REVIEW OF LITERATURE

Bharathi pathak (1991): The bulk of the banking business in the country is in the public sector comprising
the state bank of India and its seven associated banks and twenty nationalized commercial banks till 1991, the
Indian banking industry was operating in a highly regulated and protected regime. But with the acceptance of
Norseman committee recommendation, competition as been injected into the banking industry in two forms.
The study has been found that HDFC Bank emerged as a leader in this financial analysis of the year ended 2000-
01. It closest competitor was ICICI Bank. Financial performance of the other three, no doubt, lagged behind
them, but it by no means, depressing. These Bank obviously, have to focus more improving parameters like
credit quality and cost control for the emerge as the top performance.

R. Hamsalakshmi-M.Manicham (2000): “The study, it has been found the liquidity

position and working capital positions were favorable and good during period of study. Regarding turnover ratio,
efficiency in management of fixed assets and total assets must be increased. Regarding return on investment and
return on equity was proved that the overall profitability position of the software companies had been increasing
at a moderate way.

Dr R.Dharmaraj (2003): “The study article “positing in Indian management industry ’’ have
concluded that for the last five year, there has been proliferation of international and domestic providence of
mutual funds. He says that this increased growth is due to the increasing cash flows among innovative young
companies through India.

Awedh (2005): It defends that inflator does not have really an effect on the profitability measured by return
on equity of foreign banks exerting in Lebanon. In the same way, the author steers that the level of inflation affect
more than the return on assets of Lebanese bank than foreign banks in Lebanon.

Dr Harish kumar (2008): A capital adequacy ratio was constant over a period of time. During the study
period it was observed that the return on net worth had negative correlation with the debt equity ratio. Inters
income to working funds also had a negative association with interest coverage ratio and the non performing
to net advance was negatively correlated with interest coverage ratio.
J R Raiyani (2009): During the periods of high inflation depending on conventional accounting
wisdom. May results in firm’s financial information losing its meaning and creation of unrealistic
expectation among information users.

Dr.Kavitha Chavvali (2009): Inventory analysis of gold exchange trade funds. Mathew T. Jones
and Maurice ousted (2007) revised and evaluated pre world war ii current date for countries by treating gold
follows on a continuous basis. The historical data of saving and investment was taken over a time period of 1850-
1945.

N.Prasanna (2009): Stock performance Aitkin 1997 the external effect foreign direct investment on
export with example of Bangladesh where entry of a koala multinational in garment exports led
establishment of a member of domestic export firms creating the country’s largest export
industry.

Dr Sushil kumar Mehta (2010): The financial performance mutual funds schemes. Jayadew (1996)
attempted of evaluate the performance of two growth oriented mutual funds on the basis of monthly return. It
was found that master gain performed better according to Jensen and trey nor measures and basis of sharps ratio.

Monika uppal (2010): Financial performance factors a survey of the literature shows that the foreign bank
performance is affected by factors like the economic and financial environment. Among these factors one can
equate the growth rate of gross domestic product, monetary market rate, inflation rate and foreign exchange rate.
(Williams 1998).