M/S

PROJECT COST & MEANS OF FINANCE

COST OF PROJECT AMOUNT

SHOP 75.00

TOTAL 75.00

MEANS OF FINANCE
PROMOTORS CONTRIBUTION 33% 25.00
BANK FINANCE 67% 50.00

TOTAL 75.00

WORKING CAPITAL REQUIREMENT

CLOSING STOCK 208.33
SUNDRY DEBTORS 98.75
307.08

PROMOTORS CONTRIBUTION 25% 76.77

BANK FINANCE 75% 230.31

TOTAL 307.08
M/S

PROJECTED PROFITABILITY Rs in Lacs

Particulars 2006-07 2007-08 2008-09 2009-10 2010-11
Actual Actual Provsional Projected Projected
INCOME

SALES 224.36 386.46 1,185.00 1,410.00 1,550.00

INCENTIVE, COMMISSION & OTHER INCOME 5.81 13.51 15.00 20.00 25.00

230.17 399.97 1,200.00 1,430.00 1,575.00

EXPENSE
OPENING STOCK - 6.86 33.45 208.33 216.67
PURCHASE 205.75 355.64 1,250.00 1,300.00 1,425.00
205.75 362.50 1,283.45 1,508.33 1,641.67
CLOSING STOCK 6.86 33.45 208.33 216.67 237.50
COST OF SALES 198.89 329.05 1,075.12 1,291.67 1,404.17
SALARIES & WAGES 7.17 12.65 25.00 27.00 30.00
CONVEYANCE 0.28 0.72 2.50 5.00 7.00
STAFF WELFARE 0.10 0.41 0.75 1.25 2.00
ELECTRICITY CHARGES 2.12 5.52 7.50 10.00 12.50
TELEPHONE CHARGES 1.05 2.64 3.25 5.00 7.00
OFFICE EXPENSES 1.18 1.93 2.00 3.00 4.00
GENERAL EXPENSES 0.03 0.10 0.15 0.25 0.50
PRINTING & STATIONERY 0.38 0.65 0.75 0.90 1.00
LEGAL & PROFESSIONAL FEES 0.27 0.67 0.50 0.50 0.50
ADMINISTRATIVE & SELLING EXPS 15.80 34.36 55.00 50.00 65.00

227.27 388.70 1,172.52 1,394.57 1,533.67

N/P BEFORE DEP, INTEREST & TAX 2.90 11.27 27.48 35.43 41.33
RATIO 1.26% 2.82% 2.29% 2.48% 2.62%
LESS : DEPRECIATION 0.38 1.64 2.39 2.39 2.39
N/P BEFORE INTEREST & TAX 2.52 9.63 25.09 33.04 38.94
LESS : INTEREST 0.59 5.04 16.00 17.50 20.00
N/P AFTER DEPRECIATION & INTEREST 1.93 4.59 9.09 15.54 18.94

PAYMENT OF TAXES 0.94 2.07 3.09 5.28 6.44

NET PROFIT AFTER TAX 0.99 2.52 6.00 10.26 12.50

RATIO 0.43% 0.63% 0.50% 0.72% 0.79%

CASH ACCRUALS 1.42 4.21 8.44 12.70 14.95

M/S

PROJECTED BALANCE SHEET Rs in Lacs

LIABILITIES 2006-07 2007-08 2008-09 2009-10 2010-11
Actual Actual Provsional Projected Projected
CAPITAL ACCOUNT 5.00 65.00 90.00 90.00 90.00
RESERVES & SURPLUS 0.99 3.51 9.51 19.77 32.28
UNSECURED LOANS - - -
TERM LOAN 0.43 8.63 55.75 44.60 33.45
WORKING CAPITAL TERM LOAN - 14.47 - - -
CASH CREDIT 28.00 32.94 175.00 175.00 200.00
DEFERRED TAX 0.24 0.95 1.00 1.10 1.25

