changes to existing data by editing and saving.

Figure 1 SLIK Reporting Model

3.1 Use Case Diagram
Figure 2 displays the a use case that
contains a function description of a Figure 4 Display Menu Display Data
system from the user's perspective: Maintenance Data
Download Menu
In this menu the user can download data that will be
reported to OJK. In the download menu the data is
divided into two, namely downloading data reporting
and downloading data cleansing. For display
download data reporting as shown below.

i
Figure 2 Use Case Diagram SLIK
3.2 Construction Interface
Display Login Menu Figure 5 Display Menu Display Data Download Data
In the login menu, the user can enter into the Mapping Menu
application according to the user and
password provided. This menu allows users to add references according to
their needs.

Figure 6 Display of Menu Mapping Data

F
Figure 3 Display Menu Login The Formed Data Report
Figure 7 displays data formed by the report
generated by the SLIK application. The format is in
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accordance with the format determined by OJK.
Figure 7 Display Data Formation Reports
Below the display client application FSA that
inform the user that the process validation superbly
managed
Figure 8 Display Validation Successfully
following application view Slik Client that inform the
user if there is an error during the validation process
Figure 9 Display Validation If There Error
Below the display SLIK application The client
informs the user that the process of sending from the
reporting bank to OJK has been a success.
4
Figure 10 Display of Successful Report Results Sent
4. Results and Discussion
Results of testing User Acceptance Test (UAT)
This study has been tested using the method of user
acceptance test (UAT), and the test results get a
percentage of 95.23%. Based on the results of user
acceptance test, it was concluded that the Sistem
Layanan Informasi Keuangan was in accordance with
the specifications of the functional requirements
needed by the user. Thus based on the results of the
analysis, design and construction of software for the
creation of the Sistem Layanan Informasi Keuangan
Model can function properly and produce good
validation, so the hypothesis is suspected Sistem
Layanan Informasi Keuangan can function to provide
financial information data and support the speed of
reporting financial information in this study the truth
is proven.
Report Acceleration Results
Based on the results of the report acceleration
measurement, the reporting time if done manually
takes 11 days, which is until the 11th of each month
where the maximum delivery time for reporting is the
12th of each month. The manual processing time
above is a normal count where there are no errors in
the work of reporting. If there is an error in the work,
then the reporting time will increase longer so that the
target of submitting the report on the 12th of each
month will not be recognized. If late reporting will be
subject to fines in accordance with OJK provisions.
While the reporting time if using the SLIK
application takes 4 days, which is until the 4th of each
month where the maximum delivery time for
reporting is the 12th of each month. The efficiency of
reporting time obtained after using the SLIK
application is 8 days. With the SLIK application
reporting speed can be achieved.
Measurement Results Minimization of Costs /
Fines
From the measurement results of minimizing costs /
fines it can be concluded that the costs / fines that
occur if the company is late in reporting to OJK. The
fees / fines are grouped according to information on
late reporting. For late reporting of costs / fines to be
paid is (assuming the calculation of the maximum
fine) of Rp. 30,000,000, - for fees / fines due to not
submitting a report of Rp. 600,000,000, - and the fees
/ penalties due to late submission of report corrections
are equal to Rp. 20,000,000. The total amount of the
maximum cost / fine imposed is Rp. 650,000,000.
Whereas if the company uses the SLIK application in
reporting, the company will not be charged / fined
because the reporting is done in a timely manner
because of the acceleration of reporting generated by
SLIK. With the SLIK application the company can
minimize these costs / fines.
Strengths
The results of this study were used by the Finance
Division of PT BNI Syariah Tbk. In connection with
the problems discussed in Chapter I and the
background of this study, the results of the research
that have been carried out can be implemented as a
tool to accelerate reporting, so that these problems
can be overcome through the implementation of this
system. The results of this study can be used as a
basis or blueprint for better system development in
the future, and this requires teamwork that never
stops. The existence of a team is deemed necessary to
maintain the system and develop a system in
accordance with policy changes in the financial
division and the OJK as an institution related to
policy regulation in the future. Similarly, socialization
is needed for stakeholders to facilitate the use of the
system in the reporting process of financial
information.
Weaknesses The
research carried out still has shortcomings and
requires further research to improve previous
applications. Some of the things that need to be
considered in advanced research are for several
segments, the data source is still manually inputted in
the application. It is expected that in the future data
sources for some of these segments can be uploaded
to the system en masse so that the work of the report
is more efficient and minimizes the occurrence of
human error.
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5. CONCLUSION
Based on the problems, literature review, a review
of research, review the object of research and
research methodologies in the development of
Service System of Financial Information, it can be
summed up as follows:
1. Based on the research that has been done, it
can take the conclusion that our hypotheses
have been proven as follows:
a. Given a model analysis, design and
implementation of the development of
financial information service systems at
PT BNI Syariah Tbk can provide
financial data.
b. With the existence of a Sistem Layanan
Informasi Keuangan at PT BNI Syariah
Tbk in reporting data can support the
process of accelerating debtor financial
statements.
c. With the Sistem Layanan Informasi
Keuangan at PT BNI Syariah Tbk can
minimize the costs / fines that must be
incurred if an error occurs in the
reporting,
2. The finance division can directly apply it as
a solution for accelerating financial
information reporting.
3. The method used for validation and quality
testing using thetechnique user acceptance
test (UAT) can be well received and
approved by respondents who are involved
in testing and fully accepted by the relevant
division.
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