34.66 125.50 331.27 330.48 356.98

ASSESTS

FIXED ASSETS 14.71 38.53 111.14 108.75 106.36

CURRENT ASSETS, LOANS & ADVANCES

CASH & BANK BALANCE 0.89 14.38 4.10 8.84 12.70
CLOSING STOCK 6.86 33.45 208.33 216.67 237.50
SUNDRY DEBTORS 20.27 29.98 98.75 117.50 129.17
LOANS & ADVANCES 32.25 47.98 35.00 42.00 55.00
60.27 125.79 346.18 385.01 434.37
LESS: CURRENT LIABILITIES
CREDITORS FOR EXPENSES 1.31 3.40 22.00 55.00 65.00
CREDITORS FOR GOODS 39.23 35.59 104.17 108.33 118.75
40.54 38.99 126.17 163.33 183.75

NET CURRENT ASSETS 19.73 86.80 220.02 221.67 250.62

MISC EXPENDITURE 0.22 0.17 0.11 0.06 -

34.66 125.50 331.27 330.48 356.98

-
M/S

PROJECTED FUNDS FLOW STATEMENT Rs in Lacs

SOURCES 2006-07 2007-08 2008-09 2009-10 2010-11
Actual Actual Provisional Projected Projected
CASH ACCRUALS 1.42 4.21 8.44 12.70 14.95
ISSUE OF SHARES 5.00 60.00 25.00 - -
INCREASE/(DECREASE) IN DEFERRED TAX 0.24 0.71 0.05 0.10 0.15
INCREAE IN CASH CREDIT 28.00 4.94 142.06 - 25.00
INCREAE IN UNSECURED LOANS - - - - -
INCREASE/(DECREASE) IN WORKING CAPITAL T/L - 14.47 (14.47) - -
INCREAE/(DECREASE) IN TERM LOAN 0.43 8.20 50.00
INCREASE/(DECREASE) IN CURRENT LIABILITIES 40.54 (1.55) 87.18 37.17 20.42
75.63 90.98 298.26 49.97 60.51

APPLICATION
PURCHASE OF FIXED ASSETS 16.35 25.46 75.00 - -
INCREASE/(DECREASE) IN CASH & BANK BALAN 0.89 13.49 (10.27) 4.74 3.86
INCREASE/(DECREASE) IN CLOSING STOCK 6.86 26.59 174.87 8.33 20.83
INCREASE IN SUNDRY DEBTORS 20.27 9.71 68.77 18.75 11.67
REPAYMENT OF TERM LOAN - - 2.88 11.15 11.15
INCREASE IN LOANS & ADVANCES 32.25 15.73 (12.99) 7.00 13.00
- -

76.62 90.98 298.26 49.97 60.51

IMPORTANT RATIOS
CURRENT RATIO 1.49 3.23 2.74 2.36 2.36
PROPRIETORY RATIO 14% 52% 27% 27% 25%
DEBT EQUITY RATIO 4.75 0.61 2.32 2.00 1.91
RETURN ON CAPITAL EMPLOYED 5.60% 3.66% 2.75% 4.70% 5.31%
INTEREST COVERAGE RATIO 4.92 2.24 1.72 2.02 2.07
DEBT SERVICE COVERAGE RATIO 3.31 0.51 2.93 1.14 1.34
 2011-12
Projected

1,620.00 32.61
30.00

1,650.00
172.25
237.50
1,465.00
1,702.50
244.17
1,458.33
34.00
8.00
2.00
13.00
7.50
4.50
1.00
1.25
0.50
70.00

1,600.08

49.92
3.03%
2.39
47.53
22.00
25.53

8.68

16.85

1.02%

19.29
 2010-11
Projected
90.00
49.13
-
25.09
-
200.00
1.40

365.62

103.97

16.45
244.17
135.00
63.11
458.73

75.00
122.08
197.08

261.64

365.61
 2010-11
Projected
19.29
-
0.15
-
-
-

13.33
32.78

-
3.75
6.67
5.83
8.36
8.11

32.72

2.33
25%
1.62
6.98%
2.27
2.31